DGAA bLAWg

Fighting Denied Health Insurance Claims

Web Admin - Friday, January 06, 2017

Rolling Meadows insurance dispute lawyersAccording to data from the health insurance industry, approximately one in 14 of all health insurance claims are denied by the insurance companies. Worse yet, only about half of all patients who appeal their claims end up winning. Much of the time, this subsequent denial is due to a lack of experience or understanding of the health insurance appeals process. If you or someone you love is facing a denied health insurance claim, the following information can help. 

Understanding the Most Commonly Denied Claims

Before going up against a denied claim, it is important to understand why it was not covered by your insurance company. This can help you plan a strategy, and may even provide you with the knowledge you need to fight back. For example, you might receive a denial for an unauthorized service or procedure if your doctor failed to receive preauthorization. Alternatively, the denial could be due to an error in coding (the method doctors use to bill for procedures), or because a critical piece of data was entered incorrectly. This happens in about 10 percent of all claims. Other reasons that a claim might be denied could be related to a billing for the same procedure on the same day, or because you have allegedly exceeded the maximum number of times a procedure is allowed. Denials because a plan does not cover a procedure are also common. 

Why Patients Should Not Try to Fight Denied Claims Alone

Although patients can and sometimes do fight back against denied claims on their own, it is highly discouraged. This is not just because you could be denied, yet again, possibly leaving you responsible for a bill you cannot and should not pay, but also because the process is difficult and complex. It is an added stressor in your life - one that you may not need. This can be especially true for those who suffer from severe and/or chronic injuries, illness, or disabilities since they are more prone to insurance claim denials and far more likely to struggle with the appeals process due to a lack of time and/or energy.

Our Rolling Meadows Insurance Dispute Lawyers Can Help

Fighting a claim does not have to be an impossible feat. Instead, let Drost, Gilbert, Andrew & Apicella, LLC help you with the process. We handle all the legal details, protect your interests, and fight for a favorable outcome. Learn more about how we can assist you. Call 847-934-6000 and schedule your consultation with our Rolling Meadows insurance dispute lawyers today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:http://www.nytimes.com/2010/02/06/health/06patient.html


