Marijuana a Rising Factor in Personal Injury Cases

Web Admin - Monday, September 17, 2018
Des Plaines marijuana product liability lawyerNow that 30 states (including Illinois) have legalized marijuana for medical use and nine also allow recreational use, the number of personal injury lawsuits involving cannabis is growing.

Background on the Cannabis Market

Over 100 distinct chemicals, broadly termed phytocannabinoids, are present naturally in the cannabis plant. Currently, two of the best-understood cannabinoids are THC, the psychoactive ingredient that produces a euphoric sensation, and CBD (cannabidiol), which has demonstrated pain-relieving, inflammation-reducing, neuro-protective, and cancer-fighting properties.

As scientists learn more about the way cannabinoids affect the human body and discover new applications for these chemicals, the variety of products made from cannabis is increasing. In fact, the U.S. market for legal cannabis is expected to grow 17% per year through 2028, reaching nearly $50 billion in annual sales. In comparison, U.S. wine sales are estimated at $65 billion. 

With such rapid growth, mistakes are bound to be made, and injuries are likely to result. 

Potential Grounds for Cannabis Personal Injury Lawsuits

Here are a few situations that could be grounds for a personal injury lawsuit against a marijuana producer/distributor: 

- Failure to warn of risks. If a cannabis product has the potential to impair a consumer’s ability to drive, or if it could affect a person’s thoughts or behavior in other ways that could prove dangerous, the packaging should provide appropriate warnings. If such warnings are not provided, and someone suffers an injury as a result, the producer/distributor could be sued for negligence and required to pay compensation to the victim. 

- Misleading or false advertising. If a producer says (in advertising, on packaging, or otherwise) that their product will provide a particular benefit, and the product fails to perform as promised, a consumer could file a lawsuit on the grounds of breach of contract or breach of warranty. 

- Product contamination. Many states do not yet have laws regulating the use of pesticides, fungicides, and other chemicals on marijuana crops, nor adequate procedures to enforce such regulations or test for toxins. Many lawsuits have resulted from contaminated consumables in other industries (e.g., E. coli in ground beef), and there have already been lawsuits against marijuana producers alleging harmful contamination. 

- Unsafe packaging. Marijuana products containing THC should be provided in packaging that is both child-resistant and tamper-evident, just as is required for other medicinal products that have a potential to cause harm. Portion sizes and the amount of THC per portion should also be made very clear on product labels. Defective packaging and foreseeable misuse could become grounds for a lawsuit. 

While the probability of a fatal overdose is near zero, marijuana is an intoxicant, and overconsumption can have serious consequences. Because of the potential for personal injury lawsuits, many states are requiring marijuana businesses to purchase liability insurance, so that funds will be available to compensate consumers for injuries caused by cannabis products.

An Arlington Heights Personal Injury Lawyer Can Help

If you or a loved one has been harmed by a medical cannabis product, consult an experienced Palatine personal injury attorney to discuss the details of your case and possible options for recovering compensation. The attorneys of Drost, Gilbert, Andrew & Apicella, LLC provide skilled representation, working to protect your rights when you have been harmed by an unsafe product. Contact us at 847-934-6000 to schedule a consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Strict Product Liability Claims

Web Admin - Monday, September 21, 2015

When an individual is injured by a product, recovery of damages may be possible through a products liability claim. Under this type of claim, manufacturers, sellers, or other suppliers of products are held liable to consumers who are harmed by those products. And in some cases, product liability claims may fall under the theory of strict liability.

Defective Products

In order to recover under a products liability claim, the plaintiff must show that the product was dangerous or defective. Generally, the law requires that products meet the ordinary expectations of consumers. When a product defect exists, those expectations are not met. A defective product is one that, at the time of its sale or distribution, contains a manufacturing defect, is defective in its design, or that has a marketing defect.

