Understanding Workers’ Compensation Disability Benefits

Web Admin - Friday, March 09, 2018
Schaumburg workers' comp benefits attorneyWhen a person is injured while they are working, they are entitled to workers’ compensation benefits that will cover the costs of medical care and any required rehabilitation. In addition, they may be eligible to receive disability benefits to compensate them for income lost while they were unable to work or for any impairment to their ability to earn an income in the future. In Illinois, there are four different types of disability benefits:

  • - Temporary Partial Disability (TPD) - This type of disability applies when a worker is only able to work part-time or in a position that provides reduced pay while they are recovering from their injuries. They will be eligible to receive benefits of two thirds (66 2/3%) of the difference between their income prior to the injury and the income they earn in their reduced capacity.
  • - Temporary Total Disability (TTD) - If a worker is unable to work for at least three days while they are recovering from their injuries, they will be eligible to receive TTD until they are able to return to work. TTD benefits are two thirds (66 2/3%) of their average weekly wage, and this amount is increased by 10% for their spouse and each of their children (up to a maximum of 100%).
  • - Permanent Partial Disability (PPD) - An employee who suffers a permanent injury, such as hearing loss or the amputation of a limb, is eligible to receive PPD. Depending on the body part and the level of impairment, they will be able to receive compensation of 60% of their average weekly wage for a certain number of weeks of work. This percentage is increased by 10% for a worker’s spouse and each of their children (up to a maximum of 100%).
  • - Permanent Total Disability (PTD) - This type of disability applies when an employee is permanently and incurably injured and unable to return to work. They will receive two thirds (66 2/3%) of their average weekly wage for the rest of their life, with this amount being subject to cost of living adjustments each year. 

Contact an Arlington Heights Workers’ Comp Attorney

Injuries that impair a person’s ability to work and earn an income can be devastating to a family’s finances. However, if these injuries occurred while a person was working, workers’ compensation benefits can provide them with the resources they need to make a recovery and continue providing for their family. If you have been injured while working, the skilled attorneys of Drost, Gilbert, Andrew & Apicella, LLC can help you file a workers’ compensation claim and ensure that you receive the benefits you deserve. Contact our Palatine personal injury attorneys at 847-934-6000 to schedule a personalized consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Are Holiday Gifts Subject to Federal Gift Tax?

Web Admin - Thursday, December 21, 2017
Barrington estate planning and tax lawyerThe holiday season is a time of giving, but as you celebrate this time with your family and friends, you may need to be aware of a certain omnipresent aspect of American life: taxes. While it will likely only apply to people who earn a high income or have large financial assets, it is still a good idea to understand the Federal gift tax and the impact it may have on the gifts you give and your estate.

What Is the Gift Tax?

When a person transfers property to someone else without receiving something of equal value in return, this is considered a gift by the Internal Revenue Service (IRS), and it may be subject to gift taxes. The person who gives the gift to someone else (known as the donor) is responsible for filing tax forms for the gift and paying the gift tax.

Gift Tax Exclusions

Certain types of gifts are excluded from taxes, including gifts given to one’s spouse, gifts given to a political organization, and tuition or medical expenses paid on someone’s behalf. For other gifts, an annual exclusion threshold applies. That threshold is $14,000 for 2017, and the threshold for 2018 will be $15,000.

The annual exclusion applies to gifts given to an individual person, so if a donor gives multiple people gifts of less than $14,000 each, they will not owe any gift taxes. For spouses, the exclusion is doubled, so a married couple can give a gift of up to $28,000 without owing gift taxes.

In addition to the annual exclusion, everyone is entitled to a lifetime exemption known as the basic tax exemption. For people who die in 2017, that exemption is $5,490,000, and in 2018, the exemption will increase to $5,600,000. The taxable amount of gifts greater than the annual gift tax exclusion threshold can be applied toward this lifetime exemption, and taxes will not be owed on these gifts. However, any amount of the basic exemption used during one’s lifetime will be deducted from the amount of their estate that is exempt from estate taxes upon their death.

