Unpaid Claims by Insurance Companies on the Rise

Web Admin - Saturday, November 09, 2013

In recent years, it has become more difficult for policyholders to get paid after submitting a claim to their insurance company. In fact, research done by the Los Angeles Times shows that the amount of money that insurance companies failed to pay on claims more than doubled in the past decade to $372 million.

This increase comes, in part, from insurance companies using aggressive tactics to avoid paying money to deserving people. These tactics include denying payment or cancelling coverage after people make claims, confusing customers until they give up trying to collect on their policies, and delaying payment on valid claims. For many consumers, the best option to protect their rights in the face of these insurance actions is to seek out an attorney experienced in handling unfair insurance claim denials.

Insurance Company Tactics        

One of the most common tricks that insurance companies use to avoid paying for valid claims involves denying their validity, or canceling coverage after the policyholder makes a claim. Insurers often do this by claiming that the policyholder failed to inform them of some piece of information, even if that information had no effect on the reason for filing the claim in the first place. Some companies dealing in health insurance go so far as to examine the medical records of claimants in an attempt to dig up some pre-existing conditions that they can use to cancel the coverage or deny the claim. There have even been cases of insurance companies revoking coverage based on conditions that the company never asked about, or that doctors never diagnosed.

Insurance companies also actively attempt to confuse customers about the extent of their coverage in order to escape paying on claims. The companies’ best tool for this is often their contract. Insurance companies write their contracts with an eye towards keeping them difficult to understand, that way they can fool customers into believing that their policy covers more than it actually does until they file a claim.

Another strategy insurers use involves simply delaying payment of the claim until they give up, or in some cases even pass away. Insurers have many tools to prolong the process of trying to collect on a claim. Some tricks amount to nothing more than a bureaucratic runaround, like sending the wrong paperwork for the policyholder to fill out, but others are more aggressive--like simply waiting to mail the payment until the beneficiary complains. Some insurers delay payments so severely that customers resorted to lawsuits just to get the money the company owed them.

Legal Help for Unpaid Insurance Claims in Illinois

If you have questions about an insurance dispute, contact an Illinois insurance attorney today. Call 847-934-6000 to speak with a member of our team. We work with residents in many communities on these issues, including Chicago, Crystal Lake, Schaumburg, Des Plaines, and more.

