DGAA bLAWg

Surprise! Your Insurance Company is Not On Your Side

Web Admin - Tuesday, March 07, 2017

Rolling Meadow insurance dispute attorneysIf you are like most consumers, you have seen the feel-good insurance commercials. The insurance companies claim to have only your best interest at heart, and promise to be there when things go wrong. Of course you believe them. After all, you pay your premiums every month. What reason would they have to deny your claim? You might be surprised. 

The Ugly Truth About Insurance Companies

Insurance companies are for-profit businesses, and, like most for-profit companies, they are in the business of making money. They cannot reasonably make money if they are busy paying out claims. So they do everything they can to deny them. 

Some use intentionally confusing wording and obscure clauses that their customers could not reasonably interpret. Others offer rewards to their employees who have the lowest payout quotas. Some will even go so far as to use shady practices, such as locking claims in a safe to delay the process so significantly that the customer eventually gives up. 

Sound unfair? It is! Yet it is an everyday issue within the insurance industry. Thankfully, there are some things that consumers can do to mitigate the risks of having their claim denied. 

Never Handle a Claim Alone

First and foremost, consumers should avoid trying to file a personal injury claim on their own. Instead, they should seek the assistance of an experienced personal injury lawyer. Medical insurance claims are somewhat different since, typically, the doctor or office staff initially submit the claim to the insurance company. Those who need to file a claim against their homeowners insurance should seek guidance from someone other than their insurance company since some have been known to drop their customers for even inquiring about a possible claim. 

If Your Claim is Denied or Delayed

Should you experience a denial or delay of a claim, either because you already filed it without assistance, or because of the insurance company’s shady tactics, it is important that you seek experienced assistance before addressing the issue. 

At Drost, Gilbert, Andrew & Apicella, LLC , we have the knowledge, experience, and resources you need to navigate through an insurance claim denial. Dedicated to your best interest, we will fight to get you and your loved ones the fair settlement that you deserve. Learn more about how our Rolling Meadows insurance claim dispute lawyers can assist with your case. Call 847-934-6000 and schedule a consultation today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:

https://www.justice.org/sites/default/files/file-uploads/InsuranceTactics.pdf



Recent Posts


Tags

fault based insurance institutional trustee estate planning lawyer medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Buffalo Grove medical malpractice lawyers Rolling Meadows personal injury lawyers employment law Transfer on Death Instrument Crystal Lake accident attorney Rolling Meadows probate lawyer medical marijuana Buffalo Grove life insurance attorney Des Plaines real estate lawyer pedestrian accident Crystal Lake will lawyer Illinois lawyer bicycle dooring accidents minimum wage Whistleblower Claims Arlington Heights real estate lawyer Arlington Heights wills and trusts lawyer Illinois DUI attorney pedestrian accidents Illinois car accident attorney Family Medical Leave Act coronavirus drug crimes health insurance dispute life insurance claim denial, denial of life insurance claim insurance claim delay Palatine life insurance lawyer license revocation employee discrimination elder abuse Schaumburg personal injury attorney Joliet general practice lawyers Crystal Lake car accident attorney Illinois motorcycle accident lawyer pet law Chicago employment attorney Illinois real estate child safety Palatine employment lawyer Illinois real estate lawyer denial of life insurance living trust employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, modern family estate planning digital information product liability DUI attorney estate tax car accident lawyers Illinois traffic ticket lawyer dynasty trusts internet Des Plaines real estate attorney Chicago estate planning lawyer crossover accidents ObamaCare Schaumburg employment attorney advance healthcare directive TBI Des Plaines drug crimes lawyer probate fees life insurance lawyer Inverness elder law lawyer Chicago car accident lawyer Buffalo Grove personal injury lawyer commercial leasing Barrington litigation attorney preventing accidents Schaumburg civil litigation attorney IRA benefits financial advisors digital assets Policy Cancellation Fourth of July breach of contract employment law, Illinois employment laws pedestrian injuries, pedestrian fatality Rolling Meadows criminal lawyer Illinois insurance claim attorney Barrington Illinois estate planning lawyer meal breaks employment lawyer back injuries how to avoid common denials of life insurance claims Long Grove estate planning attorney Schaumburg insurance lawyers Arlington Heights medical malpractice lawyer Schaumburg criminal attorney Palatine employment attorney Palatine business attorney cell phone Palatine probate lawyer Schaumburg life insurance attorney Illinois wills and trusts rest breaks brain injury Mount Prospect elder law attorney Mt Prospect Attorney Super Mario Des Plaines tax law firm Barrington employment law attorney marijuana ACA Rolling Meadows Attorney Illinois driving without license civil rights violation insurance denials Illinois insurance claim dispute lawyers Deer Park DUI lawyer Barrington business law firm Illinois traffic accident lawyer forming a corporation in Illinois Illinois boating accident lawyer Arlington Heights insurance attorney Schaumburg estate attorney Deer Park personal injury lawyer Illinois employment laws severance agreements cell phone accidents defective products lawyer Illinois red light cameras insurance agent negligence corporate law gift taxes paid sick leave uninsured motorist Barrington employment law firm Palatine law firm owner responsibility Buffalo Grove personal injury attorney Illinois wrongful termination lawyer Palatine corporate attorney Landlord Tenant Ordinance liability Buffalo Grove criminal defense lawyer estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Rolling Meadows litigation lawyer Rolling Meadows business lawyer Illinois estate planning head on collisions appealing an insurance claim underage DUI federal crimes Illinois construction accident attorney Illinois attorney involuntary manslaughter Illinois workplace lawyer Employment Discrimination Law Buffalo Grove employment lawyer startup company Barrington criminal lawyer Illinois Sales Representative Act caregiver Palatine estate planning lawyer Barrington boating accident attorney dram shop law Colin H. Gilbert Arlington Heights wills and trusts attorneys Inverness estate planning lawyer Barrington real estate lawyer attorney fees healthcare claims insurance dispute attorney products liability Barrington personal injury lawyer beneficiary complications Crystal Lake civil litigation lawyer life insurance claims Illinois Workers’ Compensation Commission real estate leasing Palatine insurance lawyer Illinois estate planning law firm Rolling Meadows employment attorney healthcare Rolling Meadows corporate lawyer accidental death benefits Deer Park medical malpractice attorney BAC POA nursing home negligence car collision insurance claim denial problem employees irrevocable trust Barrington employment attorney Palatine trusts lawyer Illinois collections attorney Liquor Control Act real estate attorney installment contracts fiduciary rule Home Remodeling Repair Act deed transfer tax attorney living wills Illinois will lawyer Illinois employment law attorney surgical mistakes rumble strips insurance claim denials bike accident Rolling Meadows employment law attorney anesthesia errors car accidents field sobriety test automated cars digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers bad faith insurance claims Illinois tax attorney Kenilworth estate planning attorney wills and trusts digital media accounts, estate planning, Arlington Heights estate planning attorney, Illinois trucking safety rent to own real estate contracts IRS Home Sale Contingencies Crystal Lake pedestrian accident lawyer Chicago estate planning federal regulations for LLCs Crystal Lake employment lawyer changes to mortgage law Riverwoods estate planning lawyer Chicago employment lawyer trustee murder defense living trust benefits comparative negligence traffic violations defense investment property Illinois Probate Act of 1975 Illinois insurance dispute lawyers Des Plaines personal injury lawyers Inverness traffic law firm Crystal Lake employment law attorney Rolling Meadows Traffic Lawyer Class A misdemeanor Barrington medical malpractice