DGAA bLAWg

Are You Being “Low-Balled” by Your Insurance Company?

Web Admin - Monday, June 26, 2017

You pay your insurance premium religiously and on time because you know you need to protect your investment. Understandably, you expect your insurance company to pay when an accident or catastrophic incident occurs. Then you file the claim, and the offer that comes back seems low – not just a little low, but really low. What do you do? Hopefully, you recognize that your insurance company is low-balling you, and you reach out for legal assistance.


Low-Ball Offers Are Surprisingly Common

Although insurance companies are infamous for their feel-good, family-like slogans, they are for-profit businesses. They do not make their money paying out settlements. They collect premiums, bank on consumers not needing the policy, and employ various strategies to try and decrease the amount they pay out for each claim.

One of the most commonly used approaches is the low-ball offer. Most often, this strategy is employed by the adjuster responsible for handling your claim. Their hope is that you will take the offer they give you and cash the check. Thankfully, you do not have to accept this offer.

Fighting a Low-Ball Offer

There are many ways to fight against a low-ball offer, but assistance from an insurance dispute attorney is often more effective than facing it alone. Versed in the law and insurance claims, a lawyer can reduce the stress of dealing with the insurance company. They can review your case and ensure you have submitted all the appropriate documentation, which may have affected the offer you were given. Your attorney can also protect your interests and negotiate the most favorable settlement possible, sometimes without ever having to go through litigation.

Unfortunately, even attorneys can experience push-back from insurance companies. Thankfully, they have numerous tools and legal processes at their disposal. For example, your attorney may suggest filing a bad faith lawsuit to increase your settlement. (Bad faith is when an insurance company is failing to do its job. A bad faith lawsuit encourages them to do the right thing.) While it might not be the most appropriate path in every case, it could be an option for those who continue to experience low-ball offers, claim denials, and delayed processing of their claims.

Contact Our Rolling Meadows Insurance Dispute Lawyers

At Drost, Gilbert, Andrew & Apicella, LLC, we protect the rights of victims, including their right to pursue full and fair compensation. Dedicated and experienced, our Rolling Meadows insurance dispute lawyers can fight for you. Learn more about how we can assist with your case by scheduling a personalized, no-obligation consultation. Call 847-934-6000 today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:http://articles.chicagotribune.com/1996-02-02/business/9602020322_1_adjuster-coalition-against-insurance-fraud-state-farm



