DGAA bLAWg

Why Construction Subcontractors Should Avoid “Pay When Paid” Contracts

Web Admin - Thursday, February 28, 2019
Rolling Meadows civil litigation attorney breach of contractAs a construction subcontractor, you need to be careful about how your contracts are written, or you could expose yourself to substantial risk of non-payment. One particular clause to watch out for when signing a subcontractor construction contract is the clause which specifies the circumstances of payment, also known as a payment contingency clause. This provision may take the form of either “pay when paid” or “pay if paid,” and there is a meaningful legal difference between the two.

What Is a “Pay When Paid” Clause in a Construction Contract?


It is a generally accepted practice in the construction industry that a subcontractor gets paid only after the general contractor gets paid by the property developer. If a project developer fails to pay the general contractor on time or at all, the subcontractor is also at risk of being paid late or not at all, depending on how their contract is written.

Most state courts, including Illinois, have ruled that a “pay when paid” clause does not excuse the general contractor from paying subs in the event that the property developer does not pay the general contractor. Rather, a “pay when paid” clause may be interpreted as merely specifying an approach for the timing of payments, i.e., the number of days between the time when the general contractor receives payment from the property developer and distributes payments to subcontractors.

In contrast, a “pay if paid” clause is interpreted by the courts as meaning that subcontractors will not be paid unless and until the general contractor is paid by the property developer. This shifts the risk of non-payment from the general contractor to the subcontractor. As long as the contract language is precisely written and makes it clear that the subcontractor accepts the risk that they will not be paid if the general contractor is not paid, the courts will enforce a “pay if paid” clause. If there is any ambiguity, the courts could order payment to a subcontractor even if the general contractor is not paid.

Why Should Construction Subcontractors Object to “Pay If Paid” and “Pay When Paid” Contracts?


Because the general contractor controls access to the work, they often have the leverage to demand that subcontractors accept contingent payment clauses in their contracts. However, if you are a subcontractor, it is not in your best interests to accept a “pay if paid” or “pay when paid” clause in your contracts. You are legally obligated to pay for all of your equipment and labor expenses, so you need to protect your right to be paid by the general contractor in a timely manner. 

Because they are in direct contact with the property developer, the general contractor has a greater ability than a subcontractor to assess the property developer’s finances and ability to pay. Therefore, it is only right that the general contractor should bear the risk of late payment or non-payment by the developer.

Contingent payment clauses can make it harder for you to obtain payment if the property developer breaches their contract with the general contractor. Because your contract is with the general contractor, you have no standing to sue the property developer for failure to pay. Your only recourse is typically to secure a mechanic’s lien against the property developer. The Illinois mechanic’s lien act, 770 ILCS 60/21(e), specifically protects your right as a subcontractor to file a lien even if your contract with the general contractor has a payment contingency clause. 

Consult a Palatine Construction Contracts Lawyer


It is far more cost-effective in the long run to have a lawyer review your contracts before you sign them rather than to sue someone for breach of contract after a deal goes bad or to go after money owed to you by obtaining a mechanic’s lien. Call an experienced Arlington Heights civil litigation attorney at 847-934-6000 for a free initial consultation about your current legal needs. At Drost, Gilbert, Andrew & Apicella, LLC, we have the experience in both contract law and real estate law to support a wide range of legal needs for real estate developers and construction companies. 

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Sources:
https://www.constructconnect.com/blog/construction-law/legally-speaking-construction-contracts-pay-if-paid-pay-when-paid-clauses/
http://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=077000600K21
https://www.natlawreview.com/article/construction-group-news-extremely-clear-pay-if-paid-clause-enforced

How to Obtain Compensation for a Head Injury Caused By Negligence

Web Admin - Thursday, February 14, 2019
Schaumburg brain injury attorneyAs recently as 20 years ago, if someone was struck on the head hard enough to become confused or unconscious, they might not even visit a hospital emergency room. A concussion was considered a relatively minor injury with only mild, short-term effects, such as a headache for a few days. Today, a concussion is considered a traumatic brain injury (TBI), and the potentially severe and long-term consequences of these injuries are much better understood. 

These consequences can include severe headaches, balance problems, cognitive difficulties, seizures, sleep disorders, and an increased risk of developing brain disorders such as Alzheimer’s and related forms of dementia, Parkinson’s disease, and Chronic Traumatic Encephalopathy (CTE). As a result, if you have suffered a head injury as a result of another party’s negligence, you may be entitled to substantial compensation.

Incidence and Causes of Traumatic Brain Injury


The U.S. Centers for Disease Control and Prevention (CDC) is a government agency charged with studying and making recommendations about serious health issues such as TBI. The CDC is still working on the development and implementation of a system to accurately measure the incidence of TBIs in the U.S., so the data available is currently rather limited.

During the years 2001 to 2010, the rate of emergency department (ED) visits for TBIs jumped substantially from 421 ED visits per 100,000 people in 2001 to 716 visits per 100,000 people in 2010. ED visits rose most dramatically after 2007, presumably due to increased media attention given to the long-term effects of concussions suffered by pro football players and members of the military. 

An estimated 1.7 million people suffer a TBI in the U.S. each year, while 5.3 million Americans currently live with a disability caused by a TBI. The leading causes of TBI are motor vehicle crashes, falls, and blows to the head involving an object or another person. Many falls and blows to the head result from sporting activities, and some are due to criminal assaults. Falls are most serious among people age 60 and older.

Compensation for Traumatic Brain Injury Caused by Negligence


In order to obtain compensation for a TBI, you must be able to show that you suffered serious injury as the result of an accident or event that can be directly attributed to someone else’s negligence. You generally must file a personal injury lawsuit within two years of the date of the accident (735 ILCS 5/13/202).

Here are a few examples of situations in which you might have a valid claim for damages resulting from a head injury:

- You sustained a concussion in a car crash caused by a drunk driver, and you have suffered lasting effects, such as severe headaches and memory issues.

- You suffered a TBI in a fall in a store, and the main reason you fell is that the store was negligent in maintaining safe conditions for their customers.

- You suffered a blow to the head during a fight in a bar in which the person who struck you behaved recklessly and intentionally.


Consult an Arlington Heights Head Injury Attorney  


If you have suffered a traumatic brain injury in a fall, collision, or other event caused by someone else’s negligence, it is important that you seek immediate treatment and diagnosis, as well as long-term care to document the full extent of your injuries. In order to file a claim for compensation from the negligent party, you will need evidence of their negligence as well as documentation of the specific injuries you sustained. 

