Web Admin - Tuesday, April 30, 2013
Welcome to the DGAA Law, LLC Blog. The weekly winners of our “Thank You Thursday”™ promotions are posted here. “Thank You Thursday”™ is a promotion that is run through our Facebook page. Our intention is to thank those who have “liked” our Facebook page by providing them with a weekly opportunity to win free prizes. No strings attached. You do not need to hire us in order to win the prize. The rules are simple; “Like” our page and “Like” one of the “Thank You Thursday”™ post and you are entered for a chance to win.

Congratulations to the winners of the April 25, 2013 “Thank You Thursday”™ promotion with Bentley’s Corner Barkery!!! The winners are;

Nancy Pierri Columbia
Kate McCarville Metzel
Jeanette Debaldo
Nancy O’Connor Carlson
Joe Hubbard

Please contact Colin H. Gilbert at cgilbert@dgaalaw.com and notify him as to what address you would like your prize sent. Please include the term “Thank You Thursday” in the subject line of your e-mail.

Signing Your Child’s Life Away Or . . . Are Exculpatory Clause Waivers Enforceable Against Minors?

Web Admin - Tuesday, April 30, 2013
My daughter recently went on a ski trip organized by her middle school ski club. On top of the normal parental permission slip, she also brought home the ski resort waiver form which had to be signed in order for her to participate. The form said, in sum and substance, if we [the ski resort] kill, paralyze or maim your child as a result of our negligence, we are not responsible. Hope you have health insurance. At the same time, without regard to negligence if your kid returns our ski equipment scratched, dented or otherwise damaged, be prepared to write a check. This was unfortunately not our only experience with such a waiver. My son was recently invited to a classmate’s birthday party at one of the trampoline centers that seem to be popping up all over these days. Included with the invitation was a similar waiver for us to sign in order for our son to attend his friend’s party.

Consider this for a second. These businesses profitably market themselves as a fun place to bring children, but at the same time tell you they are so concerned that your child will be injured as a result of their negligence, you need to sign an agreement not to hold the business responsible when it actually happens. I can’t be the only parent troubled by being asked to sign one of these.

But can this actually be enforced? In Illinois, the answer to that question is clearly “No.” The Court, in Meyer v. Naperville Manner, Inc., 262 Ill.App.3d 141 (2d Dist. 1994) held that a waiver of liability signed by a parent before the minor child’s cause of action accrued is ineffective. Illinois is not alone in applying this rule. It is the general rule that, in the absence of statutory or judicial authorization, a parent cannot waive, compromise, or release a minor child’s cause of action. See, e.g., Johnson v. New River Scenic Whitewater Tours, Inc., 313 F. Supp. 2d 621, 629-32 (S.D. W.Va. 2004) (finding that a parent could not waive liability on behalf of a minor child and also could not indemnify a third party against the parent’s minor child for liability for conduct that violated a safety statute such as the Whitewater Responsibility Act); In re Complaint of Royal Carribean Cruises Ltd., 459 F. Supp. 2d 1275, 1279-81 (S.D. Fla. 2006) (under Florida law, parent’s preinjury release of liability on behalf of minor child was unenforceable to exonerate the commercial lessor of personal watercraft from liability for injuries sustained by child in accident that occurred while the minor was a passenger on watercraft operated by the parent/lessee); Doyle v. Bowdoin Coll., 403 A.2d 1206, 1208 n.3 (Me. 1979) (stating in dicta that a parent cannot release a child’s cause of action); Smith v. YMCA of Benton Harbor/St. Joseph, 216 Mich. App. 552, 550 N.W.2d 262, 263 (1996) (“It is well settled in Michigan that, as a general rule, a parent has no authority, merely by virtue of being a parent, to waive, release, or compromise claims by or against the parent’s child.”); Hojnowski v. Vans Skate Park, 187 N.J. 323, 901 A.2d 381, 383 (2006) (finding in a case involving a child injured while skateboarding at a skate park facility, “a parent may not bind a minor child to a pre-injury release of a minor’s prospective tort claims resulting from the minor’s use of a commercial recreational facility”); Childress v. Madison County, 777 S.W.2d 1, 6-7 (Tenn. Ct. App.1989) (extending the law that a parent could not execute a preinjury release on behalf of a minor child to a mentally handicapped 20-year-old student who was injured while training for the Special Olympics at a YMCA swimming pool); Hawkins v. Peart, 37 P.3d 1062, 1066 (Utah 2001) (concluding in a case involving a child injured by falling off a horse provided by a commercial business that “a parent does not have the authority to release a child's claims before an injury”); Scott v. Pac. W. Mountain Resort, 119 Wash. 2d 484, 492-93, 834 P.2d 6 (1992) (holding that the enforcement of an exculpatory agreement signed by a parent on behalf of a minor child participating in a ski school is contrary to public policy).

