Illinois Workers’ Compensation Commission

Web Admin - Tuesday, June 30, 2015

Illinois workers comp commission, Schaumburg workers compensation lawyers

If you have been injured while on the job, it is possible that you qualify for benefits under the workers’ compensation program. These benefits are often very important for individuals who are unable to work due to their injury or illness. Employers in Illinois are subject to numerous requirements relating to workers’ compensation. When disputes between employers and employees arise, the Illinois Workers’ Compensation Commission (Commission) may be used to settle those conflicts. 


Workers’ compensation is a no-fault system in which benefits are paid by employers to employees who suffer from work-related injury or serious illness. In some cases, disputes regarding the payment of these benefits arise between an employer and an employee. When this occurs, the Commission provides a method of resolving those disputes through an arbitration process. Arbitration involves both parties stating their case to a neutral, third-party, who then issues a ruling on the issue. The initial decision of the arbitrator may be appealed to a panel of three commissioners. Additional appeals may be brought in the traditional court system. However, most issues are resolved by settlement, thereby avoiding arbitration or litigation altogether. 

In order to begin a claim with the Commission, an employee must file three copies of the Application for Adjustment of Claim along with Proof of Service stating that a copy of the application was served on the employer. After this has been completed, a case number and arbitrator are assigned to the case. Every three months, the case is set for a status call, at which time either party may request a trial. This will continue for three years. If no trial is requested after three years, the arbitrator may dismiss the case. 

 The trial will resolve the dispute between the employer and employee. At the trial, the employee must demonstrate items like the existence of an employment relationship and that an injury occurred in relation to his or her work. While it is not necessary, many employees elect to hire an attorney to represent them. An attorney can help keep track of the claim, appear with an employee at hearings, and present evidence to prove the employee’s eligibility for benefits. Importantly, the Commission cannot recommend an attorney for an employee. 

Benefits of Workers’ Compensation 

Under the workers’ compensation system, employers are responsible for paying benefits when an eligible employee is injured on the job. Most employers decide to purchase workers’ compensation insurance. By purchasing insurance, employers can pay a premium and when a claim is made, the insurance company pays the employee on the employer’s behalf. Alternatively, an employer may elect to self-insure, which makes it their responsibility to pay eligible employees. 

There are numerous benefits provided to employees under workers’ compensation, including: 

1. Medical care reasonably necessary in order to cure or relieve the employee of the effects of the injury or illness;

2. Temporary total disability benefits while the employee is unable to work, recovering from the injury; 

3. Temporary partial disability benefits while the employee is working light duty for less compensation while recovering from the injury; 

4. Vocational rehabilitation or maintenance benefits for injured employees participating in an approved vocational rehabilitation program; 

5. Permanent partial disability benefits for employees who suffer permanent disability or disfigurement, but are still able to work; 

6.  Permanent total disability benefits for employees who suffer permanent disability or disfigurement and are unable to work; and/or 

7. Death benefits for a deceased employee’s surviving family members.

For more information about the workers’ compensation program, including ways in which legal representation can help you recover, you should talk to an experienced Illinois personal injury attorney. Our attorneys represent individuals from areas such as Buffalo Grove, Schaumburg, and Inverness.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.

Dealing with Insurance Companies: Examinations under Oath

Web Admin - Saturday, January 04, 2014

If you recently filed an insurance claim, then you may have just received a request to participate in an examination under oath (“EUO”). An EUO is an interview that an insurance company’s lawyer conducts to investigate a recently filed claim. While receiving an EUO does not mean that the company will deny the insurance claim for sure, it tends to signal that the company found some issue that they would like to investigate further.

What Happens at an EUO?

An EUO is a formal process involving the insurance company’s lawyer as well as a court reporter who will transcribe everything said at the examination. The examination begins with a swearing in, making it a felony to lie under Illinois law. After that, the company’s attorney will start asking you questions. These questions will probably start out with basic questions of your or your family’s background including things like employment or criminal histories. It may then move into an examination of your finances, such as credit history or past bankruptcy filings.

