DGAA bLAWg

What Is a Nonjudicial Settlement Agreement in Relation to the ITC?

Web Admin - Thursday, November 07, 2019
Riverwoods estate planning lawyer trustsA trust can provide a person with the ability to protect and manage their assets and distribute them to beneficiaries either before or after their death. When a person creates a trust, they will name a trustee who will be responsible for controlling and managing the property or assets held in the trust. These appointed agents are legally required by the Illinois Trust Code (ITC) to fulfill the duties authorized to them, such as distributing possessions or managing an estate. If disputes arise between a trust’s beneficiaries, a trustee, or any other interested persons, the parties may enter into a nonjudicial settlement agreement to modify the terms of the trust. Before any actions or alterations are enacted, it is important to speak to an experienced trust attorney.  

What Can Be Resolved By a Nonjudicial Settlement Agreement 


Under the ITC, a nonjudicial settlement agreement can address the following subjects:
- The lawfulness and clarification of the terms attached to a trust.
- Approval of a designated agent’s actions.
- The powers which can or cannot be exercised by a trustee, as long as they do not conflict with the purpose of the trust.
- Concerns relating to property held by the trust if the settlement does not conflict with the purpose of the trust.
- The act of removing or appointing a trustee, advisor, or any other delegated representative of financial or nonfinancial powers. This may also include choosing a new successor trustee. 
- The financial compensation that can be provided to a trustee.
- The transfer of a trust’s principal place of administration.
- Accountability of a designated agent for his or her actions relating to the trust.
- The actions taken to resolve disputes related to the administration of the trust, the distribution of assets, or other relevant issues.
- A modification of the terms that relate to the administration of the trust. 
- If a trust is severed into two or more trusts, determination of whether the aggregate interests of each beneficiary are equivalent to their interests before severance.
- The termination of a trust, which can only occur if a court finds that the continuance of the trust is not necessary to achieve the trust’s purpose.

Contact a Long Grove Trusts Attorney


Before the ITC is enacted on January 1st, 2020, it is critical for trust settlors, trustees, and beneficiaries to discuss any possible changes that may need to take place. In order to make sure that your rights are protected, you should work with an experienced attorney who understands the laws regarding trusts in Illinois. At Drost, Gilbert, Andrew & Apicella, our Kenilworth estate planning lawyers can provide clarification in your specific situation. To schedule a free consultation, contact our office today at 847-934-6000.  

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Sources:

http://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=4001&ChapterID=61

Using a Special Needs Trust to Assist a Disabled Family Member

Web Admin - Friday, August 10, 2018
Inverness estate planning trust attorneyPeople who have saved money or accumulated assets over the course of their lifetime will often want to pass these assets on to their loved ones, either before or after their death. This is especially true when family members have disabilities or other special needs. However, when providing financial assistance to these family members, it is important to make sure that doing so will not make them ineligible for the public benefits they need to meet their needs. An experienced estate planning attorney can help you protect your loved ones’ interests by establishing a special needs trust.

Benefits of a Special Needs Trust

People with mental or physical disabilities are usually able to receive government benefits such as Supplemental Security Income (SSI) or Medicaid. However, eligibility for these benefits is based on the income earned and assets owned by the recipient; in most cases, a recipient must own no more than $2,000 in assets, and there are also limits on the amount of income they can earn. This means that if a well-meaning family member gives them money or other assets, either through a direct gift or an inheritance, it may make them ineligible for the benefits they need. 

To avoid jeopardizing a disabled person’s ability to receive public benefits, their family members can use a special needs trust (sometimes called a supplemental needs trust). This is a type of irrevocable trust in which the assets will be placed under the control of a trustee, which could be another family member or a financial institution. The trustee will then ensure that the assets are used to provide for the beneficiary’s needs.

There are specific rules that must be followed in special needs trusts. For instance, the trust can only be used to pay for certain expenses related to the beneficiary’s care, such as the costs of medical equipment, caretakers, transportation, or educational expenses. Using funds from a trust to pay for food or housing may make a beneficiary ineligible for public aid. 

