DGAA bLAWg

Understanding Your Rights During an Insurance Claim Dispute

Web Admin - Thursday, August 24, 2017

Illinois insurance dispute lawyersFew things are as frustrating and confusing as a denied or reduced insurance claim payout – but did you know that you can dispute the decision? Additionally, consumers have certain rights, afforded to them by law, when dealing with their insurance companies. Learn more about those rights, and how an experienced insurance dispute attorney can assist with the appeals process, with help from the following information.

Your Right to Appeal a Decision

Regulated by the state of Illinois, insurance companies cannot force you to take a low settlement, nor can they prevent you from appealing their decision to deny a claim. Instead, you have the right to dispute your offer or denial. Typically, this is first done over the phone or in writing. Unfortunately, insurance agents and brokers can make things sound more complicated than they really are, and they may even dismiss your attempts at a resolution. As such, it is highly recommended that consumers turn to someone with an understanding of the complex and nuanced insurance laws - someone like an experienced insurance dispute lawyer. 

Your Right to an Expedient Resolution

Although insurance companies can (and often do) attempt to delay payouts, they are required to expediently resolve your claim. If they cannot do this, they must provide you with a reason for the delay. Of course, insurance companies can give almost any reason for a delay – even a seemingly frivolous one – and expedient under the law may not mean the same thing as a quick settlement after an accident (especially when you are out of work or disabled). As such, consumers are encouraged to seek assistance from an experienced insurance dispute lawyer.

Your Right to Fair Processing of a Claim

While in the process of filing a claim, or when trying to file a dispute, it might appear that the insurance companies are trying to complicate things as much as possible. However, laws forbid them from forcing you into unnecessary steps or paperwork. They also cannot force you to accept a settlement to receive the payout on another one (i.e. if your home and auto insurance are covered by the same company), and they cannot discriminate you based on ethnicity, gender, age, or other protected statuses. If you believe your insurance company is treating you unfairly, you not only have the right to appeal their decision, but you may also file a complaint.

Contact Our Des Plaines Insurance Dispute Lawyers

If you or someone you love is facing a denied, delayed, or reduced insurance claim, contact Drost, Gilbert, Andrew & Apicella, LLC for assistance. Highly experienced and dedicated to your best interest, our Des Plaines insurance dispute lawyers will fight for the most favorable outcome possible. Learn more by scheduling a personalized consultation. Call our offices at 847-934-6000 today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Sources:

