DGAA bLAWg

The Duties and Responsibilities Associated with a Power of Attorney

Web Admin - Thursday, October 16, 2014

power of attorney rights and responsibilitiesIllness, injury, or age can often render a person unable to take proper care of their finances and their property. As a solution to this issue, Illinois law allows people to set up a power of attorney for property. This is a legal document that lets a person, the principal, designate a trusted agent to handle the principal's property with the principal's best interests in mind. This document gives the agent a variety of legal powers over the principal's money and property, but it also comes with legal duties that the principal must fulfill. Agents need to be aware of both of these things to properly complete their jobs without bringing liability onto themselves.

The Powers Granted

The powers granted to an agent under a power of attorney vary depending on the principal's wishes, but in 2011 Illinois created a general form with 15 default powers that a principal can bestow upon an agent. These powers include:

-The authority to buy or sell real estate on behalf of the principal;

-The authority to deal with banks and safe deposit boxes for the principal;

-The authority to represent the principal in insurance transactions; and

-The authority to buy and sell stocks and bonds for the principal.

The form also includes extra sections to place limitations on these powers or to add extras. For instance, the principal can allow the agent to buy and sell stocks and bonds, but also forbid them from selling a particular stock. Similarly, the power to give gifts on the principal's behalf is not included in the default form, but a principal could add it if they so chose.

The Duties of the Agent

Importantly, by taking on these powers, the agent enters into a “fiduciary” relationship with the principal, meaning that they have a duty to act in the principal's best interests. In addition to that general duty, the law also imposes other, more specific duties on the agent. For instance, the agent is required to act in accordance with any estate plans that the principal has put in place to the extent possible. Agents also have a duty to keep good financial records of any “receipts, disbursements, and significant actions conducted for the principal.” The law also forbids agents from taking certain actions. These forbidden actions include commingling the principal's funds with their own, taking loans from the principal, and exceeding the authority granted by the power of attorney.

Powers of attorney are complex legal documents, and managing them incorrectly can open the agent up to legal liability. If you are considering a power of attorney, contact an Arlington Heights estate planning attorney serving the northwest suburbs to better understand your duties as well as other potential estate planning options. We assist clients throughout Inverness, Palatine, Schaumburg, Long Grove, Kenilworth, Riverwoods, and the rest of the Chicagoland area.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Estate Planning in the Digital Age

Web Admin - Wednesday, May 21, 2014

digital assets estate planningFrom bankbooks to Facebook, more and more activities, both business and pleasure, are being conducted over the internet every day. A study from McAfee reports that in 2011 the average American had almost $55,000 in digital assets. These assets can present unique challenges during the estate planning process. They need to be passed on or wound up just like physical assets, but each online service has its own rules on handling accounts after death.  

What Digital Assets Are

Digital assets can be many different things, and it is important to have a clear understanding of the different types since they can require very different treatment after death. Digital assets include:

  • - Files on your home computer like pictures, word documents, and spreadsheets;
  • - Digital books and music like iTunes and Kindle books;
  • - Social networking accounts like Facebook and Twitter;
  • - Online gaming accounts and valuable in-game assets;
  • - Websites or domain names you own; and
  • - eCommerce information like bank accounts, Paypal, and eBay.

Choosing how to handle each of these assets can require some careful thought because they will each likely need a different form of treatment. For instance, Paypal accounts can probably simply be closed out after withdrawing the funds, but some people would prefer to see their Facebook page memorialized rather than simply closed.

Handling Digital Assets

From a legal standpoint, handling digital assets may be a challenge because the problem is somewhat new. This means that the law has yet to catch up to the technology in many ways. Instead, much of the legal landscape is determined by the individual service itself based on the “Terms of Service” that they have each user agree to. However, there are still precautions that you can take in order to better empower your loved ones to carry out your wishes.

The first thing to do is to create a digital inventory. This is a list of all your digital assets, where to find them, and the usernames and passwords necessary to access them. This inventory should also include instructions to the executor of your estate detailing what you would like them to do with each of the assets.

Then you should make sure that your legal documents include provisions for the management of your digital assets. This means designating an executor to handle your digital estate. This can be the same person as the executor for the rest of your will, but it does not have to be. If the executor for most of your estate lacks computer skills it could be prudent to name someone else to deal with digital assets. While this executor may still have trouble carrying out all your wishes if the website’s Terms of Service will not allow it, arming them with a digital inventory and a legal document can certainly improve their chances.