Recent Posts


Tags

Illinois probate lawyer Rolling Meadows personal injury lawyer DGAA work unions dealing with problem employees criminal insurance adjusters insurance claim delay Schaumburg estate planning lawyer Rolling Meadows insurance lawyer workplace sexual harassment Crystal Lake bike accident lawyer Illinois traffic attorney PTSD Inverness real estate lawyer Illinois insurance claims lawyers Schaumburg criminal law attorney Mt Prospect Attorney Illinois medical malpractice claim social media after death real estate contract Illinois wills and trusts insurance claims Schaumburg probate attorney trauma after an accident employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, comparative negligence capital gains tax Transfer on Death Instrument Arlington Heights accident attorney wrongful death Schaumburg insurance lawyers Rolling Meadows employment attorney suspended license changes to mortgage law Illinois LLC creation Des Plaines drug crimes lawyer Schaumburg real estate lawyer elder law license revocation meal breaks Barrington criminal lawyer Des Plaines personal injury attorney Long Grove wills and trusts attorneys insurance claim denials underage DUI Arlington Heights criminal lawyer Rolling Meadows business lawyer Inverness estate planning lawyer new real estate form Rolling Meadows Fourth of July gift taxes construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Arlington Heights insurance attorney personal injury medical marijuana traffic offenses dog bites Arlington Heights personal injury lawyer caretaker rights Illinois Trust Code business litigation underfunded trust automated cars anesthesia errors bicycle accidents Barrington personal injury lawyer Rolling Meadows employment law attorneys Illinois rollover accident lawyers natural gas explosion rumble strips Deer Park traffic lawyer personal injury lawyer Rolling Meadows boating crash lawyer Des Plaines DUI attorney wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace agent controlled substance Des Plaines real estate lawyer insurance agents Barrington litigation attorney Crystal Lake medical malpractice law firm Rolling Meadows corporate lawyer Chicago insurance claim attorneys probate claims process boating accidents Illinois injury lawyer employee discrimination Des Plaines drug lawyer power of attorney Palatine corporate law attorneys pain and suffering Deer Park workers compensation lawyer Crystal lake insurance dispute attorney Arlington Heights trucking lawyer POA insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys real estate lawyer wage theft Barrington workers compensation attorney life insurance policy Illinois workplace lawyer college kids Des Plaines criminal attorney Illinois personal injury attorney eluding a police officer attorney fees Buffalo Grove medical malpractice lawyers Affordable Care Act health insurance dispute Schaumburg drug defense lawyer Illinois attorney Illinois Transfer on Death Instrument Mount Prospect real estate lawyer field sobriety test BUI Palatine workers compensation lawyer liability pedestrian accident traumatic brain injuries Des Plaines collections attorney dram shop law mortgage accidental death benefits construction accidents Illinois traffic accident lawyer FMLA Schaumburg injury lawyer Illinois insurance claim attorney back injuries Palatine Attorney marijuana Illinois insurance claim dispute lawyers blood alcohol content Schaumburg estate planning attorney Illinois home inspection Crystal Lake personal injury attorney Buffalo Grove personal injury lawyer paid sick leave DNR traffic violations Illinois car accident attorney Palatine civil attorney Buffalo Grove probate lawyer Crystal Lake medical malpractice attorneys drug crimes lawyer Buffalo Grove personal injury attorney operating agreements Arlington Heights personal injury attorney Long Grove real estate lawyer employment contract wrongful termination School Visitation Rights Act Illinois pet lawyer Illinois employment law firm Rolling Meadows insurance dispute lawyers preventing accidents Arlington Heights Traffic Lawyer Crystal Lake employment attorney Arlington Heights Attorney medical malpractice claims Crystal Lake criminal defense attorney Barrington employment law firm Mount Prospect wills and trusts lawyers Illinois Sales Representative Act insurance agent negligence Inverness civil lawyer head on collisions pedestrian injuries, pedestrian fatality Illinois employment law attorneys probate disability benefits Crystal Lake employment law attorney truck collisions real estate leasing speeding car crashes Illinois tax attorney contracts Illinois trucking safety Barrington business law firm drug crime Des Plaines civil attorney Schaumburg corporate attorney Illinois insurance attorney Des Plaines Chicago estate planning Illinois business law atorneys Illinois wills and trusts attorneys drugs trustee privacy insurance claim dispute attorney federal crimes low-ball insurance settlement IRELA Arlington Heights real estate lawyer Rolling Meadows accident lawyer workers compensation surgical mistakes BAIID IRA benefits golf accidents Crystal Lake pedestrian accident lawyer Barrington boating accident attorney Do Not Resuscitate medical malpractice compensation startup company installment contracts car accidents trucking accident lawyers liens Buffalo Grove insurance claim dispute lawyers Arlington Heights TBI attorney medication errors vacation home fines underinsured motorist pay when paid contract Chicago will attorney, social media platforms, Illinois estate planning lawyer, Arlington Heights wills and trusts attorneys Super Mario pizza emoji Illinois registered agent Illinois mortgages Arlington Heights car crash attorneys Deer Park criminal attorney Inverness personal injury attorney Arlington Heights employment law attorneys Rolling Meadows personal injury lawyers Illinois corporate lawyer Illinois employment law attorney Illinois real estate lawyer license Illinois small business Crystal Lake traffic