Understanding Workers’ Compensation Disability Benefits

Web Admin - Friday, March 09, 2018
Schaumburg workers' comp benefits attorneyWhen a person is injured while they are working, they are entitled to workers’ compensation benefits that will cover the costs of medical care and any required rehabilitation. In addition, they may be eligible to receive disability benefits to compensate them for income lost while they were unable to work or for any impairment to their ability to earn an income in the future. In Illinois, there are four different types of disability benefits:

  • - Temporary Partial Disability (TPD) - This type of disability applies when a worker is only able to work part-time or in a position that provides reduced pay while they are recovering from their injuries. They will be eligible to receive benefits of two thirds (66 2/3%) of the difference between their income prior to the injury and the income they earn in their reduced capacity.
  • - Temporary Total Disability (TTD) - If a worker is unable to work for at least three days while they are recovering from their injuries, they will be eligible to receive TTD until they are able to return to work. TTD benefits are two thirds (66 2/3%) of their average weekly wage, and this amount is increased by 10% for their spouse and each of their children (up to a maximum of 100%).
  • - Permanent Partial Disability (PPD) - An employee who suffers a permanent injury, such as hearing loss or the amputation of a limb, is eligible to receive PPD. Depending on the body part and the level of impairment, they will be able to receive compensation of 60% of their average weekly wage for a certain number of weeks of work. This percentage is increased by 10% for a worker’s spouse and each of their children (up to a maximum of 100%).
  • - Permanent Total Disability (PTD) - This type of disability applies when an employee is permanently and incurably injured and unable to return to work. They will receive two thirds (66 2/3%) of their average weekly wage for the rest of their life, with this amount being subject to cost of living adjustments each year. 

Contact an Arlington Heights Workers’ Comp Attorney

Injuries that impair a person’s ability to work and earn an income can be devastating to a family’s finances. However, if these injuries occurred while a person was working, workers’ compensation benefits can provide them with the resources they need to make a recovery and continue providing for their family. If you have been injured while working, the skilled attorneys of Drost, Gilbert, Andrew & Apicella, LLC can help you file a workers’ compensation claim and ensure that you receive the benefits you deserve. Contact our Palatine personal injury attorneys at 847-934-6000 to schedule a personalized consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Illinois Workers’ Compensation Commission

Web Admin - Tuesday, June 30, 2015

Illinois workers comp commission, Schaumburg workers compensation lawyers

If you have been injured while on the job, it is possible that you qualify for benefits under the workers’ compensation program. These benefits are often very important for individuals who are unable to work due to their injury or illness. Employers in Illinois are subject to numerous requirements relating to workers’ compensation. When disputes between employers and employees arise, the Illinois Workers’ Compensation Commission (Commission) may be used to settle those conflicts. 


Workers’ compensation is a no-fault system in which benefits are paid by employers to employees who suffer from work-related injury or serious illness. In some cases, disputes regarding the payment of these benefits arise between an employer and an employee. When this occurs, the Commission provides a method of resolving those disputes through an arbitration process. Arbitration involves both parties stating their case to a neutral, third-party, who then issues a ruling on the issue. The initial decision of the arbitrator may be appealed to a panel of three commissioners. Additional appeals may be brought in the traditional court system. However, most issues are resolved by settlement, thereby avoiding arbitration or litigation altogether. 

In order to begin a claim with the Commission, an employee must file three copies of the Application for Adjustment of Claim along with Proof of Service stating that a copy of the application was served on the employer. After this has been completed, a case number and arbitrator are assigned to the case. Every three months, the case is set for a status call, at which time either party may request a trial. This will continue for three years. If no trial is requested after three years, the arbitrator may dismiss the case. 

 The trial will resolve the dispute between the employer and employee. At the trial, the employee must demonstrate items like the existence of an employment relationship and that an injury occurred in relation to his or her work. While it is not necessary, many employees elect to hire an attorney to represent them. An attorney can help keep track of the claim, appear with an employee at hearings, and present evidence to prove the employee’s eligibility for benefits. Importantly, the Commission cannot recommend an attorney for an employee. 