If you would like to make an estate plan or if you want to update your plan to account for digital assets, contact an Illinois estate planning attorney today. Our skilled team assists clients across the northwest suburbs, including in Inverness, Kenilworth, and Riverwoods.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

5 Benefits to Using an Institutional Trustee

Web Admin - Tuesday, April 08, 2014

illinois trusts and estate planning attorneyTrusts are versatile, useful legal instruments that allow the grantor (the person who sets up the trust) to set aside certain money or other assets for the use of another person (the beneficiary). However, the beneficiary does not have direct access to the assets. Instead, the trust is managed by a trustee whose job it is to control the assets and use them in the beneficiary’s best interest. This makes choosing the trustee one of the most important parts of setting up a trust.

Although most individuals can serve as a trustee, Illinois law also allows for the use of an “institutional trustee.” Institutional trustees are companies, often banks, who professionally manage the trust’s assets. These companies usually do charge a fee for the services, but the companies come with several benefits:

  • - They are skilled at managing trusts;
  • - They have the ability to handle complex paperwork and recordkeeping;
  • - They provide continuity to the management of the trust;
  • - They operate free of bias; and
  • - They are regulated to prevent fraud.

Reasons to Use an Institutional Trustee

  1. 1. Experienced Administrators: Institutional trustees have experience managing trusts. This allows them to easily navigate the legal requirements for trustees. Furthermore, many trustees are responsible for investing the trust’s assets. Banks and other institutional trustees are often professional investors who will be able to handle the task better than friends or family.

  1. 2. Strong Recordkeeping: Trusts also have fairly extensive recordkeeping requirements to prevent fraud on the part of the trustee. Institutional trustees have the infrastructure in place to make sure that important documents, like tax returns, are filed on time and do not get misplaced. Furthermore, the use of an institutional trustee prevents this complex work from being pushed onto a friend or family member.

  1. 3. Management Continuity: The corporate nature of institutional trustees also allows for continuity in the trust’s management. Trusts can last for decades and decades. An individual trustee may not be physically or mentally capable of managing a trust for its entire duration. Conversely, institutional trustees have the ability to smoothly transfer trust administration from one employee to the next, allowing for steady management of the assets.

  1. 4. Unbiased Distribution: Additionally, institutional trustees can eliminate the possibility of bias that might exist with trustees who are friends or family. The company would not have any prior history with particular beneficiaries that might interfere with the fair and evenhanded use of the trust’s assets.

  1. 5. Fraud Protection: Finally, institutional trustees have fraud prevention mechanisms in place. Although everyone would like to think that their friends or family members are above reproach, cases of theft on the part of the trustee do happen. Many institutional trustees are subject to government regulation and auditing requirements that can reduce the risk of fraud on their parts.

If you are interested in setting up a trust, consult with an Illinois estate planning lawyer to tailor one to your specific situation. Our attorneys lend their experience to clients across the northwest suburban area, including in Long Grove, Riverwoods, and Kenilworth.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

The Dynasty Trust: A New Method of Creating an Inheritance

Web Admin - Thursday, March 20, 2014

illinois trusts estate planning attorneyDynasty trusts are a new type of trust that can be used to minimize the burden of certain taxes that the government levies on inheritance by holding the inheritance in a trust for many generations. These trusts have become more popular in recent years as states have begun to relax or abolish a legal doctrine known as the rule against perpetuities. The rule is a complex legal doctrine that limited the length of trusts and other legal instruments to only lasting a certain period of time, usually about two or three generations, depending on a variety of factors. Now that the rule is being relaxed, it has made dynasty trusts a more viable option.

What is a Dynasty Trust?

Simply put, a dynasty trust is a trust that holds assets from which future generations will benefit. This has important tax consequences because assets placed into a dynasty trust are subject to the federal estate/gift tax only once. This means that the assets can flow down to further generations without future estate taxes. For instance, if a person left $10,000,000 to their child without using a trust, this would exceed the gift/estate tax exemption, so it would be subject to the tax. Then, if that inheritance appreciated in value and the child passed it on to a grandchild, it would be subject to another round of taxes. If, instead of simply passing the money down in the first place, the person had placed it into a dynasty trust, then the original $10,000,000 would be taxed at that point, but it the appreciated amount would not be subject to another estate tax when it went to the grandchild.

