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What Types of Charitable Trusts Can I Use in My Estate Plan?

Web Admin - Friday, May 31, 2019
Kenilworth charitable trusts attorneyA trust is a legal agreement created by the owner of assets or property that designates an individual (a trustee) to manage the assets and distribute them to the beneficiaries named in the trust. Assets can be distributed either during the life of the person who creates the trust (known as the grantor) or after their death. In many cases, a grantor chooses to pass their assets to relatives or close friends; however, some may also wish to support a cause they believe in by naming a charity as a beneficiary. In these cases, charitable trusts can be used, and they typically fall into one of two categories: charitable lead trusts and charitable remainder trusts.

Charitable Lead Trusts


This type of charitable trust has a time limit tied to the funding that is provided to one or more charities. Once the time period ends, the rest of the assets are given to non-charitable beneficiaries. The process begins with an initial donation to fund the trust. Charitable lead trusts do not require a minimum or maximum charitable payment amount, and a grantor may prefer to make a cash contribution to be eligible for immediate tax deductions. The payments will then be sent to at least one charity of the grantor’s choosing. This must be done at least once a year for a specific number of years or for the remainder of the lifespan of the grantor. Once the trust’s term has ended, the rest of the funds are given to the beneficiaries chosen by the grantor.

Charitable Remainder Trusts


Many will choose charitable remainder trusts because they can provide regular income for the grantor or their beneficiaries in addition to donating assets to charity. This type of trust is almost the exact opposite of a lead trust, with assets being distributed to beneficiaries during the term of the trust, and any remaining assets being donated to charity after the grantor’s death. 

The first step in creating a charitable remainder trust is making a partially tax-deductible donation. This can include cash, stocks, real estate, or private business interests. During the term of the trust or the remainder of the grantor’s life, assets held in the trust may be distributed to beneficiaries, such as the grantor’s loved ones or even the grantor themselves. Beneficiaries can receive income only once per year or as frequently as every month. After the grantor’s death, the selected charity or charities will receive the remainder of the assets. 

Contact an Arlington Heights Charitable Trusts Lawyer


Estate planning is an extremely complicated process that requires extensive attention to detail. While charitable trusts can provide a number of benefits, it is important to ensure that the correct steps are followed when creating this type of trust. At Drost, Gilbert, Andrew & Apicella, LLC, we can help you determine which trusts will be best for you and your beneficiaries. Contact a Long Grove estate planning attorney at 847-934-6000 for a free consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Sources: 
https://www.fidelitycharitable.org/philanthropy/charitable-lead-trusts.shtml
https://www.fidelitycharitable.org/philanthropy/charitable-remainder-trusts.shtml 


Why Driver Negligence Is the Most Common Cause of Motorcycle Accidents

Web Admin - Friday, May 17, 2019
Arlington Heights motorcycle accident lawyerAs the weather warms up during the spring, more and more people will begin to travel using motorcycles. Unfortunately, the increased number of motorcycles on Illinois’ roads means that more motorcycle accidents are likely to occur. May is Motorcycle Safety Awareness Month, and during this time, drivers are encouraged to share the road safely with motorcycles.

Unfortunately, many drivers fail to protect the safety of motorcyclists. Negligence by drivers of cars or trucks can be incredibly dangerous for cyclists, and collisions between motorcycles and other vehicles are likely to lead to serious or fatal injuries. While motorcyclists can take steps to protect their own safety by wearing a helmet and driving as safely as possible, they are often injured through no fault of their own. Some common forms of driver negligence that can result in severe motorcycle accident injuries include:

- Failure to notice motorcycles - Due to the small size of motorcycles, drivers often do not see them, and this can lead them to collide with a motorcycle when changing lanes or making turns. Drivers should always check their mirrors and blind spots and keep a close eye on all vehicles around them, and failure to do so is considered negligence.

- Failure to respect right of way - A significant percentage of motorcycle accidents take place at intersections, and they often occur because drivers do not follow the traffic laws regarding right of way. In some cases, drivers may not realize the speed at which a motorcycle is traveling, or their view of a motorcycle may be obstructed by obstacles or other vehicles. Regardless of the reason, dangerous collisions can occur when a driver illegally pulls out or turns in front of a motorcycle.

