Can I Sue a Bar or Restaurant for Drunk Driving Accident Injuries?

Web Admin - Thursday, April 18, 2019
Des Plaines drunk driving accident attorneyWhen a drunk driver seriously injures another person, the injured person can sue the drunk driver for compensation under Illinois’ personal injury laws. If the at-fault driver became intoxicated in a bar, the injured person may also sue the owner of that bar under state liquor liability laws, also known as dram shop laws. 

What Are Dram Shop Laws?

When a bar serves enough liquor to a patron to cause their intoxication, dram shop laws make the bar owner strictly liable to any person injured by the intoxicated patron. 

What Is the Illinois Liquor Liability Law?

Illinois is one of 38 U.S. states with dram shop laws. The Illinois Liquor Control Act (235 ILCS 5/6-21) states that anyone who is injured in Illinois by an intoxicated person can sue the establishment responsible for that person’s intoxication. That is, the injured person can sue the bar that sold or gave alcoholic beverages to the intoxicated person. 
The intoxicated person himself, however, cannot sue the liquor-serving establishment for injuries to himself or his own property, nor can their family make a claim for the loss of the intoxicated person’s support or society.

The Liquor Control Act also specifies limits on the amount of damages that an injured person can claim. These limits are updated annually based on inflation. For incidents occurring on or after January 20, 2019, the maximum compensation is $70,091.09 per person injured. The injured person’s immediate family can also claim loss of support or loss of society up to a maximum of $85,666.89. Each establishment holding a liquor sales license is required to have liquor liability insurance of at least $225,849.07.

What Do You Have to Prove to Win a Liquor Liability Case?

If you have been injured in a car crash caused by a drunk driver, you will need to prove three key points in order to obtain compensation under Illinois’ liquor liability laws:

- The person who injured you was served liquor at a specific bar.
- That person was served enough liquor at that bar to become intoxicated.
- That person, while still intoxicated, caused the car accident in which you were injured.

An experienced personal injury attorney will know how to investigate your case and gather the necessary evidence. 

For example, when police suspect that intoxication contributed to a car crash, they will typically order immediate blood-alcohol testing of the at-fault driver. That will establish the level of that driver’s intoxication. The police may also obtain verbal testimony from the at-fault driver and any passengers they were transporting, which could reveal where they had been drinking and how much alcohol was consumed.

If the police investigation does not reveal where the at-fault driver became intoxicated, a private investigation led by an experienced lawyer may turn up this information. For example, a drunk driver’s alcohol consumption in the hours just prior to a car crash could be documented through credit card transactions, cell phone tracking, security camera video, or eyewitness testimony from other patrons of the bar.

Consult an Aggressive Palatine Personal Injury Lawyer

If you or a member of your family have been injured or killed in a car crash involving a drunk driver, you may be able to claim compensation from more than one source. For a free initial consultation on your case, call an experienced Schaumburg personal injury attorney. Contact the law offices of Drost, Gilbert, Andrew & Apicella, LLC at 847-934-6000.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Bars May Be Held Liable for Injuries Caused By Drunk Drivers

Web Admin - Friday, June 01, 2018
Palatine personal injury lawyer dram shop liabilityCar accidents can be devastating, especially when they are caused by a drunk driver. These drivers’ carelessness and lack of concern for people’s safety can lead to serious, debilitating injuries or even death. When a person is injured or killed because of a driver’s negligence, they may be able to seek compensation for their damages through a personal injury lawsuit. In addition to the negligent driver, other parties may be liable for the injuries caused, including the establishment that sold a driver the alcohol that led to their drunk driving.

Illinois Dram Shop Laws

Under Illinois law, victims who have been injured by a drunk driver may pursue damages from a bar, restaurant, nightclub, or liquor store that sold alcohol to the driver. Typically, the injured party must show that alcohol was provided to the driver by the establishment, this alcohol directly led to the driver’s intoxication, and the injuries suffered by the victim were caused as a result of this intoxication.

