Surprise! Your Insurance Company is Not On Your Side

Web Admin - Tuesday, March 07, 2017

Rolling Meadow insurance dispute attorneysIf you are like most consumers, you have seen the feel-good insurance commercials. The insurance companies claim to have only your best interest at heart, and promise to be there when things go wrong. Of course you believe them. After all, you pay your premiums every month. What reason would they have to deny your claim? You might be surprised. 

The Ugly Truth About Insurance Companies

Insurance companies are for-profit businesses, and, like most for-profit companies, they are in the business of making money. They cannot reasonably make money if they are busy paying out claims. So they do everything they can to deny them. 

Some use intentionally confusing wording and obscure clauses that their customers could not reasonably interpret. Others offer rewards to their employees who have the lowest payout quotas. Some will even go so far as to use shady practices, such as locking claims in a safe to delay the process so significantly that the customer eventually gives up. 

Sound unfair? It is! Yet it is an everyday issue within the insurance industry. Thankfully, there are some things that consumers can do to mitigate the risks of having their claim denied. 

Never Handle a Claim Alone

First and foremost, consumers should avoid trying to file a personal injury claim on their own. Instead, they should seek the assistance of an experienced personal injury lawyer. Medical insurance claims are somewhat different since, typically, the doctor or office staff initially submit the claim to the insurance company. Those who need to file a claim against their homeowners insurance should seek guidance from someone other than their insurance company since some have been known to drop their customers for even inquiring about a possible claim. 

If Your Claim is Denied or Delayed

Should you experience a denial or delay of a claim, either because you already filed it without assistance, or because of the insurance company’s shady tactics, it is important that you seek experienced assistance before addressing the issue. 

At Drost, Gilbert, Andrew & Apicella, LLC , we have the knowledge, experience, and resources you need to navigate through an insurance claim denial. Dedicated to your best interest, we will fight to get you and your loved ones the fair settlement that you deserve. Learn more about how our Rolling Meadows insurance claim dispute lawyers can assist with your case. Call 847-934-6000 and schedule a consultation today.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Recent Posts