Something to keep in mind the next time one of these waiver forms is put in front of you.


Web Admin - Tuesday, April 23, 2013

The federal Servicemember’s Civil Relief Act (formerly known as the Soldier’s and Sailor’s Civil Relief Act of 1940) is the current incarnation of a federal statutory scheme dating back to the Civil War designed to provide protections to service members on active duty.  Essentially, the statute prevents service members from being sued while on active duty and for up to a year afterwards.  Furthermore, because active military pay is often less than what the civilian service member was earning, the statute re-structures the contract terms of certain of their pre-service debt, capping interest rates and restricting forfeitures and repossessions.

Effective January 1, 2013, Illinois got into the act.  The Illinois Service Member Civil Relief Act (330 ILCS 63/1 et. seq.) substantially expanded the protections for service members.  In addition to the standard protections capping interest rates and staying certain repossessions and legal activities, the statute:

I. Allows a court to restructure the payment terms of an obligation to “preserve the interest of all parties.”

II. Allows a court, if military service “materially affects” the ability to pay, to re-structure rent and mortgage obligations, or cancel a lease (residential or not) under certain circumstances.

III. Prevents life insurance companies from lapsing a policy for non-payment within 2 years after service ends.

IV. Allows a refund of tuition from any state school if unable to attend for more than 7 days, and prevents a withdrawl from affecting grade point average

V. Prevents utilities from cancelling service for non-payment or imposing late charges, and mandates relaxed repayment plans for arrearages

VI. Allows the termination, without penalty, of cell phone contracts and automobile leases under certain circumstances

Not only did the legislature greatly expand the protections, the statute provides that many violations are now civil rights violations under the Illinois Human Rights Act (775 ILCS 5/1-101 et. seq.), which gives the service member a private right of action to recover actual and punitive damages and attorneys fees.  Enforcement proceedings may also be commenced by the Illinois Human Rights Commission or the Illinois Attorney General.

The question for the courts will be whether the legislature overstepped its bounds here.  Lawmakers love to vote for things that help service members particularly where, as here, there are no direct costs to the taxpayers.  However, there are substantial intrusions into the tenets of private contract law, and various trade organizations are already gearing up for a challenge, so it remains to be seen how much of this law will survive.  In the meantime, if you are a creditor of a service member ... Beware!  If you are a service member who has been denied your rights by an offending creditor, you should seek legal counsel.


Web Admin - Monday, April 22, 2013

Welcome to the DGAA Law, LLC Blog.  The weekly winners of our“Thank You Thursday”™ promotions are posted here.   “Thank You Thursday”™ is a promotion that is run through our Facebook page.  Our intention is to thank those who have “liked” our Facebook page by providing them with a weekly opportunity to win free prizes.  No strings attached.  You do not need to hire us in order to win the prize.  The rules are simple; “Like” our page and “Like” the “Thank You Thursday”™ post and you are entered for a chance to win.

Congratulations to the winners of the April 18, 2013 “Thank You Thursday”™ promotion with Maui Tan of Arlington Height!!!  The winners are;

Stacy Bredberg

Jennifer Welter

Jacqui Augustyniak

Stephanie Marin

And the winner of the Chicago White Sox tickets is;

Tim Redel

Please contact Colin H. Gilbert at cgilbert@dgaalaw.com and notify him as to what address you would like your prize sent.  Please include the term “Thank You Thursday” in the subject line of your e-mail.

C.A.M. attempts reform while keeping Domestic Violence and DUI offenders out of jail

Web Admin - Tuesday, April 16, 2013

There is a little-known reform program in Illinois, at least in Cook County, that applies to individuals who are charged with offenses involving alcohol called C.A.M.  This is an acronym for Continuous Alcohol Monitoring.  It is designed to allow defendants to avoid jail time by wearing an ankle bracelet that is able to determine if, and when, an individual consumes alcohol.