- Distracted driving - When a driver takes their eyes off the road, their hands off the steering wheel, or their attention away from driving, they greatly increase the chances of an accident. Some common distractions include using a cell phone to make calls or send texts, adjusting the radio or environmental controls, attending to children in the car, and eating or drinking. These activities can be especially dangerous when driving around motorcycles, since a momentary lapse in attention can cause a driver to be completely unaware of a nearby motorcycle.

- Drunk driving - When a driver is intoxicated by alcohol or drugs, their vision, coordination, judgment, and reflexes are all negatively affected. This can cause them to be unable to react in time to avoid colliding with a motorcycle.

Contact a Buffalo Grove Personal Injury Lawyer


If you have been injured in a motorcycle collision, it is likely that a negligent driver was at fault. At Drost, Gilbert, Andrew & Apicella, LLC, our Inverness motorcycle accident attorneys can help you pursue compensation from those who were responsible for your injuries, and we will fight to ensure that you receive the financial resources you need. To arrange a free consultation, contact us today by calling 847-934-6000.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
https://www.trafficsafetymarketing.gov/get-materials/motorcycle-safety
https://www.nhtsa.gov/road-safety/motorcycle-safety

How Can My Kids Be Injured By Defective Children’s Products?

Web Admin - Wednesday, May 15, 2019
Inverness defective products lawyer child injuryAs parents, we go to extraordinary lengths to keep our children safe, and we expect others to do so as well. The manufacturers of children’s products should take care to ensure that these items are safe for children and parents to use, and there are a multitude of laws in regulations in place that are meant to keep dangerous products from entering the market. Unfortunately, some companies fail to follow these regulations, or they commit oversights when rushing a product to market, and as a result, defective or dangerous products are sold to consumers.

Since children are especially vulnerable to harm, they can suffer serious injuries because of defective toys, clothes, baby care products, child safety products, and much more. The Consumer Product Safety Commission (CPSC) regulates most children’s products in the United States, and when dangerous products are discovered, the CPSC may require the company to recall the product.

Some recent recalls of children’s products include:

- Rocking infant sleepers - Two manufacturers have recalled all models of their infant rocking sleeper beds. Multiple babies died of suffocation after rolling onto their stomachs because they were not properly restrained while in these sleepers.
- Child bed canopies - A light-up canopy for children’s beds was recalled because the lights could overheat and cause the canopy to catch on fire, leading to serious burn injuries.
- Wooden toys - Multiple types of toys made of wood were recalled, because they contained small parts that could come loose and present a choking hazard for children.
- Clothing - Clothing manufacturers have recalled children’s sleepwear and bathrobes because they did not meet standards for flammability, causing the risk of serious burn injuries for children. Other types of clothing, such as jackets, snowsuits, and shoes, were recalled because of choking hazards from zippers or other components that could become detached.
- Bed rails - One company recalled portable rails for children’s beds because they could cause entrapment and suffocation for children.
- High chairs - One manufacturer recalled convertible high chairs because the legs could become detached, causing fall injuries that could result in brain injuries, broken bones, or dislocated joints for children.
- Baby carriers - A child carrier was recalled because of a defective clip that could cause dangerous fall injuries for babies.
- Bath seats - A support seat to use while bathing infants was recalled because it did not meet the standards for stability. The seats presented a drowning hazard because they could tip over, or a child could slip out of the supports.
- Playground equipment - Some playground parts have been recalled because gaps in railings or handholds are too large, presenting a risk of entrapment and strangulation for children.

Contact a Rolling Meadows Product Liability Lawyer


If your child has been injured while using a defective or dangerous product, the attorneys at Drost, Gilbert, Andrew & Apicella, LLC can help you understand your options for pursuing compensation from a negligent product manufacturer. We will fully investigate the circumstances of the injury and determine whether can recover damages because the product had a design defect or manufacturing defect or because the proper instructions or warnings were not provided. To schedule a free consultation, contact our Barrington personal injury attorneys at 847-934-6000.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
https://www.fatherly.com/gear/product-recalls-what-parents-should-know/
https://www.safekids.org/product-recalls
https://www.cpsc.gov/Recalls

Why Everyone Over Age 18 Should Have a Power of Attorney

Web Admin - Wednesday, April 24, 2019
Barrington power of attorney lawyerA power of attorney is one of the most basic, and yet most important, legal protections that every adult should have. A power of attorney (POA) is a legal document that gives another person the authority to act in your place when you cannot be physically present yourself or if you become incapacitated. There are two types of POA, for property and for healthcare. A power of attorney for property authorizes a designated person to handle your financial affairs, while a power of attorney for healthcare empowers your named representative to make medical decisions on your behalf. 