CAM pizza emoji construction accidents Rolling Meadows probate lawyer llinois Real Estate Lawyers Association insurance dispute attorney ken apicella Crystal Lake pedestrian accident lawyer Illinois insurance disputes Rolling Meadows real estate attorney Palatine Attorney personal injury attorney in terrorem provision Colin Gilbert crossover accidents BUI natural gas Employment Discrimination Law Rolling Meadows Attorney Crystal Lake personal injury lawyer loopholes blended families Arlington Heights employment attorney Deer Park traffic accident attorney FMLA Buffalo Grove probate lawyer Inverness elder law lawyer Buffalo Grove personal injury attorney trusts agent low-ball insurance settlement Barrington business law firm Illinois personal injury attorney fees workplace sexual harassment Crystal Lake business law attorneys business litigation Illinois collections attorney fiduciary rule Buffalo Grove traffic attorney Chicago insurance claim attorneys swimming pools Jay Andrew Palatine criminal defense lawyer Barrington estate planning attorney Barrington criminal defense lawyer Illinois job attorney life insurance claim denial, denial of life insurance claim Whistleblower Claims Buffalo Grove injury lawyer overtime pay natural gas explosion Des Plaines Joliet general practice lawyers drugs Schaumburg personal injury lawyers Illinois corporate lawyer Illinois Workers’ Compensation Commission denial of insurance claim landlord tenant law LLCs Rolling Meadows insurance dispute lawyers wrongful death Illinois Probate Act of 1975 insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys loss of consortium pedestrian-automobile accident involuntary manslaughter liability claims breathalyzer test Illinois lawyer Buffalo Grove car accident lawyer probate process Schaumburg insurance lawyers condo Illinois injury lawyer Illinois business law atorneys employment law, Illinois employment laws Crystal Lake traffic attorney residential real estate traffic tickets Des Plaines drug lawyer icy parking lots irrevocable trust underinsured motorist Home Sale Contingencies contracts Attorney Ken Apicella independent contractor product liability Barrington employment law attorney Crystal Lake car accident lawyer insurance dispute commercial real estate pedestrian accidents Barrington litigation attorney cell phone accidents overtime violations construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Inverness traffic law firm insurance claim dispute Barrington attorney federal regulations for LLCs modern family estate planning first degree murder Illinois motorcycle accident lawyer Inverness civil lawyer Deer Park motorcycle accident lawyer Illinois traffic attorneys brain injury filing a medical malpractice claim Kenilworth estate planning lawyer Des Plaines personal injury attorney Deer Park medical malpractice attorney Illinois law Illinois living will South Barrington real estate attorney how to avoid common denials of life insurance claims insurance disputes Deer Park DUI lawyer employees vacation home defective products eluding a police officer material misrepresentation corporate law Palatine business attorney Illinois workplace discrimination attorney healthcare personal injury claim Crystal lake insurance dispute attorney medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Schaumburg estate attorney pet law Crystal Lake insurance lawyer Illinois traffic ticket lawyer traffic violations Arlington Heights personal injury lawyer Mount Prospect wills and trusts lawyers Illinois personal injury lawyers Rolling Meadows car accident lawyers bicycle accidents Illinois Transfer on Death Instrument Arlington Heights pedestrian accidents Illinois speeding lawyer commercial leases Rolling Meadows personal injury lawyer estate tax Illinois insurance claim dispute lawyers landlord rest breaks insurance claims Schaumburg construction accident lawyer Illinois personal injury attorney Long Grove estate planning vacation home fines premises liability Illinois medical malpractice attorney rollover car crashes Schaumburg corporate attorney Schaumburg drug defense lawyer estate plan Chicago biking tips Illinois criminal defense attorney Des Plaines Traffic Lawyer denial of life insurance personal injury claims traumatic brain injuries coronavirus trucking accident lawyers Illinois estate planning attorney preventable medical errors Illinois LLC creation Illinois Sales Representative Act owner responsibility dog bites Arlington Heights real estate lawyer Illinois estate planning law firm Illinois pet lawyer Mount Prospect real estate lawyer Chicago will attorney Des Plaines injury law firm power of attorney Deer Park employment law attorney Crystal Lake employment lawyer drug possession license Illinois trucking safety Illinois traffic laws Palatine employment lawyer spinal cord injury Chicago life insurance attorney Crystal Lake employment law attorney estate attorney car accident lawyer Inverness real estate attorney Arlington Heights wills and trusts lawyer Self-Directed IRA Accounts Kenilworth estate planning attorney Buffalo Grove criminal defense lawyer Crystal Lake personal injury attorney Palatine real estate lawyer accidental death benefits Illinois small business personal injury accidents Illinois Wage Payment and Collection Act privacy laws food poisoning life insurance installment contracts civil litigation attorney Crystal Lake medical malpractice lawyer IRA trust transfer manufacturing Crystal Lake pet attorney surgical mistakes bicycle dooring accidents Barrington employment law firm Des Plaines accident attorney BAC trench injuries real estate attorney Schaumburg criminal law attorney preventing accidents Arlington Heights Traffic Lawyer Illinois traffic attorney ObamaCare Illinois civil litigation lawyer guardianship attorney Rolling Meadows Traffic Lawyer Illinois elder law attorney Inverness corporate attorney Rolling Meadows insurance attorney motorcycle accident capital gains tax creditors sexual images Affordable Care Act Rolling Meadows business lawyer boating DUI financial advisors car accidents Illinois Trust Code estate planning lawyer employment contract DGAA Inverness probate lawyer drug crime cell