Illinois law provides limits for the damages which can be recovered in a dram shop lawsuit, and these limits are updated each year. As of January 20, 2018, these limits are:

- Personal injuries and property damage: $68,777.44 - This covers the costs of medical treatment and other expenses related to a person’s injuries, as well as any damage to their vehicle or other property which occurred in the accident.

- Loss of support or loss of society: $84,061.32 - Loss of support refers to the loss a family suffers because a victim is unable to provide financial support after being injured or killed in an accident. Loss of society refers to impairment to family relationships that occur when a person is injured or killed, including the love, affection, and companionship that the person would have provided to their family. Victims may seek compensation for either loss of support or loss of society, but not both.

Dram shop lawsuits have a statute of limitations of one year, which means that a lawsuit must be brought within one year after the accident or injury occurred.

Contact an Arlington Heights Dram Shop Liability Attorney

Bars, restaurants, and nightclubs have a responsibility to make sure that their patrons are acting safely, and if they do not take steps to prevent drunk driving, they may be held liable for the injuries that occur as a result. If you have been injured in a drunk driving accident, the attorneys of Drost, Gilbert, Andrew & Apicella, LLC can help you understand your options for pursuing compensation from the drunk driver and anyone else who was responsible. Contact a Crystal Lake personal injury lawyer at 847-934-6000 to schedule your personalized consultation today.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Illinois’ Dram Shop Act

Web Admin - Friday, October 16, 2015

Illinois' Dram Shop Act, Crystal Lake personal injury attorneyWhen an intoxicated individual harms another person, the injured party may seek recovery from the bar, restaurant, or other licensed alcohol establishment that sold the intoxicated person alcohol. These “dram shop” laws allow personal injury claims for damage to property or the injury or death of a person. Frequently, these claims arise as a result of automobile accidents involving intoxicated drivers; however, they also may arise in other situations as well.   

Liquor Control Act 

The dram shop law is found within the Illinois Liquor Control Act, which is intended to promote the health and safety of people through the regulation and control of the manufacture, sale, and distribution of alcohol. Under Illinois law, any person who is injured by any intoxicated person has a cause of action against any person, licensed to sell alcohol, who, by selling or giving alcohol caused the intoxication. Liability can be extended to: 

1. An establishment, like a bar or restaurant, that sells alcohol to individuals who consume the alcohol on the premises;

2. A person 21 years of age or older who pays for a hotel room with knowledge that it will be used for the consumption of alcohol by a person under 21 years of age when such alcohol is consumed on the premises; and

3. People who own, rent, lease, or permit occupation of a building or property with the knowledge that alcohol will be sold at the property when such alcohol is consumed on the premises.   

The action can be for the loss of means of support of the loss of society, but not both. The loss of society is defined as the mutual benefits each family member receives from the continued existence of the other member. These benefits include love, affection, comfort, guidance and protection. In addition, claims can be made for damage to property, injury or death. In order to be successful, an injured person must prove that the: 

1. Establishment sold alcohol to the person who caused the damage or injury;

2. Establishment was the proximate cause of the person becoming intoxicated;

3. Injuries or damages were caused by the intoxicated person; and

4. Intoxication was at least one cause of the resulting damage or injury. 

It is important to note that there is no requirement under Illinois law that the establishment knew or had reason to know that the person was already intoxicated before serving them alcohol in order to hold the establishment liable. 

The amount of damages that can be recovered is limited. Illinois law requires the Comptroller to adjust the liability limits in accordance with the Consumer Price Index (CPI) during the preceding 12-month calendar year. For property damage, injury, or death that occurred on or after January 20, 2015, the amount of damages recoverable cannot exceed $65,511.99. Claims for the loss of means of support or society cannot exceed $80,070.21. 

Personal Injury Claims 

If you have suffered injury or damage to property as a result of an intoxicated person, there may be several options to seek recovery for your losses. For more information, reach out to an experienced Crystal Lake personal injury attorney today. Our firm proudly presents individuals throughout the northwest suburbs, including communities such as Des Plaines, Palatine, Schaumburg, Crystal Lake, Rolling Meadows, Buffalo Grove, Barrington, Arlington Heights, Inverness, and Deer Park. 