When Is the Right Time to Create a Power of Attorney?


Imagine that you are struck tomorrow by a catastrophic accident or sudden incapacitating illness. If you are married, your spouse should have access to your financial resources to pay for your medical care and the right to make medical decisions on your behalf. But consider what would happen if you are not married or if your spouse is incapacitated at the same time you are. Do you think your immediate family members would agree on who should take charge of your financial affairs and make medical decisions for you? Having a POA in place will head off disputes that could cause long-term rifts in a family.

Young adults often assume that their parents will be able to step in and handle everything in such an event. However, once you turn 18, your parents do not necessarily have the legal authority to access your medical records and bank accounts and to make healthcare and financial decisions on your behalf. 

Similarly, adults with aging parents may assume they can step in at any time and take over their parents’ affairs. However, why leave it to chance? Do you really want siblings fighting over who is going to take charge? Instead, encourage your aging relatives to sign powers of attorney while they are still competent to make that choice. The POA can be a first step toward creating a comprehensive will and estate plan.

What Does a Power of Attorney for Property Do?


You can create a very limited power of attorney document for a specific situation, such as authorizing your lawyer to handle a real estate closing for you when you cannot be present in person. More commonly, the purpose is much broader. A power of attorney document will specify a list of decisions that your designated representative can make on your behalf, such as selling your home; trading stocks, bonds, and other investments; collecting Social Security and other retirement benefits on your behalf; paying bills from your checking account; managing a trust account; and filing your tax returns.

What Does a Power of Attorney for Healthcare Do?


When you prepare a POA for healthcare, you can specify the powers that your designated representative will have and when those powers will take effect. The medical topics covered in a healthcare POA may include:

- Whether your POA will have full access to your medical records.

- Whether you want extraordinary measures taken to keep you alive as long as possible or instead wish to prioritize quality of life over length of life.

- In what type of circumstances you want life-sustaining treatment to be administered or withheld, or whether you would only like pain-relieving medication to be administered.

- Whether you want to be an organ donor upon your death.

- How you want your mortal remains handled upon your death, e.g., burial or cremation.


Consult a Schaumburg Power of Attorney Lawyer


An attorney can serve as a neutral third party when you need to convince an elderly relative to sign powers of attorney while they are still competent, particularly if you are assisting them with moving out of their home and into some type of assisted living facility. If you need a POA for yourself but are not sure what powers you want to grant your designated representative and when you want those powers to take effect, an experienced Palatine estate planning attorney can explain your options. Call Drost, Gilbert, Andrew & Apicella, LLC at 847-934-6000 to set up a free initial consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Sources:
http://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=2113&ChapterID=60
https://www.isba.org/ibj/2015/04/estateplannersadoptandadaptnewhcpoa

Can I Sue a Bar or Restaurant for Drunk Driving Accident Injuries?

Web Admin - Thursday, April 18, 2019
Des Plaines drunk driving accident attorneyWhen a drunk driver seriously injures another person, the injured person can sue the drunk driver for compensation under Illinois’ personal injury laws. If the at-fault driver became intoxicated in a bar, the injured person may also sue the owner of that bar under state liquor liability laws, also known as dram shop laws. 

What Are Dram Shop Laws?


When a bar serves enough liquor to a patron to cause their intoxication, dram shop laws make the bar owner strictly liable to any person injured by the intoxicated patron. 

What Is the Illinois Liquor Liability Law?


Illinois is one of 38 U.S. states with dram shop laws. The Illinois Liquor Control Act (235 ILCS 5/6-21) states that anyone who is injured in Illinois by an intoxicated person can sue the establishment responsible for that person’s intoxication. That is, the injured person can sue the bar that sold or gave alcoholic beverages to the intoxicated person. 
 
The intoxicated person himself, however, cannot sue the liquor-serving establishment for injuries to himself or his own property, nor can their family make a claim for the loss of the intoxicated person’s support or society.

