DGAA bLAWg

Are You Being “Low-Balled” by Your Insurance Company?

Web Admin - Monday, June 26, 2017

You pay your insurance premium religiously and on time because you know you need to protect your investment. Understandably, you expect your insurance company to pay when an accident or catastrophic incident occurs. Then you file the claim, and the offer that comes back seems low – not just a little low, but really low. What do you do? Hopefully, you recognize that your insurance company is low-balling you, and you reach out for legal assistance.


Low-Ball Offers Are Surprisingly Common

Although insurance companies are infamous for their feel-good, family-like slogans, they are for-profit businesses. They do not make their money paying out settlements. They collect premiums, bank on consumers not needing the policy, and employ various strategies to try and decrease the amount they pay out for each claim.

One of the most commonly used approaches is the low-ball offer. Most often, this strategy is employed by the adjuster responsible for handling your claim. Their hope is that you will take the offer they give you and cash the check. Thankfully, you do not have to accept this offer.

Fighting a Low-Ball Offer

There are many ways to fight against a low-ball offer, but assistance from an insurance dispute attorney is often more effective than facing it alone. Versed in the law and insurance claims, a lawyer can reduce the stress of dealing with the insurance company. They can review your case and ensure you have submitted all the appropriate documentation, which may have affected the offer you were given. Your attorney can also protect your interests and negotiate the most favorable settlement possible, sometimes without ever having to go through litigation.

Unfortunately, even attorneys can experience push-back from insurance companies. Thankfully, they have numerous tools and legal processes at their disposal. For example, your attorney may suggest filing a bad faith lawsuit to increase your settlement. (Bad faith is when an insurance company is failing to do its job. A bad faith lawsuit encourages them to do the right thing.) While it might not be the most appropriate path in every case, it could be an option for those who continue to experience low-ball offers, claim denials, and delayed processing of their claims.

Contact Our Rolling Meadows Insurance Dispute Lawyers

At Drost, Gilbert, Andrew & Apicella, LLC, we protect the rights of victims, including their right to pursue full and fair compensation. Dedicated and experienced, our Rolling Meadows insurance dispute lawyers can fight for you. Learn more about how we can assist with your case by scheduling a personalized, no-obligation consultation. Call 847-934-6000 today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:http://articles.chicagotribune.com/1996-02-02/business/9602020322_1_adjuster-coalition-against-insurance-fraud-state-farm