Contact a Schaumburg Trust Attorney

Since a disabled person will often need assistance throughout their entire life, it is important to ensure that trusts are set up in a way that will provide them with the resources they need for many years to come. An Arlington Heights estate planning lawyer at Drost, Gilbert, Andrew & Apicella, LLC can help you create a special needs trust that meets your loved one’s needs, and we can help you address any other estate planning needs, ensuring that you can provide for your family both before and after your death. Contact us at 847-934-6000 to arrange a personalized consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.



Sources:
https://www.investopedia.com/terms/s/special-needs-trust.asp
https://money.usnews.com/money/personal-finance/articles/2015/11/04/how-to-draw-up-a-special-needs-trust-for-a-child-with-disabilities
https://www.cnbc.com/2017/10/25/how-to-set-up-a-special-needs-trust.html

Two Important Benefits Provided By a Living Trust

Web Admin - Tuesday, August 07, 2018
Arlington Heights trust lawyerThe thought of planning for what should happen after one’s death is often too morbid for many people to want to consider. However, doing so is incredibly important, since you want to be sure that your wishes will be followed correctly and that your heirs will be able to receive the assets you plan to pass on to them with minimal complications. While you may think that the estate planning process begins and ends with the creation of a last will and testament, another tool that can be very powerful is a living trust. 

Trusts allow you to protect certain assets, placing them in the control of a trustee and passing them to your beneficiaries once certain requirements are met. With a living trust, you can serve as the trustee while you are still living and mentally competent, giving you control over your assets and allowing you to revoke or change the terms of the trust to meet your and your family’s needs. There are a number of benefits to using a living trust, but two of the primary advantages are:

1. Avoiding Probate

When a person dies, the executor of their estate will enter their will into probate court, which is a process that can be lengthy and expensive as the court reviews the will and approves the paying of debts and taxes and the passing of assets to beneficiaries. The will is entered into public court records, meaning that the family’s personal business is available to be viewed by anyone who wants to examine the court documents. 

A trust, on the other hand, does not have to go through the probate process. This will allow assets to be passed to beneficiaries much more quickly and with fewer complications, and it will also ensure that the details about the estate are kept private.

2. Planning for Illness or Incapacitation

In many cases, when a person becomes ill or incapacitated or is no longer able to manage their own affairs, a friend or family member is named as their legal guardian. Guardianship will often not only give a guardian control of a person’s health and personal care, but also their financial affairs. This type of situation is not ideal, but a living trust can help you avoid losing control of your finances by addressing how things should be handled if you are incapacitated. 

Your trust can specify what conditions should exist for you to be declared incapacitated or mentally incompetent, and it can name a successor trustee who will manage the trust in this situation. The trustee can ensure that you have the financial resources you need to provide for your own care, while preserving your assets to pass on to your beneficiaries after your death.

Contact a Palatine Estate Planning Attorney

If you want to know more about how to use a living trust to protect your assets and pass them to your heirs, the attorneys of Drost, Gilbert, Andrew & Apicella, LLC can answer your questions and work with you to create a comprehensive estate plan. Contact a Schaumburg living trust lawyer today at 847-934-6000 to schedule a personalized consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.



Sources:
https://www.thebalance.com/the-benefits-of-a-revocable-living-trust-vs-a-will-3505405
https://www.thebalance.com/pros-and-cons-of-revocable-living-trusts-3505384

When Can a Trustee Be Held Personally Liable for Acts Done While Acting As a Trustee?

Web Admin - Tuesday, February 23, 2016

trustee held personally liable, Illinois Trust AttorneysAs a trustee, you are responsible for managing the trust and working with the beneficiaries. You have a fiduciary duty, or a legal obligation, to act solely in the interest of the beneficiaries by fulfilling the instructions of the trust as the trustor has required. A trustee must be respectful and careful, loyal, and impartial when serving as the trustee, and cannot take advantage of his or her trusted position to self-deal or glean benefits for him or herself from the trust. Developing a full understanding of what the legal obligations are as a trustee can be confusing, especially if you have limited legal experience dealing with trusts. An experienced estate planning and trusts lawyer at can assist you. 

