DGAA bLAWg

The Duties and Responsibilities Associated with a Power of Attorney

Web Admin - Thursday, October 16, 2014

power of attorney rights and responsibilitiesIllness, injury, or age can often render a person unable to take proper care of their finances and their property. As a solution to this issue, Illinois law allows people to set up a power of attorney for property. This is a legal document that lets a person, the principal, designate a trusted agent to handle the principal's property with the principal's best interests in mind. This document gives the agent a variety of legal powers over the principal's money and property, but it also comes with legal duties that the principal must fulfill. Agents need to be aware of both of these things to properly complete their jobs without bringing liability onto themselves.

The Powers Granted

The powers granted to an agent under a power of attorney vary depending on the principal's wishes, but in 2011 Illinois created a general form with 15 default powers that a principal can bestow upon an agent. These powers include:

-The authority to buy or sell real estate on behalf of the principal;

-The authority to deal with banks and safe deposit boxes for the principal;

-The authority to represent the principal in insurance transactions; and

-The authority to buy and sell stocks and bonds for the principal.

The form also includes extra sections to place limitations on these powers or to add extras. For instance, the principal can allow the agent to buy and sell stocks and bonds, but also forbid them from selling a particular stock. Similarly, the power to give gifts on the principal's behalf is not included in the default form, but a principal could add it if they so chose.

The Duties of the Agent

Importantly, by taking on these powers, the agent enters into a “fiduciary” relationship with the principal, meaning that they have a duty to act in the principal's best interests. In addition to that general duty, the law also imposes other, more specific duties on the agent. For instance, the agent is required to act in accordance with any estate plans that the principal has put in place to the extent possible. Agents also have a duty to keep good financial records of any “receipts, disbursements, and significant actions conducted for the principal.” The law also forbids agents from taking certain actions. These forbidden actions include commingling the principal's funds with their own, taking loans from the principal, and exceeding the authority granted by the power of attorney.

Powers of attorney are complex legal documents, and managing them incorrectly can open the agent up to legal liability. If you are considering a power of attorney, contact an Arlington Heights estate planning attorney serving the northwest suburbs to better understand your duties as well as other potential estate planning options. We assist clients throughout Inverness, Palatine, Schaumburg, Long Grove, Kenilworth, Riverwoods, and the rest of the Chicagoland area.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Estate Planning in the Digital Age

Web Admin - Wednesday, May 21, 2014

digital assets estate planningFrom bankbooks to Facebook, more and more activities, both business and pleasure, are being conducted over the internet every day. A study from McAfee reports that in 2011 the average American had almost $55,000 in digital assets. These assets can present unique challenges during the estate planning process. They need to be passed on or wound up just like physical assets, but each online service has its own rules on handling accounts after death.  

What Digital Assets Are

Digital assets can be many different things, and it is important to have a clear understanding of the different types since they can require very different treatment after death. Digital assets include:

  • - Files on your home computer like pictures, word documents, and spreadsheets;
  • - Digital books and music like iTunes and Kindle books;
  • - Social networking accounts like Facebook and Twitter;
  • - Online gaming accounts and valuable in-game assets;
  • - Websites or domain names you own; and
  • - eCommerce information like bank accounts, Paypal, and eBay.

Choosing how to handle each of these assets can require some careful thought because they will each likely need a different form of treatment. For instance, Paypal accounts can probably simply be closed out after withdrawing the funds, but some people would prefer to see their Facebook page memorialized rather than simply closed.

Handling Digital Assets

From a legal standpoint, handling digital assets may be a challenge because the problem is somewhat new. This means that the law has yet to catch up to the technology in many ways. Instead, much of the legal landscape is determined by the individual service itself based on the “Terms of Service” that they have each user agree to. However, there are still precautions that you can take in order to better empower your loved ones to carry out your wishes.

The first thing to do is to create a digital inventory. This is a list of all your digital assets, where to find them, and the usernames and passwords necessary to access them. This inventory should also include instructions to the executor of your estate detailing what you would like them to do with each of the assets.

Then you should make sure that your legal documents include provisions for the management of your digital assets. This means designating an executor to handle your digital estate. This can be the same person as the executor for the rest of your will, but it does not have to be. If the executor for most of your estate lacks computer skills it could be prudent to name someone else to deal with digital assets. While this executor may still have trouble carrying out all your wishes if the website’s Terms of Service will not allow it, arming them with a digital inventory and a legal document can certainly improve their chances.