A manufacturing defect occurs when a product is not made according to its intended design. A design defect occurs when the foreseeable risks of harm posed by the product could have been reduced or eliminated by the adoption of a reasonable alternative design. A product contains a marketing defect when it has inadequate instructions or warnings and the foreseeable risk of harm could be reduced by the inclusion of reasonable instructions or warnings. Additionally, the omission of such instructions or warnings must cause the product to be unreasonably dangerous.

Strict Liability

Pursuant to Illinois law, product liability claims are any action based on strict liability brought against the seller, manufacturer, or distributor of a product that causes personal injury. Under this type of claim, a defendant pays for harm caused by a product even though the defendant did not act intentionally or negligently. In other words, the defendant’s actions or behavior is not relevant to the determination of liability. Rather, for a strict liability claim, the plaintiff must show the following:

  1. 1. The injury resulted from a condition or defect of the product manufactured or sold by the defendant;
  2. 2. The condition or defect of the product was unreasonably dangerous; and
  3. 3. The condition or defect existed at the time that the product left the control of the manufacturer.

Product liability claims are commonly brought against the manufacturer of a product, but they may also be brought against:

  • - Manufacturers of component parts that go into a product;
  • - Parties that assemble or install a product;
  • - Wholesalers;
  • - Retail stores that sell a defective product to a consumer; or
  • - Under Illinois law, anyone involved in the placement of a product into the stream of commerce.

Under the statute of limitations, product liability claims must be brought within two years of the date on which the plaintiff knew, or should have known through the use of reasonable diligence, of the personal injury.

Product liability claims can provide compensation for victims, while also holding those involved in the production and sale of defective products accountable. For more information about product liability claims, contact a dedicated Illinois personal injury attorney today. Our firm provides representation throughout the northwest suburbs, in the communities of Crystal Lake, Schaumburg, Palatine, Des Plaines, Rolling Meadows, Buffalo Grove, Barrington, Arlington Heights, Inverness, and Deer Park.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Holiday Toy Safety: What Parents Should Know

Web Admin - Wednesday, December 04, 2013

With the holiday season getting into full swing, many parents will soon comb the aisles of toy stores looking for the perfect children’s toys. However, parents should keep in mind that not all toys are safe for all children, and some purchases can result in serious harm to their child. Fortunately, the government and public interest groups make many toy safety resources available, so that parents can get some peace of mind by educating themselves about the dangers of unsafe toys.

Potential Toy Dangers

Children’s toys can present a wide variety of dangers, some obvious, others less so. For instance, sharp edges or points and choking hazards, such as small parts or strings, are common concerns for parents. The government even banned the use of small parts in toys for children under three years old. But, despite this attempt towards prevention, many toys with small parts still make it onto store shelves every year. Doctors recommend that parents take care around any toy with parts that can fit through a toilet paper roll. Additionally, parents should take extra care around small magnets, which often present choking hazards, but may not be regulated as strictly if they come in unusual shapes.

Unfortunately, parents cannot detect all toy dangers so easily. Some toys may contain unacceptably high levels of toxic chemicals that can harm children. Lead is a common hazardous chemical that still finds its way into children’s toys. Though the government attempts to limit the amount of lead in any toy to 100 parts per million (ppm), a report by the Public Interest Research Group (PIRG) found one toy containing 29 times that amount of lead. Other toys could present noise hazards, which the government does not regulate as heavily. These toys, which produce sounds in excess of 85 decibels, can harm children’s ears and lead to hearing loss in some cases.

Safety Resources

Fortunately, many groups publish toy safety guides or lists of harmful toys, like the PIRG report above, that concerned parents can use to learn more about the dangers. The United States Consumer Product Safety Commission (CPSC), puts out many of these guides, including some focusing on specific types of hazard or specific age groups. Additionally, the Illinois Attorney General’s office also publishes a safe shopping guide.

Legal Assistance

If your child sustained an injury playing with an unsafe toy, contact an experienced Arlington Heights personal injury attorney today. Our knowledge can you receive compensation for the injury of your child. We serve many northwest suburban areas including Crystal Lake, Palatine, Chicago, Inverness, and other nearby communities.

