The Illinois Will Probate Process: Settling an Estate

Web Admin - Friday, September 21, 2018
Arlington Heights estate planning probate lawyerThe passing of assets from one generation to the next is a long-standing tradition, typically governed by a written will. When a person with a large estate dies, a legal process called probate ensures that the terms of the will are properly carried out. The process of probating a will in Illinois is controlled by the Illinois Probate Act and the rules of the circuit court in the decedent’s county of residence.

When an Illinois Will Must Go Through Probate

An Illinois estate must be probated when its total value exceeds $100,000 (excluding jointly-held properties and accounts with named beneficiaries, which transfer automatically upon death).

The Process to Probate a Will in Illinois

1. Petition for Probate - The first step is to file a Petition for Probate with the circuit court. This petition includes the will itself, the current estimated value of the estate, the names and addresses of heirs, and other information necessary to begin settling the estate. The executor named in the will or their appointed attorney must file this petition within 30 days of the decedent’s death and send copies to all heirs.

2. Hearing to Open Probate - The court will conduct a short hearing to officially validate the will and admit the will to probate. At the hearing, heirs may enter their objections to any part of the petition, such as the validity of the will itself, the person(s) designated to administer the estate, or the person(s) designated to act as personal fiduciaries for any underage or disabled heirs. The court will approve the executor and issue letters testamentary that authorize the executor to act on behalf of the estate.

3. Inventory of Assets - The executor has the responsibility to locate and secure all assets of the estate. A written inventory must be made, listing all bank and investment accounts, real estate, and personal property of significant value. Appraisals may be necessary to establish date of death” values for each piece of real and personal property.

4. Payment of Debts and Taxes - The executor must notify all creditors of the decedent and pay outstanding bills, including property taxes and any other expenses necessary to protect the assets of the estate. The estate must remain open for at least six months to ensure that all creditors are identified and paid. The executor must also file final state and federal tax returns for the decedent.

5. Petition for Distribution of the Estate - Upon conclusion of the prior steps, the executor must provide an accounting of their work on the estate, including all receipts and disbursements. The executor will then ask the court for permission to distribute the remainder of the estate according to the terms of the will. (When there is no question that the estate contains more than sufficient funds to pay off all debts, some distribution of assets may occur before the final accounting.) 

Consult a Palatine Estate Planning Lawyer

Ensure that your hard-earned assets are distributed to your heirs according to your wishes. An experienced Barrington estate planning attorney at Drost, Gilbert, Andrew & Apicella, LLC can help you develop an estate plan that will meet your specific goals and, after your death, ensure that your will is probated efficiently. Contact us at 847-934-6000.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Two Important Benefits Provided By a Living Trust

Web Admin - Tuesday, August 07, 2018
Arlington Heights trust lawyerThe thought of planning for what should happen after one’s death is often too morbid for many people to want to consider. However, doing so is incredibly important, since you want to be sure that your wishes will be followed correctly and that your heirs will be able to receive the assets you plan to pass on to them with minimal complications. While you may think that the estate planning process begins and ends with the creation of a last will and testament, another tool that can be very powerful is a living trust. 

Trusts allow you to protect certain assets, placing them in the control of a trustee and passing them to your beneficiaries once certain requirements are met. With a living trust, you can serve as the trustee while you are still living and mentally competent, giving you control over your assets and allowing you to revoke or change the terms of the trust to meet your and your family’s needs. There are a number of benefits to using a living trust, but two of the primary advantages are:

1. Avoiding Probate

When a person dies, the executor of their estate will enter their will into probate court, which is a process that can be lengthy and expensive as the court reviews the will and approves the paying of debts and taxes and the passing of assets to beneficiaries. The will is entered into public court records, meaning that the family’s personal business is available to be viewed by anyone who wants to examine the court documents. 

A trust, on the other hand, does not have to go through the probate process. This will allow assets to be passed to beneficiaries much more quickly and with fewer complications, and it will also ensure that the details about the estate are kept private.

