Sexual Harassment Under Federal Law

Web Admin - Friday, December 18, 2015

sexual harassment under federal law, Crystal Lake Employment Law AttorneyOne of the most serious issues that can occur in the workplace is sexual harassment. It is a violation of both state and federal laws and can be committed by and against numerous different individuals. Sexual harassment is considered a civil rights violation.

Defining Sexual Harassment 

Under federal law, sexual harassment is defined as any sexual advances, requests for sexual favors, and verbal or physical conduct of a sexual nature that is not welcomed. The conduct must be so severe or frequent that it creates a hostile or intimidating workplace. It is important to note that sexual harassment can occur between people of the same or opposite gender. Further, a victim does not need to be the individual being harassed. If an individual is affected by offensive conduct, a sexual harassment claim may be made. 

Specifically, sexual harassment is a violation of Title VII of the Civil Rights Act of 1964, which applies to employers with 15 or more employees. Title VII applies to state and local governments, employment agencies, labor organizations, and the federal government. The Equal Employment Opportunity Commission (EEOC) encourages employers to provide training on sexual harassment and to communicate to employees that it will not be tolerated. Under Illinois law, companies and state agencies must develop policies on sexual harassment. State agencies must post these policies in a prominent and accessible location, as well as distribute them to all employees.

Victims of sexual harassment can file a Charge of Discrimination with the EEOC. The potential remedies may include compensatory and punitive damages, though the damage awards are capped dependent upon the size of the employer. For example, the damage award is capped at $50,000 for employers with 15-100 employees. 

Federal Employees 

Victims of sexual harassment who are federal employees must follow specific procedures when making a claim. Under most circumstances, a federal employee must contact an EEOC counselor of the agency where the harassment occurred within 45 days of the date of the harassment. After the claim has been made, it is addressed either through EEO counseling or alternate dispute resolution (ADR), such as mediation. 

It is important to note that federal employees cannot file a lawsuit until attempting to resolve the matter through the administrative complaint process. However, during the process, there are opportunities to initiate a lawsuit under the following circumstances: 

1. 180 days have passed since the complaint was filed and no decision has been made and no appeal has been filed; 

2.  Within 90 days of the complainant receiving the agency’s decision, as long as no appeal has been filed; 

3. 180 days have passed from the filing of an appeal if no decision has been issued by the EEOC; or 

4. Within 90 days from the date the complainant receives the EEOC’s decision after an appeal. 

If you believe that you have been a victim of sexual harassment, it is important to contact an experienced Illinois employment law attorney as soon as possible. Our firm can help stop unwanted harassment and pursue compensation for damages you have suffered. We represent individuals in Crystal Lake, Schaumburg, Palatine, Des Plaines, Rolling Meadows, Buffalo Grove, Barrington, Arlington Heights, Inverness, and Deer Park.

    Ken Apicella

    About the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.





The Family Medical Leave Act

Web Admin - Thursday, May 21, 2015

FMLA, Illinois, Crystal Lake employment lawyerFor various medical-related reasons, it may be necessary for a person to temporarily stop working. The Family Medical Leave Act (FMLA) provides individuals with a means for doing this without running the risk of losing their job. It is important for both employers and employees to understand this special area of employment law.

What Does the FMLA Provide?

The FMLA allows workers to take an unpaid leave of absence from work for specified medical and family purposes with the continuation of insurance coverage according to the same provisions as if the employee did not take the leave of absence. Under the FMLA, an employer must return the employee to the same job or one that is nearly identical or equivalent. A nearly identical job includes the following:

  1. - Identical pay and benefits;
  2. - The same shift or general work schedule;
  3. - A geographically proximate worksite; and
  4. - The same or substantially similar duties, responsibilities, and status.

An eligible employee is eligible for 12 workweeks of leave in a one-year period for:

  1. - Childbirth and to provide for the child within twelve months of the birth;
  2. - The care of a child adopted or placed under foster care within one year of the placement of the child with the employee;
  3. - The care for a direct family member who has a serious health condition;
  4. - A health condition that prohibits the worker from being able to perform essential job functions; or
  5. - Any demand due to the fact that the employee’s direct family member is a covered military member on covered active duty, which is defined as duty during the deployment to a foreign country.