http://www.naic.org/documents/consumer_state_reg_brief.pdf

https://mc.insurance.illinois.gov/messagecenter.nsf


Recent Posts


Tags

Illinois personal injury lawyer Landlord Tenant Ordinance employees Crystal Lake personal injury attorney Barrington attorney Rolling Meadows corporate lawyer Palatine estate planning lawyer Des Plaines collections attorney overtime pay Chicago insurance claim attorneys Inverness estate planning lawyer Schaumburg real estate lawyer institutional trustee Illinois insurance dispute lawyers Rolling Meadows tax attorney murder defense Schaumburg elder law lawyer Illinois medical malpractice case bicycle accidents Buffalo Grove real estate attorney employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Des Plaines insurance attorney underinsured motorist Illinois insurance lawyer Kenilworth estate planning attorney living trust benefits probate Rolling Meadows estate planning attorney Fourth of July Illinois fault based insurance Illinois personal injury Buffalo Grove insurance claim dispute lawyers icy parking lots Buffalo Grove employment lawyer health insurance dispute Arlington Heights lawyer preventable medical errors Illinois Workers’ Compensation Commission unpaid overtime cell phone accidents Inverness probate lawyer operating agreements Crystal Lake personal injury lawyer employment lawyer Buffalo Grove personal injury attorney work unions Des Plaines criminal attorney Palatine business attorney Crystal Lake car accident lawyer GM ignition switches Illinois trusts attorney Buffalo Grove personal injury lawyer insurance disputes speeding blended families startup company Chicago attorney Buffalo Grove criminal defense lawyer murder charges Barrington estate planning lawyer Crystal Lake pedestrian accident lawyer Illinois personal injury attorney texting while driving Schaumburg Rolling Meadows employment law attorney installment contracts Chicago corporate attorney Rolling Meadows Schaumburg estate planning lawyer life insurance lawyer Schaumburg employment law attorneys Illinois estate planning anesthesia errors Illinois employment law firm Des Plaines personal injury lawyers Mount Prospect real estate lawyer comparative negligence Palatine traffic lawyer investment property Illinois real estate lawyer unpaid assessment Retaliatory Discharge Rolling Meadows personal injury lawyer Illinois insurance claim attorney unfunded trust Illinois Probate Act of 1975 tax attorney personal injury attorney car crash injuries Mount Prospect elder law attorney privacy pedestrian accidents real estate lawyer senior citizens field sobriety test back injuries Arlington Heights trucking lawyer Palatine punch death Rolling Meadows insurance lawyer attorney fees BUI Barrington real estate lawyer Schaumburg medical malpractice lawyer Illinois Transfer on Death Instrument Illinois Human Rights Act holiday statistics Palatine Attorney Arlington Heights wills and trusts attorney taxes wage theft Crystal Lake accident attorney products liability Illinois workers compensation attorney license revocation DUI ken apicella mortgage Illinois bicycle safety traffic crimes CAM Illinois lawyer new real estate form Palatine criminal defense lawyer dealing with problem employees civil litigation attorney small business breathalyzer test Arlington Heights pedestrian accidents subcontractor Illinois will lawyer loopholes caretaker rights Transfer on Death Instrument Illinois construction accident attorney Inverness corporate attorney minimum wage Arlington Heights criminal lawyer Schaumburg estate planning attorney Arlington Heights wills and trusts lawyer estate planning lawyer employment law, Illinois employment laws bad faith insurance claims Chicago employment attorney Crystal Lake civil litigation lawyer Illinois employment law disability benefits Illinois traffic accident lawyer Chicago lawyer Buffalo Grove traffic lawyers right to work Super Mario denied insurance claim civil litigation Illinois traffic attorney medical research distracted driving accident victims Palatine traffic accidents employee discrimination Rolling Meadows car accident lawyers insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Arlington Heights insurance attorney probate claims irrevocable trust trustee trucking accidents FMLA Barrington drug crime attorney drug crime Crystal Lake medical malpractice attorneys head on collisions Illinois business law atorneys digital information dram shop law motorcycle accident foreclosed rental property Self-Directed IRA Accounts wills and trusts Palatine corporate attorney homestead rights Deer Park traffic accident attorney Barrington criminal lawyer POA Employment Discrimination Law car accident license reinstatement license Des Plaines real estate attorney Illinois Smoke Detector Act Rolling Meadows litigation lawyer jet ski Illinois employment lawyer Inverness accident lawyer Illinois home inspection Long Grove real estate lawyer personal injury claim workers compensation Joliet general practice lawyers traumatic brain injury Illinois employment law attorney hands free device manufacturing Illinois medical malpractice claim medical marijuana underfunded trust insurance claim delay digital evidence premises liability Illinois wills and