DGAA bLAWg

Are You Being “Low-Balled” by Your Insurance Company?

Web Admin - Monday, June 26, 2017

You pay your insurance premium religiously and on time because you know you need to protect your investment. Understandably, you expect your insurance company to pay when an accident or catastrophic incident occurs. Then you file the claim, and the offer that comes back seems low – not just a little low, but really low. What do you do? Hopefully, you recognize that your insurance company is low-balling you, and you reach out for legal assistance.


Low-Ball Offers Are Surprisingly Common

Although insurance companies are infamous for their feel-good, family-like slogans, they are for-profit businesses. They do not make their money paying out settlements. They collect premiums, bank on consumers not needing the policy, and employ various strategies to try and decrease the amount they pay out for each claim.

One of the most commonly used approaches is the low-ball offer. Most often, this strategy is employed by the adjuster responsible for handling your claim. Their hope is that you will take the offer they give you and cash the check. Thankfully, you do not have to accept this offer.

Fighting a Low-Ball Offer

There are many ways to fight against a low-ball offer, but assistance from an insurance dispute attorney is often more effective than facing it alone. Versed in the law and insurance claims, a lawyer can reduce the stress of dealing with the insurance company. They can review your case and ensure you have submitted all the appropriate documentation, which may have affected the offer you were given. Your attorney can also protect your interests and negotiate the most favorable settlement possible, sometimes without ever having to go through litigation.

Unfortunately, even attorneys can experience push-back from insurance companies. Thankfully, they have numerous tools and legal processes at their disposal. For example, your attorney may suggest filing a bad faith lawsuit to increase your settlement. (Bad faith is when an insurance company is failing to do its job. A bad faith lawsuit encourages them to do the right thing.) While it might not be the most appropriate path in every case, it could be an option for those who continue to experience low-ball offers, claim denials, and delayed processing of their claims.

Contact Our Rolling Meadows Insurance Dispute Lawyers

At Drost, Gilbert, Andrew & Apicella, LLC, we protect the rights of victims, including their right to pursue full and fair compensation. Dedicated and experienced, our Rolling Meadows insurance dispute lawyers can fight for you. Learn more about how we can assist with your case by scheduling a personalized, no-obligation consultation. Call 847-934-6000 today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:http://articles.chicagotribune.com/1996-02-02/business/9602020322_1_adjuster-coalition-against-insurance-fraud-state-farm