Recent Posts


insurance claim Crystal Lake bike accident lawyer Long Grove real estate attorney Chicago employment lawyer home inspection lawyer Arlington Heights medical malpractice lawyer Illinois medical malpractice attorney Illinois traffic ticket lawyer Des Plaines real estate attorney whistleblower protections Liquor Control Act Rolling Meadows Attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Kenilworth estate planning lawyer icy parking lots Barrington medical malpractice lawyers minimum wage rollover accidents power of attorney expungement first degree murder Arlington Heights pedestrian accidents healthcare personal injury claim Deer Park DUI lawyer unpaid assessment head on collisions Palatine drug lawyer Crystal Lake will lawyer Long Grove estate planning attorney distracted driving accidents car crash jet ski operating agreements Arlington Heights personal injury lawyer Palatine punch death Schaumburg drug defense lawyer Rolling Meadows employment attorney foreclosure Palatine injury attorney TBI bicycle accidents privacy laws Crystal Lake traffic attorney license revocation gift taxes Crystal Lake medical malpractice lawyer dynasty trusts Barrington employment attorney Palatine insurance lawyer insurance disputes Des Plaines personal injury lawyer Inverness insurance attorney Illinois bicycle safety Illinois workplace lawyer DNR Illinois traffic laws unfunded trust probate fees personal injury Crystal Lake personal injury lawyer brain injury Rolling Meadows marijuana attorney institutional trustee Arlington Heights employment law attorneys Inverness real estate lawyer Schaumburg corporate attorney insurance claim denial disability benefits Rolling Meadows medical malpractice lawyers probate senior citizens Rolling Meadows traffic law firm living trust GM ignition switches preventing accidents Rolling Meadows corporate lawyer Barrington real estate lawyer mass shooting civil litigation medication errors Chicago insurance law firm Buffalo Grove probate lawyer Illinois employee rights attorney. Illinois employment law Chicago traffic lawyer Illinois pedestrian accident attorney Deer Park employment law attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Illinois Transfer on Death Instrument clemency Illinois Sales Representative Act defective products Inverness real estate attorney Deer Park traffic accident attorney Des Plaines tax law firm work unions Barrington business law firm insurance negligence Schaumburg real estate lawyer Schaumburg traffic lawyer criminal record ACA employee misclassification special needs trust Rolling Meadows employment law attorneys Chicago insurance claim attorneys rent to own real estate contracts taxes Joliet general practice lawyers Schaumburg personal injury lawyer Illinois job attorney Illinois jet ski accident lawyer Rolling Meadows tax attorney car accident lawyer insurance claim dispute Long Grove estate planning attorneys installment contracts employee rights Rolling Meadows insurance attorney car accidents Barrington civil litigation attorney filing a medical malpractice claim Rolling Meadows probate lawyer overtime pay murder defense Buffalo Grove car accident lawyer Thanksgiving Barrington personal injury attorney traffic tickets Inverness accident lawyer commercial leases Illinois traffic attorneys bad faith insurance claims Kenilworth estate planning attorneys Palatine employment lawyer employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, nursing home negligence marijuana crimes attorney medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers dog bites IRA trust transfer Rolling Meadows personal injury attorney meal breaks Illinois employment law attorney comp time Illinois LLC creation insurance denials probate process cell phone accidents texting and driving Crystal Lake injury attorney Des Plaines medical malpractice attorney traffic deaths Chicago estate planning lawyer Policy Cancellation Illinois business law atorneys license suspension Illinois tax attorney investment property insurance claim dispute attorney Illinois personal injury lawyer Illinois collections attorney insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys llinois Real Estate Lawyers Association Arlington Heights wills and trusts lawyers Arlington Heights car crash attorneys federal regulations for LLCs Illinois small business Illinois pet lawyer Schaumburg estate planning attorney Illinois pain and suffering Palatine real estate lawyer estate planning attorney surgical mistakes traumatic