To determine if you have a valid claim, consult with a knowledgeable Palatine personal injury lawyer. The law firm of Drost, Gilbert, Andrew & Apicella, LLC can help you obtain full and fair compensation for your injuries. Call 847-934-6000 to schedule a free consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
https://www.cdc.gov/traumaticbraininjury/get_the_facts.html
https://www.aans.org/Patients/Neurosurgical-Conditions-and-Treatments/Traumatic-Brain-Injury

Understanding the Discovery Process in Personal Injury Lawsuits

Web Admin - Thursday, February 07, 2019
Rolling Meadows personal injury lawyer discovery processIf you have suffered severe damages as a result of someone else’s negligence or malfeasance, you have the right to file a personal injury lawsuit to recover compensation from the at-fault party. In order to win your case, however, your lawyer will have to develop a strong set of facts and arguments through a legal process known as discovery

For example, if you are injured in a collision involving your car, an SUV, and a large commercial truck, some of the questions that will have to be investigated and argued include:

- What percentage of the fault for the collision should be attributed to each party involved in the crash, including the company that owns the commercial truck and employs its driver? 

- Exactly what physical injuries did you suffer as a result of the collision? 

- What are your reasonable medical expenses to recover from those injuries?

- Did the accident leave you with any permanent disfigurement or disability? 

- What other damages did you suffer, such as emotional trauma requiring psychotherapy or lost income from being unable to work?


The legal process through which the parties to a lawsuit exchange information and answer questions such as these is called discovery. Discovery has two phases: sharing of written documents and oral interviews known as depositions.

Written discovery typically involves three types of documents:

- Interrogatories - These are essentially questionnaires submitted by one party in the lawsuit to be answered in writing by another party. The questions may be as simple as asking for names, contact information, and relevant insurance information for everyone involved in the accident.

- Requests for production of documents - The other side may request documents such as your medical records, medical bills, records pertaining to your vehicle, and any photographs you may have of the accident scene, your vehicle, and your injuries. Your lawyer may, in turn, request such information from other parties to the lawsuit.

- Requests for admission - This document spells out certain facts of the case and asks that the other party admit or confirm that these facts are

true, so that these facts do not have to be further investigated or proven in court. For example, in an auto accident case, the request might seek to confirm the details of a negligent party’s personal liability insurance coverage, obtain an admission that they were not carrying out duties for an employer at the time of the accident, and seek an admission that it was their negligence that caused the crash.

The purpose of the written discovery phase is to lock down all possible evidence related to your case, including any evidence that the opposing parties may use to support their position. For example, there is typically an insurance company involved, and their objective will be to minimize the scope of your damages and thereby minimize the compensation they have to pay you. 

Depositions


Once written discovery has been completed, your legal team will use that information to ascertain the questions they want to ask in the oral interrogation phase known as depositions. Depositions are expensive, so your legal team will want to prepare a very focused list of questions to ask in each interview. Depositions are made under oath and are generally video-recorded and transcribed. 

You may be surprised to learn that the discovery process in a personal injury case can take as long as six months to a year. While this may seem like a long time to wait for a settlement, a thorough discovery process is crucial to prove who was at fault and demonstrate the full extent of your damages. Most cases are won or lost in discovery, and most cases are settled based on the information that comes out of the discovery process, saving you the additional time and expense of a trial.

A Schaumburg Personal Injury Attorney

  
If you have been injured in a car crash or other accident that was not your fault (or at least less than 50% your fault), be sure to select a Palatine personal injury lawyer who has the skill and experience to handle the discovery process for your type of case and advocate vigorously on your behalf. Contact us at 847-934-6000 to schedule a free consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
http://www.illinoiscourts.gov/SupremeCourt/Rules/Art_II/ArtII.htm#206

3 Reasons Why a Living Trust Is More Beneficial Than Just a Will

Web Admin - Wednesday, January 23, 2019
Des Plaines living trust lawyerIf you wish to leave a legacy to your children or other beneficiaries after your death, it is imperative that you have an estate plan that will ensure prompt and accurate distribution of your assets. Many people think that writing a will is the best way to do this. However, while a will is important, putting your assets into a revocable living trust can provide several additional benefits.

Avoid the Illinois Probate Process 


In order to distribute assets according to the terms of a will, the will must go through the probate process. This involves filing various court documents required by law to establish the value of each asset and to re-title each asset from the deceased’s name to the recipient’s name. This can be a long, drawn-out process.

Secure Adult Heirs’ Immediate Access to the Estate


One of probate’s most serious drawbacks is the freezing of assets. Specifically, any assets that are held solely in the name of the deceased are frozen upon their death. Imagine a married couple who amassed several large investment and retirement accounts and multiple pieces of real estate during their lifetime. Upon the death of both spouses, their children cannot touch any of the assets until a probate court judge approves the will and appoints a Personal Representative to handle the estate. Leaving large investment accounts without active management can be risky.

By comparison, imagine that all of the couple’s assets had been placed in a living trust, meaning that the assets are titled in the name of the trust rather than in the name of any individual. Upon the death of the trust-maker, their designated successor has immediate access to the assets of the trust.

Secure Assets for the Long-Term Benefit of the Family


Imagine our married couple has three children and has a will. Upon the death of both spouses and probate action, the assets of the estate must be divided amongst the named heirs. Assuming the estate is to be divided equally among the three children, the inherited assets are now at risk to creditors, bankruptcy, a lawsuit, or a divorce. 

Creditors. If the married couple had all of their assets in a trust, ownership of those assets can remain titled in the name of the trust indefinitely. Because the assets are not titled in the individual children’s names, the assets are protected from creditors, even if one child files for bankruptcy or gets divorced. The beneficiaries named in the trust will have access to the assets in accordance with the directions specified in the trust documents. 

Heirs with disabilities. Upon the death of the spouses, one child (or an objective third party such as a bank) could be named as the successor trustee with directions to manage the trust in a certain way. This approach can be used to ensure that the use of the assets is prioritized in some way, such as to meet the basic needs of a child or grandchild with a disability. Keeping the assets in the trust can also serve to protect the right of a disabled heir to receive needs-based government benefits.

Underage heirs. Keeping the trust open with a successor trustee can also be beneficial for heirs who have not yet reached adulthood. When a will leaves assets to a minor, the probate court must appoint a conservator to manage the minor’s assets. Once our fictional married couple has died, there is no telling who that conservator might be and what decisions they might make. In contrast, assets left in a trust can be managed according to specific directions written into the trust. Thus, the maker of the trust can dictate when and for what purposes a youthful (or even as-yet unborn) heir can access their inheritance.

