DGAA bLAWg

Important Considerations When Drafting Your Will

Web Admin - Thursday, April 23, 2015

drafting your will in Illinois, Palatine estate planning lawyerThe passing away of Chicago Cubs’ legend Ernie Banks was a sad day for baseball fans everywhere. Unfortunately, his death sparked a controversy within his own family after his longtime caretaker claimed that he had executed a will. Recently, a court upheld the validity of the will. Here, we focus on some of the reasons why this occurred and the steps all individuals should take to best protect their will from a challenge.

Banks’ Will

Following the death of Banks, his widow claimed that he did not have a will. However, his caretaker came forward and claimed that Banks had created and signed a will three months prior to his death. The will gave all of his assets to the caretaker. Banks’ widow argued that he was not of sound mind and that the caretaker coerced him into executing the will. In order to prove the validity of the will, two paralegals testified that they witnessed Banks sign it. Further, the paralegals testified that Banks appeared fine and even mentioned during the notarization that he was not leaving anything to his family. The court ruled that the will was valid, though an appeal is likely.

Executing Valid Wills

A person who executes a will is known as the testator. For a will to be valid under Illinois law, it must be in writing and signed by the testator. Further, the signing of the will must be witnessed by two people and it must be notarized. Additionally, the testator must be of “sound mind and memory” at the time the will is created and signed. At the signing, a testator may want to document that he or she has the mental capacity to execute the will. This may include obtaining the opinion of a doctor that establishes the testator’s capacity.

It is important for the testator to state clearly his or her wishes as to the disposition of the property. The testator may want to include his or her reasoning for the way in which their assets will be distributed. In the case of Banks’ will, he affirmatively stated he was leaving all of his assets with his caretaker. Further, he included a statement that he intentionally was leaving nothing to his family. This was an important provision because it made clear that an omission had not occurred. In other words, it signaled that Banks had not simply forgotten about his family.

Many people find it difficult to discuss end of life situations. However, this can be helpful in ensuring that there will not be any challenges to a testator’s will after the testator dies. Speaking with the people included, and those excluded who may have an expectation to be included, in the will can help make sure there are no surprises when the testator dies. If Banks had disclosed to his widow the existence of his will and they had had a discussion regarding it and the reasons he was not leaving her anything, her challenge would have been even less likely to succeed.

If you would like more information or help creating your will, you should speak with an experienced Illinois estate planning attorney. Drost, Gilbert, Andrew & Apicella, LLC proudly represents clients throughout the northwest suburbs, including Inverness, Palatine, and Long Grove.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Homestead Rights in Illinois

Web Admin - Thursday, October 23, 2014

homestead rights in Illinois, Palatine estate planning lawyerWhile there are many well known government programs and policies designed to provide relief during difficult economic times, there are other laws people can take advantage of that are less commonly talked about. One of these laws is known as “homestead rights.” Homestead rights are a protection provided by Illinois law that provide certain immunities from debt collection efforts by creditors. However, these immunities are not absolute, so it is important for people exercising their homestead rights to understand the exact limitations of those rights.

What Homestead Rights Are

Homestead rights are a statutory protection against creditors designed to help people avoid becoming homeless because of changing economic circumstances. The rights allow the debtor to exempt $15,000 worth of real estate from the collection efforts of creditors or their agents. Additionally, if a married couple owns the home, then they can pool their homestead rights together to protect the same house. This gives them an exemption of $30,000. This exemption also survives the death or desertion of a spouse. The exemption can also be passed down to the children of the married couple, at least until the youngest child turns 18.

Illinois' homestead laws are also slightly different than the laws in some other states. Many states choose to restrict the amount of acreage that a person can use the homestead exemption on in addition to capping the total value of the property. Illinois has no such acreage cap. This means that the size of the property is irrelevant to the homestead rights, and that it is purely an issue of how much the land is worth.