Alternatively, an eligible employee may be entitled to 26 workweeks of leave during a one-year period to care for a covered service member with a serious injury or illness if the employee is the service member’s direct relative.


The FMLA applies to the following:

  • - Public agencies; and
  • - Private employers with 50 or more employees for at least 20 weeks in the current or previous calendar year.

In order for an individual to be eligible, the employee must:

  1. 1. Work for a covered employer;
  2. 2. Have worked 1,250 hours during the 12 months prior to the start date of the leave;
  3. 3. Work at a location where the employer has 50 or more employees within 75 miles; and
  4. 4. Have worked for the employer for 12 months.

The 12 months of work does not need to be consecutive. Further, under most circumstances, only employment within the last seven years is counted.

For more information about the requirements of the FMLA, whether you are an employer or employee, you should speak with an experienced Illinois employment law attorney. Our firm represents clients throughout the northwest suburbs, including Deer Park, Buffalo Grove, and Crystal Lake. 

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.

Employee Misclassification and Why It Matters

Web Admin - Monday, March 30, 2015

employment contract, Illinois employment law lawyerThe relationship between employers and employees comes with many legal complexities, and there are times when employers can improperly curtail employees' rights, either by accident or design. One common place where this sort of issue arises is through employee misclassification, the practice of designating an employee as an independent contractor. Although the decision of which of those classes a worker falls into is one for a court to decide, many employers choose to make an improper classification in order to avoid having to provide things like overtime pay or workers' compensation insurance.

What Misclassification Is

There are two classes of worker for many employment law purposes: employees and independent contractors. Generally speaking, the difference between the two is the amount of control that an employer exercises over them. The more control, the more likely the court is to find that an employer/employee relationship exists. However, there are actually a variety of factors that courts look to, including:

  • - How much direction the employer gives in how to complete tasks;
  • - The type of evaluation system the worker operates under;
  • - Whether the business trains the worker;
  • - Whether the business reimburses the worker's expenses;
  • - Whether the worker can work for other employers;
  • - How the worker is paid;
  • - Whether the relationship is intended to be long-term; and
  • - Whether the worker's services are a key part of the business.

Examples can often be helpful to understand whether someone qualifies as an employee or an independent contractor. For instance, a secretary working at an office for years probably qualifies as an employee because of the high amount of control the employer would retain, as well as the other factors. Conversely, an IT worker hired to set up the company's network would probably be an independent contractor because they are going about the work in their own way, and the job's duration is limited.

Why It Matters

This distinction matters because it affects the responsibility that an employer has towards the worker. Many of the legal protections afforded to workers are only given to people in an employer/employee relationship. For instance, many employers misclassify their employees in order to avoid paying overtime pay or to avoid providing workers' compensation insurance. They can also use misclassification to shift tax burdens onto the worker, by avoiding things like unemployment insurance and Social Security taxes.

A worker's classification is a matter for courts to decide, and how an employer has elected to treat the worker is immaterial. If you believe that you have been misclassified and are losing access to benefits like overtime pay or workers' compensation benefits, contact an experienced Illinois employment lawyer today. Drost, Gilbert, Andrew & Apicella, LLC serves workers in many northwest suburban towns, such as Rolling Meadows, Schaumburg, Inverness, Deer Park, and Arlington Heights.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.

Illinois Supreme Court to Consider Negligent Credentialing Case

Web Admin - Monday, February 16, 2015

Illinois Negligent Credentialing, medical malpractice lawyerThe relationship between doctors and hospitals is a complex one. Most people assume that the doctors work for or are partners in the hospital. While some hospitals choose to employ their doctors, it is much more common for the doctors to be independent contractors. The hospitals give the doctors the right to admit patients to the hospital and use their facilities, a decision known as “credentialing.”

Yet, hospitals cannot simply give privileges to whomever they want. The law imposes a duty on hospitals to exercise reasonable care in managing their facilities in order to protect patients. Failure to do so can see the hospital held liable for negligent credentialing.

What Is Negligent Credentialing?