Benefits of Workers’ Compensation 

Under the workers’ compensation system, employers are responsible for paying benefits when an eligible employee is injured on the job. Most employers decide to purchase workers’ compensation insurance. By purchasing insurance, employers can pay a premium and when a claim is made, the insurance company pays the employee on the employer’s behalf. Alternatively, an employer may elect to self-insure, which makes it their responsibility to pay eligible employees. 

There are numerous benefits provided to employees under workers’ compensation, including: 

1. Medical care reasonably necessary in order to cure or relieve the employee of the effects of the injury or illness;

2. Temporary total disability benefits while the employee is unable to work, recovering from the injury; 

3. Temporary partial disability benefits while the employee is working light duty for less compensation while recovering from the injury; 

4. Vocational rehabilitation or maintenance benefits for injured employees participating in an approved vocational rehabilitation program; 

5. Permanent partial disability benefits for employees who suffer permanent disability or disfigurement, but are still able to work; 

6.  Permanent total disability benefits for employees who suffer permanent disability or disfigurement and are unable to work; and/or 

7. Death benefits for a deceased employee’s surviving family members.

For more information about the workers’ compensation program, including ways in which legal representation can help you recover, you should talk to an experienced Illinois personal injury attorney. Our attorneys represent individuals from areas such as Buffalo Grove, Schaumburg, and Inverness.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.

Dealing with Insurance Companies: Examinations under Oath

Web Admin - Saturday, January 04, 2014

If you recently filed an insurance claim, then you may have just received a request to participate in an examination under oath (“EUO”). An EUO is an interview that an insurance company’s lawyer conducts to investigate a recently filed claim. While receiving an EUO does not mean that the company will deny the insurance claim for sure, it tends to signal that the company found some issue that they would like to investigate further.

What Happens at an EUO?

An EUO is a formal process involving the insurance company’s lawyer as well as a court reporter who will transcribe everything said at the examination. The examination begins with a swearing in, making it a felony to lie under Illinois law. After that, the company’s attorney will start asking you questions. These questions will probably start out with basic questions of your or your family’s background including things like employment or criminal histories. It may then move into an examination of your finances, such as credit history or past bankruptcy filings.

Once the other side’s attorney establishes a baseline, the questions can move on to the specific event at issue in the claim. These questions can include a recounting of your story of the events and questions about your policy choices. In some instances, like fires insurance, the questions may even relate to whether you have an alibi. In this part of the process, the insurance company will look for inconsistencies with your prior recorded statement, so a consistent retelling of the facts is important.

Before the EUO, the company will do some investigation of its own surrounding the circumstances of the claim, as well as any irregularities from past claims. Consequently, you should be prepared for unexpected questions or inquiries into facts you did not know they had access to. Additionally, at the EUO the company can make you produce certain other documents to aid them in their investigation of the claim. These documents include tax returns, credit card statements, and cell phone records among other things.

Do I Need an Attorney?

While the law makes no formal rule saying that you need an attorney to participate in an EUO, having one present to represent you is advisable. The insurance company will have an attorney there, so having one of your own can help even the odds. Additionally, these examinations take place without a judge present, so an attorney on your side can help keep the company’s lawyer in check.

If you have recently received a request for an EUO, contact an experienced Des Plaines insurance dispute attorney. We serve many northwest suburban areas including Rolling Meadows, Deer Park, and Schaumburg.

The Hazards of Electricity in Workplace Accidents

Web Admin - Wednesday, December 18, 2013

By Ken Apicella

847 934-6000



Electricity is a common part of people’s everyday lives. Because it is so accessible, people often forget how dangerous it can be. In fact, hundreds of people die each year in accidents related to electricity, many of them while at work. Even though Occupational Safety and Health Administration (OSHA) regulations mandate safe insulation or grounding around all electrical circuits, workers can still benefit from knowing the types of injury that electricity can cause and how electrical injuries happen.

Types of Electrical Injury

Electricity can cause three very different types of injury: burns, muscle contractions, and internal injuries.

Electricity causes burns in two ways. First, if a person suffers an electric shock, the electricity can heat up their body to the point that it burns the body along the path of the current. Second, faulty electrical equipment can overheat, or give off electrical arcs. These can cause burns to those nearby, even if the person does not actually come in direct contact with the source of electricity.

It also interferes with muscle function. Because our bodies trigger muscle contractions through electrical signals, electrocution can cause severe, involuntary muscle spasms. These can lead to muscular damage or even broken bones.