Once the other side’s attorney establishes a baseline, the questions can move on to the specific event at issue in the claim. These questions can include a recounting of your story of the events and questions about your policy choices. In some instances, like fires insurance, the questions may even relate to whether you have an alibi. In this part of the process, the insurance company will look for inconsistencies with your prior recorded statement, so a consistent retelling of the facts is important.

Before the EUO, the company will do some investigation of its own surrounding the circumstances of the claim, as well as any irregularities from past claims. Consequently, you should be prepared for unexpected questions or inquiries into facts you did not know they had access to. Additionally, at the EUO the company can make you produce certain other documents to aid them in their investigation of the claim. These documents include tax returns, credit card statements, and cell phone records among other things.

Do I Need an Attorney?

While the law makes no formal rule saying that you need an attorney to participate in an EUO, having one present to represent you is advisable. The insurance company will have an attorney there, so having one of your own can help even the odds. Additionally, these examinations take place without a judge present, so an attorney on your side can help keep the company’s lawyer in check.

If you have recently received a request for an EUO, contact an experienced Des Plaines insurance dispute attorney. We serve many northwest suburban areas including Rolling Meadows, Deer Park, and Schaumburg.

The Hazards of Electricity in Workplace Accidents

Web Admin - Wednesday, December 18, 2013

By Ken Apicella

847 934-6000



Electricity is a common part of people’s everyday lives. Because it is so accessible, people often forget how dangerous it can be. In fact, hundreds of people die each year in accidents related to electricity, many of them while at work. Even though Occupational Safety and Health Administration (OSHA) regulations mandate safe insulation or grounding around all electrical circuits, workers can still benefit from knowing the types of injury that electricity can cause and how electrical injuries happen.

Types of Electrical Injury

Electricity can cause three very different types of injury: burns, muscle contractions, and internal injuries.

Electricity causes burns in two ways. First, if a person suffers an electric shock, the electricity can heat up their body to the point that it burns the body along the path of the current. Second, faulty electrical equipment can overheat, or give off electrical arcs. These can cause burns to those nearby, even if the person does not actually come in direct contact with the source of electricity.

It also interferes with muscle function. Because our bodies trigger muscle contractions through electrical signals, electrocution can cause severe, involuntary muscle spasms. These can lead to muscular damage or even broken bones.

Electrocution also affects the function of a person's internal organs. Depending on the strength of the electrical shock, it can lead to internal bleeding and nerve damage. More serious shocks may even lead to cardiac arrest, which can be fatal in some circumstances.

How Electrical Injuries Happen

Electrical injuries may occur in a variety of different ways. For instance, extension cords can lead to electrocution if used improperly. Careless use of extension cords can cause them to fray or loose insulation, which exposes dangerous live wires. Additionally, some extension cords do not come with built-in ground wires, which can add to the danger.

Improper use of other equipment can also lead to electrical injuries. Modified tools or wires, jury-rigged extension cords, and improperly rated circuit breakers can all cause electrocution. One common yet dangerous modification is the removal of ground pins from wires. This allows a three-pronged plug to fit into a two-pronged outlet, but it puts the tool at a higher risk of malfunction. Of course, these examples represent just some of the many ways that improper safety precautions can cause electrocution.

If you or a loved one recently suffered an electrical injury that you believe may qualify for compensation, contact a Des Plaines personal injury attorney today. Our experience can help you get the payment that you deserve. We serve many areas in the northwest suburbs including Palatine, Inverness, Buffalo Grove, and Arlington Heights.

