Remedies for Condominium Unpaid Assessments and Fines

Web Admin - Friday, August 07, 2015

Illinois vacation home fines, real estate attorneyA condominium or townhome association has the ability to assess unit owners with common expenses and fines (collectively, “assessments”). When unit owners fail to pay these assessments when they become due, the association can pursue legal action to enforce payment. These actions can result in significant consequences against unit owners, including the potential for eviction.

Foreclosure and Eviction

One option for an association is to place a lien on the unit, which often occurs automatically when an assessment is not paid. If the past due assessment is still not paid, the lien may be foreclosed on in court. This will result in a court-ordered sale of the owner’s equity in the unit. Further, foreclosure is possible regardless of whether the unit owner is current on all mortgage payments.

Under Illinois law, it is also possible to evict a unit owner or tenant who is delinquent on the payment of any assessments. To initiate this process, the association must serve on the unit owner, through the mail, a 30 Day Notice and Demand for Possession (demand, with return receipt requested. If the demand is properly mailed, effective notice is deemed to have occurred, which means that the demand does not actually have to be received by the unit owner.

The effect of the demand is that a unit owner has 30 days to pay the outstanding amount. If the unit owner fails to make this payment, an association can sue to evict the owner from the unit through a forcible entry and detainer action. Included in the lawsuit will be a claim for all unpaid assessments and reasonable attorney fees and costs.

In some circumstances, partial payment may resolve the issue because an association can agree to withdraw the demand in exchange for partial payment. However, if the association does not agree to withdraw the demand, partial payment does not affect the eviction or demand. If after 30 days the partial payments do not total the entire amount due, the association can proceed with the forcible entry and detainer action.

If successful, the court will enter a judgment evicting the tenant or homeowner. However, by law, any enforcement of the eviction judgment must be stayed for at least 60 days, but not more than 180 days, at the discretion of the court.

After the eviction is complete, the association can lease the unit for a period of up to 13 months (which may be extended by court order) until all unpaid assessments have been paid. After all of these have been paid, the unit owner can regain possession of the unit by filing a motion with the court to vacate the judgment of possession.

Help with Real Estate Legal Issues

If you would like more information about real estate transactions or how disputes related to real estate are resolved, speak with a skilled Illinois real estate attorney today. Our firm provides diligent representation for individuals throughout the northwest suburbs, in communities such as Mount Prospect, Inverness, Palatine, Long Grove, and Riverwoods.

About the Author: Founding partner of Drost, Gilbert, Andrew & Apicella, LLC, Colin Gilbert, received his J.D. from Chicago-Kent College of law in 2005. Colin argues cases across many practice areas including criminal defense, collections, civil litigation, real estate law, and corporate law. Colin is an active member of the Board of Governors of the Northwest Suburban Bar Association and the Illinois Creditors Bar Association. He is currently Vice President of the Arlington Heights Chamber of Commerce, and is a Commissioner for the Village of Arlington Heights. Colin has a 10.0 Attorney rating on Avvo, and was named one of the 2014 “Top 40 Under 40” Trial Lawyers in Illinois by the National Trial Lawyers Association. 

Consumer Financial Protection Bureau Makes Major Changes to Real Estate Closings

Web Admin - Thursday, March 26, 2015

Illinois real estate closing, Arlington Heights real estate attorneyA new rule goes into effect on August 1st that will make major changes in the way that real estate closings occur. The new rule was promulgated by the Consumer Financial Protection Bureau (CFPB) and is known as the TILA RESPA Integrated Disclosure Rule (TRID). The TRID Rule alters the way that financial disclosures work in the context of mortgages. Previously, lenders had to use four separate disclosure forms. They had to provide Good Faith Estimate and Truth in Lending Act (TILA) disclosure forms to loan applicants within three days of receiving the person's application. They also had to provide a Housing and Urban Development disclosure form and another TILA disclosure form three days prior to closing. The new rule combines these four documents into two: a loan estimate and a closing disclosure.