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars. 




Recent Posts


FMLA insurance claim dispute Affordable Care Act Illinois insurance claims lawyers criminal record spinal cord injuries Palatine real estate lawyer jet ski accidents loopholes Illinois personal injury insurance claim delay car accidents first degree murder Arlington Heights lawyer Inverness elder law lawyer Home Sale Contingencies overtime pay estate planning for college students income distribution deducation operating agreements civil litigation rent to own real estate contracts auto accidents Forcible Entry Crystal Lake law firm bike accident institutional trustee surgical mistakes reckless homicide cell phone accidents criminal defense senior citizens Arlington Heights traffic attorney Illinois trusts attorney Rolling Meadows Traffic Lawyer license reinstatement no contest clauses Deer Park medical malpractice attorney Schaumburg Crystal Lake tax lawyer Illinois insurance claim attorney Barrington employment attorney Crystal lake insurance dispute attorney license suspension Buffalo Grove injury lawyer probate process Arlington Heights wills and trusts attorney employment lawyer nursing home negligence pedestrian-automobile accident Rolling Meadows employment law attorney Rolling Meadows business lawyer premises liability murder dynasty trusts Chicago traffic lawyer Crystal Lake medical malpractice law firm pay when paid contract Illinois business lawyer personal injury law firm breathalyzer test DUI defense natural gas explosion defective products lawyer head on collisions speeding Rolling Meadows medical malpractice lawyers DUI penalities Palatine law firm Crystal Lake employment lawyer drugs Illinois Human Rights Act Barrington estate planning attorney residential real estate privacy laws personal injury claims slip and fall accidents back injuries Illinois insurance dispute lawyers marijuana crimes attorney life insurance claims probate claims process liens Rolling Meadows POA Schaumburg insurance lawyers Des Plaines personal injury lawyers swimming pools Illinois estate planning attorney boating accidents rest breaks Illinois Sales Representative Act Arlington Heights medical malpractice lawyer Rolling Meadows personal injury lawyer Rolling Meadows insurance dispute lawyers, insurance dispute Illinois DUI attorney Illinois insurance disputes Palatine civil attorney low-ball insurance settlement employee rights controlled substance Buffalo Grove real estate attorney Arlington Heights employment law attorneys pet bites personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Illinois personal injury attorney drug crimes real estate zoning automated cars Buffalo Grove law firm boating DUI Buffalo Grove personal injury attorney Arlington Heights real estate lawyer insurance adjusters TBI PTSD medical malpractice claims work unions Crystal Lake traffic attorney advance healthcare directive insurance denials Crystal Lake will lawyer Rolling Meadows boating crash lawyer texting while driving Des Plaines criminal law field sobriety test Illinois medical malpractice claim Illinois home inspection accidental death benefits Employment Discrimination Law Illinois living will Buffalo Grove medical malpractice lawyers creditors Illinois insurance attorney job lawyers unpaid overtime real estate contract Deer Park DUI lawyer Schaumburg corporate attorney Arlington Heights Traffic Lawyer Chicago estate planning lawyer Barrington attorney college kids power of attorney civil litigation attorney Barrington injury attorney insurance dispute drunk driving statistics ACA traffic accidents food poisoning Illinois traffic accident lawyer Des Plaines claims law firm vacation home fines deed transfer estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers trench injuries Illinois employment law firm rollover car crashes medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers brain injury personal injury claim Barrington personal injury attorney Chicago will attorney, social media platforms, Illinois estate planning lawyer, car crash injuries Barrington criminal lawyer workers compensation benefits Illinois boating accident lawyer living trust vs will Schaumburg car accident attorney pedestrian accident Buffalo Grove personal injury lawyer comp time Buffalo Grove traffic lawyers Barrington real estate lawyer Rolling Meadows drug defense attorney personal injury Palatine injury attorney Liquor Control Act insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Arlington Heights