If you would like to make an estate plan or if you want to update your plan to account for digital assets, contact an Illinois estate planning attorney today. Our skilled team assists clients across the northwest suburbs, including in Inverness, Kenilworth, and Riverwoods.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

5 Benefits to Using an Institutional Trustee

Web Admin - Tuesday, April 08, 2014

illinois trusts and estate planning attorneyTrusts are versatile, useful legal instruments that allow the grantor (the person who sets up the trust) to set aside certain money or other assets for the use of another person (the beneficiary). However, the beneficiary does not have direct access to the assets. Instead, the trust is managed by a trustee whose job it is to control the assets and use them in the beneficiary’s best interest. This makes choosing the trustee one of the most important parts of setting up a trust.

Although most individuals can serve as a trustee, Illinois law also allows for the use of an “institutional trustee.” Institutional trustees are companies, often banks, who professionally manage the trust’s assets. These companies usually do charge a fee for the services, but the companies come with several benefits:

  • - They are skilled at managing trusts;
  • - They have the ability to handle complex paperwork and recordkeeping;
  • - They provide continuity to the management of the trust;
  • - They operate free of bias; and
  • - They are regulated to prevent fraud.

Reasons to Use an Institutional Trustee

  1. 1. Experienced Administrators: Institutional trustees have experience managing trusts. This allows them to easily navigate the legal requirements for trustees. Furthermore, many trustees are responsible for investing the trust’s assets. Banks and other institutional trustees are often professional investors who will be able to handle the task better than friends or family.

  1. 2. Strong Recordkeeping: Trusts also have fairly extensive recordkeeping requirements to prevent fraud on the part of the trustee. Institutional trustees have the infrastructure in place to make sure that important documents, like tax returns, are filed on time and do not get misplaced. Furthermore, the use of an institutional trustee prevents this complex work from being pushed onto a friend or family member.

  1. 3. Management Continuity: The corporate nature of institutional trustees also allows for continuity in the trust’s management. Trusts can last for decades and decades. An individual trustee may not be physically or mentally capable of managing a trust for its entire duration. Conversely, institutional trustees have the ability to smoothly transfer trust administration from one employee to the next, allowing for steady management of the assets.

  1. 4. Unbiased Distribution: Additionally, institutional trustees can eliminate the possibility of bias that might exist with trustees who are friends or family. The company would not have any prior history with particular beneficiaries that might interfere with the fair and evenhanded use of the trust’s assets.

  1. 5. Fraud Protection: Finally, institutional trustees have fraud prevention mechanisms in place. Although everyone would like to think that their friends or family members are above reproach, cases of theft on the part of the trustee do happen. Many institutional trustees are subject to government regulation and auditing requirements that can reduce the risk of fraud on their parts.

If you are interested in setting up a trust, consult with an Illinois estate planning lawyer to tailor one to your specific situation. Our attorneys lend their experience to clients across the northwest suburban area, including in Long Grove, Riverwoods, and Kenilworth.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

The Dynasty Trust: A New Method of Creating an Inheritance

Web Admin - Thursday, March 20, 2014

illinois trusts estate planning attorneyDynasty trusts are a new type of trust that can be used to minimize the burden of certain taxes that the government levies on inheritance by holding the inheritance in a trust for many generations. These trusts have become more popular in recent years as states have begun to relax or abolish a legal doctrine known as the rule against perpetuities. The rule is a complex legal doctrine that limited the length of trusts and other legal instruments to only lasting a certain period of time, usually about two or three generations, depending on a variety of factors. Now that the rule is being relaxed, it has made dynasty trusts a more viable option.

What is a Dynasty Trust?

Simply put, a dynasty trust is a trust that holds assets from which future generations will benefit. This has important tax consequences because assets placed into a dynasty trust are subject to the federal estate/gift tax only once. This means that the assets can flow down to further generations without future estate taxes. For instance, if a person left $10,000,000 to their child without using a trust, this would exceed the gift/estate tax exemption, so it would be subject to the tax. Then, if that inheritance appreciated in value and the child passed it on to a grandchild, it would be subject to another round of taxes. If, instead of simply passing the money down in the first place, the person had placed it into a dynasty trust, then the original $10,000,000 would be taxed at that point, but it the appreciated amount would not be subject to another estate tax when it went to the grandchild.