2. Planning for Illness or Incapacitation

In many cases, when a person becomes ill or incapacitated or is no longer able to manage their own affairs, a friend or family member is named as their legal guardian. Guardianship will often not only give a guardian control of a person’s health and personal care, but also their financial affairs. This type of situation is not ideal, but a living trust can help you avoid losing control of your finances by addressing how things should be handled if you are incapacitated. 

Your trust can specify what conditions should exist for you to be declared incapacitated or mentally incompetent, and it can name a successor trustee who will manage the trust in this situation. The trustee can ensure that you have the financial resources you need to provide for your own care, while preserving your assets to pass on to your beneficiaries after your death.

Contact a Palatine Estate Planning Attorney

If you want to know more about how to use a living trust to protect your assets and pass them to your heirs, the attorneys of Drost, Gilbert, Andrew & Apicella, LLC can answer your questions and work with you to create a comprehensive estate plan. Contact a Schaumburg living trust lawyer today at 847-934-6000 to schedule a personalized consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Are Holiday Gifts Subject to Federal Gift Tax?

Web Admin - Thursday, December 21, 2017
Barrington estate planning and tax lawyerThe holiday season is a time of giving, but as you celebrate this time with your family and friends, you may need to be aware of a certain omnipresent aspect of American life: taxes. While it will likely only apply to people who earn a high income or have large financial assets, it is still a good idea to understand the Federal gift tax and the impact it may have on the gifts you give and your estate.

What Is the Gift Tax?

When a person transfers property to someone else without receiving something of equal value in return, this is considered a gift by the Internal Revenue Service (IRS), and it may be subject to gift taxes. The person who gives the gift to someone else (known as the donor) is responsible for filing tax forms for the gift and paying the gift tax.

Gift Tax Exclusions

Certain types of gifts are excluded from taxes, including gifts given to one’s spouse, gifts given to a political organization, and tuition or medical expenses paid on someone’s behalf. For other gifts, an annual exclusion threshold applies. That threshold is $14,000 for 2017, and the threshold for 2018 will be $15,000.

The annual exclusion applies to gifts given to an individual person, so if a donor gives multiple people gifts of less than $14,000 each, they will not owe any gift taxes. For spouses, the exclusion is doubled, so a married couple can give a gift of up to $28,000 without owing gift taxes.

In addition to the annual exclusion, everyone is entitled to a lifetime exemption known as the basic tax exemption. For people who die in 2017, that exemption is $5,490,000, and in 2018, the exemption will increase to $5,600,000. The taxable amount of gifts greater than the annual gift tax exclusion threshold can be applied toward this lifetime exemption, and taxes will not be owed on these gifts. However, any amount of the basic exemption used during one’s lifetime will be deducted from the amount of their estate that is exempt from estate taxes upon their death.

Contact a Schaumburg Estate Planning Attorney

Determining how gift taxes will affect your finances and your estate can be a complex undertaking. If you want to make sure you are protecting yourself and providing for your family’s financial security, the skilled attorneys at Drost, Gilbert, Andrew & Apicella, LLC can work with you to ensure you have met your legal requirements and have the financial resources in place that your family needs. Contact our Rolling Meadows estate planning attorneys today at 847-934-6000 to schedule a personalized consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Duties of Trustees to Beneficiaries

Web Admin - Wednesday, July 30, 2014

long grove wills and trusts lawyerOne common legal instrument that people use to plan their estates is a trust. A trust is a legal entity involving at least three roles: a settlor, a trustee, and a beneficiary. The idea of the trust is that each of these three roles work together. The settlor creates the rules of the trust and provides it with property, and they designate the beneficiary. The beneficiary, like the name suggests, is the person for whom the trust is managed. They derive the benefit of any income or other gains from the trust.

However, between the settlor and the beneficiary lies the trustee. The trustee manages the assets of the trust and uses them in the best interests of the beneficiary as directed by the rules of the trust that the settlor created. This means that the trustee has a variety of duties that they need to fulfill. These trustee duties can be thought of as either substantive or procedural duties. This is not an official classification, and the lines can blur, but it is at least a helpful way to catalog the duties.

