DGAA bLAWg

Surprise! Your Insurance Company is Not On Your Side

Web Admin - Tuesday, March 07, 2017

Rolling Meadow insurance dispute attorneysIf you are like most consumers, you have seen the feel-good insurance commercials. The insurance companies claim to have only your best interest at heart, and promise to be there when things go wrong. Of course you believe them. After all, you pay your premiums every month. What reason would they have to deny your claim? You might be surprised. 

The Ugly Truth About Insurance Companies

Insurance companies are for-profit businesses, and, like most for-profit companies, they are in the business of making money. They cannot reasonably make money if they are busy paying out claims. So they do everything they can to deny them. 

Some use intentionally confusing wording and obscure clauses that their customers could not reasonably interpret. Others offer rewards to their employees who have the lowest payout quotas. Some will even go so far as to use shady practices, such as locking claims in a safe to delay the process so significantly that the customer eventually gives up. 

Sound unfair? It is! Yet it is an everyday issue within the insurance industry. Thankfully, there are some things that consumers can do to mitigate the risks of having their claim denied. 

Never Handle a Claim Alone

First and foremost, consumers should avoid trying to file a personal injury claim on their own. Instead, they should seek the assistance of an experienced personal injury lawyer. Medical insurance claims are somewhat different since, typically, the doctor or office staff initially submit the claim to the insurance company. Those who need to file a claim against their homeowners insurance should seek guidance from someone other than their insurance company since some have been known to drop their customers for even inquiring about a possible claim. 

If Your Claim is Denied or Delayed

Should you experience a denial or delay of a claim, either because you already filed it without assistance, or because of the insurance company’s shady tactics, it is important that you seek experienced assistance before addressing the issue. 

At Drost, Gilbert, Andrew & Apicella, LLC , we have the knowledge, experience, and resources you need to navigate through an insurance claim denial. Dedicated to your best interest, we will fight to get you and your loved ones the fair settlement that you deserve. Learn more about how our Rolling Meadows insurance claim dispute lawyers can assist with your case. Call 847-934-6000 and schedule a consultation today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:

https://www.justice.org/sites/default/files/file-uploads/InsuranceTactics.pdf



Recent Posts


Tags

Kenilworth estate planning attorney blended families Illinois LLC creation Rolling Meadows accident lawyer irrevocable trust natural gas car collision breathalyzer test Illinois small business Crystal Lake personal injury attorney Illinois speeding lawyer eluding a police officer ObamaCare Schaumburg corporate attorney Palatine construction attorney Barrington employment law firm estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, coronavirus cell phone accidental death benefits vacation home Chicago corporate attorney Barrington drug crime attorney South Barrington real estate lawyer trusts foreclosed rental property real estate attorneys Illinois collections attorney estate planning for college students foreclosure Deer Park employment law attorney Inverness personal injury attorney Buffalo Grove real estate attorney Illinois employment law attorneys boating under the influence drunk driving statistics Des Plaines pet law attorney Des Plaines drug crimes lawyer Illinois bicycle safety back injuries estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Illinois probate lawyer Illinois Wage Payment and Collection Act spinal cord injuries Illinois attorney Barrington personal injury lawyer Illinois insurance claim dispute lawyers privacy laws POA murder defense condo Rolling Meadows traffic law firm life insurance Arlington Heights wills and trusts attorneys internet Des Plaines collections attorney Illinois personal injury attorney Crystal Lake bike accident lawyer GM ignition switches meal breaks hands free device wills filing a medical malpractice claim whistleblower protections rollover accidents pet bites Illinois wills and trusts capital gains tax uninsured motorist Crystal Lake employment law attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Illinois Human Rights Act digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers insurance agents Schaumburg Attorney Palatine employment law lawyer surgical mistakes Mount Prospect real estate lawyer Buffalo Grove law firm insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys personal injury law firm premises liability Palatine punch death product liability homestead rights problem employees Illinois traffic ticket lawyer personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Palatine employment lawyer traffic tickets estate plan employment law, Illinois employment laws Illinois defective products attorney civil rights violation insurance claim Schaumburg estate attorney fiduciary rule delay jet ski accidents Illinois business law atorneys digital media accounts, estate planning, Arlington Heights estate planning attorney, Illinois insurance attorney Illinois pedestrian accident attorney taxes Illinois civil litigation lawyer college kids wills and trusts Des Plaines senior citizens Buffalo Grove medical malpractice lawyers Chicago estate planning field sobriety test Arlington Heights wills and trusts attorney probate claims insurance disputes estate attorney Illinois Sales Representative Act comparative negligence bicycle accidents Deer Park DUI lawyer corporate law medical malpractice blood alcohol content car accident lawyer Des Plaines claims law firm Affordable Care Act Arlington Heights injury attorney traffic violations defense criminal social media after death distracted driving accidents traffic deaths personal injury claim sexual images Illinois job attorney Rolling Meadows boating crash lawyer Schaumburg employment law attorneys Illinois insurance claim dispute lawyer Illinois Smoke Detector Act Illinois employment laws subcontractor probate life insurance lawyer DGAA fault based insurance living trust Rolling Meadows real estate attorney Schaumburg wrongful death attorney insurance denial appeals Schaumburg elder law lawyer Des Plaines insurance attorney Deer Park traffic accident attorney Rolling Meadows medical malpractice lawyers DNR Barrington civil litigation attorney civil litigation Chicago employment lawyer installment contracts defective products lawyer employment law Chicago estate planning lawyer Arlington Heights accident attorney Rolling Meadows Traffic Lawyer Illinois insurance lawyer employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Illinois motorcycle accident lawyer caregiver texting while driving Palatine civil attorney advance healthcare directive Arlington Heights car crash attorneys pedestrian accident head on collisions work unions Schaumburg estate planning lawyer Home Remodeling Repair Act dram shop law trucking accident lawyers Illinois estate planning Rolling Meadows estate planning attorney Colin Gilbert construction contracts Attorney Ken Apicella Crystal Lake employment lawyer Illinois workplace discrimination attorney DUI penalities insurance adjusters anesthesia errors Illinois Workers’ Compensation Commission hiring employees Illinois Trust Code Illinois DUI attorney Schaumburg criminal attorney Mount Prospect wills and trusts lawyers license reinstatement Landlord Tenant Ordinance medical marijuana underfunded trust crossover accidents swimming pools license revocation holiday statistics Illinois employment attorneys Arlington Heights real estate lawyer rollover car crashes Illinois lawyer overtime pay power of attorney for healthcare Palatine elder law attorney loss of consortium Deer Park real estate law firm Illinois jet ski accident lawyer Palatine criminal defense lawyer Deer Park motorcycle accident lawyer Schaumburg construction accident lawyer Illinois workers compensation attorney rent to own real estate contracts Rolling Meadows criminal attorney slip and fall accidents suspended license llinois Real Estate Lawyers Association Rolling Meadows business lawyer Illinois employment lawyer employment lawyer trucking accidents automated cars workplace sexual harassment manufacturing Illinois traffic accident lawyer Arlington Heights personal injury lawyer Schaumburg drug defense lawyer Arlington Heights traffic attorney Barrington estate