The Loan Estimate

The loan estimate acts as a combination of the Good Faith Estimate and the first TILA disclosure. Like the old documents, it still must be given to the loan application within three days of receiving the application. The loan estimate is a three-page document that includes a variety of information about the potential costs of the loan to the consumer. The first page includes general information such as the loan amount, the interest rate, and the payment schedule. The second page includes a detailed layout of the costs that the loan recipient will be responsible for at closing. The final page contains more miscellaneous information about the loan. This page includes things like metrics for comparing the loan with other offers, as well as other information such as late payment fees and appraisal rules.

The Closing Disclosure

The other new document created by the TRID rule is the closing disclosure, which combines the Housing and Urban Development settlement statement, along with the other TILA disclosure. Like its predecessor documents, the lender must still deliver the closing disclosure at least three days before the closing. The closing disclosure form is longer than the loan estimate form and contains more information. The first page of the disclosure is similar to the loan estimate form, and contains general information about the loan. The next page details the specific loan costs that the borrower is paying. The third page is an update to the closing costs from the loan estimate, highlighting any changes. The final two pages include other miscellaneous information about the loan, similar to what is on the final page of the loan estimate, but more expansive.

If you are looking to buy a house and want to make sure this high stakes transaction goes off like you are expecting, contact an experienced Illinois real estate attorney today. Our firm serves clients in northwest suburban towns like Arlington Heights, Long Grove, Rolling Meadows, and Barrington.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Commercial Leasing in the Chicago Suburbs

Web Admin - Thursday, May 22, 2014

The suburban Chicago commercial leasing market has seen a slight recovery as compared to the depths of the recession, but the revival appears to be sluggish. According to Crain’s Chicago Business, the market currently has an overall vacancy of approximately 24.4 percent. That number is an improvement over the low point of the recession, 25.4 percent in 2010, but it is still a long way off from 2006, during which it fell below 20 percent.

Despite this merely modest improvement, there has actually been a noticeable increase in asking rents, up 12 percent to an average of $21.94. Some experts believe that this rise in asking price relates to the fact that most owners who were in danger of losing their properties have either recovered or gotten out of the market by now. This means that current landholders are more apt to sit and wait than they are to engage in a race to the bottom over prices as they had done in the past. Consequently, hiring an attorney to help negotiate the lease can be even more beneficial.

The Benefits of Involving an Attorney

Both first time lessees and experienced business owners can benefit from investing in a savvy real estate attorney during lease negotiations. Leases are legal documents just like any other contract, and just like many other contracts, they can be filled with dense legalese. Lawyers specialize in dissecting such complex provisions, so that the business owner can be sure they understand exactly what they are agreeing to.

Yet the attorney can add more value than simply translating the lease. Experienced real estate attorneys understand the sorts of provisions likely to appear in a lease. This means that getting an attorney involved early can help negotiations move along more smoothly. Often, business owners, especially those new to commercial leasing, sketch out broad strokes of the lease in negotiations, focusing on key points like price and size of the space. Then, once they feel they have reached a final agreement, the landlord provides the full lease, and the lessee discovers other provisions like janitorial services that the initial negotiations did not cover.

This necessitates reopening negotiations after it appeared that everything had been finalized. Involving a lawyer earlier in the process can prevent such problems from arising. Lawyers with experience negotiating commercial leases can help business owners see the full field of lease terms and allow them to negotiate with confidence.         

Whether you are just beginning to think about buying space or you already have a potential lease ready for review, reach out to an Illinois commercial real estate attorney today. Our experienced team can help analyze your lease and aid you in negotiating the most advantageous deal possible. We serve clients across the northwest suburbs, including in Arlington Heights, Long Grove, and Mount Prospect.

