DGAA bLAWg

Unpaid Claims by Insurance Companies on the Rise

Web Admin - Saturday, November 09, 2013

In recent years, it has become more difficult for policyholders to get paid after submitting a claim to their insurance company. In fact, research done by the Los Angeles Times shows that the amount of money that insurance companies failed to pay on claims more than doubled in the past decade to $372 million.

This increase comes, in part, from insurance companies using aggressive tactics to avoid paying money to deserving people. These tactics include denying payment or cancelling coverage after people make claims, confusing customers until they give up trying to collect on their policies, and delaying payment on valid claims. For many consumers, the best option to protect their rights in the face of these insurance actions is to seek out an attorney experienced in handling unfair insurance claim denials.

Insurance Company Tactics        

One of the most common tricks that insurance companies use to avoid paying for valid claims involves denying their validity, or canceling coverage after the policyholder makes a claim. Insurers often do this by claiming that the policyholder failed to inform them of some piece of information, even if that information had no effect on the reason for filing the claim in the first place. Some companies dealing in health insurance go so far as to examine the medical records of claimants in an attempt to dig up some pre-existing conditions that they can use to cancel the coverage or deny the claim. There have even been cases of insurance companies revoking coverage based on conditions that the company never asked about, or that doctors never diagnosed.

Insurance companies also actively attempt to confuse customers about the extent of their coverage in order to escape paying on claims. The companies’ best tool for this is often their contract. Insurance companies write their contracts with an eye towards keeping them difficult to understand, that way they can fool customers into believing that their policy covers more than it actually does until they file a claim.

Another strategy insurers use involves simply delaying payment of the claim until they give up, or in some cases even pass away. Insurers have many tools to prolong the process of trying to collect on a claim. Some tricks amount to nothing more than a bureaucratic runaround, like sending the wrong paperwork for the policyholder to fill out, but others are more aggressive--like simply waiting to mail the payment until the beneficiary complains. Some insurers delay payments so severely that customers resorted to lawsuits just to get the money the company owed them.

Legal Help for Unpaid Insurance Claims in Illinois

If you have questions about an insurance dispute, contact an Illinois insurance attorney today. Call 847-934-6000 to speak with a member of our team. We work with residents in many communities on these issues, including Chicago, Crystal Lake, Schaumburg, Des Plaines, and more.


