3 Reasons Why a Living Trust Is More Beneficial Than Just a Will

Web Admin - Wednesday, January 23, 2019
Des Plaines living trust lawyerIf you wish to leave a legacy to your children or other beneficiaries after your death, it is imperative that you have an estate plan that will ensure prompt and accurate distribution of your assets. Many people think that writing a will is the best way to do this. However, while a will is important, putting your assets into a revocable living trust can provide several additional benefits.

Avoid the Illinois Probate Process 

In order to distribute assets according to the terms of a will, the will must go through the probate process. This involves filing various court documents required by law to establish the value of each asset and to re-title each asset from the deceased’s name to the recipient’s name. This can be a long, drawn-out process.

Secure Adult Heirs’ Immediate Access to the Estate

One of probate’s most serious drawbacks is the freezing of assets. Specifically, any assets that are held solely in the name of the deceased are frozen upon their death. Imagine a married couple who amassed several large investment and retirement accounts and multiple pieces of real estate during their lifetime. Upon the death of both spouses, their children cannot touch any of the assets until a probate court judge approves the will and appoints a Personal Representative to handle the estate. Leaving large investment accounts without active management can be risky.

By comparison, imagine that all of the couple’s assets had been placed in a living trust, meaning that the assets are titled in the name of the trust rather than in the name of any individual. Upon the death of the trust-maker, their designated successor has immediate access to the assets of the trust.

Secure Assets for the Long-Term Benefit of the Family

Imagine our married couple has three children and has a will. Upon the death of both spouses and probate action, the assets of the estate must be divided amongst the named heirs. Assuming the estate is to be divided equally among the three children, the inherited assets are now at risk to creditors, bankruptcy, a lawsuit, or a divorce. 

Creditors. If the married couple had all of their assets in a trust, ownership of those assets can remain titled in the name of the trust indefinitely. Because the assets are not titled in the individual children’s names, the assets are protected from creditors, even if one child files for bankruptcy or gets divorced. The beneficiaries named in the trust will have access to the assets in accordance with the directions specified in the trust documents. 

Heirs with disabilities. Upon the death of the spouses, one child (or an objective third party such as a bank) could be named as the successor trustee with directions to manage the trust in a certain way. This approach can be used to ensure that the use of the assets is prioritized in some way, such as to meet the basic needs of a child or grandchild with a disability. Keeping the assets in the trust can also serve to protect the right of a disabled heir to receive needs-based government benefits.

Underage heirs. Keeping the trust open with a successor trustee can also be beneficial for heirs who have not yet reached adulthood. When a will leaves assets to a minor, the probate court must appoint a conservator to manage the minor’s assets. Once our fictional married couple has died, there is no telling who that conservator might be and what decisions they might make. In contrast, assets left in a trust can be managed according to specific directions written into the trust. Thus, the maker of the trust can dictate when and for what purposes a youthful (or even as-yet unborn) heir can access their inheritance.

Consult a Palatine Revocable Living Trust Lawyer

A well-thought-out living trust can give you greater peace of mind and benefit your heirs in the long run. To discuss options for writing or updating a living trust, call an experienced Schaumburg living trust attorney at Drost, Gilbert, Andrew & Apicella, LLC. We have prepared living trusts for many high-asset families with complex issues of inheritance. To set up a free initial consultation, call 847-934-6000.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Recognizing Abuse or Neglect in a Nursing Home or Assisted Living Facility

Web Admin - Wednesday, January 16, 2019
Schaumburg nursing home negligence lawyerIf you have an elderly relative who lives in a nursing home or assisted living facility, or perhaps is staying temporarily in a rehab center, you could arrive for a visit one day and find that your loved one appears to be seriously ill or injured. There are certainly many ways this can happen through no fault of the facility or caregivers. However, if you see any signs that an illness or injury was the result of nursing home negligence, abuse, or neglect, you should consult a personal injury attorney to determine your legal options.