Substantive Duties

Substantive duties are those that require the trustee to behave in a certain way. The central example is the duty to administer the trust by the rules the settlor laid out. The trust document will contain a variety of provisions, and it is the trustee's duty to follow them. Another example of these substantive duties is the duty of skill and care. This means that the trustee must manage the trust's assets with reasonable skill and caution. Similarly, Illinois law also imposes a “prudent investor” duty on trustees.

This means that the trustee has the duty to act as a prudent investor of the trust's assets including things like developing a diversified portfolio and actively managing investments as necessary. Trustees working with multiple beneficiaries also have a further duty: that of loyalty and impartiality. The trustee may not favor one beneficiary over the other unless the trust instrument provides some reason for it.

Procedural and Ministerial Duties

Trustees also owe beneficiaries a variety of more procedural duties, which involve the proper formalities of managing the trust. For instance, the law governing trusts in Illinois requires trustees to give annual accountings of the trust's receipts, disbursements, and an inventory of the estate. Trustees also often have duties to provide notice of certain actions such as changes in the trusteeship. This may also include a requirement that the trustee provide the beneficiaries with a copy of the trust instrument for their records.

These are just some of the many duties that trustees owe the beneficiaries of their trust. If you would like more information on the legal ramifications of managing a trust, contact an experienced Illinois estate planning attorney today. Our firm advises clients in many northwest suburban towns like Long Grove, Kenilworth, and South Barrington.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Estate Planning in the Digital Age

Web Admin - Wednesday, May 21, 2014

digital assets estate planningFrom bankbooks to Facebook, more and more activities, both business and pleasure, are being conducted over the internet every day. A study from McAfee reports that in 2011 the average American had almost $55,000 in digital assets. These assets can present unique challenges during the estate planning process. They need to be passed on or wound up just like physical assets, but each online service has its own rules on handling accounts after death.  

What Digital Assets Are

Digital assets can be many different things, and it is important to have a clear understanding of the different types since they can require very different treatment after death. Digital assets include:

  • - Files on your home computer like pictures, word documents, and spreadsheets;
  • - Digital books and music like iTunes and Kindle books;
  • - Social networking accounts like Facebook and Twitter;
  • - Online gaming accounts and valuable in-game assets;
  • - Websites or domain names you own; and
  • - eCommerce information like bank accounts, Paypal, and eBay.

Choosing how to handle each of these assets can require some careful thought because they will each likely need a different form of treatment. For instance, Paypal accounts can probably simply be closed out after withdrawing the funds, but some people would prefer to see their Facebook page memorialized rather than simply closed.

Handling Digital Assets

From a legal standpoint, handling digital assets may be a challenge because the problem is somewhat new. This means that the law has yet to catch up to the technology in many ways. Instead, much of the legal landscape is determined by the individual service itself based on the “Terms of Service” that they have each user agree to. However, there are still precautions that you can take in order to better empower your loved ones to carry out your wishes.

The first thing to do is to create a digital inventory. This is a list of all your digital assets, where to find them, and the usernames and passwords necessary to access them. This inventory should also include instructions to the executor of your estate detailing what you would like them to do with each of the assets.

Then you should make sure that your legal documents include provisions for the management of your digital assets. This means designating an executor to handle your digital estate. This can be the same person as the executor for the rest of your will, but it does not have to be. If the executor for most of your estate lacks computer skills it could be prudent to name someone else to deal with digital assets. While this executor may still have trouble carrying out all your wishes if the website’s Terms of Service will not allow it, arming them with a digital inventory and a legal document can certainly improve their chances.

If you would like to make an estate plan or if you want to update your plan to account for digital assets, contact an Illinois estate planning attorney today. Our skilled team assists clients across the northwest suburbs, including in Inverness, Kenilworth, and Riverwoods.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

5 Benefits to Using an Institutional Trustee

Web Admin - Tuesday, April 08, 2014

illinois trusts and estate planning attorneyTrusts are versatile, useful legal instruments that allow the grantor (the person who sets up the trust) to set aside certain money or other assets for the use of another person (the beneficiary). However, the beneficiary does not have direct access to the assets. Instead, the trust is managed by a trustee whose job it is to control the assets and use them in the beneficiary’s best interest. This makes choosing the trustee one of the most important parts of setting up a trust.