Electrocution also affects the function of a person's internal organs. Depending on the strength of the electrical shock, it can lead to internal bleeding and nerve damage. More serious shocks may even lead to cardiac arrest, which can be fatal in some circumstances.

How Electrical Injuries Happen

Electrical injuries may occur in a variety of different ways. For instance, extension cords can lead to electrocution if used improperly. Careless use of extension cords can cause them to fray or loose insulation, which exposes dangerous live wires. Additionally, some extension cords do not come with built-in ground wires, which can add to the danger.

Improper use of other equipment can also lead to electrical injuries. Modified tools or wires, jury-rigged extension cords, and improperly rated circuit breakers can all cause electrocution. One common yet dangerous modification is the removal of ground pins from wires. This allows a three-pronged plug to fit into a two-pronged outlet, but it puts the tool at a higher risk of malfunction. Of course, these examples represent just some of the many ways that improper safety precautions can cause electrocution.

If you or a loved one recently suffered an electrical injury that you believe may qualify for compensation, contact a Des Plaines personal injury attorney today. Our experience can help you get the payment that you deserve. We serve many areas in the northwest suburbs including Palatine, Inverness, Buffalo Grove, and Arlington Heights.

Recent Posts


rollover accidents drugs personal injury claims medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Palatine Attorney right to work swimming pools jet ski Buffalo Grove traffic lawyers Schaumburg construction accident lawyer Buffalo Grove real estate attorney advance healthcare directive uninsured motorist Chicago attorney life insurance trusts real estate healthcare claims DNR hit and run accident Long Grove real estate lawyer Illinois real estate lawyer trench injuries Illinois injury lawyer Kenilworth estate planning lawyer DUI penalities gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Inverness DUI lawyer real estate attorney South Barrington real estate lawyer medical marijuana irrevocable trust pregnant women truck collisions Illinois mortgages breathalyzer test Barrington medical malpractice lawyers Des Plaines collections attorney wrongful death Palatine elder law attorney Palatine traffic lawyer breach of contract Inverness real estate attorney Illinois medical malpractice claim Illinois real estate attorney fees marijuana crimes attorney probate claims process Rolling Meadows DUI lawyer employment law, Illinois employment laws Schaumburg injury lawyer employment attorney Des Plaines DUI attorney Buffalo Grove personal injury lawyer tax attorney license suspension texting while driving drug crime Forcible Entry suspended license Inverness injury lawyer unpaid overtime privacy Inverness estate planning lawyer Schaumburg personal injury lawyers Illinois pedestrian accident attorney Palatine civil litigation lawyer caretaker rights pain and suffering Chicago lawyer Schaumburg personal injury lawyer Illinois Wage Payment and Collection Act Schaumburg Attorney insurance claims Buffalo Grove law firm Illinois employment laws wills and trusts life insurance lawyer liability claims DMV landlord tenant law Retaliatory Discharge POA Crystal Lake business law attorneys Home Sale Contingencies sexual harassment Des Plaines drug lawyer residential real estate traumatic brain injury Chicago insurance law firm taxes probate process Rolling Meadows criminal lawyer rollover car crashes expungement Palatine criminal defense lawyer Chicago corporate attorney car accidents Palatine employment law lawyer Rolling Meadows corporate lawyer internet employment lawyer Illinois corporate lawyer pet bites Illinois traffic ticket lawyer crossover accidents Fair Labor Standards Act owner responsibility Landlord Tenant Ordinance Rolling Meadows Attorney workers compensation food poisoning car accident construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Crystal Lake law firm subcontractor Illinois traffic attorney commercial real estate CAM DUI defense Deer Park traffic lawyer Illinois construction accident attorney Arlington Heights employment attorney PTSD power of attorney for healthcare Rolling Meadows Traffic Lawyer drug crimes lawyer drunk driving Deer Park traffic accident attorney Crystal Lake pet attorney Deer Park criminal attorney civil litigation attorney ObamaCare Schaumburg elder law lawyer Illinois workplace lawyer traffic crimes Barrington estate planning lawyer Crystal Lake medical malpractice lawyer insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Illinois estate planning law firm digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Des Plaines real estate attorney distracted driving accidents