CAM is not for everyone.  The primary user is the “Hard Core Drunk Driver”.  This is the person repeatedly driving with a blood alcohol content (“BAC”) greater than 0.16 or a driver with multiple DUI convictions at any BAC . The secondary user is the criminal offender that has been charged with domestic violence where alcohol is a contributing factor.

CAM was introduced as a way to punish and treat an offender while also protecting the community.  It is designed to be a “happy medium” between allowing offenders to  freely walk the streets and spend time in jail.  It is a 24/7 automated system that conducts a test every 30 minutes.  The CAM bracelet is able to detect, via sweat excretion through the skin, how many drinks a person has had over a given period of time.  It operates much in the same way a bracelet for house arrest does.  The offender is required to wear it at all times, the exception being that they are allowed to leave their premises.       

The most positive element of CAM is its ability to reform while helping criminal offenders avoid jail time.  Judges are sometimes in the business of punishing offenders, while at the same time attempting to reform them.  If a Judge can accomplish this without sentencing jail time they will certainly try to do so.  CAM has been in place in Illinois since 2008.  According to SCRAM from AMS (one of the companies responsible for administering CAM), DUI convictions are down 6% in Illinois over that period of time.  More startlingly, during that same period of time, DUI convictions were down more than 29% in Champaign and Macon County.

If you are one of the above referenced types of offenders, CAM may be a solution for you if you are looking to avoid jail time.  When facing these serious charges, talk with your criminal defense / DUI attorney about taking advantage of the CAM program prior to your court appearance.  It may mean the difference between prison food or pizza on a Friday night.


Web Admin - Monday, April 15, 2013

Welcome to the DGAA Law, LLC Blog.  The weekly winners of our “Thank You Thursday”™ promotions are posted here.   “Thank You Thursday”™ is a promotion that is run through our Facebook page.  Our intention is to thank those who have “liked” our Facebook page by providing them with a weekly opportunity to win free prizes.  No strings attached.  You don’t to hire us in order to win the prize.  The rules are simple; “Like” our page and “Like” the “Thank You Thursday”™ post and you are entered for a chance to win.

Congratulations to the winners of the April 11, 2013 “Thank You Thursday”™ promotion with Chilli’s of Arlington Height!!!  The winners are;

            Julie Jost

            Beth Volpp

            Katie Morrell

            Katie Meyer Thorstenson

            Gary Swiontek

Please contact Colin H. Gilbert at cgilbert@dgaalaw.com and notify him as to what address you would like your prize sent.  Please include the term “Thank You Thursday” in the subject line of your e-mail.

The Illinois Home Repair and Remodeling Act – Where do we stand?

Web Admin - Monday, April 08, 2013

By: Jay A. Andrew


The Illinois Home Repair and Remodeling Act (“HRRA”)
http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2359&ChapterID=67 was enacted and became effective on January 1, 2000. The intent of the original Act was to protect the elderly from so called “Storm Chasers”. “Storm Chasers” are contractors who move from state to state seeking repair work after natural disasters in an effort to collect the insurance proceeds. The HRRA’s five main requirements are that: 1) a contractor must provide the consumer a written contract on any home repair or remodeling job over $1,000.00 2) If that contract contains an arbitration and/or a jury waiver the contractor must get the consumer to acknowledge those provisions in writing 3)  the so-called “Storm Chaser” provisions 4) a contractor must provide the consumer with a Consumer Rights brochure for any home repair or remodeling job over $1,000.00 and 5) Minimum insurance requirements for contractors.

The original version of the HRRA stated that it was “unlawful” for any person not to comply with the HRRA. Some very creative attorneys in our state decided that this meant that consumers could use this as a shield to paying contractors for home repair and remodeling work when disputes arose and in some cases they argued that it wiped out the contractor’s Mechanics’ Lien. Thereafter, the Illinois Appellate Courts weighed in on the issue. They had different opinions on these theories[1]. The Act was rewritten in July 2010 to remove the word “unlawful” from Section. At the same time, the K. Miller Construction Company, Inc. v. Joseph McGinnis[2] case was being considered by the Illinois Supreme Court. In September 2010, the Illinois Supreme Court issued their opinion. They found that in light of the statutory amendments, a violation of the HRRA did NOT invalidate the Mechanics’ Lien or effect the enforceability of the construction contract.