Consult a Palatine Revocable Living Trust Lawyer


A well-thought-out living trust can give you greater peace of mind and benefit your heirs in the long run. To discuss options for writing or updating a living trust, call an experienced Schaumburg living trust attorney at Drost, Gilbert, Andrew & Apicella, LLC. We have prepared living trusts for many high-asset families with complex issues of inheritance. To set up a free initial consultation, call 847-934-6000.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Sources:
https://www.isba.org/public/guide/livingtrust

Recognizing Abuse or Neglect in a Nursing Home or Assisted Living Facility

Web Admin - Wednesday, January 16, 2019
Schaumburg nursing home negligence lawyerIf you have an elderly relative who lives in a nursing home or assisted living facility, or perhaps is staying temporarily in a rehab center, you could arrive for a visit one day and find that your loved one appears to be seriously ill or injured. There are certainly many ways this can happen through no fault of the facility or caregivers. However, if you see any signs that an illness or injury was the result of nursing home negligence, abuse, or neglect, you should consult a personal injury attorney to determine your legal options.

Examples of Nursing Home Neglect in Illinois


In one recent Illinois case, a nursing home resident died as a result of a head injury sustained during a fall. While being transferred from her bed to her wheelchair via a mechanical lift, the resident fell out of the lift, striking her head. A wrongful death lawsuit was subsequently filed seeking $100,000 in total damages based on two specific claims of negligence. First, the facility’s policy stated that transfers via a mechanical lift were to be performed by two trained staff members. However, in this case, it was alleged that only one staff member was present. The lawsuit also alleged that the facility failed to act with appropriate care in response to the resident’s documented status as “high risk for falling.”

Another recent lawsuit alleged that a nursing home neglected to give appropriate care to a bedridden resident. The resident entered the nursing home specifically to receive care for pressure sores. Rather than improving, the sores grew worse and became infected. The resident’s family members alleged that the facility was negligent in failing to take appropriate action to treat the bedsores. The resident wound up needing surgery and ongoing wound care treatment for two more years, with one small, open wound still remaining at the time of the lawsuit. This case went to trial, which is unusual, because most civil disputes are resolved via pretrial negotiations. The jury awarded the resident $1.25 million, which included $475,000 for past pain and suffering, $300,000 for future pain and suffering, and an additional $475,000 for the facility’s violation of state laws designed to protect nursing home residents.

Consult a Palatine Elder Abuse Attorney  


If you have an elderly relative who may have been abused or neglected by a caregiver, your first step should be to carefully document each specific incident with photographs, times, dates, and names of possible witnesses. Then, call an experienced Arlington Heights nursing home neglect lawyer. The law firm of Drost, Gilbert, Andrew & Apicella, LLC has obtained compensation for our clients in numerous cases of personal injury, including cases involving negligence or malpractice in healthcare settings. Contact us at 847-934-6000 to schedule a free consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
https://www2.illinois.gov/aging/ProtectionAdvocacy/LTCOmbudsman/Pages/ombuds_reporting.aspx
https://www.mednetcompliance.com/residents-lawsuits-residents-deaths/

Nature or Negligence? Recovering Damages for Winter Injuries

Web Admin - Wednesday, January 09, 2019
Des Plaines personal injury lawyer snow iceThere are many ways you can be injured during the winter months in Illinois: skiing, ice skating, sledding, snowmobiling, being hit by ice falling off a roof, being in a car accident during a snowstorm, or simply slipping and falling on an icy walkway. In many cases, these are simply accidents. If you choose to participate in an activity like ice skating or skiing, you accept the risk that you could fall and get hurt. However, if your injury can be attributed to another party’s negligence, you could be entitled to compensation and should consult a personal injury attorney for advice.

Illinois Law on Hazardous Recreational Activities 


Under Illinois law, if you are injured while participating in or watching a “hazardous recreational activity” on public property, you cannot sue a “local public entity nor a public employee” for compensation (745 ILCS 10/3-109). For example, Cook County and DuPage County have numerous parks and forest preserves with hills and trails where you might go sledding, skiing, or even rock climbing in the wintertime. If you are injured while taking part in those types of activities, the park and park employees generally cannot be held liable. 

However, the law does make two exceptions, in which case you may be able to file a claim for damages. The first exception applies if your injury was caused by “an act of willful and wanton conduct” by a public entity or employee. For example, if you were cross-country skiing on a marked trail and were hit by a park employee driving a vehicle along that trail, you could have grounds for a lawsuit.  

The second exception applies if your injury was caused by the failure of a public entity or employee to provide warning about a known dangerous condition that a reasonable person would not anticipate. For example, suppose park employees dumped a pile of rocks on a sledding hill. The park knew that the snow-covered rocks were a hazard that created a substantial risk of injury and that a visitor could easily assume it was just a snow drift. If a sledder was injured by colliding with that rock pile, a court might rule that the park was negligent and should have posted signs or put up fences to warn people that the hill was not safe for sledding. However, if a sledder runs into the trees that line the edge of a sledding hill, the park would likely not be held liable for any resulting injuries, because the trees were readily visible to everyone as a hazard.

When You Can Claim Compensation for Snow/Ice Injuries


In addition to the law described above, there are several other Illinois laws that limit liability for injuries related to snow and ice removal, general maintenance of streets and sidewalks, and participation in hazardous recreational activities. Also, many recreational facilities require customers to sign liability waivers.

However, any injury that can be attributed to someone’s “willful and wanton conduct” can still be grounds for a lawsuit. Willful and wanton conduct is defined as “a course of action which shows an actual or deliberate intention to cause harm or which, if not intentional, shows an utter indifference to or conscious disregard for the safety of others or their property.” 

For example, numerous people have been injured or killed in Chicago by large chunks of ice falling off buildings. Many of these people have received compensation for their injuries from the building owners, who were deemed negligent for failing to warn pedestrians of a known danger. 

Similarly, if you are injured by faulty rental equipment or poorly maintained facilities while ice skating or skiing, you could have grounds for a lawsuit. 

