DGAA bLAWg

Surprise! Your Insurance Company is Not On Your Side

Web Admin - Tuesday, March 07, 2017

Rolling Meadow insurance dispute attorneysIf you are like most consumers, you have seen the feel-good insurance commercials. The insurance companies claim to have only your best interest at heart, and promise to be there when things go wrong. Of course you believe them. After all, you pay your premiums every month. What reason would they have to deny your claim? You might be surprised. 

The Ugly Truth About Insurance Companies

Insurance companies are for-profit businesses, and, like most for-profit companies, they are in the business of making money. They cannot reasonably make money if they are busy paying out claims. So they do everything they can to deny them. 

Some use intentionally confusing wording and obscure clauses that their customers could not reasonably interpret. Others offer rewards to their employees who have the lowest payout quotas. Some will even go so far as to use shady practices, such as locking claims in a safe to delay the process so significantly that the customer eventually gives up. 

Sound unfair? It is! Yet it is an everyday issue within the insurance industry. Thankfully, there are some things that consumers can do to mitigate the risks of having their claim denied. 

Never Handle a Claim Alone

First and foremost, consumers should avoid trying to file a personal injury claim on their own. Instead, they should seek the assistance of an experienced personal injury lawyer. Medical insurance claims are somewhat different since, typically, the doctor or office staff initially submit the claim to the insurance company. Those who need to file a claim against their homeowners insurance should seek guidance from someone other than their insurance company since some have been known to drop their customers for even inquiring about a possible claim. 

If Your Claim is Denied or Delayed

Should you experience a denial or delay of a claim, either because you already filed it without assistance, or because of the insurance company’s shady tactics, it is important that you seek experienced assistance before addressing the issue. 

At Drost, Gilbert, Andrew & Apicella, LLC , we have the knowledge, experience, and resources you need to navigate through an insurance claim denial. Dedicated to your best interest, we will fight to get you and your loved ones the fair settlement that you deserve. Learn more about how our Rolling Meadows insurance claim dispute lawyers can assist with your case. Call 847-934-6000 and schedule a consultation today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:

https://www.justice.org/sites/default/files/file-uploads/InsuranceTactics.pdf



Recent Posts


Tags

icy parking lots insurance attorney Deer Park motorcycle accident lawyer Des Plaines real estate attorney automated cars defective products forming a corporation in Illinois boating under the influence Illinois employment law attorneys healthcare Schaumburg injury lawyer real estate lawyer Chicago trucking accident attorney caregiver Home Sale Contingencies condo association Crystal Lake will lawyer license job lawyers commercial leases Illinois workers compensation attorney meal breaks Barrington injury attorney Barrington criminal defense lawyer Palatine trusts lawyer Rolling Meadows traffic attorney Illinois attorney pregnant women personal injury lawyer Rolling Meadows insurance lawyer Barrington estate planning lawyer criminal law Chicago employment lawyer Rolling Meadows marijuana attorney Kenilworth estate planning attorney vacation home Illinois Workers’ Compensation Commission Deer Park criminal attorney Inverness corporate attorney Illinois insurance disputes drug crimes lawyer Palatine probate lawyer rollover car crashes Schaumburg traffic lawyer employment attorney Rolling Meadows personal injury lawyer Inverness real estate attorney slip and fall accidents uninsured motorist murder charges workers compensation benefits Illinois insurance claim attorney Inverness personal injury attorney Des Plaines motorcycle accident attorney Deer Park traffic lawyer Arlington Heights TBI attorney rest breaks marijuana capital gains tax Palatine estate planning lawyer sexual harassment commercial real estate Barrington employment attorney Legal Info Barrington employment law attorney Rolling Meadows business lawyer Chicago will attorney Barrington criminal lawyer pedestrian accidents whistleblower protections distracted driving accident victims employment law, Illinois employment laws real estate closing wills and trusts loopholes Buffalo Grove personal injury lawyer Deer Park personal injury lawyer living trust vs will dynasty trusts manufacturing Crystal Lake criminal defense attorney products liability estate attorney comp time insurance agents Palatine law firm Illinois job attorney right to work Chicago lawyer Illinois probate lawyer overtime violations Rolling Meadows probate lawyer Rolling Meadows drug defense attorney life insurance claims Schaumburg wrongful death attorney Deer Park medical malpractice attorney Illinois personal injury Barrington personal injury lawyer bicycle accidents Crystal Lake accident attorney Des Plaines insurance attorney car crash Palatine corporate law attorneys Colin H. Gilbert Arlington Heights tax lawyer Rolling Meadows insurance attorney Palatine traffic accidents traffic laws car crash injuries DUI defense employment contract medical malpractice claims living trust benefits Illinois defective products attorney driving corporate law employee discrimination Palatine personal injury lawyer gift taxes cell phone tower data Food and Drug Administration's Food Safety Modernization Act Mount Prospect elder law attorney medical malpractice compensation field sobriety test construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation criminal defense Illinois pedestrian accident attorney murder defense Barrington boating accident attorney Palatine civil attorney Arlington Heights personal injury lawyer Crystal Lake estate planning lawyer life insurance policy Illinois tax attorney Inverness accident lawyer Illinois insurance dispute lawyers subcontractor pedestrian accident taxes foreclosed rental property Illinois insurance claims lawyers Crystal Lake civil litigation lawyer Illinois employment laws food poisoning Barrington employment law firm wills llinois Real Estate Lawyers Association Schaumburg personal injury attorney insurance claim dispute preventable medical errors digital evidence traffic accidents Illinois Probate Act of 1975 digital media accounts, estate planning, Arlington Heights estate planning attorney, Kenilworth estate planning lawyer Illinois wrongful termination lawyer Riverwoods estate planning lawyer Schaumburg insurance lawyers Buffalo Grove injury lawyer operating agreements sexual images child safety CAM BUI agent small business appealing an insurance claim car accident lawyers Illinois jet ski accident lawyer Palatine civil litigation lawyer business litigation traffic violations texting while driving Illinois medical malpractice case School Visitation Rights Act Fair Labor Standards Act dram shop law Rolling Meadows litigation lawyer hands free device insurance dispute Palatine corporate attorney Long Grove estate planning attorney problem employees Illinois corporate lawyer Arlington Heights lawyer Des Plaines claims law firm Illinois living will Forcible Entry pay when paid contract motorcycle accident lawyer Des Plaines nursing home negligence personal injury claim Palatine Attorney Schaumburg drug defense lawyer trench injuries insurance disputes traumatic brain injuries Illinois traffic attorney Illinois traffic accident lawyer real estate contract Des Plaines drug crimes lawyer Illinois Transfer on Death Instrument estate tax employment lawyer drug crimes Illinois rollover accident lawyers healthcare claims Federal Food Drug and Cosmetic Act Buffalo Grove employment lawyer dealing with problem employees estate planning lawyer personal injury Illinois real estate lawyer Rolling Meadows criminal attorney premises liability Crystal Lake pedestrian accident lawyer fiduciary rule delay Illinois insurance lawyer Illinois employment law firm Crystal Lake insurance lawyer Joliet general practice lawyers Crystal Lake medical malpractice lawyer blood alcohol content clemency insurance negligence insurance denials elder abuse Super Mario construction contracts Illinois elder law attorney severance agreements insurance claim Inverness DUI lawyer Crystal Lake tax lawyer unauthorized overtime attorney fees investment property Palatine drug lawyer Crystal Lake pet attorney home inspection lawyer Rolling Meadows