lawyers Inverness insurance attorney underfunded trust Crystal Lake law firm traumatic brain injury insurance claim dispute attorney Illinois criminal defense attorney Illinois employee rights attorney. trust payments Long Grove estate planning attorneys Crystal Lake medical malpractice law firm pet bites Des Plaines Traffic Lawyer Des Plaines personal injury attorney motorcycle accident Des Plaines DUI attorney elder law GM ignition switches traumatic brain injuries slip and fall workers compensation benefits pizza emoji workers compensation car accident Crystal Lake criminal defense attorney privacy School Visitation Rights Act pay when paid contract personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys cause-of-death exclusions denied insurance claims Des Plaines claims law firm DNR Self-Directed IRA Accounts personal injury law firm Chicago insurance claim attorneys Schaumburg injury lawyer drug possession traffic laws power of attorney drugs Buffalo Grove real estate attorney Rolling Meadows criminal attorney personal injury claims criminal record reckless homicide consent to a search Inverness probate lawyer insurance claim traffic crimes Deer Park traffic accident attorney Palatine traffic lawyer Barrington criminal defense lawyer Illinois employment lawyer natural gas explosion boating under the influence insurance agents jet ski wrongful termination employee misclassification Arlington Heights injury attorney BAIID Crystal Lake traffic attorney medication errors Schaumburg Attorney wage theft hiring employees traffic accidents Schaumburg medical malpractice lawyer cell phone tower data license reinstatement Rolling Meadows insurance dispute lawyers Palatine punch death LLCs Inverness accident lawyer Barrington estate planning attorney sole proprietorship insufficient documentation unpaid overtime Buffalo Grove insurance claim dispute lawyers Illinois law Palatine elder law attorney DUI Schaumburg car accident attorney probate lawyer Chicago corporate attorney Chicago insurance law firm South Barrington real estate attorney Illinois personal injury lawyers Illinois mortgages license spinal cord injury Illinois civil litigation lawyer estate planning traffic tickets Illinois rollover accident lawyers college kids living trust vs will Illinois small business personal injury claim Illinois Human Rights Act mortgage Affordable Care Act Deer Park employment law attorney comp time Long Grove real estate lawyer breathalyzer test Retaliatory Discharge Buffalo Grove injury lawyer liens Des Plaines motorcycle accident attorney whistleblower protections Crystal Lake tax lawyer probate employment contract condo car crashes Illinois drunk driving statistics blood alcohol content Rolling Meadows employment law attorneys Des Plaines pet law attorney Illinois bicycle safety IRA trust transfer Inverness injury lawyer hands free device no contest clauses Illinois speeding lawyer filing a medical malpractice claim civil litigation most common reasons for life insurance claim denials Buffalo Grove probate lawyer drunk driving life insurance criminal defense trusts in terrorem provision Des Plaines Palatine injury attorney real estate agent Crystal Lake bike accident lawyer probate process Chicago trucking accident attorney overtime pay Des Plaines drug lawyer condo association Schaumburg real estate lawyer Arlington Heights tax lawyer loopholes Crystal Lake personal injury attorney Des Plaines injury law firm Schaumburg wrongful death attorney Arlington Heights accident attorney Crystal Lake pet attorney Crystal Lake personal injury lawyer senior citizens pain and suffering Buffalo Grove law firm Chicago will attorney, social media platforms, Illinois estate planning lawyer, FMLA Schaumburg criminal law attorney personal injury rollover accidents Illinois personal injury lawyer Arlington Heights personal injury attorney Illinois elder law attorney Illinois Transfer on Death Instrument home inspection lawyer Schaumburg corporate attorney Illinois traffic attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys pedestrian-automobile accident disability benefits jet ski accidents mass shooting Crystal Lake car accident lawyer Schaumburg estate planning lawyer medical research hit and run accident Illinois home inspection Barrington injury attorney ken apicella Rolling Meadows life insurance claim denial attorney denied insurance claim Illinois living will Rolling Meadows traffic attorney holiday statistics Long Grove wills and trusts attorneys Arlington Heights employment law attorneys Mount Prospect real estate lawyer Chicago will attorney subcontractor Exclusions car crash injuries insurance denial appeals golf accidents new real estate form estate plan Illinois pedestrian accident attorney DMV underinsured motorist Schaumburg traffic lawyer Barrington workers compensation attorney CAM suspended license insurance attorney Crystal Lake employment attorney Mount Prospect wills and trusts lawyers Illinois pet lawyer social media after death Thanksgiving Schaumburg employment law attorneys Barrington estate planning lawyer real estate closing Illinois corporate lawyer real estate contract Rolling Meadows traffic law firm Do Not Resuscitate trucking accidents IRELA Arlington Heights car accident lawyer defective products drug crimes lawyer life insurance policy Rolling Meadows tax attorney Illinois workers compensation lawyer murder insurance claim dispute Rolling Meadows boating crash lawyer Illinois employment law firm Inverness corporate attorney Arlington Heights personal injury lawyer vacation home Palatine construction attorney car crash Inverness real estate lawyer Jay Andrew privacy laws Food and Drug Administration's Food Safety Modernization Act Rolling Meadows personal injury lawyer Deer Park real estate law firm revenge porn personal injury accidents Rolling Meadows insurance dispute lawyers, insurance dispute Chicago attorney Illinois insurance attorney foreclosed rental property right to work expungement Barrington attorney wills Detainer Actions driving Arlington Heights pedestrian accidents taxes clemency Crystal Lake medical malpractice lawyer overtime violations Rolling Meadows insurance lawyer real estate attorneys distracted driving accident