Understanding Workers’ Compensation Disability Benefits

Web Admin - Friday, March 09, 2018
Schaumburg workers' comp benefits attorneyWhen a person is injured while they are working, they are entitled to workers’ compensation benefits that will cover the costs of medical care and any required rehabilitation. In addition, they may be eligible to receive disability benefits to compensate them for income lost while they were unable to work or for any impairment to their ability to earn an income in the future. In Illinois, there are four different types of disability benefits:

  • - Temporary Partial Disability (TPD) - This type of disability applies when a worker is only able to work part-time or in a position that provides reduced pay while they are recovering from their injuries. They will be eligible to receive benefits of two thirds (66 2/3%) of the difference between their income prior to the injury and the income they earn in their reduced capacity.
  • - Temporary Total Disability (TTD) - If a worker is unable to work for at least three days while they are recovering from their injuries, they will be eligible to receive TTD until they are able to return to work. TTD benefits are two thirds (66 2/3%) of their average weekly wage, and this amount is increased by 10% for their spouse and each of their children (up to a maximum of 100%).
  • - Permanent Partial Disability (PPD) - An employee who suffers a permanent injury, such as hearing loss or the amputation of a limb, is eligible to receive PPD. Depending on the body part and the level of impairment, they will be able to receive compensation of 60% of their average weekly wage for a certain number of weeks of work. This percentage is increased by 10% for a worker’s spouse and each of their children (up to a maximum of 100%).
  • - Permanent Total Disability (PTD) - This type of disability applies when an employee is permanently and incurably injured and unable to return to work. They will receive two thirds (66 2/3%) of their average weekly wage for the rest of their life, with this amount being subject to cost of living adjustments each year. 

Contact an Arlington Heights Workers’ Comp Attorney

Injuries that impair a person’s ability to work and earn an income can be devastating to a family’s finances. However, if these injuries occurred while a person was working, workers’ compensation benefits can provide them with the resources they need to make a recovery and continue providing for their family. If you have been injured while working, the skilled attorneys of Drost, Gilbert, Andrew & Apicella, LLC can help you file a workers’ compensation claim and ensure that you receive the benefits you deserve. Contact our Palatine personal injury attorneys at 847-934-6000 to schedule a personalized consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Illinois Workers’ Compensation Commission

Web Admin - Tuesday, June 30, 2015

Illinois workers comp commission, Schaumburg workers compensation lawyers

If you have been injured while on the job, it is possible that you qualify for benefits under the workers’ compensation program. These benefits are often very important for individuals who are unable to work due to their injury or illness. Employers in Illinois are subject to numerous requirements relating to workers’ compensation. When disputes between employers and employees arise, the Illinois Workers’ Compensation Commission (Commission) may be used to settle those conflicts. 


Workers’ compensation is a no-fault system in which benefits are paid by employers to employees who suffer from work-related injury or serious illness. In some cases, disputes regarding the payment of these benefits arise between an employer and an employee. When this occurs, the Commission provides a method of resolving those disputes through an arbitration process. Arbitration involves both parties stating their case to a neutral, third-party, who then issues a ruling on the issue. The initial decision of the arbitrator may be appealed to a panel of three commissioners. Additional appeals may be brought in the traditional court system. However, most issues are resolved by settlement, thereby avoiding arbitration or litigation altogether. 

In order to begin a claim with the Commission, an employee must file three copies of the Application for Adjustment of Claim along with Proof of Service stating that a copy of the application was served on the employer. After this has been completed, a case number and arbitrator are assigned to the case. Every three months, the case is set for a status call, at which time either party may request a trial. This will continue for three years. If no trial is requested after three years, the arbitrator may dismiss the case. 

 The trial will resolve the dispute between the employer and employee. At the trial, the employee must demonstrate items like the existence of an employment relationship and that an injury occurred in relation to his or her work. While it is not necessary, many employees elect to hire an attorney to represent them. An attorney can help keep track of the claim, appear with an employee at hearings, and present evidence to prove the employee’s eligibility for benefits. Importantly, the Commission cannot recommend an attorney for an employee. 

Benefits of Workers’ Compensation 

Under the workers’ compensation system, employers are responsible for paying benefits when an eligible employee is injured on the job. Most employers decide to purchase workers’ compensation insurance. By purchasing insurance, employers can pay a premium and when a claim is made, the insurance company pays the employee on the employer’s behalf. Alternatively, an employer may elect to self-insure, which makes it their responsibility to pay eligible employees. 