Consult a Schaumburg Personal Injury Attorney 

 
If you have been injured in a winter accident that can be attributed to someone else’s negligence, see a doctor and then consult a knowledgeable Palatine personal injury lawyer. At Drost, Gilbert, Andrew & Apicella, LLC, you will receive the personal attention of a small firm with the comprehensive legal skill and sophistication of a large firm. Contact us at 847-934-6000 to schedule a free consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
http://www.ilga.gov/legislation/ilcs/documents/074500100K3-109.htm
http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2084&ChapterID=58
http://www.ilga.gov/legislation/ilcs/ilcs4.asp?DocName=074500100HArt%2E+III&ActID=2062&ChapterID=58&SeqStart=4700000&SeqEnd=5800000

How Trust, Emotions, and Facts Affect Personal Injury Verdicts

Web Admin - Monday, December 24, 2018
Inverness personal injury lawyer jury verdictSerious injuries, illnesses, and deaths happen every day. In many cases, these are unfortunate events that naturally occur in our imperfect world. However, there are times when a personal injury or wrongful death occurs as the result of another party’s negligence or misconduct. For example, a drunk driver may cause a collision that kills another person, or a business may fail to take reasonable precautions when manufacturing a product. In these situations, the party at fault has a civil responsibility to compensate the injured party for their damages. 

Juries Sometimes Award Huge Sums in Personal Injury Cases


Many, if not most, personal injury cases are resolved through an out-of-court settlement negotiated by lawyers. In some cases, however, the two sides cannot agree on the amount of damages that one party should pay to the other, so the case must go to trial. The verdicts in personal injury trials are often unpredictable, and they are sometimes dramatically large, as in these recent 2018 cases:

- An Indiana jury awarded $35 million to a man who was rendered a quadriplegic in a car crash caused by a drunk driver. 

- A Georgia jury awarded $1 billion to a young woman who was sexually assaulted by an armed security guard employed by her apartment complex.

- A San Francisco jury awarded $289 million, which was later reduced by a judge to $78 million, to a man whose cancer was caused, according to the court’s verdict, by Roundup weedkiller.


How Attorneys Build a Convincing Case for a Large Verdict 


What factors convince a jury to rule in favor of an injured person and to award large amounts of compensatory and punitive damages? This is a hard question to answer definitively, but there are several factors that play a role. An experienced personal injury lawyer knows how to leverage these factors and use them to construct a compelling combination of factual evidence and emotional arguments for a jury trial.

One factor is that jurors seem to be less offended today by plaintiff requests for multi-million dollar verdicts and more willing to award them. Court-watchers speculate that American citizens have been affected by the barrage of online stories highlighting exorbitant professional athlete contracts, lottery jackpots, and the huge gap that has developed between CEO compensation and worker wages. As a result, jurors tend to believe that a corporate defendant can easily afford a large payout and must be made to feel the pain of their mistakes through punitive damages, and that the injured party deserves the compensation. 

Another factor is more widespread feelings of anger and distrust against “the elite.” Part of this stems from the growing division between the highest-paid and the lowest-paid workers in America. This has caused more anger and distrust toward the leadership of large corporations, who are viewed as getting rich at the expense of their workers. Also, with so much “fake news” going around on social media, people are becoming more distrustful in general. In some cases, jurors even distrust the injured person’s attorney and increase their award to the injured person just to “make sure they are taken care of” after the plaintiff’s attorney takes their share of an award.

Short attention spans are a third variable that personal injury lawyers must increasingly take into account when developing their trial arguments. Younger generations do not have the patience to sit through days of oral testimony by technical experts. Attorneys need to use more graphics, videos, and even virtual reality recreations of an accident scene in order to make testimony more compelling and impactful to jurors. 

Attorneys must also be sensitive to the way the injured person is portrayed and the way their story is told. Juries who are emotionally touched by a well-told story can be swayed toward one side or the other. For example, when jurors see that the injured party is part of a likeable, hard-working family that they can relate to, they are more likely to favor the injured party. The injured person’s attorney may also encourage jurors to look at the injured person and think, “What if it were me?” When such feelings are strong enough, they can cause jurors to override arguments that the defendant acted according to reasonable standards of care.

Consult a Des Plaines Personal Injury Attorney  


If you have been injured through another person’s or corporation’s negligence or wrongdoing, you could have grounds for a personal injury lawsuit and be eligible to receive compensation for your injuries. The first step is to discuss your case with an experienced Barrington personal injury lawyer. The attorneys of Drost, Gilbert, Andrew & Apicella, LLC have decades of experience obtaining due compensation for our clients in personal injury and wrongful death cases. Contact us at 847-934-6000 to schedule a free consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
http://riskandinsurance.com/5-reasons-why-juries-are-awarding-billion-dolla…
https://www.theindianalawyer.com/articles/45836-recent-35m-verdict-is-among-largest-indiana-jury-personal-injury-awards
https://www.npr.org/sections/thetwo-way/2018/05/24/613964570/georgia-jury-awards-1-billion-in-lawsuit-over-girls-rape
https://www.wsj.com/articles/judge-reduces-jury-award-against-bayers-roundup-to-78-5-million-1540258899

Recovering Damages When Injured on Chicago Area Public Transportation

Web Admin - Friday, December 21, 2018
Inverness bus accident injury lawyerIf you regularly utilize the public transportation network in Chicago and its suburbs, there are a number of ways in which you could be injured and have grounds to file a personal injury lawsuit. Whether you ride buses or trains operated by Metra, CTA, or Pace, the potential causes of personal injuries are similar, including:

- A slip-and-fall that occurs at least in part due to the negligence of a bus or train operator. A fall attributable only to wet floors on a bus or train when it is raining outside is unlikely to qualify. On the other hand, CTA could be liable for a fall caused by an improperly trained driver who stopped their vehicle too quickly.

- Injuries attributed to faulty design or maintenance of a station platform or piece of equipment.

- Injuries sustained during a train derailment or a bus crash attributed to operator error. For example, Pace could be held liable if a bus driver causes a crash by running a red light, speeding, or being distracted by looking at their phone. However, if a collision is wholly the fault of another vehicle’s driver, Pace would generally not be liable.

- Wounds suffered by a pedestrian who is struck by a bus or train, or by parts flying off a bus or train, where it can be shown that the operator of the bus or train was at fault. If a person trespasses onto train tracks and is struck, they generally cannot hold the train operator responsible.

- Injuries inflicted by a public transit security officer who used excessive force or committed some other type of misconduct.


