DGAA bLAWg

Are You Being “Low-Balled” by Your Insurance Company?

Web Admin - Monday, June 26, 2017

You pay your insurance premium religiously and on time because you know you need to protect your investment. Understandably, you expect your insurance company to pay when an accident or catastrophic incident occurs. Then you file the claim, and the offer that comes back seems low – not just a little low, but really low. What do you do? Hopefully, you recognize that your insurance company is low-balling you, and you reach out for legal assistance.


Low-Ball Offers Are Surprisingly Common

Although insurance companies are infamous for their feel-good, family-like slogans, they are for-profit businesses. They do not make their money paying out settlements. They collect premiums, bank on consumers not needing the policy, and employ various strategies to try and decrease the amount they pay out for each claim.

One of the most commonly used approaches is the low-ball offer. Most often, this strategy is employed by the adjuster responsible for handling your claim. Their hope is that you will take the offer they give you and cash the check. Thankfully, you do not have to accept this offer.

Fighting a Low-Ball Offer

There are many ways to fight against a low-ball offer, but assistance from an insurance dispute attorney is often more effective than facing it alone. Versed in the law and insurance claims, a lawyer can reduce the stress of dealing with the insurance company. They can review your case and ensure you have submitted all the appropriate documentation, which may have affected the offer you were given. Your attorney can also protect your interests and negotiate the most favorable settlement possible, sometimes without ever having to go through litigation.

Unfortunately, even attorneys can experience push-back from insurance companies. Thankfully, they have numerous tools and legal processes at their disposal. For example, your attorney may suggest filing a bad faith lawsuit to increase your settlement. (Bad faith is when an insurance company is failing to do its job. A bad faith lawsuit encourages them to do the right thing.) While it might not be the most appropriate path in every case, it could be an option for those who continue to experience low-ball offers, claim denials, and delayed processing of their claims.

Contact Our Rolling Meadows Insurance Dispute Lawyers

At Drost, Gilbert, Andrew & Apicella, LLC, we protect the rights of victims, including their right to pursue full and fair compensation. Dedicated and experienced, our Rolling Meadows insurance dispute lawyers can fight for you. Learn more about how we can assist with your case by scheduling a personalized, no-obligation consultation. Call 847-934-6000 today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:http://articles.chicagotribune.com/1996-02-02/business/9602020322_1_adjuster-coalition-against-insurance-fraud-state-farm