Negligent credentialing occurs when a hospital allows a physician to use their facilities despite that physician’s lack of qualifications. Illinois law requires a plaintiff to prove three things in order to prevail on a negligent credentialing claim:

  1. 1. The hospital breached its duty of care by improperly granting staff privileges to an unqualified physician;
  2. 2. The physician breached the medical standard of care by providing medically negligent treatment in conjunction with their negligently awarded privileges; and
  3. 3. The awarding of the privileges was the proximate cause of the plaintiff’s injuries, meaning that the direct cause of the injuries was the fact that the hospital negligently granted staff privileges to the doctor.

One of the difficulties of winning on a negligent credentialing claim is proving that first element. This requires evidence of what the hospital knew when they credentialed the physician and how thorough their procedures were. The Illinois Supreme Court recently took a case to determine whether plaintiffs in a lawsuit may have access to those records, Klaine v. Southern Hospital Services.

Klaine v. Southern Illinois Hospital Services

The issue in Klaine arises from a colon surgery gone wrong. The plaintiff wanted to pursue a negligent credentialing claim against the hospital, and as part of discovery process the plaintiff requested information about the surgeon’s credentialing process, such as his work history, prior insurance claims against him, and recommendations about his credentialing by the hospital staff. The hospital resisted, citing an Illinois law requiring that a physician’s application for staff privileges be kept “confidential.” The appeals court decided that there was a difference between general confidentiality rules and “privilege,” the special, heightened form of confidentiality that protects things from disclosure during a lawsuit. The Supreme Court will now take the case on to determine if the appeals court was correct in that determination.

The landscape of medical malpractice law is constantly changing. If you have been injured by a physician’s negligence and want to learn more about your options, contact a Crystal Lake medical malpractice attorney at Drost, Gilbert, Andrew & Apicella, LLC today. Our firm helps injured patients all across the northwest suburbs, including in towns like Inverness, Palatine, and Schaumburg.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.

New Law Mandates Reasonable Accommodations for Pregnant Women

Web Admin - Thursday, December 11, 2014

pregnant woman wrongful termination, employee rights lawyerDiscrimination against pregnant women in the workforce has long been a concern, and now the Illinois legislature has passed a new law designed to help give women greater protection. The new law modifies the Illinois Human Rights Act, effective starting next year, to more clearly protect pregnant women's rights. The new rights include the right to reasonable accommodation of their pregnancy by their employers, protection from employment discrimination, and protection from forced leave. The law also grants employers some protection from unreasonable demands, such as the ability to refuse accommodations if such accommodations would place an undue hardship on the business.

New Rights for Pregnant Women

The law includes four new rights for “women affected by pregnancy, childbirth, or medical or common conditions related to childbirth.” The most legally complex of these rights is the right to a reasonable accommodation of their pregnancy. These accommodations are changes to the employee’s duties or their workspace that allow the employee to perform the “essential duties” of the position. The law provides some examples of these reasonable accommodations, which may include things like more frequent bathroom breaks, private space for breastfeeding, or a modified work schedule.

The law also provides another set of more concrete rights to pregnant women. For instance, employers may not force accommodations onto a pregnant woman if she does not want them, a provision that is likely designed to protect women from being forced to modify or reduce their work schedules. Similarly, the law forbids an employer from forcing a pregnant woman to take maternity leave if she chooses not to.

Employer's Rights

The law also includes a new set of rights for employers that relate to the issue of reasonable accommodation. The first right is that employers can claim that the accommodation the woman is asking for would place an undue hardship on the company. The law defines undue hardship as “an action that is prohibitively expensive or disruptive.” It also provides four factors for judges to consider when determining whether something is an undue hardship:

  1. 1. The nature and cost of the accommodations;
  2. 2. The financial resources of the facility providing the accommodation and the accommodation's impact on the company's operations;
  3. 3. The resources and size of the employer; and
  4. 4. The type of work the employer does.

This provides a highly individualized test that depends greatly on both the specific employer and the accommodation requested. The law also provides the employer with the right to request medical documentation supporting the need for the accommodation.

If you believe that your rights under this new act are being violated or if you are an employer concerned about your obligations under the new law, contact a Crystal Lake employment law attorney today. Our firm helps many northwest suburban employees and businesses in towns like Rolling Meadows, Crystal Lake, Arlington Heights, Inverness, Deer Park, Palatine, and Barrington.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.