A Breach of Fiduciary Duty Opens Trustees Up To Personal Liability

Trustees can be held personally liable for acts, or failures to act, as a trustee when the trustee does not carefully and diligently adhere to the trustee’s duties. When a trustee commits a breach of his or her fiduciary duty, the trustee opens him or herself up to liability for his or her actions taken while acting as the trustee. Examples where a trustee can be held personally liable for acts done while acting as a trustee include the following:

- A trustee may be held personally liable if there is a conflict of interest biasing the trustee’s judgment when it comes to the interests of the trust. Self-dealing, or making decisions or investments using the trust’s funds that in some way benefit the trustee either directly or indirectly will expose the trustee to liability;

- A trustee can be held personally liable for any interest and/or penalties that accrue for taxes filings that are made late. Liability exists because filing the appropriate tax forms on behalf of the trust is a responsibility that lies with the trustee. 

- A trustee could be held financially liable for losses on stock diversifications on behalf of the trust, or a failure to diversify, if losses are substantial. The trustee has an obligation to serve in the best interests of the trust beneficiaries, and failing to diversify when stocks are concentrated in a single company can lead to a significant loss in value of the trust. 

- A trustee can be held liable for commingling personal finances and the trust finances, especially in situations where the trustee is a family member to the beneficiaries. A trustee can avoid the appearance of impropriety by maintaining clear and thorough accounting records of the finances of the trust, and clear documentation regarding his or her personal finances. 

Speak with an Illinois Estate Planning Lawyer Today

If you have concerns that your trustee is in breach of his or her fiduciary duties, or if you are a trustee with concerns about a course of action for the trust you manage, please feel free to contact one of our experienced Illinois estate planning attorneys today. Our firm serves the communities of Inverness, Palatine, Schaumburg, Arlington Heights, Long Grove, Kenilworth, Riverwoods, Barrington, South Barrington, and Mount Prospect.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Source: http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2129&ChapterID=61




Trust Payments and the Capital Gains Tax

Web Admin - Wednesday, August 27, 2014

capital gains tax in IllinoisThe capital gains tax exists as a way for the government to tax the income that flows to investors from certain investments. In general, the capital gains tax applies to the sale of most assets other than inventory. This includes the sale of things like stocks, bonds, and real estate. The current capital gains tax rates vary depending on a person's income bracket. According to the IRS, the capital gains tax for people in the 25 percent, 28, percent, 33 percent, and 35 percent income tax brackets would be 15 percent.

People paying taxes in the highest bracket, 39.6 percent, would pay 20 percent in capital gains tax, and people in the other, lower tax brackets do not pay capital gains tax at all for most capital gains income. Additionally, the Affordable Care Act also introduced a further 3.8 percent tax on capital gains income for people earning either $200,000 a year as single filers, or $250,000 a year as married filers, which went into effect at the start of 2013.

This capital gains tax can interact with trusts in complex ways, and trustees should be aware of the issues created by the capital gains tax and trusts. First, trustees should be aware of how capital gains affects the way that they manage K-1 tax forms. Second, trustees should keep in mind the interaction between capital gains and the income distribution tax deduction that trusts are allowed to take.

K-1 Forms

K-1 forms are a type of tax form that exists to help the owners of pass through entities fill out their personal income tax returns. Pass through entities are entities like S corporations and some LLCs that do not pay taxes themselves, but instead pass the taxes on to the owners. Trusts, strictly speaking, are not actually pass through entities since the trust is responsible for paying some taxes, but the beneficiaries may also owe taxes based on distributions to them from the trust, so they often receive a K-1 form. As far as the need to report capital gains income on a K-1 form, that depends on the specifics of the trust. As a default rule, the capital gains and losses stay with the trust itself, but the trust instrument may choose to pass those along to the beneficiaries, which would result in the trustee needing to add them to the K-1 form.

Capital Gains and the Income Distribution Deduction

Capital gains may also have an effect on the trust's income distribution deduction, a tax deduction that trusts may take for amounts paid to an income beneficiary. The income distribution deduction is equal to the lesser of either (1) the distributions minus tax-exempt income or (2) the “distributable net income” minus tax exempt income. Capital gains may affect this distribution because it figures into the calculation of distributable net income under several circumstances, most commonly if the trust requires the trustee to distribute the gains to the beneficiaries.