The Liquor Control Act also specifies limits on the amount of damages that an injured person can claim. These limits are updated annually based on inflation. For incidents occurring on or after January 20, 2019, the maximum compensation is $70,091.09 per person injured. The injured person’s immediate family can also claim loss of support or loss of society up to a maximum of $85,666.89. Each establishment holding a liquor sales license is required to have liquor liability insurance of at least $225,849.07.

What Do You Have to Prove to Win a Liquor Liability Case?


If you have been injured in a car crash caused by a drunk driver, you will need to prove three key points in order to obtain compensation under Illinois’ liquor liability laws:

- The person who injured you was served liquor at a specific bar.
- That person was served enough liquor at that bar to become intoxicated.
- That person, while still intoxicated, caused the car accident in which you were injured.

An experienced personal injury attorney will know how to investigate your case and gather the necessary evidence. 

For example, when police suspect that intoxication contributed to a car crash, they will typically order immediate blood-alcohol testing of the at-fault driver. That will establish the level of that driver’s intoxication. The police may also obtain verbal testimony from the at-fault driver and any passengers they were transporting, which could reveal where they had been drinking and how much alcohol was consumed.

If the police investigation does not reveal where the at-fault driver became intoxicated, a private investigation led by an experienced lawyer may turn up this information. For example, a drunk driver’s alcohol consumption in the hours just prior to a car crash could be documented through credit card transactions, cell phone tracking, security camera video, or eyewitness testimony from other patrons of the bar.

Consult an Aggressive Palatine Personal Injury Lawyer


If you or a member of your family have been injured or killed in a car crash involving a drunk driver, you may be able to claim compensation from more than one source. For a free initial consultation on your case, call an experienced Schaumburg personal injury attorney. Contact the law offices of Drost, Gilbert, Andrew & Apicella, LLC at 847-934-6000.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
http://www.ilga.gov/legislation/ilcs/ilcs4.asp?DocName=023500050HArt%2E+VI&ActID=1404&ChapterID=26&SeqStart=8200000&SeqEnd=13600000
https://www2.illinois.gov/ilcc/News/Pages/2018-Dram-Shop-Liability-Limits.aspx

How to Get Fair Compensation for Truck Accident Injuries

Web Admin - Wednesday, April 10, 2019
Barrington truck crash attorneyHow many people do you think are injured or killed in car and truck crashes in the U.S. every year? In 2017, motor vehicle collisions injured over 2.7 million people and killed more than 37,000. 

The number of people killed in collisions involving large commercial trucks or semi-trailers rose 16% from 2016 to 2017, and the number of people injured rose 9%. In addition, the total number of large trucks involved in crashes rose 4% in 2017, while the total number of every other type of vehicle, from cars to motorcycles, declined.

Why Are Large Truck Crashes on the Rise?


Some experts blame the same government department that collects these statistics, the National Highway Transportation Safety Agency, for not taking tougher regulatory actions that could prevent more of these semi-truck crashes. In particular, the agency has been faulted for not requiring commercial trucks to have forward collision avoidance systems, which can help prevent trucks from rear-ending other vehicles on crowded highways.

Increasing highway congestion contributes to traffic slow-downs that make rear-end collisions and other accidents involving large trucks more likely. Some causes cited for this increased congestion include insufficient investment in the nation’s highway infrastructure over the past few decades and increased truck traffic related to online shopping. 

Chicago area highways are among some of the most overcrowded in the nation. The intersection of I-290 at I-90/I-94 near downtown Chicago is rated third among the 100 most congested truck bottlenecks in America. Other Chicago area locations making the Top 100 list are the spots where I-90 and I-94 split on both the north and south sides of Chicago.

What to Do if You Are Severely Injured in Crash With a Semi-Truck


It is entirely possible to be in a crash involving a tractor-trailer truck and not be injured, if the truck was braking and almost a stop when you are hit. If a driver of a fully loaded truck gets distracted, however, the consequences can be catastrophic. 

If you or a loved one has been badly injured or killed in a semi-truck crash, here are a few things you need to know. First, remember that many of these trucks are owned by huge companies that can afford the best lawyers, in addition to having the backing of a huge insurance company. Second, you may be pressured by a representative of the company to make a quick settlement when you are at your most vulnerable. 