Recent Posts


rent to own real estate contracts personal injury claim elder law power of attorney DMV Illinois insurance claims lawyers Schaumburg personal injury lawyers fiduciary rule Liquor Control Act anesthesia errors criminal defense Illinois Workers’ Compensation Commission Illinois rollover accident lawyers privacy Schaumburg Attorney breach of contract Arlington Heights wills and trusts lawyers Rolling Meadows insurance dispute lawyers Arlington Heights Attorney Rolling Meadows personal injury attorney brain injury Illinois motorcycle accident lawyer Illinois will lawyer traffic deaths fiduciary rule delay products liability construction contracts DNR Des Plaines medical malpractice attorney child safety murder charges DUI attorney traffic offenses Arlington Heights criminal lawyer defective products lawyer life insurance claims involuntary manslaughter Chicago corporate attorney BAC probate fees drug crimes Des Plaines personal injury lawyer FSLA internet college kids CAM Rolling Meadows accident lawyer Illinois home inspection slip and fall accidents estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Des Plaines motorcycle accident attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys estate planning Rolling Meadows real estate attorney Schaumburg medical malpractice lawyer Des Plaines insurance attorney Mt Prospect Attorney Palatine employment attorney Home Remodeling Repair Act Deer Park traffic accident attorney Palatine construction attorney Arlington Heights employment law attorneys Des Plaines claims law firm personal injury attorney Arlington Heights wills and trusts lawyer Illinois pet lawyer special needs trust traffic accidents golf accidents traumatic brain injury Illinois injury lawyer work unions Forcible Entry Inverness real estate attorney murder defense Illinois real estate lawyer civil rights violation revenge porn owner responsibility employee misclassification Inverness personal injury attorney Illinois medical malpractice attorney Illinois insurance claim dispute lawyer no contest clauses Rolling Meadows employment law attorneys loopholes blended families natural gas Barrington civil litigation attorney contracts gift taxes Chicago insurance law firm swimming pools Retaliatory Discharge Crystal Lake business law attorneys digital media accounts, estate planning, Arlington Heights estate planning attorney, motorcycle accident ken apicella drug crime Arlington Heights traffic attorney Des Plaines personal injury attorney Arlington Heights medical malpractice lawyer Illinois Probate Act of 1975 spinal cord injuries personal injury employment lawyer estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, insurance claims deed transfer medical marijuana traffic violations defense Rolling Meadows medical malpractice lawyers employment law Rolling Meadows litigation lawyer power of attorney for healthcare Mount Prospect wills and trusts lawyers Crystal Lake pedestrian accident lawyer income distribution deducation Palatine probate lawyer Illinois wills and trusts Illinois elder law attorney pet law trucking accident lawyers real estate contract right to work Barrington real estate lawyer minimum wage commercial real estate Des Plaines car accident residential real estate new real estate form Illinois Smoke Detector Act food poisoning rumble strips nursing home negligence Kenilworth estate planning lawyer Palatine injury attorney insurance adjusters Des Plaines real estate lawyer Crystal Lake estate planning lawyer Illinois driving without license overtime violations insurance claim delay drunk driving statistics sexual harassment insurance claim denials Palatine traffic lawyer car crash injuries accidental death benefits Rolling Meadows employment attorney real estate leasing probate claims process compensatory time denied insurance claim Federal Food Drug and Cosmetic Act problem employees Des Plaines personal injury lawyers Barrington criminal lawyer comp time Des Plaines Traffic Lawyer Crystal Lake accident attorney medication errors Illinois corporate lawyer pain and suffering Buffalo Grove injury lawyer drunk driving digital evidence Arlington Heights lawyer sole proprietorship federal regulations for LLCs auto accidents Barrington drug crime attorney Illinois insurance attorney Buffalo Grove traffic lawyers Thanksgiving Food and Drug Administration's Food Safety Modernization Act wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Whistleblower Claims Schaumburg personal injury lawyer foreclosure Chicago