Recent Posts


ObamaCare Rolling Meadows employment attorney Barrington attorney Rolling Meadows medical malpractice lawyers drunk driving preventable medical errors Illinois employee rights attorney. pay when paid contract medical marijuana Arlington Heights traffic attorney construction contracts criminal record Illinois home inspection Illinois workplace lawyer Arlington Heights TBI attorney Schaumburg personal injury attorney life insurance lawyer bicycle dooring accidents Kenilworth estate planning lawyer insurance claims insurance adjusters hit and run accident Inverness civil lawyer employment law, Illinois employment laws Rolling Meadows criminal lawyer Rolling Meadows real estate attorney Arlington Heights Traffic Lawyer Rolling Meadows accident lawyer icy parking lots Des Plaines accident attorney Crystal Lake pedestrian accident lawyer South Barrington real estate lawyer Des Plaines personal injury attorney Palatine corporate law attorneys mass shooting Arlington Heights wills and trusts lawyer Illinois insurance claims lawyers startup company Illinois bicycle safety Chicago insurance law firm cell phone Barrington Illinois estate planning lawyer Arlington Heights wills and trusts lawyers Crystal Lake employment law attorney Rolling Meadows insurance dispute lawyers, insurance dispute Rolling Meadows traffic attorney Barrington estate planning lawyer Illinois employment lawyer Crystal Lake medical malpractice lawyer drunk driving statistics Barrington criminal lawyer insurance agents Illinois Wage Payment and Collection Act Forcible Entry rumble strips owner responsibility slip and fall accidents Schaumburg medical malpractice lawyer TBI auto accidents Schaumburg criminal attorney premises liability Illinois Transfer on Death Instrument corporate law child safety operating agreements income distribution deducation Schaumburg probate attorney Des Plaines claims law firm living trust vs will Inverness accident lawyer condo Arlington Heights accident attorney Illinois real estate lawyer drug crime traffic violations defense denial of life insurance Illinois trusts attorney Palatine workers compensation lawyer Chicago estate planning lawyer head on collisions Buffalo Grove corporate attorney appealing an insurance claim rent to own real estate contracts employment lawyer commercial leasing elder abuse estate tax severance agreements Des Plaines civil attorney Barrington civil litigation attorney medical research boating under the influence insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Illinois employment law Schaumburg car accident attorney Rolling Meadows insurance lawyer medical malpractice compensation power of attorney paid sick leave Mount Prospect real estate lawyer Barrington business law firm car crash nursing home negligence Arlington Heights medical malpractice lawyer Class A misdemeanor automated cars insurance claim delay Liquor Control Act Inverness DUI lawyer Illinois Workers’ Compensation Commission Rolling Meadows litigation lawyer Arlington Heights estate planning attorney Des Plaines collections attorney license reinstatement Crystal Lake medical malpractice law firm employment attorney trucking accident lawyers manufacturing dram shop law products liability Illinois Smoke Detector Act bad faith insurance claims comp time murder charges Illinois traffic attorney home inspection lawyer caregiver brain injury insurance attorney liability claims underfunded trust installment contracts workers compensation BUI real estate attorneys reckless homicide Des Plaines personal injury lawyers probate claims drugs Illinois insurance attorney Illinois estate planning power of attorney for healthcare Landlord Tenant Ordinance spinal cord injury Inverness real estate lawyer Affordable Care Act Schaumburg FMLA mortgage Deer Park workers compensation lawyer pedestrian injuries, pedestrian fatality Jay Andrew Barrington employment law attorney Inverness estate planning lawyer Rolling Meadows corporate lawyer denied insurance claims probate Buffalo Grove traffic attorney jet ski accidents personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys drug crimes lawyer deadly crashes Inverness injury lawyer Federal Food Drug and Cosmetic Act Long Grove estate planning attorneys accidental death benefits Illinois wills and trusts blood alcohol content Crystal Lake personal injury lawyer Long Grove estate planning attorney Buffalo Grove injury lawyer Arlington Heights lawyer car crashes Illinois traffic attorneys Family Medical Leave Act Illinois jet ski accident lawyer car collision denied insurance claim Illinois medical malpractice claim personal injury probate lawyer Inverness insurance attorney motorcycle accident lawyer Palatine corporate attorney landlord tenant law Deer Park employment law attorney Arlington Heights wills and trusts attorneys digital evidence PTSD life insurance claims traffic laws texting while driving Illinois business law atorneys estate planning lawyer license revocation federal regulations for LLCs Inverness corporate attorney Illinois LLC creation slip and fall South Barrington real estate attorney Riverwoods estate planning lawyer insurance claim dispute Illinois employment law attorney federal crimes Schaumburg traffic lawyer investment property Buffalo Grove traffic lawyers Chicago biking tips Illinois wills and trusts attorneys defective products Policy Cancellation irrevocable trust insurance dispute attorney Rolling Meadows boating crash lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, taxes Crystal Lake criminal defense attorney Schaumburg drug defense lawyer problem employees revenge porn Arlington Heights criminal lawyer Arlington Heights real estate lawyer DUI penalities civil litigation estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, breathalyzer test dealing with problem employees probate claims process Arlington Heights car crash attorneys financial advisors pregnant women Des Plaines drug lawyer Illinois pedestrian accident attorney Illinois workers