Recent Posts


Palatine construction attorney Schaumburg life insurance attorney Schaumburg construction accident lawyer rent to own real estate contracts employment contract jet ski trusts Arlington Heights tax lawyer spinal cord injury drug crimes head on collisions Illinois workplace discrimination attorney marijuana Do Not Resuscitate Illinois power of attorney job lawyers disability benefits breach of contract BAC Crystal Lake medical malpractice attorneys Illinois employee rights attorney. Palatine employment law lawyer owner responsibility car accident lawyers Arlington Heights wills and trusts attorneys Des Plaines pet law attorney BUI Palatine civil litigation lawyer Deer Park traffic accident attorney South Barrington real estate lawyer Crystal Lake medical malpractice lawyer trucking accidents blood alcohol content Buffalo Grove real estate attorney auto accidents Schaumburg personal injury attorney real estate attorneys creditors Illinois Sales Representative Act traffic tickets life insurance lawyer Illinois employment lawyer insufficient documentation capital gains tax Illinois criminal defense attorney Illinois insurance attorney Illinois personal injury lawyer Mount Prospect real estate lawyer Fair Labor Standards Act Arlington Heights employment attorney digital evidence Schaumburg drug defense lawyer Arlington Heights personal injury lawyer Arlington Heights medical malpractice lawyer expungement paid sick leave homestead rights overtime pay Chicago corporate attorney comparative negligence Buffalo Grove car accident lawyer probate claims process dynasty trusts Inverness injury lawyer healthcare Fourth of July Illinois Trust Code car accident forming a corporation in Illinois Buffalo Grove personal injury lawyer Buffalo Grove employment lawyer Barrington employment law attorney denial of life insurance Palatine punch death trauma after an accident estate planning trusts Crystal Lake employment law attorney Illinois insurance lawyer workers comp Buffalo Grove injury lawyer Chicago attorney Arlington Heights pedestrian accidents Crystal Lake employment attorney Inverness probate lawyer civil rights violation truck collisions commercial real estate Palatine traffic accidents Barrington personal injury lawyer insurance negligence Kenilworth estate planning lawyer Super Mario Palatine corporate attorney Illinois wills and trusts trust payments probate claims probate process attorney fees pedestrian accident Des Plaines collections attorney liability Illinois employment attorneys Policy Cancellation estate planning reckless homicide Buffalo Grove insurance claim dispute lawyers Rolling Meadows criminal lawyer insurance claim delay car accident lawyer contracts bike accident car crash Chicago employment attorney deed transfer insurance agent negligence products liability Crystal Lake accident attorney mortgage Illinois trucking safety Illinois lawyer breathalyzer test Illinois bicycle safety workers compensation employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys eluding a police officer Illinois small business employees drug possession Illinois injury lawyer Detainer Actions consent to a search ken apicella IRELA Arlington Heights trucking lawyer drunk driving vacation home whistleblower protections Des Plaines real estate attorney defective products privacy laws employee discrimination traumatic brain injuries food poisoning Illinois car accident attorney healthcare claims Arlington Heights wills and trusts lawyers personal injury attorney Schaumburg personal injury law firm small business FMLA medical malpractice Chicago traffic lawyer probate lawyer Inverness real estate lawyer Illinois medical malpractice claim crossover accidents Barrington civil litigation attorney insurance denial appeals Illinois employment law attorney subcontractor POA estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Deer Park DUI lawyer Buffalo Grove personal injury attorney irrevocable trust trench injuries Long Grove wills and trusts attorneys Inverness DUI lawyer car collision Inverness accident lawyer insurance attorney financial advisors pizza emoji Rolling Meadows accident lawyer Barrington litigation attorney personal injury claim Schaumburg personal injury lawyers underinsured motorist distracted driving accident victims license Des Plaines claims law firm Chicago insurance law firm medical malpractice compensation Illinois speeding lawyer fiduciary rule Chicago insurance claim attorneys Barrington business law firm overtime violations Crystal Lake traffic attorney speeding Illinois workplace lawyer Rolling Meadows insurance attorney Illinois Wage Payment and Collection Act Illinois