trucking accident attorney Illinois preventing accidents unpaid overtime real estate closing home inspection lawyer cell phone accidents pay when paid contract boating DUI field sobriety test insurance claim license workplace sexual harassment Rolling Meadows insurance dispute lawyers, insurance dispute Illinois business law atorneys deadly crashes estate planning for college students Kenilworth estate planning attorneys Rolling Meadows DUI lawyer Crystal Lake traffic lawyer Schaumburg car accident attorney first degree murder suspended license Illinois attorney Des Plaines drug lawyer Long Grove real estate lawyer medical research Palatine employment law lawyer Illinois wrongful termination lawyer Schaumburg probate attorney taxes trucking accidents Arlington Heights pedestrian accidents Arlington Heights estate planning attorney Schaumburg construction accident lawyer mortgage rest breaks Crystal Lake law firm POA Crystal Lake employment law attorney Palatine punch death Illinois employment lawyer pedestrian injuries, pedestrian fatality Illinois insurance disputes Illinois medical malpractice case IRS employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, liens liability capital gains tax Arlington Heights wills and trusts attorney Schaumburg employment law attorneys Schaumburg injury lawyer TBI Chicago attorney senior citizens severance agreements estate tax license reinstatement medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Barrington business law firm Policy Cancellation small business Riverwoods estate planning lawyer license suspension underage DUI Schaumburg criminal law attorney vacation home Buffalo Grove law firm Attorney Ken Apicella probate lawyer South Barrington real estate lawyer Illinois jet ski accident lawyer Illinois workers compensation attorney insurance negligence Chicago employment attorney Illinois employment law attorney rollover car crashes Deer Park employment law attorney Buffalo Grove car accident lawyer commercial leases financial advisors Illinois trucking safety insurance agents Crystal Lake personal injury lawyer Illinois traffic attorneys Inverness civil lawyer Palatine traffic accidents Chicago estate planning lawyer insurance denial appeals Rolling Meadows drug defense attorney living wills Arlington Heights personal injury attorney probate process Deer Park DUI lawyer texting and driving Family Medical Leave Act Palatine insurance lawyer Illinois Trust Code wrongful termination Illinois real estate medical malpractice compensation Des Plaines collections attorney real estate attorney Illinois personal injury lawyers Barrington medical malpractice lawyers Palatine civil litigation lawyer DUI penalities Rolling Meadows estate planning attorney Rolling Meadows business lawyer real estate Palatine business attorney criminal Rolling Meadows personal injury lawyer criminal law forming a corporation in Illinois Des Plaines drug crimes lawyer car accident lawyer Palatine corporate law attorneys personal injury law firm independent contractor insurance claim dispute Arlington Heights trucking lawyer Mount Prospect elder law attorney Long Grove wills and trusts attorneys probate Crystal Lake employment attorney Schaumburg corporate attorney Crystal Lake pet attorney overtime pay Rolling Meadows criminal attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Rolling Meadows insurance lawyer Barrington Illinois estate planning lawyer eluding a police officer guardianship attorney IRELA Barrington personal injury attorney BAIID pregnant women Illinois criminal defense attorney Illinois probate lawyer Arlington Heights real estate lawyer Illinois estate planning attorney consent to a search employees Illinois workers compensation lawyer whistleblower protections estate attorney Des Plaines civil attorney boating under the influence Illinois employment law firm creditors car crashes Buffalo Grove insurance claim dispute lawyers workers compensation benefits personal injury accidents Palatine corporate attorney Home Sale Contingencies Illinois tax attorney surgical mistakes Illinois construction accident attorney Des Plaines pet law attorney Illinois bicycle safety Schaumburg elder law lawyer slip and fall Illinois workplace discrimination attorney Arlington Heights car accident lawyer Barrington boating accident attorney Barrington employment law firm Employment Discrimination Law federal crimes Illinois insurance dispute lawyers living trust benefits employment law, Illinois employment laws Inverness corporate