Another benefit of the dynasty trust is that it can help reduce the effects of the generation skipping transfer tax (GST). The GST exists because people used to leave money directly to their grandchildren in an effort to avoid the double estate tax of the previous example. The GST can take as much as 55 percent of the money passed down to grandchildren in excess of $1,000,000. If the dynasty trust is created using that $1,000,000 dollar exemption, then it can sizably reduce the burden of transfer taxes on future generations.

This means that the dynasty trust can be a very useful estate planning tool for people with large families, or those who have enough assets that the estate tax and GST are serious concerns. Additionally, dynasty trusts are also useful for people who would like to have some say as to how their money is spent after their deaths because dynasty trusts can sometimes be used to control such things.

If you believe that your estate planning could benefit from the use of a dynasty trust, contact a Long Grove estate planning attorney today. Our firm helps handle tax planning issues for clients across the northwest suburbs, including towns like Riverwoods, Barrington, and Kenilworth.

About the Author: Attorney Jay Andrew is founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Recent Posts


Tags

Illinois collections attorney fault based insurance Schaumburg probate attorney car accidents Des Plaines real estate lawyer Schaumburg real estate lawyer Schaumburg medical malpractice lawyer college kids driving cell phone tower data healthcare swimming pools digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers foreclosed rental property digital evidence slip and fall Home Sale Contingencies medical marijuana Inverness insurance attorney insurance adjusters Illinois employment laws probate claims process problem employees estate attorney employment law Des Plaines DUI attorney wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace denied insurance claim Federal Food Drug and Cosmetic Act criminal law Crystal Lake law firm dynasty trusts insurance claim dispute Illinois workplace discrimination attorney Illinois jet ski accident lawyer Deer Park accident attorney Employment Discrimination Law rollover accidents Des Plaines accident attorney Crystal Lake business law attorneys Deer Park DUI lawyer bicycle dooring accidents DMV reckless homicide Des Plaines injury law firm Palatine corporate attorney Buffalo Grove insurance claim dispute lawyers blood alcohol content Inverness probate lawyer Illinois caretaker rights Inverness personal injury attorney distracted driving accidents GM ignition switches Palatine employment law lawyer DNR license underinsured motorist appealing an insurance claim Arlington Heights wills and trusts lawyer Buffalo Grove car accident lawyer Illinois personal injury lawyers DUI defense residential real estate Rolling Meadows accident lawyer TBI Illinois workplace lawyer commercial leases Crystal Lake pet attorney home inspection lawyer defective products lawyer liability claims right to work pedestrian accidents taxes surgical mistakes nursing home negligence jet ski golf accidents Crystal lake insurance dispute attorney drunk driving Inverness elder law lawyer insurance claim delay medical malpractice Kenilworth estate planning attorney Rolling Meadows personal injury attorney premises liability digital information distracted driving accident victims Crystal Lake pedestrian accident lawyer modern family estate planning auto accidents insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Arlington Heights traffic attorney Joliet general practice lawyers Schaumburg employment law attorneys Palatine traffic accidents Mount Prospect wills and trusts lawyers Illinois personal injury attorney estate planning lawyer Chicago car accident lawyer Whistleblower Claims minimum wage Policy Cancellation Inverness injury lawyer employee rights new real estate form field sobriety test unfunded trust back injuries Illinois pet lawyer eluding a police officer work unions Illinois real estate vacation home fines DUI penalities Palatine civil litigation lawyer personal injury lawyer jet ski accidents Des Plaines collections attorney medical malpractice compensation Arlington Heights tax lawyer Buffalo Grove real estate attorney federal regulations for LLCs Exclusions Arlington Heights personal injury lawyer real estate contract Des Plaines real estate attorney business litigation Palatine estate planning lawyer digital assets Thanksgiving Schaumburg insurance lawyers Inverness accident lawyer Illinois employment lawyer Barrington medical malpractice lawyers advance healthcare directive license reinstatement Schaumburg criminal law attorney real estate lawyer product liability landlord tenant law Illinois workers compensation