Marijuana a Rising Factor in Personal Injury Cases

Web Admin - Monday, September 17, 2018
Des Plaines marijuana product liability lawyerNow that 30 states (including Illinois) have legalized marijuana for medical use and nine also allow recreational use, the number of personal injury lawsuits involving cannabis is growing.

Background on the Cannabis Market

Over 100 distinct chemicals, broadly termed phytocannabinoids, are present naturally in the cannabis plant. Currently, two of the best-understood cannabinoids are THC, the psychoactive ingredient that produces a euphoric sensation, and CBD (cannabidiol), which has demonstrated pain-relieving, inflammation-reducing, neuro-protective, and cancer-fighting properties.

As scientists learn more about the way cannabinoids affect the human body and discover new applications for these chemicals, the variety of products made from cannabis is increasing. In fact, the U.S. market for legal cannabis is expected to grow 17% per year through 2028, reaching nearly $50 billion in annual sales. In comparison, U.S. wine sales are estimated at $65 billion. 

With such rapid growth, mistakes are bound to be made, and injuries are likely to result. 

Potential Grounds for Cannabis Personal Injury Lawsuits

Here are a few situations that could be grounds for a personal injury lawsuit against a marijuana producer/distributor: 

- Failure to warn of risks. If a cannabis product has the potential to impair a consumer’s ability to drive, or if it could affect a person’s thoughts or behavior in other ways that could prove dangerous, the packaging should provide appropriate warnings. If such warnings are not provided, and someone suffers an injury as a result, the producer/distributor could be sued for negligence and required to pay compensation to the victim. 

- Misleading or false advertising. If a producer says (in advertising, on packaging, or otherwise) that their product will provide a particular benefit, and the product fails to perform as promised, a consumer could file a lawsuit on the grounds of breach of contract or breach of warranty. 

- Product contamination. Many states do not yet have laws regulating the use of pesticides, fungicides, and other chemicals on marijuana crops, nor adequate procedures to enforce such regulations or test for toxins. Many lawsuits have resulted from contaminated consumables in other industries (e.g., E. coli in ground beef), and there have already been lawsuits against marijuana producers alleging harmful contamination. 

- Unsafe packaging. Marijuana products containing THC should be provided in packaging that is both child-resistant and tamper-evident, just as is required for other medicinal products that have a potential to cause harm. Portion sizes and the amount of THC per portion should also be made very clear on product labels. Defective packaging and foreseeable misuse could become grounds for a lawsuit. 

While the probability of a fatal overdose is near zero, marijuana is an intoxicant, and overconsumption can have serious consequences. Because of the potential for personal injury lawsuits, many states are requiring marijuana businesses to purchase liability insurance, so that funds will be available to compensate consumers for injuries caused by cannabis products.

An Arlington Heights Personal Injury Lawyer Can Help

If you or a loved one has been harmed by a medical cannabis product, consult an experienced Palatine personal injury attorney to discuss the details of your case and possible options for recovering compensation. The attorneys of Drost, Gilbert, Andrew & Apicella, LLC provide skilled representation, working to protect your rights when you have been harmed by an unsafe product. Contact us at 847-934-6000 to schedule a consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Strict Product Liability Claims

Web Admin - Monday, September 21, 2015

When an individual is injured by a product, recovery of damages may be possible through a products liability claim. Under this type of claim, manufacturers, sellers, or other suppliers of products are held liable to consumers who are harmed by those products. And in some cases, product liability claims may fall under the theory of strict liability.

Defective Products

In order to recover under a products liability claim, the plaintiff must show that the product was dangerous or defective. Generally, the law requires that products meet the ordinary expectations of consumers. When a product defect exists, those expectations are not met. A defective product is one that, at the time of its sale or distribution, contains a manufacturing defect, is defective in its design, or that has a marketing defect.