Time Is Critical in Chicago Public Transportation Injury Cases


If you believe you have a legitimate claim for damages against CTA, Metra, or PACE, you should contact a personal injury attorney as soon as possible. There are two reasons why Illinois personal injury cases involving public transportation are time sensitive. First, critical evidence must be protected, such as security video recordings that are typically only retained for a limited period of time before being erased or overwritten. An attorney must typically file an emergency protection order to preserve videos and other relevant evidence. Second, Illinois state law (745 ILCS 10/8-101) requires all claims against “local entities,” which includes local public transit authorities, to be filed within one year of the incident, versus a two-year timeframe for most other lawsuits. 

Recovery of Compensation from Transit Authorities is Possible


In 2017, a woman who was injured in a CTA train derailment was awarded more than $6 million in damages by a jury. She suffered injuries to her head, neck, and back when her head struck a metal pole and a door inside the train car. 

To compensate a man who was assaulted in a train station by Metra police officers, Metra agreed to an out-of-court settlement of $250,000 in 2017. The entire incident was captured on video.

Consult an Arlington Heights Public Transportation Accident Attorney 


If you have been injured on public transportation in the Chicago area, and you think you may have grounds for a personal injury lawsuit, talk to a knowledgeable Rolling Meadows personal injury lawyer without delay. The attorneys of Drost, Gilbert, Andrew & Apicella, LLC will review your case at no cost to you. Contact us at 847-934-6000 to schedule a consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
http://www.ilga.gov/legislation/ilcs/ilcs4.asp?ActID=2062&ChapterID=58&SeqStart=8900000&SeqEnd=9200000
https://chicago.suntimes.com/news/woman-who-sued-cta-over-2014-blue-line-derailment-gets-6-5m/
https://www.nbcchicago.com/news/local/metra-police-beating-video-lawsuit-463813893.html

Enjoy the Season of Giving Without Tax Implications

Web Admin - Monday, December 17, 2018
Schaumburg gift tax attorneyYou do not have to wait until you die to give a loved one enough money to pursue a big dream, such as starting a business or advancing their education. You can give that gift today without paying any extra federal taxes as long as you follow a few simple rules and have a sound estate plan. During the holiday season, it is important to understand how federal gift tax affects the high-value gifts given.

Why the Gift Tax Exists 


Gift taxes exist because of the federal estate tax. If your estate is large enough that federal estate taxes will be owed upon your death, the IRS wants to make sure it collects those taxes one way or another. The gift tax ensures that people cannot avoid the federal estate tax simply by giving away their assets prior to death.

Who Has to Pay Federal Gift Taxes? 


Gifts are always tax-free to the recipient. Federal gift tax rules only apply to the giver and only come into play if you exceed the annual gift limits. 

What Are the 2018 and 2019 Gift Limits?


The annual gift limit is $15,000 per individual recipient per calendar year for 2018 and 2019. You can give that amount to as many individuals as you wish without being required to pay gift tax. It does not matter if the individual is related to you or not.

In other words, a gift of $15,000 or less that is given to one person will not have any gift tax or estate tax implications. Separately, your spouse may also give $15,000 to anyone they want. 

Non-cash gifts are valued at their current fair market value. For example, if you originally paid $5,000 for a painting or 100 shares of stock, and the item is worth $15,000 at the time you transfer the gift, the IRS considers the value of the gift to be $15,000.

What Happens if I Exceed the Annual Gift Limits?


If the total value of your gifts to any one individual in one calendar year exceeds the annual limit, you must file a federal gift tax return using IRS Form 709. This is separate from your federal income tax return but is due at the same time. 

A separate Form 709 must be filed by each individual who gives an over-the-limit gift; spouses cannot file one joint Form 709 the way they file a joint income tax return.

However, just because you have to file a federal gift tax return does not mean you will actually have to pay any taxes at that time. You can choose to apply over-the-limit gift amounts to your federal estate tax exclusion. In essence, rather than paying the gift tax now, you defer the taxes until your death when the final estate tax return is filed.

If you opt to pay gift taxes at the time you file a gift tax return, the tax rate starts at 18% and goes as high as 40%. These rates are substantially lower than current estate tax rates, but again, the laws can change dramatically from year to year. 

Ultimately, most people will not owe any federal estate taxes upon their death, so it is often preferable to avoid paying gift taxes early.

What Happens at Death When My Estate is Settled?


A federal estate tax return must be filed only if the fair market value of your total assets at the time of your death plus the sum of all pre-death taxable gifts exceeds the IRS “basic exclusion” amount. The IRS basic exclusion amounts are $11.18 million for 2018 and $11.4 million for 2019. 

Of course, it is possible that the estate tax threshold could be reduced in future years. For example, if you had died in 2017, the estate tax exclusion was just $5.49 million. 

These complexities are a good reason to work with a highly skilled tax and estate planning attorney to develop a comprehensive estate plan.

Please note that the information in this article applies only to federal tax law. Consult your financial and legal advisors regarding applicable Illinois estate and gift tax laws.

Consult a Schaumburg Tax and Estate Planning Lawyer


Many people find great pleasure in giving generous gifts to their family members sooner rather than later. However, to avoid creating an unnecessary tax burden, talk to a knowledgeable Arlington Heights gift tax and estate plans attorney at Drost, Gilbert, Andrew & Apicella, LLC. Call 847-934-6000 to schedule an appointment; there is no charge for an initial consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Sources:
https://www.irs.gov/businesses/small-businesses-self-employed/whats-new-estate-and-gift-tax
https://www.thebalance.com/what-gifts-are-subject-to-the-gift-tax-3505680
https://www.hrblock.com/tax-center/income/other-income/do-i-have-to-pay-taxes-on-a-gift/

Treatment of Same-Sex Spouses and Civil Union Partners Under Illinois Probate Law

Web Admin - Wednesday, November 21, 2018
Rolling Meadows same sex couple estate planning lawyerThe state of Illinois has recognized civil unions of same-sex couples since 2011 and same-sex marriage since 2014. But it was not until 2015, when the U.S. Supreme Court issued its ruling in the case of Obergefell v. Hodges, that all states were required to allow and recognize same-sex marriages. These changes over the past decade have had a major impact on estate planning for same-sex couples.

Differences Between Illinois’ Civil Union Act and Marriage Fairness Act


The 2011 Illinois Religious Freedom Protection and Civil Union Act (750 ILCS 75) declares that a party to a civil union “is entitled to the same legal obligations, responsibilities, protections, and benefits” that the law of Illinois affords to spouses. This law did not, however, mention children of civil union partners or other family members.