Recent Posts


Tags

estate planning attorney Deer Park medical malpractice attorney GM ignition switches DUI Crystal Lake estate planning lawyer Des Plaines Traffic Lawyer medical marijuana Barrington civil litigation attorney Illinois driving without license Home Remodeling Repair Act insurance claim delay Barrington attorney products liability Arlington Heights lawyer caretaker rights Illinois employee rights attorney. uninsured motorist estate planning trusts personal injury accidents foreclosed rental property liens Des Plaines real estate lawyer civil litigation Illinois traffic accident lawyer insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Illinois defective products attorney Des Plaines drug lawyer Arlington Heights real estate lawyer Illinois insurance disputes Illinois wills and trusts Schaumburg real estate lawyer dram shop law commercial real estate Policy Cancellation wage theft rollover accidents startup company Illinois medical malpractice claim Rolling Meadows criminal lawyer paid sick leave sexual images Palatine probate lawyer Schaumburg personal injury attorney Schaumburg construction accident lawyer Inverness accident lawyer motorcycle accident traffic violations defense Buffalo Grove personal injury attorney changes to mortgage law independent contractor life insurance policy Arlington Heights Traffic Lawyer DMV dynasty trusts pay when paid contract rest breaks criminal record fatal car accidents sexual harassment Mount Prospect real estate lawyer Arlington Heights employment attorney Schaumburg insurance lawyers Illinois collections attorney Arlington Heights accident attorney drugs fiduciary rule delay probate process Palatine civil litigation lawyer Illinois workplace discrimination attorney murder charges speeding Barrington employment attorney ObamaCare living trust benefits workplace sexual harassment Des Plaines motorcycle accident attorney Crystal Lake employment attorney hit and run accident Deer Park accident attorney deed transfer auto accidents Inverness traffic law firm personal injury agent Rolling Meadows estate planning attorney Palatine law firm digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers drug crimes lawyer federal regulations for LLCs Des Plaines civil attorney eluding a police officer denied insurance claim pizza emoji insurance dispute Forcible Entry investment property Schaumburg Attorney Rolling Meadows tax attorney condo Buffalo Grove corporate attorney Illinois civil litigation lawyer ACA preventable medical errors Super Mario Illinois motorcycle accident lawyer Rolling Meadows litigation lawyer living wills Crystal Lake traffic attorney insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Barrington estate planning attorney FMLA Palatine corporate law attorneys BUI Rolling Meadows personal injury attorney breathalyzer test expungement Mount Prospect wills and trusts lawyers Palatine trusts lawyer crossover accidents Chicago will attorney, social media platforms, Illinois estate planning lawyer, Crystal Lake pet attorney Barrington boating accident attorney insurance claim denial Inverness insurance attorney rollover car crashes Arlington Heights car accident lawyer Arlington Heights wills and trusts lawyer Chicago trucking accident attorney drunk driving statistics Illinois bicycle safety workers compensation benefits Des Plaines claims law firm traffic tickets breach of contract distracted driving accidents Schaumburg drug defense lawyer employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Crystal Lake injury attorney car crash injuries digital assets workers compensation Schaumburg employment contract Illinois wills and trusts attorneys Illinois workers compensation lawyer compensatory time employment law, Illinois employment laws anesthesia errors Illinois living will Crystal Lake accident attorney taxes Chicago corporate attorney drug crime estate planning for college students digital media accounts, estate planning, Arlington Heights estate planning attorney, Thanksgiving unfunded trust Crystal Lake will lawyer pedestrian accident corporate law Chicago insurance claim attorneys Illinois attorney elder law Barrington criminal lawyer gift taxes employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys DGAA insurance denial appeals elder abuse employment lawyer Barrington business law firm real estate denied insurance claims Buffalo Grove employment lawyer Buffalo Grove traffic attorney Illinois small business license minimum wage loopholes insurance claim denials Illinois Workers’ Compensation Commission Illinois job attorney business litigation Schaumburg employment law attorneys manufacturing Illinois construction accident attorney Des Plaines injury law firm food poisoning bad faith insurance claims Palatine employment law lawyer real estate leasing trustee privacy Illinois Human Rights Act back injuries Rolling Meadows boating crash lawyer Barrington estate planning lawyer wrongful termination DUI attorney Detainer Actions senior citizens living trust Palatine construction attorney unauthorized overtime trusts Kenilworth estate planning attorney Crystal Lake car accident lawyer car crashes Palatine employment attorney Des Plaines medical malpractice attorney car collision texting and driving Illinois insurance lawyer South Barrington real estate lawyer Crystal Lake civil litigation lawyer commercial leasing liability Schaumburg medical malpractice lawyer Rolling Meadows employment attorney Riverwoods estate planning lawyer insurance agent negligence Inverness real estate lawyer Des Plaines accident attorney license revocation Kenilworth estate planning lawyer employee misclassification Chicago car accident lawyer Illinois traffic attorney Illinois employment laws employee discrimination social media after death Illinois traffic laws Jay Andrew Buffalo Grove medical malpractice lawyers Colin Gilbert comp time drug possession Illinois Probate Act of 1975 pedestrian-automobile accident Barrington personal injury attorney Arlington Heights wills