There are numerous benefits provided to employees under workers’ compensation, including: 

1. Medical care reasonably necessary in order to cure or relieve the employee of the effects of the injury or illness;

2. Temporary total disability benefits while the employee is unable to work, recovering from the injury; 

3. Temporary partial disability benefits while the employee is working light duty for less compensation while recovering from the injury; 

4. Vocational rehabilitation or maintenance benefits for injured employees participating in an approved vocational rehabilitation program; 

5. Permanent partial disability benefits for employees who suffer permanent disability or disfigurement, but are still able to work; 

6.  Permanent total disability benefits for employees who suffer permanent disability or disfigurement and are unable to work; and/or 

7. Death benefits for a deceased employee’s surviving family members.

For more information about the workers’ compensation program, including ways in which legal representation can help you recover, you should talk to an experienced Illinois personal injury attorney. Our attorneys represent individuals from areas such as Buffalo Grove, Schaumburg, and Inverness.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.

Dealing with Insurance Companies: Examinations under Oath

Web Admin - Saturday, January 04, 2014

If you recently filed an insurance claim, then you may have just received a request to participate in an examination under oath (“EUO”). An EUO is an interview that an insurance company’s lawyer conducts to investigate a recently filed claim. While receiving an EUO does not mean that the company will deny the insurance claim for sure, it tends to signal that the company found some issue that they would like to investigate further.

What Happens at an EUO?

An EUO is a formal process involving the insurance company’s lawyer as well as a court reporter who will transcribe everything said at the examination. The examination begins with a swearing in, making it a felony to lie under Illinois law. After that, the company’s attorney will start asking you questions. These questions will probably start out with basic questions of your or your family’s background including things like employment or criminal histories. It may then move into an examination of your finances, such as credit history or past bankruptcy filings.

Once the other side’s attorney establishes a baseline, the questions can move on to the specific event at issue in the claim. These questions can include a recounting of your story of the events and questions about your policy choices. In some instances, like fires insurance, the questions may even relate to whether you have an alibi. In this part of the process, the insurance company will look for inconsistencies with your prior recorded statement, so a consistent retelling of the facts is important.

Before the EUO, the company will do some investigation of its own surrounding the circumstances of the claim, as well as any irregularities from past claims. Consequently, you should be prepared for unexpected questions or inquiries into facts you did not know they had access to. Additionally, at the EUO the company can make you produce certain other documents to aid them in their investigation of the claim. These documents include tax returns, credit card statements, and cell phone records among other things.

Do I Need an Attorney?

While the law makes no formal rule saying that you need an attorney to participate in an EUO, having one present to represent you is advisable. The insurance company will have an attorney there, so having one of your own can help even the odds. Additionally, these examinations take place without a judge present, so an attorney on your side can help keep the company’s lawyer in check.

If you have recently received a request for an EUO, contact an experienced Des Plaines insurance dispute attorney. We serve many northwest suburban areas including Rolling Meadows, Deer Park, and Schaumburg.

The Hazards of Electricity in Workplace Accidents

Web Admin - Wednesday, December 18, 2013

By Ken Apicella

847 934-6000



Electricity is a common part of people’s everyday lives. Because it is so accessible, people often forget how dangerous it can be. In fact, hundreds of people die each year in accidents related to electricity, many of them while at work. Even though Occupational Safety and Health Administration (OSHA) regulations mandate safe insulation or grounding around all electrical circuits, workers can still benefit from knowing the types of injury that electricity can cause and how electrical injuries happen.

Types of Electrical Injury

Electricity can cause three very different types of injury: burns, muscle contractions, and internal injuries.

Electricity causes burns in two ways. First, if a person suffers an electric shock, the electricity can heat up their body to the point that it burns the body along the path of the current. Second, faulty electrical equipment can overheat, or give off electrical arcs. These can cause burns to those nearby, even if the person does not actually come in direct contact with the source of electricity.

It also interferes with muscle function. Because our bodies trigger muscle contractions through electrical signals, electrocution can cause severe, involuntary muscle spasms. These can lead to muscular damage or even broken bones.

Electrocution also affects the function of a person's internal organs. Depending on the strength of the electrical shock, it can lead to internal bleeding and nerve damage. More serious shocks may even lead to cardiac arrest, which can be fatal in some circumstances.