Therefore, as consumers you are now left with a private right of action under the statute for a violation. The key to that action is the consumer’s ability to prove actual damages from the violation. The consumer’s attorney can attempt to “boot strap” the violation under the Illinois Consumer Fraud to obtain punitive damages and attorney’s fees. However, a finding of “bad faith” by the trier of fact would become necessary to recover those additional damages under the Consumer Fraud Act.

For the contractor, you should take a look at the HRRA and verify that you are in compliance before you head out to your next job. Your lien rights and enforceability of your own contract appear not to be in jeopardy with a violation, however, suffering through a direct action can also be a costly venture.

If you have any questions about the Home Repair and Remodeling Act, the Home Repair Fraud Act or the Illinois Consumer Fraud Act, whether you are a contractor or a consumer, feel free to contact Jay A. Andrew of DGAA, LLC W: www.dgaalaw.com E: jaa@dgaalaw.com P: 847.934.6000 x14

Like DGAA Law on Facebook: @ www.facebook/DGAALaw

[1] Behl Construction v. Gingerich, 396 Ill.App. 3d 1078, 920 N.E.2d 665 (4th Dist., Illinois 2009); Roberts v. Adkins, 397 Ill.App.3d 858, 921 N.E.2d 802, 336 Ill. Dec. 946 (3rd Dist., Illinois 2010); Smith v. Bogard, 377 Ill.App.3d 842, 879 N.E.2d 543 (4th Dist. Illinois 2007)

[2] 238 Ill.2d 284, 938 N.E.2d 471 (2010)

Dealing with denied or delayed life insurance claims

Web Admin - Monday, April 01, 2013

After consistently paying premiums on a life insurance policy for years, you should be able to expect the insurance company to live up to their end of the agreement.  Unfortunately, that doesn’t always happen. Many Illinois life insurance claims are wrongfully delayed or denied.  Here are a couple of tips should you find yourself with a denied life insurance claim:

Trust your instincts. A lot of times, I hear from clients who say that they had a feeling  right away that something just did not seem right from the outset of their initial interactions with the insurance company to collect on a loved one’s life insurance policy.  Maybe the insurance company inaccurately or unfairly categorized the manner of death, or claimed that the policy value was actually less than what they were led to believe.  Frequently, insurance corporations assert that some mistake on the insurance application now prevents the beneficiary from collecting on the policy.  You do not, and should not, assume that they are always right or are being completely truthful.

Don’t give up without a fight. The bottom line is that you do not have to take the insurance company’s word for it.  It could be a simple miscommunication.  It could also be that the insurance company is acting in bad faith or wrongfully denying your claim, which happens when an insurance company denies or delays a claim without a legitimate  legal justification.  Let’s face it, most life insurance claims involve significant dollar figures and insurance companies only make money if they take in more money in premiums than they pay out in claims.  Make sure that the insurance company’s denial is completely legal and justified before walking away.

Don’t sit on your rights. Justice delayed is justice denied.  While already dealing with the loss of a loved one, the prospect of taking on a colossus of an insurance corporation and its legion of highly paid lawyers can seem crushingly overwhelming.  Don’t just ignore the problem and let the insurance company win. Waiting too long to find the energy to take on the insurance corporation can sometimes preclude you from recovering on an otherwise valid claim.

Get help. You do not have to deal with the insurance company on your own. Too often,  beneficiaries inadvertently reduce their chances to recover under a policy by failing to submit paperwork completely, properly and on time.  It’s a good idea to get an experienced life insurance attorney involved if things are not going as they should.  Keep in mind that no matter how nice the person who sold the policy is, the insurance corporation’s interests are directly in conflict with yours.

If you have questions about life insurance benefits that you believe are being unfairly delayed or denied, feel free to contact Ken Apicella of DGAA, LLC. W: www.dgaalaw.com E: KCA@dgaalaw.com P: 847.934.6000.

Get to know us...

Web Admin - Saturday, March 09, 2013

Now that you know some of the ways to keep in touch with us, we thought you might want to get to know us a little...

DGAA Law, LLC is aggregate of four attorneys who complement each other in both background and personalities. Here are just some of the areas in which we practice: Civil Litigation, Collections, Corporate Law, Criminal Defense Law, Employment Law, Insurance Disputes, Personal Injury, and Real Estate Law.

We also provide services through our Online Illinois Attorney service. This service gives people the opportunity to contact us and utilize our skills directly through the DGAALaw.com website.