A manufacturing defect occurs when a product is not made according to its intended design. A design defect occurs when the foreseeable risks of harm posed by the product could have been reduced or eliminated by the adoption of a reasonable alternative design. A product contains a marketing defect when it has inadequate instructions or warnings and the foreseeable risk of harm could be reduced by the inclusion of reasonable instructions or warnings. Additionally, the omission of such instructions or warnings must cause the product to be unreasonably dangerous.

Strict Liability

Pursuant to Illinois law, product liability claims are any action based on strict liability brought against the seller, manufacturer, or distributor of a product that causes personal injury. Under this type of claim, a defendant pays for harm caused by a product even though the defendant did not act intentionally or negligently. In other words, the defendant’s actions or behavior is not relevant to the determination of liability. Rather, for a strict liability claim, the plaintiff must show the following:

  1. 1. The injury resulted from a condition or defect of the product manufactured or sold by the defendant;
  2. 2. The condition or defect of the product was unreasonably dangerous; and
  3. 3. The condition or defect existed at the time that the product left the control of the manufacturer.

Product liability claims are commonly brought against the manufacturer of a product, but they may also be brought against:

  • - Manufacturers of component parts that go into a product;
  • - Parties that assemble or install a product;
  • - Wholesalers;
  • - Retail stores that sell a defective product to a consumer; or
  • - Under Illinois law, anyone involved in the placement of a product into the stream of commerce.

Under the statute of limitations, product liability claims must be brought within two years of the date on which the plaintiff knew, or should have known through the use of reasonable diligence, of the personal injury.

Product liability claims can provide compensation for victims, while also holding those involved in the production and sale of defective products accountable. For more information about product liability claims, contact a dedicated Illinois personal injury attorney today. Our firm provides representation throughout the northwest suburbs, in the communities of Crystal Lake, Schaumburg, Palatine, Des Plaines, Rolling Meadows, Buffalo Grove, Barrington, Arlington Heights, Inverness, and Deer Park.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Holiday Toy Safety: What Parents Should Know

Web Admin - Wednesday, December 04, 2013

With the holiday season getting into full swing, many parents will soon comb the aisles of toy stores looking for the perfect children’s toys. However, parents should keep in mind that not all toys are safe for all children, and some purchases can result in serious harm to their child. Fortunately, the government and public interest groups make many toy safety resources available, so that parents can get some peace of mind by educating themselves about the dangers of unsafe toys.

Potential Toy Dangers

Children’s toys can present a wide variety of dangers, some obvious, others less so. For instance, sharp edges or points and choking hazards, such as small parts or strings, are common concerns for parents. The government even banned the use of small parts in toys for children under three years old. But, despite this attempt towards prevention, many toys with small parts still make it onto store shelves every year. Doctors recommend that parents take care around any toy with parts that can fit through a toilet paper roll. Additionally, parents should take extra care around small magnets, which often present choking hazards, but may not be regulated as strictly if they come in unusual shapes.

Unfortunately, parents cannot detect all toy dangers so easily. Some toys may contain unacceptably high levels of toxic chemicals that can harm children. Lead is a common hazardous chemical that still finds its way into children’s toys. Though the government attempts to limit the amount of lead in any toy to 100 parts per million (ppm), a report by the Public Interest Research Group (PIRG) found one toy containing 29 times that amount of lead. Other toys could present noise hazards, which the government does not regulate as heavily. These toys, which produce sounds in excess of 85 decibels, can harm children’s ears and lead to hearing loss in some cases.

Safety Resources

Fortunately, many groups publish toy safety guides or lists of harmful toys, like the PIRG report above, that concerned parents can use to learn more about the dangers. The United States Consumer Product Safety Commission (CPSC), puts out many of these guides, including some focusing on specific types of hazard or specific age groups. Additionally, the Illinois Attorney General’s office also publishes a safe shopping guide.

Legal Assistance

If your child sustained an injury playing with an unsafe toy, contact an experienced Arlington Heights personal injury attorney today. Our knowledge can you receive compensation for the injury of your child. We serve many northwest suburban areas including Crystal Lake, Palatine, Chicago, Inverness, and other nearby communities.