attorney tax attorney Des Plaines criminal attorney Rolling Meadows corporate lawyer insurance disputes motorcycle accident lawyer pet bites Fair Labor Standards Act advance healthcare directive car crash Chicago traffic lawyer fatal car accidents reckless homicide fault based insurance Illinois defective products attorney Mount Prospect real estate lawyer employment attorney boating accidents Chicago will attorney unauthorized overtime Illinois insurance claim attorney LLCs Illinois speeding lawyer Buffalo Grove probate lawyer Arlington Heights employment attorney medical malpractice claims Legal Info Schaumburg drug defense lawyer Deer Park medical malpractice attorney Deer Park accident attorney traffic crimes Detainer Actions corporate law Barrington employment law attorney Rolling Meadows tax attorney condo association Do Not Resuscitate dealing with problem employees Arlington Heights wills and trusts attorneys personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys civil litigation insurance claim dispute attorney manufacturing traumatic brain injuries Palatine estate planning lawyer marijuana criminal record life insurance lawyer job lawyers automated cars Class A misdemeanor Schaumburg pedestrian-automobile accident Crystal Lake personal injury attorney Illinois employment law Crystal lake insurance dispute attorney back injuries truck collisions Schaumburg estate planning lawyer Rolling Meadows boating crash lawyer Crystal Lake injury attorney Jay Andrew expungement Illinois LLC creation insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys traffic tickets jet ski Palatine real estate lawyer denial of life insurance living trust Joliet general practice lawyers Illinois car accident attorney workers comp insurance denials low-ball insurance settlement Illinois insurance claim dispute lawyers clemency Inverness elder law lawyer Deer Park workers compensation lawyer Colin H. Gilbert car accidents Exclusions privacy laws Rolling Meadows criminal lawyer Illinois traffic ticket lawyer Crystal Lake insurance lawyer Crystal Lake employment lawyer drugs Fourth of July Barrington employment attorney Inverness probate lawyer cell phone Illinois medical malpractice lawyers life insurance Long Grove real estate attorney Inverness DUI lawyer Des Plaines real estate attorney traffic laws healthcare claims bike accident Illinois lawyer foreclosed rental property IRA benefits sexual images bicycle dooring accidents operating agreements Palatine Attorney Illinois employment laws Illinois job attorney insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Chicago employment lawyer Barrington Traffic Lawyer Crystal Lake medical malpractice law firm landlord insurance dispute attorney Chicago estate planning Illinois wills and trusts attorneys personal injury lawyer Palatine drug lawyer ObamaCare Illinois traffic accident lawyer modern family estate planning irrevocable trust Buffalo Grove employment lawyer Transfer on Death Instrument Landlord Tenant Ordinance workers compensation Des Plaines tax law firm trauma after an accident wrongful death insurance claim denial Rolling Meadows probate lawyer holiday statistics distracted driving accidents Schaumburg civil litigation attorney Illinois estate planning Barrington attorney Buffalo Grove personal injury attorney living trust vs will Colin Gilbert Inverness traffic law firm Illinois pedestrian accident attorney startup company Buffalo Grove corporate attorney hands free device Inverness injury lawyer Deer Park real estate law firm South Barrington real estate attorney Chicago insurance claim attorneys Kenilworth estate planning attorney healthcare real estate attorneys product liability Rolling Meadows Inverness estate planning lawyer DGAA trust payments Crystal Lake medical malpractice lawyer Illinois personal injury traffic violations pizza emoji Crystal Lake civil litigation lawyer spinal cord injury probate claims Schaumburg employment attorney Buffalo Grove criminal defense lawyer estate planning attorney Rolling Meadows traffic attorney appealing an insurance claim Arlington Heights injury attorney subcontractor blood alcohol content filing a medical malpractice claim wage theft Barrington injury attorney Barrington estate planning lawyer Inverness insurance attorney Barrington criminal defense lawyer civil litigation attorney dram shop law Rolling Meadows Traffic Lawyer paid sick leave Barrington workers compensation attorney bad faith insurance claims Inverness accident lawyer Des Plaines