attorney medication errors construction accidents landlord Chicago attorney estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers trauma after an accident Self-Directed IRA Accounts Barrington litigation attorney insurance denial appeals Family Medical Leave Act employee discrimination Illinois insurance claim dispute lawyer car crashes Illinois tax attorney boating under the influence Deer Park motorcycle accident lawyer foreclosure homestead rights Illinois employment law attorney Palatine corporate law attorneys accidental death benefits vacation home Rolling Meadows litigation lawyer gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Palatine personal injury lawyer Illinois trucking safety Home Remodeling Repair Act cell phone accidents Des Plaines tax law firm job lawyers wrongful termination first degree murder Deer Park employment law attorney Schaumburg injury lawyer deed transfer Illinois workers compensation lawyer Illinois insurance lawyer Rolling Meadows medical malpractice lawyers Rolling Meadows criminal attorney paid sick leave independent contractor digital media accounts, estate planning, Arlington Heights estate planning attorney, Palatine traffic lawyer Buffalo Grove injury lawyer estate tax Illinois defective products attorney civil litigation attorney probate claims Inverness civil lawyer unpaid assessment DUI Attorney Ken Apicella comp time Forcible Entry life insurance claims Crystal Lake tax lawyer Illinois trusts attorney suspended license trench injuries insurance negligence criminal insurance dispute car accident lawyer insurance claim denial Chicago estate planning loss of consortium Arlington Heights car accident lawyer Rolling Meadows probate lawyer Buffalo Grove personal injury attorney commercial real estate Inverness real estate attorney insurance agents Illinois estate planning Des Plaines personal injury lawyer employees Illinois Wage Payment and Collection Act uninsured motorist probate fees motorcycle accident lawyer investment property Barrington civil litigation attorney Crystal Lake employment law attorney BAC Schaumburg estate attorney in terrorem provision living trust vs will estate plan spinal cord injuries criminal record Crystal Lake personal injury lawyer Illinois Workers’ Compensation Commission Rolling Meadows insurance dispute lawyers financial advisors Fair Labor Standards Act Mt Prospect Attorney meal breaks Barrington attorney Retaliatory Discharge underfunded trust Rolling Meadows employment law attorney Illinois mortgages Illinois boating accident lawyer Crystal Lake car accident lawyer Food and Drug Administration's Food Safety Modernization Act federal crimes Rolling Meadows insurance lawyer Chicago will attorney Des Plaines Traffic Lawyer Transfer on Death Instrument Rolling Meadows drug defense attorney wills llinois Real Estate Lawyers Association pregnant women Barrington employment law firm power of attorney internet Schaumburg car accident attorney Des Plaines drug crimes lawyer Chicago trucking accident attorney Illinois insurance claim dispute lawyers pedestrian injuries, pedestrian fatality Rolling Meadows DUI lawyer Deer Park medical malpractice attorney traffic violations defense CAM Illinois employee rights attorney. Illinois medical malpractice lawyers Colin Gilbert rent to own real estate contracts Des Plaines personal injury attorney Illinois construction accident attorney Buffalo Grove probate lawyer Barrington criminal lawyer BAIID license revocation Schaumburg criminal attorney workers compensation Palatine civil attorney Schaumburg personal injury attorney Illinois employment law firm pizza emoji Chicago traffic lawyer Barrington drug crime attorney Buffalo Grove law firm installment contracts Illinois will lawyer Illinois employment law attorneys Des Plaines drug lawyer Illinois civil litigation lawyer Illinois probate lawyer pedestrian-automobile accident Illinois estate planning law firm natural gas trucking accidents gift taxes Illinois medical malpractice claim Barrington personal injury attorney Inverness corporate attorney Barrington workers compensation attorney BUI Crystal Lake estate planning lawyer drug possession probate lawyer Arlington Heights trucking lawyer traffic offenses Rolling Meadows Attorney Illinois registered agent Illinois lawyer insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys workplace sexual harassment Detainer Actions involuntary manslaughter Barrington personal injury lawyer Illinois Sales Representative Act Buffalo Grove corporate attorney Illinois Smoke Detector Act employment law, Illinois employment laws Palatine business attorney Illinois car accident attorney Rolling Meadows personal injury lawyers Crystal Lake will lawyer sexual images creditors personal injury accidents revenge porn Illinois elder law attorney compensatory