compensation attorney employee rights modern family estate planning Arlington Heights car accident lawyer personal injury claims Rolling Meadows DUI lawyer health insurance dispute BAC trench injuries insurance claim denials Palatine Attorney Illinois lawyer Schaumburg construction accident lawyer Rolling Meadows probate lawyer insurance denials pain and suffering GM ignition switches suspended license Illinois car accident attorney comparative negligence Palatine drug lawyer Food and Drug Administration's Food Safety Modernization Act Chicago trucking accident attorney food poisoning texting and driving Fair Labor Standards Act Rolling Meadows drug defense attorney wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Schaumburg elder law lawyer Crystal Lake accident attorney Barrington Traffic Lawyer Palatine law firm Des Plaines personal injury lawyer Des Plaines insurance attorney Palatine trusts lawyer healthcare Thanksgiving Detainer Actions Rolling Meadows Traffic Lawyer Illinois defective products attorney Illinois small business boating accidents Illinois motorcycle accident lawyer Palatine criminal defense lawyer expungement Crystal Lake pet attorney DUI personal injury claim FSLA Long Grove wills and trusts attorneys life insurance Illinois traffic ticket lawyer distracted driving accidents Crystal Lake law firm Deer Park criminal attorney real estate zoning Self-Directed IRA Accounts Deer Park real estate law firm personal injury accidents vacation home fines hands free device car accident lawyer Illinois mortgages Arlington Heights personal injury attorney Illinois corporate lawyer traffic offenses Illinois Trust Code defective products lawyer Arlington Heights employment attorney social media after death surgical mistakes contracts Palatine punch death Deer Park accident attorney personal injury attorney POA Illinois workers compensation lawyer Attorney Ken Apicella workers compensation benefits special needs trust Illinois traffic laws criminal law Crystal Lake bike accident lawyer trucking accidents Crystal Lake tax lawyer drug crimes anesthesia errors employees no contest clauses Deer Park traffic lawyer liability real estate contract IRA trust transfer estate plan traumatic brain injury DUI defense field sobriety test estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers LLCs Employment Discrimination Law Illinois job attorney natural gas explosion Illinois insurance claim attorney pedestrian-automobile accident Palatine employment attorney foreclosed rental property DUI attorney preventing accidents Illinois employment laws Palatine personal injury lawyer fiduciary rule delay insurance agent negligence compensatory time Illinois injury lawyer Des Plaines real estate lawyer car accidents Illinois business lawyer Chicago insurance claim attorneys pet bites uninsured motorist Illinois boating accident lawyer Rolling Meadows criminal attorney Rolling Meadows personal injury lawyers Des Plaines medical malpractice attorney Crystal Lake medical malpractice attorneys insurance negligence insurance claim Crystal Lake employment attorney Deer Park traffic accident attorney Crystal Lake business law attorneys Home Sale Contingencies Palatine civil litigation lawyer Illinois employment attorneys Arlington Heights insurance attorney Buffalo Grove insurance claim dispute lawyers natural gas blended families employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Buffalo Grove real estate attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys personal injury lawyer criminal Palatine civil attorney Do Not Resuscitate digital information DNR involuntary manslaughter Arlington Heights injury attorney trauma after an accident Illinois insurance lawyer creditors advance healthcare directive Schaumburg civil litigation attorney Arlington Heights pedestrian accidents Buffalo Grove employment lawyer Illinois workplace discrimination attorney Des Plaines pet law attorney liens license Barrington boating accident attorney rollover accidents Inverness elder law lawyer Crystal Lake will lawyer Illinois employment law firm coronavirus sexual images in terrorem provision Des Plaines drug crimes lawyer Buffalo Grove criminal defense lawyer wills Palatine construction attorney condo association probate process controlled substance Des Plaines real estate attorney deed transfer sexual harassment Chicago traffic lawyer crossover accidents Illinois rollover accident lawyers estate planning trusts CAM truck collisions guardianship attorney Palatine probate lawyer Rolling Meadows traffic law firm Schaumburg wrongful death attorney Schaumburg corporate attorney overtime violations Buffalo Grove medical malpractice lawyers Barrington workers compensation attorney Rolling Meadows car accident lawyers real estate leasing pedestrian accidents Colin H. Gilbert employee misclassification holiday statistics Schaumburg insurance lawyers Schaumburg Attorney Palatine insurance lawyer work unions marijuana crimes attorney dynasty trusts Schaumburg personal injury lawyers Arlington Heights employment law attorneys employment law Kenilworth estate planning attorneys Buffalo Grove personal injury lawyer Legal Info School Visitation Rights Act living wills medication errors Crystal Lake car accident lawyer healthcare claims digital assets Illinois law product liability traffic crimes Des Plaines motorcycle accident attorney Illinois insurance disputes Barrington personal injury attorney Illinois personal injury lawyers Arlington Heights personal injury lawyer Schaumburg personal injury lawyer Barrington medical malpractice lawyers Long Grove estate planning Rolling Meadows Mount Prospect elder law attorney boating DUI workers comp IRELA license suspension real estate Rolling Meadows employment law attorney Illinois personal injury lawyer Crystal Lake car accident attorney IRA benefits wrongful termination Barrington employment law firm living trust benefits Deer Park medical malpractice attorney motorcycle accident Illinois tax attorney Crystal Lake