Kenneth B. Drost brings more than 34 years of practicing in the Illinois courts; Ken’s service areas include Commercial and retail collections, real estate law, corporate law, and various forms of civil litigation.

Colin H. Gilbert supplies innovative strategies and strong analytical skills to all of his cases; he practices in the areas of criminal defense, collections, real estate law, and corporate law.

Jay A. Andrew brings a unique perspective to the law firm in that he is both a litigator and a transactional attorney. His service areas include estate planning, probate, trust administration, real estate law, residential and commercial leasing, contracts, as well as civil litigation.

Kenneth C. Apicella has earned the designations “Super Lawyer” and “Rising Star” in the field of personal injury law by Thompson Reuters, a recognition awarded to only 5% of attorneys nationwide. Ken concentrates his focus in the areas of personal injury, employment, insurance coverage disputes, and civil litigation.


Web Admin - Saturday, March 09, 2013

Welcome to Drost, Gilbert, Andrew, and Apicella, LLC! DGAA Law, LLC is a fully integrated Chicago law firm, that also has a convenient northwest suburban office on the border of Arlington Heights and Palatine.

A couple of the goals of this blog are to share information, as well as keep in touch with you, and so there are many ways for us to reach one another.

Website: http://www.DGAALaw.com
Facebook: https://www.Facebook.com/DGAALaw
LinkedIn: https://www.LinkedIn.com/company/DGAA-Law-LLC
Phone: (847) 934-6000
USPS: DGAA Law, LLC, 800 E Northwest Hwy, Suite 1090, Palatine, IL 60074

So join us as we begin this journey. We look forward to hearing from you; if you have topics that you would like to see in this blog, let us know via email blog@dgaalaw.com.