Recent Posts


Tags

employee discrimination car crash traumatic brain injuries Policy Cancellation personal injury attorney meal breaks traffic violations defense estate planning for college students Home Remodeling Repair Act Buffalo Grove real estate attorney ObamaCare Illinois boating accident lawyer Buffalo Grove life insurance attorney denial of life insurance Buffalo Grove criminal defense lawyer Crystal Lake car accident lawyer insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys wills and trusts probate fees car accident lawyer Schaumburg criminal law attorney Schaumburg wrongful death attorney Rolling Meadows litigation lawyer Rolling Meadows criminal attorney Rolling Meadows personal injury lawyer Illinois estate planning law firm lapse in policy Barrington workers compensation attorney pregnant women Palatine Attorney Arlington Heights Traffic Lawyer Rolling Meadows boating crash lawyer Chicago lawyer real estate leasing car crashes ACA Illinois trucking safety traffic tickets Barrington business law firm civil rights violation personal injury accidents Illinois personal injury lawyer digital assets problem employees Illinois construction accident attorney condo association cell phone tower data IRELA insufficient documentation products liability LLCs Schaumburg estate attorney auto accidents commercial leases construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Barrington litigation attorney workers comp GM ignition switches traffic laws rollover car crashes Palatine civil attorney digital information Illinois home inspection Crystal Lake law firm mass shooting BUI Illinois trusts attorney probate process Schaumburg personal injury attorney Arlington Heights real estate lawyer guardianship attorney taxes digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Illinois estate planning Rolling Meadows employment law attorney traumatic brain injury Illinois insurance attorney Rolling Meadows drug defense attorney Illinois defective products attorney Arlington Heights traffic attorney employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, FSLA Rolling Meadows Deer Park personal injury lawyer Illinois speeding lawyer Buffalo Grove traffic attorney modern family estate planning Crystal Lake bike accident lawyer loopholes Palatine probate lawyer probate Barrington life insurance lawyer job lawyers Deer Park criminal attorney owner responsibility personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys employment contract workers compensation rollover accidents Chicago estate planning lawyer real estate zoning Deer Park real estate law firm liens Barrington boating accident attorney Crystal Lake business law attorneys Arlington Heights wills and trusts attorney Barrington employment law attorney drug crimes lawyer medical malpractice claims Rolling Meadows insurance lawyer Inverness elder law lawyer unpaid assessment Arlington Heights medical malpractice lawyer paid sick leave preventing accidents first degree murder Des Plaines drug crimes lawyer civil litigation Inverness real estate attorney estate planning trusts no contest clauses Federal Food Drug and Cosmetic Act material misrepresentation Inverness civil lawyer texting and driving Illinois employment law firm Crystal Lake civil litigation lawyer Forcible Entry Buffalo Grove law firm Rolling Meadows insurance dispute lawyers Landlord Tenant Ordinance Illinois registered agent Rolling Meadows criminal lawyer Schaumburg car accident attorney bike accident subcontractor Illinois Trust Code underage DUI Liquor Control Act minimum wage Legal Info Schaumburg employment law attorneys Arlington Heights personal injury lawyer breathalyzer test living trust vs will Illinois bicycle safety murder trauma after an accident distracted driving accidents sexual harassment personal injury claim institutional trustee Deer Park traffic lawyer estate planning Buffalo Grove car accident lawyer consent to a search caregiver real estate involuntary manslaughter Transfer on Death Instrument employee misclassification Crystal Lake pet attorney operating agreements Illinois collections attorney Schaumburg drug defense lawyer Inverness corporate attorney Arlington Heights estate planning attorney drunk driving Illinois civil litigation lawyer Illinois mortgages head on collisions marijuana crimes attorney life insurance claim denial, denial of life insurance claim right to work Illinois Transfer on Death Instrument Chicago car accident lawyer Crystal Lake injury attorney medical marijuana pedestrian accident fault based insurance natural gas Illinois tax attorney Illinois Probate Act of 1975 Inverness probate lawyer special needs trust Rolling Meadows insurance dispute lawyers, insurance dispute BAC hit and run accident crossover accidents hiring employees Illinois estate planning attorney automated cars attorney fees Illinois wills and trusts estate planning lawyer Chicago biking tips Illinois traffic attorney Illinois driving without license construction contracts Illinois traffic attorneys Buffalo Grove employment lawyer disability benefits Schaumburg construction accident lawyer Illinois workers compensation lawyer pedestrian injuries, pedestrian fatality Palatine elder law attorney pet bites probate claims process Illinois Sales Representative Act Des Plaines Traffic Lawyer real estate attorneys IRS Schaumburg insurance lawyers license revocation employment law, Illinois employment laws Palatine employment lawyer Illinois job attorney car accidents Illinois probate lawyer Rolling Meadows medical malpractice lawyers Illinois lawyer Chicago trucking accident attorney new real estate form Chicago will attorney real estate closing insurance dispute Illinois jet ski accident lawyer insurance claim delay Illinois red light cameras personal injury claims Crystal Lake tax lawyer probate claims Des Plaines drug lawyer wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Des Plaines real estate lawyer Illinois employment law Arlington Heights employment attorney Chicago employment attorney Barrington employment attorney Rolling Meadows accident lawyer slip and fall accidental death benefits insurance agents Arlington Heights TBI attorney Buffalo