About the Author: Founding partner of Drost, Gilbert, Andrew & Apicella, LLC, Colin Gilbert, received his J.D. from Chicago-Kent College of law in 2005. Colin argues cases across many practice areas including criminal defense, collections, civil litigation, real estate law, and corporate law. Colin is an active member of the Board of Governors of the Northwest Suburban Bar Association and the Illinois Creditors Bar Association. He is currently Vice President of the Arlington Heights Chamber of Commerce, and is a Commissioner for the Village of Arlington Heights. Colin has a 10.0 Attorney rating on Avvo, and was named one of the 2014 “Top 40 Under 40” Trial Lawyers in Illinois by the National Trial Lawyers Association.

Home Sale Contingencies in Real Estate Contracts

Web Admin - Thursday, April 10, 2014

illinois real estate contingencies lawyerBuying a new home is a complicated task that requires a lot of pieces to fall into place in just the right way. For many people, one of these pieces is the ability to sell their current home. Often, people need to sell their old home first to make sure they have enough cash on hand to afford the new one. Of course, sometimes that is not feasible, and people will want to put an offer down on a new house before they have managed to sell their old one. When this happens, people can use a “home sale contingency” clause in their contract to purchase the new home. In short, a home sale contingency clause voids the contract for the sale of the new house in the event that the buyer is unable to sell their old one.

Types of Home Sale Contingencies

There are two broad types of home sale contingencies that lawyers can build into a contract: a “sale and closing contingency” and a “closing contingency.” The sale and closing contingency is used in the event that the buyer has yet to find a prospective buyer for their own home. Conversely, buyers use closing contingencies when they have a prospective buyer who has made an offer for their home, but the sale has not yet closed. In this instance, the contingency acts as an insurance policy against the sale of the buyer’s home falling through at the last minute. While these two types of clauses function in largely the same way, both of them voiding the sale of the new house if the old one does not sell, the sale and closing contingencies are more likely to include a “kick out” clause.

Kick out clauses are a right of first refusal. They allow the seller to keep searching for other buyers for the house. In the event that one of these other buyers makes an offer, then the seller must notify the first buyer. The first buyer then has some period of time to sell their house or else the seller is allowed to make the sale to the new buyer instead.

Factors to Consider When Using a Home Sale Contingency

Buyers should consider two things when deciding whether to ask for a home sale contingency: the effect it will have on the new home’s price and the other costs of purchasing a house. For the first point, home sale contingency clauses will likely drive the price of the new home up. The buyer is asking the seller to take the risk that the buyer’s old home will not sell, and the seller will likely want compensation for bearing that risk.

For the second point, buyers can still end up sinking other costs into the attempted purchase of the new home. They can end up paying for things like home inspections, appraisal fees, and the like, even before they have sold their old house. In the event that the buyer fails to sell their home, then they have wasted any money spent on such things.

If you are in the market for a new house, find an Illinois real estate attorney to help ensure that you receive strong, fair contracts. We serve towns all across northwest Chicago including Palatine, South Barrington, and Mount Prospect.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Recent Posts