Examples of Nursing Home Neglect in Illinois

In one recent Illinois case, a nursing home resident died as a result of a head injury sustained during a fall. While being transferred from her bed to her wheelchair via a mechanical lift, the resident fell out of the lift, striking her head. A wrongful death lawsuit was subsequently filed seeking $100,000 in total damages based on two specific claims of negligence. First, the facility’s policy stated that transfers via a mechanical lift were to be performed by two trained staff members. However, in this case, it was alleged that only one staff member was present. The lawsuit also alleged that the facility failed to act with appropriate care in response to the resident’s documented status as “high risk for falling.”

Another recent lawsuit alleged that a nursing home neglected to give appropriate care to a bedridden resident. The resident entered the nursing home specifically to receive care for pressure sores. Rather than improving, the sores grew worse and became infected. The resident’s family members alleged that the facility was negligent in failing to take appropriate action to treat the bedsores. The resident wound up needing surgery and ongoing wound care treatment for two more years, with one small, open wound still remaining at the time of the lawsuit. This case went to trial, which is unusual, because most civil disputes are resolved via pretrial negotiations. The jury awarded the resident $1.25 million, which included $475,000 for past pain and suffering, $300,000 for future pain and suffering, and an additional $475,000 for the facility’s violation of state laws designed to protect nursing home residents.

Consult a Palatine Elder Abuse Attorney  

If you have an elderly relative who may have been abused or neglected by a caregiver, your first step should be to carefully document each specific incident with photographs, times, dates, and names of possible witnesses. Then, call an experienced Arlington Heights nursing home neglect lawyer. The law firm of Drost, Gilbert, Andrew & Apicella, LLC has obtained compensation for our clients in numerous cases of personal injury, including cases involving negligence or malpractice in healthcare settings. Contact us at 847-934-6000 to schedule a free consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Nature or Negligence? Recovering Damages for Winter Injuries

Web Admin - Wednesday, January 09, 2019
Des Plaines personal injury lawyer snow iceThere are many ways you can be injured during the winter months in Illinois: skiing, ice skating, sledding, snowmobiling, being hit by ice falling off a roof, being in a car accident during a snowstorm, or simply slipping and falling on an icy walkway. In many cases, these are simply accidents. If you choose to participate in an activity like ice skating or skiing, you accept the risk that you could fall and get hurt. However, if your injury can be attributed to another party’s negligence, you could be entitled to compensation and should consult a personal injury attorney for advice.

Illinois Law on Hazardous Recreational Activities 

Under Illinois law, if you are injured while participating in or watching a “hazardous recreational activity” on public property, you cannot sue a “local public entity nor a public employee” for compensation (745 ILCS 10/3-109). For example, Cook County and DuPage County have numerous parks and forest preserves with hills and trails where you might go sledding, skiing, or even rock climbing in the wintertime. If you are injured while taking part in those types of activities, the park and park employees generally cannot be held liable. 

However, the law does make two exceptions, in which case you may be able to file a claim for damages. The first exception applies if your injury was caused by “an act of willful and wanton conduct” by a public entity or employee. For example, if you were cross-country skiing on a marked trail and were hit by a park employee driving a vehicle along that trail, you could have grounds for a lawsuit.  

The second exception applies if your injury was caused by the failure of a public entity or employee to provide warning about a known dangerous condition that a reasonable person would not anticipate. For example, suppose park employees dumped a pile of rocks on a sledding hill. The park knew that the snow-covered rocks were a hazard that created a substantial risk of injury and that a visitor could easily assume it was just a snow drift. If a sledder was injured by colliding with that rock pile, a court might rule that the park was negligent and should have posted signs or put up fences to warn people that the hill was not safe for sledding. However, if a sledder runs into the trees that line the edge of a sledding hill, the park would likely not be held liable for any resulting injuries, because the trees were readily visible to everyone as a hazard.

When You Can Claim Compensation for Snow/Ice Injuries

In addition to the law described above, there are several other Illinois laws that limit liability for injuries related to snow and ice removal, general maintenance of streets and sidewalks, and participation in hazardous recreational activities. Also, many recreational facilities require customers to sign liability waivers.

However, any injury that can be attributed to someone’s “willful and wanton conduct” can still be grounds for a lawsuit. Willful and wanton conduct is defined as “a course of action which shows an actual or deliberate intention to cause harm or which, if not intentional, shows an utter indifference to or conscious disregard for the safety of others or their property.” 