employment attorney Buffalo Grove insurance claim dispute lawyers Rolling Meadows real estate attorney Buffalo Grove personal injury attorney Buffalo Grove probate lawyer consent to a search Policy Cancellation Illinois law social media after death Illinois business lawyer blended families insurance claim denial advance healthcare directive Illinois estate planning law firm drug possession modern family estate planning deadly crashes caretaker rights license reinstatement living wills preventing accidents Schaumburg corporate attorney IRA benefits health insurance dispute hiring employees sole proprietorship Crystal Lake employment attorney startup company Buffalo Grove traffic attorney Schaumburg employment law attorneys Illinois estate planning attorney college kids South Barrington real estate lawyer Des Plaines real estate lawyer liability claims estate planning for college students Long Grove estate planning federal crimes TBI minimum wage Illinois employee rights attorney. Exclusions Arlington Heights estate planning attorney new real estate form insurance claims criminal record Rolling Meadows employment law attorneys Illinois workplace discrimination attorney DUI penalities Fourth of July overtime pay jet ski accidents Palatine elder law attorney ACA Arlington Heights real estate lawyer license revocation Inverness estate planning lawyer Illinois personal injury attorney car accidents real estate leasing estate planning Arlington Heights insurance attorney Palatine real estate lawyer underinsured motorist institutional trustee accidental death benefits slip and fall residential real estate swimming pools Illinois collections attorney Arlington Heights wills and trusts attorney Rolling Meadows criminal lawyer eluding a police officer creditors trust payments independent contractor Des Plaines civil attorney Illinois medical malpractice attorney Rolling Meadows medical malpractice lawyers Rolling Meadows employment law attorney guardianship attorney Illinois wills and trusts attorneys Illinois small business Des Plaines accident attorney Mount Prospect real estate lawyer car accident lawyer surgical mistakes natural gas explosion Affordable Care Act insurance denial appeals Schaumburg estate planning attorney Crystal Lake employment lawyer Buffalo Grove medical malpractice lawyers Illinois civil litigation lawyer Illinois boating accident lawyer Illinois business law atorneys medical marijuana digital information drugs dog bites Rolling Meadows accident lawyer Schaumburg personal injury lawyer Long Grove estate planning attorneys Crystal Lake car accident lawyer compensatory time Palatine traffic lawyer Illinois real estate Crystal Lake employment law attorney pet law Arlington Heights trucking lawyer disability benefits Illinois construction accident attorney Inverness real estate lawyer revenge porn natural gas Arlington Heights injury attorney Colin Gilbert workers compensation traumatic brain injury trustee Arlington Heights car accident lawyer condo Illinois trucking safety Des Plaines tax law firm elder law tax attorney Illinois criminal defense attorney employee misclassification Illinois motorcycle accident lawyer power of attorney Illinois insurance claim dispute lawyers suspended license federal regulations for LLCs low-ball insurance settlement Illinois personal injury lawyer bicycle dooring accidents IRELA Schaumburg medical malpractice lawyer Illinois mortgages Mount Prospect wills and trusts lawyers holiday statistics mortgage Des Plaines criminal attorney fatal car accidents denied insurance claim bad faith insurance claims Chicago employment attorney Inverness civil lawyer estate planning trusts privacy laws South Barrington real estate attorney personal injury claims insurance claim dispute attorney Palatine business attorney golf accidents Illinois driving without license Barrington Traffic Lawyer DMV spinal cord injury digital assets Schaumburg elder law lawyer BAIID Illinois workers compensation lawyer Do Not Resuscitate estate planning attorney Crystal Lake car accident attorney Schaumburg probate attorney Deer Park workers compensation lawyer Illinois workplace lawyer Deer Park real estate law firm Landlord Tenant Ordinance Whistleblower Claims Rolling Meadows DUI lawyer Rolling Meadows Attorney Des Plaines personal injury attorney Illinois red light cameras Buffalo Grove car accident lawyer Schaumburg personal injury lawyers medical research Rolling Meadows personal injury attorney boating DUI probate process Jay Andrew drunk driving wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace real estate jet ski spinal cord injuries Long Grove wills and trusts attorneys bike accident estate plan Chicago traffic lawyer Illinois Trust Code estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers civil rights violation Long Grove real estate lawyer Chicago estate planning Schaumburg real estate lawyer Illinois registered agent Arlington Heights medical malpractice lawyer owner responsibility breach of contract Rolling Meadows insurance dispute lawyers Liquor Control Act Crystal Lake injury attorney traffic crimes traffic violations defense criminal Rolling Meadows personal injury lawyers Chicago biking tips Illinois traffic ticket lawyer power of attorney for healthcare Palatine employment law lawyer Deer Park accident attorney Schaumburg estate attorney Illinois Smoke Detector Act Crystal Lake traffic attorney mass shooting fiduciary rule Illinois personal injury lawyers real estate zoning pedestrian-automobile accident PTSD trauma after an accident Inverness insurance attorney Deer Park DUI lawyer Illinois pet lawyer probate fees liability Palatine workers compensation lawyer Illinois employment law attorney Palatine insurance lawyer Palatine construction attorney Illinois LLC creation Rolling Meadows estate planning attorney Illinois Sales Representative Act breathalyzer test income distribution deducation rumble strips reckless homicide Long Grove real estate attorney Arlington Heights wills and trusts lawyer Deer Park traffic accident attorney