Recent Posts


employees accidental death benefits homestead rights sole proprietorship fault based insurance Illinois medical malpractice claim South Barrington real estate lawyer wage theft Arlington Heights wills and trusts attorney Crystal Lake traffic attorney Detainer Actions comparative negligence tax attorney Class A misdemeanor Illinois LLC creation insurance claim dispute attorney Arlington Heights wills and trusts lawyer deed transfer Illinois estate planning law firm motorcycle accident employment contract Palatine corporate law attorneys food poisoning disability benefits employment attorney Rolling Meadows DUI lawyer Crystal Lake will lawyer Kenilworth estate planning attorneys Illinois life insurance car crash Illinois personal injury Deer Park traffic accident attorney Chicago lawyer Illinois attorney Rolling Meadows Deer Park personal injury lawyer Federal Food Drug and Cosmetic Act Illinois bicycle safety estate planning lawyer DUI penalities Food and Drug Administration's Food Safety Modernization Act operating agreements Rolling Meadows traffic law firm distracted driving accidents wrongful termination Arlington Heights personal injury lawyer fiduciary rule delay medical research Crystal Lake pet attorney job lawyers federal crimes BAIID mass shooting mortgage truck collisions criminal law Chicago corporate attorney employee misclassification Schaumburg employment attorney independent contractor Deer Park criminal attorney elder law texting while driving Buffalo Grove probate lawyer Des Plaines Traffic Lawyer Schaumburg corporate attorney living trust vs will employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Illinois tax attorney Crystal Lake personal injury lawyer Arlington Heights personal injury attorney murder whistleblower protections Palatine elder law attorney ObamaCare Inverness personal injury attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Inverness civil lawyer personal injury law firm liability claims Arlington Heights lawyer overtime pay pedestrian injuries, pedestrian fatality Long Grove estate planning Illinois estate planning attorney personal injury Buffalo Grove personal injury lawyer traffic accidents Des Plaines Inverness elder law lawyer commercial real estate Buffalo Grove injury lawyer pregnant women product liability underage DUI field sobriety test natural gas explosion Illinois motorcycle accident lawyer Rolling Meadows business lawyer Schaumburg insurance lawyers traffic laws Inverness traffic law firm insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Schaumburg medical malpractice lawyer pedestrian-automobile accident condo association civil litigation Schaumburg personal injury lawyer insurance dispute attorney home inspection lawyer Des Plaines real estate lawyer rest breaks golf accidents cell phone tower data license Illinois red light cameras Schaumburg personal injury lawyers life insurance policy FMLA Crystal Lake medical malpractice law firm car accident Illinois elder law attorney Barrington boating accident attorney unpaid assessment Long Grove wills and trusts attorneys Barrington employment attorney pay when paid contract rent to own real estate contracts Illinois Wage Payment and Collection Act right to work Arlington Heights tax lawyer Deer Park medical malpractice attorney ACA insurance claim dispute Arlington Heights employment attorney taxes Illinois Transfer on Death Instrument appealing an insurance claim insurance adjusters Retaliatory Discharge Family Medical Leave Act car crashes spinal cord injury Palatine workers compensation lawyer pizza emoji Fair Labor Standards Act bicycle accidents liability criminal defense Barrington injury attorney Affordable Care Act living trust benefits drug crime Liquor Control Act Palatine punch death Des Plaines tax law firm Rolling Meadows Attorney investment property Schaumburg employment law attorneys Des Plaines motorcycle accident attorney Illinois insurance lawyer probate process Illinois law social media after death Illinois workplace discrimination attorney Illinois employment laws Illinois boating accident lawyer healthcare claims Des Plaines drug crimes lawyer LLCs criminal record loss of consortium trauma after an accident wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace subcontractor medical marijuana Thanksgiving cell phone Rolling Meadows accident lawyer Palatine employment lawyer Schaumburg civil litigation attorney boating under the influence Des Plaines pet law attorney Schaumburg wrongful death attorney fiduciary rule Crystal Lake employment law attorney Kenilworth estate planning lawyer foreclosed rental property trusts DUI defense Palatine employment attorney hands free device federal regulations for LLCs ken apicella Long Grove real estate attorney Palatine employment law lawyer auto accidents Illinois medical malpractice attorney workers comp Rolling Meadows employment law attorney traffic crimes workers compensation benefits Deer Park motorcycle accident lawyer Illinois employment law traffic deaths Illinois business lawyer forming a corporation in Illinois defective products Home Sale Contingencies Illinois insurance claim attorney employee discrimination preventing accidents products liability TBI business litigation eluding a police officer Rolling Meadows criminal attorney Barrington employment law firm Schaumburg injury lawyer Illinois workplace lawyer paid sick leave Rolling Meadows Traffic Lawyer Illinois workers compensation lawyer trust payments medical malpractice compensation Attorney Ken Apicella elder abuse Buffalo Grove law firm Long Grove estate planning attorney Rolling Meadows traffic attorney Illinois workers compensation attorney digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Illinois trusts attorney Illinois DUI attorney loopholes Barrington Illinois estate planning lawyer Palatine trusts lawyer Crystal Lake medical malpractice attorneys Illinois traffic attorney suspended license Illinois insurance claims lawyers gift taxes