Recent Posts


tax attorney Illinois bicycle safety wrongful death Barrington workers compensation attorney Inverness traffic law firm Des Plaines real estate attorney Schaumburg estate planning attorney Inverness corporate attorney estate attorney subcontractor construction accidents Arlington Heights personal injury lawyer Rolling Meadows car accident lawyers car crash Schaumburg Schaumburg drug defense lawyer Palatine workers compensation lawyer agent Inverness elder law lawyer Colin H. Gilbert cell phone traumatic brain injuries new real estate form construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Arlington Heights insurance attorney digital evidence commercial leases hiring employees Deer Park real estate law firm Palatine trusts lawyer Illinois red light cameras Schaumburg criminal law attorney Crystal lake insurance dispute attorney civil litigation attorney rest breaks Illinois personal injury lawyer Palatine real estate lawyer brain injury life insurance policy trucking accidents Arlington Heights wills and trusts attorney employment law, Illinois employment laws blended families Des Plaines personal injury attorney pedestrian accident Crystal Lake accident attorney Chicago employment attorney license reinstatement Illinois DUI attorney Home Remodeling Repair Act employees Palatine civil litigation lawyer Rolling Meadows insurance lawyer Barrington estate planning lawyer drunk driving slip and fall accidents medical research Deer Park employment law attorney Illinois estate planning pain and suffering Palatine insurance lawyer Illinois estate planning attorney insurance claim delay Schaumburg criminal attorney marijuana crimes attorney residential real estate Arlington Heights tax lawyer Kenilworth estate planning attorney foreclosed rental property insurance disputes Illinois real estate real estate zoning Self-Directed IRA Accounts Illinois Workers’ Compensation Commission denied insurance claims dealing with problem employees DUI penalities Rolling Meadows probate lawyer Schaumburg probate attorney pedestrian-automobile accident premises liability traffic violations head on collisions product liability vacation home workers compensation benefits unfunded trust Illinois Probate Act of 1975 license revocation Barrington employment law attorney cell phone accidents Illinois insurance lawyer Illinois employment law attorneys Rolling Meadows personal injury lawyers contracts medication errors boating accidents Crystal Lake traffic attorney Barrington attorney Illinois traffic attorney Palatine injury attorney civil litigation digital media accounts, estate planning, Arlington Heights estate planning attorney, Buffalo Grove employment lawyer personal injury claim dog bites Rolling Meadows insurance attorney real estate lawyer pet bites manufacturing underfunded trust car accident lawyers BAIID DUI products liability reckless homicide DNR jet ski accidents Illinois business law atorneys Illinois workers compensation attorney Illinois insurance claim dispute lawyer Crystal Lake personal injury lawyer real estate contract Crystal Lake insurance lawyer Long Grove estate planning criminal bad faith insurance claims slip and fall capital gains tax TBI Inverness real estate lawyer Des Plaines collections attorney Barrington drug crime attorney Arlington Heights TBI attorney Palatine employment law lawyer Chicago will attorney, social media platforms, Illinois estate planning lawyer, Palatine probate lawyer sexual harassment Crystal Lake bike accident lawyer distracted driving accident victims car accident Illinois personal injury attorney Rolling Meadows medical malpractice lawyers employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys swimming pools Chicago lawyer hands free device compensatory time Illinois traffic ticket lawyer Schaumburg personal injury lawyers life insurance claims consent to a search Illinois insurance claim dispute lawyers auto accidents Crystal Lake personal injury attorney anesthesia errors income distribution deducation Palatine elder law attorney Des Plaines criminal attorney Barrington personal injury attorney traffic tickets back injuries small business texting and driving murder Illinois employee rights attorney. Chicago car accident lawyer coronavirus life insurance lawyer Schaumburg personal injury attorney wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace job lawyers power of attorney for healthcare Palatine civil attorney Inverness civil lawyer jet ski Schaumburg employment attorney social media