The 2014 Religious Freedom and Marriage Fairness Act (750 ILCS 80) more forcefully declares that its purpose is to provide same-sex and different-sex couples and their children “equal access to the status, benefits, protections, rights, and responsibilities of civil marriage.” It goes on to say that parties to a marriage and their children “shall have all the same benefits, protections, and responsibilities under law.”   

Conversion of a Civil Union to a Marriage in Illinois


Civil unions were not automatically converted to marriages when the 2014 law was passed. Rather, the Civil Union Act was modified in 2014 to allow the voluntary conversion of a civil union to a marriage at no cost. Through May 2015, a couple could have their civil union redesignated as a marriage just by applying to a county clerk. The effective date of the marriage would be the same as the effective date of the earlier civil union. 

As of June 2015, parties to a preexisting civil union must apply for a marriage certificate and have the marriage solemnized and registered as a marriage. The effective date of that marriage would be the date the marriage was solemnized.

Impact of a Civil Union vs. Marriage on Estate Planning


Spousal inheritance rights are the same in Illinois, whether you are legally in a same-sex civil union, same-sex marriage, or different-sex marriage. Still, if you entered into a civil union, you may want to convert that to a marriage, just to ensure that your relationship is recognized as a legal marriage nationwide and internationally. For example, when partners are citizens of different countries, an actual marriage certificate will generally be needed in order for the spousal relationship to be recognized for immigration purposes. In addition, the same-sex marriage law specifically references “children” and “family” of the couple.

Also, if you entered into a civil union at some point, and the relationship broke up, you should be sure that the civil union was legally dissolved; the process is the same as for the dissolution of a marriage in Illinois. If the civil union was not legally dissolved, or converted to a marriage followed by a divorce, one partner could still claim the right to inherit from the other.

Inheritance and Related Rights of Same-Sex Married Couples Recognized Nationally


Same-sex couples gained numerous inheritance-related benefits as a result of nationwide legalization of same-sex marriage, such as:

- The couple no longer has to worry about moving from a state where same-sex marriage was recognized to a state where it was not.

- If one spouse dies without a written will or trust, the other will now automatically inherit under the laws of their state of residence.

- When one spouse dies, the other can claim the marital deduction for federal gift and estate tax purposes.

- When one spouse dies, leaving the other as beneficiary of a qualified retirement account, the surviving spouse can roll over those assets into their personal retirement account, allowing for optimal asset protection and income tax planning. 

- As a living individual in 2018, you can make inter vivos gifts of up to $15,000 per person per year with no tax implications. However, you can gift as much as you want to your spouse. 

- Spouses can make medical decisions for one another without requiring a power of attorney for health care.

Consult a Palatine Same-Sex Marriage Estate Planning Lawyer


Whether you are married to a same-sex or different-sex spouse, particularly if you have children, you should really have an estate plan, including basic documents such as advanced healthcare directives and powers of attorney. Talk to an experienced Schaumburg estate planning attorney at Drost, Gilbert, Andrew & Apicella, LLC. We can help you develop a will, trust, and other legal plans that will provide emotional and financial security for you and your family for the long-term. Contact us at 847-934-6000 for a free consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Sources:
http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=3294&ChapterID=59
http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=3525&ChapterID=59