planning attorney Deer Park personal injury lawyer Des Plaines DUI attorney Barrington real estate lawyer Rolling Meadows insurance lawyer Arlington Heights wills and trusts lawyer guardianship attorney Buffalo Grove traffic attorney Palatine Attorney commercial leases Des Plaines real estate attorney involuntary manslaughter Illinois employment law firm trust payments Inverness real estate attorney Barrington injury attorney Arlington Heights trucking lawyer Arlington Heights pedestrian accidents Crystal Lake traffic attorney FSLA texting and driving traffic offenses boating DUI Fourth of July breach of contract natural gas explosion Deer Park medical malpractice attorney expungement speeding employees Barrington personal injury attorney employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Crystal Lake pet attorney boating accidents Chicago traffic lawyer gift taxes wage theft Crystal Lake traffic lawyer Inverness elder law lawyer home inspection lawyer elder abuse denial of life insurance criminal law controlled substance insurance claim denials Illinois personal injury sole proprietorship motorcycle accident lawyer estate planning lawyer license digital information preventing accidents Arlington Heights Traffic Lawyer traffic laws Crystal Lake medical malpractice lawyer Self-Directed IRA Accounts Des Plaines real estate lawyer Rolling Meadows marijuana attorney drunk driving Inverness real estate lawyer real estate leasing unpaid overtime Do Not Resuscitate Illinois insurance claim attorney Des Plaines injury law firm Palatine injury attorney Des Plaines criminal attorney real estate Rolling Meadows insurance dispute lawyers, insurance dispute Deer Park accident attorney Palatine traffic accidents Crystal Lake estate planning lawyer Inverness accident lawyer Schaumburg injury lawyer Crystal lake insurance dispute attorney Rolling Meadows personal injury attorney fatal car accidents drug crimes Rolling Meadows deed transfer unauthorized overtime independent contractor liens insurance claim denial Illinois will lawyer Illinois employee rights attorney. Des Plaines personal injury attorney Illinois Probate Act of 1975 Rolling Meadows employment law attorneys Des Plaines civil attorney Illinois trucking safety IRA benefits insurance dispute new real estate form Schaumburg real estate lawyer Employment Discrimination Law healthcare claims Illinois workers compensation lawyer spinal cord injury insurance denials traumatic brain injury liability claims Illinois employment law dynasty trusts landlord Illinois insurance claims lawyers Des Plaines drug lawyer probate fees Buffalo Grove traffic lawyers living trust vs will dog bites Illinois personal injury lawyers mass shooting Palatine personal injury lawyer medical research Illinois injury lawyer Food and Drug Administration's Food Safety Modernization Act Crystal Lake law firm slip and fall Joliet general practice lawyers IRS Rolling Meadows criminal lawyer Home Sale Contingencies pay when paid contract job lawyers DMV Deer Park workers compensation lawyer BAC modern family estate planning marijuana crimes attorney Schaumburg civil litigation attorney employee discrimination consent to a search Barrington employment law attorney murder charges insurance dispute attorney Super Mario BAIID severance agreements Buffalo Grove criminal defense lawyer compensatory time Fair Labor Standards Act Rolling Meadows drug defense attorney defective products disability benefits federal crimes life insurance claims Illinois real estate Rolling Meadows DUI lawyer Illinois real estate lawyer Crystal Lake criminal defense attorney Illinois business lawyer Long Grove estate planning changes to mortgage law car accident lawyers estate tax pizza emoji Palatine workers compensation lawyer Palatine traffic lawyer marijuana Illinois employment law attorney Barrington workers compensation attorney Long Grove real estate attorney Chicago attorney Rolling Meadows employment law attorney Rolling Meadows tax attorney Buffalo Grove probate lawyer clemency Rolling Meadows probate lawyer Palatine estate planning lawyer car accidents small business Inverness estate planning lawyer motorcycle accident Crystal Lake car accident attorney Schaumburg personal injury attorney Des Plaines Traffic Lawyer distracted driving accident victims Buffalo Grove injury lawyer loopholes Crystal Lake medical malpractice law firm personal injury lawyer insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Palatine business attorney minimum wage Arlington Heights employment law attorneys Arlington Heights TBI attorney Long Grove estate planning attorneys Rolling Meadows traffic attorney Mount Prospect elder law attorney low-ball insurance settlement Illinois medical malpractice case rumble strips Chicago will attorney Arlington Heights Attorney Buffalo Grove corporate attorney Illinois tax attorney no contest clauses Thanksgiving Illinois registered agent Palatine employment attorney Palatine civil litigation lawyer rest breaks creditors Colin H. Gilbert Barrington litigation attorney Illinois construction accident attorney traffic violations Schaumburg traffic lawyer Inverness traffic law firm food poisoning Rolling Meadows insurance attorney Illinois pet lawyer Arlington Heights tax lawyer real estate closing murder Policy Cancellation mortgage overtime violations IRA trust transfer Illinois workplace lawyer criminal record insurance claim delay Des Plaines personal injury lawyer Forcible Entry Arlington Heights lawyer golf accidents Long Grove estate planning attorney Illinois medical malpractice attorney denied insurance claims tax attorney bad faith insurance claims dealing with problem employees South Barrington real estate attorney Crystal Lake civil litigation lawyer car crash injuries forming a corporation in Illinois investment property drugs special needs trust employee misclassification condo association personal injury healthcare construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Rolling Meadows corporate lawyer pedestrian-automobile accident digital