Managing a trust is a complex task from both a legal and financial perspective. If you have questions, seek help from an experienced Illinois estate planning attorney. Our firm's skilled lawyers serve clients in many northwest suburban towns such as Inverness, Barrington, and Kenilworth.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

5 Benefits to Using an Institutional Trustee

Web Admin - Tuesday, April 08, 2014

illinois trusts and estate planning attorneyTrusts are versatile, useful legal instruments that allow the grantor (the person who sets up the trust) to set aside certain money or other assets for the use of another person (the beneficiary). However, the beneficiary does not have direct access to the assets. Instead, the trust is managed by a trustee whose job it is to control the assets and use them in the beneficiary’s best interest. This makes choosing the trustee one of the most important parts of setting up a trust.

Although most individuals can serve as a trustee, Illinois law also allows for the use of an “institutional trustee.” Institutional trustees are companies, often banks, who professionally manage the trust’s assets. These companies usually do charge a fee for the services, but the companies come with several benefits:

  • - They are skilled at managing trusts;
  • - They have the ability to handle complex paperwork and recordkeeping;
  • - They provide continuity to the management of the trust;
  • - They operate free of bias; and
  • - They are regulated to prevent fraud.

Reasons to Use an Institutional Trustee

  1. 1. Experienced Administrators: Institutional trustees have experience managing trusts. This allows them to easily navigate the legal requirements for trustees. Furthermore, many trustees are responsible for investing the trust’s assets. Banks and other institutional trustees are often professional investors who will be able to handle the task better than friends or family.

  1. 2. Strong Recordkeeping: Trusts also have fairly extensive recordkeeping requirements to prevent fraud on the part of the trustee. Institutional trustees have the infrastructure in place to make sure that important documents, like tax returns, are filed on time and do not get misplaced. Furthermore, the use of an institutional trustee prevents this complex work from being pushed onto a friend or family member.

  1. 3. Management Continuity: The corporate nature of institutional trustees also allows for continuity in the trust’s management. Trusts can last for decades and decades. An individual trustee may not be physically or mentally capable of managing a trust for its entire duration. Conversely, institutional trustees have the ability to smoothly transfer trust administration from one employee to the next, allowing for steady management of the assets.

  1. 4. Unbiased Distribution: Additionally, institutional trustees can eliminate the possibility of bias that might exist with trustees who are friends or family. The company would not have any prior history with particular beneficiaries that might interfere with the fair and evenhanded use of the trust’s assets.

  1. 5. Fraud Protection: Finally, institutional trustees have fraud prevention mechanisms in place. Although everyone would like to think that their friends or family members are above reproach, cases of theft on the part of the trustee do happen. Many institutional trustees are subject to government regulation and auditing requirements that can reduce the risk of fraud on their parts.

If you are interested in setting up a trust, consult with an Illinois estate planning lawyer to tailor one to your specific situation. Our attorneys lend their experience to clients across the northwest suburban area, including in Long Grove, Riverwoods, and Kenilworth.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Five Advantages of Living Trusts Over Wills

Web Admin - Friday, January 03, 2014

By Jay Andrew
JAA@DGAALAW.COM / (847) 934-6000
http://www.dgaalaw.com/jay-andrew.html

When preparing for the disposition of their property after they pass on, many people often find themselves questioning what wills and living trusts are and which document would better suit their needs. Wills, governed by the Probate Act of 1975, are legal documents that a person prepares prior to their death, which specifies how the rest of the family should distribute their property and handle the other affairs. Living trusts, which are controlled by the Trusts and Trustees Act, are legal devices that allow a person of the creator’s choosing, the trustee, to handle the disposition of their property. While everyone’s situation comes with unique considerations, living trusts may provide various advantages over wills. Five of the most important advantages include:

1. Living trusts can help your family avoid dealing with long, draw-out probate proceedings. Courts use probate proceedings to tie up a person’s loose ends, distribute their property, and generally enact their will. If you use a living trust, rather than moving through the court system, the trustee can distribute the property in accordance with the trust. This means that your family will not need to bring themselves to the courthouse and deal with the fees and hassle that come along with probate proceedings.

2. Living trusts also provide more privacy than wills do. While both wills and living trusts remain private throughout your life, the probate court will look at the will after you pass on, even if there are no formal probate proceedings. That means that the will becomes a matter of public record. On the other hand, your relatives will not need to file the trust with the court, so it can stay between them.