Although most individuals can serve as a trustee, Illinois law also allows for the use of an “institutional trustee.” Institutional trustees are companies, often banks, who professionally manage the trust’s assets. These companies usually do charge a fee for the services, but the companies come with several benefits:

  • - They are skilled at managing trusts;
  • - They have the ability to handle complex paperwork and recordkeeping;
  • - They provide continuity to the management of the trust;
  • - They operate free of bias; and
  • - They are regulated to prevent fraud.

Reasons to Use an Institutional Trustee

  1. 1. Experienced Administrators: Institutional trustees have experience managing trusts. This allows them to easily navigate the legal requirements for trustees. Furthermore, many trustees are responsible for investing the trust’s assets. Banks and other institutional trustees are often professional investors who will be able to handle the task better than friends or family.

  1. 2. Strong Recordkeeping: Trusts also have fairly extensive recordkeeping requirements to prevent fraud on the part of the trustee. Institutional trustees have the infrastructure in place to make sure that important documents, like tax returns, are filed on time and do not get misplaced. Furthermore, the use of an institutional trustee prevents this complex work from being pushed onto a friend or family member.

  1. 3. Management Continuity: The corporate nature of institutional trustees also allows for continuity in the trust’s management. Trusts can last for decades and decades. An individual trustee may not be physically or mentally capable of managing a trust for its entire duration. Conversely, institutional trustees have the ability to smoothly transfer trust administration from one employee to the next, allowing for steady management of the assets.

  1. 4. Unbiased Distribution: Additionally, institutional trustees can eliminate the possibility of bias that might exist with trustees who are friends or family. The company would not have any prior history with particular beneficiaries that might interfere with the fair and evenhanded use of the trust’s assets.

  1. 5. Fraud Protection: Finally, institutional trustees have fraud prevention mechanisms in place. Although everyone would like to think that their friends or family members are above reproach, cases of theft on the part of the trustee do happen. Many institutional trustees are subject to government regulation and auditing requirements that can reduce the risk of fraud on their parts.

If you are interested in setting up a trust, consult with an Illinois estate planning lawyer to tailor one to your specific situation. Our attorneys lend their experience to clients across the northwest suburban area, including in Long Grove, Riverwoods, and Kenilworth.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Who Takes Care of the Children after the Death of a Parent

Web Admin - Thursday, November 28, 2013

By: Jay A. Andrew


Determining who becomes guardian of a child in the unfortunate event that their parents pass away is an important decision. While parents have the right to make such decisions during their estate planning process, not everyone makes these preparations, and that leaves the decision of who raises the children up to the court. Illinois law guides the court as well as it can, providing general provisions for who qualifies to become a guardian in the Probate Act of 1975.

How the Judge Chooses a Guardian

Illinois law provides considerable freedom to judges in choosing who assumes guardianship of a minor, although the law does place some general restrictions on the court. The guardian chosen must be over 18, a resident of the United States, not convicted of a felony and of sound mind.

For most judges the question is decided by what is in the minor’s best interests of the minor child. The act often repeats that phrase, “the minor’s best interests,” stating that it should guide the judge’s decisions as to who assumes the role of guardian.

The procedure for the choice of guardian starts with the notification of interested persons, usually close family members, that the court will appoint a guardian. People may then petition the court to act as guardian for the minor, and the court will weigh the evidence and use its judgment to try to determine who can best raise the child. Minors over the age of 14 also have the option to nominate their own guardian, subject to review by the court. While these proceedings can often go smoothly and amicably, they can also be more acrimonious, depending on the family relationships involved.

If you are a parent and haven’t made provisions for guardianship of your children you should consider whether or not you want a judge that has never met you and barely met your child to make the determination of what is in their best interests.

Other complicating factors that an estate planning attorney can help you work through are disabled children, learning disabled children, how to keep all of the children together and how to manage combined families along with many other issues that are part of the modern family.