How Electrical Injuries Happen

Electrical injuries may occur in a variety of different ways. For instance, extension cords can lead to electrocution if used improperly. Careless use of extension cords can cause them to fray or loose insulation, which exposes dangerous live wires. Additionally, some extension cords do not come with built-in ground wires, which can add to the danger.

Improper use of other equipment can also lead to electrical injuries. Modified tools or wires, jury-rigged extension cords, and improperly rated circuit breakers can all cause electrocution. One common yet dangerous modification is the removal of ground pins from wires. This allows a three-pronged plug to fit into a two-pronged outlet, but it puts the tool at a higher risk of malfunction. Of course, these examples represent just some of the many ways that improper safety precautions can cause electrocution.

If you or a loved one recently suffered an electrical injury that you believe may qualify for compensation, contact a Des Plaines personal injury attorney today. Our experience can help you get the payment that you deserve. We serve many areas in the northwest suburbs including Palatine, Inverness, Buffalo Grove, and Arlington Heights.

Recent Posts


estate planning lawyer employee rights Arlington Heights employment law attorneys Crystal Lake personal injury attorney Rolling Meadows tax attorney mortgage Illinois criminal defense attorney Landlord Tenant Ordinance Chicago biking tips Illinois injury lawyer Crystal Lake insurance lawyer Crystal Lake accident attorney estate planning Illinois jet ski accident lawyer Des Plaines personal injury attorney Rolling Meadows real estate attorney field sobriety test life insurance claim denial, denial of life insurance claim Schaumburg estate planning lawyer Kenilworth estate planning lawyer Long Grove estate planning hit and run accident estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, South Barrington real estate attorney Buffalo Grove law firm anesthesia errors Illinois DUI attorney how to avoid common denials of life insurance claims Kenilworth estate planning attorneys Inverness corporate attorney Schaumburg personal injury lawyer residential real estate vacation home Arlington Heights tax lawyer medical research comp time Inverness traffic law firm Rolling Meadows insurance dispute lawyers, insurance dispute rollover car crashes power of attorney Palatine estate planning lawyer accidental death benefits Rolling Meadows insurance dispute lawyers insurance claim dispute Arlington Heights insurance attorney Crystal Lake employment law attorney employee misclassification capital gains tax civil rights violation Arlington Heights car accident lawyer estate planning for college students uninsured motorist Des Plaines pet law attorney Illinois wills and trusts attorneys Palatine corporate attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys financial advisors preventable medical errors Schaumburg employment law attorneys Arlington Heights lawyer DUI penalities Palatine corporate law attorneys Des Plaines criminal attorney Chicago attorney Employment Discrimination Law fiduciary rule pizza emoji mass shooting Deer Park criminal attorney estate plan Long Grove real estate lawyer Crystal Lake employment lawyer personal injury lawyer denial of insurance claim insurance attorney Forcible Entry new real estate form hiring employees Illinois wrongful termination lawyer insurance claim denial pedestrian accidents Illinois pedestrian accident attorney Illinois estate planning CAM pregnant women probate Schaumburg real estate lawyer income distribution deducation Des Plaines real estate attorney icy parking lots Chicago corporate attorney pedestrian-automobile accident Affordable Care Act Rolling Meadows insurance lawyer personal injury Rolling Meadows estate planning attorney car crashes work unions Barrington criminal defense lawyer Crystal Lake car accident lawyer loss of consortium Illinois Workers’ Compensation Commission Federal Food Drug and Cosmetic Act Barrington employment law firm caregiver overtime pay Crystal Lake medical malpractice lawyer Illinois business lawyer real estate jet ski accidents School Visitation Rights Act pedestrian accident natural gas explosion college kids Buffalo Grove life insurance attorney Illinois traffic ticket lawyer foreclosed rental property license Illinois medical malpractice claim traumatic brain injury Illinois insurance claim attorney insurance denial appeals Illinois driving without license Illinois traffic attorney employee discrimination wrongful death breathalyzer test auto accidents Arlington Heights medical malpractice lawyer Illinois business law atorneys internet Schaumburg personal injury attorney whistleblower protections Illinois employment lawyer Barrington estate planning attorney distracted driving accident victims privacy laws Crystal Lake law firm problem employees Illinois personal injury attorney BUI