Another benefit of the dynasty trust is that it can help reduce the effects of the generation skipping transfer tax (GST). The GST exists because people used to leave money directly to their grandchildren in an effort to avoid the double estate tax of the previous example. The GST can take as much as 55 percent of the money passed down to grandchildren in excess of $1,000,000. If the dynasty trust is created using that $1,000,000 dollar exemption, then it can sizably reduce the burden of transfer taxes on future generations.

This means that the dynasty trust can be a very useful estate planning tool for people with large families, or those who have enough assets that the estate tax and GST are serious concerns. Additionally, dynasty trusts are also useful for people who would like to have some say as to how their money is spent after their deaths because dynasty trusts can sometimes be used to control such things.

If you believe that your estate planning could benefit from the use of a dynasty trust, contact a Long Grove estate planning attorney today. Our firm helps handle tax planning issues for clients across the northwest suburbs, including towns like Riverwoods, Barrington, and Kenilworth.

About the Author: Attorney Jay Andrew is founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Recent Posts


Tags

Schaumburg real estate lawyer dog bites Deer Park criminal attorney life insurance lawyer employees Illinois defective products attorney Rolling Meadows estate planning attorney compensatory time Illinois Human Rights Act Arlington Heights medical malpractice lawyer clemency sole proprietorship Rolling Meadows probate lawyer vacation home insurance attorney traffic tickets license reinstatement Crystal Lake injury attorney Chicago employment lawyer Schaumburg construction accident lawyer Buffalo Grove insurance claim dispute lawyers Inverness injury lawyer BUI underfunded trust personal injury lawyer Des Plaines claims law firm Illinois insurance lawyer Schaumburg employment law attorneys senior citizens Illinois employment lawyer slip and fall Crystal Lake estate planning lawyer Des Plaines DUI attorney privacy trench injuries Illinois employment attorneys Arlington Heights traffic attorney Attorney Ken Apicella Deer Park personal injury lawyer personal injury accidents gift taxes Deer Park employment law attorney Illinois small business Des Plaines personal injury lawyer Illinois business lawyer real estate zoning Illinois traffic ticket lawyer comp time Des Plaines motorcycle accident attorney Illinois personal injury attorney LLCs Barrington real estate lawyer cell phone accidents murder defense automated cars Long Grove wills and trusts attorneys insurance claim denial liability living trust Deer Park real estate law firm landlord tenant law Chicago lawyer car collision workplace sexual harassment medical malpractice compensation ACA Illinois living will insurance claim delay Federal Food Drug and Cosmetic Act motorcycle accident foreclosure Illinois pet lawyer Illinois jet ski accident lawyer unauthorized overtime Rolling Meadows Traffic Lawyer Rolling Meadows corporate lawyer wrongful termination workers compensation liens Illinois Transfer on Death Instrument defective products civil litigation Illinois motorcycle accident lawyer Des Plaines drug crimes lawyer rollover accidents work unions Illinois registered agent Chicago insurance claim attorneys Des Plaines drug lawyer probate process Policy Cancellation Rolling Meadows insurance dispute lawyers Crystal Lake medical malpractice attorneys Schaumburg estate attorney Crystal Lake pedestrian accident lawyer probate fees Schaumburg probate attorney FMLA Deer Park traffic lawyer rumble strips Chicago biking tips child safety products liability probate lawyer pizza emoji pedestrian accident employment attorney Barrington personal injury attorney estate planning lawyer Illinois corporate lawyer Illinois LLC creation criminal law South Barrington real estate attorney estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Schaumburg estate planning lawyer car crashes consent to a search license revocation rent to own real estate contracts pet law Des Plaines Traffic Lawyer drug possession Illinois will lawyer Rolling Meadows insurance lawyer Palatine employment law lawyer Illinois insurance disputes manufacturing Des Plaines personal injury attorney preventing accidents boating accidents Buffalo Grove law firm traffic accidents Barrington estate planning attorney personal injury claims new real estate form Rolling Meadows litigation lawyer insurance claim Palatine real estate lawyer sexual harassment Arlington Heights accident attorney condo association workers compensation benefits drunk driving statistics Schaumburg personal injury lawyer criminal defense product liability Rolling Meadows life insurance