Unpaid Claims by Insurance Companies on the Rise

Web Admin - Saturday, November 09, 2013

In recent years, it has become more difficult for policyholders to get paid after submitting a claim to their insurance company. In fact, research done by the Los Angeles Times shows that the amount of money that insurance companies failed to pay on claims more than doubled in the past decade to $372 million.

This increase comes, in part, from insurance companies using aggressive tactics to avoid paying money to deserving people. These tactics include denying payment or cancelling coverage after people make claims, confusing customers until they give up trying to collect on their policies, and delaying payment on valid claims. For many consumers, the best option to protect their rights in the face of these insurance actions is to seek out an attorney experienced in handling unfair insurance claim denials.

Insurance Company Tactics        

One of the most common tricks that insurance companies use to avoid paying for valid claims involves denying their validity, or canceling coverage after the policyholder makes a claim. Insurers often do this by claiming that the policyholder failed to inform them of some piece of information, even if that information had no effect on the reason for filing the claim in the first place. Some companies dealing in health insurance go so far as to examine the medical records of claimants in an attempt to dig up some pre-existing conditions that they can use to cancel the coverage or deny the claim. There have even been cases of insurance companies revoking coverage based on conditions that the company never asked about, or that doctors never diagnosed.

Insurance companies also actively attempt to confuse customers about the extent of their coverage in order to escape paying on claims. The companies’ best tool for this is often their contract. Insurance companies write their contracts with an eye towards keeping them difficult to understand, that way they can fool customers into believing that their policy covers more than it actually does until they file a claim.

Another strategy insurers use involves simply delaying payment of the claim until they give up, or in some cases even pass away. Insurers have many tools to prolong the process of trying to collect on a claim. Some tricks amount to nothing more than a bureaucratic runaround, like sending the wrong paperwork for the policyholder to fill out, but others are more aggressive--like simply waiting to mail the payment until the beneficiary complains. Some insurers delay payments so severely that customers resorted to lawsuits just to get the money the company owed them.

Legal Help for Unpaid Insurance Claims in Illinois

If you have questions about an insurance dispute, contact an Illinois insurance attorney today. Call 847-934-6000 to speak with a member of our team. We work with residents in many communities on these issues, including Chicago, Crystal Lake, Schaumburg, Des Plaines, and more.