Buffalo Grove criminal defense lawyer cell phone accidents rent to own real estate contracts ken apicella Retaliatory Discharge Crystal lake insurance dispute attorney internet POA Crystal Lake bike accident lawyer Buffalo Grove real estate attorney civil litigation attorney Illinois insurance attorney LLCs Rolling Meadows boating crash lawyer Illinois will lawyer trucking accident lawyers Crystal Lake law firm Schaumburg Rolling Meadows traffic law firm Rolling Meadows probate claims vacation home fines Illinois medical malpractice claim pizza emoji Schaumburg Attorney Class A misdemeanor car collision Arlington Heights personal injury attorney speeding insurance claim denials motorcycle accident digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers denial of life insurance Inverness elder law lawyer pet bites Arlington Heights Attorney construction accidents Palatine employment attorney senior citizens pedestrian injuries, pedestrian fatality unpaid overtime Home Remodeling Repair Act Arlington Heights traffic attorney Chicago insurance law firm Illinois Human Rights Act contracts first degree murder Barrington medical malpractice lawyers in terrorem provision Buffalo Grove corporate attorney probate claims process Illinois wills and trusts DNR Barrington civil litigation attorney traffic offenses wrongful death drug crime IRS underfunded trust Arlington Heights criminal lawyer no contest clauses Mt Prospect Attorney Buffalo Grove traffic lawyers Illinois employment attorneys Illinois lawyer insurance adjusters Barrington litigation attorney Chicago will attorney, social media platforms, Illinois estate planning lawyer, Illinois DUI attorney Rolling Meadows Traffic Lawyer anesthesia errors Rolling Meadows car accident lawyers unfunded trust distracted driving accidents foreclosure Chicago estate planning lawyer brain injury irrevocable trust personal injury attorney Illinois Wage Payment and Collection Act Schaumburg civil litigation attorney Barrington estate planning attorney wage theft Rolling Meadows insurance dispute lawyers, insurance dispute Employment Discrimination Law involuntary manslaughter Crystal Lake personal injury attorney medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Des Plaines drug lawyer Deer Park employment law attorney traffic tickets filing a medical malpractice claim paid sick leave Chicago car accident lawyer Des Plaines DUI attorney car crashes Illinois pain and suffering installment contracts Des Plaines injury law firm Thanksgiving Illinois speeding lawyer commercial leasing Palatine injury attorney medication errors drunk driving statistics Arlington Heights employment law attorneys landlord ObamaCare head on collisions insurance agent negligence Palatine employment lawyer Illinois bicycle safety back injuries Kenilworth estate planning attorneys Illinois medical malpractice lawyers Crystal Lake personal injury lawyer employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Illinois trusts attorney boating accidents Illinois home inspection DUI attorney texting and driving Schaumburg estate planning lawyer rollover accidents Crystal Lake medical malpractice law firm Illinois estate planning marijuana crimes attorney unpaid assessment hit and run accident employee rights Des Plaines pet law attorney Chicago corporate attorney Family Medical Leave Act expungement crossover accidents landlord tenant law Barrington attorney BAC Palatine punch death insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Illinois traffic laws personal injury law firm Chicago insurance claim attorneys Crystal Lake traffic lawyer license suspension controlled substance traffic deaths Attorney Ken Apicella deed transfer estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Arlington Heights car crash attorneys liens homestead rights FMLA Inverness probate lawyer Schaumburg car accident attorney medical malpractice Des Plaines Traffic Lawyer loss of consortium Buffalo Grove law firm personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys truck collisions fault based insurance wrongful termination gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Transfer on Death Instrument comparative negligence Chicago attorney employment law Schaumburg employment attorney Arlington Heights Traffic Lawyer product liability IRA trust transfer Des Plaines collections attorney FSLA Barrington real estate lawyer life insurance Crystal Lake medical malpractice attorneys auto accidents probate real estate attorneys Self-Directed IRA Accounts Barrington workers compensation attorney murder Barrington Illinois estate planning lawyer underage DUI Rolling Meadows corporate lawyer Barrington personal injury attorney workers comp GM ignition switches Schaumburg criminal law attorney changes to mortgage law Illinois car accident attorney insurance dispute attorney denied insurance claims Barrington business law firm Inverness injury lawyer work unions Crystal Lake business law attorneys financial advisors probate lawyer car accident privacy living trust defective products lawyer life insurance lawyer Des Plaines medical malpractice attorney insurance claim delay Illinois insurance claim dispute lawyer Schaumburg construction accident lawyer special needs trust Arlington Heights wills and trusts lawyers Inverness traffic law firm Illinois injury lawyer Illinois employment lawyer Barrington drug crime attorney personal injury accidents Arlington Heights employment attorney Palatine criminal defense lawyer DUI trucking accidents civil litigation workplace sexual harassment insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys cell phone DGAA Arlington Heights accident attorney employees Arlington Heights wills and trusts attorneys Schaumburg criminal attorney employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Rolling Meadows tax attorney real estate attorney Arlington Heights pedestrian accidents trusts Des Plaines personal injury lawyer Des Plaines personal injury lawyers Illinois employment law Illinois traffic attorneys Detainer Actions

Archive