time Crystal Lake traffic lawyer IRA benefits preventable medical errors traffic crimes privacy Des Plaines startup company Class A misdemeanor Chicago will attorney, social media platforms, Illinois estate planning lawyer, employment attorney Palatine drug lawyer life insurance policy Rolling Meadows car accident lawyers bicycle accidents Arlington Heights Traffic Lawyer Barrington employment attorney Crystal Lake accident attorney Crystal Lake medical malpractice law firm Arlington Heights wills and trusts attorneys trucking accident lawyers drug crimes lawyer Landlord Tenant Ordinance estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Rolling Meadows estate planning attorney Illinois Human Rights Act Rolling Meadows Deer Park personal injury lawyer Illinois job attorney workers comp Rolling Meadows criminal lawyer Illinois Probate Act of 1975 Rolling Meadows personal injury lawyer probate process Schaumburg construction accident lawyer IRS Illinois insurance attorney hands free device Rolling Meadows marijuana attorney Palatine elder law attorney hit and run accident wills and trusts Rolling Meadows employment attorney traffic deaths insurance disputes underage DUI murder defense DGAA marijuana crimes attorney car crash injuries healthcare claims personal injury pet bites Palatine real estate lawyer South Barrington real estate attorney personal injury claim condo drunk driving statistics Riverwoods estate planning lawyer condo association insurance agent negligence clemency FMLA estate planning Illinois rollover accident lawyers Chicago corporate attorney dram shop law Arlington Heights accident attorney Crystal Lake car accident attorney pain and suffering changes to mortgage law Palatine workers compensation lawyer criminal defense capital gains tax Long Grove real estate attorney Arlington Heights injury attorney traumatic brain injuries employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, natural gas explosion Illinois insurance claims lawyers Arlington Heights employment law attorneys Schaumburg traffic lawyer Illinois wills and trusts attorneys Schaumburg wrongful death attorney Illinois traffic laws Illinois business law atorneys murder charges South Barrington real estate lawyer Illinois criminal defense attorney insurance claims income distribution deducation construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation traumatic brain injury Schaumburg corporate attorney real estate Illinois traffic attorney Chicago insurance law firm truck collisions Barrington criminal defense lawyer Barrington Traffic Lawyer hiring employees Palatine probate lawyer manufacturing marijuana Schaumburg Illinois medical malpractice attorney child safety Palatine insurance lawyer Crystal Lake insurance lawyer Illinois LLC creation holiday statistics Crystal Lake civil litigation lawyer Chicago biking tips brain injury deadly crashes mass shooting Illinois insurance claim attorney Chicago estate planning lawyer Schaumburg employment attorney Des Plaines claims law firm Arlington Heights lawyer trustee sexual harassment civil rights violation Palatine law firm Palatine criminal defense lawyer Illinois employment attorneys trusts drug crime Rolling Meadows traffic law firm overtime pay Long Grove real estate lawyer Do Not Resuscitate tax attorney Arlington Heights TBI attorney life insurance lawyer institutional trustee Jay Andrew life insurance real estate leasing living trust Rolling Meadows insurance dispute lawyers, insurance dispute DUI attorney Palatine Attorney Schaumburg drug defense lawyer employee misclassification bad faith insurance claims Deer Park traffic accident attorney Barrington real estate lawyer texting while driving Palatine punch death IRELA no contest clauses icy parking lots Illinois pedestrian accident attorney Illinois injury lawyer guardianship attorney dog bites personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Palatine employment lawyer cell phone Des Plaines criminal attorney dealing with problem employees consent to a search Arlington Heights medical malpractice lawyer car accident IRA trust transfer trust payments mortgage car crash pedestrian accident health insurance dispute crossover accidents Illinois corporate lawyer anesthesia errors Des Plaines insurance attorney Illinois business lawyer Chicago employment attorney real estate attorneys Arlington Heights estate planning attorney Illinois employment law sole proprietorship rumble strips breathalyzer test Legal Info Arlington Heights wills and trusts attorney murder insurance dispute attorney blended families Barrington estate planning lawyer forming a corporation in Illinois traffic tickets corporate law Palatine trusts lawyer Illinois bicycle safety ken apicella Illinois motorcycle accident lawyer Barrington estate planning attorney Colin