What Homestead Rights Do Not Protect

Notably, homestead rights do not provide absolute protection against every type of creditor. For instance, the state legislature wrote an exception into the protection for the purposes of state taxes, so if the creditor is the state of Illinois then the exemption does not apply. Similarly, homestead rights are created by state law, which federal law can supersede, so they provide no protection against the federal government's collecting taxes either. The rights also do not function in many circumstances where the money owed is related to the property itself. A person who uses the house as collateral for a mortgage does not get protection if their home is being foreclosed. Additionally, if the person owes money to contractors for doing work on the home, then the homestead rights do not apply to those debts. Further, the homestead rights can be signed away in writing, which would also remove their protection.

If you have questions about your homestead rights or some other property interest, talk to an experienced Palatine, Illinois estate planning attorney today. Our firm helps clients in many northwest suburban towns including Barrington, Long Grove, and Arlington Heights.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Estate Planning in the Digital Age

Web Admin - Wednesday, May 21, 2014

digital assets estate planningFrom bankbooks to Facebook, more and more activities, both business and pleasure, are being conducted over the internet every day. A study from McAfee reports that in 2011 the average American had almost $55,000 in digital assets. These assets can present unique challenges during the estate planning process. They need to be passed on or wound up just like physical assets, but each online service has its own rules on handling accounts after death.  

What Digital Assets Are

Digital assets can be many different things, and it is important to have a clear understanding of the different types since they can require very different treatment after death. Digital assets include:

  • - Files on your home computer like pictures, word documents, and spreadsheets;
  • - Digital books and music like iTunes and Kindle books;
  • - Social networking accounts like Facebook and Twitter;
  • - Online gaming accounts and valuable in-game assets;
  • - Websites or domain names you own; and
  • - eCommerce information like bank accounts, Paypal, and eBay.

Choosing how to handle each of these assets can require some careful thought because they will each likely need a different form of treatment. For instance, Paypal accounts can probably simply be closed out after withdrawing the funds, but some people would prefer to see their Facebook page memorialized rather than simply closed.

Handling Digital Assets

From a legal standpoint, handling digital assets may be a challenge because the problem is somewhat new. This means that the law has yet to catch up to the technology in many ways. Instead, much of the legal landscape is determined by the individual service itself based on the “Terms of Service” that they have each user agree to. However, there are still precautions that you can take in order to better empower your loved ones to carry out your wishes.

The first thing to do is to create a digital inventory. This is a list of all your digital assets, where to find them, and the usernames and passwords necessary to access them. This inventory should also include instructions to the executor of your estate detailing what you would like them to do with each of the assets.

Then you should make sure that your legal documents include provisions for the management of your digital assets. This means designating an executor to handle your digital estate. This can be the same person as the executor for the rest of your will, but it does not have to be. If the executor for most of your estate lacks computer skills it could be prudent to name someone else to deal with digital assets. While this executor may still have trouble carrying out all your wishes if the website’s Terms of Service will not allow it, arming them with a digital inventory and a legal document can certainly improve their chances.

If you would like to make an estate plan or if you want to update your plan to account for digital assets, contact an Illinois estate planning attorney today. Our skilled team assists clients across the northwest suburbs, including in Inverness, Kenilworth, and Riverwoods.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

5 Benefits to Using an Institutional Trustee

Web Admin - Tuesday, April 08, 2014

illinois trusts and estate planning attorneyTrusts are versatile, useful legal instruments that allow the grantor (the person who sets up the trust) to set aside certain money or other assets for the use of another person (the beneficiary). However, the beneficiary does not have direct access to the assets. Instead, the trust is managed by a trustee whose job it is to control the assets and use them in the beneficiary’s best interest. This makes choosing the trustee one of the most important parts of setting up a trust.

Although most individuals can serve as a trustee, Illinois law also allows for the use of an “institutional trustee.” Institutional trustees are companies, often banks, who professionally manage the trust’s assets. These companies usually do charge a fee for the services, but the companies come with several benefits:

  • - They are skilled at managing trusts;
  • - They have the ability to handle complex paperwork and recordkeeping;
  • - They provide continuity to the management of the trust;
  • - They operate free of bias; and
  • - They are regulated to prevent fraud.