Barrington personal injury attorney employee discrimination Chicago corporate attorney Illinois rollover accident lawyers Home Sale Contingencies construction accidents Deer Park traffic lawyer insurance denials Inverness estate planning lawyer condo association most common reasons for life insurance claim denials startup company denial of insurance claim Buffalo Grove real estate attorney wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Deer Park personal injury lawyer power of attorney for healthcare Chicago traffic lawyer driving FMLA Palatine estate planning lawyer traumatic brain injury trucking accidents insurance claim denials surgical mistakes Arlington Heights TBI attorney estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Illinois insurance claims lawyers Rolling Meadows insurance attorney meal breaks Deer Park workers compensation lawyer drug crimes hands free device Crystal Lake civil litigation lawyer Long Grove wills and trusts attorneys Illinois insurance claim dispute lawyer Super Mario Long Grove real estate lawyer privacy laws foreclosure Buffalo Grove law firm suspended license personal injury attorney subcontractor icy parking lots rumble strips Des Plaines medical malpractice attorney wage theft IRA trust transfer Joliet general practice lawyers Barrington boating accident attorney Attorney Ken Apicella Illinois registered agent real estate lawyer trust payments Palatine criminal defense lawyer Arlington Heights accident attorney Illinois insurance claim dispute lawyers civil rights violation Colin Gilbert distracted driving accident victims Mount Prospect elder law attorney DUI Rolling Meadows probate lawyer deadly crashes living wills beneficiary complications Illinois wills and trusts Palatine injury attorney Illinois bicycle safety rent to own real estate contracts Illinois tax attorney traffic laws Illinois motorcycle accident lawyer life insurance insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Landlord Tenant Ordinance Des Plaines real estate attorney anesthesia errors lapse in policy digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Crystal Lake car accident lawyer loss of consortium IRA benefits Des Plaines accident attorney Illinois pet lawyer Schaumburg employment attorney real estate closing Rolling Meadows employment law attorneys natural gas elder law personal injury Kenilworth estate planning attorney sexual images Crystal Lake law firm BUI wills and trusts Illinois Human Rights Act Des Plaines DUI attorney Illinois driving without license real estate attorneys tax attorney estate planning for college students accidental death benefits Inverness probate lawyer employment contract Illinois insurance dispute lawyers Self-Directed IRA Accounts School Visitation Rights Act Chicago will attorney, social media platforms, Illinois estate planning lawyer, homestead rights estate planning attorney automated cars fault based insurance power of attorney clemency senior citizens Des Plaines criminal attorney civil litigation attorney Inverness injury lawyer Schaumburg independent contractor Palatine employment attorney Fourth of July Des Plaines collections attorney dog bites Des Plaines personal injury attorney internet Rolling Meadows insurance dispute lawyers revenge porn Crystal Lake bike accident lawyer Deer Park motorcycle accident lawyer institutional trustee Illinois construction accident attorney Crystal Lake traffic attorney Schaumburg wrongful death attorney Rolling Meadows personal injury lawyer special needs trust Rolling Meadows criminal lawyer ACA Illinois workplace lawyer Illinois employment lawyer Buffalo Grove insurance claim dispute lawyers DUI attorney Des Plaines Traffic Lawyer Illinois traffic ticket lawyer Illinois Transfer on Death Instrument brain injury liability insurance dispute attorney denial of life insurance Illinois elder law attorney license revocation no contest clauses comp time Palatine real estate lawyer sole proprietorship personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys consent to a search Crystal Lake traffic lawyer employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys medication errors Illinois estate planning construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation insurance claim denial Crystal Lake employment law attorney TBI real estate leasing field sobriety test real estate zoning Deer Park real estate law firm texting and driving digital evidence Arlington Heights wills and trusts attorney cell phone Illinois traffic attorney Mount Prospect wills and trusts lawyers Palatine corporate attorney car accident lawyer PTSD Exclusions severance agreements dynasty trusts