trusts Illinois workers compensation lawyer severance agreements Schaumburg criminal law attorney Chicago trucking accident attorney Crystal lake insurance dispute attorney swimming pools Long Grove wills and trusts attorneys Kenilworth estate planning lawyer Illinois injury lawyer compensatory time Rolling Meadows insurance dispute lawyers traffic laws Forcible Entry Illinois medical malpractice lawyers Illinois insurance claim dispute lawyer Arlington Heights medical malpractice lawyer Des Plaines claims law firm Rolling Meadows traffic law firm Chicago biking tips expungement personal injury accidents Barrington boating accident attorney foreclosure South Barrington real estate attorney Inverness insurance attorney Palatine injury attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation insurance negligence insurance denial appeals probate fees car accidents Deer Park DUI lawyer Rolling Meadows DUI lawyer employment law Barrington personal injury lawyer truck collisions dynasty trusts denied insurance claims healthcare claims medication errors wrongful death preventing accidents condo Palatine trusts lawyer Inverness traffic law firm Illinois pedestrian accident attorney federal regulations for LLCs Illinois LLC creation Chicago employment lawyer estate planning for college students paid sick leave Deer Park medical malpractice attorney boating DUI insurance claims deed transfer surgical mistakes Illinois wills and trusts attorneys Illinois attorney trucking accident lawyers condo association insurance denials estate attorney Palatine construction attorney Illinois medical malpractice attorney pain and suffering controlled substance estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Illinois employment laws traumatic brain injuries Barrington estate planning attorney workers comp Illinois employment law attorneys trust payments IRS employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Buffalo Grove car accident lawyer Inverness elder law lawyer pregnant women Des Plaines motorcycle accident attorney child safety Illinois criminal defense attorney wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace living trust vs will first degree murder School Visitation Rights Act Arlington Heights traffic attorney liens Illinois driving without license personal injury lawyer Chicago estate planning filing a medical malpractice claim Schaumburg estate attorney estate plan Rolling Meadows traffic attorney Illinois estate planning attorney Barrington Traffic Lawyer healthcare life insurance claims Do Not Resuscitate LLCs capital gains tax employee rights personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Long Grove real estate attorney clemency car crash Rolling Meadows drug defense attorney eluding a police officer DUI defense appealing an insurance claim natural gas Illinois job attorney Illinois elder law attorney college kids Mt Prospect Attorney Des Plaines car crashes loss of consortium Policy Cancellation Illinois insurance attorney low-ball insurance settlement Illinois traffic attorneys whistleblower protections DUI penalities Palatine real estate lawyer Arlington Heights car crash attorneys PTSD liability claims Food and Drug Administration's Food Safety Modernization Act creditors real estate Buffalo Grove law firm marijuana crimes attorney Crystal Lake estate planning lawyer Attorney Ken Apicella Illinois law insurance claim denial Crystal Lake tax lawyer business litigation Palatine employment attorney cell phone tower data Home Remodeling Repair Act probate lawyer Schaumburg drug defense lawyer home inspection lawyer blood alcohol content Rolling Meadows employment law attorneys insurance claim dispute attorney crossover accidents Palatine corporate law attorneys construction accidents insurance dispute rollover car crashes Rolling Meadows accident lawyer insurance claim Schaumburg wrongful death attorney drugs Crystal Lake car accident attorney Illinois traffic ticket lawyer Crystal Lake bike accident lawyer liability Barrington workers compensation attorney Illinois probate lawyer Illinois business lawyer traffic violations defense workplace sexual harassment car accident lawyers real estate attorney Crystal Lake employment law attorney living wills Long Grove estate planning attorney insurance agent negligence Schaumburg criminal attorney Illinois mortgages traffic accidents Illinois car accident attorney natural gas explosion Illinois wrongful termination lawyer motorcycle accident lawyer bicycle dooring accidents drunk driving commercial real estate product liability pet bites Illinois small business Des Plaines drug lawyer estate planning fiduciary rule Rolling Meadows marijuana attorney guardianship attorney Schaumburg probate attorney Inverness real estate attorney Des Plaines DUI attorney Rolling Meadows Attorney IRA benefits Arlington Heights estate planning attorney insurance agents Illinois defective products attorney Des Plaines real estate lawyer food poisoning texting and driving Thanksgiving Rolling Meadows personal injury attorney Illinois workplace discrimination attorney boating under the influence personal injury law firm Illinois estate planning law firm Illinois rollover accident lawyers Schaumburg Attorney commercial