brain injuries Crystal Lake pedestrian accident lawyer Crystal Lake medical malpractice law firm Crystal Lake insurance lawyer DGAA CAM insurance claims Palatine law firm Barrington employment law attorney Crystal Lake accident attorney Illinois estate planning law firm breathalyzer test Long Grove wills and trusts attorneys Illinois elder law attorney Schaumburg estate attorney Long Grove estate planning Illinois probate lawyer social media after death traffic laws corporate law agent Barrington estate planning lawyer wills and trusts murder Palatine workers compensation lawyer Buffalo Grove real estate attorney unpaid overtime blended families estate attorney Palatine employment law lawyer Illinois medical malpractice claim Des Plaines injury law firm Buffalo Grove traffic lawyers Inverness corporate attorney federal crimes employee discrimination Palatine traffic accidents Des Plaines Traffic Lawyer Buffalo Grove personal injury lawyer denied insurance claims Palatine employment attorney Self-Directed IRA Accounts bike accident Crystal Lake civil litigation lawyer Rolling Meadows business lawyer reckless homicide Crystal Lake criminal defense attorney Arlington Heights wills and trusts lawyer Illinois employment law firm college kids Inverness elder law lawyer traffic crimes Home Remodeling Repair Act Illinois Smoke Detector Act no contest clauses School Visitation Rights Act Illinois insurance claim dispute lawyer insurance attorney Illinois workplace discrimination attorney Arlington Heights wills and trusts attorney Rolling Meadows criminal attorney Buffalo Grove traffic attorney Schaumburg civil litigation attorney DUI Illinois DUI attorney POA Chicago corporate attorney business litigation fiduciary rule delay Mount Prospect elder law attorney boating DUI Barrington estate planning attorney vacation home hands free device estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, personal injury lawyer Fair Labor Standards Act IRELA Des Plaines drug crimes lawyer Deer Park real estate law firm Schaumburg wrongful death attorney residential real estate Des Plaines drug lawyer Rolling Meadows criminal lawyer Palatine traffic lawyer IRA benefits Des Plaines wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace employment law, Illinois employment laws rollover car crashes insurance claim delay construction accidents distracted driving accident victims breach of contract bicycle dooring accidents personal injury claims swimming pools Colin Gilbert Illinois medical malpractice case landlord tenant law Illinois estate planning slip and fall accidents Schaumburg insurance lawyers traffic violations FMLA Illinois employment attorneys speeding Crystal Lake personal injury attorney pedestrian accident suspended license Des Plaines accident attorney license Arlington Heights personal injury attorney personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys real estate leasing trust payments Arlington Heights Attorney DUI defense Rolling Meadows insurance lawyer Buffalo Grove criminal defense lawyer Palatine criminal defense lawyer Do Not Resuscitate pizza emoji civil rights violation South Barrington real estate lawyer boating accidents boating under the influence Palatine business attorney cell phone child safety advance healthcare directive Crystal Lake business law attorneys Affordable Care Act field sobriety test Illinois employment laws traumatic brain injury insurance dispute contracts wills Arlington Heights real estate lawyer Chicago biking tips Illinois personal injury eluding a police officer preventable medical errors life insurance lawyer Landlord Tenant Ordinance products liability Arlington Heights insurance attorney drug possession Des Plaines motorcycle accident attorney wage theft estate planning lawyer personal injury law firm rest breaks Illinois insurance claim dispute lawyers Schaumburg car accident attorney Illinois insurance dispute lawyers Chicago lawyer pay when paid contract medical malpractice trucking accident lawyers real estate attorneys Illinois trusts attorney privacy auto accidents Illinois attorney ObamaCare healthcare claims pet bites Barrington Illinois estate planning lawyer Chicago trucking accident attorney pet law Illinois insurance claim attorney Schaumburg probate attorney Palatine Attorney Arlington Heights TBI attorney Schaumburg tax attorney fatal car accidents Inverness DUI lawyer truck collisions Crystal Lake estate planning lawyer car crash injuries caregiver spinal cord injuries Des Plaines