Recent Posts


Tags

Illinois Barrington workers compensation attorney employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Des Plaines pet law attorney estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Barrington attorney social media after death Des Plaines denial of life insurance Illinois law Illinois pet lawyer Schaumburg construction accident lawyer Arlington Heights Traffic Lawyer Arlington Heights personal injury lawyer trucking accidents Kenilworth estate planning lawyer car accidents Long Grove real estate lawyer Class A misdemeanor digital information sexual harassment icy parking lots traumatic brain injuries appealing an insurance claim Barrington drug crime attorney federal crimes capital gains tax living trust benefits employment lawyer PTSD Policy Cancellation real estate zoning breach of contract DUI defense brain injury Arlington Heights traffic attorney Illinois wills and trusts attorneys Crystal Lake pet attorney Crystal Lake estate planning lawyer Schaumburg personal injury lawyer Attorney Ken Apicella Illinois estate planning Illinois workplace lawyer Rolling Meadows criminal lawyer revenge porn employee rights Illinois workplace discrimination attorney criminal defense Barrington employment law firm contracts employees workers comp Illinois medical malpractice claim Mount Prospect real estate lawyer product liability crossover accidents pedestrian-automobile accident insurance negligence real estate contract Home Sale Contingencies Barrington Traffic Lawyer insurance claim dispute attorney uninsured motorist traffic crimes Barrington medical malpractice lawyers Palatine elder law attorney Inverness DUI lawyer Retaliatory Discharge Chicago lawyer Barrington real estate lawyer Rolling Meadows drug defense attorney filing a medical malpractice claim Illinois Human Rights Act Buffalo Grove insurance claim dispute lawyers vacation home fines breathalyzer test bicycle accidents criminal law insurance adjusters murder charges rollover accidents real estate attorneys Des Plaines insurance attorney employment attorney Des Plaines accident attorney Des Plaines claims law firm rent to own real estate contracts pay when paid contract products liability LLCs Buffalo Grove real estate attorney Chicago attorney Rolling Meadows employment attorney Home Remodeling Repair Act probate lawyer Barrington Illinois estate planning lawyer elder abuse Illinois corporate lawyer agent Buffalo Grove personal injury lawyer estate planning for college students Rolling Meadows medical malpractice lawyers Buffalo Grove personal injury attorney attorney fees foreclosed rental property Deer Park motorcycle accident lawyer traffic violations defense pet law landlord manufacturing dealing with problem employees anesthesia errors real estate Illinois estate planning law firm Des Plaines drug lawyer Arlington Heights accident attorney dynasty trusts minimum wage dog bites Illinois Wage Payment and Collection Act Forcible Entry traffic laws Crystal Lake medical malpractice law firm license suspension Do Not Resuscitate Illinois Transfer on Death Instrument Food and Drug Administration's Food Safety Modernization Act meal breaks murder caretaker rights personal injury attorney food poisoning medication errors distracted driving accidents residential real estate Crystal Lake pedestrian accident lawyer changes to mortgage law Palatine employment law lawyer unpaid assessment Palatine corporate law attorneys Illinois tax attorney Illinois personal injury Inverness insurance attorney drunk driving statistics motorcycle accident federal regulations for LLCs Rolling Meadows employment law attorney Arlington Heights lawyer traumatic brain injury employee discrimination Illinois bicycle safety power of attorney Chicago estate planning POA surgical mistakes ken apicella Barrington civil litigation attorney Buffalo Grove injury lawyer Arlington Heights personal injury attorney pedestrian accident personal injury claims Super Mario cell phone accidents Illinois workers compensation attorney Illinois real estate Palatine drug lawyer right to work insurance claim Colin Gilbert Arlington Heights car crash attorneys personal injury law firm deadly crashes college kids Arlington Heights medical malpractice lawyer Rolling Meadows business lawyer Liquor Control Act nursing home negligence Illinois insurance disputes Crystal Lake medical malpractice attorneys clemency Arlington Heights pedestrian accidents investment property Des Plaines real estate attorney Inverness corporate attorney Buffalo Grove corporate attorney Crystal Lake law firm forming a corporation in Illinois preventable medical errors gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Illinois employee rights attorney. operating agreements license revocation tax attorney criminal record slip and fall accidents Barrington employment law attorney Palatine trusts lawyer bicycle dooring accidents Mt Prospect Attorney Rolling Meadows personal injury attorney Crystal Lake tax lawyer Illinois personal injury attorney Barrington personal injury attorney traffic offenses Schaumburg traffic lawyer insurance dispute attorney startup company digital evidence Schaumburg criminal law attorney slip and fall golf accidents Illinois rollover accident lawyers ObamaCare drug crimes lawyer first degree murder unfunded trust Illinois trusts attorney Illinois employment attorneys Rolling Meadows traffic attorney unpaid overtime Illinois injury lawyer drug possession criminal estate tax DNR caregiver Deer Park workers compensation lawyer Inverness real estate lawyer Deer Park traffic accident attorney Exclusions insurance claims estate planning driving loopholes automated cars vacation home DGAA Schaumburg personal injury lawyers personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Buffalo Grove law firm trusts Chicago trucking accident attorney denied insurance claims DUI Deer Park DUI lawyer Schaumburg employment attorney car crash injuries personal injury claim Crystal Lake employment lawyer insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys traffic accidents pet bites Barrington boating accident attorney paid sick leave insurance attorney Illinois employment lawyer estate planning lawyer holiday statistics rest breaks Rolling Meadows car accident lawyers overtime violations DMV employee misclassification taxes Deer Park personal injury lawyer hands free device Rolling Meadows traffic law firm Illinois LLC creation Des Plaines motorcycle accident attorney Schaumburg elder law lawyer fiduciary rule hiring employees Buffalo Grove criminal defense lawyer IRELA Kenilworth estate planning attorney Arlington Heights insurance attorney Illinois motorcycle accident lawyer Barrington estate planning attorney Illinois employment law institutional trustee healthcare Chicago corporate attorney Colin H. Gilbert Illinois red light cameras car accident defective products lawyer Crystal Lake insurance lawyer Barrington estate planning lawyer Schaumburg injury lawyer Barrington business law firm natural gas explosion Chicago car accident lawyer Federal Food Drug and Cosmetic Act reckless homicide problem employees child safety Illinois Workers’ Compensation Commission life insurance claims loss of consortium Jay Andrew irrevocable trust Schaumburg medical malpractice lawyer wrongful termination Chicago biking tips modern family estate planning construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation murder defense auto accidents Illinois mortgages Barrington personal injury lawyer privacy laws medical marijuana DUI penalities special needs trust wills probate guardianship attorney severance agreements Schaumburg wrongful death attorney Palatine workers compensation lawyer commercial real estate Arlington Heights wills and trusts lawyers Long Grove estate planning attorneys Schaumburg estate attorney digital media accounts, estate planning, Arlington Heights estate planning attorney, back injuries Schaumburg insurance lawyers Buffalo Grove medical malpractice lawyers Crystal Lake business law attorneys unauthorized overtime life insurance comparative negligence Illinois living will Des Plaines personal injury lawyers Crystal Lake traffic attorney civil litigation attorney blended families liens employment contract Illinois medical malpractice case Des Plaines collections attorney Illinois insurance dispute lawyers Illinois DUI attorney Palatine estate planning lawyer Fourth of July Deer Park real estate law firm consent to a search BAIID Des Plaines personal injury attorney insurance disputes living trust vs will Long Grove estate planning attorney life insurance lawyer School Visitation Rights Act Kenilworth estate planning attorneys Crystal Lake personal injury lawyer wrongful death Inverness injury lawyer fiduciary rule delay comp time cell phone Rolling Meadows insurance dispute lawyers, insurance dispute creditors sexual images personal injury accidents trust payments llinois Real Estate Lawyers Association insurance agent negligence car crashes Des Plaines criminal attorney new real estate form license Long Grove real estate attorney Illinois car accident attorney real estate lawyer Crystal Lake employment law attorney condo association trench injuries Des Plaines real estate lawyer Rolling Meadows Whistleblower Claims healthcare claims underinsured motorist Chicago insurance law firm Illinois trucking safety Schaumburg criminal attorney Schaumburg personal injury attorney construction contracts Palatine real estate lawyer Crystal Lake medical malpractice lawyer no contest clauses commercial leasing trucking accident lawyers Arlington Heights real estate lawyer Crystal Lake accident attorney home inspection lawyer in terrorem provision Des Plaines personal injury lawyer Illinois Smoke Detector Act Palatine employment attorney Inverness accident lawyer liability claims Arlington Heights car accident lawyer trauma after an accident Rolling Meadows tax attorney workers compensation benefits probate fees health insurance dispute pregnant women boating DUI drugs mass shooting blood alcohol content job lawyers low-ball insurance settlement Crystal Lake car accident lawyer Joliet general practice lawyers advance healthcare directive small business Schaumburg estate planning lawyer employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Illinois employment law attorney Crystal Lake criminal defense attorney accidental death benefits Illinois elder law attorney Arlington Heights wills and trusts lawyer Rolling Meadows marijuana attorney fatal car accidents Inverness estate planning lawyer pedestrian injuries, pedestrian fatality field sobriety test Illinois criminal defense attorney natural gas homestead rights underage DUI estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Crystal Lake injury attorney Schaumburg corporate attorney Chicago estate planning lawyer head on collisions deed transfer pizza emoji Illinois traffic attorney Inverness probate lawyer Barrington criminal defense lawyer insurance claim delay hit and run accident Palatine business attorney Palatine civil litigation lawyer suspended license Long Grove estate planning Illinois Sales Representative Act Arlington Heights wills and trusts attorney ACA defective products Arlington Heights criminal lawyer Schaumburg car accident attorney probate process motorcycle accident lawyer Deer Park medical malpractice attorney Illinois job attorney Rolling Meadows DUI lawyer Illinois wills and trusts bike accident Schaumburg civil litigation attorney Rolling Meadows Traffic Lawyer Illinois traffic laws Palatine probate lawyer Illinois jet ski accident lawyer Rolling Meadows criminal attorney commercial leases Illinois Probate Act of 1975 Des Plaines medical malpractice attorney privacy Arlington Heights estate planning attorney Schaumburg real estate lawyer Illinois employment law attorneys Rolling Meadows boating crash lawyer Buffalo Grove employment lawyer estate plan car collision insurance claim denials traffic violations BUI condo marijuana crimes attorney installment