Contact a Schaumburg Estate Planning Attorney

Determining how gift taxes will affect your finances and your estate can be a complex undertaking. If you want to make sure you are protecting yourself and providing for your family’s financial security, the skilled attorneys at Drost, Gilbert, Andrew & Apicella, LLC can work with you to ensure you have met your legal requirements and have the financial resources in place that your family needs. Contact our Rolling Meadows estate planning attorneys today at 847-934-6000 to schedule a personalized consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Red Light Cameras in Illinois: What You Need to Know

Web Admin - Thursday, November 21, 2013

Motorists come in contact with yellow lights at intersections daily. And while many slow to a stop to avoid a possible accident, others may risk their chances by gunning the engine through the changing lights above, often doing so with no repercussions.

Even if you avoid an accident, you may still be hit with a traffic citation for running a red light. In fact, with the proliferation of red light cameras throughout Illinois, residents in Chicagoland may find themselves being mailed tickets for allegedly running a red light and being caught on camera. Citations are sent to the registered owner of the vehicle, even if the owner was not driving at the time.

The cameras are connected to traffic signals at select intersections. There is usually a constant low-resolution video feed being recorded, and sensors are connected to crosswalk lines and stop lines. When vehicles cross those lines after a light is red, a high-resolution camera is triggered that tries to captures the vehicle license plate and an image of the entire vehicle in the intersection.

The Consequences

If you are convicted of red light camera violation, you will have clear consequences. For starters, you will owe a fine­--typically $100. But it is not only a matter of money; the citation will affect your driving record and may result in 20 “points” being added to your license record. Considering the effect that this may have down the road, it is important to think twice before automatically paying the ticket.

Defending Yourself Against Red Light Tickets in Illinois

Under Illinois law, if you receive a ticket in the mail you have the option to request a hearing to contest the violation.  

Mistakes are frequently made by these automated systems. The technology is not perfect, and many resident who lawfully enter an intersection before a light is red, or make a right turn on a red light after properly stopping, still receive citations in the mail. The same Illinois law that allows administrative hearings to contest a charge also require municipalities to provide you with access to the recorded images of your supposed violation.

In addition, there are specific state rules that prevent municipalities from issuing citations in any manner they choose. For example, the law explains that a municipality “may not use an automated traffic law enforcement system to issue violations in instances where the motor vehicle comes to a complete stop and does not enter the intersection… even if the motor vehicle stops at a point past a stop line or crosswalk where a driver is required to stop…”

For help with red light ticket legal issues throughout the Chicagoland areas, including Lake County, Will County, DuPage County, and other nearby communities, please contact an experienced Illinois traffic lawyer today. We help residents in many northwest suburban areas including Arlington Heights, Palatine, Buffalo Grove, Barrington, Schaumburg, Des Plaines, McHenry, and Crystal Lake defend themselves in these situations.