attorney Des Plaines personal injury lawyers Chicago biking tips Crystal Lake pet attorney denied insurance claim Schaumburg wrongful death attorney foreclosure Illinois red light cameras Schaumburg traffic lawyer Arlington Heights car accident lawyer Illinois workers compensation lawyer life insurance lawyer Schaumburg employment law attorneys Schaumburg personal injury attorney estate plan Illinois medical malpractice attorney Illinois personal injury lawyer coronavirus hiring employees Inverness elder law lawyer insurance negligence slip and fall accidents food poisoning condo Home Sale Contingencies criminal defense Des Plaines tax law firm senior citizens home inspection lawyer Legal Info denied insurance claims Rolling Meadows Attorney Palatine corporate attorney liability claims Rolling Meadows employment law attorney Illinois living will Arlington Heights medical malpractice lawyer Des Plaines accident attorney Illinois employment laws Barrington employment attorney Policy Cancellation first degree murder Rolling Meadows tax attorney Palatine estate planning lawyer bike accident Long Grove estate planning attorneys Chicago corporate attorney pet law Chicago lawyer jet ski accidents Arlington Heights injury attorney real estate closing Illinois law natural gas commercial leases defective products uninsured motorist Colin H. Gilbert Inverness probate lawyer employee rights spinal cord injury reckless homicide workers compensation benefits Schaumburg license reinstatement texting and driving corporate law filing a medical malpractice claim insurance claim denial Crystal Lake accident attorney overtime pay comp time Kenilworth estate planning lawyer Schaumburg medical malpractice lawyer rollover car crashes Landlord Tenant Ordinance brain injury Barrington estate planning lawyer Illinois estate planning Illinois Probate Act of 1975 Illinois will lawyer Des Plaines claims law firm Illinois job attorney Des Plaines insurance attorney Des Plaines pet law attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Illinois employment lawyer marijuana crimes attorney estate planning subcontractor Deer Park personal injury lawyer employment law, Illinois employment laws real estate attorneys Crystal Lake car accident lawyer life insurance claims forming a corporation in Illinois estate tax Deer Park real estate law firm living trust vs will IRA trust transfer trust payments insurance dispute attorney investment property owner responsibility Rolling Meadows traffic law firm problem employees Illinois insurance lawyer Inverness DUI lawyer Illinois wrongful termination lawyer Crystal Lake injury attorney car crash injuries Schaumburg estate attorney Illinois insurance dispute lawyers auto accidents Palatine real estate lawyer workers comp Illinois Wage Payment and Collection Act Forcible Entry Illinois pedestrian accident attorney boating DUI hands free device Des Plaines personal injury lawyer trucking accidents medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers deadly crashes Arlington Heights pedestrian accidents real estate attorney preventable medical errors breathalyzer test homestead rights Schaumburg criminal attorney Crystal Lake medical malpractice lawyer Arlington Heights estate planning attorney digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Illinois workplace discrimination attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Inverness accident lawyer Colin Gilbert fiduciary rule unpaid assessment insurance denials Palatine employment law lawyer Palatine trusts lawyer pet bites Class A misdemeanor Barrington medical malpractice lawyers drunk driving minimum wage Whistleblower Claims Buffalo Grove corporate attorney Rolling Meadows medical malpractice lawyers rest breaks Palatine punch death Illinois insurance claim dispute lawyer pedestrian-automobile accident Illinois Human Rights Act Illinois business lawyer Chicago employment attorney Rolling Meadows car accident lawyers Deer Park accident attorney federal regulations for LLCs sexual images Rolling Meadows criminal attorney Family Medical Leave Act Arlington Heights lawyer Inverness traffic law firm Buffalo Grove traffic lawyers Kenilworth estate planning attorneys murder foreclosed rental property blended families murder defense motorcycle accident lawyer Crystal Lake will lawyer Des Plaines injury law firm ken apicella Retaliatory Discharge motorcycle accident traumatic brain injury tax attorney Detainer Actions power of attorney for healthcare Chicago attorney products liability Illinois construction accident attorney drug crimes civil litigation child safety Deer Park medical malpractice attorney wills Illinois collections attorney Illinois real estate caregiver healthcare Long Grove estate planning attorney personal injury claim Chicago traffic lawyer Inverness real estate attorney Rolling Meadows traffic attorney Buffalo Grove employment lawyer Long Grove estate planning wills and trusts Illinois estate planning attorney employment attorney Illinois jet ski accident lawyer cell phone accidents in terrorem provision vacation home Illinois personal injury traffic crimes South Barrington real estate attorney Rolling Meadows real estate attorney Illinois civil litigation lawyer Palatine elder law attorney healthcare claims Buffalo Grove law firm residential real estate cell phone internet distracted driving accident victims job lawyers Barrington attorney Barrington real estate lawyer Federal Food Drug and Cosmetic Act Barrington criminal defense lawyer no contest clauses clemency expungement fault based insurance Rolling Meadows criminal lawyer CAM bad faith insurance claims digital assets privacy laws Schaumburg Attorney Barrington civil litigation attorney denial of life insurance Inverness injury lawyer Buffalo Grove real estate attorney estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers special needs trust Illinois employee rights attorney. civil litigation attorney estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Chicago