accident attorney Palatine workers compensation lawyer Illinois employment law attorneys Super Mario employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys drug crimes lawyer Affordable Care Act Buffalo Grove real estate attorney Schaumburg estate planning attorney Palatine law firm insurance attorney Rolling Meadows Attorney Chicago will attorney, social media platforms, Illinois estate planning lawyer, Barrington estate planning attorney medical malpractice changes to mortgage law icy parking lots Des Plaines injury law firm Crystal Lake car accident lawyer homestead rights School Visitation Rights Act pedestrian accidents institutional trustee Buffalo Grove medical malpractice lawyers landlord tenant law trusts Schaumburg traffic lawyer insurance dispute Rolling Meadows personal injury lawyers wills trench injuries coronavirus condo health insurance dispute liability claims Schaumburg wrongful death attorney pedestrian accident Illinois Transfer on Death Instrument Deer Park motorcycle accident lawyer car collision hit and run accident Arlington Heights TBI attorney Palatine employment lawyer estate planning lawyer breathalyzer test underfunded trust Illinois medical malpractice claim Crystal Lake tax lawyer driving attorney fees Chicago lawyer defective products hiring employees Self-Directed IRA Accounts crossover accidents speeding meal breaks cell phone tower data personal injury claims comparative negligence Schaumburg criminal attorney estate plan business litigation Barrington personal injury lawyer Illinois trusts attorney ACA license revocation trustee installment contracts insurance agent negligence Illinois red light cameras Illinois employee rights attorney. disability benefits vacation home fines Crystal Lake traffic attorney in terrorem provision DUI defense uninsured motorist Illinois boating accident lawyer FMLA Des Plaines DUI attorney Long Grove estate planning attorney Illinois living will Illinois Human Rights Act Chicago car accident lawyer llinois Real Estate Lawyers Association Palatine elder law attorney underinsured motorist real estate lawyer estate planning trusts Crystal Lake car accident attorney Long Grove estate planning attorneys head on collisions construction accidents life insurance policy Rolling Meadows insurance attorney Palatine trusts lawyer jet ski accidents Illinois employment attorneys Illinois insurance lawyer rollover accidents social media after death mass shooting Schaumburg real estate lawyer Palatine personal injury lawyer Illinois personal injury lawyer Deer Park criminal attorney distracted driving accident victims Rolling Meadows marijuana attorney agent digital assets employment contract Long Grove estate planning drug possession Palatine civil attorney GM ignition switches employee discrimination Buffalo Grove traffic attorney car accident lawyers murder natural gas explosion Illinois Sales Representative Act Deer Park personal injury lawyer dynasty trusts Illinois small business PTSD Barrington litigation attorney bicycle accidents Illinois traffic attorney Rolling Meadows employment law attorney Arlington Heights tax lawyer digital information Rolling Meadows car accident lawyers DUI marijuana crimes attorney unfunded trust Crystal Lake bike accident lawyer Chicago biking tips dog bites Arlington Heights personal injury lawyer Buffalo Grove personal injury lawyer Crystal Lake will lawyer denied insurance claims investment property premises liability Illinois business lawyer Palatine criminal defense lawyer controlled substance Illinois law digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers elder abuse Schaumburg insurance lawyers caretaker rights wills and trusts Illinois estate planning law firm Illinois Wage Payment and Collection Act commercial leasing Arlington Heights car crash attorneys Schaumburg estate attorney Illinois workplace lawyer real estate zoning Inverness real estate lawyer Arlington Heights Traffic Lawyer Illinois collections attorney Arlington Heights insurance attorney Illinois mortgages BUI Arlington Heights accident attorney Illinois DUI attorney Rolling Meadows traffic law firm Illinois registered agent IRA trust transfer Crystal Lake criminal defense attorney Illinois traffic laws caregiver Illinois civil litigation lawyer Crystal Lake medical malpractice attorneys Deer Park traffic lawyer texting while driving Illinois personal injury attorney Schaumburg personal injury attorney employee rights loss of consortium unpaid assessment preventable medical errors