Recent Posts


Jay Andrew Rolling Meadows accident lawyer Illinois bicycle safety Palatine civil attorney Arlington Heights injury attorney Rolling Meadows real estate attorney insurance claim denials anesthesia errors insurance negligence Rolling Meadows employment law attorney fiduciary rule delay employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, residential real estate BUI Schaumburg estate planning lawyer Schaumburg medical malpractice lawyer pet bites TBI pizza emoji liability claims texting and driving Illinois elder law attorney Crystal Lake personal injury lawyer employee misclassification meal breaks drunk driving statistics Schaumburg probate attorney startup company Crystal lake insurance dispute attorney Illinois criminal defense attorney insurance attorney cause-of-death exclusions estate tax pain and suffering traffic accidents car collision Schaumburg insurance lawyers Illinois red light cameras Rolling Meadows estate planning attorney digital media accounts, estate planning, Arlington Heights estate planning attorney, Illinois workplace lawyer insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Illinois defective products attorney Crystal Lake car accident lawyer Barrington attorney digital assets Buffalo Grove employment lawyer car accidents healthcare claims breach of contract wills Barrington workers compensation attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys surgical mistakes Crystal Lake injury attorney Deer Park personal injury lawyer Barrington litigation attorney Exclusions workplace sexual harassment life insurance lawyer Arlington Heights criminal lawyer Rolling Meadows boating crash lawyer trauma after an accident Illinois insurance attorney ObamaCare BAC Arlington Heights pedestrian accidents deed transfer Schaumburg real estate lawyer wrongful termination Palatine insurance lawyer Rolling Meadows personal injury attorney most common reasons for life insurance claim denials car crashes trust payments medical marijuana insurance adjusters Arlington Heights Traffic Lawyer estate planning lawyer Crystal Lake insurance lawyer auto accidents Illinois personal injury lawyers Arlington Heights personal injury lawyer commercial leases Inverness real estate lawyer real estate attorney Whistleblower Claims comparative negligence Chicago lawyer Crystal Lake estate planning lawyer Palatine elder law attorney wage theft sexual images PTSD Family Medical Leave Act medical malpractice compensation Palatine civil litigation lawyer comp time traffic laws dealing with problem employees Schaumburg injury lawyer Palatine business attorney overtime violations Illinois law Chicago attorney Illinois insurance dispute lawyers DGAA Legal Info wills and trusts trucking accidents denied insurance claims Palatine construction attorney Schaumburg drug defense lawyer unauthorized overtime Des Plaines collections attorney medical research automated cars Illinois personal injury attorney Arlington Heights Attorney clemency living trust vs will Retaliatory Discharge School Visitation Rights Act criminal traumatic brain injuries Illinois employment laws employees sexual harassment Long Grove estate planning attorneys corporate law Crystal Lake pet attorney Chicago estate planning Illinois home inspection insurance claim delay IRA trust transfer loss of consortium Schaumburg estate planning attorney golf accidents Crystal Lake medical malpractice lawyer Deer Park traffic accident attorney Inverness real estate attorney trucking accident lawyers medical malpractice Rolling Meadows car accident overtime pay pedestrian-automobile accident Illinois real estate Kenilworth estate planning attorney pet law speeding Schaumburg Attorney Fair Labor Standards Act Crystal Lake accident attorney Buffalo Grove traffic lawyers Palatine Attorney Illinois real estate lawyer hit and run accident Barrington medical malpractice lawyers trusts Crystal Lake personal injury attorney employment attorney commercial real estate Inverness corporate attorney Forcible Entry work unions Barrington boating accident attorney drug crimes lawyer Joliet general practice lawyers Inverness insurance attorney Barrington civil litigation attorney distracted driving accidents probate claims process Rolling Meadows personal injury lawyer Buffalo Grove car accident lawyer changes to mortgage law car crash food poisoning living wills Home Remodeling Repair Act Chicago estate planning lawyer South Barrington real estate lawyer probate claims Illinois wills and trusts attorneys Chicago insurance law firm beneficiary complications Illinois traffic accident lawyer Class A misdemeanor breathalyzer test Illinois medical