Barrington personal injury lawyer commercial leasing Rolling Meadows real estate attorney Crystal Lake personal injury lawyer boating accidents Super Mario Transfer on Death Instrument Crystal lake insurance dispute attorney Schaumburg car accident attorney Thanksgiving Class A misdemeanor Mount Prospect wills and trusts lawyers Crystal Lake traffic attorney employees Illinois trusts attorney Arlington Heights pedestrian accidents Barrington Illinois estate planning lawyer Crystal Lake tax lawyer hiring employees traffic deaths jet ski accidents Palatine corporate attorney Buffalo Grove car accident lawyer Palatine corporate law attorneys Federal Food Drug and Cosmetic Act Illinois wills and trusts attorneys Illinois insurance lawyer ACA privacy laws Illinois workers compensation lawyer Schaumburg estate attorney Illinois boating accident lawyer corporate law probate lawyer construction contracts bicycle accidents defective products federal regulations for LLCs Illinois traffic laws deed transfer Crystal Lake pedestrian accident lawyer Crystal Lake traffic lawyer insurance agents Arlington Heights trucking lawyer traffic tickets license insurance denials blended families car accident lawyers car crash senior citizens Barrington personal injury attorney Barrington employment law attorney changes to mortgage law Illinois insurance disputes insurance claim Barrington estate planning attorney disability benefits real estate attorneys pedestrian accident Kenilworth estate planning attorney Long Grove estate planning car crashes whistleblower protections Schaumburg criminal law attorney Illinois employee rights attorney. Illinois workplace discrimination attorney Illinois elder law attorney preventable medical errors Illinois small business Illinois collections attorney Palatine workers compensation lawyer Chicago estate planning lawyer child safety car collision Des Plaines medical malpractice attorney Arlington Heights traffic attorney Long Grove wills and trusts attorneys Inverness probate lawyer vacation home fines Arlington Heights personal injury attorney life insurance claims IRA trust transfer power of attorney condo association Schaumburg wrongful death attorney Arlington Heights TBI attorney mortgage condo employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, unpaid assessment Buffalo Grove employment lawyer driving personal injury claim wrongful termination Schaumburg estate planning attorney Crystal Lake employment lawyer commercial leases Rolling Meadows tax attorney Barrington real estate lawyer Des Plaines accident attorney civil litigation speeding trust payments Des Plaines pet law attorney Des Plaines insurance attorney Illinois insurance claim dispute lawyer Arlington Heights insurance attorney DGAA no contest clauses natural gas Palatine personal injury lawyer income distribution deducation medication errors fatal car accidents Des Plaines civil attorney Arlington Heights wills and trusts lawyers wills Barrington workers compensation attorney estate planning lawyer personal injury BUI murder defense job lawyers Crystal Lake medical malpractice attorneys Food and Drug Administration's Food Safety Modernization Act traffic accidents controlled substance motorcycle accident lawyer Illinois insurance claims lawyers Illinois wrongful termination lawyer pedestrian injuries, pedestrian fatality Arlington Heights injury attorney field sobriety test Palatine trusts lawyer institutional trustee criminal defense Crystal Lake employment attorney Deer Park workers compensation lawyer independent contractor Palatine law firm employee discrimination Rolling Meadows Schaumburg traffic lawyer overtime violations Illinois home inspection severance agreements Schaumburg probate attorney criminal law Illinois employment law attorney probate fees meal breaks defective products lawyer probate claims Illinois personal injury lawyers deadly crashes Schaumburg personal injury attorney Rolling Meadows insurance attorney estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers bike accident Arlington Heights Traffic Lawyer landlord Arlington Heights accident attorney loss of consortium Illinois red light cameras Barrington Traffic Lawyer Arlington Heights medical malpractice lawyer Barrington litigation attorney Inverness elder law lawyer bicycle dooring accidents cell phone accidents Rolling Meadows employment law attorneys cell phone tower data murder charges Illinois Transfer on Death Instrument clemency LLCs first degree murder workers compensation benefits Home Remodeling Repair Act Illinois criminal defense attorney Illinois insurance attorney dog bites traffic violations defense motorcycle accident Policy Cancellation living trust Crystal Lake injury attorney Inverness insurance attorney Des Plaines injury law firm premises liability Des Plaines motorcycle accident attorney GM ignition switches drug possession