For example, numerous people have been injured or killed in Chicago by large chunks of ice falling off buildings. Many of these people have received compensation for their injuries from the building owners, who were deemed negligent for failing to warn pedestrians of a known danger. 

Similarly, if you are injured by faulty rental equipment or poorly maintained facilities while ice skating or skiing, you could have grounds for a lawsuit. 

Consult a Schaumburg Personal Injury Attorney 

If you have been injured in a winter accident that can be attributed to someone else’s negligence, see a doctor and then consult a knowledgeable Palatine personal injury lawyer. At Drost, Gilbert, Andrew & Apicella, LLC, you will receive the personal attention of a small firm with the comprehensive legal skill and sophistication of a large firm. Contact us at 847-934-6000 to schedule a free consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Recent Posts


Chicago car accident lawyer rollover accidents Schaumburg car accident attorney Buffalo Grove car accident lawyer drunk driving life insurance employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys medical malpractice criminal record Colin Gilbert defective products lawyer underinsured motorist Palatine real estate lawyer slip and fall accidents Arlington Heights tax lawyer compensatory time Palatine estate planning lawyer Illinois DUI attorney Schaumburg civil litigation attorney digital evidence insurance claim dispute Long Grove wills and trusts attorneys Detainer Actions Inverness personal injury attorney Kenilworth estate planning attorneys insurance dispute living trust workers compensation truck collisions Barrington estate planning lawyer Thanksgiving traffic accidents Buffalo Grove criminal defense lawyer Schaumburg medical malpractice lawyer caregiver Palatine corporate attorney Barrington civil litigation attorney Palatine injury attorney Illinois trusts attorney FMLA deadly crashes denied insurance claims defective products Forcible Entry deed transfer Buffalo Grove personal injury lawyer Long Grove estate planning Buffalo Grove personal injury attorney Chicago biking tips workers compensation benefits South Barrington real estate attorney privacy Barrington personal injury lawyer Rolling Meadows accident lawyer underfunded trust Arlington Heights wills and trusts attorneys Long Grove estate planning attorney Rolling Meadows estate planning attorney car accident lawyers federal crimes boating accidents Illinois business lawyer health insurance dispute Illinois Trust Code appealing an insurance claim distracted driving accident victims dog bites Rolling Meadows probate lawyer South Barrington real estate lawyer Des Plaines tax law firm medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers comparative negligence icy parking lots Jay Andrew Mt Prospect Attorney living trust vs will Crystal Lake traffic lawyer real estate lawyer gift taxes new real estate form car crash Barrington medical malpractice lawyers Barrington employment attorney Des Plaines personal injury lawyers car collision Buffalo Grove law firm Arlington Heights wills and trusts attorney Illinois medical malpractice lawyers pedestrian accident subcontractor involuntary manslaughter Illinois Wage Payment and Collection Act Chicago lawyer Illinois Sales Representative Act Kenilworth estate planning lawyer personal injury accidents Illinois Probate Act of 1975 construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation denial of life insurance controlled substance Rolling Meadows corporate lawyer Chicago insurance claim attorneys Illinois employment laws fault based insurance drug crime texting and driving modern family estate planning Illinois personal injury lawyer Illinois insurance claims lawyers insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys motorcycle accident lawyer Des Plaines real estate attorney IRA benefits boating DUI anesthesia errors Schaumburg personal injury attorney medication errors college kids special needs trust pet law suspended license federal regulations for LLCs Illinois pedestrian accident attorney School Visitation Rights Act license reinstatement loopholes Illinois insurance claim dispute lawyers Des Plaines DUI attorney probate lawyer murder Rolling Meadows insurance dispute lawyers, insurance dispute Illinois employment law Exclusions Rolling Meadows marijuana attorney distracted driving accidents Illinois collections attorney Arlington Heights injury attorney Palatine law firm FSLA Illinois bicycle safety Schaumburg criminal law attorney Inverness DUI lawyer insurance negligence Chicago insurance law firm liability Illinois construction accident attorney Arlington Heights employment law attorneys Illinois red