anesthesia errors Illinois medical malpractice case Palatine traffic accidents hit and run accident Illinois collections attorney DNR traumatic brain injuries probate Employment Discrimination Law Crystal Lake pedestrian accident lawyer Rolling Meadows insurance dispute lawyers PTSD Illinois registered agent Inverness estate planning lawyer Crystal Lake traffic lawyer Home Remodeling Repair Act special needs trust Deer Park workers compensation lawyer dynasty trusts Crystal Lake injury attorney probate lawyer Illinois personal injury lawyers Chicago insurance claim attorneys capital gains tax Illinois wills and trusts Rolling Meadows marijuana attorney Rolling Meadows insurance attorney Schaumburg probate attorney workplace sexual harassment license revocation clemency Deer Park real estate law firm Self-Directed IRA Accounts Des Plaines personal injury attorney Arlington Heights accident attorney Illinois probate lawyer condo drug crimes Palatine insurance lawyer Illinois personal injury lawyer car collision Rolling Meadows medical malpractice lawyers blended families Schaumburg construction accident lawyer Schaumburg personal injury attorney Chicago traffic lawyer Rolling Meadows probate lawyer Long Grove estate planning attorneys preventable medical errors Chicago estate planning lawyer Illinois Smoke Detector Act insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys premises liability Illinois traffic attorneys contracts Crystal Lake personal injury attorney DUI Illinois jet ski accident lawyer Illinois traffic laws Illinois insurance disputes Schaumburg elder law lawyer pet law murder charges Do Not Resuscitate Deer Park traffic lawyer Barrington employment law attorney Illinois car accident attorney Illinois civil litigation lawyer speeding digital evidence pedestrian accidents defective products lawyer Barrington drug crime attorney wills and trusts sexual harassment Crystal Lake criminal defense attorney employment lawyer Buffalo Grove employment lawyer Rolling Meadows drug defense attorney Buffalo Grove personal injury attorney Illinois employment attorneys first degree murder insurance attorney Crystal Lake civil litigation lawyer drug crimes lawyer Chicago insurance law firm meal breaks Illinois estate planning Illinois employment law attorneys probate claims process trench injuries commercial leasing Riverwoods estate planning lawyer real estate Palatine estate planning lawyer Palatine injury attorney civil litigation attorney Schaumburg car accident attorney income distribution deducation personal injury lawyer cell phone accidents power of attorney personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Buffalo Grove medical malpractice lawyers Buffalo Grove car accident lawyer Des Plaines accident attorney Barrington real estate lawyer Arlington Heights wills and trusts lawyers slip and fall accidents head on collisions Illinois insurance claim dispute lawyers insurance negligence Crystal Lake employment attorney internet Mount Prospect elder law attorney Illinois insurance dispute lawyers Illinois rollover accident lawyers surgical mistakes Barrington estate planning attorney GM ignition switches Arlington Heights insurance attorney pet bites Illinois Probate Act of 1975 Illinois corporate lawyer changes to mortgage law low-ball insurance settlement Illinois job attorney rollover car crashes Crystal Lake car accident attorney bike accident personal injury attorney insurance claim denials agent Des Plaines drug lawyer wills medical malpractice claims Rolling Meadows insurance dispute lawyers, insurance dispute civil rights violation Rolling Meadows tax attorney Des Plaines personal injury lawyers institutional trustee caretaker rights real estate contract employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, traumatic brain injury DMV motorcycle accident lawyer corporate law car crash injuries breathalyzer test Landlord Tenant Ordinance Illinois employment law attorney employment law, Illinois employment laws real estate attorney Crystal Lake accident attorney Buffalo Grove corporate attorney Schaumburg drug defense lawyer real estate attorneys Palatine civil attorney Crystal Lake business law attorneys denied insurance claim personal injury claim Crystal Lake medical malpractice lawyer guardianship attorney Chicago attorney Arlington Heights real estate lawyer estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers construction contracts Illinois home inspection Inverness DUI lawyer insurance claim denial Des Plaines collections attorney Barrington business law firm Des Plaines injury law firm blood alcohol content medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers drunk driving digital assets Des Plaines civil attorney car accidents Chicago estate planning health insurance dispute Buffalo Grove insurance claim dispute lawyers Rolling Meadows litigation lawyer dram shop law filing a medical malpractice claim IRA trust transfer Crystal lake insurance dispute attorney Illinois defective products attorney denial of life insurance insurance claim delay back injuries Schaumburg real estate lawyer consent to a search personal injury claims Chicago employment attorney Rolling Meadows personal injury lawyer Schaumburg Schaumburg estate attorney estate planning trusts Whistleblower Claims Jay Andrew Illinois insurance attorney unauthorized overtime vacation home life insurance claims Legal Info Illinois real estate lawyer Crystal Lake car accident lawyer workers compensation Joliet general practice lawyers Deer Park accident attorney Arlington Heights estate planning attorney natural gas Mount Prospect wills and trusts lawyers icy parking lots insurance claim Illinois injury lawyer pedestrian accident Illinois criminal defense attorney Illinois traffic accident lawyer involuntary manslaughter holiday statistics Schaumburg estate planning lawyer Chicago employment lawyer trucking accident lawyers irrevocable trust Des Plaines criminal attorney insurance agent negligence minimum wage