H. Gilbert Illinois wills and trusts Rolling Meadows traffic attorney Des Plaines personal injury lawyers employment contract rollover car crashes Arlington Heights Attorney medical malpractice claims Buffalo Grove employment lawyer Schaumburg personal injury lawyers ACA Schaumburg civil litigation attorney Long Grove estate planning attorney loopholes Rolling Meadows business lawyer Rolling Meadows tax attorney breach of contract Buffalo Grove medical malpractice lawyers Arlington Heights employment attorney food poisoning FSLA disability benefits Illinois driving without license Barrington Illinois estate planning lawyer drug crimes Deer Park criminal attorney estate planning for college students Crystal Lake medical malpractice attorneys Inverness traffic law firm Rolling Meadows real estate attorney Rolling Meadows insurance attorney liens elder law senior citizens automated cars Deer Park traffic lawyer Illinois medical malpractice case Des Plaines pet law attorney speeding traffic accidents preventing accidents Long Grove wills and trusts attorneys car accident lawyers Des Plaines civil attorney Palatine construction attorney Chicago employment lawyer Crystal Lake bike accident lawyer wrongful death living wills Illinois personal injury lawyer Rolling Meadows employment law attorneys small business wage theft Illinois living will estate planning trusts probate insurance claim dispute attorney medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Illinois traffic attorneys Palatine employment attorney Illinois wrongful termination lawyer Schaumburg estate planning lawyer fiduciary rule head on collisions workers compensation benefits employment lawyer Arlington Heights personal injury attorney Affordable Care Act owner responsibility Barrington business law firm Illinois traffic ticket lawyer insurance denials Des Plaines motorcycle accident attorney Arlington Heights insurance attorney Illinois small business Des Plaines medical malpractice attorney texting and driving controlled substance traffic laws severance agreements personal injury claims fiduciary rule delay Schaumburg Attorney living trust benefits POA agent boating accidents Illinois Transfer on Death Instrument Crystal Lake injury attorney Inverness estate planning lawyer Rolling Meadows corporate lawyer Illinois home inspection bike accident Crystal Lake criminal defense attorney Illinois traffic accident lawyer Buffalo Grove traffic lawyers overtime violations expungement Fourth of July irrevocable trust PTSD insurance claim slip and fall accidents estate planning attorney Crystal Lake traffic attorney operating agreements Kenilworth estate planning attorneys commercial leasing products liability Arlington Heights wills and trusts lawyers Super Mario Barrington injury attorney Chicago insurance claim attorneys Palatine injury attorney drugs real estate zoning insurance attorney elder abuse Crystal Lake employment attorney pet law Buffalo Grove traffic attorney fatal car accidents denied insurance claims Illinois estate planning attorney Long Grove estate planning attorneys motorcycle accident Schaumburg elder law lawyer Arlington Heights pedestrian accidents Schaumburg estate planning attorney Illinois personal injury Deer Park workers compensation lawyer medical research Kenilworth estate planning lawyer Illinois attorney employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Mount Prospect elder law attorney Buffalo Grove personal injury lawyer Chicago lawyer Illinois law Barrington employment law attorney unpaid overtime Buffalo Grove criminal defense lawyer Liquor Control Act real estate closing privacy laws attorney fees personal injury attorney denial of life insurance whistleblower protections ObamaCare Arlington Heights criminal lawyer car collision Arlington Heights real estate lawyer boating DUI personal injury law firm caregiver Crystal Lake employment lawyer unauthorized overtime Inverness DUI lawyer Crystal Lake personal injury attorney low-ball insurance settlement Illinois red light cameras Barrington boating accident attorney special needs trust civil litigation Schaumburg personal injury lawyer Illinois insurance disputes Arlington Heights car crash attorneys spinal cord injury Rolling Meadows Traffic Lawyer power of attorney for healthcare School Visitation Rights Act social media after death Rolling Meadows boating crash lawyer Illinois speeding lawyer defective products real estate attorney Deer Park real estate law firm insurance claim denials Illinois insurance dispute lawyers Crystal Lake medical malpractice lawyer Long Grove estate planning Mount Prospect real estate lawyer filing a medical malpractice claim Illinois DUI attorney rest breaks Inverness real estate lawyer Illinois real estate lawyer traffic violations liability license suspension LLCs

Archive