How to Avoid the Guardianship Proceedings

In order to avoid a drawn-out court battle, parents can take control of the situation. Illinois law gives parents the opportunity to name a guardian during their lifetime either in their will, or in a separate document. While the court still reviews this choice, the parents get much more control over their child’s future if they appoint a guardian. Rather than making the court guess at who would best raise the child, it can take the parents’ preferences into account, only overruling them if it finds “good cause” that the parents’ appointment would not be in the minor’s best interest.

If you are thinking about preparing a Will, or want to ensure the future security of your children, contact a Chicago estate planning lawyer today. We serve many northwest suburban areas including Arlington Heights, Schaumburg, Buffalo Grove, Palatine, Rolling Meadows, and other nearby communities.

Recent Posts


Des Plaines personal injury lawyers pregnant women wrongful death Rolling Meadows accident lawyer defective products Rolling Meadows personal injury lawyers Schaumburg personal injury lawyer Crystal Lake insurance lawyer living trust benefits Des Plaines insurance attorney drugs healthcare claims Illinois Smoke Detector Act Buffalo Grove traffic lawyers Chicago will attorney disability benefits drug crimes lawyer real estate special needs trust Schaumburg medical malpractice lawyer accidental death benefits Des Plaines pet law attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Deer Park criminal attorney hiring employees Illinois Trust Code trucking accidents Des Plaines real estate attorney Schaumburg criminal attorney Illinois traffic accident lawyer Retaliatory Discharge living trust employee discrimination Inverness real estate lawyer Deer Park motorcycle accident lawyer boating accidents Rolling Meadows employment attorney deadly crashes Crystal Lake employment law attorney automated cars health insurance dispute Schaumburg elder law lawyer Crystal Lake pedestrian accident lawyer Inverness insurance attorney Des Plaines claims law firm Palatine criminal defense lawyer drug possession employees Colin H. Gilbert pedestrian accidents Illinois insurance disputes head on collisions Illinois tax attorney Inverness probate lawyer denied insurance claim Des Plaines accident attorney traffic offenses real estate leasing Chicago estate planning Buffalo Grove real estate attorney Arlington Heights medical malpractice lawyer low-ball insurance settlement Mount Prospect real estate lawyer Buffalo Grove injury lawyer Kenilworth estate planning attorneys Rolling Meadows tax attorney breach of contract Fair Labor Standards Act Illinois personal injury attorney Illinois trucking safety BUI insurance denials DUI attorney Illinois mortgages federal regulations for LLCs Illinois medical malpractice attorney insurance denial appeals Illinois collections attorney Chicago lawyer murder charges Rolling Meadows insurance attorney suspended license traffic violations financial advisors living wills real estate attorney employment lawyer Attorney Ken Apicella traumatic brain injury vacation home fines trustee Do Not Resuscitate auto accidents Illinois employment lawyer Rolling Meadows insurance lawyer pedestrian injuries, pedestrian fatality employment law Crystal Lake bike accident lawyer reckless homicide employment attorney Illinois estate planning attorney child safety rest breaks corporate law business litigation liability Rolling Meadows Illinois elder law attorney social media after death foreclosure Arlington Heights pedestrian accidents Rolling Meadows traffic attorney Buffalo Grove medical malpractice lawyers Schaumburg corporate attorney Illinois driving without license real estate contract medical malpractice Long Grove estate planning attorney Barrington real estate lawyer employee misclassification Barrington medical malpractice lawyers car accidents estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers texting while driving preventing accidents Rolling Meadows corporate lawyer Schaumburg personal injury lawyers Barrington business law firm Crystal Lake injury attorney Arlington Heights insurance attorney Crystal Lake pet attorney Palatine employment attorney residential real estate Arlington Heights wills and trusts attorney product liability probate claims process Schaumburg car accident attorney Schaumburg personal injury attorney Crystal Lake personal injury attorney Crystal Lake medical malpractice attorneys new real estate form Rolling Meadows insurance dispute lawyers Family Medical Leave Act Des Plaines real estate lawyer Rolling Meadows employment law attorneys life insurance policy Illinois lawyer Palatine Attorney