employment attorney bad faith insurance claims Illinois traffic attorneys traffic violations changes to mortgage law Rolling Meadows tax attorney Des Plaines injury law firm pregnant women Illinois pet lawyer minimum wage foreclosed rental property Buffalo Grove employment lawyer owner responsibility Barrington boating accident attorney Crystal Lake medical malpractice lawyer DUI attorney whistleblower protections forming a corporation in Illinois Illinois LLC creation suspended license eluding a police officer workers comp Crystal Lake personal injury attorney Palatine drug lawyer Rolling Meadows employment law attorneys Illinois traffic ticket lawyer preventing accidents Crystal Lake business law attorneys Schaumburg elder law lawyer anesthesia errors bicycle accidents Des Plaines personal injury lawyer texting and driving insurance claim BAIID FSLA Illinois Transfer on Death Instrument civil rights violation digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Deer Park criminal attorney Palatine employment law lawyer Arlington Heights wills and trusts lawyer Do Not Resuscitate Home Remodeling Repair Act Arlington Heights TBI attorney Family Medical Leave Act dog bites underage DUI Chicago lawyer School Visitation Rights Act federal crimes Illinois Wage Payment and Collection Act Crystal Lake employment attorney Illinois will lawyer new real estate form homestead rights Chicago trucking accident attorney car accident subcontractor Crystal Lake medical malpractice attorneys South Barrington real estate attorney Illinois registered agent estate planning trusts real estate leasing murder charges corporate law Illinois workplace discrimination attorney hiring employees Des Plaines medical malpractice attorney Deer Park traffic lawyer Crystal Lake injury attorney Fourth of July Illinois small business Des Plaines drug lawyer car collision employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Illinois workplace lawyer construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Deer Park motorcycle accident lawyer Chicago employment lawyer insurance denial appeals mortgage sole proprietorship estate tax Jay Andrew irrevocable trust Rolling Meadows personal injury attorney Illinois corporate lawyer Illinois employment law Schaumburg civil litigation attorney Schaumburg drug defense lawyer Illinois driving without license Mount Prospect elder law attorney insurance claims federal regulations for LLCs Illinois criminal defense attorney liability sexual harassment BUI car crash Detainer Actions fiduciary rule delay pizza emoji breach of contract Illinois wills and trusts denied insurance claim foreclosure trusts Illinois medical malpractice lawyers Arlington Heights Attorney Crystal Lake accident attorney Arlington Heights pedestrian accidents Palatine corporate attorney employment law, Illinois employment laws social media after death preventable medical errors LLCs Illinois traffic laws wrongful death Rolling Meadows litigation lawyer Des Plaines collections attorney digital assets Kenilworth estate planning attorney Mount Prospect real estate lawyer life insurance policy Illinois construction accident attorney Chicago corporate attorney filing a medical malpractice claim Arlington Heights estate planning attorney Crystal Lake pet attorney criminal car crashes Palatine construction attorney Arlington Heights tax lawyer probate fees Arlington Heights criminal lawyer Des Plaines drug crimes lawyer Schaumburg Attorney rumble strips underfunded trust modern family estate planning probate claims Illinois probate lawyer Schaumburg criminal attorney workers compensation Barrington criminal defense lawyer insurance claim dispute attorney Illinois employment law attorneys real estate closing wage theft Barrington Illinois estate planning lawyer Arlington Heights accident attorney Des Plaines civil attorney Chicago insurance claim attorneys probate Riverwoods estate planning lawyer Inverness accident lawyer Inverness real estate attorney capital gains tax denial of life insurance Illinois personal injury lawyers Palatine corporate law attorneys Illinois Smoke Detector Act severance agreements wills and trusts Rolling Meadows car accident lawyers Schaumburg personal injury attorney Palatine business attorney Schaumburg real estate lawyer sexual images South Barrington real estate lawyer rollover accidents Illinois employment lawyer Rolling Meadows criminal attorney traumatic brain injuries employee discrimination Inverness DUI lawyer cell phone Illinois personal