Recent Posts


Illinois collections attorney cell phone accidents Illinois DUI attorney Do Not Resuscitate Buffalo Grove personal injury lawyer employment law, Illinois employment laws Rolling Meadows Attorney Buffalo Grove law firm Whistleblower Claims Buffalo Grove traffic lawyers Rolling Meadows institutional trustee Des Plaines criminal attorney Buffalo Grove real estate attorney Palatine employment law lawyer Des Plaines motorcycle accident attorney Employment Discrimination Law Attorney Ken Apicella Rolling Meadows corporate lawyer Chicago trucking accident attorney Schaumburg injury lawyer car accident low-ball insurance settlement insurance agents traffic crimes gift taxes distracted driving accidents Illinois mortgages drunk driving statistics TBI Palatine punch death Illinois wrongful termination lawyer Illinois workers compensation attorney trench injuries pay when paid contract trusts capital gains tax Deer Park motorcycle accident lawyer Barrington litigation attorney traumatic brain injury Illinois traffic attorney disability benefits Arlington Heights accident attorney Illinois estate planning law firm real estate zoning traffic violations defense rent to own real estate contracts criminal record DGAA denied insurance claims Barrington employment law attorney estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Illinois rollover accident lawyers traffic deaths blended families liability claims Palatine trusts lawyer FMLA Deer Park DUI lawyer Riverwoods estate planning lawyer insurance negligence installment contracts LLCs insurance claim delay DUI penalities personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Des Plaines personal injury attorney Palatine employment attorney insurance claim denial traumatic brain injuries Arlington Heights wills and trusts lawyer Illinois registered agent insurance claim dispute attorney commercial real estate Illinois attorney Mount Prospect wills and trusts lawyers Illinois will lawyer dram shop law trucking accidents Inverness injury lawyer insurance claim denials forming a corporation in Illinois insurance denials nursing home negligence Illinois LLC creation preventable medical errors Home Remodeling Repair Act speeding Des Plaines tax law firm senior citizens dog bites federal crimes Schaumburg employment law attorneys Rolling Meadows employment law attorney Schaumburg elder law lawyer Crystal Lake personal injury attorney dynasty trusts Schaumburg personal injury lawyer trust payments Joliet general practice lawyers Barrington criminal lawyer estate planning trusts Buffalo Grove medical malpractice lawyers Illinois boating accident lawyer power of attorney for healthcare Deer Park personal injury lawyer mass shooting Illinois Transfer on Death Instrument Palatine law firm liens insurance denial appeals right to work Illinois trucking safety changes to mortgage law Barrington injury attorney college kids boating DUI caretaker rights Crystal Lake personal injury lawyer Rolling Meadows business lawyer Inverness estate planning lawyer Palatine personal injury lawyer overtime pay Barrington attorney Arlington Heights trucking lawyer healthcare claims Palatine probate lawyer Arlington Heights medical malpractice lawyer Federal Food Drug and Cosmetic Act Mount Prospect elder law attorney Schaumburg car accident attorney Inverness insurance attorney Forcible Entry sexual harassment Illinois Workers’ Compensation Commission home inspection lawyer workers comp operating agreements Illinois business law atorneys motorcycle accident lawyer automated cars blood alcohol content estate plan insurance dispute Illinois Human Rights Act Crystal Lake law firm Rolling Meadows criminal lawyer Des Plaines personal injury lawyers Crystal Lake injury attorney business litigation Buffalo Grove corporate attorney Illinois employment law attorneys Arlington Heights car accident lawyer food poisoning Arlington Heights employment attorney work unions Illinois employment law firm filing a medical malpractice claim special needs trust Schaumburg criminal attorney first degree murder suspended license fiduciary rule delay Palatine estate planning lawyer compensatory time Illinois pedestrian accident attorney Illinois Sales Representative Act fault based insurance appealing an insurance claim denied insurance claim traffic laws Chicago will attorney, social media platforms, Illinois estate planning lawyer, Illinois trusts attorney wills Crystal Lake medical malpractice law firm startup company products liability Des Plaines real estate attorney Illinois insurance disputes Illinois employee rights attorney. probate lawyer Illinois corporate lawyer insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys unauthorized overtime privacy laws Des Plaines civil attorney crossover accidents Inverness accident lawyer Illinois jet ski accident lawyer car accident lawyer back injuries underinsured motorist Exclusions Class A misdemeanor School Visitation Rights Act pedestrian accident Crystal Lake pedestrian accident lawyer rumble strips golf accidents sole proprietorship manufacturing spinal cord injuries vacation home fines Rolling Meadows litigation lawyer landlord independent contractor Illinois driving without license breathalyzer test BAC insurance dispute attorney civil rights violation Schaumburg personal injury lawyers commercial leases civil litigation attorney Palatine traffic accidents Illinois medical malpractice case Illinois estate planning attorney insurance agent negligence landlord tenant law insurance claim living trust vs will Chicago estate planning lawyer Barrington Illinois estate planning lawyer construction accidents employee discrimination contracts Illinois job attorney Jay Andrew personal injury claims Crystal Lake tax lawyer real estate contract drunk driving Des Plaines accident attorney Barrington estate planning lawyer car accident lawyers Retaliatory Discharge Des Plaines injury law firm slip and fall criminal defense IRS Barrington