contracts Mount Prospect wills and trusts lawyers Schaumburg probate attorney truck collisions Illinois insurance claims lawyers Arlington Heights TBI attorney Crystal Lake car accident attorney insurance claim denial compensatory time disability benefits underfunded trust Chicago employment attorney Buffalo Grove traffic attorney estate attorney BAC Arlington Heights wills and trusts attorneys senior citizens medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers FSLA Riverwoods estate planning lawyer landlord tenant law Rolling Meadows personal injury lawyers probate claims process Illinois registered agent Illinois speeding lawyer Illinois insurance lawyer Buffalo Grove traffic lawyers wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Rolling Meadows employment law attorneys Palatine traffic lawyer Rolling Meadows real estate attorney Des Plaines civil attorney Illinois insurance claim dispute lawyer foreclosure medical research Barrington injury attorney Crystal Lake bike accident lawyer Inverness civil lawyer jet ski mortgage Des Plaines drug crimes lawyer spinal cord injuries Barrington criminal lawyer Arlington Heights employment law attorneys gift taxes trustee drunk driving Affordable Care Act Arlington Heights injury attorney IRS Illinois business law atorneys speeding civil rights violation car accident lawyer Arlington Heights trucking lawyer construction accidents Legal Info Illinois personal injury lawyers Illinois traffic ticket lawyer medical malpractice compensation Illinois insurance claim dispute lawyers Palatine criminal defense lawyer real estate leasing TBI GM ignition switches Deer Park traffic lawyer personal injury elder law Illinois small business life insurance policy dram shop law Palatine corporate attorney boating accidents insurance claim dispute Palatine insurance lawyer Rolling Meadows Attorney Mount Prospect elder law attorney Schaumburg employment law attorneys Rolling Meadows insurance dispute lawyers overtime pay civil litigation Palatine Attorney work unions personal injury lawyer preventing accidents Palatine construction attorney Arlington Heights tax lawyer Chicago employment lawyer car crash Palatine civil attorney Deer Park accident attorney Employment Discrimination Law Chicago insurance claim attorneys Palatine traffic accidents Illinois insurance attorney controlled substance workplace sexual harassment eluding a police officer marijuana Transfer on Death Instrument Palatine law firm Illinois civil litigation lawyer denied insurance claim Rolling Meadows estate planning attorney Thanksgiving Palatine injury attorney Schaumburg estate planning attorney financial advisors Illinois insurance claim attorney Illinois boating accident lawyer Illinois defective products attorney Deer Park criminal attorney expungement rumble strips Rolling Meadows insurance attorney employment law, Illinois employment laws South Barrington real estate lawyer Illinois lawyer Illinois traffic attorneys license reinstatement Illinois medical malpractice attorney South Barrington real estate attorney living wills Arlington Heights employment attorney Rolling Meadows insurance lawyer Fair Labor Standards Act Illinois employment law firm business litigation Rolling Meadows accident lawyer liability real estate closing digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers premises liability Chicago traffic lawyer real estate attorney jet ski accidents Schaumburg drug defense lawyer digital assets estate planning attorney corporate law Palatine employment lawyer Inverness personal injury attorney Illinois employment laws IRA benefits Inverness real estate attorney Des Plaines Traffic Lawyer Schaumburg Attorney texting while driving Palatine punch death Buffalo Grove probate lawyer Self-Directed IRA Accounts Crystal Lake will lawyer workers compensation traffic deaths Family Medical Leave Act Illinois wrongful termination lawyer medical malpractice claims Crystal lake insurance dispute attorney Schaumburg Long Grove wills and trusts attorneys probate claims estate planning trusts Illinois collections attorney swimming pools employment law Illinois driving without license independent contractor Illinois workers compensation lawyer income distribution deducation Crystal Lake traffic lawyer Illinois will lawyer IRA trust transfer Barrington litigation attorney medical malpractice insurance dispute Illinois estate planning attorney Illinois medical malpractice lawyers Illinois probate lawyer Illinois traffic accident lawyer spinal cord injury wage theft Arlington Heights Attorney Des Plaines tax law firm Buffalo Grove car accident lawyer FMLA insurance denials Chicago will attorney living trust Des Plaines injury law firm Inverness elder law lawyer Rolling Meadows probate lawyer Crystal Lake employment attorney power of attorney for healthcare Rolling Meadows personal injury lawyer CAM pain and suffering Rolling Meadows litigation lawyer Deer Park employment law attorney owner responsibility Illinois business lawyer Rolling Meadows corporate lawyer pedestrian accidents Des Plaines DUI attorney rollover car crashes Chicago will attorney, social media platforms, Illinois estate planning lawyer, Crystal Lake civil litigation lawyer drug crime Palatine personal injury lawyer involuntary manslaughter bad faith insurance claims wills and trusts car accident lawyers whistleblower protections Barrington employment attorney DUI attorney Detainer Actions subcontractor Illinois real estate lawyer cell phone tower data Inverness traffic law firm fault based insurance Illinois home inspection insurance agents Landlord Tenant Ordinance texting and driving Illinois construction accident attorney internet boating under the influence traffic tickets drug crimes insurance denial appeals Crystal Lake personal injury attorney Illinois attorney Illinois pedestrian accident attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Illinois personal injury lawyer distracted driving accident victims sole proprietorship

Archive