malpractice case accidental death benefits attorney fees employment contract Des Plaines medical malpractice attorney Schaumburg traffic lawyer Arlington Heights medical malpractice lawyer modern family estate planning Des Plaines personal injury lawyer power of attorney for healthcare Employment Discrimination Law rent to own real estate contracts Illinois mortgages Deer Park criminal attorney truck collisions Palatine employment lawyer Palatine drug lawyer Des Plaines drug lawyer LLCs premises liability Illinois living will revenge porn Arlington Heights estate planning attorney foreclosed rental property Barrington injury attorney Crystal Lake business law attorneys Riverwoods estate planning lawyer Rolling Meadows criminal attorney Illinois workplace discrimination attorney involuntary manslaughter Illinois pedestrian accident attorney cell phone tower data insurance denials Barrington personal injury lawyer Des Plaines drug crimes lawyer Illinois traffic laws insurance claim caregiver Palatine corporate law attorneys construction accidents Buffalo Grove personal injury attorney Des Plaines real estate attorney insurance agents Schaumburg personal injury lawyer drug crime agent Chicago biking tips Illinois business lawyer real estate lawyer Illinois Workers’ Compensation Commission deadly crashes Illinois insurance disputes Chicago insurance claim attorneys Crystal Lake criminal defense attorney power of attorney Palatine criminal defense lawyer Attorney Ken Apicella fatal car accidents homestead rights Crystal Lake traffic lawyer right to work Inverness elder law lawyer underage DUI Rolling Meadows employment attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys privacy DUI defense employment law DUI attorney Long Grove real estate attorney privacy laws federal crimes drug crimes bicycle dooring accidents Arlington Heights insurance attorney Palatine punch death Schaumburg life insurance attorney Des Plaines Buffalo Grove insurance claim dispute lawyers estate plan Rolling Meadows probate lawyer special needs trust Chicago will attorney pedestrian injuries, pedestrian fatality employment lawyer Illinois insurance lawyer internet DUI Illinois insurance claim dispute lawyers Buffalo Grove medical malpractice lawyers insurance dispute attorney Illinois Wage Payment and Collection Act Rolling Meadows personal injury lawyers Rolling Meadows litigation lawyer Arlington Heights wills and trusts lawyers Deer Park employment law attorney Arlington Heights wills and trusts lawyer unfunded trust Rolling Meadows traffic attorney dog bites Des Plaines motorcycle accident attorney Illinois tax attorney Des Plaines injury law firm Illinois wills and trusts Illinois rollover accident lawyers traffic crimes Illinois Smoke Detector Act owner responsibility insurance claim dispute Barrington criminal lawyer South Barrington real estate attorney Arlington Heights traffic attorney traffic deaths first degree murder Crystal Lake medical malpractice attorneys traffic offenses no contest clauses life insurance real estate attorneys murder defense Transfer on Death Instrument in terrorem provision civil rights violation Mt Prospect Attorney underfunded trust car accident lawyer blood alcohol content Palatine trusts lawyer income distribution deducation Illinois trucking safety CAM FMLA Illinois business law atorneys Kenilworth estate planning lawyer icy parking lots boating DUI material misrepresentation Palatine traffic accidents investment property Mount Prospect real estate lawyer compensatory time Illinois medical malpractice claim estate planning attorney construction contracts Illinois Rolling Meadows medical malpractice lawyers personal injury claims Arlington Heights accident attorney Illinois insurance claim attorney Illinois wrongful termination lawyer Schaumburg car accident attorney Rolling Meadows life insurance claim denial attorney eluding a police officer Arlington Heights trucking lawyer products liability rollover accidents Illinois driving without license defective products Crystal Lake employment attorney independent contractor Illinois traffic attorney ken apicella pay when paid contract boating accidents Arlington Heights car crash attorneys real estate contract IRS personal injury lawyer murder Illinois workers compensation attorney Rolling Meadows criminal lawyer Palatine employment law lawyer brain injury small business minimum wage car accident lawyers estate planning for college students whistleblower protections Illinois construction accident attorney Des Plaines real estate lawyer gift taxes FSLA blended families Barrington drug crime attorney Rolling Meadows insurance attorney