Before you make any decisions, speak to an experienced personal injury attorney who can advise you about what your case may be worth. Do not make any decisions for at least a few weeks, until you know the full extent of your damages. Vehicle crash injuries can take years to recover from, and many people never fully recover. While a check for tens of thousands of dollars may sound great in the moment, your medical and lost-income expenses could far exceed that. 

However, do not wait too long; you have just two years from the date of the accident to file a legal claim for compensation.

Consult a Successful Arlington Heights Truck Crash Lawyer


To speak to a knowledgeable Palatine truck crash attorney, call the law offices of Drost, Gilbert, Andrew & Apicella, LLC at 847-934-6000. There is no charge for your initial case review.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/812696
https://atri-online.org/2018/01/25/2018-top-truck-bottleneck-list/

New Changes in the Multi-Board Residential Real Estate Contract 7.0

Web Admin - Friday, March 29, 2019
Inverness real estate contract lawyerWhen Illinois residents buy and sell homes, their real estate agents and lawyers generally use a standard form for the sales agreement, the 13-page multi-board residential real estate contract. The latest version, 7.0, should be used for all transactions initiated after March 1, 2019. It contains several important changes that make the contract easier to use than the 6.1e version that has been in use since 2015. 

Significant Changes in Real Estate Contract 7.0 versus 6.1e


The changes to the contract are mainly intended to help reduce errors and misunderstandings amongst all parties involved in a real estate sale. The most important changes that buyers, sellers, and real estate agents should be aware of are:

- Inspection contingency: Subparagraph (a) of the inspection paragraph has been rewritten to prevent buyers from demanding minor repairs. It now specifically states that minor repairs “shall not be a basis for the buyer to cancel” the contract. In addition, the seller can now terminate the contract and return the buyer’s earnest money if the buyer asks for repairs or credits unrelated to the major components of the property. 

- Financing contingency: The old Mortgage Contingency paragraph has been replaced by a Financing paragraph with a choice of three options: mortgage contingency, cash transaction with no mortgage, or cash transaction with mortgage allowed. The deadline for the buyer to serve notice that they did not get the specified mortgage is now fixed at either 45 days after acceptance or five business days before closing, whichever is earlier.

- Property tax representations: Two new seller representations have been added to the contract to better inform buyers about a home’s future property taxes. First, sellers must indicate if there are any home improvements that have not yet been assessed for property tax purposes, such as an addition or a new garage. Second, sellers must indicate if there have been any property improvements eligible for a home improvement tax exemption. 

- Attorney review: The language of this paragraph has been clarified so that any proposed change to the sales contract that references subparagraph (d) will be deemed a “proposal;” any other change will be deemed a counteroffer. A buyer or seller can void the contract due to disagreement over a counteroffer but not over a proposal. 

- Seller credits at closing: The paragraph stating whether the seller will pay the buyer’s closing costs has been moved from page 10 to page 1, so it is located near the purchase price.

- Fixtures and personal property included: Four more items were added to the list: hardscape, wall-mounted brackets for TV/AV equipment, water softener, and wine/beverage refrigerator.

- Foreign seller disclosure: If the seller is a nonresident alien or foreign corporation, this fact must be disclosed for federal tax reasons. 


Consult a Palatine Real Estate Lawyer


To ensure that your home sale and/or purchase proceeds smoothly and that your legal and financial interests are protected throughout the process, contact an experienced Arlington Heights real estate attorney by calling 847-934-6000. The attorneys of Drost, Gilbert, Andrew & Apicella, LLC will represent your interests in any real estate transaction. 

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Sources:
https://www.chicagorealtor.com/?s=new+residential+contract&submit=SUBMIT
https://chicagoagentmagazine.com/2019/02/04/understanding-biggest-changes-m…

What Kind of Damages Can I Claim in a Medical Malpractice Lawsuit?

Web Admin - Wednesday, March 20, 2019
Des Plaines medical malpractice lawyerWhen someone suffers a severe injury due to medical malpractice in Illinois, that person may claim two types of compensation from the medical professional or institution who committed the malpractice: 

- Economic damages, which compensate the patient for specific financial losses both past and future, such as medical expenses and lost earnings.

- Non-economic damages, which compensate the patient for physical and/or emotional pain and suffering, inconvenience, disfigurement, physical impairment, loss of consortium, and loss of enjoyment of life, per Illinois law 735 ILCS 5/2-1702.