3. Living trusts also stand a better chance of surviving a legal challenge after your death, making it more likely that your final plans will be enacted to your specifications. The extra strength from a living trust comes from your ability to keep an active eye on it during your life. Because you would stay involved with the trust’s management during your life, relatives would find it harder to prove that you were not of sound mind when making the plan.

4. Living trusts make leaving property to minor children simpler too. Because minors cannot own most property, the trustee whom you choose can manage it for them, whereas a court appointee would likely handle the management if you chose to pass the property on with a will.

5. Living trusts have further benefits in the event that you become incapacitated while alive. Ordinarily, such circumstances would require relatives to petition the court for control of your affairs, and then the court would appoint a person to manage them. With a living trust, you can appoint a successor trustee to take over management in the event that you become incapacitated.

Decisions about testamentary dispositions can be complicated and involve multiple areas of law. If you are in the process of making such decisions, contact a Palatine estate planning lawyer today. We serve many areas in the northwest suburbs including Arlington Heights, Crystal Lake and Barrington.


Recent Posts


Tags

traumatic brain injuries life insurance policy Illinois traffic ticket lawyer Crystal Lake employment attorney paid sick leave suspended license Crystal Lake insurance lawyer workplace sexual harassment Des Plaines personal injury lawyer job lawyers Deer Park medical malpractice attorney Rolling Meadows Traffic Lawyer small business Crystal Lake civil litigation lawyer IRA benefits Palatine elder law attorney employment law Illinois living will Arlington Heights wills and trusts attorneys car crashes living trust Rolling Meadows insurance dispute lawyers, insurance dispute workers compensation benefits Des Plaines medical malpractice attorney Buffalo Grove medical malpractice lawyers Rolling Meadows traffic law firm institutional trustee Barrington criminal defense lawyer digital evidence Arlington Heights pedestrian accidents surgical mistakes Des Plaines Traffic Lawyer cell phone attorney fees Attorney Ken Apicella Illinois lawyer breathalyzer test real estate attorneys Illinois workers compensation attorney Barrington employment attorney Chicago corporate attorney Deer Park traffic accident attorney home inspection lawyer Illinois employment law firm texting while driving whistleblower protections Crystal Lake medical malpractice attorneys overtime violations spinal cord injuries criminal defense Crystal Lake employment lawyer subcontractor Arlington Heights real estate lawyer Exclusions Schaumburg insurance lawyers Chicago insurance law firm problem employees LLCs denied insurance claim blended families Schaumburg wrongful death attorney Illinois law Illinois Wage Payment and Collection Act medication errors Rolling Meadows traffic attorney trusts Affordable Care Act Palatine law firm Rolling Meadows drug defense attorney estate planning criminal record Illinois real estate lawyer Palatine corporate law attorneys Forcible Entry insurance claim denials probate Chicago car accident lawyer Crystal Lake personal injury lawyer Illinois employment laws Food and Drug Administration's Food Safety Modernization Act Chicago attorney Buffalo Grove car accident lawyer meal breaks IRA trust transfer trustee Illinois medical malpractice case personal injury law firm rent to own real estate contracts Des Plaines personal injury attorney Legal Info Palatine probate lawyer Barrington medical malpractice lawyers hiring employees new real estate form Schaumburg criminal law attorney Inverness insurance attorney Kenilworth estate planning attorneys liability claims coronavirus Landlord Tenant Ordinance Deer Park accident attorney Riverwoods estate planning lawyer Buffalo Grove insurance claim dispute lawyers car accidents medical research underfunded trust Illinois medical malpractice claim homestead rights sexual harassment Barrington employment law firm condo dealing with problem employees rumble strips Rolling Meadows probate lawyer condo association Buffalo Grove traffic attorney POA Palatine employment law lawyer estate tax Buffalo Grove personal injury attorney insurance denials health insurance dispute personal injury accidents Schaumburg probate attorney Palatine traffic accidents Deer Park real estate law firm Chicago estate planning Illinois corporate lawyer Illinois workplace discrimination attorney operating agreements landlord tenant law FMLA Illinois collections attorney murder defense automated cars Arlington Heights car accident lawyer golf accidents Schaumburg corporate attorney