estate planning attorney in terrorem provision spinal cord injury CAM Des Plaines drug crimes lawyer icy parking lots Fourth of July Crystal Lake criminal defense attorney Food and Drug Administration's Food Safety Modernization Act Deer Park real estate law firm truck collisions Crystal Lake employment law attorney Schaumburg insurance lawyers Arlington Heights injury attorney driving Palatine business attorney Illinois workplace lawyer Illinois elder law attorney Illinois traffic attorneys Rolling Meadows real estate attorney Crystal Lake medical malpractice attorneys BUI Illinois estate planning Barrington civil litigation attorney Self-Directed IRA Accounts financial advisors child safety Illinois medical malpractice attorney Inverness real estate attorney Chicago lawyer Buffalo Grove criminal defense lawyer drug crimes lawyer Barrington employment attorney Illinois workplace discrimination attorney Illinois insurance dispute lawyers Illinois law expungement Rolling Meadows drug defense attorney DNR Buffalo Grove car accident lawyer loopholes pedestrian-automobile accident probate claims process Barrington business law firm Rolling Meadows criminal attorney car crash injuries traffic offenses breach of contract license revocation Illinois insurance lawyer insurance claims Crystal Lake employment attorney Long Grove estate planning Inverness DUI lawyer hands free device Illinois employment lawyer Illinois wills and trusts deed transfer Crystal Lake civil litigation lawyer product liability natural gas Barrington criminal defense lawyer estate planning attorney Rolling Meadows boating crash lawyer insurance claim dispute new real estate form cell phone living wills Illinois traffic accident lawyer BAIID cell phone tower data Kenilworth estate planning attorneys Buffalo Grove employment lawyer Policy Cancellation estate attorney Illinois personal injury lawyer internet pet law rollover accidents Barrington workers compensation attorney medication errors Schaumburg wrongful death attorney Crystal Lake employment lawyer IRELA Deer Park employment law attorney life insurance Illinois injury lawyer Barrington drug crime attorney license Buffalo Grove traffic attorney mortgage Crystal lake insurance dispute attorney Rolling Meadows insurance dispute lawyers, insurance dispute DUI defense Deer Park workers compensation lawyer pain and suffering medical malpractice claims Des Plaines medical malpractice attorney digital information Crystal Lake traffic lawyer car crashes Barrington employment law firm Illinois lawyer income distribution deducation probate fees Inverness corporate attorney defective products lawyer life insurance policy Mount Prospect real estate lawyer Chicago employment attorney Thanksgiving Illinois insurance claims lawyers homestead rights living trust Illinois construction accident attorney modern family estate planning Barrington real estate lawyer Chicago car accident lawyer estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers DMV Illinois motorcycle accident lawyer job lawyers wrongful termination subcontractor Inverness probate lawyer pet bites paid sick leave Illinois Wage Payment and Collection Act Des Plaines claims law firm Chicago insurance claim attorneys bicycle dooring accidents Palatine civil litigation lawyer Illinois insurance claim dispute lawyer Illinois Probate Act of 1975 real estate Deer Park traffic lawyer Arlington Heights insurance attorney Illinois car accident attorney drug crimes Schaumburg civil litigation attorney liability comparative negligence Illinois defective products attorney PTSD car collision Arlington Heights Attorney Chicago employment lawyer distracted driving accident victims trucking accident lawyers Buffalo Grove probate lawyer digital assets Illinois red light cameras loss of consortium murder defense Illinois real estate Rolling Meadows insurance lawyer Arlington Heights traffic attorney controlled substance Schaumburg criminal law attorney corporate law Rolling Meadows personal injury attorney deadly crashes traffic tickets consent to a search Long Grove real estate lawyer wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace personal injury law firm Buffalo Grove personal injury attorney Deer Park criminal attorney Crystal Lake traffic attorney boating under the influence Palatine corporate attorney Detainer Actions field sobriety test bad faith insurance claims advance healthcare directive Landlord Tenant Ordinance severance agreements power of attorney Illinois small business Rolling Meadows employment law attorneys Schaumburg estate attorney Inverness real estate lawyer creditors bike accident real estate closing Arlington Heights pedestrian accidents Illinois home inspection pizza emoji Deer Park medical malpractice attorney overtime violations dealing with problem employees privacy Crystal Lake medical malpractice lawyer Des Plaines Traffic Lawyer Schaumburg Illinois personal injury attorney Crystal Lake car accident lawyer digital evidence Illinois living will problem employees Palatine Attorney attorney fees Palatine criminal defense lawyer Palatine employment lawyer Barrington personal injury attorney pedestrian injuries, pedestrian fatality Rolling Meadows traffic attorney ObamaCare eluding a police officer pregnant women Illinois civil litigation lawyer Rolling Meadows probate lawyer license reinstatement foreclosure Arlington Heights lawyer Schaumburg personal injury attorney Barrington medical malpractice lawyers Des Plaines drug lawyer Arlington Heights TBI attorney healthcare auto accidents insurance attorney fiduciary rule personal injury attorney Rolling Meadows marijuana attorney social media after death Barrington personal injury lawyer boating accidents Rolling Meadows accident lawyer rest breaks wrongful death real estate lawyer llinois Real Estate Lawyers Association traffic violations agent Schaumburg probate attorney Crystal Lake estate planning lawyer Illinois tax attorney jet ski unpaid assessment