Barrington Traffic Lawyer Des Plaines tax law firm Illinois corporate lawyer South Barrington real estate lawyer license reinstatement digital evidence Barrington boating accident attorney Barrington estate planning lawyer ken apicella changes to mortgage law uninsured motorist license suspension unpaid overtime Des Plaines personal injury lawyer Palatine probate lawyer South Barrington real estate attorney probate fees Long Grove wills and trusts attorneys insurance claim dispute healthcare Long Grove real estate attorney Illinois rollover accident lawyers Crystal Lake business law attorneys crossover accidents traffic tickets Palatine trusts lawyer Schaumburg construction accident lawyer Chicago biking tips surgical mistakes Illinois wills and trusts whistleblower protections cell phone insurance claims Illinois pet lawyer medical research manufacturing Buffalo Grove probate lawyer Rolling Meadows criminal lawyer Crystal Lake tax lawyer Palatine drug lawyer operating agreements wills pet law insurance agents Crystal Lake car accident lawyer coronavirus Crystal Lake medical malpractice lawyer Buffalo Grove personal injury lawyer Colin Gilbert Arlington Heights injury attorney fiduciary rule car crash Arlington Heights car accident lawyer Illinois employment law living trust vs will Arlington Heights wills and trusts lawyers Buffalo Grove insurance claim dispute lawyers Illinois personal injury employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, caregiver natural gas explosion agent gift taxes appealing an insurance claim Rolling Meadows personal injury attorney Des Plaines drug crimes lawyer Illinois bicycle safety Illinois law capital gains tax Illinois insurance attorney ACA Illinois employee rights attorney. Palatine law firm Crystal Lake estate planning lawyer trucking accident lawyers Arlington Heights traffic attorney Rolling Meadows marijuana attorney Palatine corporate attorney Des Plaines criminal attorney Class A misdemeanor car crash injuries Illinois red light cameras Illinois civil litigation lawyer Illinois jet ski accident lawyer Buffalo Grove traffic attorney Jay Andrew Rolling Meadows employment law attorney insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys hands free device Des Plaines Traffic Lawyer power of attorney Rolling Meadows personal injury lawyer Arlington Heights trucking lawyer Palatine employment lawyer Forcible Entry Illinois medical malpractice lawyers Mount Prospect elder law attorney Schaumburg criminal law attorney insurance claim delay Crystal Lake law firm Illinois estate planning law firm Arlington Heights personal injury attorney Illinois insurance lawyer criminal law insurance claim denials Des Plaines DUI attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Rolling Meadows probate lawyer investment property Thanksgiving drug crime Self-Directed IRA Accounts cell phone tower data Schaumburg probate attorney insurance dispute probate insurance claim dispute attorney spinal cord injuries insurance disputes back injuries Employment Discrimination Law car accident lawyers severance agreements digital assets hit and run accident Des Plaines collections attorney overtime pay life insurance lawyer traffic laws Rolling Meadows insurance dispute lawyers, insurance dispute bad faith insurance claims Illinois registered agent Crystal Lake employment attorney Crystal Lake car accident attorney trust payments overtime violations Barrington criminal defense lawyer employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Buffalo Grove car accident lawyer Joliet general practice lawyers Barrington drug crime attorney home inspection lawyer Illinois Transfer on Death Instrument sexual images real estate closing truck collisions Whistleblower Claims Schaumburg injury lawyer Illinois employment law attorney Schaumburg Attorney preventable medical errors spinal cord injury criminal defense Illinois motorcycle accident lawyer power of attorney for healthcare Palatine elder law attorney Illinois injury lawyer mortgage driving pedestrian accident insurance claim denial commercial leases wrongful termination Barrington injury attorney Illinois insurance dispute lawyers Illinois speeding lawyer comp time swimming pools Rolling Meadows drug defense attorney Crystal Lake will lawyer Legal Info trauma after an accident Schaumburg traffic lawyer Federal Food Drug and Cosmetic Act Crystal Lake accident attorney underinsured motorist Illinois medical malpractice case ObamaCare underage DUI Schaumburg employment law attorneys Arlington Heights employment law attorneys motorcycle accident Illinois employment laws Inverness accident lawyer meal breaks Arlington Heights car crash attorneys drunk driving Illinois small business texting and