phone tower data life insurance claims Des Plaines motorcycle accident attorney Illinois wills and trusts traffic accidents Detainer Actions unpaid assessment Des Plaines criminal attorney Illinois medical malpractice claim Mt Prospect Attorney Schaumburg civil litigation attorney Chicago estate planning Rolling Meadows DUI lawyer investment property Palatine estate planning lawyer estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, new real estate form Inverness personal injury attorney POA Rolling Meadows traffic attorney DUI penalities Arlington Heights insurance attorney Illinois insurance claims lawyers Schaumburg employment law attorneys estate planning for college students spinal cord injuries Illinois Deer Park personal injury lawyer anesthesia errors unfunded trust Long Grove estate planning attorney Illinois insurance lawyer Illinois wills and trusts attorneys Chicago insurance law firm mass shooting personal injury lawyer bad faith insurance claims Rolling Meadows insurance lawyer Illinois insurance claim dispute lawyer drunk driving Palatine employment law lawyer tax attorney Fourth of July mortgage college kids denied insurance claim marijuana crimes attorney trust payments speeding blood alcohol content murder Palatine drug lawyer wills wrongful termination gift taxes digital media accounts, estate planning, Arlington Heights estate planning attorney, insurance agent negligence drug crimes workers compensation benefits Arlington Heights estate planning attorney murder charges federal crimes changes to mortgage law Palatine trusts lawyer Palatine law firm Des Plaines DUI attorney insurance claim employee rights Long Grove real estate attorney Illinois traffic accident lawyer defective products lawyer pain and suffering Des Plaines real estate lawyer pay when paid contract Food and Drug Administration's Food Safety Modernization Act Deer Park workers compensation lawyer boating under the influence fatal car accidents Buffalo Grove law firm breach of contract Riverwoods estate planning lawyer Palatine life insurance lawyer insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys drug crimes lawyer Des Plaines claims law firm Rolling Meadows employment law Barrington Illinois estate planning lawyer Chicago will attorney, social media platforms, Illinois estate planning lawyer, wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace living trust benefits severance agreements problem employees Arlington Heights Attorney Illinois employee rights attorney. Des Plaines drug crimes lawyer senior citizens insurance claim denials real estate zoning Arlington Heights wills and trusts attorneys Arlington Heights wills and trusts lawyers power of attorney for healthcare Rolling Meadows insurance dispute lawyers, insurance dispute Forcible Entry foreclosure Crystal Lake will lawyer right to work Illinois mortgages estate planning trusts Arlington Heights wills and trusts attorney Illinois bicycle safety Rolling Meadows litigation lawyer reckless homicide whistleblower protections Palatine traffic accidents Illinois personal injury lawyer TBI Palatine traffic lawyer Illinois defective products attorney IRELA Barrington life insurance lawyer Exclusions Super Mario Buffalo Grove real estate attorney dynasty trusts Illinois insurance attorney DUI attorney car collision Illinois real estate lapse in policy Barrington Traffic Lawyer digital information Des Plaines civil attorney taxes employment lawyer Buffalo Grove medical malpractice lawyers operating agreements unpaid overtime Illinois red light cameras sole proprietorship Schaumburg real estate lawyer Illinois employment lawyer DUI Palatine insurance lawyer income distribution deducation healthcare claims Illinois medical malpractice case comparative negligence Deer Park accident attorney Des Plaines collections attorney work unions drunk driving statistics sexual harassment probate claims Rolling Meadows accident lawyer boating accidents Inverness accident lawyer Rolling Meadows medical malpractice lawyers South Barrington real estate lawyer Buffalo Grove insurance claim dispute lawyers real estate contract Arlington Heights car crash attorneys employment attorney Illinois probate lawyer Barrington criminal lawyer Illinois medical malpractice lawyers Crystal Lake traffic lawyer Illinois workers compensation attorney Des Plaines personal injury lawyers criminal law gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers trucking accidents caretaker rights Policy Cancellation Home Remodeling Repair Act Barrington personal injury lawyer forming a corporation in Illinois BAIID appealing an insurance claim Arlington Heights personal injury attorney license revocation Arlington Heights tax lawyer car crash caregiver Thanksgiving FSLA Des Plaines personal injury lawyer Illinois insurance dispute lawyers medical marijuana Crystal Lake estate planning lawyer Illinois real estate lawyer Inverness injury lawyer Palatine probate lawyer deadly crashes Schaumburg personal injury lawyer privacy Illinois Smoke Detector Act estate planning suspended license insurance claim delay car accident probate fees Illinois employment law attorney Arlington Heights injury attorney Des Plaines pet law attorney Palatine injury attorney Illinois home inspection texting while driving construction contracts Des Plaines medical malpractice attorney Deer Park criminal attorney Arlington Heights criminal lawyer Kenilworth estate planning attorneys deed transfer Palatine employment attorney Buffalo Grove traffic lawyers living trust vs will hiring employees Arlington Heights traffic attorney fault based insurance Schaumburg Attorney insurance adjusters Palatine civil litigation lawyer PTSD Rolling Meadows employment law attorneys startup company Schaumburg criminal attorney Illinois workers compensation lawyer Palatine elder law attorney Schaumburg wrongful death attorney paid sick leave employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Illinois business lawyer holiday statistics traffic deaths medical malpractice compensation Illinois employment law elder abuse Rolling Meadows tax attorney slip and fall accidents Barrington personal injury attorney Barrington boating