murder employee rights minimum wage Barrington Traffic Lawyer Colin H. Gilbert estate planning Kenilworth estate planning attorney employee misclassification Palatine traffic lawyer Chicago insurance law firm Rolling Meadows Traffic Lawyer personal injury lawyer Long Grove estate planning attorneys Des Plaines collections attorney Inverness civil lawyer Schaumburg Attorney medical malpractice compensation preventing accidents GM ignition switches Crystal Lake bike accident lawyer Schaumburg medical malpractice lawyer Palatine workers compensation lawyer clemency residential real estate trauma after an accident real estate leasing estate planning for college students insurance adjusters Illinois employment laws Schaumburg construction accident lawyer elder law employment lawyer swimming pools Palatine real estate lawyer Super Mario pedestrian accidents Rolling Meadows traffic law firm texting while driving head on collisions Home Sale Contingencies drug crime Illinois bicycle safety unfunded trust Schaumburg estate planning lawyer Long Grove wills and trusts attorneys Palatine insurance lawyer DUI attorney Rolling Meadows tax attorney holiday statistics trustee Rolling Meadows insurance attorney Illinois probate lawyer estate planning lawyer Schaumburg real estate lawyer criminal Mt Prospect Attorney Illinois insurance claim attorney brain injury drugs Des Plaines Colin Gilbert Illinois pet lawyer Inverness personal injury attorney Chicago biking tips real estate attorneys Crystal Lake accident attorney Arlington Heights wills and trusts lawyers Palatine corporate law attorneys Illinois traffic laws South Barrington real estate attorney Rolling Meadows medical malpractice lawyers Illinois medical malpractice lawyers real estate attorney Chicago traffic lawyer medical malpractice Des Plaines DUI attorney Arlington Heights personal injury attorney medical marijuana denial of life insurance Rolling Meadows personal injury lawyers IRA trust transfer commercial leasing Arlington Heights wills and trusts attorney Buffalo Grove insurance claim dispute lawyers Rolling Meadows car accident lawyers hit and run accident guardianship attorney Illinois Smoke Detector Act employment contract construction contracts health insurance dispute Illinois traffic ticket lawyer workers compensation Schaumburg traffic lawyer Illinois workers compensation lawyer sexual images jet ski accidents Transfer on Death Instrument life insurance claims workers compensation benefits surgical mistakes living trust benefits personal injury accidents fatal car accidents wage theft Deer Park traffic accident attorney employment attorney Des Plaines pet law attorney DUI Chicago estate planning Inverness traffic law firm probate Palatine drug lawyer bicycle accidents medical research no contest clauses probate process Illinois natural gas explosion involuntary manslaughter Arlington Heights real estate lawyer marijuana crimes attorney personal injury claim Arlington Heights car crash attorneys investment property tax attorney anesthesia errors marijuana elder abuse Arlington Heights tax lawyer Illinois real estate lawyer owner responsibility Schaumburg corporate attorney Arlington Heights employment law attorneys Schaumburg employment attorney Affordable Care Act Des Plaines personal injury lawyer federal regulations for LLCs Des Plaines insurance attorney Schaumburg drug defense lawyer Arlington Heights wills and trusts attorneys unpaid overtime Arlington Heights Traffic Lawyer defective products FSLA vacation home Legal Info South Barrington real estate lawyer workplace sexual harassment Chicago will attorney accidental death benefits texting and driving Palatine injury attorney Buffalo Grove injury lawyer wills and trusts POA small business Rolling Meadows DUI lawyer Fair Labor Standards Act foreclosed rental property premises liability Long Grove real estate attorney IRA benefits Crystal Lake business law attorneys Illinois personal injury lawyers Palatine elder law attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Arlington Heights personal injury lawyer ken apicella uninsured motorist Illinois business lawyer probate claims Des Plaines real estate lawyer slip and fall accidents revenge porn estate tax gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys hiring employees condo Inverness elder law lawyer Illinois speeding lawyer Rolling Meadows insurance dispute lawyers drug possession ACA employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Kenilworth estate planning lawyer Illinois criminal defense attorney employees comp time Crystal Lake will lawyer Illinois insurance claim dispute lawyers murder charges employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, employment law Illinois personal injury rollover car crashes Deer Park accident attorney Rolling Meadows estate planning attorney car crash Rolling Meadows personal injury lawyer car accidents taxes motorcycle accident Chicago corporate attorney irrevocable trust Arlington Heights criminal lawyer Illinois medical malpractice claim Illinois insurance attorney Palatine civil attorney Palatine construction attorney caregiver Arlington Heights estate planning attorney underage DUI construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation traffic accidents digital media accounts, estate planning, Arlington Heights estate planning attorney, Illinois wills and trusts attorneys Rolling Meadows employment attorney Illinois employment attorneys reckless homicide license suspension Crystal Lake pet attorney meal breaks Liquor Control Act Family Medical Leave Act condo association Long Grove estate planning attorney Illinois employment law attorney Crystal Lake insurance lawyer Barrington boating accident attorney Illinois employment law life insurance lawyer underfunded trust whistleblower protections insurance disputes Schaumburg estate planning attorney Crystal Lake car accident attorney personal injury civil litigation Chicago attorney criminal law