Probate Act of 1975 TBI Buffalo Grove corporate attorney life insurance claim denial, denial of life insurance claim living trust benefits compensatory time personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys digital information GM ignition switches brain injury advance healthcare directive commercial leases unauthorized overtime Rolling Meadows insurance dispute lawyers Palatine probate lawyer Deer Park medical malpractice attorney no contest clauses Rolling Meadows marijuana attorney Palatine civil attorney drug crimes lawyer rest breaks Rolling Meadows employment law attorney Whistleblower Claims criminal record rollover accidents license suspension material misrepresentation guardianship attorney Crystal Lake pedestrian accident lawyer DUI defense loss of consortium drugs Rolling Meadows personal injury attorney DNR Illinois real estate Palatine Attorney Rolling Meadows Traffic Lawyer cell phone accidents traffic offenses Illinois attorney right to work insurance dispute attorney Illinois business law atorneys Illinois civil litigation lawyer Des Plaines personal injury lawyers Liquor Control Act Illinois insurance claim dispute lawyer Rolling Meadows insurance lawyer Crystal Lake medical malpractice law firm Affordable Care Act uninsured motorist Illinois personal injury Des Plaines Traffic Lawyer condo association Palatine injury attorney insurance claim dispute attorney product liability Illinois personal injury lawyers Illinois Human Rights Act South Barrington real estate attorney appealing an insurance claim medication errors Illinois pet lawyer Illinois Transfer on Death Instrument Barrington boating accident attorney startup company Palatine life insurance lawyer traffic violations Arlington Heights traffic attorney IRA trust transfer Barrington drug crime attorney Arlington Heights estate planning attorney construction accidents Buffalo Grove probate lawyer insurance claims Mt Prospect Attorney Employment Discrimination Law minimum wage employment law, Illinois employment laws field sobriety test digital media accounts, estate planning, Arlington Heights estate planning attorney, Des Plaines DUI attorney denied insurance claims murder charges Illinois traffic attorneys controlled substance Buffalo Grove medical malpractice lawyers Inverness estate planning lawyer Thanksgiving dealing with problem employees Palatine workers compensation lawyer estate planning lawyer Des Plaines real estate lawyer surgical mistakes underage DUI Barrington employment attorney power of attorney for healthcare comp time Illinois job attorney Illinois insurance dispute lawyers criminal LLCs tax attorney texting and driving Deer Park employment law attorney traffic violations defense fault based insurance installment contracts coronavirus fiduciary rule delay estate planning for college students pay when paid contract Rolling Meadows DUI lawyer Schaumburg criminal law attorney Family Medical Leave Act preventable medical errors hiring employees Palatine personal injury lawyer Rolling Meadows traffic law firm operating agreements construction contracts Palatine corporate law attorneys criminal defense clemency pedestrian-automobile accident motorcycle accident lawyer senior citizens Crystal Lake will lawyer Illinois construction accident attorney pet bites construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation personal injury loopholes Barrington criminal lawyer Long Grove real estate attorney Schaumburg real estate lawyer Rolling Meadows personal injury lawyer Rolling Meadows life insurance claim denial attorney Illinois law Arlington Heights car accident lawyer Illinois motorcycle accident lawyer Rolling Meadows Des Plaines personal injury attorney wrongful death Illinois workers compensation lawyer hit and run accident wrongful termination meal breaks Crystal Lake injury attorney Crystal Lake tax lawyer Arlington Heights criminal lawyer Attorney Ken Apicella traffic laws Rolling Meadows traffic attorney Chicago will attorney, social media platforms, Illinois estate planning lawyer, estate tax Inverness insurance attorney Rolling Meadows corporate lawyer Inverness real estate attorney Jay Andrew Illinois wrongful termination lawyer digital assets DMV Arlington Heights car crash attorneys Des Plaines motorcycle accident attorney Illinois registered agent icy parking lots changes to mortgage law insurance dispute Crystal Lake car accident lawyer pet law Des Plaines drug crimes lawyer IRS Mount Prospect elder law attorney PTSD Palatine drug lawyer DUI attorney Illinois home inspection Crystal Lake insurance lawyer insurance denials Illinois insurance disputes texting while driving liability