accident attorney medical research Schaumburg estate planning attorney Illinois estate planning Crystal Lake bike accident lawyer meal breaks Palatine corporate law attorneys criminal record Schaumburg medical malpractice lawyer Arlington Heights lawyer truck collisions cause-of-death exclusions real estate Chicago estate planning lawyer elder law most common reasons for life insurance claim denials Rolling Meadows life insurance claim denial attorney Illinois will lawyer personal injury law firm subcontractor Crystal Lake law firm probate traffic offenses Barrington real estate lawyer health insurance dispute Mount Prospect elder law attorney hit and run accident insurance claim denial Illinois tax attorney Illinois employment law attorneys rollover accidents Buffalo Grove life insurance attorney Illinois workplace lawyer employee misclassification probate lawyer real estate leasing dealing with problem employees uninsured motorist Rolling Meadows marijuana attorney automated cars child safety field sobriety test traffic violations defense employee discrimination revenge porn traumatic brain injury Do Not Resuscitate pregnant women Chicago employment attorney Barrington employment attorney Crystal Lake employment attorney Arlington Heights employment law attorneys Buffalo Grove corporate attorney motorcycle accident lawyer consent to a search life insurance policy Rolling Meadows boating crash lawyer jet ski accidents Des Plaines insurance attorney Rolling Meadows corporate lawyer top life insurance claim denials IRS Rolling Meadows drug defense attorney car crash injuries Rolling Meadows traffic law firm comp time distracted driving accident victims internet homestead rights Inverness insurance attorney Illinois jet ski accident lawyer foreclosed rental property employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Illinois employment law firm insurance negligence Illinois boating accident lawyer Palatine workers compensation lawyer Fair Labor Standards Act Palatine civil attorney life insurance lawyer special needs trust beneficiary complications Illinois pedestrian accident attorney home inspection lawyer institutional trustee car crashes real estate closing DNR products liability social media after death Arlington Heights medical malpractice lawyer Illinois attorney Rolling Meadows employment law attorney Schaumburg life insurance attorney Schaumburg wills and trusts slip and fall driving compensatory time Rolling Meadows employment attorney cell phone advance healthcare directive DUI defense Retaliatory Discharge medical malpractice civil litigation Transfer on Death Instrument car accident lawyers Chicago employment lawyer Barrington workers compensation attorney insurance denials license suspension insurance denial appeals insufficient documentation Arlington Heights TBI attorney workers comp license reinstatement Chicago corporate attorney liability Crystal Lake car accident attorney distracted driving accidents bike accident real estate attorneys Arlington Heights trucking lawyer rent to own real estate contracts School Visitation Rights Act trauma after an accident golf accidents Illinois employment laws disability benefits Long Grove wills and trusts attorneys minimum wage IRA benefits Barrington drug crime attorney Deer Park real estate law firm Illinois Human Rights Act Illinois car accident attorney digital evidence Illinois trusts attorney digital assets civil rights violation marijuana no contest clauses Long Grove estate planning attorneys Class A misdemeanor pedestrian injuries, pedestrian fatality underfunded trust estate planning attorney nursing home negligence Inverness DUI lawyer personal injury Inverness estate planning lawyer pedestrian accident Illinois rollover accident lawyers Chicago trucking accident attorney Illinois registered agent Crystal Lake tax lawyer expungement medical malpractice claims murder defense hands free device Deer Park traffic lawyer Chicago lawyer Palatine punch death Crystal Lake civil litigation lawyer denied insurance claims probate claims process Schaumburg car accident attorney Rolling Meadows personal injury attorney Legal Info Family Medical Leave Act Schaumburg probate attorney living trust Schaumburg employment attorney Schaumburg traffic lawyer wage theft criminal underage DUI rumble strips Colin H. Gilbert workers compensation unauthorized overtime living wills Palatine construction attorney Chicago attorney medication errors Des Plaines real estate attorney auto accidents Illinois construction accident attorney Chicago car accident lawyer Liquor Control Act Barrington civil litigation attorney Arlington Heights car accident lawyer condo association insurance attorney Barrington medical malpractice lawyers criminal defense ACA insurance claim dispute attorney Schaumburg estate planning lawyer Palatine personal injury lawyer Crystal Lake medical malpractice law firm Long Grove real estate lawyer Rolling Meadows personal injury lawyers head on collisions Crystal Lake criminal defense attorney fiduciary rule delay DMV Buffalo Grove employment lawyer jet ski Crystal Lake medical malpractice attorneys commercial leasing Schaumburg elder law lawyer Arlington Heights accident attorney Illinois wrongful termination lawyer pet bites trustee Buffalo Grove personal injury lawyer clemency GM ignition switches texting and driving controlled substance Palatine corporate attorney small business liens Rolling Meadows estate planning attorney Illinois insurance claim attorney Barrington injury attorney Crystal Lake injury attorney Illinois driving without license Rolling Meadows criminal lawyer Barrington estate planning lawyer traffic laws insurance agents digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Chicago traffic lawyer dram shop law personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys job lawyers Illinois employment attorneys Federal Food Drug and Cosmetic Act Schaumburg injury lawyer Des Plaines tax law firm Rolling Meadows criminal attorney Illinois DUI attorney Landlord Tenant Ordinance back injuries Inverness real estate lawyer real estate lawyer Crystal Lake accident attorney Schaumburg personal injury attorney traffic crimes