and trusts lawyers Deer Park traffic accident attorney truck collisions digital evidence Transfer on Death Instrument Crystal Lake medical malpractice law firm real estate contract driving Schaumburg injury lawyer insurance dispute attorney pedestrian accidents icy parking lots power of attorney Illinois LLC creation tax attorney traffic accidents traffic offenses Kenilworth estate planning attorneys Employment Discrimination Law Schaumburg personal injury lawyer Des Plaines tax law firm Des Plaines criminal attorney Chicago employment lawyer denial of life insurance Chicago traffic lawyer Illinois employment law attorney BAC Buffalo Grove criminal defense lawyer traffic laws Buffalo Grove law firm Illinois traffic ticket lawyer filing a medical malpractice claim Illinois traffic attorneys Crystal Lake traffic lawyer gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys insurance agents Des Plaines personal injury lawyer wills and trusts Arlington Heights employment law attorneys small business murder defense motorcycle accident lawyer spinal cord injuries drug crimes Rolling Meadows insurance lawyer underfunded trust real estate lawyer Illinois Transfer on Death Instrument Arlington Heights traffic attorney Des Plaines insurance attorney operating agreements Rolling Meadows traffic law firm Illinois employment law new real estate form surgical mistakes Barrington drug crime attorney Illinois employment attorneys Mt Prospect Attorney car accident trust payments Inverness real estate attorney insurance claim dispute fault based insurance DNR underinsured motorist Chicago insurance law firm Illinois corporate lawyer life insurance claims landlord Liquor Control Act deadly crashes cell phone tower data healthcare life insurance lawyer Illinois personal injury lawyer Crystal lake insurance dispute attorney appealing an insurance claim employment attorney income distribution deducation Crystal Lake medical malpractice attorneys FSLA criminal Long Grove estate planning Illinois lawyer Rolling Meadows DUI lawyer Rolling Meadows personal injury lawyers Illinois Sales Representative Act Deer Park real estate law firm Colin H. Gilbert insurance attorney texting while driving medical malpractice claims Rolling Meadows Long Grove estate planning attorney guardianship attorney Illinois pedestrian accident attorney Illinois employment law attorneys insurance denials Arlington Heights wills and trusts attorneys power of attorney for healthcare Arlington Heights car crash attorneys unpaid overtime IRS DUI penalities Arlington Heights pedestrian accidents foreclosure wills Inverness personal injury attorney pain and suffering right to work Illinois medical malpractice lawyers Illinois pet lawyer LLCs real estate attorney Illinois estate planning attorney Attorney Ken Apicella Crystal Lake law firm Illinois estate planning law firm special needs trust Illinois DUI attorney rumble strips personal injury claims Deer Park personal injury lawyer Illinois workers compensation attorney construction contracts real estate closing estate planning Arlington Heights medical malpractice lawyer Des Plaines personal injury lawyers ken apicella disability benefits vacation home Buffalo Grove real estate attorney pregnant women Palatine estate planning lawyer real estate attorneys Des Plaines drug crimes lawyer Illinois insurance claim dispute lawyer caregiver Palatine injury attorney probate claims process controlled substance comparative negligence license reinstatement llinois Real Estate Lawyers Association mortgage liability claims Palatine punch death Arlington Heights estate planning attorney Des Plaines personal injury attorney boating accidents trauma after an accident Deer Park employment law attorney contracts health insurance dispute Landlord Tenant Ordinance Illinois business lawyer whistleblower protections Illinois tax attorney Buffalo Grove traffic lawyers holiday statistics loss of consortium hands free device Rolling Meadows probate lawyer traumatic brain injury insurance disputes personal injury lawyer Crystal Lake employment law attorney Rolling Meadows traffic attorney real estate zoning South Barrington real estate attorney insurance negligence Whistleblower Claims Rolling Meadows car accident lawyers installment contracts Barrington Illinois estate planning lawyer Palatine Attorney owner responsibility fiduciary rule Chicago will attorney Barrington personal injury lawyer Crystal Lake tax lawyer Illinois law medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Palatine insurance lawyer POA employee rights modern family estate planning sole proprietorship Barrington Traffic Lawyer Illinois injury lawyer Chicago estate planning lawyer Home Sale Contingencies medical research life insurance car crash dealing with problem employees consent to a search Illinois trusts attorney home inspection lawyer Illinois medical malpractice case Illinois boating accident lawyer bike accident insurance claims overtime pay Schaumburg personal injury lawyers probate claims Schaumburg wrongful death attorney Food and Drug Administration's Food Safety Modernization Act pet bites Illinois personal injury lawyers Palatine elder law attorney Des Plaines real estate attorney School Visitation Rights Act criminal defense Illinois personal injury Arlington Heights insurance attorney traffic deaths PTSD Barrington litigation attorney personal injury claim Rolling Meadows employment law attorney job lawyers insurance claim Long Grove real estate attorney suspended license premises liability insurance adjusters rent to own real estate contracts capital gains tax distracted driving accident victims dog bites Crystal Lake medical malpractice lawyer Des Plaines pet law attorney Schaumburg traffic lawyer murder internet pedestrian injuries, pedestrian fatality trench injuries medication errors revenge porn personal injury law firm medical malpractice compensation natural gas explosion probate fees Fair Labor Standards Act Do Not Resuscitate Inverness corporate attorney