Recent Posts


Tags

Fair Labor Standards Act Illinois Wage Payment and Collection Act federal crimes Buffalo Grove employment lawyer institutional trustee clemency personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys personal injury attorney DNR Deer Park traffic accident attorney Liquor Control Act Schaumburg real estate lawyer rent to own real estate contracts Illinois insurance claim dispute lawyers special needs trust premises liability compensatory time Rolling Meadows employment law attorneys Long Grove real estate attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys corporate law Arlington Heights car crash attorneys Rolling Meadows employment law attorney rumble strips disability benefits rollover accidents Chicago traffic lawyer Schaumburg Palatine trusts lawyer Forcible Entry Inverness DUI lawyer Illinois traffic ticket lawyer modern family estate planning Arlington Heights insurance attorney Buffalo Grove car accident lawyer Mount Prospect real estate lawyer Illinois employment attorneys underinsured motorist personal injury Palatine probate lawyer denied insurance claims Des Plaines injury law firm digital media accounts, estate planning, Arlington Heights estate planning attorney, Barrington criminal defense lawyer Rolling Meadows insurance lawyer sexual harassment back injuries Schaumburg personal injury lawyers Rolling Meadows business lawyer foreclosed rental property senior citizens Illinois business law atorneys Rolling Meadows litigation lawyer Rolling Meadows marijuana attorney unpaid overtime real estate lawyer Rolling Meadows insurance attorney condo Palatine employment attorney traffic tickets Illinois home inspection Deer Park medical malpractice attorney Palatine workers compensation lawyer living wills homestead rights Arlington Heights Attorney Rolling Meadows criminal lawyer Illinois business lawyer Rolling Meadows corporate lawyer unpaid assessment Illinois civil litigation lawyer real estate zoning liens texting and driving Crystal Lake pedestrian accident lawyer motorcycle accident overtime violations Arlington Heights car accident lawyer Crystal Lake tax lawyer insurance dispute Crystal Lake medical malpractice law firm bicycle accidents Crystal Lake employment law attorney Crystal Lake employment lawyer Illinois rollover accident lawyers hands free device South Barrington real estate lawyer Arlington Heights traffic attorney Barrington attorney Illinois insurance claim attorney brain injury ACA dram shop law Crystal Lake personal injury attorney problem employees insurance claims DUI defense natural gas Rolling Meadows personal injury lawyer rollover car crashes bicycle dooring accidents Deer Park employment law attorney Illinois personal injury attorney real estate insurance agent negligence Illinois motorcycle accident lawyer Schaumburg estate planning lawyer Des Plaines civil attorney Illinois will lawyer Barrington Illinois estate planning lawyer Chicago estate planning lawyer pet law Buffalo Grove traffic attorney pedestrian injuries, pedestrian fatality traffic accidents Palatine personal injury lawyer Schaumburg personal injury lawyer Illinois estate planning Illinois insurance lawyer Des Plaines drug lawyer Deer Park accident attorney Arlington Heights wills and trusts lawyer Detainer Actions crossover accidents Crystal Lake civil litigation lawyer personal injury claim Arlington Heights personal injury attorney Crystal Lake estate planning lawyer social media after death Illinois workers compensation attorney no contest clauses Kenilworth estate planning attorney medical malpractice claims Illinois capital gains tax food poisoning business litigation Inverness elder law lawyer pay when paid contract Palatine criminal defense lawyer Crystal lake insurance dispute attorney wrongful death Arlington Heights Traffic Lawyer traffic offenses Deer Park real estate law firm traffic violations texting while driving Barrington workers compensation attorney Illinois wills and trusts wills and trusts spinal cord injuries Deer Park criminal attorney first degree murder denial of life insurance products liability FSLA sole proprietorship life insurance Palatine insurance lawyer Barrington employment attorney Barrington litigation attorney unfunded trust Colin H. Gilbert Chicago corporate attorney Des Plaines DUI attorney Chicago estate planning Barrington injury attorney overtime pay Des Plaines drug crimes lawyer Thanksgiving trucking accidents wrongful termination Schaumburg employment law attorneys gift taxes drug crime LLCs drunk driving statistics landlord civil litigation attorney automated cars Whistleblower Claims personal injury claims financial advisors natural gas explosion foreclosure Illinois Probate Act of 1975 Des Plaines personal injury attorney icy parking lots Illinois medical malpractice claim fiduciary rule delay Home Remodeling Repair Act BAC Crystal Lake criminal defense attorney Des Plaines insurance attorney medication errors Crystal Lake injury attorney Schaumburg insurance lawyers Illinois medical malpractice attorney traumatic brain injuries Food and Drug Administration's Food Safety Modernization Act construction accidents Illinois boating accident lawyer Inverness insurance attorney Kenilworth estate planning attorneys Crystal Lake personal injury lawyer South Barrington real estate attorney marijuana Family Medical Leave Act manufacturing Schaumburg estate attorney deed transfer uninsured motorist estate plan Illinois workers compensation lawyer insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys wage theft Des Plaines real estate attorney Barrington business law firm medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers fault based insurance Arlington Heights wills and trusts lawyers DUI penalities drug crimes lawyer appealing an insurance claim civil rights violation breach of contract Illinois driving without license Long Grove real estate lawyer Illinois bicycle safety employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Rolling Meadows Attorney