Inverness insurance attorney Des Plaines DUI attorney real estate leasing college kids Rolling Meadows corporate lawyer Barrington attorney Rolling Meadows boating crash lawyer Rolling Meadows real estate attorney Colin H. Gilbert Barrington criminal lawyer rollover accidents BAC Barrington estate planning lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, Palatine construction attorney marijuana financial advisors Kenilworth estate planning attorney car accident lawyer breach of contract dealing with problem employees Mt Prospect Attorney Arlington Heights criminal lawyer Arlington Heights trucking lawyer deadly crashes insurance agents caregiver Barrington medical malpractice lawyers Palatine real estate lawyer estate planning attorney Buffalo Grove traffic lawyers reckless homicide Des Plaines personal injury lawyer Illinois trucking safety Chicago car accident lawyer unfunded trust Palatine personal injury lawyer insurance dispute manufacturing fatal car accidents trustee Buffalo Grove real estate attorney Inverness accident lawyer Illinois medical malpractice lawyers real estate lawyer Palatine criminal defense lawyer Inverness real estate attorney drunk driving statistics Schaumburg traffic lawyer drugs unpaid overtime Illinois will lawyer Buffalo Grove criminal defense lawyer no contest clauses Arlington Heights Traffic Lawyer real estate closing new real estate form brain injury Chicago biking tips estate tax jet ski accidents DUI attorney personal injury accidents Illinois pedestrian accident attorney Mount Prospect real estate lawyer Arlington Heights pedestrian accidents Inverness corporate attorney Crystal Lake tax lawyer privacy Inverness probate lawyer Palatine Attorney comp time estate plan real estate zoning South Barrington real estate attorney startup company senior citizens traffic tickets revenge porn estate attorney School Visitation Rights Act Chicago will attorney Arlington Heights injury attorney traffic violations Rolling Meadows insurance lawyer Chicago trucking accident attorney advance healthcare directive Arlington Heights employment law attorneys Palatine traffic lawyer Deer Park employment law attorney insurance disputes employment law construction accidents Des Plaines insurance attorney Palatine law firm underfunded trust IRA benefits Crystal Lake bike accident lawyer Inverness real estate lawyer uninsured motorist Colin Gilbert llinois Real Estate Lawyers Association Arlington Heights traffic attorney Illinois lawyer car accident lawyers Crystal Lake estate planning lawyer Arlington Heights TBI attorney Schaumburg criminal law attorney license suspension overtime violations in terrorem provision Barrington civil litigation attorney hiring employees Inverness injury lawyer swimming pools traffic offenses privacy laws marijuana crimes attorney Illinois employment lawyer vacation home fines rumble strips DGAA Exclusions Rolling Meadows employment attorney Crystal Lake law firm problem employees IRS Des Plaines claims law firm Illinois business law atorneys Illinois speeding lawyer residential real estate attorney fees IRELA installment contracts pain and suffering estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Rolling Meadows car accident lawyers commercial leases boating DUI Crystal Lake employment lawyer expungement Palatine civil litigation lawyer trucking accidents criminal Palatine corporate attorney owner responsibility modern family estate planning boating accidents medical malpractice Des Plaines medical malpractice attorney Schaumburg criminal attorney Barrington workers compensation attorney Palatine drug lawyer CAM driving Chicago will attorney, social media platforms, Illinois estate planning lawyer, creditors Illinois wills and trusts attorneys insurance denial appeals Transfer on Death Instrument automated cars small business landlord tenant law Buffalo Grove traffic attorney drug possession Illinois wrongful termination lawyer Rolling Meadows personal injury lawyers Illinois Sales Representative Act Barrington personal injury attorney Barrington Traffic Lawyer Illinois Human Rights Act power of attorney for healthcare Schaumburg estate planning attorney Palatine business attorney distracted driving accident victims Arlington Heights wills and trusts attorneys Illinois Workers’ Compensation Commission living trust Long Grove real estate lawyer child safety Arlington Heights car crash attorneys dog bites nursing home negligence Illinois construction accident attorney insurance claims controlled substance Barrington litigation attorney Illinois traffic ticket lawyer probate claims license reinstatement spinal cord injuries murder defense wrongful death Arlington Heights Attorney Illinois employment law firm Fourth of July Barrington personal injury lawyer Illinois personal injury attorney foreclosure severance agreements Forcible Entry Schaumburg Attorney estate planning for college students Arlington Heights car accident lawyer work unions Illinois real estate bad faith insurance claims Rolling Meadows personal injury attorney Illinois insurance claim dispute lawyer Illinois employee rights attorney. Barrington criminal defense lawyer employee rights Arlington Heights medical malpractice lawyer Des Plaines real estate attorney Illinois small business Policy Cancellation Deer Park DUI lawyer gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys digital information Super Mario Palatine probate lawyer Illinois mortgages healthcare underinsured motorist traffic violations defense Rolling Meadows estate planning attorney slip and fall crossover accidents probate fees Rolling Meadows employment law attorneys Rolling Meadows criminal lawyer denied insurance claims Crystal Lake insurance lawyer texting and driving jet ski Illinois driving without license sexual images FSLA life insurance lawyer Illinois pet lawyer BUI estate planning POA landlord liens compensatory time Illinois living will living wills insurance denials bicycle dooring accidents medication errors