Chicago will attorney Transfer on Death Instrument Barrington personal injury lawyer personal injury accidents license revocation Self-Directed IRA Accounts Palatine employment attorney brain injury Buffalo Grove injury lawyer healthcare claims BAC overtime violations Arlington Heights real estate lawyer Buffalo Grove medical malpractice lawyers Exclusions PTSD Palatine Attorney head on collisions life insurance policy personal injury claims insurance adjusters estate tax Palatine probate lawyer Barrington business law firm Illinois law car collision Schaumburg civil litigation attorney insurance denials license reinstatement Des Plaines holiday statistics drunk driving Buffalo Grove insurance claim dispute lawyers Palatine injury attorney Illinois elder law attorney Barrington life insurance lawyer employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Illinois Wage Payment and Collection Act Schaumburg drug defense lawyer Illinois Smoke Detector Act traffic deaths Barrington estate planning lawyer Arlington Heights criminal lawyer TBI Schaumburg elder law lawyer life insurance claims Des Plaines insurance attorney Barrington civil litigation attorney dynasty trusts Illinois insurance disputes construction contracts social media after death estate planning attorney personal injury attorney llinois Real Estate Lawyers Association real estate leasing Buffalo Grove corporate attorney Des Plaines medical malpractice attorney Chicago life insurance attorney landlord tenant law Illinois workers compensation lawyer digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers probate lawyer Des Plaines real estate lawyer suspended license Buffalo Grove personal injury attorney insurance negligence distracted driving accidents DUI defense beneficiary complications Schaumburg construction accident lawyer Illinois tax attorney slip and fall accidents motorcycle accident lawyer dog bites Buffalo Grove criminal defense lawyer Palatine elder law attorney car crash injuries medical marijuana paid sick leave Illinois insurance claim dispute lawyer Rolling Meadows insurance attorney Mount Prospect wills and trusts lawyers senior citizens rest breaks guardianship attorney personal injury law firm Buffalo Grove probate lawyer cell phone accidents Liquor Control Act changes to mortgage law material misrepresentation probate process Schaumburg estate planning attorney Arlington Heights accident attorney modern family estate planning Schaumburg digital media accounts, estate planning, Arlington Heights estate planning attorney, revenge porn homestead rights Legal Info breach of contract Crystal Lake medical malpractice law firm trauma after an accident reckless homicide trucking accidents Des Plaines Traffic Lawyer Illinois construction accident attorney Des Plaines accident attorney top life insurance claim denials commercial leasing bike accident special needs trust Crystal Lake pedestrian accident lawyer dealing with problem employees deed transfer in terrorem provision Illinois red light cameras Illinois traffic laws Des Plaines DUI attorney employment law, Illinois employment laws employment law Arlington Heights personal injury lawyer Crystal Lake traffic lawyer Schaumburg estate attorney coronavirus Super Mario underfunded trust Illinois Transfer on Death Instrument home inspection lawyer Barrington workers compensation attorney car accidents Illinois will lawyer Barrington boating accident attorney Rolling Meadows traffic attorney privacy pain and suffering consent to a search comparative negligence Chicago estate planning Illinois insurance lawyer slip and fall wrongful termination Illinois personal injury lawyers murder Palatine drug lawyer Illinois living will estate planning trusts Do Not Resuscitate spinal cord injury boating accidents blood alcohol content federal crimes motorcycle accident Attorney Ken Apicella insurance agents employment lawyer texting and driving DUI attorney gift taxes Inverness real estate lawyer workers compensation traffic offenses Schaumburg personal injury lawyers Illinois rollover accident lawyers Long Grove real estate attorney Buffalo Grove real estate attorney Schaumburg corporate attorney Mt Prospect Attorney Long Grove estate planning attorney Deer Park real estate law firm Schaumburg criminal law attorney underinsured motorist Schaumburg Attorney Illinois Trust Code Illinois defective products attorney liens Long Grove estate planning attorneys pay when paid contract cause-of-death exclusions preventing accidents Crystal Lake medical malpractice attorneys Palatine law firm Barrington litigation attorney Long Grove wills and trusts attorneys Arlington Heights estate planning attorney Inverness probate lawyer Rolling Meadows corporate lawyer Illinois unpaid assessment contracts Chicago employment attorney Arlington Heights wills and trusts lawyer Palatine life insurance lawyer BAIID trust payments life insurance lawyer ObamaCare Deer Park DUI lawyer Rolling Meadows life