victims insurance claims Palatine drug lawyer Des Plaines collections attorney insurance negligence texting and driving digital evidence Inverness civil lawyer Chicago life insurance attorney Illinois medical malpractice case Arlington Heights estate planning attorney Arlington Heights car crash attorneys manufacturing Des Plaines insurance attorney PTSD independent contractor employee rights Des Plaines civil attorney Crystal Lake injury attorney liability claims foreclosure Deer Park criminal attorney small business homestead rights premises liability Long Grove estate planning Inverness personal injury attorney swimming pools Deer Park traffic lawyer spinal cord injuries Forcible Entry DGAA Crystal lake insurance dispute attorney commercial real estate sexual harassment construction accidents Des Plaines personal injury lawyer boating accidents pregnant women vacation home fines Illinois insurance lawyer Illinois estate planning attorney Illinois employment law Illinois jet ski accident lawyer Illinois trusts attorney Rolling Meadows marijuana attorney Chicago traffic lawyer Crystal Lake estate planning lawyer Rolling Meadows estate planning attorney Rolling Meadows DUI lawyer Crystal Lake traffic lawyer Crystal Lake business law attorneys insurance dispute Arlington Heights lawyer creditors sexual images Schaumburg construction accident lawyer Schaumburg personal injury lawyers income distribution deducation trench injuries wrongful death Illinois defective products attorney Palatine criminal defense lawyer insurance disputes Kenilworth estate planning attorneys wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Schaumburg Legal Info capital gains tax personal injury lawyer Buffalo Grove traffic attorney Arlington Heights wills and trusts attorney dog bites texting while driving icy parking lots deadly crashes denial of insurance claim compensatory time first degree murder Illinois business lawyer loss of consortium Palatine employment law lawyer insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Crystal Lake insurance lawyer Illinois workers compensation attorney Des Plaines criminal attorney Rolling Meadows Illinois employment law attorneys Illinois workplace discrimination attorney top life insurance claim denials Kenilworth estate planning lawyer Deer Park accident attorney Arlington Heights trucking lawyer Palatine traffic accidents Arlington Heights wills and trusts lawyers Palatine civil attorney Deer Park workers compensation lawyer Des Plaines accident attorney Arlington Heights traffic attorney Rolling Meadows medical malpractice lawyers Long Grove real estate attorney Arlington Heights employment attorney Arlington Heights Traffic Lawyer estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, FSLA Rolling Meadows drug defense attorney car accident lawyer Illinois probate lawyer Illinois LLC creation Illinois Wage Payment and Collection Act unpaid assessment low-ball insurance settlement boating DUI Illinois injury lawyer preventable medical errors Schaumburg probate attorney rollover car crashes Buffalo Grove traffic lawyers Deer Park motorcycle accident lawyer Barrington civil litigation attorney food poisoning trauma after an accident Chicago lawyer workers comp license suspension Rolling Meadows insurance attorney Des Plaines medical malpractice attorney operating agreements workplace sexual harassment Illinois medical malpractice lawyers Palatine corporate law attorneys fiduciary rule delay unfunded trust Palatine personal injury lawyer contracts power of attorney for healthcare landlord controlled substance Palatine workers compensation lawyer Barrington Traffic Lawyer Inverness real estate attorney eluding a police officer motorcycle accident lawyer probate claims unauthorized overtime Schaumburg drug defense lawyer bicycle accidents Illinois medical malpractice attorney criminal law auto accidents Schaumburg elder law lawyer Fair Labor Standards Act Illinois insurance claims lawyers traffic violations Illinois personal injury attorney medical malpractice business litigation estate planning attorney material misrepresentation construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation civil litigation attorney Federal Food Drug and Cosmetic Act real estate lawyer personal injury attorney murder charges llinois Real Estate Lawyers Association Illinois insurance disputes construction contracts Colin Gilbert Inverness DUI lawyer drug crime Rolling Meadows real estate attorney commercial leases Arlington Heights TBI attorney Illinois business law atorneys distracted driving accidents Schaumburg estate planning attorney speeding Rolling Meadows car accident lawyers Illinois insurance claim dispute lawyer employment attorney Chicago biking tips Crystal Lake medical malpractice attorneys landlord tenant law Palatine civil litigation lawyer Illinois job attorney special needs trust Illinois Trust Code South Barrington real estate lawyer Illinois personal injury traffic offenses Schaumburg personal injury lawyer Rolling Meadows accident lawyer Barrington life insurance lawyer criminal DUI penalities blended families Illinois wills and trusts attorneys Illinois Smoke Detector Act caretaker rights Illinois medical malpractice claim DUI defense medical malpractice claims estate attorney traffic deaths Barrington personal injury attorney employees Buffalo Grove car accident lawyer fatal car accidents BUI natural gas probate claims process job lawyers insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Barrington drug crime attorney Illinois employment attorneys Illinois traffic laws Palatine real estate lawyer slip and fall accidents residential real estate real estate zoning work unions Illinois traffic attorneys marijuana crimes attorney Arlington Heights Attorney insurance adjusters dealing with problem employees lapse in policy Illinois registered agent truck collisions medical malpractice compensation Buffalo Grove corporate attorney Rolling Meadows personal injury attorney Arlington Heights criminal lawyer estate planning trusts estate planning for college students Attorney Ken Apicella Palatine Attorney trucking accident lawyers guardianship attorney employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys

Archive