evidence Schaumburg probate attorney Illinois driving without license sexual harassment Palatine real estate lawyer Class A misdemeanor Rolling Meadows personal injury lawyers financial advisors icy parking lots Barrington business law firm appealing an insurance claim real estate attorney Buffalo Grove employment lawyer license suspension Illinois corporate lawyer Deer Park traffic lawyer CAM unfunded trust Des Plaines accident attorney personal injury attorney Illinois traffic laws bike accident wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace agent underage DUI pedestrian accidents Rolling Meadows litigation lawyer Long Grove wills and trusts attorneys Palatine corporate attorney auto accidents bicycle dooring accidents Barrington employment attorney Des Plaines medical malpractice attorney Chicago trucking accident attorney Crystal Lake accident attorney Arlington Heights estate planning attorney traumatic brain injuries comp time Buffalo Grove insurance claim dispute lawyers Buffalo Grove personal injury attorney Illinois Transfer on Death Instrument Rolling Meadows car accident lawyers jet ski products liability estate planning attorney Illinois trusts attorney Schaumburg medical malpractice lawyer employment contract Schaumburg employment attorney Crystal Lake injury attorney Inverness civil lawyer liability Illinois insurance disputes car crash Illinois elder law attorney Illinois wills and trusts attorneys Barrington Illinois estate planning lawyer Illinois car accident attorney first degree murder Barrington criminal defense lawyer health insurance dispute Arlington Heights employment attorney wrongful death Illinois Schaumburg personal injury lawyer BUI DUI defense Palatine corporate law attorneys Arlington Heights criminal lawyer Crystal Lake employment attorney Illinois home inspection Illinois criminal defense attorney Rolling Meadows Attorney Palatine drug lawyer drug crime FMLA Palatine probate lawyer Retaliatory Discharge Des Plaines personal injury lawyers Federal Food Drug and Cosmetic Act IRELA operating agreements Illinois red light cameras fiduciary rule Arlington Heights personal injury attorney DUI attorney commercial real estate Barrington attorney ken apicella Inverness injury lawyer Illinois living will insurance claims cell phone tower data Illinois medical malpractice claim drug possession workers compensation benefits Schaumburg personal injury lawyers pain and suffering paid sick leave institutional trustee pedestrian injuries, pedestrian fatality Long Grove real estate lawyer nursing home negligence insurance claim dispute attorney Rolling Meadows insurance dispute lawyers power of attorney Rolling Meadows personal injury lawyer PTSD real estate contract estate planning trusts living wills Palatine trusts lawyer in terrorem provision Illinois traffic attorney medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers traffic accidents income distribution deducation vacation home fines child safety Rolling Meadows employment attorney Inverness corporate attorney Illinois estate planning attorney Chicago employment attorney car accident Riverwoods estate planning lawyer real estate lawyer Chicago lawyer Schaumburg insurance lawyers Illinois insurance dispute lawyers car crashes medical malpractice compensation Crystal Lake tax lawyer traffic crimes reckless homicide Illinois boating accident lawyer probate process DUI probate claims process pet law wrongful termination digital assets criminal defense Schaumburg criminal law attorney owner responsibility business litigation living trust benefits revenge porn TBI personal injury accidents Buffalo Grove personal injury lawyer Barrington criminal lawyer unpaid assessment right to work Illinois estate planning law firm workers compensation caretaker rights brain injury Chicago insurance claim attorneys real estate zoning Chicago will attorney, social media platforms, Illinois estate planning lawyer, medical malpractice claims employee rights Chicago biking tips insurance attorney Barrington boating accident attorney ACA Palatine insurance lawyer Exclusions elder law Inverness DUI lawyer Legal Info startup company probate lawyer Crystal Lake insurance lawyer preventable medical errors Crystal Lake business law attorneys Crystal Lake car accident lawyer Illinois wrongful termination lawyer hit and run accident Inverness probate lawyer residential real estate Kenilworth estate planning attorneys pregnant women Liquor Control Act Buffalo Grove car accident lawyer contracts Crystal Lake medical malpractice attorneys Illinois medical malpractice lawyers underinsured motorist Crystal Lake personal injury lawyer Barrington medical malpractice lawyers insurance negligence Detainer Actions Illinois rollover accident lawyers truck collisions privacy Arlington Heights wills and trusts lawyers Barrington Traffic Lawyer landlord tenant law estate planning trustee Crystal Lake will lawyer LLCs denied insurance claim Illinois mortgages Illinois law attorney fees life insurance policy workers comp Whistleblower Claims cell phone accidents Palatine law firm Mt Prospect Attorney Schaumburg Arlington Heights car accident lawyer Arlington Heights insurance attorney Kenilworth estate planning lawyer personal injury claims Illinois traffic attorneys School Visitation Rights Act insurance agent negligence Family Medical Leave Act Transfer on Death Instrument medication errors Inverness insurance attorney drug crimes lawyer trench injuries Chicago insurance law firm Des Plaines motorcycle accident attorney federal regulations for LLCs Deer Park criminal attorney Crystal Lake pedestrian accident lawyer Chicago car accident lawyer employment attorney deadly crashes commercial leasing Illinois personal injury lawyer Des Plaines tax law firm Arlington Heights medical malpractice lawyer Schaumburg car accident attorney Jay Andrew civil litigation attorney Barrington estate planning lawyer Schaumburg estate planning attorney construction accidents trauma after an accident driving insurance claim dispute

Archive