Recent Posts


Tags

living trust vs will boating accidents Illinois Workers’ Compensation Commission foreclosure South Barrington real estate attorney cell phone Affordable Care Act Barrington Illinois estate planning lawyer Inverness personal injury attorney Arlington Heights Attorney estate planning Kenilworth estate planning lawyer premises liability wills insurance claim denials Buffalo Grove injury lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, car crashes insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys criminal record Illinois LLC creation bicycle accidents BAC Schaumburg drug defense lawyer Schaumburg wrongful death attorney guardianship attorney defective products wrongful death Riverwoods estate planning lawyer digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers insurance dispute attorney eluding a police officer denial of life insurance IRS Kenilworth estate planning attorney bicycle dooring accidents Buffalo Grove employment lawyer Barrington real estate lawyer social media after death Deer Park workers compensation lawyer trucking accidents preventing accidents rollover accidents Crystal Lake car accident attorney IRA trust transfer Palatine punch death breach of contract Barrington personal injury attorney Schaumburg probate attorney Illinois medical malpractice lawyers Chicago car accident lawyer Illinois estate planning commercial leasing Chicago traffic lawyer Illinois trusts attorney life insurance nursing home negligence civil rights violation Schaumburg personal injury lawyers insurance denial appeals Rolling Meadows car accident lawyers estate planning trusts workers comp Illinois rollover accident lawyers new real estate form Illinois probate lawyer Arlington Heights personal injury attorney Crystal Lake personal injury lawyer Illinois traffic laws Exclusions CAM Des Plaines injury law firm hands free device Chicago biking tips workers compensation Rolling Meadows medical malpractice lawyers Illinois home inspection digital evidence Rolling Meadows traffic attorney estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Illinois employment law attorneys Palatine trusts lawyer insurance claims Palatine drug lawyer Chicago lawyer child safety probate pizza emoji Schaumburg real estate lawyer Palatine corporate attorney Buffalo Grove insurance claim dispute lawyers Illinois business law atorneys traumatic brain injury Deer Park personal injury lawyer blended families Arlington Heights estate planning attorney Des Plaines collections attorney Mount Prospect elder law attorney Crystal Lake tax lawyer Schaumburg criminal law attorney startup company Chicago trucking accident attorney Mount Prospect wills and trusts lawyers anesthesia errors unauthorized overtime severance agreements pedestrian accidents Arlington Heights tax lawyer Illinois Probate Act of 1975 Arlington Heights Traffic Lawyer sole proprietorship distracted driving accident victims liability claims marijuana Barrington employment law attorney license revocation Crystal Lake accident attorney Schaumburg insurance lawyers uninsured motorist insurance negligence Arlington Heights TBI attorney Rolling Meadows Traffic Lawyer traffic violations defense speeding Illinois Wage Payment and Collection Act Crystal lake insurance dispute attorney Buffalo Grove real estate attorney real estate closing Arlington Heights lawyer Des Plaines pet law attorney Illinois injury lawyer Barrington medical malpractice lawyers BAIID Do Not Resuscitate Des Plaines drug lawyer Chicago will attorney, social media platforms, Illinois estate planning lawyer, estate plan Inverness probate lawyer Des Plaines insurance attorney homestead rights Rolling Meadows personal injury lawyers whistleblower protections Illinois job attorney residential real estate Illinois civil litigation lawyer Inverness traffic law firm Schaumburg employment attorney Arlington Heights wills and trusts attorneys LLCs Crystal Lake law firm Crystal Lake civil litigation lawyer Deer Park traffic accident attorney Palatine injury attorney Des Plaines accident attorney personal injury accidents Rolling Meadows real estate attorney jet ski accidents bike accident underfunded trust Schaumburg injury lawyer Illinois traffic attorney compensatory time insurance disputes unfunded trust Crystal Lake employment law attorney insurance claim ObamaCare loopholes Illinois workplace lawyer pedestrian-automobile accident expungement Barrington civil litigation attorney Illinois real estate lawyer Palatine elder law attorney head on collisions Mount Prospect real estate lawyer unpaid assessment Barrington criminal lawyer cell phone accidents Illinois Transfer on Death Instrument Rolling Meadows criminal attorney Illinois insurance disputes GM ignition switches Crystal Lake medical malpractice law firm insurance adjusters Arlington Heights real estate lawyer car accidents Illinois insurance claim attorney clemency Illinois employment lawyer Palatine law firm slip and fall car crash injuries boating DUI Colin Gilbert car accident Family Medical Leave Act Des Plaines criminal attorney condo association natural gas Chicago corporate attorney Palatine estate planning lawyer civil litigation attorney Palatine employment law lawyer Arlington Heights medical malpractice lawyer pedestrian accident real estate attorney Buffalo Grove corporate attorney Rolling Meadows personal injury attorney traumatic brain injuries Long Grove real estate lawyer Palatine corporate law attorneys Schaumburg corporate attorney personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys rest breaks DNR Schaumburg personal injury lawyer Inverness estate planning lawyer Buffalo Grove law firm senior citizens caretaker rights medication errors DUI penalities field sobriety test Schaumburg employment law attorneys health insurance dispute Colin H. Gilbert personal injury lawyer license Fourth of July murder charges Schaumburg elder law lawyer DUI attorney Inverness real estate lawyer Illinois wills and trusts Illinois insurance