injury lawyer tax attorney blood alcohol content Rolling Meadows accident lawyer condo association Arlington Heights personal injury attorney trust payments landlord tenant law Des Plaines tax law firm manufacturing Schaumburg estate attorney Inverness traffic law firm Illinois red light cameras Rolling Meadows criminal lawyer appealing an insurance claim Buffalo Grove criminal defense lawyer Federal Food Drug and Cosmetic Act Des Plaines criminal attorney traffic laws overtime violations living trust benefits medical research Illinois speeding lawyer involuntary manslaughter Deer Park real estate law firm employees Illinois real estate insurance dispute attorney Palatine trusts lawyer attorney fees Barrington workers compensation attorney insurance disputes insurance attorney Illinois insurance lawyer Buffalo Grove corporate attorney vacation home traffic violations defense Illinois bicycle safety Schaumburg personal injury lawyers Palatine punch death fatal car accidents Schaumburg employment attorney traffic deaths Illinois pedestrian accident attorney denied insurance claims taxes Des Plaines Traffic Lawyer Palatine criminal defense lawyer gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Kenilworth estate planning attorneys insurance negligence Deer Park employment law attorney digital information Illinois trucking safety Palatine employment attorney Crystal Lake criminal defense attorney Illinois mortgages Schaumburg wrongful death attorney Deer Park traffic accident attorney employment contract unfunded trust Illinois elder law attorney construction contracts child safety commercial leasing special needs trust Crystal Lake car accident attorney pedestrian accidents Illinois workers compensation attorney Arlington Heights injury attorney Palatine Attorney Illinois Workers’ Compensation Commission caregiver Rolling Meadows traffic law firm construction accidents landlord estate plan drug crimes lawyer Rolling Meadows marijuana attorney personal injury accidents Illinois tax attorney drug possession motorcycle accident Chicago car accident lawyer Illinois estate planning compensatory time Barrington Traffic Lawyer Illinois business law atorneys workplace sexual harassment Colin H. Gilbert Palatine personal injury lawyer Legal Info loss of consortium Policy Cancellation guardianship attorney fault based insurance ObamaCare real estate lawyer healthcare Chicago employment attorney wrongful termination medical malpractice compensation Barrington medical malpractice lawyers Deer Park personal injury lawyer Crystal Lake traffic lawyer commercial leases natural gas deadly crashes paid sick leave Rolling Meadows employment attorney Long Grove wills and trusts attorneys Mt Prospect Attorney license Illinois lawyer Buffalo Grove traffic attorney Long Grove estate planning Schaumburg traffic lawyer traffic offenses Class A misdemeanor meal breaks insurance agents Rolling Meadows DUI lawyer Rolling Meadows corporate lawyer Illinois medical malpractice attorney Kenilworth estate planning lawyer Long Grove estate planning attorney car accident lawyer healthcare claims Inverness personal injury attorney living wills Illinois Probate Act of 1975 trauma after an accident Des Plaines personal injury attorney car accident lawyers Buffalo Grove insurance claim dispute lawyers wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, estate planning lawyer DGAA Colin Gilbert IRA benefits Deer Park workers compensation lawyer home inspection lawyer clemency Chicago biking tips Schaumburg probate attorney Illinois employment attorneys insurance agent negligence Attorney Ken Apicella Illinois medical malpractice case IRS life insurance lawyer Palatine traffic accidents BAC Buffalo Grove car accident lawyer Des Plaines motorcycle accident attorney Arlington Heights wills and trusts lawyers investment property Illinois car accident attorney crossover accidents Inverness probate lawyer GM ignition switches Illinois employee rights attorney. icy parking lots Schaumburg estate planning attorney small business Schaumburg construction accident lawyer murder defense Arlington Heights wills and trusts attorneys Palatine workers compensation lawyer Long Grove real estate attorney Palatine civil litigation lawyer Rolling Meadows insurance lawyer Mount Prospect wills and trusts lawyers uninsured motorist Schaumburg employment law attorneys Inverness estate planning lawyer health insurance dispute Long Grove real estate lawyer Chicago attorney trucking accident lawyers commercial