light cameras rollover car crashes Schaumburg employment attorney Barrington estate planning attorney marijuana crimes attorney living wills vacation home Schaumburg Attorney sexual images Illinois wrongful termination lawyer drug possession Inverness probate lawyer underage DUI motorcycle accident advance healthcare directive Crystal Lake bike accident lawyer Barrington criminal defense lawyer Whistleblower Claims overtime violations Illinois employment law firm Schaumburg estate planning attorney employees probate dealing with problem employees unauthorized overtime power of attorney for healthcare Family Medical Leave Act Chicago will attorney coronavirus hit and run accident Do Not Resuscitate traffic tickets child safety Chicago traffic lawyer rent to own real estate contracts Crystal Lake traffic attorney manufacturing Crystal Lake employment attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys civil litigation attorney Palatine insurance lawyer cell phone tower data Legal Info Des Plaines Traffic Lawyer Palatine punch death Illinois car accident attorney Des Plaines injury law firm Crystal Lake business law attorneys Buffalo Grove real estate attorney commercial real estate Rolling Meadows insurance dispute lawyers estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Illinois traffic accident lawyer POA Rolling Meadows criminal attorney Buffalo Grove medical malpractice lawyers Chicago trucking accident attorney Inverness accident lawyer Super Mario Illinois corporate lawyer Arlington Heights Traffic Lawyer Schaumburg Rolling Meadows employment attorney Chicago estate planning Chicago employment attorney accidental death benefits back injuries Mount Prospect wills and trusts lawyers living trust benefits Long Grove real estate attorney vacation home fines Palatine employment attorney condo association personal injury claim DGAA Crystal Lake employment lawyer bad faith insurance claims independent contractor Arlington Heights personal injury lawyer Illinois Transfer on Death Instrument slip and fall Illinois insurance dispute lawyers Illinois Human Rights Act Illinois civil litigation lawyer criminal Barrington workers compensation attorney agent personal injury attorney Barrington criminal lawyer Schaumburg drug defense lawyer Illinois LLC creation financial advisors Des Plaines motorcycle accident attorney Illinois real estate Illinois insurance claim dispute lawyer driving Deer Park accident attorney commercial leases criminal defense Rolling Meadows car accident lawyers Illinois personal injury attorney privacy laws Illinois speeding lawyer business litigation Des Plaines real estate lawyer spinal cord injuries real estate contract insurance agents Arlington Heights real estate lawyer Illinois medical malpractice attorney Des Plaines accident attorney mass shooting estate planning attorney drug crimes lawyer Self-Directed IRA Accounts marijuana Illinois attorney Rolling Meadows traffic law firm Illinois employment attorneys boating under the influence disability benefits Illinois probate lawyer medical marijuana nursing home negligence Rolling Meadows real estate attorney Illinois law Rolling Meadows traffic attorney Rolling Meadows DUI lawyer Deer Park DUI lawyer Affordable Care Act insurance claim delay Crystal Lake law firm ObamaCare cell phone accidents Deer Park real estate law firm civil litigation Illinois wills and trusts pedestrian injuries, pedestrian fatality Barrington business law firm insurance claim right to work Home Sale Contingencies Palatine corporate law attorneys Kenilworth estate planning attorney employment law auto accidents Illinois wills and trusts attorneys hiring employees personal injury law firm attorney fees Illinois criminal defense attorney Inverness real estate lawyer Illinois boating accident lawyer product liability Des Plaines Food and Drug Administration's Food Safety Modernization Act Schaumburg personal injury lawyer head on collisions Joliet general practice lawyers car crash injuries Illinois employee rights attorney. Retaliatory Discharge Des Plaines medical malpractice attorney elder abuse Chicago attorney blood alcohol content Deer Park workers compensation lawyer Des Plaines drug lawyer murder defense cell phone Rolling Meadows medical malpractice lawyers Fair Labor Standards Act Rolling Meadows drug defense attorney life insurance lawyer capital gains tax automated cars Chicago estate planning lawyer Illinois traffic laws rest breaks Illinois trucking safety Buffalo Grove insurance claim dispute lawyers Rolling Meadows employment law attorneys foreclosed rental property pet bites Barrington litigation attorney Crystal Lake accident attorney Inverness corporate attorney Illinois workplace discrimination attorney