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Understanding Workers’ Compensation Disability Benefits

Web Admin - Friday, March 09, 2018
Schaumburg workers' comp benefits attorneyWhen a person is injured while they are working, they are entitled to workers’ compensation benefits that will cover the costs of medical care and any required rehabilitation. In addition, they may be eligible to receive disability benefits to compensate them for income lost while they were unable to work or for any impairment to their ability to earn an income in the future. In Illinois, there are four different types of disability benefits:

  • - Temporary Partial Disability (TPD) - This type of disability applies when a worker is only able to work part-time or in a position that provides reduced pay while they are recovering from their injuries. They will be eligible to receive benefits of two thirds (66 2/3%) of the difference between their income prior to the injury and the income they earn in their reduced capacity.
  • - Temporary Total Disability (TTD) - If a worker is unable to work for at least three days while they are recovering from their injuries, they will be eligible to receive TTD until they are able to return to work. TTD benefits are two thirds (66 2/3%) of their average weekly wage, and this amount is increased by 10% for their spouse and each of their children (up to a maximum of 100%).
  • - Permanent Partial Disability (PPD) - An employee who suffers a permanent injury, such as hearing loss or the amputation of a limb, is eligible to receive PPD. Depending on the body part and the level of impairment, they will be able to receive compensation of 60% of their average weekly wage for a certain number of weeks of work. This percentage is increased by 10% for a worker’s spouse and each of their children (up to a maximum of 100%).
  • - Permanent Total Disability (PTD) - This type of disability applies when an employee is permanently and incurably injured and unable to return to work. They will receive two thirds (66 2/3%) of their average weekly wage for the rest of their life, with this amount being subject to cost of living adjustments each year. 

Contact an Arlington Heights Workers’ Comp Attorney

Injuries that impair a person’s ability to work and earn an income can be devastating to a family’s finances. However, if these injuries occurred while a person was working, workers’ compensation benefits can provide them with the resources they need to make a recovery and continue providing for their family. If you have been injured while working, the skilled attorneys of Drost, Gilbert, Andrew & Apicella, LLC can help you file a workers’ compensation claim and ensure that you receive the benefits you deserve. Contact our Palatine personal injury attorneys at 847-934-6000 to schedule a personalized consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.



Sources:
http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2430&ChapterID=68
https://www.thebalance.com/types-of-workers-compensation-benefits-4047799

Common Work Accidents in Industrial Plants

James Speers - Friday, December 20, 2013

By Ken Apicella

847 934 6000

kca@dgaalaw.com

http://www.dgaalaw.com/ken-apicella.html

Workers in industrial plants often receive safety training, and most plants take precautions to prevent accidents from happening. Still, industrial accidents do occur, and workers would do well to stay aware of common hazards in their environment. Some of the most common accidents that occur in industrial plants involve explosions or asphyxiation. In fact, the U.S. Chemical Safety and Hazard Investigation Board attributes hundreds of deaths and injuries to these types of accidents since 1980.

Explosions in Industrial Plants

Industrial plants are often full of reactive chemicals and hazardous machinery. Unfortunately, those two things often place workers at risk of harm from explosions. Though explosions come in many different forms and have many different causes, some of the most common are pressure vessel explosions, chemical explosions, and combustible dust explosions.

Pressure vessel explosions happen when a gas starts to build up in a sealed tank. This can happen through heating or through an ongoing chemical reaction. Eventually, either due to overpressurization or a flaw in the tank, the vessel bursts, releasing a powerful shock wave and possibly hot vapor as well.

Chemical explosions differ in that they involve reactive chemicals rather than simple overpressurization. These explosions happen when a chemical reaction runs unchecked or a leak releases a flammable chemical, such as hydrogen, into the environment. Then a stray spark or other heat source ignites the chemical, causing an explosion.

The final type of explosion, combustible dust explosions, often happen in factories that produce fine powders, such as flour or sugar. If the company does not take care to properly ventilate the area and ensure a clean work environment, dust can build up in the air. Because fine dusts are often flammable, contact with a heat source can cause the entire cloud to explode.

Asphyxiation in Industrial Plants

Workers in chemical plants are also vulnerable to the hazard of asphyxiation. Though less common than explosions, the threat can be equally dangerous. Workers often asphyxiate in one of two ways. Either a gas leak releases a dangerous chemical into the room that causes suffocation, or the worker ends up in a cramped space for long periods, depriving them of oxygen.

Gas leaks can cause asphyxiation by affecting the concentration of oxygen in the air. Even the release of an ordinarily harmless gas like nitrogen can cause workers to suffocate if it saturates the air and deprives workers from taking in enough oxygen. 

If you or a loved one has been injured in a plant accident. Contact a Chicago personal injury lawyer today. We serve many northwest suburban areas including Barrington, Crystal Lake, Deer Park, and Rolling Meadows.


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