driving BAC Des Plaines Crystal Lake civil litigation lawyer Illinois medical malpractice claim Arlington Heights TBI attorney Chicago insurance law firm Rolling Meadows real estate attorney School Visitation Rights Act construction contracts institutional trustee personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys digital information personal injury lawyer DNR digital media accounts, estate planning, Arlington Heights estate planning attorney, employment law, Illinois employment laws Palatine estate planning lawyer deed transfer Rolling Meadows criminal attorney condo association employee rights boating under the influence wage theft forming a corporation in Illinois estate plan Palatine insurance lawyer senior citizens insurance dispute attorney estate planning lawyer Illinois construction accident attorney Deer Park DUI lawyer Buffalo Grove corporate attorney Illinois probate lawyer taxes Barrington employment law firm Illinois will lawyer Palatine injury attorney anesthesia errors Transfer on Death Instrument Rolling Meadows estate planning attorney field sobriety test Deer Park employment law attorney startup company Palatine corporate law attorneys elder law motorcycle accident lawyer landlord tenant law job lawyers workplace sexual harassment Long Grove real estate lawyer Palatine workers compensation lawyer expungement Chicago insurance claim attorneys fatal car accidents GM ignition switches insurance claim foreclosed rental property Rolling Meadows business lawyer subcontractor distracted driving accident victims traffic violations defense Illinois employment attorneys traffic crimes Schaumburg estate attorney real estate zoning Chicago will attorney, social media platforms, Illinois estate planning lawyer, involuntary manslaughter Des Plaines injury law firm pet bites landlord clemency car accident speeding Chicago corporate attorney Illinois business law atorneys Policy Cancellation estate tax caretaker rights unpaid assessment Arlington Heights estate planning attorney unfunded trust personal injury accidents Illinois employment law firm Arlington Heights wills and trusts attorneys medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys fiduciary rule delay CAM rumble strips Barrington personal injury attorney Des Plaines medical malpractice attorney Illinois wills and trusts attorneys creditors breathalyzer test Rolling Meadows traffic law firm estate planning for college students Illinois defective products attorney wills and trusts Landlord Tenant Ordinance Palatine business attorney car collision Schaumburg insurance lawyers Illinois business lawyer TBI civil litigation defective products lawyer Arlington Heights employment attorney Crystal lake insurance dispute attorney Illinois traffic attorneys Illinois living will workers compensation insurance negligence holiday statistics cell phone accidents brain injury Illinois workers compensation attorney traumatic brain injuries Illinois workplace lawyer Liquor Control Act estate planning trusts Illinois car accident attorney marijuana FSLA criminal record probate process IRS compensatory time no contest clauses mass shooting murder liens traffic deaths Arlington Heights personal injury lawyer unauthorized overtime estate planning Inverness estate planning lawyer Deer Park real estate law firm problem employees pedestrian-automobile accident sole proprietorship llinois Real Estate Lawyers Association rollover accidents Long Grove estate planning attorneys right to work fault based insurance distracted driving accidents icy parking lots homestead rights Des Plaines personal injury attorney Fourth of July Palatine traffic lawyer personal injury attorney LLCs Barrington personal injury lawyer medical marijuana dog bites murder defense Illinois insurance claim attorney Illinois insurance claim dispute lawyers Schaumburg estate planning lawyer loopholes controlled substance Palatine real estate lawyer work unions civil litigation attorney Rolling Meadows Traffic Lawyer Illinois workplace discrimination attorney digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Des Plaines civil attorney bike accident Illinois DUI attorney medical malpractice compensation DMV Arlington Heights Traffic Lawyer guardianship attorney Illinois home inspection condo Buffalo Grove law firm Crystal Lake personal injury lawyer DUI defense minimum wage privacy Illinois criminal defense attorney Palatine personal injury lawyer traffic accidents Rolling Meadows boating crash lawyer advance healthcare directive elder abuse Illinois traffic attorney jet ski college kids natural gas Chicago trucking accident attorney Illinois Barrington workers compensation attorney Illinois trusts attorney Barrington employment law attorney