claims law firm real estate attorney Illinois registered agent Federal Food Drug and Cosmetic Act personal injury attorney commercial real estate digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Rolling Meadows DUI lawyer pedestrian accidents Family Medical Leave Act elder law Arlington Heights estate planning attorney Barrington boating accident attorney Class A misdemeanor traffic accidents Schaumburg personal injury attorney Barrington drug crime attorney digital media accounts, estate planning, Arlington Heights estate planning attorney, foreclosed rental property estate tax sole proprietorship Des Plaines personal injury attorney Illinois traffic attorney Schaumburg construction accident lawyer Barrington litigation attorney natural gas explosion Arlington Heights accident attorney Illinois lawyer ken apicella insurance denial appeals deed transfer Rolling Meadows litigation lawyer Barrington attorney Illinois estate planning attorney criminal law Deer Park workers compensation lawyer premises liability Buffalo Grove law firm marijuana Chicago attorney criminal defense paid sick leave jet ski accidents Illinois business lawyer employment lawyer Illinois wrongful termination lawyer life insurance claims medical malpractice compensation Deer Park medical malpractice attorney digital evidence crossover accidents Crystal Lake car accident lawyer civil litigation attorney dram shop law estate plan Illinois insurance attorney Illinois insurance lawyer Buffalo Grove medical malpractice lawyers Deer Park personal injury lawyer Illinois workers compensation attorney Barrington Traffic Lawyer criminal creditors Crystal Lake pet attorney drug crimes lawyer Fourth of July spinal cord injury involuntary manslaughter Arlington Heights wills and trusts attorneys estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Palatine estate planning lawyer real estate zoning BAIID DMV Des Plaines DUI attorney job lawyers severance agreements problem employees Schaumburg criminal attorney insurance dispute attorney digital information guardianship attorney Illinois law Illinois defective products attorney anesthesia errors Illinois traffic accident lawyer Transfer on Death Instrument manufacturing Illinois civil litigation lawyer Illinois wills and trusts Crystal Lake law firm Rolling Meadows accident lawyer medical research controlled substance Schaumburg Attorney power of attorney for healthcare right to work compensatory time Illinois red light cameras Forcible Entry liens Illinois trucking safety attorney fees low-ball insurance settlement Deer Park motorcycle accident lawyer digital assets employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys insurance adjusters Palatine corporate law attorneys Inverness traffic law firm murder charges modern family estate planning landlord Exclusions sexual images drug crimes Illinois will lawyer underinsured motorist capital gains tax estate planning for college students uninsured motorist Barrington criminal defense lawyer small business Illinois speeding lawyer estate planning FSLA car collision Buffalo Grove personal injury attorney estate planning trusts consent to a search denial of life insurance accidental death benefits blood alcohol content traffic violations defense Colin H. Gilbert mortgage Mt Prospect Attorney Des Plaines personal injury lawyers texting while driving cell phone tower data Illinois home inspection drunk driving Inverness personal injury attorney Illinois employment law attorneys Illinois rollover accident lawyers loss of consortium Mount Prospect wills and trusts lawyers Palatine construction attorney slip and fall golf accidents Chicago car accident lawyer employment attorney Kenilworth estate planning attorney Retaliatory Discharge Illinois corporate lawyer Jay Andrew living trust vs will Super Mario BUI Arlington Heights lawyer Inverness civil lawyer Des Plaines collections attorney probate claims Illinois insurance disputes independent contractor workers compensation benefits Schaumburg employment law attorneys trusts construction contracts rumble strips condo association Arlington Heights traffic attorney Barrington criminal lawyer Arlington Heights employment attorney Schaumburg employment attorney overtime violations IRS internet medical marijuana Whistleblower Claims personal injury accidents Rolling Meadows personal injury lawyer vacation home fines financial advisors Chicago employment attorney insurance claim denials Rolling Meadows car accident lawyers Crystal lake insurance