claims pain and suffering Palatine criminal defense lawyer Barrington personal injury attorney Illinois employment law Schaumburg wrongful death attorney Schaumburg criminal attorney Transfer on Death Instrument Illinois Smoke Detector Act foreclosure trucking accident lawyers personal injury accidents insurance disputes Rolling Meadows insurance dispute lawyers, insurance dispute Chicago estate planning Des Plaines medical malpractice attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Rolling Meadows estate planning attorney Arlington Heights real estate lawyer real estate lawyer lapse in policy pregnant women real estate closing Rolling Meadows criminal attorney Schaumburg medical malpractice lawyer Chicago lawyer Arlington Heights injury attorney Barrington workers compensation attorney School Visitation Rights Act Schaumburg employment attorney Barrington injury attorney Inverness elder law lawyer distracted driving accidents social media after death bicycle accidents internet Chicago trucking accident attorney Palatine real estate lawyer Illinois DUI attorney medical malpractice claims Retaliatory Discharge Arlington Heights Traffic Lawyer Illinois LLC creation hands free device Rolling Meadows car accident lawyers Illinois medical malpractice case Deer Park personal injury lawyer Illinois traffic attorney Arlington Heights wills and trusts attorney Forcible Entry Rolling Meadows tax attorney Illinois probate lawyer Illinois traffic laws Buffalo Grove law firm taxes Chicago will attorney Rolling Meadows business lawyer IRA benefits dram shop law institutional trustee Arlington Heights accident attorney real estate motorcycle accident Crystal Lake estate planning lawyer Deer Park real estate law firm Illinois rollover accident lawyers Joliet general practice lawyers Barrington Illinois estate planning lawyer real estate contract insurance adjusters Long Grove estate planning Arlington Heights TBI attorney employee misclassification manufacturing Palatine law firm Schaumburg car accident attorney landlord Inverness personal injury attorney swimming pools Des Plaines civil attorney in terrorem provision Inverness corporate attorney Illinois jet ski accident lawyer Self-Directed IRA Accounts commercial leasing deadly crashes ACA living trust vs will Crystal Lake law firm Inverness civil lawyer Crystal Lake bike accident lawyer Des Plaines injury law firm Des Plaines criminal attorney beneficiary complications Schaumburg estate attorney Barrington estate planning lawyer Illinois will lawyer drunk driving statistics insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys civil litigation attorney Illinois driving without license Des Plaines Des Plaines personal injury lawyer cell phone automated cars personal injury claims Des Plaines insurance attorney Buffalo Grove traffic attorney Arlington Heights lawyer business litigation Arlington Heights Attorney probate fees elder law Rolling Meadows drug defense attorney Illinois insurance claim attorney Schaumburg probate attorney Mount Prospect wills and trusts lawyers Illinois workers compensation attorney real estate attorney Inverness traffic law firm Schaumburg insurance lawyers BAIID Crystal lake insurance dispute attorney low-ball insurance settlement medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers traumatic brain injury natural gas special needs trust employee rights employment lawyer car accidents Schaumburg estate planning lawyer unpaid assessment Illinois real estate lawyer Schaumburg injury lawyer first degree murder murder Illinois trusts attorney employment attorney Crystal Lake business law attorneys Palatine insurance lawyer Rolling Meadows employment attorney Illinois business lawyer Arlington Heights insurance attorney Palatine traffic lawyer Illinois Workers’ Compensation Commission Illinois corporate lawyer Illinois wills and trusts attorneys vacation home fines Barrington estate planning attorney Exclusions cause-of-death exclusions DGAA estate attorney income distribution deducation underfunded trust traffic accidents employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Illinois mortgages Rolling Meadows Attorney how to avoid common denials of life insurance claims revenge porn denial of insurance claim trustee Chicago estate planning lawyer Palatine business attorney life insurance claims Landlord Tenant Ordinance slip and fall Barrington Traffic Lawyer Legal Info work unions suspended license Schaumburg elder law lawyer real estate zoning estate plan Illinois insurance claims lawyers Crystal Lake personal injury lawyer Chicago life insurance attorney Crystal Lake civil litigation lawyer Illinois defective