criminal denial of life insurance jet ski accidents estate attorney Arlington Heights criminal lawyer medication errors Illinois LLC creation Chicago traffic lawyer Illinois Workers’ Compensation Commission Arlington Heights accident attorney rollover car crashes Deer Park traffic accident attorney income distribution deducation Chicago employment attorney Exclusions Illinois Wage Payment and Collection Act Rolling Meadows medical malpractice lawyers insurance agent negligence federal crimes civil rights violation Rolling Meadows car accident lawyers Illinois employment law attorneys Crystal Lake employment lawyer vacation home wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Schaumburg real estate lawyer Schaumburg Chicago attorney owner responsibility Schaumburg estate planning attorney Illinois Sales Representative Act denied insurance claims internet sexual harassment dram shop law workers comp Barrington litigation attorney Mount Prospect wills and trusts lawyers construction accidents Arlington Heights wills and trusts lawyer consent to a search PTSD life insurance claims Barrington employment attorney Illinois Human Rights Act loss of consortium boating DUI Palatine civil litigation lawyer Illinois insurance claim dispute lawyer liability claims commercial real estate Deer Park accident attorney trench injuries Inverness corporate attorney pain and suffering food poisoning modern family estate planning POA Long Grove estate planning premises liability estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Inverness personal injury attorney Arlington Heights tax lawyer Chicago estate planning lawyer DUI probate claims Illinois job attorney Arlington Heights real estate lawyer personal injury claim attorney fees contracts Schaumburg drug defense lawyer estate planning attorney Des Plaines drug lawyer Rolling Meadows litigation lawyer privacy laws real estate lawyer Illinois boating accident lawyer Illinois personal injury lawyers Inverness injury lawyer golf accidents Des Plaines motorcycle accident attorney DUI penalities drunk driving statistics Buffalo Grove employment lawyer IRA benefits license revocation comparative negligence commercial leasing Detainer Actions Super Mario Kenilworth estate planning attorney Chicago car accident lawyer personal injury Illinois real estate lawyer Crystal Lake medical malpractice law firm insurance adjusters slip and fall accidents Food and Drug Administration's Food Safety Modernization Act Crystal Lake traffic attorney employment contract car crashes underfunded trust Deer Park workers compensation lawyer Illinois personal injury lawyer Inverness real estate attorney IRELA Deer Park personal injury lawyer Inverness DUI lawyer FMLA nursing home negligence Schaumburg civil litigation attorney Buffalo Grove personal injury attorney Home Remodeling Repair Act Barrington civil litigation attorney tax attorney small business Deer Park medical malpractice attorney Palatine traffic accidents probate lawyer paid sick leave products liability Arlington Heights lawyer Illinois workers compensation lawyer drug crimes filing a medical malpractice claim eluding a police officer irrevocable trust revenge porn Inverness traffic law firm Palatine employment law lawyer Palatine civil attorney installment contracts Affordable Care Act Barrington estate planning attorney Palatine construction attorney Barrington criminal lawyer DGAA marijuana crimes attorney dynasty trusts Deer Park traffic lawyer personal injury claims Inverness civil lawyer Barrington attorney first degree murder dealing with problem employees slip and fall Rolling Meadows Attorney Crystal Lake traffic lawyer Rolling Meadows DUI lawyer Riverwoods estate planning lawyer medical malpractice claims Home Sale Contingencies Crystal Lake criminal defense attorney pay when paid contract Mt Prospect Attorney Illinois estate planning real estate attorneys Inverness elder law lawyer BAIID trusts personal injury law firm Illinois traffic ticket lawyer blood alcohol content license car accident lawyer independent contractor life insurance Illinois pedestrian accident attorney rent to own real estate contracts Illinois traffic laws Illinois Probate Act of 1975 bicycle accidents Palatine punch death Chicago employment lawyer pizza emoji insurance attorney Arlington Heights Attorney Kenilworth estate planning lawyer bicycle dooring accidents blended families Barrington Illinois estate planning lawyer Illinois attorney Illinois insurance claims lawyers Schaumburg employment attorney Schaumburg wrongful death attorney Illinois real estate in terrorem provision Illinois wrongful termination lawyer Buffalo Grove criminal defense lawyer IRA trust transfer workers compensation benefits