bicycle accidents personal injury lawyer Des Plaines drug lawyer Crystal Lake personal injury attorney Illinois medical malpractice lawyers Palatine employment lawyer Riverwoods estate planning lawyer Illinois personal injury attorney comparative negligence disability benefits Palatine traffic accidents top life insurance claim denials estate planning trusts Buffalo Grove life insurance attorney rollover accidents Liquor Control Act Palatine trusts lawyer overtime pay healthcare claims products liability traffic deaths corporate law Arlington Heights tax lawyer Deer Park employment law attorney Illinois insurance claim attorney DUI defense taxes car accidents boating DUI Inverness personal injury attorney Schaumburg medical malpractice lawyer Illinois workers compensation attorney agent employee misclassification Crystal Lake insurance lawyer FSLA drug possession real estate attorney insurance negligence Rolling Meadows estate planning attorney workers compensation Barrington estate planning lawyer Mt Prospect Attorney attorney fees Illinois workplace discrimination attorney Inverness civil lawyer Barrington criminal defense lawyer Rolling Meadows litigation lawyer Illinois jet ski accident lawyer operating agreements wills Illinois traffic laws college kids Rolling Meadows life insurance claim denial attorney nursing home negligence forming a corporation in Illinois bicycle dooring accidents traffic offenses Illinois job attorney eluding a police officer real estate Rolling Meadows Traffic Lawyer probate Chicago lawyer Barrington workers compensation attorney digital media accounts, estate planning, Arlington Heights estate planning attorney, Rolling Meadows Attorney car accident commercial leases Crystal Lake criminal defense attorney life insurance claims holiday statistics Illinois wrongful termination lawyer insurance attorney Rolling Meadows real estate attorney Chicago car accident lawyer Jay Andrew Arlington Heights trucking lawyer Class A misdemeanor Crystal Lake accident attorney Family Medical Leave Act rollover car crashes blended families Rolling Meadows employment attorney Illinois DUI attorney Mount Prospect real estate lawyer Schaumburg life insurance attorney problem employees deed transfer Barrington employment attorney murder Illinois law bad faith insurance claims Policy Cancellation Illinois personal injury lawyer Palatine insurance lawyer probate process unauthorized overtime Retaliatory Discharge Schaumburg personal injury lawyer Barrington Illinois estate planning lawyer defective products Illinois wills and trusts attorneys Crystal Lake medical malpractice law firm Kenilworth estate planning lawyer investment property ken apicella Palatine personal injury lawyer Schaumburg personal injury attorney Illinois civil litigation lawyer condo Illinois real estate Illinois personal injury employment attorney caregiver BAC Employment Discrimination Law Illinois boating accident lawyer living trust vs will Palatine employment law lawyer insurance adjusters insurance claim rest breaks minimum wage estate attorney Des Plaines motorcycle accident attorney South Barrington real estate lawyer premises liability Palatine traffic lawyer Crystal Lake employment attorney Whistleblower Claims medical malpractice compensation Inverness accident lawyer liability claims POA Illinois traffic attorneys expungement food poisoning Schaumburg personal injury lawyers child safety employment law, Illinois employment laws Illinois employment law attorney boating accidents capital gains tax controlled substance Illinois estate planning law firm Crystal Lake estate planning lawyer insurance claim dispute attorney Rolling Meadows traffic law firm Illinois workers compensation lawyer pizza emoji Deer Park DUI lawyer construction contracts criminal law murder charges installment contracts employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, work unions jet ski medical malpractice claims estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers mass shooting Rolling Meadows insurance dispute lawyers, insurance dispute Rolling Meadows personal injury lawyers personal injury law firm wrongful death Barrington estate planning attorney preventable medical errors pain and suffering Buffalo Grove personal injury lawyer Buffalo Grove traffic attorney residential real estate Palatine drug lawyer Palatine civil litigation lawyer insurance dispute Long Grove estate planning attorney Chicago insurance law firm estate planning financial advisors Schaumburg probate attorney Buffalo Grove traffic lawyers Inverness real estate attorney Chicago trucking accident attorney trusts underinsured motorist Crystal Lake