Illinois red light cameras Illinois estate planning law firm Riverwoods estate planning lawyer Crystal Lake insurance lawyer estate tax Palatine Attorney Illinois trusts attorney mass shooting Deer Park DUI lawyer work unions Palatine traffic lawyer Chicago employment lawyer vacation home head on collisions suspended license Palatine civil attorney insurance negligence employee discrimination involuntary manslaughter college kids GM ignition switches trench injuries Schaumburg construction accident lawyer filing a medical malpractice claim Arlington Heights tax lawyer Barrington personal injury lawyer jet ski employment law, Illinois employment laws Schaumburg probate attorney Arlington Heights lawyer guardianship attorney Illinois insurance claim dispute lawyer loopholes Illinois pedestrian accident attorney employee rights Buffalo Grove criminal defense lawyer Illinois insurance claims lawyers estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers employment lawyer Attorney Ken Apicella health insurance dispute Schaumburg criminal attorney speeding Employment Discrimination Law creditors underage DUI estate planning for college students Schaumburg traffic lawyer commercial leasing Inverness real estate attorney child safety Buffalo Grove law firm Palatine business attorney Illinois trucking safety insurance attorney Illinois jet ski accident lawyer truck collisions hiring employees IRA benefits BAIID Joliet general practice lawyers motorcycle accident lawyer Illinois employment laws wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Palatine real estate lawyer estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, privacy drunk driving fiduciary rule Barrington estate planning attorney fatal car accidents Illinois medical malpractice lawyers low-ball insurance settlement IRS Rolling Meadows Traffic Lawyer slip and fall accidents Des Plaines claims law firm Inverness accident lawyer Arlington Heights wills and trusts attorney estate planning real estate contract dog bites insurance disputes Buffalo Grove injury lawyer Inverness probate lawyer Transfer on Death Instrument Illinois workplace discrimination attorney Crystal Lake employment attorney Rolling Meadows personal injury lawyers preventing accidents ObamaCare ken apicella Rolling Meadows tax attorney Schaumburg car accident attorney Illinois employee rights attorney. Long Grove estate planning attorney power of attorney employment law Palatine civil litigation lawyer Illinois attorney personal injury lawyer holiday statistics taxes right to work Rolling Meadows DUI lawyer DUI attorney Palatine employment lawyer Rolling Meadows drug defense attorney employment attorney Rolling Meadows real estate attorney traumatic brain injury Crystal Lake law firm expungement startup company Illinois mortgages digital evidence Chicago attorney sexual images llinois Real Estate Lawyers Association landlord tenant law Arlington Heights employment law attorneys field sobriety test CAM Des Plaines accident attorney pedestrian accident Illinois small business Rolling Meadows estate planning attorney Illinois defective products attorney School Visitation Rights Act Chicago car accident lawyer Illinois Sales Representative Act FMLA Des Plaines motorcycle accident attorney product liability estate planning trusts Crystal Lake traffic attorney Illinois law car accident lawyer Rolling Meadows accident lawyer agent Chicago insurance claim attorneys rest breaks Arlington Heights personal injury lawyer IRELA healthcare Rolling Meadows criminal attorney Deer Park traffic lawyer car crash injuries car crashes Arlington Heights estate planning attorney Illinois insurance dispute lawyers Barrington boating accident attorney Buffalo Grove traffic lawyers distracted driving accident victims Des Plaines real estate lawyer Illinois tax attorney Arlington Heights criminal lawyer Des Plaines Traffic Lawyer Buffalo Grove probate lawyer Illinois employment law surgical mistakes digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers medical malpractice Illinois lawyer Buffalo Grove real estate attorney Rolling Meadows insurance dispute lawyers Illinois employment law attorneys Inverness civil lawyer changes to mortgage law Illinois personal injury lawyer insurance dispute attorney income distribution deducation drug crimes medical research estate planning lawyer accidental death benefits Crystal Lake car accident lawyer Illinois employment lawyer Schaumburg elder law lawyer Illinois registered agent trauma after an accident Barrington real estate lawyer bad faith insurance claims Buffalo Grove corporate attorney swimming pools federal regulations for LLCs Illinois job attorney Palatine estate planning lawyer tax attorney trucking accident lawyers Arlington Heights pedestrian accidents probate marijuana crimes attorney estate attorney Federal Food Drug and Cosmetic Act pregnant women investment property life insurance policy criminal law loss of consortium independent contractor Palatine corporate law attorneys insurance claim denial Rolling Meadows Rolling Meadows medical malpractice lawyers traffic deaths Illinois real estate Affordable Care Act Illinois employment law firm minimum wage Illinois LLC creation pizza emoji IRA trust transfer Inverness personal injury attorney construction contracts subcontractor slip and fall traffic violations defense Des Plaines collections attorney Chicago lawyer residential real estate Crystal Lake traffic lawyer wills revenge porn Schaumburg Attorney Des Plaines tax law firm Buffalo Grove insurance claim dispute lawyers controlled substance trusts Barrington estate planning lawyer Schaumburg corporate attorney Illinois probate lawyer caretaker rights Fourth of July insurance claim delay installment contracts civil litigation Chicago employment attorney Arlington Heights trucking lawyer driving probate process Deer Park motorcycle accident lawyer Barrington medical malpractice lawyers DUI Self-Directed IRA Accounts commercial real estate hit and run accident comp time