products attorney corporate law Federal Food Drug and Cosmetic Act Crystal Lake personal injury attorney accidental death benefits Barrington attorney Crystal Lake car accident attorney sexual images Illinois employment laws personal injury lawyer DUI Illinois traffic accident lawyer insurance agents DUI penalities Barrington criminal defense lawyer fatal car accidents Riverwoods estate planning lawyer Deer Park criminal attorney Schaumburg civil litigation attorney health insurance dispute Palatine estate planning lawyer Illinois estate planning Crystal Lake pet attorney civil litigation independent contractor Illinois tax attorney insurance claim Chicago biking tips Arlington Heights employment law attorneys Rolling Meadows real estate attorney Class A misdemeanor Rolling Meadows boating crash lawyer Deer Park accident attorney Schaumburg traffic lawyer Rolling Meadows probate lawyer Schaumburg estate planning attorney Illinois boating accident lawyer Illinois collections attorney residential real estate Food and Drug Administration's Food Safety Modernization Act top life insurance claim denials college kids Schaumburg Attorney Rolling Meadows personal injury lawyers Illinois elder law attorney jet ski accidents Deer Park traffic lawyer Illinois medical malpractice attorney FSLA federal crimes liens probate workers compensation benefits wage theft Illinois personal injury attorney Colin Gilbert new real estate form Arlington Heights wills and trusts lawyer privacy cell phone tower data federal regulations for LLCs investment property insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys sole proprietorship Barrington life insurance lawyer holiday statistics rollover car crashes modern family estate planning rumble strips Chicago car accident lawyer Illinois insurance claim dispute lawyers unfunded trust Deer Park workers compensation lawyer traffic deaths Des Plaines accident attorney CAM dog bites mass shooting condo back injuries medical marijuana slip and fall accidents Illinois red light cameras Illinois traffic ticket lawyer problem employees landlord tenant law Barrington employment law firm Illinois estate planning law firm Crystal Lake employment lawyer Kenilworth estate planning attorney defective products lawyer gift taxes Illinois estate planning attorney Crystal Lake criminal defense attorney living wills sexual harassment anesthesia errors car crashes medical research insurance claim denial Illinois pedestrian accident attorney life insurance bad faith insurance claims life insurance policy filing a medical malpractice claim traffic crimes pedestrian accidents wills and trusts nursing home negligence wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Palatine elder law attorney marijuana crimes attorney real estate leasing license reinstatement golf accidents Schaumburg employment law attorneys Buffalo Grove criminal defense lawyer Illinois medical malpractice lawyers boating DUI living trust Colin H. Gilbert Rolling Meadows employment law attorneys employment law Long Grove estate planning attorney Rolling Meadows litigation lawyer driving bicycle dooring accidents Long Grove estate planning attorneys natural gas explosion Schaumburg personal injury lawyer child safety ObamaCare Schaumburg corporate attorney murder defense caretaker rights llinois Real Estate Lawyers Association Illinois employment law firm most common reasons for life insurance claim denials Kenilworth estate planning attorneys workplace sexual harassment caregiver Barrington medical malpractice lawyers estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers license revocation Palatine employment attorney pedestrian injuries, pedestrian fatality Illinois living will Buffalo Grove life insurance attorney boating accidents blended families Des Plaines tax law firm boating under the influence Palatine trusts lawyer Crystal Lake traffic lawyer drug crime elder abuse premises liability home inspection lawyer Chicago employment lawyer Des Plaines drug lawyer Deer Park motorcycle accident lawyer Home Sale Contingencies foreclosed rental property car crash injuries wills insurance claim dispute agent Barrington real estate lawyer spinal cord injuries Arlington Heights personal injury attorney unpaid overtime digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers denied insurance claim estate planning attorney Long Grove real estate lawyer severance agreements Illinois employment law attorneys Rolling Meadows medical malpractice lawyers Home Remodeling Repair Act preventing accidents insurance claim denials involuntary manslaughter Buffalo Grove traffic lawyers criminal law Palatine employment lawyer