injury attorney business litigation Crystal Lake tax lawyer personal injury claim drugs irrevocable trust dealing with problem employees Illinois traffic accident lawyer Illinois probate lawyer Schaumburg criminal law attorney Palatine workers compensation lawyer Arlington Heights wills and trusts lawyers drunk driving statistics Chicago attorney probate claims Rolling Meadows traffic attorney medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers personal injury claims gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Deer Park accident attorney Barrington attorney Detainer Actions Rolling Meadows tax attorney Illinois employee rights attorney. Arlington Heights criminal lawyer traffic crimes insurance disputes Barrington litigation attorney DNR jet ski accidents Illinois Probate Act of 1975 contracts speeding Inverness corporate attorney workers comp Chicago insurance claim attorneys material misrepresentation commercial real estate estate tax license Rolling Meadows car accident lawyers pet bites Illinois estate planning attorney natural gas explosion Illinois Wage Payment and Collection Act employment law filing a medical malpractice claim license reinstatement GM ignition switches Schaumburg drug defense lawyer marijuana crimes attorney social media after death medical research criminal record golf accidents vacation home unpaid assessment preventing accidents Rolling Meadows DUI lawyer Illinois medical malpractice claim Schaumburg injury lawyer probate lawyer Chicago estate planning Palatine law firm Arlington Heights real estate lawyer Kenilworth estate planning attorneys first degree murder Rolling Meadows employment law attorney employees Barrington employment law firm Inverness traffic law firm marijuana Palatine elder law attorney Rolling Meadows Crystal Lake pet attorney Des Plaines personal injury lawyers Illinois red light cameras Arlington Heights employment attorney foreclosed rental property drug crime Palatine construction attorney Des Plaines injury law firm Des Plaines pet law attorney Arlington Heights car crash attorneys workers compensation benefits back injuries digital information CAM creditors underfunded trust hiring employees Fair Labor Standards Act Palatine business attorney federal regulations for LLCs Des Plaines insurance attorney how to avoid common denials of life insurance claims hit and run accident texting while driving spinal cord injury cell phone tower data workplace sexual harassment crossover accidents Transfer on Death Instrument manufacturing criminal Crystal Lake employment lawyer Federal Food Drug and Cosmetic Act Inverness DUI lawyer drug crimes lawyer truck collisions personal injury accidents health insurance dispute IRELA Illinois living will Buffalo Grove criminal defense lawyer overtime violations Chicago employment lawyer product liability commercial leasing Des Plaines claims law firm life insurance policy Barrington Traffic Lawyer guardianship attorney Illinois business lawyer Affordable Care Act Illinois employment law living trust vacation home fines Barrington civil litigation attorney Barrington personal injury lawyer Arlington Heights insurance attorney Barrington business law firm mortgage Illinois Smoke Detector Act Forcible Entry Barrington drug crime attorney Arlington Heights personal injury lawyer Palatine punch death Des Plaines tax law firm slip and fall Arlington Heights estate planning attorney car crash injuries Des Plaines drug crimes lawyer Buffalo Grove corporate attorney Inverness insurance attorney liens Arlington Heights lawyer Buffalo Grove probate lawyer Rolling Meadows personal injury attorney Crystal lake insurance dispute attorney medical malpractice digital assets medical marijuana Palatine corporate law attorneys pay when paid contract blood alcohol content dram shop law life insurance lawyer unpaid overtime motorcycle accident lawyer car crash trauma after an accident Barrington criminal lawyer Barrington medical malpractice lawyers Illinois corporate lawyer Rolling Meadows business lawyer Schaumburg civil litigation attorney Crystal Lake medical malpractice lawyer Buffalo Grove employment lawyer Illinois lawyer breach of contract insurance agents Buffalo Grove medical malpractice lawyers Palatine civil attorney Des Plaines BAIID Illinois Trust Code cause-of-death exclusions ObamaCare IRS job lawyers Des Plaines civil attorney breathalyzer test Arlington Heights personal injury attorney coronavirus civil litigation Illinois employment laws Illinois insurance disputes Rolling Meadows medical malpractice lawyers Illinois Workers’ Compensation Commission small business caretaker rights car accident