insurance claim denial attorney taxes Rolling Meadows traffic law firm medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers medical malpractice claims Illinois boating accident lawyer Arlington Heights wills and trusts attorney Deer Park employment law attorney subcontractor Buffalo Grove traffic attorney Inverness elder law lawyer traffic violations nursing home negligence IRS insurance agent negligence Home Remodeling Repair Act wills and trusts traffic accidents Des Plaines personal injury lawyers denied insurance claims vacation home fines Rolling Meadows criminal attorney liability Schaumburg insurance lawyers job lawyers Crystal Lake tax lawyer Inverness estate planning lawyer car crash insurance dispute real estate attorney Illinois workplace lawyer Fourth of July Palatine construction attorney drug crimes lawyer traumatic brain injuries workers comp Crystal Lake traffic attorney Inverness DUI lawyer drugs blended families Illinois trusts attorney employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Illinois wills and trusts Rolling Meadows employment law attorney murder charges attorney fees Schaumburg injury lawyer murder defense Arlington Heights personal injury attorney FSLA estate attorney Illinois motorcycle accident lawyer estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Palatine traffic accidents Illinois employment law attorneys living trust vs will sexual images Class A misdemeanor investment property Deer Park medical malpractice attorney Mount Prospect elder law attorney insurance claims drug crime Buffalo Grove car accident lawyer civil litigation attorney car accident lawyers Palatine real estate lawyer Inverness accident lawyer filing a medical malpractice claim medication errors real estate attorneys Arlington Heights Attorney Arlington Heights trucking lawyer pet law elder abuse employment contract Rolling Meadows personal injury lawyers bicycle accidents Illinois Sales Representative Act child safety Buffalo Grove traffic lawyers Crystal Lake civil litigation lawyer bicycle dooring accidents probate claims process Inverness personal injury attorney commercial real estate health insurance dispute Rolling Meadows boating crash lawyer insurance claim denials Crystal Lake criminal defense attorney criminal record Crystal Lake business law attorneys real estate lawyer fiduciary rule delay GM ignition switches Rolling Meadows accident lawyer denied insurance claim digital information Des Plaines claims law firm Illinois Probate Act of 1975 digital assets crossover accidents POA Palatine insurance lawyer Arlington Heights employment attorney food poisoning Des Plaines personal injury lawyer Barrington drug crime attorney Arlington Heights Traffic Lawyer Palatine trusts lawyer Barrington real estate lawyer wills Illinois corporate lawyer hands free device Illinois bicycle safety Illinois LLC creation Whistleblower Claims Schaumburg car accident attorney Crystal Lake pet attorney Deer Park workers compensation lawyer Illinois insurance claims lawyers Chicago employment lawyer foreclosure startup company Illinois registered agent Arlington Heights injury attorney deadly crashes installment contracts Chicago lawyer Chicago will attorney, social media platforms, Illinois estate planning lawyer, Des Plaines tax law firm ken apicella Arlington Heights wills and trusts lawyers Illinois employment attorneys marijuana Schaumburg traffic lawyer construction accidents Palatine traffic lawyer Deer Park motorcycle accident lawyer product liability insurance claim dispute attorney sole proprietorship Palatine employment lawyer Kenilworth estate planning attorney manufacturing license suspension Rolling Meadows business lawyer Home Sale Contingencies Rolling Meadows employment law attorneys drug possession Illinois speeding lawyer Barrington injury attorney Illinois medical malpractice attorney rumble strips Illinois job attorney institutional trustee Illinois insurance attorney surgical mistakes Rolling Meadows criminal lawyer sexual harassment Illinois estate planning law firm Barrington attorney Illinois real estate Rolling Meadows probate lawyer rollover accidents driving DGAA Palatine workers compensation lawyer business litigation Illinois medical malpractice lawyers commercial leases meal breaks gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys eluding a police officer Des Plaines civil attorney Schaumburg medical malpractice lawyer insurance claim delay Inverness injury lawyer Illinois real estate lawyer Joliet general practice lawyers Illinois employment laws Schaumburg employment attorney Barrington criminal lawyer boating DUI Chicago car accident lawyer automated cars bad faith insurance claims Palatine civil litigation lawyer traffic laws products liability Illinois lawyer DMV workplace sexual harassment IRA benefits defective products lawyer Colin H. Gilbert lapse in policy drunk driving statistics Illinois personal injury Inverness civil lawyer trucking