Reasons to Use an Institutional Trustee

  1. 1. Experienced Administrators: Institutional trustees have experience managing trusts. This allows them to easily navigate the legal requirements for trustees. Furthermore, many trustees are responsible for investing the trust’s assets. Banks and other institutional trustees are often professional investors who will be able to handle the task better than friends or family.

  1. 2. Strong Recordkeeping: Trusts also have fairly extensive recordkeeping requirements to prevent fraud on the part of the trustee. Institutional trustees have the infrastructure in place to make sure that important documents, like tax returns, are filed on time and do not get misplaced. Furthermore, the use of an institutional trustee prevents this complex work from being pushed onto a friend or family member.

  1. 3. Management Continuity: The corporate nature of institutional trustees also allows for continuity in the trust’s management. Trusts can last for decades and decades. An individual trustee may not be physically or mentally capable of managing a trust for its entire duration. Conversely, institutional trustees have the ability to smoothly transfer trust administration from one employee to the next, allowing for steady management of the assets.

  1. 4. Unbiased Distribution: Additionally, institutional trustees can eliminate the possibility of bias that might exist with trustees who are friends or family. The company would not have any prior history with particular beneficiaries that might interfere with the fair and evenhanded use of the trust’s assets.

  1. 5. Fraud Protection: Finally, institutional trustees have fraud prevention mechanisms in place. Although everyone would like to think that their friends or family members are above reproach, cases of theft on the part of the trustee do happen. Many institutional trustees are subject to government regulation and auditing requirements that can reduce the risk of fraud on their parts.

If you are interested in setting up a trust, consult with an Illinois estate planning lawyer to tailor one to your specific situation. Our attorneys lend their experience to clients across the northwest suburban area, including in Long Grove, Riverwoods, and Kenilworth.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

The Dynasty Trust: A New Method of Creating an Inheritance

Web Admin - Thursday, March 20, 2014

illinois trusts estate planning attorneyDynasty trusts are a new type of trust that can be used to minimize the burden of certain taxes that the government levies on inheritance by holding the inheritance in a trust for many generations. These trusts have become more popular in recent years as states have begun to relax or abolish a legal doctrine known as the rule against perpetuities. The rule is a complex legal doctrine that limited the length of trusts and other legal instruments to only lasting a certain period of time, usually about two or three generations, depending on a variety of factors. Now that the rule is being relaxed, it has made dynasty trusts a more viable option.

What is a Dynasty Trust?

Simply put, a dynasty trust is a trust that holds assets from which future generations will benefit. This has important tax consequences because assets placed into a dynasty trust are subject to the federal estate/gift tax only once. This means that the assets can flow down to further generations without future estate taxes. For instance, if a person left $10,000,000 to their child without using a trust, this would exceed the gift/estate tax exemption, so it would be subject to the tax. Then, if that inheritance appreciated in value and the child passed it on to a grandchild, it would be subject to another round of taxes. If, instead of simply passing the money down in the first place, the person had placed it into a dynasty trust, then the original $10,000,000 would be taxed at that point, but it the appreciated amount would not be subject to another estate tax when it went to the grandchild.

Another benefit of the dynasty trust is that it can help reduce the effects of the generation skipping transfer tax (GST). The GST exists because people used to leave money directly to their grandchildren in an effort to avoid the double estate tax of the previous example. The GST can take as much as 55 percent of the money passed down to grandchildren in excess of $1,000,000. If the dynasty trust is created using that $1,000,000 dollar exemption, then it can sizably reduce the burden of transfer taxes on future generations.

This means that the dynasty trust can be a very useful estate planning tool for people with large families, or those who have enough assets that the estate tax and GST are serious concerns. Additionally, dynasty trusts are also useful for people who would like to have some say as to how their money is spent after their deaths because dynasty trusts can sometimes be used to control such things.

If you believe that your estate planning could benefit from the use of a dynasty trust, contact a Long Grove estate planning attorney today. Our firm helps handle tax planning issues for clients across the northwest suburbs, including towns like Riverwoods, Barrington, and Kenilworth.