blood alcohol content attorney fees natural gas civil rights violation financial advisors field sobriety test Des Plaines collections attorney residential real estate Buffalo Grove personal injury lawyer Schaumburg estate planning attorney Arlington Heights personal injury lawyer Illinois insurance dispute lawyers vacation home fines Illinois car accident attorney privacy laws cell phone probate severance agreements Long Grove estate planning attorneys Inverness elder law lawyer estate tax Illinois mortgages Palatine real estate lawyer Illinois business law atorneys workers comp involuntary manslaughter meal breaks car accident lawyers condo association Crystal Lake pedestrian accident lawyer Arlington Heights tax lawyer Crystal Lake personal injury attorney defective products lawyer Illinois Smoke Detector Act Palatine business attorney clemency Barrington criminal defense lawyer problem employees CAM Family Medical Leave Act reckless homicide employment law Illinois speeding lawyer Rolling Meadows medical malpractice lawyers traffic violations commercial leases Illinois insurance claim dispute lawyers Rolling Meadows Attorney institutional trustee jet ski preventing accidents Schaumburg probate attorney Rolling Meadows insurance dispute lawyers estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, accidental death benefits Schaumburg estate planning lawyer Arlington Heights criminal lawyer Inverness DUI lawyer Illinois red light cameras healthcare claims Buffalo Grove probate lawyer Inverness civil lawyer Illinois insurance claims lawyers pet law Illinois will lawyer drunk driving automated cars work unions Illinois workplace lawyer no contest clauses estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Joliet general practice lawyers low-ball insurance settlement Rolling Meadows Traffic Lawyer estate plan Arlington Heights personal injury attorney forming a corporation in Illinois DUI defense Schaumburg elder law lawyer Chicago biking tips IRELA Rolling Meadows real estate attorney traumatic brain injuries Long Grove real estate lawyer employees federal crimes insurance claim dispute attorney criminal law Mount Prospect elder law attorney Long Grove wills and trusts attorneys Inverness probate lawyer Illinois jet ski accident lawyer Illinois criminal defense attorney boating under the influence Palatine corporate attorney Rolling Meadows insurance dispute lawyers, insurance dispute first degree murder Legal Info Illinois home inspection Arlington Heights injury attorney Chicago employment attorney Chicago estate planning defective products Deer Park traffic lawyer Barrington workers compensation attorney irrevocable trust Arlington Heights Attorney Federal Food Drug and Cosmetic Act trucking accident lawyers marijuana crimes attorney Des Plaines Illinois insurance attorney Affordable Care Act personal injury attorney wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace landlord tenant law medical malpractice Chicago attorney personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Arlington Heights TBI attorney college kids Illinois wrongful termination lawyer IRA benefits Crystal Lake insurance lawyer civil litigation attorney spinal cord injury Illinois trucking safety nursing home negligence Rolling Meadows insurance attorney Illinois insurance claim attorney slip and fall Illinois medical malpractice attorney Schaumburg criminal attorney Inverness estate planning lawyer Buffalo Grove car accident lawyer trucking accidents advance healthcare directive Buffalo Grove injury lawyer Crystal Lake bike accident lawyer overtime violations product liability Rolling Meadows employment law attorneys Illinois real estate Barrington employment law firm Crystal Lake business law attorneys Crystal Lake personal injury lawyer Schaumburg car accident attorney Barrington injury attorney unpaid assessment digital information Chicago lawyer underage DUI Arlington Heights wills and trusts attorney Class A misdemeanor Rolling Meadows personal injury lawyer Schaumburg civil litigation attorney TBI cell phone accidents construction accidents in terrorem provision Barrington medical malpractice lawyers Schaumburg employment attorney Retaliatory Discharge head on collisions Inverness injury lawyer homestead rights Illinois marijuana probate lawyer Rolling Meadows business lawyer bicycle dooring accidents Illinois personal injury attorney Illinois employment law firm Palatine personal injury lawyer traffic crimes Illinois elder law attorney Rolling Meadows marijuana attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Palatine criminal defense lawyer Palatine traffic accidents IRA trust transfer Crystal Lake car accident attorney BAIID Deer Park DUI lawyer Rolling Meadows drug defense attorney Rolling Meadows corporate lawyer Crystal Lake criminal defense attorney Rolling Meadows criminal attorney Rolling Meadows accident lawyer blended families jet ski accidents living trust vs will Palatine employment lawyer boating DUI estate attorney Palatine workers compensation lawyer Illinois real estate lawyer Des Plaines DUI attorney creditors Deer Park criminal attorney Schaumburg criminal law attorney Barrington employment law attorney Illinois employment lawyer Palatine traffic lawyer estate planning lawyer Barrington real estate lawyer Schaumburg corporate attorney Fourth of July car accident lawyer swimming pools car accidents Schaumburg estate attorney Arlington Heights trucking lawyer golf accidents mass shooting wrongful death Deer Park workers compensation lawyer license suspension Exclusions subcontractor bicycle accidents Illinois Wage Payment and Collection Act Illinois probate lawyer Palatine civil attorney Self-Directed IRA Accounts Buffalo Grove insurance claim dispute lawyers slip and fall accidents Illinois estate planning Palatine drug lawyer hiring employees brain injury Crystal Lake employment lawyer Illinois rollover accident lawyers Illinois registered agent Deer Park motorcycle accident lawyer child safety

Archive