Inverness personal injury attorney Exclusions modern family estate planning Buffalo Grove insurance claim dispute lawyers Illinois motorcycle accident lawyer compensatory time spinal cord injury drug crimes insurance claim delay Employment Discrimination Law Des Plaines personal injury lawyer Attorney Ken Apicella sole proprietorship agent Rolling Meadows personal injury attorney dealing with problem employees Detainer Actions Buffalo Grove injury lawyer drunk driving statistics Mt Prospect Attorney in terrorem provision Illinois business law atorneys Arlington Heights estate planning attorney estate plan construction accidents Crystal Lake insurance lawyer eluding a police officer Inverness corporate attorney nursing home negligence pedestrian accidents Palatine punch death Schaumburg employment attorney Arlington Heights tax lawyer Illinois medical malpractice case Palatine business attorney criminal underfunded trust insurance dispute attorney hands free device slip and fall low-ball insurance settlement employment law real estate zoning Deer Park medical malpractice attorney Colin H. Gilbert Arlington Heights Attorney workplace sexual harassment Illinois Trust Code Illinois insurance dispute lawyers Illinois medical malpractice attorney reckless homicide medical research Arlington Heights employment law attorneys criminal record Illinois will lawyer estate planning for college students problem employees Illinois employment law firm medical malpractice loopholes Barrington attorney Deer Park personal injury lawyer operating agreements Riverwoods estate planning lawyer Rolling Meadows personal injury lawyer Buffalo Grove traffic attorney Barrington criminal defense lawyer Inverness real estate lawyer Schaumburg real estate lawyer Illinois employment law attorneys anesthesia errors automated cars Buffalo Grove personal injury attorney Des Plaines personal injury lawyers estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Schaumburg guardianship attorney School Visitation Rights Act insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys medical malpractice compensation Illinois insurance claim attorney Palatine probate lawyer Mount Prospect real estate lawyer Long Grove estate planning attorneys unfunded trust college kids Crystal Lake employment law attorney living trust vs will Crystal Lake personal injury attorney real estate leasing special needs trust Barrington employment law firm Illinois tax attorney Barrington criminal lawyer Illinois Probate Act of 1975 Self-Directed IRA Accounts personal injury accidents Illinois business lawyer Deer Park real estate law firm Palatine real estate lawyer Rolling Meadows employment law attorney Legal Info Illinois LLC creation manufacturing trucking accidents Rolling Meadows traffic attorney Crystal Lake estate planning lawyer comp time Illinois personal injury Illinois license revocation Illinois jet ski accident lawyer Affordable Care Act natural gas explosion minimum wage Illinois speeding lawyer sexual images product liability Palatine construction attorney Rolling Meadows insurance lawyer revenge porn spinal cord injuries BAC civil rights violation Fourth of July Illinois job attorney rent to own real estate contracts liability Illinois estate planning attorney Illinois employment attorneys Palatine insurance lawyer estate tax Deer Park accident attorney Crystal Lake criminal defense attorney life insurance policy Deer Park motorcycle accident lawyer accidental death benefits Rolling Meadows probate lawyer Illinois estate planning Crystal Lake civil litigation lawyer pizza emoji living trust benefits traffic offenses Illinois living will Crystal Lake medical malpractice law firm investment property Palatine injury attorney Rolling Meadows business lawyer South Barrington real estate attorney Buffalo Grove probate lawyer Rolling Meadows traffic law firm personal injury law firm FMLA foreclosure Rolling Meadows employment attorney murder rest breaks business litigation Whistleblower Claims boating under the influence federal crimes Colin Gilbert Illinois traffic attorneys liens vacation home Liquor Control Act trauma after an accident homestead rights Illinois insurance claim dispute lawyers Illinois personal injury attorney estate planning trusts DUI attorney caregiver ken apicella rumble strips blood alcohol content workers comp home inspection lawyer insurance claim dispute attorney Buffalo Grove corporate attorney Barrington injury attorney involuntary manslaughter texting and driving fiduciary rule delay Rolling Meadows criminal attorney personal injury attorney Long Grove estate planning attorney Illinois car accident attorney license reinstatement Des Plaines real estate lawyer Schaumburg employment law attorneys Illinois attorney Illinois trucking safety distracted driving accident victims estate planning attorney Deer Park DUI lawyer denied insurance