underinsured motorist Chicago employment lawyer Illinois employment law attorney holiday statistics mortgage Schaumburg corporate attorney life insurance policy living trust benefits Buffalo Grove law firm Des Plaines personal injury attorney Illinois employment law attorneys Chicago traffic lawyer Buffalo Grove criminal defense lawyer bicycle accidents license revocation social media after death fiduciary rule license reinstatement cell phone Barrington business law firm texting while driving Barrington employment law firm top life insurance claim denials living trust Rolling Meadows Attorney IRELA Rolling Meadows business lawyer jet ski accidents Chicago employment attorney rumble strips Inverness personal injury attorney insurance agent negligence guardianship attorney Long Grove estate planning Rolling Meadows tax attorney bike accident controlled substance personal injury law firm caretaker rights Liquor Control Act license suspension spinal cord injury real estate leasing sole proprietorship installment contracts real estate closing civil litigation Schaumburg criminal law attorney Arlington Heights wills and trusts attorney Des Plaines criminal attorney motorcycle accident lawyer bad faith insurance claims unpaid assessment defective products lawyer Illinois insurance claim dispute lawyer Colin Gilbert Rolling Meadows DUI lawyer Inverness civil lawyer Schaumburg estate attorney Illinois car accident attorney medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Illinois Trust Code Chicago trucking accident attorney Illinois estate planning law firm drunk driving Chicago will attorney, social media platforms, Illinois estate planning lawyer, wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace new real estate form vacation home creditors crossover accidents personal injury claim Deer Park traffic lawyer slip and fall accidents Deer Park real estate law firm filing a medical malpractice claim traumatic brain injury trustee problem employees Palatine traffic lawyer Illinois employee rights attorney. probate Illinois workers compensation lawyer Schaumburg personal injury lawyers Schaumburg wrongful death attorney elder law IRA benefits Buffalo Grove life insurance attorney Arlington Heights employment attorney mass shooting Illinois estate planning Policy Cancellation Long Grove wills and trusts attorneys Palatine corporate attorney traffic tickets Illinois registered agent elder abuse Illinois medical malpractice lawyers Schaumburg criminal attorney DUI penalities insurance claim dispute attorney Crystal Lake civil litigation lawyer how to avoid common denials of life insurance claims Fourth of July condo association insurance dispute foreclosure Colin H. Gilbert motorcycle accident uninsured motorist manufacturing Rolling Meadows drug defense attorney insurance denial appeals Palatine law firm Illinois insurance claims lawyers Illinois speeding lawyer employee rights senior citizens car crash injuries Des Plaines insurance attorney estate planning life insurance claim denial, denial of life insurance claim insufficient documentation Des Plaines claims law firm Illinois Human Rights Act Illinois LLC creation rest breaks civil litigation attorney low-ball insurance settlement Schaumburg employment attorney Kenilworth estate planning attorneys ACA denied insurance claim subcontractor Illinois medical malpractice attorney POA college kids Illinois employment attorneys Illinois jet ski accident lawyer head on collisions Detainer Actions Illinois boating accident lawyer Crystal Lake traffic attorney Illinois civil litigation lawyer coronavirus Illinois Probate Act of 1975 Barrington estate planning lawyer Des Plaines tax law firm Rolling Meadows traffic law firm Schaumburg construction accident lawyer llinois Real Estate Lawyers Association Schaumburg employment law attorneys Illinois DUI attorney Rolling Meadows Traffic Lawyer Des Plaines personal injury lawyers probate lawyer Barrington employment law attorney Rolling Meadows marijuana attorney Buffalo Grove corporate attorney Schaumburg elder law lawyer Arlington Heights TBI attorney Crystal Lake pedestrian accident lawyer Federal Food Drug and Cosmetic Act denial of life insurance paid sick leave Barrington real estate lawyer insurance claim denial Landlord Tenant Ordinance Des Plaines accident attorney product liability Inverness accident lawyer insurance claims estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, unpaid overtime Do Not Resuscitate Affordable Care Act Long Grove estate planning attorney swimming pools natural gas explosion back injuries Palatine estate planning lawyer Crystal Lake tax lawyer workers compensation