dispute lawyers Illinois employee rights attorney. marijuana crimes attorney IRA benefits Des Plaines Traffic Lawyer Illinois tax attorney Long Grove estate planning DMV comp time Rolling Meadows employment law attorney Rolling Meadows employment attorney Illinois insurance claim dispute lawyer Illinois elder law attorney brain injury mortgage Schaumburg traffic lawyer Palatine civil attorney employment attorney institutional trustee Arlington Heights pedestrian accidents life insurance policy real estate contract medical malpractice compensation hiring employees Barrington boating accident attorney Crystal Lake traffic attorney Deer Park traffic lawyer Palatine construction attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Schaumburg personal injury attorney digital information Rolling Meadows employment law attorneys employee discrimination Illinois defective products attorney comparative negligence product liability Rolling Meadows probate lawyer Crystal Lake business law attorneys DGAA Illinois workers compensation lawyer Rolling Meadows marijuana attorney manufacturing probate process fatal car accidents Deer Park employment law attorney Illinois lawyer Chicago insurance law firm car accident lawyers Illinois pedestrian accident attorney Des Plaines civil attorney no contest clauses right to work work unions appealing an insurance claim ACA Illinois medical malpractice claim fiduciary rule medical research estate planning attorney Inverness DUI lawyer Schaumburg estate planning lawyer boating under the influence revenge porn paid sick leave Illinois traffic ticket lawyer Des Plaines personal injury attorney pregnant women Super Mario Attorney Ken Apicella Illinois insurance attorney home inspection lawyer traffic accidents employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys contracts tax attorney trauma after an accident Palatine Attorney Schaumburg Attorney employee misclassification Illinois boating accident lawyer agent Jay Andrew Inverness real estate attorney business litigation Rolling Meadows insurance dispute lawyers, insurance dispute power of attorney Barrington employment law firm employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, workplace sexual harassment real estate lawyer Chicago insurance claim attorneys Inverness insurance attorney investment property Rolling Meadows insurance lawyer Crystal Lake pedestrian accident lawyer Palatine civil litigation lawyer probate fees accidental death benefits Arlington Heights traffic attorney defective products lawyer insurance agent negligence Palatine employment attorney dog bites back injuries Rolling Meadows insurance dispute lawyers Illinois Human Rights Act Buffalo Grove traffic lawyers federal regulations for LLCs denied insurance claim drunk driving income distribution deducation Kenilworth estate planning attorneys Policy Cancellation first degree murder Deer Park accident attorney insurance dispute Chicago attorney driving insurance claim delay low-ball insurance settlement hit and run accident DUI Illinois car accident attorney Barrington injury attorney meal breaks traffic offenses personal injury Illinois pet lawyer Palatine personal injury lawyer drug crimes employment contract Palatine probate lawyer Des Plaines motorcycle accident attorney Crystal Lake will lawyer estate attorney Rolling Meadows Long Grove estate planning attorney golf accidents IRELA PTSD rumble strips gift taxes Illinois registered agent overtime pay vacation home Crystal Lake injury attorney Rolling Meadows business lawyer dram shop law Crystal Lake bike accident lawyer Chicago employment lawyer Illinois traffic accident lawyer independent contractor landlord rent to own real estate contracts filing a medical malpractice claim life insurance claims dealing with problem employees subcontractor Home Sale Contingencies traffic crimes denied insurance claims Crystal Lake estate planning lawyer Illinois wills and trusts attorneys llinois Real Estate Lawyers Association cell phone tower data car accident lawyer Illinois employment attorneys privacy Barrington personal injury lawyer murder defense drug possession Rolling Meadows personal injury lawyer Inverness injury lawyer estate planning for college students dynasty trusts forming a corporation in Illinois Illinois employment law attorney Employment Discrimination Law Long Grove real estate attorney Schaumburg construction accident lawyer Thanksgiving truck collisions sexual images estate tax Home Remodeling Repair Act underage DUI medical malpractice claims Illinois Sales Representative Act estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Illinois will lawyer installment contracts Buffalo Grove traffic attorney privacy laws financial advisors living wills Des Plaines personal injury claims Illinois trucking safety Retaliatory Discharge Barrington business law firm traffic tickets swimming pools insurance claim dispute unpaid overtime Illinois traffic attorneys owner responsibility involuntary manslaughter Rolling Meadows insurance attorney insurance claim denial food poisoning Buffalo Grove car accident lawyer healthcare Des Plaines claims law firm employment law deadly crashes Forcible Entry TBI Self-Directed IRA Accounts Des Plaines tax law firm Arlington Heights insurance attorney elder abuse Des Plaines personal injury lawyers wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace traffic violations Illinois DUI attorney commercial leases texting and driving Landlord Tenant Ordinance problem employees federal crimes living trust benefits Illinois real estate disability benefits Palatine insurance lawyer traffic deaths employees Crystal Lake criminal defense attorney Des Plaines real estate attorney Rolling Meadows criminal lawyer Schaumburg Inverness accident lawyer living trust Des Plaines DUI attorney drug crimes lawyer Illinois estate planning attorney Illinois employment law firm modern family estate planning personal injury law firm Chicago estate planning lawyer irrevocable trust DUI defense