Does Illinois Limit the Dollar Amount of Damages for Medical Malpractice?


Unlike some states, Illinois medical malpractice law places no limits on the amount of either economic or non-economic damages that you can receive in a lawsuit. However, the law does not allow the award of punitive damages, which are intended to punish a wrongdoer and discourage others from making the same mistakes, per Illinois law 735 ILCS 5/2-1115.

What Type of Medical Error or Injury Qualifies for Financial Compensation?


There are many times when medical treatments that do not have as good of an outcome as we had hoped. For example, a knee replacement surgery may not relieve as much of our pain or restore as much physical function as we had expected. A pain medication may not relieve all of our pain and may also have unpleasant side effects. This does not mean that medical malpractice has occurred. You can only claim medical malpractice when a doctor or other licensed medical professional fails to meet the generally accepted standard of care expected in a particular patient-care situation. 

For example, suppose a patient came into an urgent-care center saying that they think they broke their ankle when they fell off a ladder. The expected standard of care would call for an X-ray to be taken and, depending on the severity of the injury, the doctor might apply a cast or refer the patient to an orthopedic surgeon for an operation to repair the ankle. Now suppose that the treating physician did not order an X-ray, incorrectly interpreted the X-ray, or otherwise failed to treat the patient according to generally accepted standards. Let us further suppose that, as a result of the physician’s error, the patient’s ankle does not heal properly, leaving him with a permanent disability and unable to work in his former profession. Taken together, these circumstances suggest that this patient could win damages in a medical malpractice lawsuit.

Consult an Experienced Schaumburg Medical Malpractice Lawyer


If you have suffered a severe injury that you believe can be attributed to misdiagnosis, delayed diagnosis, surgical error, improperly prescribed medication, or other treatment which deviated from the generally accepted standard of care, consult a knowledgeable Arlington Heights medical malpractice attorney. Call the law offices of Drost, Gilbert, Andrew & Apicella, LLC at 847-934-6000 for a no-cost initial consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
http://www.ilga.gov/legislation/ilcs/ilcs4.asp?DocName=073500050HArt%2E+II+Pt%2E+17&ActID=2017&ChapterID=0&SeqStart=17700000&SeqEnd=19900000
http://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=073500050K2-1115

What Does Comparative Negligence Mean in a Car Accident Lawsuit?

Web Admin - Monday, March 11, 2019
Barrington car accident attorney comparative faultThe question of comparative negligence--sometimes referred to as contributory fault--often arises in an Illinois personal injury lawsuit. If you are seriously injured as the result of another party’s negligence and awarded damages of $100,000, you would expect to receive $100,000. However, under Illinois’ modified comparative negligence law (735 ILCS 5/2-1116), the total amount of compensation you receive will be reduced by the percentage of fault attributed to you, up to 50 percent. For example, if you are awarded $100,000 but found to be 25% at fault for the events which caused your injuries, your award will be reduced to $75,000. If you are assigned more than 50 percent of the blame, you are barred from receiving any compensation.

How Comparative Fault Is Determined Under Illinois Law


Fault is determined based on the evidence and the law. For example, if you are properly stopped at a red light and are rear-ended by a speeding driver, you did not do anything wrong. The driver behind you failed to obey the speed limit and to slow or stop to avoid a collision, so they would be assigned 100 percent of the fault. 

If, however, you were in the process of changing lanes when you collided with a speeding driver, each of you might be assigned part of the fault. You had a duty to make sure the lane was clear before moving into it. The other driver had a duty to obey the speed limit and to slow down to avoid a collision if possible. 

When fault must be apportioned, your attorney will thoroughly study the events leading to your injury. This effort may include reviewing physical evidence, interviewing witnesses, studying police reports, gathering medical records, and consulting with experts. Most commonly, your lawyer and the defendant’s lawyer will discuss the evidence and come to an agreement about the amount of damages and the division of fault. If no agreement can be reached through negotiation, you will have to go to court.

In a court trial, your attorney will argue that the defendant’s negligence was the primary or sole cause of the events that led to your injuries. Under Illinois law (735 ILCS 5/2-613(d)), the burden is on the defendant to show how your own negligence contributed to your injuries and to argue what percent of the fault should be assigned to you. The jury--or, in the case of a bench trial, the judge--will then decide how the fault should be apportioned.