Palatine civil attorney Schaumburg personal injury lawyers Illinois Palatine estate planning lawyer Illinois Smoke Detector Act pedestrian accidents Rolling Meadows employment law attorneys Chicago attorney DNR Barrington employment law attorney employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Illinois medical malpractice claim Crystal Lake employment law attorney golf accidents Mount Prospect real estate lawyer Illinois law Palatine insurance lawyer pet bites Arlington Heights estate planning attorney estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers elder law whistleblower protections Colin Gilbert trucking accidents Rolling Meadows boating crash lawyer traffic offenses medical malpractice claims Employment Discrimination Law Inverness real estate attorney Buffalo Grove traffic lawyers Riverwoods estate planning lawyer Arlington Heights employment attorney Chicago will attorney Schaumburg drug defense lawyer Illinois workers compensation attorney vacation home fines back injuries reckless homicide Liquor Control Act Crystal Lake employment lawyer Deer Park medical malpractice attorney investment property Barrington criminal defense lawyer Mt Prospect Attorney denial of life insurance Des Plaines real estate attorney trustee employee rights employment law, Illinois employment laws Crystal Lake car accident attorney Palatine punch death internet medical research traumatic brain injury living wills probate claims process Des Plaines commercial real estate Class A misdemeanor employee discrimination Illinois trucking safety Schaumburg criminal law attorney Inverness probate lawyer rest breaks foreclosed rental property estate plan Des Plaines collections attorney Rolling Meadows employment law attorney Long Grove real estate attorney denied insurance claims estate planning probate claims auto accidents deed transfer Illinois speeding lawyer startup company Home Sale Contingencies Crystal Lake insurance lawyer Rolling Meadows criminal attorney Crystal Lake traffic lawyer Barrington business law firm pain and suffering Illinois home inspection Illinois insurance claims lawyers taxes Illinois Sales Representative Act accidental death benefits Illinois personal injury Rolling Meadows marijuana attorney Illinois traffic attorneys Illinois elder law attorney nursing home negligence Barrington civil litigation attorney Inverness traffic law firm Jay Andrew residential real estate texting while driving driving Chicago corporate attorney Illinois employment law attorneys elder abuse GM ignition switches Deer Park DUI lawyer attorney fees Arlington Heights TBI attorney Palatine traffic accidents institutional trustee Crystal Lake personal injury lawyer dynasty trusts drug crimes Barrington litigation attorney Illinois insurance claim dispute lawyer Arlington Heights Traffic Lawyer digital evidence DUI attorney Buffalo Grove medical malpractice lawyers Illinois medical malpractice attorney Illinois Probate Act of 1975 Illinois medical malpractice case dealing with problem employees Rolling Meadows medical malpractice lawyers Barrington employment attorney Transfer on Death Instrument trucking accident lawyers pay when paid contract boating DUI Schaumburg criminal attorney right to work commercial leases Barrington estate planning lawyer Barrington medical malpractice lawyers Barrington Illinois estate planning lawyer Schaumburg elder law lawyer Arlington Heights injury attorney Schaumburg traffic lawyer marijuana crimes attorney Rolling Meadows real estate attorney liability claims Exclusions Legal Info Palatine elder law attorney Illinois attorney criminal advance healthcare directive Rolling Meadows personal injury attorney personal injury attorney Illinois probate lawyer social media after death Rolling Meadows insurance dispute lawyers, insurance dispute disability benefits insurance agent negligence Thanksgiving medical malpractice swimming pools fault based insurance drug crimes lawyer Schaumburg estate planning attorney Palatine injury attorney Schaumburg personal injury attorney Retaliatory Discharge appealing an insurance claim eluding a police officer wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace icy parking lots Crystal Lake traffic attorney defective products lawyer paid sick leave Illinois construction accident attorney Barrington drug crime attorney Rolling Meadows tax attorney DUI FSLA Inverness corporate attorney Palatine employment lawyer mass shooting Palatine probate lawyer Barrington attorney Deer Park motorcycle accident lawyer ObamaCare medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Crystal Lake medical malpractice law firm personal injury Forcible Entry Crystal Lake pet attorney Chicago traffic lawyer BAC Illinois employment law Arlington Heights pedestrian accidents contracts traffic crimes owner responsibility trust