probate lawyer Crystal Lake personal injury attorney Illinois workplace discrimination attorney Chicago will attorney Deer Park real estate law firm trusts car collision auto accidents Schaumburg civil litigation attorney creditors Food and Drug Administration's Food Safety Modernization Act Illinois motorcycle accident lawyer Illinois insurance lawyer real estate zoning Legal Info Rolling Meadows traffic law firm condo Barrington drug crime attorney Illinois mortgages pet bites Palatine traffic accidents college kids Deer Park criminal attorney Rolling Meadows estate planning attorney murder construction contracts Illinois red light cameras jet ski digital assets changes to mortgage law Illinois bicycle safety Illinois criminal defense attorney Illinois criminal defense Arlington Heights employment law attorneys texting while driving Federal Food Drug and Cosmetic Act Illinois workers compensation attorney bad faith insurance claims blood alcohol content Illinois jet ski accident lawyer construction accidents insurance denials wills and trusts Crystal Lake medical malpractice attorneys small business personal injury claim car crash minimum wage distracted driving accidents motorcycle accident job lawyers Palatine workers compensation lawyer Des Plaines drug crimes lawyer medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Buffalo Grove probate lawyer insurance claim dispute attorney Illinois personal injury lawyers spinal cord injuries FMLA motorcycle accident lawyer Illinois Trust Code Chicago estate planning crossover accidents School Visitation Rights Act Rolling Meadows boating crash lawyer surgical mistakes Illinois collections attorney ken apicella real estate leasing insurance attorney holiday statistics foreclosed rental property Illinois insurance claims lawyers Barrington litigation attorney Barrington employment attorney spinal cord injury Illinois Smoke Detector Act life insurance lawyer construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Palatine employment lawyer Arlington Heights criminal lawyer Crystal Lake employment attorney mass shooting Illinois wrongful termination lawyer Liquor Control Act Barrington attorney real estate Deer Park medical malpractice attorney reckless homicide Class A misdemeanor medical marijuana caregiver Transfer on Death Instrument Long Grove wills and trusts attorneys Schaumburg car accident attorney breathalyzer test Palatine business attorney Inverness corporate attorney Buffalo Grove personal injury lawyer natural gas explosion Rolling Meadows litigation lawyer Palatine real estate lawyer Rolling Meadows accident lawyer taxes Crystal Lake traffic lawyer Deer Park motorcycle accident lawyer South Barrington real estate lawyer Barrington criminal defense lawyer Crystal Lake pet attorney employee rights insurance agents Arlington Heights employment attorney estate planning lawyer traffic laws employment law, Illinois employment laws Crystal Lake medical malpractice lawyer Arlington Heights trucking lawyer Deer Park DUI lawyer employment lawyer fiduciary rule delay rollover car crashes internet drug crime Schaumburg estate planning attorney elder law Joliet general practice lawyers Mt Prospect Attorney Illinois personal injury attorney operating agreements Arlington Heights wills and trusts lawyer FSLA Whistleblower Claims Illinois insurance claim dispute lawyers preventable medical errors trench injuries consent to a search license reinstatement Barrington estate planning attorney icy parking lots criminal law Rolling Meadows drug defense attorney Illinois estate planning law firm license suspension capital gains tax deed transfer gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys sexual harassment real estate attorneys Inverness elder law lawyer Illinois personal injury lawyer Barrington estate planning lawyer Illinois personal injury workers compensation benefits Palatine criminal defense lawyer Barrington workers compensation attorney Illinois medical malpractice case Illinois medical malpractice attorney Chicago employment attorney loss of consortium Illinois small business Illinois corporate lawyer Illinois attorney Arlington Heights accident attorney products liability pain and suffering Rolling Meadows DUI lawyer probate claims process vacation home fines Rolling Meadows tax attorney wage theft Inverness civil lawyer Crystal Lake car accident lawyer Long Grove estate planning attorneys Illinois construction accident attorney Arlington Heights car crash attorneys Illinois employment law wrongful termination commercial real estate Schaumburg criminal attorney Schaumburg estate attorney pay when paid contract Buffalo Grove personal injury attorney liens drunk driving statistics Rolling Meadows corporate lawyer personal injury attorney Des Plaines real estate lawyer suspended license criminal trucking accident lawyers trustee Arlington Heights personal injury lawyer Barrington Traffic Lawyer Des Plaines personal injury lawyer medical malpractice probate claims pedestrian injuries, pedestrian fatality slip and fall accidents civil litigation Arlington Heights wills and trusts attorney pet law Crystal Lake insurance lawyer corporate law Buffalo Grove criminal defense lawyer overtime violations Illinois business lawyer fault based insurance Illinois living will BUI Detainer Actions Palatine traffic lawyer POA drugs attorney fees Illinois speeding lawyer special needs trust trust payments Illinois law landlord tenant law controlled substance power of attorney for healthcare automated cars Crystal Lake employment lawyer Fair Labor Standards Act Schaumburg medical malpractice lawyer liability advance healthcare directive Rolling Meadows Attorney Illinois employment laws healthcare claims Des Plaines medical malpractice attorney Arlington Heights wills and trusts lawyers Arlington Heights injury attorney in terrorem provision Arlington Heights car accident lawyer Buffalo Grove medical malpractice lawyers underinsured motorist Illinois driving without license

Archive