About the Author: Attorney Jay Andrew is founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Recent Posts


Tags

privacy laws ken apicella Illinois civil litigation lawyer Schaumburg employment attorney IRA trust transfer Illinois insurance claim dispute lawyers life insurance claims rest breaks estate planning attorney Long Grove real estate lawyer fault based insurance criminal law Rolling Meadows probate lawyer medical research Illinois insurance claim attorney Rolling Meadows traffic law firm unfunded trust institutional trustee pedestrian injuries, pedestrian fatality Rolling Meadows litigation lawyer Arlington Heights TBI attorney federal crimes Buffalo Grove probate lawyer South Barrington real estate lawyer whistleblower protections rollover car crashes in terrorem provision Kenilworth estate planning attorneys power of attorney Illinois defective products attorney criminal wills and trusts Rolling Meadows insurance attorney home inspection lawyer wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace dealing with problem employees Affordable Care Act Des Plaines Traffic Lawyer drunk driving statistics DUI attorney involuntary manslaughter Thanksgiving FMLA Des Plaines accident attorney real estate attorneys Barrington litigation attorney Palatine employment law lawyer estate planning lawyer Colin H. Gilbert medical malpractice claims Fourth of July Illinois pedestrian accident attorney Federal Food Drug and Cosmetic Act Whistleblower Claims Arlington Heights Attorney loss of consortium Inverness civil lawyer rent to own real estate contracts LLCs trust payments pedestrian accidents denied insurance claim Illinois insurance claims lawyers workers comp Chicago trucking accident attorney life insurance policy murder charges insurance negligence blended families workers compensation Schaumburg sexual images car collision disability benefits Self-Directed IRA Accounts business litigation Illinois insurance disputes jet ski uninsured motorist wrongful death sexual harassment Schaumburg car accident attorney meal breaks criminal defense Rolling Meadows employment attorney Des Plaines injury law firm liability Buffalo Grove employment lawyer Arlington Heights real estate lawyer gift taxes forming a corporation in Illinois Chicago employment lawyer Illinois traffic accident lawyer Crystal Lake pedestrian accident lawyer digital assets Retaliatory Discharge construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Illinois medical malpractice case natural gas Schaumburg corporate attorney caretaker rights medical malpractice compensation Chicago employment attorney living trust benefits employment attorney living trust Barrington estate planning lawyer real estate zoning health insurance dispute dynasty trusts comparative negligence breach of contract Illinois jet ski accident lawyer probate process Landlord Tenant Ordinance personal injury attorney preventing accidents auto accidents Rolling Meadows insurance dispute lawyers insurance attorney Buffalo Grove injury lawyer Crystal Lake bike accident lawyer Illinois business law atorneys Illinois personal injury attorney marijuana Illinois personal injury lawyer traffic violations defense real estate contract Detainer Actions Barrington personal injury lawyer independent contractor employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Illinois pet lawyer Chicago car accident lawyer Arlington Heights wills and trusts attorney Attorney Ken Apicella Palatine corporate law attorneys Rolling Meadows accident lawyer Illinois medical malpractice lawyers suspended license automated cars reckless homicide sole proprietorship Des Plaines trucking accident lawyers texting and driving Home Sale Contingencies Illinois collections attorney Inverness elder law lawyer cell phone accidents living wills Inverness probate lawyer Illinois attorney residential real estate PTSD Des Plaines motorcycle accident attorney Crystal Lake insurance lawyer healthcare wrongful termination Rolling Meadows personal injury attorney Illinois insurance claim dispute lawyer Illinois Sales Representative Act clemency medical marijuana Palatine trusts lawyer estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers controlled substance estate planning Home Remodeling Repair Act agent Long Grove estate planning Arlington Heights Traffic Lawyer Schaumburg employment law attorneys Illinois criminal defense attorney Illinois employment law firm CAM DUI Arlington Heights wills and trusts lawyers insurance disputes traffic crimes Crystal Lake business law attorneys