expungement bike accident construction accidents ACA Illinois living will clemency Rolling Meadows litigation lawyer Palatine employment lawyer Chicago corporate attorney Illinois estate planning Illinois jet ski accident lawyer trucking accidents IRS digital information insurance dispute attorney Illinois medical malpractice case Arlington Heights lawyer Mount Prospect real estate lawyer Crystal Lake criminal defense attorney Schaumburg insurance lawyers Schaumburg elder law lawyer BAIID Schaumburg corporate attorney traffic violations probate claims process Des Plaines personal injury lawyer hands free device Des Plaines collections attorney Inverness estate planning lawyer Schaumburg real estate lawyer institutional trustee premises liability caretaker rights denied insurance claim homestead rights life insurance policy Schaumburg wrongful death attorney Crystal Lake civil litigation lawyer Deer Park traffic accident attorney dram shop law Inverness injury lawyer income distribution deducation insurance disputes Deer Park criminal attorney Palatine civil litigation lawyer wills and trusts llinois Real Estate Lawyers Association Illinois insurance lawyer Illinois employment lawyer Arlington Heights estate planning attorney Inverness real estate attorney Des Plaines criminal attorney meal breaks breathalyzer test car crashes civil rights violation liability claims Schaumburg construction accident lawyer Crystal Lake pedestrian accident lawyer employee rights swimming pools senior citizens Schaumburg traffic lawyer employment law, Illinois employment laws Rolling Meadows insurance attorney pregnant women construction contracts estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, power of attorney comp time Arlington Heights pedestrian accidents probate fees Deer Park traffic lawyer DNR home inspection lawyer field sobriety test first degree murder Arlington Heights personal injury attorney blended families insurance denials Class A misdemeanor life insurance claims Employment Discrimination Law Barrington boating accident attorney owner responsibility insurance attorney traumatic brain injury medical malpractice compensation personal injury lawyer wrongful termination pizza emoji foreclosure pay when paid contract trustee DUI penalities Arlington Heights Attorney operating agreements Arlington Heights criminal lawyer DUI attorney Schaumburg probate attorney Crystal Lake medical malpractice attorneys Schaumburg personal injury lawyers Arlington Heights medical malpractice lawyer natural gas employee misclassification Crystal Lake car accident attorney workplace sexual harassment corporate law overtime pay Rolling Meadows personal injury lawyers Illinois estate planning law firm pain and suffering IRA trust transfer Crystal Lake medical malpractice law firm Buffalo Grove traffic lawyers Illinois insurance claim attorney Illinois real estate lawyer bicycle accidents Buffalo Grove corporate attorney employment contract Arlington Heights car accident lawyer Mount Prospect elder law attorney Buffalo Grove injury lawyer Arlington Heights insurance attorney Palatine traffic lawyer traffic offenses Rolling Meadows employment law attorney healthcare claims car accident lawyer wrongful death Attorney Ken Apicella severance agreements GM ignition switches problem employees Illinois job attorney Rolling Meadows Attorney personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys criminal law fiduciary rule traffic laws Palatine criminal defense lawyer low-ball insurance settlement Palatine personal injury lawyer creditors sexual harassment trucking accident lawyers startup company Illinois mortgages wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Deer Park personal injury lawyer investment property drug crimes minimum wage Schaumburg estate attorney Illinois workers compensation attorney Illinois elder law attorney contracts reckless homicide Rolling Meadows Palatine business attorney revenge porn Rolling Meadows Traffic Lawyer spinal cord injury real estate closing Crystal Lake tax lawyer Des Plaines insurance attorney Arlington Heights trucking lawyer Barrington drug crime attorney whistleblower protections liens estate planning Barrington Illinois estate planning lawyer estate attorney Illinois driving without license Palatine workers compensation lawyer DUI Schaumburg injury lawyer Illinois registered agent estate tax consent to a search landlord Barrington real estate lawyer estate plan forming a corporation in Illinois medical malpractice claims Arlington Heights TBI attorney TBI Des Plaines drug crimes lawyer sole proprietorship employment attorney employment lawyer Rolling Meadows personal injury attorney Buffalo Grove probate lawyer Palatine drug lawyer digital assets