Grove injury lawyer employment attorney rumble strips Illinois wills and trusts attorneys insurance dispute attorney Illinois corporate lawyer life insurance Barrington Traffic Lawyer insurance denials medical malpractice Long Grove real estate lawyer Des Plaines criminal attorney truck collisions agent Des Plaines injury law firm Schaumburg criminal attorney Deer Park workers compensation lawyer Schaumburg civil litigation attorney beneficiary complications dram shop law Attorney Ken Apicella traffic crimes Schaumburg probate attorney Schaumburg estate planning lawyer elder law underfunded trust Palatine insurance lawyer Chicago attorney drug crime DUI defense health insurance dispute Des Plaines DUI attorney homestead rights traffic offenses motorcycle accident license Illinois elder law attorney TBI Arlington Heights pedestrian accidents Crystal lake insurance dispute attorney Illinois medical malpractice case caretaker rights Kenilworth estate planning lawyer Rolling Meadows DUI lawyer llinois Real Estate Lawyers Association Palatine real estate lawyer Palatine civil litigation lawyer cause-of-death exclusions Barrington estate planning attorney Illinois insurance disputes Illinois insurance claims lawyers Illinois employee rights attorney. pay when paid contract fiduciary rule Chicago insurance law firm vacation home Long Grove wills and trusts attorneys Barrington personal injury attorney overtime violations Illinois motorcycle accident lawyer Arlington Heights wills and trusts lawyer Illinois DUI attorney living wills Inverness injury lawyer Family Medical Leave Act Rolling Meadows real estate attorney condo Illinois injury lawyer field sobriety test deadly crashes anesthesia errors personal injury lawyer medical malpractice compensation wrongful termination estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers healthcare Illinois medical malpractice claim Thanksgiving unpaid overtime uninsured motorist Schaumburg Illinois workers compensation attorney workplace sexual harassment Crystal Lake pedestrian accident lawyer landlord tenant law trucking accident lawyers Illinois employment lawyer Illinois pedestrian accident attorney criminal Illinois attorney blended families corporate law Illinois insurance claim dispute lawyer Arlington Heights wills and trusts lawyers Illinois LLC creation construction accidents Joliet general practice lawyers Buffalo Grove probate lawyer Schaumburg life insurance attorney vacation home fines Crystal Lake medical malpractice lawyer Arlington Heights insurance attorney Illinois law FMLA Palatine construction attorney business litigation personal injury bicycle dooring accidents Barrington criminal defense lawyer surgical mistakes Illinois small business clemency Crystal Lake traffic lawyer Inverness traffic law firm product liability advance healthcare directive Palatine business attorney drugs overtime pay Illinois insurance dispute lawyers Crystal Lake medical malpractice law firm filing a medical malpractice claim wrongful death Mount Prospect real estate lawyer gift taxes Chicago estate planning estate attorney digital evidence DGAA Inverness real estate lawyer Rolling Meadows employment law attorneys denied insurance claim Crystal Lake personal injury attorney personal injury law firm life insurance policy Crystal Lake criminal defense attorney defective products lawyer DNR Des Plaines pet law attorney most common reasons for life insurance claim denials in terrorem provision foreclosed rental property Des Plaines medical malpractice attorney loss of consortium rent to own real estate contracts life insurance claims forming a corporation in Illinois Chicago insurance claim attorneys Illinois insurance claim attorney Illinois real estate lawyer food poisoning startup company Kenilworth estate planning attorney Rolling Meadows Attorney Palatine life insurance lawyer work unions dealing with problem employees Fourth of July Illinois living will cell phone distracted driving accident victims Illinois employment laws School Visitation Rights Act medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers insurance adjusters Illinois traffic accident lawyer Illinois insurance claim dispute lawyers Arlington Heights trucking lawyer Crystal Lake employment law attorney Palatine estate planning lawyer unauthorized overtime Long Grove real estate attorney tax attorney Des Plaines Palatine punch death Palatine traffic lawyer denied insurance claims wage theft Illinois criminal defense attorney denial of insurance claim Chicago life insurance attorney Illinois personal injury lawyers capital gains tax pedestrian-automobile accident elder abuse power of attorney Palatine employment law lawyer probate lawyer IRA benefits sole proprietorship civil litigation attorney Arlington Heights tax lawyer Palatine trusts lawyer DUI child safety medical research medication errors reckless homicide Long Grove estate planning attorney Schaumburg traffic lawyer Chicago traffic lawyer coronavirus drunk driving statistics internet controlled substance Arlington Heights employment law attorneys Palatine corporate law attorneys Rolling Meadows employment attorney insurance agent negligence changes to mortgage law traffic deaths Palatine traffic accidents Crystal Lake accident attorney Buffalo Grove corporate attorney power of attorney for healthcare Inverness personal injury attorney Employment Discrimination Law Buffalo Grove insurance claim dispute lawyers pain and suffering Arlington Heights injury attorney Deer Park traffic accident attorney car accident lawyers spinal cord injury how to avoid common denials of life insurance claims Rolling Meadows corporate lawyer Illinois workplace discrimination attorney Arlington Heights criminal lawyer college kids low-ball insurance settlement car crash injuries South Barrington real estate attorney insurance claim denial unfunded trust Crystal Lake employment lawyer Rolling Meadows life insurance claim denial attorney Illinois medical malpractice attorney Buffalo Grove medical malpractice lawyers car collision Detainer Actions ken apicella Rolling Meadows car accident lawyers criminal law Illinois traffic ticket lawyer living trust benefits