Illinois lawyer Long Grove estate planning attorney first degree murder medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Arlington Heights trucking lawyer trauma after an accident Rolling Meadows traffic attorney ACA marijuana crimes attorney Arlington Heights personal injury attorney premises liability real estate lawyer Illinois trusts attorney Rolling Meadows medical malpractice lawyers motorcycle accident condo association DUI defense insurance agent negligence Arlington Heights traffic attorney Schaumburg real estate lawyer Illinois traffic attorneys Rolling Meadows Attorney personal injury accidents Crystal Lake injury attorney traumatic brain injuries Des Plaines criminal attorney Joliet general practice lawyers Barrington employment attorney civil litigation Des Plaines real estate attorney nursing home negligence spinal cord injuries Mount Prospect real estate lawyer Barrington Illinois estate planning lawyer Illinois speeding lawyer Illinois mortgages Schaumburg insurance lawyers defective products accidental death benefits appealing an insurance claim attorney fees insurance claim denials living trust vs will Illinois home inspection deadly crashes irrevocable trust construction contracts Palatine criminal defense lawyer Illinois business lawyer bicycle dooring accidents Palatine elder law attorney Illinois Transfer on Death Instrument Illinois tax attorney car accident boating under the influence landlord pedestrian-automobile accident employment law, Illinois employment laws Arlington Heights pedestrian accidents Illinois insurance dispute lawyers Fair Labor Standards Act Buffalo Grove law firm paid sick leave Illinois injury lawyer School Visitation Rights Act Inverness accident lawyer pedestrian accident Buffalo Grove insurance claim dispute lawyers federal regulations for LLCs Barrington boating accident attorney car accidents real estate closing murder defense Schaumburg probate attorney Rolling Meadows tax attorney Schaumburg elder law lawyer Kenilworth estate planning lawyer bike accident Rolling Meadows drug defense attorney estate plan tax attorney probate lawyer IRA benefits income distribution deducation denial of life insurance Illinois registered agent Liquor Control Act Illinois real estate lawyer expungement estate planning for college students dram shop law pet law Jay Andrew Illinois workplace discrimination attorney Des Plaines personal injury lawyers Inverness DUI lawyer Food and Drug Administration's Food Safety Modernization Act Barrington injury attorney truck collisions special needs trust Schaumburg personal injury lawyer new real estate form BAC foreclosed rental property product liability Des Plaines civil attorney BAIID workplace sexual harassment contracts Illinois DUI attorney Des Plaines collections attorney Deer Park medical malpractice attorney Schaumburg Attorney Illinois job attorney manufacturing Crystal Lake accident attorney distracted driving accidents breathalyzer test elder law blood alcohol content modern family estate planning preventable medical errors Chicago will attorney, social media platforms, Illinois estate planning lawyer, POA Illinois motorcycle accident lawyer Arlington Heights criminal lawyer license reinstatement insurance denials pay when paid contract traffic tickets condo Des Plaines claims law firm Deer Park personal injury lawyer Palatine business attorney Policy Cancellation Barrington civil litigation attorney Schaumburg personal injury attorney real estate Crystal Lake personal injury attorney Palatine drug lawyer trusts commercial real estate fiduciary rule delay BUI Illinois wills and trusts attorneys Buffalo Grove traffic lawyers severance agreements Palatine estate planning lawyer Illinois car accident attorney Palatine law firm Illinois employment law attorney icy parking lots Inverness real estate attorney Illinois traffic attorney personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys comp time Illinois elder law attorney hands free device Palatine employment lawyer Schaumburg estate attorney traffic deaths Crystal Lake traffic lawyer overtime pay Des Plaines DUI attorney golf accidents GM ignition switches slip and fall accidents Arlington Heights estate planning attorney DUI penalities cell phone tower data South Barrington real estate attorney motorcycle accident lawyer loopholes Buffalo Grove car accident lawyer Illinois estate planning attorney senior citizens Rolling Meadows real estate attorney Palatine traffic accidents Illinois probate lawyer Illinois employment lawyer