Consult an Experienced Palatine Personal Injury Lawyer


If you have been severely injured in a car accident or other incident resulting from another person or company’s carelessness, consult a knowledgeable Schaumburg civil litigation attorney for advice. Call the law offices of Drost, Gilbert, Andrew & Apicella, LLC at 847-934-6000. There is no fee for your initial consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
http://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=073500050K2-1116
http://www.ilga.gov/legislation/ilcs/documents/073500050k2-613.htm
http://www.illinoiscourts.gov/circuitcourt/civiljuryinstructions/10.00.pdf

Why Construction Subcontractors Should Avoid “Pay When Paid” Contracts

Web Admin - Thursday, February 28, 2019
Rolling Meadows civil litigation attorney breach of contractAs a construction subcontractor, you need to be careful about how your contracts are written, or you could expose yourself to substantial risk of non-payment. One particular clause to watch out for when signing a subcontractor construction contract is the clause which specifies the circumstances of payment, also known as a payment contingency clause. This provision may take the form of either “pay when paid” or “pay if paid,” and there is a meaningful legal difference between the two.

What Is a “Pay When Paid” Clause in a Construction Contract?


It is a generally accepted practice in the construction industry that a subcontractor gets paid only after the general contractor gets paid by the property developer. If a project developer fails to pay the general contractor on time or at all, the subcontractor is also at risk of being paid late or not at all, depending on how their contract is written.

Most state courts, including Illinois, have ruled that a “pay when paid” clause does not excuse the general contractor from paying subs in the event that the property developer does not pay the general contractor. Rather, a “pay when paid” clause may be interpreted as merely specifying an approach for the timing of payments, i.e., the number of days between the time when the general contractor receives payment from the property developer and distributes payments to subcontractors.

In contrast, a “pay if paid” clause is interpreted by the courts as meaning that subcontractors will not be paid unless and until the general contractor is paid by the property developer. This shifts the risk of non-payment from the general contractor to the subcontractor. As long as the contract language is precisely written and makes it clear that the subcontractor accepts the risk that they will not be paid if the general contractor is not paid, the courts will enforce a “pay if paid” clause. If there is any ambiguity, the courts could order payment to a subcontractor even if the general contractor is not paid.

Why Should Construction Subcontractors Object to “Pay If Paid” and “Pay When Paid” Contracts?


Because the general contractor controls access to the work, they often have the leverage to demand that subcontractors accept contingent payment clauses in their contracts. However, if you are a subcontractor, it is not in your best interests to accept a “pay if paid” or “pay when paid” clause in your contracts. You are legally obligated to pay for all of your equipment and labor expenses, so you need to protect your right to be paid by the general contractor in a timely manner. 

Because they are in direct contact with the property developer, the general contractor has a greater ability than a subcontractor to assess the property developer’s finances and ability to pay. Therefore, it is only right that the general contractor should bear the risk of late payment or non-payment by the developer.

Contingent payment clauses can make it harder for you to obtain payment if the property developer breaches their contract with the general contractor. Because your contract is with the general contractor, you have no standing to sue the property developer for failure to pay. Your only recourse is typically to secure a mechanic’s lien against the property developer. The Illinois mechanic’s lien act, 770 ILCS 60/21(e), specifically protects your right as a subcontractor to file a lien even if your contract with the general contractor has a payment contingency clause. 

Consult a Palatine Construction Contracts Lawyer


It is far more cost-effective in the long run to have a lawyer review your contracts before you sign them rather than to sue someone for breach of contract after a deal goes bad or to go after money owed to you by obtaining a mechanic’s lien. Call an experienced Arlington Heights civil litigation attorney at 847-934-6000 for a free initial consultation about your current legal needs. At Drost, Gilbert, Andrew & Apicella, LLC, we have the experience in both contract law and real estate law to support a wide range of legal needs for real estate developers and construction companies. 

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Sources:
https://www.constructconnect.com/blog/construction-law/legally-speaking-construction-contracts-pay-if-paid-pay-when-paid-clauses/
http://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=077000600K21
https://www.natlawreview.com/article/construction-group-news-extremely-clear-pay-if-paid-clause-enforced


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