accident lawyers drug crimes tax attorney life insurance Inverness insurance attorney Family Medical Leave Act Crystal Lake estate planning lawyer expungement independent contractor Arlington Heights traffic attorney Barrington Traffic Lawyer Palatine criminal defense lawyer elder law condo association Illinois attorney underage DUI South Barrington real estate lawyer Crystal Lake employment attorney Palatine business attorney unpaid overtime Inverness real estate attorney medical malpractice compensation Illinois medical malpractice case Barrington medical malpractice lawyers natural gas Deer Park traffic accident attorney controlled substance medical malpractice federal regulations for LLCs Food and Drug Administration's Food Safety Modernization Act spinal cord injuries DNR Schaumburg criminal attorney small business insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys texting while driving IRA trust transfer Chicago insurance claim attorneys employees right to work Colin Gilbert minimum wage Palatine punch death marijuana crimes attorney Rolling Meadows DUI lawyer ACA golf accidents Illinois Human Rights Act appealing an insurance claim insurance dispute attorney Schaumburg probate attorney Schaumburg wrongful death attorney speeding Chicago trucking accident attorney probate claims Des Plaines drug lawyer jet ski Rolling Meadows Traffic Lawyer rent to own real estate contracts boating under the influence Barrington personal injury attorney operating agreements wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Arlington Heights pedestrian accidents agent Barrington employment law attorney civil litigation Illinois employment law attorney Palatine personal injury lawyer Illinois car accident attorney living wills traffic crimes Illinois traffic accident lawyer power of attorney for healthcare owner responsibility traffic tickets insufficient documentation Policy Cancellation Illinois civil litigation lawyer pedestrian injuries, pedestrian fatality Rolling Meadows litigation lawyer Arlington Heights car crash attorneys involuntary manslaughter Rolling Meadows personal injury attorney Illinois employee rights attorney. Chicago traffic lawyer liability claims Detainer Actions Rolling Meadows drug defense attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation criminal law denial of life insurance Illinois workplace discrimination attorney DUI Rolling Meadows marijuana attorney Buffalo Grove personal injury lawyer Crystal Lake bike accident lawyer caretaker rights unfunded trust Fair Labor Standards Act clemency Illinois insurance claim dispute lawyers personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys workers compensation benefits low-ball insurance settlement insurance claim wage theft probate fees Thanksgiving criminal Rolling Meadows employment attorney Illinois trucking safety landlord pet bites Crystal Lake personal injury lawyer car accident compensatory time Palatine employment law lawyer Buffalo Grove employment lawyer Illinois mortgages disability benefits premises liability Schaumburg life insurance attorney Crystal lake insurance dispute attorney corporate law Illinois pet lawyer Des Plaines injury law firm Illinois employment law Rolling Meadows Attorney truck collisions Arlington Heights wills and trusts attorneys Des Plaines drug crimes lawyer Illinois employment law firm Rolling Meadows medical malpractice lawyers defective products living trust benefits Illinois estate planning attorney criminal defense Crystal Lake injury attorney no contest clauses living trust swimming pools Barrington employment attorney most common reasons for life insurance claim denials employment attorney unauthorized overtime traffic violations defense Chicago insurance law firm car accident lawyer Barrington Illinois estate planning lawyer Illinois collections attorney Rolling Meadows Palatine civil attorney Arlington Heights TBI attorney dram shop law Mount Prospect real estate lawyer loopholes personal injury claim Des Plaines motorcycle accident attorney creditors Jay Andrew fatal car accidents Illinois probate lawyer Riverwoods estate planning lawyer severance agreements cell phone back injuries trustee real estate closing first degree murder Chicago estate planning lawyer Illinois home inspection Deer Park personal injury lawyer Illinois personal injury lawyer real estate zoning IRELA Rolling Meadows car accident lawyers fault based insurance Illinois small business Rolling Meadows personal injury lawyer digital evidence Illinois traffic attorneys trusts advance healthcare directive Illinois insurance dispute lawyers LLCs insurance disputes trench injuries FMLA forming a corporation in Illinois real estate contract healthcare Deer Park traffic lawyer Crystal Lake car accident attorney Deer Park accident attorney Des Plaines collections attorney Crystal Lake will lawyer cell phone tower data Retaliatory Discharge Illinois workers compensation attorney condo irrevocable trust