Rolling Meadows boating crash lawyer denied insurance claim Illinois real estate lawyer traffic laws operating agreements Inverness injury lawyer Rolling Meadows traffic law firm defective products lawyer digital information reckless homicide Illinois collections attorney estate planning attorney personal injury law firm Illinois traffic laws probate fees consent to a search Super Mario trust payments Palatine law firm Illinois traffic attorneys Des Plaines medical malpractice attorney workers compensation car accidents Rolling Meadows personal injury attorney Barrington drug crime attorney attorney fees Legal Info whistleblower protections distracted driving accidents Palatine elder law attorney forming a corporation in Illinois Illinois injury lawyer car accident murder defense Chicago insurance law firm Illinois insurance attorney Illinois personal injury lawyers workplace sexual harassment Schaumburg injury lawyer advance healthcare directive preventable medical errors Rolling Meadows insurance dispute lawyers, insurance dispute Illinois living will Illinois elder law attorney Schaumburg estate planning attorney boating accidents Illinois traffic attorney Palatine traffic accidents commercial leases Chicago trucking accident attorney insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Illinois car accident attorney murder charges Illinois criminal defense attorney Illinois traffic accident lawyer elder abuse Schaumburg personal injury attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Mt Prospect Attorney contracts Crystal Lake medical malpractice lawyer license auto accidents Arlington Heights employment attorney pedestrian accidents Schaumburg criminal law attorney Chicago will attorney, social media platforms, Illinois estate planning lawyer, Arlington Heights accident attorney life insurance claims Policy Cancellation Arlington Heights TBI attorney Inverness traffic law firm Rolling Meadows car accident lawyers boating under the influence Illinois wills and trusts attorneys POA workers comp insurance adjusters Illinois Human Rights Act paid sick leave Des Plaines personal injury lawyer employment contract Illinois workplace lawyer real estate leasing car accident lawyers Barrington civil litigation attorney Retaliatory Discharge comparative negligence boating DUI Mount Prospect elder law attorney caregiver TBI medical malpractice compensation Crystal Lake medical malpractice attorneys Illinois Workers’ Compensation Commission traffic crimes employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys probate claims process Schaumburg civil litigation attorney Arlington Heights injury attorney healthcare claims home inspection lawyer workers compensation benefits internet Barrington Traffic Lawyer job lawyers Illinois Transfer on Death Instrument Crystal Lake bike accident lawyer small business Deer Park personal injury lawyer living trust probate claims Des Plaines digital assets insurance claim dispute attorney Des Plaines criminal attorney Illinois speeding lawyer Long Grove estate planning Colin Gilbert Illinois employment law attorney drug possession medical marijuana license suspension Illinois personal injury irrevocable trust Palatine construction attorney new real estate form DGAA Inverness real estate lawyer Buffalo Grove personal injury lawyer severance agreements privacy laws insurance denial appeals cell phone accidents Kenilworth estate planning lawyer Arlington Heights real estate lawyer mortgage Arlington Heights medical malpractice lawyer employee misclassification real estate closing dealing with problem employees pain and suffering Crystal Lake pet attorney Schaumburg employment attorney pedestrian-automobile accident Buffalo Grove personal injury attorney Illinois medical malpractice case Barrington criminal lawyer vacation home fines car collision Illinois corporate lawyer insurance claim dispute license reinstatement jet ski accidents underfunded trust dynasty trusts bike accident license revocation Illinois wrongful termination lawyer PTSD Schaumburg medical malpractice lawyer Chicago biking tips owner responsibility Palatine drug lawyer Barrington employment law firm living trust vs will Schaumburg drug defense lawyer cell phone Deer Park workers compensation lawyer Rolling Meadows traffic attorney Inverness corporate attorney liability life insurance lawyer Inverness estate planning lawyer eluding a police officer pet bites blended families Rolling Meadows probate lawyer Illinois insurance disputes power of attorney for healthcare anesthesia errors Crystal Lake accident attorney Schaumburg wrongful death attorney Chicago will attorney deadly crashes real estate attorneys Illinois estate planning attorney drugs living trust benefits meal breaks Jay Andrew insurance denials Barrington personal injury attorney Illinois DUI attorney criminal Barrington employment law attorney Des Plaines personal injury lawyers Crystal Lake business law attorneys real estate attorney personal injury accidents insurance claim denials cell phone tower data car crash criminal record Home Sale Contingencies liability claims trustee Illinois construction accident attorney condo association defective products Class A misdemeanor Do Not Resuscitate spinal cord injury breathalyzer test Mount Prospect wills and trusts lawyers blood alcohol content criminal defense golf accidents Exclusions Palatine injury attorney probate lawyer Buffalo Grove medical malpractice lawyers in terrorem provision Palatine employment law lawyer Rolling Meadows employment attorney BUI Des Plaines pet law attorney unauthorized overtime DMV elder law insurance agents Long Grove estate planning attorneys Crystal Lake car accident attorney Illinois Trust Code Palatine punch death Landlord Tenant Ordinance Palatine corporate attorney employees Illinois pet lawyer Arlington Heights wills and trusts attorneys Illinois Smoke Detector Act Crystal Lake will lawyer murder nursing home negligence Long Grove wills and trusts attorneys insurance claim

Archive