Kenilworth estate planning attorney Barrington criminal defense lawyer traffic laws Rolling Meadows criminal lawyer elder abuse child safety Illinois workers compensation lawyer estate tax Deer Park motorcycle accident lawyer Buffalo Grove personal injury lawyer Chicago estate planning lawyer Barrington attorney Des Plaines real estate lawyer Chicago will attorney speeding Illinois real estate medical malpractice Illinois Smoke Detector Act Illinois rollover accident lawyers fiduciary rule Illinois boating accident lawyer Des Plaines personal injury attorney Deer Park real estate law firm Illinois estate planning law firm Barrington employment law attorney Buffalo Grove corporate attorney Mount Prospect wills and trusts lawyers murder Crystal Lake traffic attorney Palatine real estate lawyer Crystal Lake law firm insurance dispute attorney Rolling Meadows marijuana attorney Crystal Lake personal injury lawyer Illinois employee rights attorney. problem employees Chicago corporate attorney Palatine civil litigation lawyer insurance adjusters products liability minimum wage Illinois will lawyer Schaumburg estate planning attorney underinsured motorist work unions Illinois workers compensation attorney Illinois employment attorneys no contest clauses Chicago biking tips Buffalo Grove traffic attorney Illinois Human Rights Act Chicago insurance law firm Palatine Attorney Rolling Meadows insurance dispute lawyers, insurance dispute Illinois personal injury traumatic brain injury Barrington drug crime attorney Schaumburg traffic lawyer traffic accidents cell phone llinois Real Estate Lawyers Association Illinois wills and trusts digital media accounts, estate planning, Arlington Heights estate planning attorney, head on collisions Employment Discrimination Law Barrington estate planning attorney Crystal Lake medical malpractice attorneys Illinois wrongful termination lawyer boating DUI Rolling Meadows employment law attorneys underage DUI Long Grove wills and trusts attorneys pain and suffering Inverness estate planning lawyer surgical mistakes real estate attorney drug crimes mass shooting operating agreements small business Schaumburg criminal attorney Palatine personal injury lawyer Arlington Heights tax lawyer Chicago estate planning unpaid overtime Arlington Heights insurance attorney Rolling Meadows car accident lawyers liability claims subcontractor Legal Info Inverness insurance attorney construction accidents Inverness injury lawyer Arlington Heights car crash attorneys Buffalo Grove personal injury attorney trench injuries Illinois traffic laws traffic offenses holiday statistics Arlington Heights employment law attorneys caregiver Illinois medical malpractice claim Palatine construction attorney Des Plaines medical malpractice attorney unauthorized overtime probate fees Barrington employment law firm Barrington business law firm Rolling Meadows Traffic Lawyer rumble strips IRELA probate claims process liens Illinois personal injury lawyers Rolling Meadows personal injury lawyers traffic violations wills Illinois insurance attorney defective products lawyer TBI personal injury law firm ObamaCare Crystal Lake estate planning lawyer Palatine civil attorney Arlington Heights wills and trusts lawyer bad faith insurance claims healthcare claims Illinois corporate lawyer Do Not Resuscitate brain injury car crash Des Plaines tax law firm advance healthcare directive low-ball insurance settlement coronavirus Illinois insurance lawyer wage theft Deer Park criminal attorney life insurance lawyer capital gains tax Schaumburg wrongful death attorney Chicago traffic lawyer personal injury creditors foreclosure rollover accidents dog bites vacation home drug crimes lawyer deed transfer Illinois small business Illinois workplace lawyer Crystal Lake civil litigation lawyer civil litigation attorney Class A misdemeanor Illinois employment law attorneys Palatine corporate attorney Long Grove estate planning attorneys fatal car accidents digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Schaumburg criminal law attorney Barrington real estate lawyer Buffalo Grove medical malpractice lawyers car crashes insurance claim dispute attorney Arlington Heights injury attorney personal injury claims bicycle accidents crossover accidents Arlington Heights employment attorney trustee Des Plaines drug crimes lawyer Crystal lake insurance dispute attorney Arlington Heights lawyer spinal cord injury Inverness personal injury attorney Illinois employment laws Barrington workers compensation attorney DNR Arlington