estate planning lawyer Crystal Lake traffic lawyer severance agreements Des Plaines real estate attorney insurance dispute landlord tenant law insurance disputes Rolling Meadows DUI lawyer Inverness insurance attorney DUI attorney Barrington injury attorney Palatine construction attorney Schaumburg elder law lawyer estate attorney whistleblower protections mass shooting manufacturing estate planning for college students Liquor Control Act pregnant women slip and fall loss of consortium digital evidence Crystal Lake business law attorneys Schaumburg personal injury lawyer Barrington Traffic Lawyer employees Deer Park employment law attorney Illinois defective products attorney drunk driving statistics commercial leasing trench injuries Palatine traffic accidents Palatine employment attorney Arlington Heights tax lawyer jet ski Palatine drug lawyer Schaumburg personal injury lawyers Food and Drug Administration's Food Safety Modernization Act Crystal Lake law firm Illinois medical malpractice lawyers Illinois criminal defense attorney fiduciary rule delay Palatine criminal defense lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, elder abuse unauthorized overtime revenge porn Illinois driving without license fatal car accidents Palatine business attorney financial advisors personal injury law firm Palatine law firm right to work unpaid overtime Deer Park DUI lawyer Rolling Meadows insurance attorney probate fees rollover accidents Chicago will attorney Mount Prospect elder law attorney Deer Park motorcycle accident lawyer breach of contract Buffalo Grove injury lawyer condo association traffic violations defense spinal cord injuries Palatine personal injury lawyer overtime violations hit and run accident Joliet general practice lawyers digital information Illinois workers compensation attorney premises liability distracted driving accidents Illinois boating accident lawyer Chicago insurance law firm Palatine employment lawyer Buffalo Grove criminal defense lawyer traffic laws Jay Andrew Riverwoods estate planning lawyer employee misclassification FSLA medical research Schaumburg employment attorney llinois Real Estate Lawyers Association Rolling Meadows probate lawyer Rolling Meadows insurance dispute lawyers, insurance dispute Rolling Meadows personal injury attorney unfunded trust car accident lawyer personal injury claims estate planning attorney crossover accidents sole proprietorship trusts Chicago employment lawyer Illinois lawyer probate process traffic tickets DUI defense Palatine civil litigation lawyer Home Remodeling Repair Act product liability sexual harassment TBI living wills Rolling Meadows marijuana attorney Illinois speeding lawyer Illinois bicycle safety Crystal Lake tax lawyer defective products lawyer loopholes appealing an insurance claim taxes insurance attorney ACA Schaumburg construction accident lawyer icy parking lots Des Plaines motorcycle accident attorney murder charges Arlington Heights wills and trusts lawyer Illinois landlord Illinois DUI attorney employment lawyer irrevocable trust license suspension traffic deaths Buffalo Grove car accident lawyer real estate Crystal Lake personal injury lawyer advance healthcare directive pedestrian accidents Illinois elder law attorney living trust benefits real estate zoning DMV probate lawyer Illinois insurance disputes Arlington Heights wills and trusts attorney institutional trustee insurance denial appeals traffic accidents employment law Illinois traffic attorneys Crystal Lake employment lawyer Illinois employment law Fair Labor Standards Act Arlington Heights wills and trusts lawyers Des Plaines medical malpractice attorney guardianship attorney Kenilworth estate planning attorney Schaumburg car accident attorney Rolling Meadows estate planning attorney bicycle dooring accidents Illinois motorcycle accident lawyer Self-Directed IRA Accounts Chicago trucking accident attorney involuntary manslaughter insurance claim Long Grove real estate attorney Rolling Meadows litigation lawyer Schaumburg civil litigation attorney car crash Barrington personal injury attorney Exclusions boating under the influence LLCs Rolling Meadows Traffic Lawyer DUI penalities Illinois trusts attorney Arlington Heights traffic attorney Chicago car accident lawyer dynasty trusts South Barrington real estate lawyer medical malpractice Crystal Lake insurance lawyer Illinois traffic laws Illinois estate planning law firm Thanksgiving drug possession Arlington Heights employment attorney Palatine probate lawyer independent contractor insurance claim dispute BAC Illinois employment attorneys Crystal Lake car accident attorney texting while driving Crystal Lake estate planning lawyer Palatine traffic lawyer commercial real estate Barrington drug crime attorney Illinois personal injury lawyers GM ignition switches Rolling Meadows drug defense attorney car accident construction contracts Crystal Lake civil litigation lawyer probate claims small business Palatine insurance lawyer driving income distribution deducation estate planning trusts Illinois Smoke Detector Act DUI Barrington Illinois estate planning lawyer nursing home negligence Illinois medical malpractice case rent to own real estate contracts Buffalo Grove traffic attorney personal injury accidents compensatory time Barrington estate planning attorney Des Plaines Traffic Lawyer Inverness corporate attorney Palatine injury attorney civil rights violation criminal law personal injury attorney criminal record Attorney Ken Apicella car collision IRS modern family estate planning employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys deed transfer estate planning lawyer Employment Discrimination Law Barrington employment law attorney ObamaCare creditors life insurance Illinois traffic ticket lawyer Deer Park traffic accident attorney cell phone tower data consent to a search car accident lawyers living trust Illinois Workers’ Compensation Commission holiday statistics swimming pools

Archive