personal injury claims college kids tax attorney comparative negligence Illinois red light cameras Rolling Meadows employment attorney pay when paid contract Illinois car accident attorney underinsured motorist preventing accidents caregiver TBI living wills bike accident personal injury lawyer Des Plaines drug crimes lawyer Illinois workplace lawyer Inverness DUI lawyer Retaliatory Discharge Crystal Lake car accident lawyer insurance dispute Illinois pet lawyer Arlington Heights medical malpractice lawyer Des Plaines civil attorney Illinois Human Rights Act murder charges estate planning for college students Barrington estate planning lawyer rest breaks Crystal Lake car accident attorney real estate zoning agent Schaumburg medical malpractice lawyer Rolling Meadows insurance dispute lawyers liability insurance agents IRS wills and trusts owner responsibility spinal cord injury Illinois insurance disputes marijuana trucking accidents Illinois wrongful termination lawyer Rolling Meadows personal injury lawyer Chicago will attorney, social media platforms, Illinois estate planning lawyer, Schaumburg personal injury lawyers employment contract Illinois construction accident attorney Des Plaines claims law firm drug possession Whistleblower Claims preventable medical errors Deer Park DUI lawyer School Visitation Rights Act Arlington Heights accident attorney Illinois speeding lawyer residential real estate drug crimes Fair Labor Standards Act Illinois insurance lawyer Schaumburg civil litigation attorney probate fees Palatine drug lawyer Arlington Heights personal injury lawyer drunk driving work unions Illinois criminal defense attorney Schaumburg drug defense lawyer ACA Palatine insurance lawyer Chicago traffic lawyer Super Mario traffic laws digital information Illinois pedestrian accident attorney anesthesia errors probate lawyer Arlington Heights injury attorney Rolling Meadows insurance lawyer estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, estate planning lawyer Des Plaines pet law attorney nursing home negligence trauma after an accident independent contractor wills Rolling Meadows marijuana attorney medical marijuana Palatine employment lawyer Kenilworth estate planning lawyer distracted driving accident victims cell phone accidents Des Plaines tax law firm estate planning attorney traffic accidents license Illinois traffic attorney Home Sale Contingencies drug crime power of attorney Palatine trusts lawyer Inverness probate lawyer insurance attorney Illinois trusts attorney medical malpractice car accident insurance negligence Barrington litigation attorney Barrington boating accident attorney Rolling Meadows accident lawyer Barrington employment law attorney unpaid assessment Buffalo Grove real estate attorney traffic violations car crash injuries breach of contract icy parking lots investment property defective products insurance claim Palatine injury attorney Rolling Meadows ken apicella DUI defense Illinois estate planning law firm Barrington personal injury attorney dynasty trusts real estate closing Crystal Lake personal injury attorney auto accidents insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Crystal Lake injury attorney real estate contract Liquor Control Act senior citizens pedestrian injuries, pedestrian fatality Colin H. Gilbert Des Plaines accident attorney caretaker rights DUI Rolling Meadows insurance attorney Des Plaines injury law firm Illinois tax attorney Arlington Heights lawyer DUI attorney insurance disputes Crystal Lake bike accident lawyer fiduciary rule Illinois estate planning Long Grove estate planning attorney liens underage DUI jet ski Crystal Lake estate planning lawyer Crystal Lake tax lawyer Buffalo Grove probate lawyer Arlington Heights wills and trusts lawyer Rolling Meadows corporate lawyer power of attorney for healthcare Employment Discrimination Law Rolling Meadows employment law attorneys cell phone tower data Illinois small business Family Medical Leave Act car accident lawyer Illinois traffic attorneys appealing an insurance claim Rolling Meadows personal injury lawyers Schaumburg estate planning attorney Arlington Heights TBI attorney Illinois insurance claims lawyers manufacturing low-ball insurance settlement civil rights violation special needs trust Arlington Heights Traffic Lawyer Schaumburg estate planning lawyer Rolling Meadows DUI lawyer Crystal Lake law firm personal injury claim Rolling Meadows criminal attorney Palatine civil litigation lawyer Schaumburg elder law lawyer Illinois defective products attorney uninsured motorist controlled substance Palatine real estate lawyer license reinstatement Rolling Meadows employment law attorney Crystal Lake medical malpractice lawyer Inverness personal injury attorney Deer Park traffic lawyer employee misclassification modern family estate planning rollover car crashes Long Grove