medical malpractice claims irrevocable trust probate process Inverness traffic law firm Crystal Lake employment law attorney Deer Park medical malpractice attorney digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Illinois traffic ticket lawyer marijuana crimes attorney tax attorney Barrington personal injury attorney hands free device drug possession Palatine employment attorney Illinois collections attorney Arlington Heights personal injury attorney Illinois corporate lawyer medication errors health insurance dispute Palatine injury attorney Rolling Meadows employment law attorneys Barrington life insurance lawyer natural gas institutional trustee Illinois traffic attorneys preventing accidents employment law, Illinois employment laws taxes workers comp construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Crystal Lake will lawyer workers compensation benefits home inspection lawyer healthcare Buffalo Grove personal injury lawyer dram shop law Deer Park accident attorney Barrington Traffic Lawyer landlord tenant law driving Des Plaines civil attorney Barrington employment attorney severance agreements trench injuries Inverness estate planning lawyer Schaumburg civil litigation attorney wrongful death consent to a search Arlington Heights wills and trusts attorneys Deer Park motorcycle accident lawyer Illinois small business employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Illinois pet lawyer hiring employees Illinois estate planning attorney Illinois Transfer on Death Instrument Food and Drug Administration's Food Safety Modernization Act insurance disputes Barrington criminal defense lawyer Crystal Lake car accident attorney DMV criminal record slip and fall Rolling Meadows corporate lawyer Palatine workers compensation lawyer traffic violations life insurance claims distracted driving accident victims disability benefits field sobriety test murder charges Barrington estate planning attorney Inverness DUI lawyer Illinois will lawyer Crystal Lake bike accident lawyer Illinois lawyer Arlington Heights car accident lawyer business litigation dynasty trusts forming a corporation in Illinois Rolling Meadows insurance dispute lawyers, insurance dispute financial advisors Illinois employment law firm federal regulations for LLCs Buffalo Grove probate lawyer Arlington Heights lawyer spinal cord injuries criminal law Barrington Illinois estate planning lawyer personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys advance healthcare directive Des Plaines Traffic Lawyer Des Plaines DUI attorney contracts Arlington Heights real estate lawyer Deer Park DUI lawyer lapse in policy Illinois trusts attorney Deer Park workers compensation lawyer estate planning trusts fault based insurance nursing home negligence child safety appealing an insurance claim DNR Chicago life insurance attorney Crystal Lake employment lawyer digital information Illinois motorcycle accident lawyer personal injury accidents preventable medical errors Crystal Lake medical malpractice law firm Mount Prospect wills and trusts lawyers liens license pregnant women loopholes Palatine probate lawyer real estate zoning estate attorney Illinois Sales Representative Act rollover car crashes BAIID estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers employee discrimination marijuana Chicago corporate attorney suspended license Inverness probate lawyer commercial leasing Palatine life insurance lawyer Palatine personal injury lawyer landlord Illinois probate lawyer Long Grove real estate lawyer reckless homicide digital evidence Buffalo Grove real estate attorney Illinois employment law Rolling Meadows insurance lawyer traffic violations defense drugs operating agreements Illinois personal injury Buffalo Grove injury lawyer condo Super Mario job lawyers capital gains tax Crystal Lake law firm Illinois attorney jet ski Des Plaines pet law attorney personal injury criminal defense Arlington Heights employment law attorneys Illinois employment lawyer Self-Directed IRA Accounts Home Sale Contingencies pedestrian accidents Palatine real estate lawyer probate fees Illinois personal injury lawyer Illinois job attorney real estate GM ignition switches Mount Prospect elder law attorney denial of insurance claim Arlington Heights tax lawyer personal injury attorney Chicago car accident lawyer pedestrian accident Rolling Meadows insurance dispute lawyers Schaumburg vacation home fines Schaumburg personal injury attorney Rolling Meadows car accident lawyers boating under the influence Illinois injury lawyer Thanksgiving Buffalo Grove traffic attorney liability cell phone accidents expungement Inverness injury lawyer