lawyers Crystal Lake pedestrian accident lawyer bike accident drunk driving traffic violations defense slip and fall accidents Schaumburg employment law attorneys life insurance claim denial, denial of life insurance claim Schaumburg estate planning attorney traffic tickets Illinois business law atorneys owner responsibility healthcare Do Not Resuscitate LLCs Arlington Heights traffic attorney Arlington Heights wills and trusts lawyer Illinois speeding lawyer Palatine life insurance lawyer swimming pools head on collisions Long Grove real estate attorney Illinois spinal cord injuries landlord tenant law wrongful termination pedestrian accidents traffic violations trench injuries DUI penalities Food and Drug Administration's Food Safety Modernization Act employee rights Chicago will attorney changes to mortgage law income distribution deducation Arlington Heights wills and trusts attorneys Crystal Lake will lawyer Illinois mortgages Thanksgiving Arlington Heights medical malpractice lawyer Rolling Meadows accident lawyer Barrington injury attorney llinois Real Estate Lawyers Association Chicago estate planning lawyer Arlington Heights Traffic Lawyer unfunded trust low-ball insurance settlement Illinois car accident attorney pregnant women car crashes Deer Park medical malpractice attorney Barrington real estate lawyer Illinois trucking safety Illinois Sales Representative Act motorcycle accident fiduciary rule estate planning lawyer defective products lawyer denied insurance claim Arlington Heights pedestrian accidents Des Plaines personal injury lawyer Illinois trusts attorney traffic accidents Chicago biking tips right to work Schaumburg Attorney probate claims process murder defense uninsured motorist paid sick leave Illinois insurance lawyer Schaumburg construction accident lawyer denied insurance claims loopholes advance healthcare directive Schaumburg criminal attorney cell phone accidents Arlington Heights employment law attorneys Illinois medical malpractice attorney Inverness real estate lawyer Inverness elder law lawyer Illinois employment law attorneys insurance denial appeals employment lawyer estate plan criminal defense DGAA pedestrian-automobile accident Illinois attorney probate fees Deer Park traffic accident attorney Illinois criminal defense attorney Chicago life insurance attorney living trust benefits Schaumburg traffic lawyer Arlington Heights car accident lawyer Illinois injury lawyer home inspection lawyer Buffalo Grove injury lawyer Illinois defective products attorney insufficient documentation Barrington life insurance lawyer Illinois will lawyer fiduciary rule delay Deer Park criminal attorney Chicago employment attorney pet law Illinois pedestrian accident attorney Schaumburg estate attorney Schaumburg corporate attorney Rolling Meadows marijuana attorney privacy fatal car accidents Schaumburg elder law lawyer Rolling Meadows drug defense attorney insurance claim delay South Barrington real estate attorney Crystal Lake business law attorneys federal crimes pedestrian accident reckless homicide elder abuse Illinois insurance attorney Des Plaines real estate lawyer Illinois collections attorney Home Remodeling Repair Act gift taxes whistleblower protections involuntary manslaughter Colin H. Gilbert Barrington employment law attorney Schaumburg insurance lawyers in terrorem provision Buffalo Grove personal injury attorney Schaumburg car accident attorney license suspension distracted driving accidents Rolling Meadows boating crash lawyer DMV real estate contract Rolling Meadows insurance lawyer Arlington Heights Attorney Crystal Lake personal injury lawyer car collision compensatory time Long Grove estate planning Schaumburg real estate lawyer Illinois employment law firm Illinois home inspection Rolling Meadows corporate lawyer trucking accident lawyers Palatine Attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys insurance claims sexual harassment Crystal Lake medical malpractice attorneys underage DUI Crystal Lake car accident attorney Rolling Meadows criminal attorney traumatic brain injuries Buffalo Grove car accident lawyer appealing an insurance claim trustee Illinois personal injury lawyers Illinois LLC creation modern family estate planning pedestrian injuries, pedestrian fatality insurance claim dispute Illinois small business Illinois medical malpractice case Illinois real estate lawyer Long Grove estate planning attorneys Schaumburg estate planning lawyer boating under the influence landlord Arlington Heights injury attorney Palatine probate lawyer Legal Info new real estate form insurance agent negligence auto accidents Illinois employment attorneys