real estate attorney life insurance claims criminal law loss of consortium real estate lawyer South Barrington real estate attorney DNR Illinois insurance dispute lawyers mortgage insurance claim dispute attorney life insurance Schaumburg injury lawyer IRELA Do Not Resuscitate Rolling Meadows real estate attorney license suspension unpaid overtime driving back injuries boating accidents social media after death Inverness real estate attorney Mt Prospect Attorney Inverness injury lawyer Detainer Actions commercial leases gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys business litigation digital media accounts, estate planning, Arlington Heights estate planning attorney, slip and fall accidental death benefits bicycle dooring accidents boating under the influence in terrorem provision hands free device Buffalo Grove personal injury lawyer car collision Palatine Attorney crossover accidents Home Remodeling Repair Act pain and suffering Illinois employment attorneys Buffalo Grove traffic lawyers privacy laws Chicago insurance claim attorneys Buffalo Grove corporate attorney Barrington attorney jet ski accidents healthcare claims Des Plaines Palatine employment attorney BAIID medical malpractice claims financial advisors pedestrian-automobile accident Palatine criminal defense lawyer trust payments Illinois Workers’ Compensation Commission motorcycle accident lawyer natural gas explosion Barrington personal injury lawyer insurance claim delay product liability blood alcohol content wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers DUI penalities Illinois civil litigation lawyer pet bites Long Grove estate planning attorneys Federal Food Drug and Cosmetic Act sole proprietorship eluding a police officer Arlington Heights personal injury attorney Barrington civil litigation attorney vacation home fines Illinois medical malpractice lawyers expungement Illinois employment law Illinois business law atorneys corporate law involuntary manslaughter Des Plaines DUI attorney Illinois Sales Representative Act Buffalo Grove injury lawyer Deer Park motorcycle accident lawyer estate attorney Chicago employment attorney clemency insurance adjusters insurance claims Joliet general practice lawyers internet first degree murder digital assets ObamaCare Self-Directed IRA Accounts Illinois rollover accident lawyers workers comp probate claims GM ignition switches landlord disability benefits denial of life insurance Thanksgiving filing a medical malpractice claim Illinois Probate Act of 1975 Arlington Heights Attorney Illinois boating accident lawyer medical malpractice compensation traffic offenses distracted driving accidents Illinois insurance claim dispute lawyer Illinois Trust Code Schaumburg employment law attorneys Rolling Meadows tax attorney Fourth of July commercial real estate wrongful death Chicago lawyer bicycle accidents Inverness estate planning lawyer Schaumburg traffic lawyer Illinois jet ski accident lawyer fatal car accidents real estate Illinois personal injury lawyer irrevocable trust estate planning trusts Illinois wills and trusts Arlington Heights trucking lawyer employment law, Illinois employment laws Class A misdemeanor Rolling Meadows personal injury attorney Inverness traffic law firm deed transfer premises liability BUI foreclosed rental property Barrington business law firm vacation home construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation sexual images changes to mortgage law construction accidents marijuana crimes attorney Mount Prospect real estate lawyer criminal Illinois traffic laws defective products lawyer llinois Real Estate Lawyers Association Arlington Heights insurance attorney federal crimes Des Plaines personal injury lawyers unfunded trust severance agreements Schaumburg car accident attorney Arlington Heights tax lawyer Deer Park workers compensation lawyer Schaumburg personal injury attorney swimming pools Crystal Lake traffic lawyer Illinois injury lawyer drunk driving statistics Arlington Heights estate planning attorney pet law digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Crystal lake insurance dispute attorney no contest clauses Rolling Meadows medical malpractice lawyers Crystal Lake traffic attorney Arlington Heights wills and trusts lawyers pedestrian accident FSLA Rolling Meadows estate planning attorney workers compensation Rolling Meadows litigation lawyer Crystal Lake criminal defense attorney Chicago estate planning lawyer Schaumburg Attorney Long Grove estate planning forming a corporation in Illinois startup company Transfer on Death Instrument Schaumburg truck collisions Palatine personal injury lawyer civil litigation attorney Illinois insurance claim dispute lawyers Chicago biking tips pizza emoji Jay Andrew Illinois personal injury lawyers Palatine corporate attorney Policy Cancellation Des Plaines collections