employment lawyer employee discrimination Deer Park personal injury lawyer low-ball insurance settlement ken apicella first degree murder Schaumburg employment attorney rollover car crashes Illinois attorney underinsured motorist new real estate form Barrington litigation attorney changes to mortgage law Crystal Lake traffic attorney Illinois civil litigation lawyer Deer Park DUI lawyer Illinois insurance claim dispute lawyer eluding a police officer Rolling Meadows marijuana attorney Kenilworth estate planning attorney forming a corporation in Illinois Illinois criminal defense attorney Colin Gilbert golf accidents distracted driving accident victims Arlington Heights tax lawyer fiduciary rule Chicago employment attorney gift taxes Buffalo Grove probate lawyer insurance claim denial Palatine traffic accidents institutional trustee estate planning Deer Park motorcycle accident lawyer BAIID Schaumburg criminal law attorney unauthorized overtime Illinois estate planning attorney probate fees driving breach of contract filing a medical malpractice claim car accident lawyers pedestrian accident Chicago estate planning Schaumburg injury lawyer Illinois Probate Act of 1975 Rolling Meadows insurance attorney Rolling Meadows business lawyer Crystal Lake insurance lawyer Illinois registered agent college kids insurance dispute Illinois Chicago lawyer right to work murder minimum wage Chicago corporate attorney Des Plaines tax law firm Illinois medical malpractice lawyers speeding bicycle accidents insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Palatine employment law lawyer fatal car accidents sole proprietorship Barrington personal injury lawyer internet Inverness traffic law firm business litigation Arlington Heights Attorney attorney fees estate planning for college students Whistleblower Claims traffic deaths loss of consortium Rolling Meadows personal injury attorney Illinois probate lawyer car accident Inverness probate lawyer Retaliatory Discharge pizza emoji fault based insurance Arlington Heights trucking lawyer traffic accidents Illinois employment law attorneys loopholes Palatine injury attorney Illinois elder law attorney senior citizens Des Plaines DUI attorney IRS Palatine traffic lawyer trusts construction accidents Chicago car accident lawyer underage DUI homestead rights civil rights violation foreclosure Crystal Lake civil litigation lawyer agent Des Plaines criminal attorney Barrington estate planning attorney Long Grove real estate attorney Fourth of July Long Grove real estate lawyer Barrington employment attorney privacy laws commercial leases Super Mario Mt Prospect Attorney Rolling Meadows employment law attorneys employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Illinois DUI attorney cell phone accidents Rolling Meadows tax attorney elder law unpaid overtime Illinois Sales Representative Act Des Plaines Illinois estate planning law firm Palatine real estate lawyer Illinois will lawyer Illinois personal injury attorney DMV Arlington Heights wills and trusts attorney Des Plaines Traffic Lawyer marijuana real estate attorney Buffalo Grove car accident lawyer disability benefits Illinois living will traumatic brain injuries Transfer on Death Instrument Barrington real estate lawyer employment contract meal breaks rest breaks Illinois collections attorney unpaid assessment Illinois trucking safety Rolling Meadows estate planning attorney wills and trusts estate planning attorney subcontractor DGAA consent to a search wage theft Illinois red light cameras traffic tickets Chicago attorney tax attorney overtime pay landlord Illinois insurance dispute lawyers Illinois traffic accident lawyer residential real estate Chicago will attorney, social media platforms, Illinois estate planning lawyer, commercial real estate medical malpractice Palatine estate planning lawyer personal injury law firm Schaumburg real estate lawyer Barrington drug crime attorney digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers spinal cord injuries Chicago will attorney insurance disputes Barrington injury attorney Home Remodeling Repair Act medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers living trust Crystal Lake traffic lawyer clemency bike accident Palatine employment lawyer Illinois personal injury job lawyers ACA Illinois speeding lawyer workplace sexual harassment llinois Real Estate Lawyers Association Joliet general practice lawyers trustee pet law independent contractor Schaumburg estate planning lawyer Des Plaines injury law firm Rolling Meadows Attorney small business Inverness real estate attorney hiring employees Schaumburg estate planning attorney Illinois insurance claim dispute lawyers drug possession capital gains tax Crystal Lake injury attorney insurance denial appeals Barrington criminal defense lawyer real estate lawyer Exclusions Illinois medical malpractice attorney unfunded trust Buffalo Grove law firm Mount Prospect wills and trusts lawyers whistleblower protections Palatine business attorney insurance claim dispute attorney Crystal Lake estate planning lawyer Illinois medical malpractice case Illinois Human Rights Act dog bites Illinois pet lawyer swimming pools caretaker rights Crystal lake insurance dispute attorney life insurance policy Schaumburg employment law attorneys trust payments Illinois real estate jet ski traffic violations construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation criminal defense civil litigation attorney Illinois wrongful termination lawyer Inverness personal injury attorney Schaumburg estate attorney Illinois construction accident attorney Illinois driving without license estate attorney vacation home Buffalo Grove personal injury attorney Rolling Meadows insurance dispute lawyers back injuries car crash injuries privacy cell phone tower data medical malpractice claims real estate closing Palatine elder law attorney murder defense Rolling Meadows personal injury lawyer Chicago employment lawyer Crystal Lake personal injury attorney wrongful death