payments Rolling Meadows DUI lawyer Illinois mortgages Self-Directed IRA Accounts employment lawyer Long Grove estate planning attorney capital gains tax severance agreements financial advisors Illinois employee rights attorney. Buffalo Grove injury lawyer Crystal Lake accident attorney Schaumburg insurance lawyers agent IRA benefits bad faith insurance claims Kenilworth estate planning attorneys license suspension estate planning for college students surgical mistakes employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Illinois personal injury lawyer operating agreements Illinois business law atorneys Barrington personal injury lawyer Rolling Meadows employment attorney Deer Park accident attorney premises liability unpaid assessment Inverness estate planning lawyer Illinois estate planning wills Crystal Lake medical malpractice lawyer drug crime insurance dispute attorney changes to mortgage law involuntary manslaughter Crystal Lake car accident lawyer Des Plaines civil attorney distracted driving accident victims field sobriety test brain injury insurance dispute Long Grove estate planning Buffalo Grove personal injury lawyer Deer Park workers compensation lawyer Chicago estate planning traffic violations Des Plaines insurance attorney DUI penalities probate employee misclassification natural gas hands free device business litigation insurance claims cell phone tower data Crystal Lake civil litigation lawyer fatal car accidents insurance disputes real estate closing Long Grove estate planning attorneys fiduciary rule delay Illinois driving without license Kenilworth estate planning attorney insurance denial appeals Affordable Care Act construction contracts Palatine corporate law attorneys bicycle accidents car accident lawyer DUI defense Illinois wrongful termination lawyer uninsured motorist Barrington Traffic Lawyer minimum wage Chicago car accident lawyer digital assets Joliet general practice lawyers Illinois trusts attorney Arlington Heights trucking lawyer traffic violations defense expungement traumatic brain injuries real estate overtime pay food poisoning Super Mario Palatine personal injury lawyer Crystal lake insurance dispute attorney Family Medical Leave Act Illinois wills and trusts pedestrian injuries, pedestrian fatality Illinois estate planning law firm overtime violations Whistleblower Claims insurance claim dispute attorney Palatine corporate attorney medical marijuana Illinois insurance claim dispute lawyers insurance denials Inverness DUI lawyer speeding Rolling Meadows personal injury lawyers Schaumburg civil litigation attorney Crystal Lake criminal defense attorney IRS Arlington Heights Attorney BAIID Mount Prospect wills and trusts lawyers commercial leasing no contest clauses Crystal Lake personal injury attorney Fourth of July medication errors Des Plaines tax law firm breach of contract tax attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation job lawyers employment law blended families PTSD Illinois bicycle safety insurance claim dispute Des Plaines medical malpractice attorney irrevocable trust power of attorney for healthcare bike accident Illinois job attorney texting and driving Schaumburg wrongful death attorney wage theft creditors digital information Mount Prospect elder law attorney Schaumburg corporate attorney CAM workers comp Palatine business attorney Rolling Meadows insurance attorney Illinois civil litigation lawyer Crystal Lake law firm Schaumburg medical malpractice lawyer college kids dram shop law license Illinois real estate lawyer coronavirus living trust vs will Schaumburg Illinois workers compensation lawyer personal injury law firm personal injury claim motorcycle accident lawyer Arlington Heights wills and trusts lawyer Rolling Meadows traffic law firm Illinois employment law firm unpaid overtime civil rights violation Rolling Meadows traffic attorney Arlington Heights wills and trusts attorneys wills and trusts insurance negligence Deer Park traffic accident attorney Illinois employment law attorney denied insurance claim drugs Chicago employment attorney Illinois rollover accident lawyers murder Kenilworth estate planning lawyer Colin H. Gilbert Schaumburg injury lawyer real estate attorneys hit and run accident Arlington Heights personal injury attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys healthcare claims Arlington Heights criminal lawyer Palatine traffic lawyer Illinois pedestrian accident attorney personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Arlington Heights personal injury lawyer privacy laws Illinois insurance dispute lawyers anesthesia errors underage DUI Illinois criminal defense attorney income distribution deducation Barrington criminal lawyer traffic deaths Chicago trucking accident attorney unfunded trust federal regulations for LLCs Home Remodeling