attorney Illinois probate lawyer Arlington Heights criminal lawyer Des Plaines real estate lawyer Inverness corporate attorney wrongful termination Arlington Heights traffic attorney healthcare Illinois job attorney Illinois will lawyer Illinois bicycle safety Illinois Smoke Detector Act revenge porn BAC Rolling Meadows business lawyer Illinois Transfer on Death Instrument employees construction contracts trucking accident lawyers Kenilworth estate planning attorney Palatine workers compensation lawyer contracts insurance agent negligence traffic tickets comp time income distribution deducation Palatine construction attorney traffic crimes Des Plaines criminal attorney Illinois medical malpractice attorney Illinois business lawyer Chicago will attorney taxes elder abuse employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys car accident lawyers capital gains tax real estate leasing Schaumburg construction accident lawyer products liability Illinois employment law attorneys Schaumburg personal injury lawyer South Barrington real estate lawyer Barrington real estate lawyer Palatine estate planning lawyer license revocation wage theft Illinois attorney probate process Mount Prospect elder law attorney fiduciary rule delay brain injury head on collisions hit and run accident Palatine civil attorney Illinois driving without license child safety Barrington criminal lawyer Arlington Heights employment law attorneys Inverness real estate lawyer Crystal Lake accident attorney Illinois workers compensation lawyer Mount Prospect wills and trusts lawyers Des Plaines drug lawyer creditors Illinois LLC creation denied insurance claims Illinois employment law attorney Illinois motorcycle accident lawyer Illinois registered agent Rolling Meadows criminal lawyer guardianship attorney CAM traffic deaths Rolling Meadows car accident lawyers Long Grove real estate lawyer Arlington Heights employment attorney employee discrimination Inverness civil lawyer traffic violations defense drugs Buffalo Grove criminal defense lawyer Long Grove wills and trusts attorneys Schaumburg real estate lawyer Crystal Lake business law attorneys advance healthcare directive DGAA personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys fault based insurance Palatine business attorney Chicago trucking accident attorney Illinois mortgages Illinois estate planning attorney Palatine punch death Barrington estate planning attorney motorcycle accident natural gas mass shooting Deer Park criminal attorney pedestrian accidents speeding Illinois elder law attorney drug crimes lawyer Des Plaines insurance attorney Rolling Meadows Attorney Deer Park employment law attorney Inverness elder law lawyer Deer Park personal injury lawyer foreclosure consent to a search texting and driving life insurance lawyer right to work Barrington Traffic Lawyer Arlington Heights car crash attorneys Illinois DUI attorney car crash real estate attorney Arlington Heights wills and trusts attorney unauthorized overtime field sobriety test Colin Gilbert Schaumburg criminal attorney installment contracts pregnant women estate plan minimum wage loopholes dog bites insurance claim denial insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Illinois wills and trusts attorneys Crystal Lake medical malpractice law firm Des Plaines motorcycle accident attorney Chicago employment lawyer Illinois employment lawyer murder rollover accidents civil litigation holiday statistics reckless homicide living trust vs will Illinois Inverness accident lawyer trench injuries elder law bad faith insurance claims Illinois traffic accident lawyer Illinois personal injury employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Illinois trucking safety food poisoning Buffalo Grove employment lawyer slip and fall accidents personal injury attorney deadly crashes Illinois personal injury attorney Palatine traffic lawyer Barrington drug crime attorney Buffalo Grove law firm Illinois employee rights attorney. federal regulations for LLCs insurance dispute attorney Illinois insurance attorney probate claims process traumatic brain injury Des Plaines real estate attorney insurance denial appeals DMV Schaumburg estate attorney Barrington Illinois estate planning lawyer Crystal Lake employment law attorney Illinois home inspection Crystal Lake pet attorney Crystal Lake will lawyer Crystal Lake pedestrian accident lawyer Illinois insurance claim attorney estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers personal injury employment lawyer Illinois real estate insurance claim dispute dram shop law commercial leasing privacy Barrington workers compensation attorney Schaumburg employment attorney Rolling Meadows boating crash lawyer overtime pay PTSD Barrington injury attorney employment attorney employee rights living trust benefits gift taxes boating DUI compensatory time

Archive