claim creditors Chicago traffic lawyer pedestrian-automobile accident wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Arlington Heights criminal lawyer IRS golf accidents Schaumburg estate planning lawyer IRA benefits Des Plaines BAIID insurance disputes Illinois law Palatine drug lawyer Des Plaines personal injury attorney Rolling Meadows accident lawyer Arlington Heights wills and trusts lawyer insurance claim denial Illinois bicycle safety Mount Prospect elder law attorney filing a medical malpractice claim Illinois personal injury lawyer slip and fall accidents dram shop law Chicago estate planning elder law living wills Barrington drug crime attorney underage DUI real estate lawyer Palatine employment lawyer car crash injuries Illinois driving without license Illinois civil litigation lawyer small business Rolling Meadows marijuana attorney social media after death fault based insurance Barrington business law firm cell phone Palatine estate planning lawyer insurance claim denials health insurance dispute Illinois medical malpractice lawyers insurance denial appeals Arlington Heights car crash attorneys Chicago will attorney, social media platforms, Illinois estate planning lawyer, Barrington civil litigation attorney Illinois workers compensation attorney underinsured motorist employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Crystal Lake car accident lawyer medical malpractice claims insurance agent negligence Buffalo Grove criminal defense lawyer Barrington boating accident attorney Deer Park employment law attorney digital evidence Do Not Resuscitate pay when paid contract Illinois employment lawyer Crystal Lake will lawyer employment contract new real estate form Crystal Lake bike accident lawyer unauthorized overtime dynasty trusts Palatine civil attorney Des Plaines claims law firm FSLA preventing accidents estate planning llinois Real Estate Lawyers Association Inverness traffic law firm healthcare back injuries Des Plaines Traffic Lawyer denial of life insurance Rolling Meadows drug defense attorney insurance claim dispute consent to a search work unions Inverness accident lawyer traffic violations Schaumburg corporate attorney Chicago trucking accident attorney surgical mistakes Illinois Human Rights Act Rolling Meadows litigation lawyer holiday statistics Kenilworth estate planning attorneys insurance adjusters Rolling Meadows insurance dispute lawyers mass shooting Arlington Heights car accident lawyer Illinois DUI attorney Joliet general practice lawyers insurance dispute Illinois rollover accident lawyers Chicago insurance claim attorneys trucking accident lawyers Palatine employment attorney TBI Illinois Sales Representative Act car accident lawyer trustee appealing an insurance claim Rolling Meadows insurance dispute lawyers, insurance dispute Chicago will attorney auto accidents Illinois employment law overtime pay real estate closing gift taxes Schaumburg criminal attorney Illinois pet lawyer Schaumburg insurance lawyers Illinois Workers’ Compensation Commission Buffalo Grove medical malpractice lawyers products liability Illinois Smoke Detector Act personal injury lawyer Palatine traffic accidents estate attorney Des Plaines drug crimes lawyer forming a corporation in Illinois Jay Andrew fiduciary rule DUI Illinois wills and trusts startup company Rolling Meadows estate planning attorney pet law paid sick leave contracts marijuana financial advisors insurance negligence Illinois probate lawyer Barrington employment attorney Inverness civil lawyer Schaumburg civil litigation attorney Crystal Lake car accident attorney Rolling Meadows car accident lawyers foreclosed rental property real estate contract digital assets Rolling Meadows personal injury lawyers Rolling Meadows medical malpractice lawyers brain injury Crystal Lake accident attorney bad faith insurance claims icy parking lots Illinois registered agent traffic laws Chicago employment lawyer Illinois lawyer Arlington Heights lawyer Schaumburg medical malpractice lawyer employee rights probate insurance attorney capital gains tax Des Plaines criminal attorney traumatic brain injuries head on collisions installment contracts Chicago car accident lawyer IRELA Rolling Meadows boating crash lawyer Arlington Heights personal injury lawyer elder abuse Illinois defective products attorney Chicago employment attorney Arlington Heights real estate lawyer boating DUI digital information personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Long Grove real estate attorney Arlington Heights wills and trusts attorney wage theft comparative negligence employee misclassification Schaumburg drug defense lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, Des Plaines tax law firm Family Medical Leave Act denied insurance claims Arlington Heights wills and trusts attorneys Chicago biking tips Illinois traffic accident lawyer