Barrington attorney unpaid overtime texting while driving installment contracts breach of contract Illinois traffic attorney real estate leasing wills changes to mortgage law Illinois injury lawyer digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Rolling Meadows criminal lawyer insurance claim denial personal injury claims internet insurance adjusters Illinois motorcycle accident lawyer Palatine employment law lawyer drunk driving statistics in terrorem provision Illinois defective products attorney crossover accidents Inverness elder law lawyer taxes Crystal Lake pet attorney Illinois employment law attorney food poisoning Illinois traffic attorneys natural gas explosion Palatine construction attorney Crystal Lake injury attorney Barrington Traffic Lawyer Deer Park motorcycle accident lawyer Federal Food Drug and Cosmetic Act no contest clauses products liability PTSD insurance claims Palatine civil attorney Illinois small business employee discrimination DMV Buffalo Grove employment lawyer Crystal Lake car accident lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, Inverness insurance attorney elder law Rolling Meadows personal injury lawyer trench injuries jet ski accidents Illinois rollover accident lawyers drugs residential real estate Illinois workplace lawyer wage theft personal injury jet ski LLCs job lawyers uninsured motorist Policy Cancellation car accidents Barrington personal injury attorney Chicago employment lawyer Palatine elder law attorney license car accident insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys loss of consortium probate process Illinois estate planning attorney Colin H. Gilbert paid sick leave Chicago will attorney, social media platforms, Illinois estate planning lawyer, CAM Barrington employment law attorney Illinois home inspection Arlington Heights wills and trusts lawyer Crystal Lake personal injury attorney healthcare social media after death Rolling Meadows tax attorney Illinois business law atorneys Inverness traffic law firm trusts traffic violations defense Illinois will lawyer Arlington Heights employment attorney license suspension dynasty trusts Crystal lake insurance dispute attorney Home Remodeling Repair Act Des Plaines claims law firm traumatic brain injuries Barrington employment law firm Crystal Lake personal injury lawyer Liquor Control Act Long Grove estate planning attorneys golf accidents medical research Illinois traffic ticket lawyer Illinois Workers’ Compensation Commission Illinois Smoke Detector Act DUI defense Rolling Meadows boating crash lawyer Illinois tax attorney Landlord Tenant Ordinance Illinois personal injury lawyers Transfer on Death Instrument Illinois medical malpractice claim commercial leasing estate planning lawyer Crystal Lake will lawyer Palatine trusts lawyer Crystal Lake employment law attorney Long Grove real estate lawyer probate claims insurance claim denials Illinois Schaumburg estate planning lawyer trauma after an accident pedestrian accidents mortgage pedestrian-automobile accident Buffalo Grove traffic attorney Deer Park medical malpractice attorney Des Plaines pet law attorney real estate bicycle dooring accidents Crystal Lake medical malpractice lawyer work unions license revocation BAC Palatine Attorney Schaumburg employment law attorneys tax attorney trust payments traffic deaths BUI small business fiduciary rule delay eluding a police officer workers comp real estate zoning Crystal Lake estate planning lawyer holiday statistics rumble strips traffic crimes Barrington injury attorney condo irrevocable trust Palatine traffic accidents Arlington Heights wills and trusts lawyers unpaid assessment Rolling Meadows business lawyer Illinois workers compensation lawyer unfunded trust Illinois employment law attorneys Arlington Heights car crash attorneys Arlington Heights traffic attorney Des Plaines civil attorney real estate attorneys preventing accidents Illinois insurance attorney guardianship attorney insurance claim dispute attorney Illinois personal injury Arlington Heights accident attorney estate planning trusts Fourth of July landlord tenant law fatal car accidents employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Rolling Meadows insurance lawyer speeding surgical mistakes preventable medical errors Des Plaines personal injury attorney IRELA filing a medical malpractice claim Illinois insurance disputes Illinois pet lawyer ken apicella estate planning for college students brain injury Deer Park employment law attorney Schaumburg criminal attorney real estate attorney Crystal Lake insurance lawyer insurance agent negligence insurance denial appeals murder charges Inverness civil lawyer Riverwoods estate planning lawyer Palatine probate lawyer Illinois lawyer