dispute attorney Deer Park criminal attorney irrevocable trust Inverness injury lawyer Rolling Meadows underage DUI Illinois boating accident lawyer Des Plaines criminal attorney Illinois Wage Payment and Collection Act Illinois personal injury lawyers Long Grove real estate lawyer homestead rights Rolling Meadows insurance dispute lawyers, insurance dispute Crystal Lake employment attorney Schaumburg criminal law attorney revenge porn Rolling Meadows insurance dispute lawyers pedestrian-automobile accident traffic offenses fiduciary rule elder abuse Arlington Heights criminal lawyer real estate contract Buffalo Grove corporate attorney Arlington Heights trucking lawyer Rolling Meadows traffic attorney income distribution deducation Schaumburg personal injury lawyers Employment Discrimination Law Arlington Heights injury attorney Des Plaines insurance attorney denied insurance claim owner responsibility Legal Info Crystal Lake tax lawyer drunk driving statistics employment contract Barrington employment law firm back injuries construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Illinois mortgages Illinois criminal defense attorney drugs employment law Riverwoods estate planning lawyer caretaker rights Chicago will attorney changes to mortgage law Illinois wills and trusts attorneys deadly crashes car accident Crystal Lake medical malpractice attorneys Barrington workers compensation attorney Illinois Probate Act of 1975 Rolling Meadows boating crash lawyer Illinois living will license reinstatement Rolling Meadows employment law attorney pregnant women Crystal Lake employment law attorney Illinois Workers’ Compensation Commission defective products lawyer Arlington Heights car accident lawyer LLCs Illinois car accident attorney Des Plaines civil attorney Schaumburg injury lawyer liability claims new real estate form in terrorem provision probate claims process Palatine trusts lawyer medical malpractice claims Crystal Lake traffic lawyer life insurance Mount Prospect real estate lawyer Illinois Human Rights Act liability car accident lawyers Deer Park accident attorney Rolling Meadows personal injury lawyers fault based insurance Buffalo Grove insurance claim dispute lawyers Deer Park traffic lawyer health insurance dispute Illinois real estate lawyer Chicago will attorney, social media platforms, Illinois estate planning lawyer, Rolling Meadows real estate attorney Palatine personal injury lawyer driving Arlington Heights Traffic Lawyer Home Sale Contingencies DUI penalities Illinois employment lawyer Illinois construction accident attorney Des Plaines real estate lawyer insurance agent negligence Illinois insurance claims lawyers wrongful termination underfunded trust Rolling Meadows estate planning attorney Palatine elder law attorney product liability forming a corporation in Illinois Inverness estate planning lawyer real estate Buffalo Grove employment lawyer Illinois motorcycle accident lawyer Rolling Meadows Traffic Lawyer appealing an insurance claim sexual harassment Palatine civil litigation lawyer Attorney Ken Apicella comparative negligence loopholes workers comp pedestrian injuries, pedestrian fatality hit and run accident Illinois real estate trucking accidents probate lawyer food poisoning Barrington injury attorney dealing with problem employees Palatine civil attorney subcontractor trench injuries DUI attorney trustee Chicago estate planning Palatine corporate attorney natural gas Barrington personal injury lawyer living wills motorcycle accident BAC Schaumburg elder law lawyer trauma after an accident automated cars South Barrington real estate attorney car crashes Palatine probate lawyer Illinois driving without license Illinois injury lawyer hiring employees motorcycle accident lawyer Des Plaines pet law attorney holiday statistics Illinois medical malpractice lawyers Crystal Lake car accident attorney Schaumburg estate planning lawyer living trust benefits startup company Schaumburg medical malpractice lawyer Buffalo Grove injury lawyer Rolling Meadows drug defense attorney insurance agents commercial leasing workplace sexual harassment Crystal Lake employment lawyer Arlington Heights tax lawyer life insurance policy real estate lawyer workers compensation real estate closing Illinois personal injury attorney wrongful death employees drug crime PTSD Food and Drug Administration's Food Safety Modernization Act unauthorized overtime Illinois workers compensation lawyer Detainer Actions Inverness probate lawyer condo