after death appealing an insurance claim Illinois LLC creation Rolling Meadows insurance dispute lawyers Crystal Lake criminal defense attorney Buffalo Grove corporate attorney trust payments murder charges drug crime Des Plaines tax law firm real estate attorney insurance dispute attorney Illinois injury lawyer problem employees medical malpractice claims DUI defense rent to own real estate contracts Deer Park personal injury lawyer rumble strips Des Plaines medical malpractice attorney trusts estate planning trusts filing a medical malpractice claim car crashes FSLA Illinois medical malpractice lawyers trucking accident lawyers Arlington Heights injury attorney trustee truck collisions Illinois construction accident attorney no contest clauses deed transfer license wills Schaumburg estate attorney Crystal Lake medical malpractice lawyer Barrington real estate lawyer unauthorized overtime caregiver spinal cord injury Chicago employment lawyer internet financial advisors Illinois mortgages insurance attorney Inverness injury lawyer Chicago biking tips DUI attorney expungement Chicago insurance claim attorneys Arlington Heights personal injury attorney Illinois real estate lawyer Illinois employment law Illinois insurance dispute lawyers pizza emoji Chicago corporate attorney involuntary manslaughter Illinois small business power of attorney Illinois employment attorneys Barrington criminal defense lawyer overtime violations FMLA Illinois living will Crystal Lake injury attorney Arlington Heights employment law attorneys deadly crashes living trust benefits Rolling Meadows real estate attorney Chicago estate planning lawyer liens Kenilworth estate planning lawyer employee rights Deer Park criminal attorney Crystal Lake car accident attorney traumatic brain injury Crystal Lake employment attorney Illinois Smoke Detector Act Rolling Meadows marijuana attorney Arlington Heights car crash attorneys Illinois medical malpractice claim Illinois Transfer on Death Instrument probate claims process corporate law special needs trust Crystal Lake employment law attorney independent contractor traffic accidents digital information sexual images Rolling Meadows traffic law firm unpaid assessment dram shop law estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Rolling Meadows accident lawyer overtime pay Crystal Lake law firm Crystal Lake civil litigation lawyer Palatine employment lawyer Crystal Lake estate planning lawyer Illinois rollover accident lawyers drug possession Schaumburg traffic lawyer insurance agents employment law Deer Park accident attorney Whistleblower Claims estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, pedestrian accidents Des Plaines pet law attorney Rolling Meadows business lawyer Rolling Meadows Attorney paid sick leave defective products lawyer surgical mistakes Palatine law firm Illinois elder law attorney loopholes Landlord Tenant Ordinance Barrington civil litigation attorney South Barrington real estate attorney Palatine personal injury lawyer Super Mario cell phone tower data Palatine traffic lawyer Family Medical Leave Act estate planning lawyer living trust vs will traffic violations defense wage theft DMV Illinois job attorney boating DUI GM ignition switches Barrington personal injury lawyer bike accident Long Grove wills and trusts attorneys Illinois attorney construction contracts uninsured motorist changes to mortgage law Arlington Heights medical malpractice lawyer caretaker rights crossover accidents digital assets irrevocable trust suspended license Illinois motorcycle accident lawyer Schaumburg injury lawyer car accident lawyer Rolling Meadows foreclosure Policy Cancellation Deer Park workers compensation lawyer federal crimes investment property Detainer Actions Des Plaines liability Buffalo Grove probate lawyer mass shooting car crash injuries estate tax personal injury accidents IRELA Inverness insurance attorney employment contract clemency Schaumburg civil litigation attorney vacation home fines Arlington Heights traffic attorney IRS personal injury lawyer Arlington Heights accident attorney fiduciary rule Joliet general practice lawyers Long Grove estate planning attorney health insurance dispute Do Not Resuscitate Illinois criminal defense attorney sole proprietorship forming a corporation in Illinois Illinois traffic attorneys eluding a police officer landlord ObamaCare Rolling Meadows estate planning attorney institutional trustee Deer Park motorcycle accident lawyer Exclusions Rolling Meadows tax attorney