real estate boating under the influence revenge porn real estate Arlington Heights insurance attorney Inverness civil lawyer Des Plaines real estate attorney estate planning mass shooting Palatine employment lawyer traumatic brain injury drunk driving right to work Rolling Meadows real estate attorney pedestrian injuries, pedestrian fatality life insurance Barrington civil litigation attorney Rolling Meadows estate planning attorney Whistleblower Claims traffic crimes liability claims Illinois estate planning law firm Chicago will attorney Barrington business law firm in terrorem provision truck collisions condo Illinois workers compensation lawyer Illinois employment laws Arlington Heights trucking lawyer insurance claim denials Barrington employment law firm jet ski gift taxes marijuana digital evidence IRELA employment law license revocation consent to a search Rolling Meadows insurance dispute lawyers Des Plaines DUI attorney underinsured motorist ken apicella Palatine estate planning lawyer traffic tickets blended families Barrington litigation attorney fiduciary rule bicycle dooring accidents IRA trust transfer Illinois traffic attorney Landlord Tenant Ordinance Illinois rollover accident lawyers Fair Labor Standards Act medical malpractice estate planning attorney hands free device Illinois defective products attorney Illinois civil litigation lawyer Buffalo Grove probate lawyer driving privacy internet Barrington estate planning lawyer living trust Illinois attorney Rolling Meadows traffic attorney Arlington Heights car accident lawyer Barrington employment law attorney Illinois employment law attorney personal injury lawyer drug crime Super Mario contracts products liability independent contractor cell phone tower data Rolling Meadows Attorney dealing with problem employees Inverness injury lawyer golf accidents unauthorized overtime Long Grove estate planning attorneys medication errors Chicago insurance law firm pet law Crystal Lake car accident lawyer DUI employee misclassification hit and run accident personal injury attorney Schaumburg medical malpractice lawyer Thanksgiving disability benefits Arlington Heights car crash attorneys Des Plaines real estate lawyer spinal cord injury Inverness real estate lawyer elder law Crystal Lake civil litigation lawyer llinois Real Estate Lawyers Association Transfer on Death Instrument startup company expungement Illinois collections attorney elder abuse Crystal Lake bike accident lawyer business litigation Illinois insurance claim dispute lawyer dram shop law Des Plaines accident attorney comparative negligence Barrington drug crime attorney Barrington personal injury lawyer problem employees trucking accidents Palatine probate lawyer Schaumburg personal injury lawyer pain and suffering Joliet general practice lawyers Inverness corporate attorney Rolling Meadows personal injury lawyers Illinois motorcycle accident lawyer product liability real estate attorneys Schaumburg injury lawyer estate attorney insurance claim denial Illinois real estate lawyer DMV distracted driving accident victims real estate attorney Food and Drug Administration's Food Safety Modernization Act trustee Des Plaines pet law attorney digital media accounts, estate planning, Arlington Heights estate planning attorney, Rolling Meadows insurance attorney employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, agent Deer Park accident attorney unpaid assessment holiday statistics medical marijuana Rolling Meadows probate lawyer Illinois wrongful termination lawyer CAM Illinois injury lawyer Illinois job attorney Illinois jet ski accident lawyer DNR Illinois Arlington Heights personal injury lawyer Exclusions Des Plaines insurance attorney employment attorney Illinois insurance claim dispute lawyers Crystal Lake pedestrian accident lawyer Illinois wills and trusts attorneys Crystal Lake employment law attorney Self-Directed IRA Accounts Inverness insurance attorney probate lawyer installment contracts distracted driving accidents caretaker rights Crystal Lake personal injury lawyer Palatine insurance lawyer power of attorney for healthcare Palatine traffic lawyer Schaumburg criminal law attorney Illinois law insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys defective products Schaumburg estate planning lawyer motorcycle accident lawyer Crystal Lake insurance lawyer Chicago estate planning financial advisors slip and fall Crystal Lake estate planning lawyer Palatine elder law attorney wills Retaliatory Discharge