Heights personal injury lawyer Palatine injury attorney Inverness corporate attorney filing a medical malpractice claim insurance claims Crystal Lake employment lawyer Buffalo Grove criminal defense lawyer Deer Park accident attorney employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Exclusions Long Grove real estate attorney Crystal Lake pet attorney Rolling Meadows personal injury lawyer investment property Illinois LLC creation Palatine insurance lawyer denied insurance claims Deer Park traffic lawyer DMV commercial leases Barrington Traffic Lawyer Des Plaines insurance attorney employment law Schaumburg medical malpractice lawyer anesthesia errors car crash injuries Crystal Lake employment law attorney commercial leasing Rolling Meadows criminal attorney boating accidents hit and run accident Buffalo Grove real estate attorney Crystal Lake tax lawyer power of attorney for healthcare Illinois estate planning Schaumburg injury lawyer civil rights violation Illinois Trust Code underfunded trust Illinois bicycle safety Barrington medical malpractice lawyers Illinois pet bites Deer Park DUI lawyer car accident lawyer field sobriety test Transfer on Death Instrument Colin Gilbert unpaid assessment Forcible Entry Barrington criminal lawyer pizza emoji Arlington Heights wills and trusts attorneys insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys texting while driving insurance claim denial job lawyers Chicago insurance claim attorneys Illinois medical malpractice attorney Illinois employment law Crystal Lake criminal defense attorney probate corporate law Schaumburg estate planning lawyer eluding a police officer natural gas explosion distracted driving accident victims Illinois law back injuries Chicago lawyer Arlington Heights accident attorney estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, employees Crystal Lake car accident lawyer insurance claim drunk driving Chicago attorney IRS Mt Prospect Attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Illinois living will installment contracts personal injury lawyer landlord tenant law medication errors digital evidence probate claims social media after death Inverness real estate lawyer license revocation insurance claim delay Deer Park workers compensation lawyer Mount Prospect elder law attorney insurance agents food poisoning Rolling Meadows corporate lawyer jet ski accidents Arlington Heights car accident lawyer insurance denial appeals swimming pools Rolling Meadows employment law attorney privacy overtime violations DGAA personal injury claim Illinois red light cameras Des Plaines pet law attorney Deer Park traffic accident attorney hiring employees Rolling Meadows Super Mario insurance claim dispute estate attorney pregnant women Deer Park employment law attorney Illinois Probate Act of 1975 Rolling Meadows DUI lawyer changes to mortgage law Rolling Meadows estate planning attorney digital information Rolling Meadows business lawyer Schaumburg construction accident lawyer employee rights Schaumburg personal injury lawyers Crystal Lake employment attorney driving Palatine workers compensation lawyer college kids license suspension insurance dispute car accident lawyers Rolling Meadows boating crash lawyer Rolling Meadows insurance lawyer Des Plaines drug lawyer Crystal Lake car accident attorney Riverwoods estate planning lawyer Illinois traffic ticket lawyer Schaumburg civil litigation attorney Illinois trucking safety Crystal Lake will lawyer Illinois construction accident attorney Crystal Lake medical malpractice lawyer financial advisors Family Medical Leave Act Palatine traffic lawyer Des Plaines personal injury lawyer Schaumburg drug defense lawyer real estate leasing gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys estate planning trusts compensatory time employee discrimination drugs Illinois Workers’ Compensation Commission Barrington personal injury attorney internet homestead rights owner responsibility criminal record slip and fall vacation home fines Inverness traffic law firm Palatine employment attorney taxes Palatine punch death Arlington Heights medical malpractice lawyer startup company employment lawyer license life insurance FSLA right to work revenge porn drug crime Crystal Lake medical malpractice law firm employee misclassification mortgage workers compensation benefits Illinois Wage Payment and Collection Act consent to a search drug possession guardianship attorney employment contract trucking accidents Illinois driving without license Palatine probate lawyer

Archive