IRA benefits Thanksgiving Mount Prospect wills and trusts lawyers elder law Illinois wills and trusts Illinois will lawyer Palatine traffic accidents Illinois living wills Chicago trucking accident attorney insurance denial appeals Rolling Meadows employment attorney operating agreements Illinois business lawyer Mt Prospect Attorney Schaumburg car accident attorney Illinois insurance disputes Palatine drug lawyer Inverness personal injury attorney Inverness probate lawyer Chicago estate planning pregnant women Chicago will attorney traffic laws Des Plaines drug lawyer fiduciary rule delay Buffalo Grove personal injury attorney Mount Prospect elder law attorney Rolling Meadows personal injury attorney Crystal Lake business law attorneys Rolling Meadows drug defense attorney revenge porn digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Arlington Heights car accident lawyer gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Palatine business attorney guardianship attorney federal regulations for LLCs controlled substance Illinois employment law attorney Rolling Meadows employment law attorneys fatal car accidents traffic offenses Rolling Meadows traffic attorney Illinois insurance claim attorney Illinois trucking safety medical malpractice compensation PTSD Crystal Lake will lawyer insurance negligence trauma after an accident pedestrian injuries, pedestrian fatality food poisoning preventable medical errors Inverness accident lawyer Jay Andrew estate planning attorney motorcycle accident Schaumburg medical malpractice lawyer disability benefits Illinois registered agent real estate closing comparative negligence Illinois traffic laws marijuana Buffalo Grove car accident lawyer insurance denials business litigation Crystal Lake medical malpractice attorneys Arlington Heights real estate lawyer elder abuse accidental death benefits Federal Food Drug and Cosmetic Act BAC modern family estate planning insurance claim denials first degree murder Palatine corporate attorney Illinois employment laws Crystal Lake car accident lawyer Schaumburg personal injury lawyer BUI advance healthcare directive Legal Info Schaumburg real estate lawyer Des Plaines personal injury lawyer fault based insurance college kids Buffalo Grove traffic lawyers workers compensation insurance claim denial Illinois insurance claims lawyers Inverness estate planning lawyer Rolling Meadows personal injury lawyer ken apicella Buffalo Grove criminal defense lawyer breathalyzer test Rolling Meadows criminal attorney estate plan Illinois law Illinois insurance attorney Barrington employment attorney drugs probate lawyer Mount Prospect real estate lawyer drug crimes lawyer Illinois wills and trusts attorneys Liquor Control Act pay when paid contract personal injury law firm Illinois medical malpractice case personal injury attorney CAM POA Illinois jet ski accident lawyer preventing accidents Rolling Meadows boating crash lawyer Rolling Meadows corporate lawyer Illinois defective products attorney work unions in terrorem provision wrongful termination bicycle accidents Illinois workplace discrimination attorney Arlington Heights lawyer Inverness real estate attorney home inspection lawyer nursing home negligence employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Retaliatory Discharge Illinois Sales Representative Act probate fees llinois Real Estate Lawyers Association Home Sale Contingencies homestead rights Illinois Human Rights Act Rolling Meadows employment law attorney privacy Illinois Trust Code rollover car crashes Transfer on Death Instrument driving insurance adjusters golf accidents estate planning Buffalo Grove medical malpractice lawyers Barrington Illinois estate planning lawyer blood alcohol content South Barrington real estate lawyer Barrington criminal lawyer Illinois tax attorney medical malpractice Palatine criminal defense lawyer Des Plaines drug crimes lawyer personal injury claims mortgage taxes IRA trust transfer bicycle dooring accidents Palatine corporate law attorneys senior citizens Arlington Heights employment attorney Arlington Heights criminal lawyer Long Grove real estate attorney texting while driving Employment Discrimination Law whistleblower protections Des Plaines injury law firm employee misclassification Barrington business law firm Crystal Lake medical malpractice law firm civil rights violation Schaumburg estate planning lawyer Rolling Meadows insurance dispute lawyers, insurance dispute Crystal Lake pet attorney medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Arlington Heights Traffic Lawyer Chicago traffic lawyer Palatine construction attorney car collision minimum wage Illinois traffic accident lawyer estate planning for college students Illinois pedestrian accident attorney insurance claim dispute attorney Crystal Lake tax lawyer wills and trusts Arlington Heights Attorney Des Plaines civil attorney Barrington employment law firm Illinois corporate lawyer pet law Arlington Heights wills and trusts attorneys Illinois lawyer Illinois estate planning law firm traffic crimes medical marijuana Schaumburg elder law lawyer traffic deaths workers comp employee discrimination Des Plaines motorcycle accident attorney insurance claims personal injury Crystal Lake pedestrian accident lawyer boating under the influence motorcycle accident lawyer dynasty trusts gift taxes Des Plaines claims law firm landlord tenant law real estate attorneys personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Deer Park medical malpractice attorney DGAA Riverwoods estate planning lawyer Illinois employment lawyer loss of consortium Buffalo Grove injury lawyer license suspension trench injuries Arlington Heights pedestrian accidents Illinois medical malpractice attorney creditors Des Plaines accident attorney Food and Drug Administration's Food Safety Modernization Act privacy laws Inverness DUI lawyer Arlington Heights estate planning attorney Arlington Heights trucking lawyer Rolling Meadows litigation lawyer LLCs living trust comp time Buffalo Grove insurance claim dispute lawyers Illinois driving without license attorney fees Barrington Traffic Lawyer Illinois civil litigation lawyer Schaumburg Attorney spinal cord injuries Forcible Entry Des Plaines Traffic Lawyer Affordable Care Act Rolling Meadows DUI lawyer real estate leasing Schaumburg corporate attorney Illinois employment law firm hit and run accident icy parking lots natural gas explosion commercial leasing Illinois wrongful termination lawyer Illinois trusts attorney Crystal Lake traffic lawyer insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys liability claims Buffalo Grove real estate attorney rollover accidents installment contracts Illinois probate lawyer low-ball insurance settlement Attorney Ken Apicella Barrington litigation attorney Class A misdemeanor defective products Illinois workplace lawyer criminal law insurance claim automated cars Crystal Lake employment lawyer Arlington Heights wills and trusts lawyers insurance agent negligence underage DUI Illinois personal injury lawyers criminal record condo Illinois Wage Payment and Collection Act denial of life insurance severance agreements Illinois boating accident lawyer Deer Park traffic accident attorney Illinois collections attorney Arlington Heights wills and trusts lawyer Palatine estate planning lawyer criminal defense employment attorney insurance dispute Palatine employment attorney underinsured motorist Deer Park DUI lawyer Chicago insurance law firm ACA field sobriety test distracted driving accidents life insurance Schaumburg insurance lawyers real estate healthcare claims car accidents Schaumburg employment law attorneys Illinois personal injury breach of contract Des Plaines insurance attorney Des Plaines DUI attorney Illinois home inspection child safety Colin Gilbert Illinois pet lawyer Schaumburg construction accident lawyer meal breaks Buffalo Grove traffic attorney condo association Barrington estate planning attorney Buffalo Grove personal injury lawyer Fair Labor Standards Act Kenilworth estate planning attorneys Rolling Meadows criminal lawyer Barrington boating accident attorney Palatine Attorney commercial real estate owner responsibility Fourth of July drunk driving statistics Palatine punch death unpaid overtime probate process Des Plaines personal injury lawyers probate workplace sexual harassment murder defense Buffalo Grove law firm natural gas employment lawyer Deer Park traffic lawyer Rolling Meadows Traffic Lawyer Illinois speeding lawyer drug crimes probate claims Barrington medical malpractice lawyers speeding holiday statistics Chicago attorney Illinois workers compensation lawyer Schaumburg wrongful death attorney right to work Illinois car accident attorney Des Plaines real estate lawyer insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Long Grove estate planning attorneys denied insurance claim insurance claim dispute Long Grove real estate lawyer healthcare School Visitation Rights Act Barrington injury attorney startup company