Repair Act Rolling Meadows Attorney Long Grove real estate lawyer Food and Drug Administration's Food Safety Modernization Act Illinois red light cameras comparative negligence insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys real estate leasing Buffalo Grove traffic attorney pedestrian-automobile accident car accident crossover accidents problem employees Rolling Meadows car accident lawyers caregiver Palatine Attorney Illinois DUI attorney Illinois tax attorney wrongful death Palatine civil litigation lawyer healthcare Crystal Lake employment attorney car crash IRELA construction accidents Arlington Heights employment law attorneys Landlord Tenant Ordinance loss of consortium estate planning trusts Illinois collections attorney estate attorney sexual images independent contractor Chicago insurance law firm Barrington boating accident attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Fair Labor Standards Act Barrington employment law firm Rolling Meadows business lawyer Chicago will attorney, social media platforms, Illinois estate planning lawyer, Palatine trusts lawyer Buffalo Grove car accident lawyer Inverness civil lawyer real estate contract Palatine criminal defense lawyer Arlington Heights wills and trusts lawyers Arlington Heights wills and trusts attorney health insurance dispute Buffalo Grove criminal defense lawyer Crystal Lake will lawyer Illinois insurance attorney Detainer Actions Illinois personal injury lawyers power of attorney School Visitation Rights Act Schaumburg employment attorney Chicago estate planning lawyer federal crimes Palatine construction attorney preventable medical errors Arlington Heights real estate lawyer Arlington Heights lawyer Buffalo Grove probate lawyer Barrington injury attorney Buffalo Grove real estate attorney Illinois car accident attorney Rolling Meadows accident lawyer Des Plaines personal injury lawyers Illinois insurance claim attorney South Barrington real estate lawyer Inverness insurance attorney Des Plaines real estate lawyer truck collisions insurance claim denials llinois Real Estate Lawyers Association boating under the influence breathalyzer test Crystal Lake bike accident lawyer cell phone Illinois workplace discrimination attorney Palatine workers compensation lawyer Illinois Wage Payment and Collection Act Des Plaines accident attorney low-ball insurance settlement trusts marijuana Illinois Trust Code Crystal Lake business law attorneys car crash injuries condo Des Plaines criminal attorney Buffalo Grove employment lawyer murder charges Arlington Heights insurance attorney guardianship attorney real estate attorney DGAA Illinois real estate blood alcohol content loopholes criminal record Illinois traffic accident lawyer car accidents Crystal Lake tax lawyer living trust benefits revenge porn Illinois lawyer controlled substance Inverness real estate lawyer Des Plaines pet law attorney distracted driving accidents Inverness personal injury attorney Do Not Resuscitate holiday statistics Illinois injury lawyer home inspection lawyer filing a medical malpractice claim jet ski slip and fall accidents car accident lawyers homestead rights real estate lawyer modern family estate planning employment contract installment contracts Buffalo Grove personal injury attorney caretaker rights Des Plaines injury law firm suspended license Buffalo Grove corporate attorney in terrorem provision deadly crashes Illinois traffic laws Arlington Heights car accident lawyer civil litigation attorney Inverness accident lawyer Inverness elder law lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, insurance adjusters Rolling Meadows criminal lawyer head on collisions Illinois medical malpractice lawyers IRA trust transfer life insurance policy Palatine employment attorney DMV Illinois estate planning attorney Illinois wills and trusts attorneys hiring employees traffic laws meal breaks Palatine drug lawyer POA bicycle dooring accidents subcontractor landlord Schaumburg car accident attorney Schaumburg Attorney insurance agents forming a corporation in Illinois TBI Illinois traffic attorney Barrington workers compensation attorney natural gas explosion estate tax mortgage Illinois workplace lawyer digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers rollover car crashes small business trauma after an accident Arlington Heights tax lawyer Arlington Heights car crash attorneys first degree murder fiduciary rule estate planning attorney spinal cord injury Illinois Workers’ Compensation Commission Illinois boating accident lawyer life insurance claims Palatine law firm Illinois employment laws jet ski accidents spinal cord injuries Rolling Meadows personal injury lawyer drunk driving special needs trust underinsured motorist corporate law pregnant women ken apicella Rolling Meadows drug defense attorney

Archive