Recent Posts


Tags

pizza emoji insurance claim denials FSLA insurance claim dispute attorney Illinois red light cameras Schaumburg probate attorney clemency fault based insurance murder charges Illinois traffic attorney denial of insurance claim Buffalo Grove car accident lawyer medical research Chicago will attorney, social media platforms, Illinois estate planning lawyer, Inverness DUI lawyer insurance dispute attorney Illinois lawyer loopholes Barrington life insurance lawyer Colin Gilbert Arlington Heights insurance attorney Schaumburg real estate lawyer Barrington criminal lawyer license preventable medical errors loss of consortium Des Plaines tax law firm construction contracts Rolling Meadows employment attorney ACA drunk driving statistics Buffalo Grove probate lawyer power of attorney for healthcare life insurance policy Illinois personal injury lawyer Barrington attorney medical malpractice compensation caretaker rights truck collisions Rolling Meadows Traffic Lawyer cell phone Deer Park motorcycle accident lawyer trusts vacation home fines Inverness real estate attorney DGAA IRELA residential real estate elder abuse Illinois medical malpractice lawyers Buffalo Grove life insurance attorney disability benefits Illinois tax attorney probate process Illinois insurance claim dispute lawyers changes to mortgage law Food and Drug Administration's Food Safety Modernization Act Fourth of July real estate closing elder law Arlington Heights criminal lawyer Buffalo Grove injury lawyer Buffalo Grove real estate attorney Palatine employment law lawyer Crystal Lake will lawyer Liquor Control Act insurance claim denial car crashes work unions Illinois personal injury Transfer on Death Instrument Illinois pedestrian accident attorney workers comp llinois Real Estate Lawyers Association Crystal Lake personal injury attorney rollover car crashes preventing accidents Buffalo Grove insurance claim dispute lawyers Barrington employment attorney employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, insurance claims estate attorney Rolling Meadows car accident lawyers Arlington Heights employment attorney Barrington real estate lawyer digital information Arlington Heights wills and trusts lawyers IRA benefits Illinois driving without license Illinois estate planning law firm Schaumburg employment law attorneys insurance dispute landlord tenant law Long Grove real estate lawyer Illinois employment law firm DUI Rolling Meadows DUI lawyer rest breaks mass shooting Arlington Heights wills and trusts lawyer Illinois trucking safety Illinois personal injury attorney medical malpractice Illinois elder law attorney Barrington estate planning attorney BAC swimming pools foreclosure traffic violations paid sick leave fiduciary rule delay BAIID Illinois insurance lawyer Des Plaines drug lawyer defective products Class A misdemeanor Illinois traffic accident lawyer Legal Info trench injuries Barrington estate planning lawyer Chicago employment attorney Des Plaines real estate lawyer traffic offenses civil litigation attorney Exclusions Palatine estate planning lawyer Illinois business law atorneys South Barrington real estate attorney Schaumburg personal injury lawyer child safety insurance denials Inverness civil lawyer Chicago biking tips in terrorem provision slip and fall Kenilworth estate planning attorney estate planning attorney Palatine criminal defense lawyer Barrington civil litigation attorney internet Policy Cancellation insurance claim underage DUI breathalyzer test Schaumburg criminal attorney Home Sale Contingencies landlord Illinois wills and trusts Illinois DUI attorney ObamaCare drug crimes taxes Rolling Meadows accident lawyer bicycle accidents Arlington Heights Attorney Buffalo Grove traffic lawyers Arlington Heights employment law attorneys installment contracts Illinois personal injury lawyers Barrington business law firm car accidents caregiver jet ski accidents personal injury attorney sexual images marijuana crimes attorney Inverness elder law lawyer healthcare Retaliatory Discharge Illinois insurance claim attorney small business Arlington Heights trucking lawyer personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys bike accident Des Plaines DUI attorney Chicago trucking accident attorney employees Illinois probate lawyer TBI Des Plaines criminal attorney Illinois real estate lawyer Family Medical Leave Act overtime violations Des Plaines pet law attorney liens Schaumburg Attorney Schaumburg personal injury lawyers dynasty trusts Illinois construction accident attorney employee rights Crystal Lake pedestrian accident lawyer Palatine insurance lawyer college kids Illinois injury lawyer accidental death benefits golf accidents probate claims process federal crimes Rolling Meadows Attorney employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys breach of contract problem employees life insurance claims slip and fall accidents living trust vs will Buffalo Grove employment lawyer pet bites Rolling Meadows corporate lawyer workers compensation Illinois insurance dispute lawyers Super Mario Rolling Meadows personal injury attorney Illinois medical malpractice claim natural gas explosion Crystal Lake tax lawyer medical malpractice claims Long Grove estate planning attorneys Illinois registered agent Buffalo Grove corporate attorney Palatine civil attorney Palatine life insurance lawyer Crystal Lake personal injury lawyer Joliet general practice lawyers trucking accident lawyers Des Plaines accident attorney estate planning trusts Schaumburg drug defense lawyer Buffalo Grove medical malpractice lawyers distracted driving accidents traffic accidents cell phone accidents Buffalo Grove law firm drunk driving Rolling Meadows traffic attorney Palatine business attorney Rolling Meadows insurance dispute lawyers Illinois employment law Illinois insurance attorney condo association Inverness estate planning lawyer Illinois Transfer on Death Instrument Schaumburg traffic lawyer wills drug crime beneficiary complications liability claims special needs trust Palatine elder law attorney DNR murder distracted driving accident victims employment lawyer involuntary manslaughter uninsured motorist Illinois small business Rolling Meadows insurance dispute lawyers, insurance dispute IRS digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers blended families sole proprietorship pain and suffering Chicago insurance claim attorneys Arlington Heights estate planning attorney Arlington Heights personal injury lawyer Illinois Sales Representative Act estate planning for college students texting while driving power of attorney Crystal Lake business law attorneys Illinois estate planning attorney civil litigation owner responsibility Whistleblower Claims Deer Park DUI lawyer Barrington Traffic Lawyer license reinstatement living wills Illinois job attorney Illinois employment lawyer Arlington Heights wills and trusts attorneys insurance claim dispute unfunded trust startup company employee discrimination Arlington Heights personal injury attorney Inverness personal injury attorney meal breaks estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Illinois criminal defense attorney wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace denial of life insurance Buffalo Grove criminal defense lawyer Inverness real estate lawyer DMV Rolling Meadows insurance lawyer estate plan manufacturing Palatine corporate law attorneys Deer Park workers compensation lawyer Illinois employment laws attorney fees Mt Prospect Attorney trust payments Schaumburg wrongful death attorney insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Rolling Meadows employment law attorneys Des Plaines Traffic Lawyer Deer Park employment law attorney employee misclassification Illinois Probate Act of 1975 employment law, Illinois employment laws traffic deaths car accident lawyers Barrington criminal defense lawyer social media after death Illinois workers compensation lawyer unpaid overtime car crash Barrington workers compensation attorney trauma after an accident job lawyers Illinois Human Rights Act employment attorney life insurance lawyer contracts Illinois workers compensation attorney Crystal Lake civil litigation lawyer Thanksgiving Rolling Meadows criminal attorney deed transfer medication errors Chicago employment lawyer rollover accidents how to avoid common denials of life insurance claims drug crimes lawyer Crystal Lake criminal defense attorney Crystal Lake pet attorney Arlington Heights tax lawyer FMLA Palatine personal injury lawyer Illinois workplace lawyer Illinois bicycle safety Long Grove wills and trusts attorneys Chicago estate planning Crystal Lake injury attorney murder defense GM ignition switches Illinois employee rights attorney. boating accidents Illinois mortgages tax attorney motorcycle accident lawyer comp time Detainer Actions employment law Crystal Lake estate planning lawyer agent texting and driving CAM Des Plaines real estate attorney Crystal Lake traffic attorney Jay Andrew Barrington Illinois estate planning lawyer foreclosed rental property Crystal Lake employment attorney probate fees cause-of-death exclusions trucking accidents boating under the influence corporate law driving real estate zoning car collision insurance negligence Illinois Smoke Detector Act real estate Schaumburg injury