insurance claim denials Schaumburg employment attorney Des Plaines insurance attorney Deer Park DUI lawyer irrevocable trust Schaumburg elder law lawyer estate planning attorney Exclusions Retaliatory Discharge speeding Barrington employment law firm Schaumburg real estate lawyer comparative negligence real estate lawyer car accident insurance claim dispute Palatine corporate attorney Rolling Meadows traffic law firm expungement life insurance lawyer Illinois personal injury attorney compensatory time financial advisors criminal defense eluding a police officer Home Sale Contingencies Super Mario Schaumburg Attorney insurance claims jet ski Illinois Wage Payment and Collection Act golf accidents Des Plaines tax law firm defective products Rolling Meadows tax attorney BAIID employees DUI penalities Crystal Lake traffic attorney bad faith insurance claims Illinois insurance lawyer Illinois business law atorneys Buffalo Grove personal injury attorney Crystal Lake will lawyer insurance claim dispute attorney pet law Palatine criminal defense lawyer Palatine injury attorney license reinstatement dynasty trusts Des Plaines claims law firm Fair Labor Standards Act insurance negligence Long Grove estate planning attorneys living trust Des Plaines civil attorney cell phone accidents Illinois real estate Schaumburg injury lawyer small business Inverness DUI lawyer Illinois business lawyer Illinois wrongful termination lawyer traffic accidents fatal car accidents Class A misdemeanor Mt Prospect Attorney home inspection lawyer Illinois workplace lawyer trench injuries Rolling Meadows insurance attorney Illinois car accident attorney dog bites insurance claim Des Plaines accident attorney Schaumburg estate planning attorney Chicago corporate attorney criminal record Illinois medical malpractice lawyers Arlington Heights car crash attorneys Palatine workers compensation lawyer federal crimes Riverwoods estate planning lawyer healthcare claims CAM murder charges gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys contracts employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Des Plaines personal injury lawyers Des Plaines personal injury lawyer workers compensation benefits blood alcohol content Chicago employment lawyer driving Illinois Human Rights Act motorcycle accident lawyer sexual images revenge porn swimming pools pizza emoji employment law Deer Park medical malpractice attorney Barrington medical malpractice lawyers Des Plaines personal injury attorney Kenilworth estate planning attorneys trucking accidents Arlington Heights lawyer Illinois will lawyer Illinois trustee fiduciary rule delay commercial leasing Inverness accident lawyer Illinois employment law attorneys marijuana privacy POA Barrington personal injury lawyer icy parking lots Illinois employment attorneys Barrington Illinois estate planning lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, Crystal Lake medical malpractice attorneys commercial real estate pedestrian accidents Barrington injury attorney landlord deed transfer residential real estate Schaumburg medical malpractice lawyer foreclosure Rolling Meadows business lawyer slip and fall accidents Colin Gilbert drug crimes Buffalo Grove personal injury lawyer Des Plaines real estate attorney Jay Andrew Illinois traffic laws manufacturing creditors Inverness estate planning lawyer Arlington Heights accident attorney trust payments estate tax holiday statistics breach of contract suspended license whistleblower protections Illinois Workers’ Compensation Commission mortgage drug possession Arlington Heights wills and trusts attorneys Palatine personal injury lawyer insurance denial appeals premises liability traffic violations Rolling Meadows estate planning attorney Illinois Smoke Detector Act license suspension Colin H. Gilbert Chicago will attorney, social media platforms, Illinois estate planning lawyer, Schaumburg personal injury lawyers estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Mount Prospect wills and trusts lawyers boating under the influence DMV Mount Prospect elder law attorney real estate attorney IRA trust transfer natural gas explosion texting while driving liability claims Rolling Meadows probate lawyer Des Plaines collections attorney estate plan boating accidents DUI attorney Deer Park motorcycle accident lawyer preventable medical errors Crystal Lake insurance lawyer appealing an insurance claim Arlington Heights Attorney Rolling Meadows marijuana attorney Deer Park employment law attorney Inverness insurance attorney Crystal Lake car accident attorney Illinois employment law attorney top life insurance claim denials independent contractor Do Not Resuscitate Palatine employment attorney Barrington estate planning lawyer federal regulations for LLCs boating DUI real estate contract Barrington real estate lawyer liability Arlington Heights car accident lawyer Schaumburg corporate attorney brain injury bicycle accidents Rolling Meadows Traffic Lawyer Barrington criminal lawyer underinsured motorist Des Plaines motorcycle accident attorney Palatine law firm spinal cord injuries South Barrington real estate lawyer comp time senior citizens employment lawyer Barrington drug crime attorney Deer Park accident attorney Barrington civil litigation attorney social media after death PTSD income distribution deducation Illinois rollover accident lawyers Schaumburg personal injury lawyer Rolling Meadows personal injury lawyers employee rights insurance disputes jet ski accidents wills hands free device severance agreements Whistleblower Claims Crystal Lake personal injury lawyer Crystal Lake employment attorney Barrington attorney Crystal Lake estate planning lawyer Rolling Meadows personal injury attorney Buffalo Grove traffic lawyers Illinois pet lawyer Affordable Care Act rest breaks Palatine drug lawyer privacy laws Arlington Heights personal injury attorney investment property Rolling Meadows traffic attorney nursing home negligence Illinois personal injury Food and Drug Administration's Food Safety Modernization Act insurance attorney installment contracts murder defense Long Grove estate planning trusts Self-Directed IRA Accounts back injuries

Archive