lawyer comparative negligence gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys insurance adjusters dealing with problem employees reckless homicide defective products lawyer personal injury claims criminal Chicago traffic lawyer insurance agent negligence Mount Prospect real estate lawyer Buffalo Grove traffic attorney Schaumburg estate planning attorney natural gas institutional trustee Palatine law firm Illinois will lawyer Palatine employment lawyer Landlord Tenant Ordinance no contest clauses Rolling Meadows probate lawyer consent to a search privacy traumatic brain injuries Rolling Meadows real estate attorney School Visitation Rights Act ken apicella healthcare claims Deer Park personal injury lawyer Deer Park medical malpractice attorney Inverness corporate attorney Arlington Heights car accident lawyer field sobriety test dog bites DUI attorney LLCs Rolling Meadows estate planning attorney Illinois estate planning Rolling Meadows traffic law firm pay when paid contract Des Plaines civil attorney investment property commercial leasing Attorney Ken Apicella DUI defense Chicago estate planning lawyer top life insurance claim denials sexual harassment Deer Park traffic accident attorney Illinois Wage Payment and Collection Act pregnant women insufficient documentation right to work unauthorized overtime rent to own real estate contracts criminal defense traffic laws Rolling Meadows Inverness traffic law firm Palatine trusts lawyer bicycle dooring accidents Schaumburg insurance lawyers food poisoning criminal record Fair Labor Standards Act commercial real estate icy parking lots Affordable Care Act anesthesia errors personal injury law firm Arlington Heights traffic attorney forming a corporation in Illinois Barrington personal injury attorney wills and trusts Illinois business lawyer Des Plaines insurance attorney Arlington Heights injury attorney probate lawyer Arlington Heights wills and trusts attorney real estate attorney Long Grove real estate attorney Rolling Meadows personal injury lawyers Illinois employment law attorney PTSD Illinois speeding lawyer Crystal Lake car accident lawyer Des Plaines personal injury lawyers unpaid assessment insurance denial appeals capital gains tax Riverwoods estate planning lawyer Illinois collections attorney lapse in policy Federal Food Drug and Cosmetic Act pedestrian accidents Arlington Heights lawyer dram shop law Crystal Lake law firm Des Plaines personal injury attorney Barrington medical malpractice lawyers insurance attorney hiring employees Chicago insurance law firm personal injury claim Illinois law Rolling Meadows litigation lawyer minimum wage Palatine Attorney Barrington litigation attorney traffic tickets estate planning lawyer Rolling Meadows personal injury lawyer Illinois boating accident lawyer business litigation Arlington Heights car crash attorneys Illinois insurance claims lawyers wrongful death Des Plaines claims law firm back injuries Schaumburg employment attorney senior citizens DUI penalities Kenilworth estate planning lawyer traffic violations defense probate Do Not Resuscitate Buffalo Grove personal injury attorney IRA trust transfer condo Inverness accident lawyer Chicago corporate attorney eluding a police officer operating agreements medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Rolling Meadows insurance attorney car crash injuries independent contractor Crystal Lake insurance lawyer surgical mistakes Crystal Lake accident attorney personal injury marijuana Arlington Heights real estate lawyer automated cars Crystal Lake medical malpractice attorneys rumble strips insurance agents drugs Rolling Meadows tax attorney Rolling Meadows business lawyer Palatine corporate attorney life insurance claim denial, denial of life insurance claim Illinois living will Illinois workplace discrimination attorney Schaumburg medical malpractice lawyer Palatine traffic lawyer nursing home negligence Illinois insurance disputes South Barrington real estate lawyer real estate lawyer Schaumburg criminal law attorney Illinois real estate Illinois motorcycle accident lawyer crossover accidents Crystal Lake car accident attorney digital media accounts, estate planning, Arlington Heights estate planning attorney, Rolling Meadows criminal lawyer Rolling Meadows life insurance claim denial attorney car accident drug possession Inverness injury lawyer commercial leases Barrington drug crime attorney digital assets Illinois pet lawyer Illinois wrongful termination lawyer Deer Park accident attorney Chicago life insurance attorney Rolling Meadows marijuana attorney probate claims Schaumburg elder law lawyer Barrington personal injury lawyer Inverness insurance attorney irrevocable trust filing a medical malpractice claim Illinois traffic attorneys Crystal Lake bike accident lawyer Rolling Meadows medical malpractice lawyers denied insurance claims construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation holiday statistics Chicago attorney Chicago lawyer Rolling Meadows drug defense attorney criminal law Illinois low-ball insurance settlement life insurance fiduciary rule Arlington Heights medical malpractice lawyer Crystal Lake medical malpractice lawyer real estate attorneys Illinois Workers’ Compensation Commission liability pet law Illinois rollover accident lawyers controlled substance Illinois medical malpractice attorney Illinois corporate lawyer Schaumburg civil litigation attorney Schaumburg personal injury lawyer Inverness probate lawyer spinal cord injury jet ski Rolling Meadows boating crash lawyer Des Plaines drug crimes lawyer deadly crashes license revocation Barrington employment law firm insurance claim delay Long Grove estate planning attorney denied insurance claim severance agreements head on collisions Schaumburg estate attorney pedestrian injuries, pedestrian fatality hands free device Rolling Meadows employment law attorney Des Plaines collections attorney Illinois wills and trusts attorneys Chicago car accident lawyer material misrepresentation Illinois LLC creation spinal cord injuries Palatine construction attorney Illinois car accident attorney Des Plaines Employment Discrimination Law Self-Directed IRA Accounts homestead rights subcontractor federal regulations for LLCs guardianship attorney first degree murder Illinois insurance claim dispute lawyer privacy laws Schaumburg corporate attorney civil rights violation Illinois trusts attorney Palatine drug lawyer Des Plaines motorcycle accident attorney revenge porn BUI compensatory time premises liability Illinois medical malpractice case digital evidence suspended license brain injury Palatine workers compensation lawyer Palatine employment attorney Long Grove estate planning pedestrian accident mortgage Chicago will attorney trustee POA Barrington boating accident attorney most common reasons for life insurance claim denials real estate leasing living trust benefits coronavirus Schaumburg personal injury attorney Palatine real estate lawyer license suspension bad faith insurance claims Mount Prospect elder law attorney workplace sexual harassment estate planning financial advisors car accident lawyer Illinois home inspection vacation home health insurance dispute Illinois employment law attorneys insurance disputes Arlington Heights accident attorney construction accidents auto accidents cell phone tower data traumatic brain injury Schaumburg estate planning lawyer motorcycle accident Barrington employment law attorney Buffalo Grove personal injury lawyer creditors Colin H. Gilbert wrongful termination Illinois civil litigation lawyer Schaumburg car accident attorney Deer Park real estate law firm Illinois traffic ticket lawyer estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers pedestrian-automobile accident home inspection lawyer fatal car accidents overtime pay Crystal Lake employment lawyer Palatine traffic accidents income distribution deducation Kenilworth estate planning attorneys insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Deer Park traffic lawyer underfunded trust advance healthcare directive Illinois defective products attorney traffic crimes expungement personal injury accidents Illinois Trust Code Des Plaines medical malpractice attorney Schaumburg life insurance attorney Illinois attorney Des Plaines injury law firm wage theft workers compensation benefits Illinois traffic laws product liability Deer Park criminal attorney Barrington injury attorney Arlington Heights TBI attorney speeding Mount Prospect wills and trusts lawyers Illinois jet ski accident lawyer underinsured motorist boating DUI Forcible Entry whistleblower protections modern family estate planning Arlington Heights pedestrian accidents Des Plaines personal injury lawyer products liability Crystal lake insurance dispute attorney new real estate form employment contract Palatine civil litigation lawyer Palatine punch death medical marijuana Crystal Lake traffic lawyer Crystal Lake employment law attorney Illinois employment attorneys gift taxes Arlington Heights Traffic Lawyer estate tax real estate contract Home Remodeling Repair Act Schaumburg construction accident lawyer blood alcohol content hit and run accident Palatine probate lawyer Palatine injury attorney living trust Crystal Lake medical malpractice law firm appealing an insurance claim

Archive