leases pedestrian accident insurance adjusters mass shooting traffic offenses Illinois boating accident lawyer Schaumburg traffic lawyer Illinois insurance claims lawyers Barrington employment attorney wills Federal Food Drug and Cosmetic Act modern family estate planning Deer Park workers compensation lawyer Palatine workers compensation lawyer Rolling Meadows real estate attorney Chicago estate planning lawyer Palatine insurance lawyer Crystal Lake medical malpractice law firm Long Grove estate planning fatal car accidents consent to a search Deer Park criminal attorney Schaumburg personal injury lawyer advance healthcare directive Affordable Care Act Rolling Meadows business lawyer Barrington personal injury attorney Home Sale Contingencies involuntary manslaughter Illinois Wage Payment and Collection Act defective products deadly crashes Palatine drug lawyer Inverness real estate lawyer job lawyers Chicago insurance law firm Des Plaines Traffic Lawyer FSLA Illinois insurance disputes Long Grove estate planning attorneys Illinois trucking safety Palatine employment law lawyer Illinois tax attorney estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Arlington Heights personal injury attorney wrongful termination Barrington civil litigation attorney Chicago car accident lawyer civil rights violation Crystal Lake will lawyer Exclusions life insurance Palatine civil attorney insurance claim denials Kenilworth estate planning attorneys Palatine probate lawyer sexual harassment Des Plaines drug crimes lawyer hit and run accident hiring employees pet law pizza emoji medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers in terrorem provision pedestrian-automobile accident Whistleblower Claims DNR Schaumburg corporate attorney life insurance policy employee misclassification Deer Park personal injury lawyer traffic tickets Barrington criminal defense lawyer rollover accidents Deer Park real estate law firm drunk driving statistics Barrington business law firm traffic deaths gift taxes employment attorney TBI Crystal Lake business law attorneys Arlington Heights tax lawyer Liquor Control Act Schaumburg car accident attorney Des Plaines injury law firm pay when paid contract probate claims process Chicago will attorney internet Legal Info overtime violations Rolling Meadows Traffic Lawyer Deer Park employment law attorney social media after death Jay Andrew owner responsibility Arlington Heights employment law attorneys spinal cord injuries IRA trust transfer Illinois real estate landlord Barrington Illinois estate planning lawyer Schaumburg insurance lawyers probate process Barrington litigation attorney Crystal Lake law firm Arlington Heights Traffic Lawyer residential real estate meal breaks Arlington Heights wills and trusts attorneys power of attorney for healthcare real estate zoning denial of life insurance Palatine elder law attorney personal injury claims reckless homicide Inverness personal injury attorney problem employees power of attorney Crystal Lake medical malpractice lawyer Illinois Sales Representative Act Arlington Heights injury attorney driving Schaumburg construction accident lawyer Palatine law firm Buffalo Grove traffic attorney Illinois motorcycle accident lawyer nursing home negligence breach of contract Des Plaines medical malpractice attorney Buffalo Grove corporate attorney slip and fall accidents trusts estate tax no contest clauses estate planning trusts Illinois employee rights attorney. Illinois registered agent construction contracts personal injury trauma after an accident Arlington Heights Attorney Colin H. Gilbert Arlington Heights real estate lawyer Arlington Heights employment attorney Family Medical Leave Act real estate contract Rolling Meadows criminal attorney Schaumburg personal injury attorney Rolling Meadows insurance dispute lawyers, insurance dispute Class A misdemeanor Illinois living will Palatine civil litigation lawyer workers compensation benefits Crystal Lake employment attorney DUI attorney Illinois traffic laws revenge porn dog bites car collision Chicago traffic lawyer criminal law Arlington Heights car accident lawyer Des Plaines personal injury lawyer Illinois speeding lawyer Illinois DUI attorney medical malpractice compensation Des Plaines accident attorney Barrington injury attorney Arlington Heights accident attorney BAC drug crimes lawyer automated cars Crystal Lake criminal defense attorney Schaumburg civil litigation attorney underage DUI Buffalo Grove probate lawyer ObamaCare bike accident sole proprietorship agent Riverwoods estate planning lawyer drug crimes insurance dispute attorney Arlington Heights personal injury lawyer Illinois insurance claim dispute lawyers Illinois workplace lawyer Colin Gilbert Crystal Lake pet attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Buffalo Grove injury lawyer drug possession Des Plaines tax law firm Rolling Meadows medical malpractice lawyers uninsured motorist boating accidents defective products lawyer landlord tenant law Deer Park traffic lawyer Illinois corporate lawyer Mount Prospect wills and trusts lawyers ACA llinois Real Estate Lawyers Association Rolling Meadows personal injury lawyers Crystal Lake injury attorney murder employment contract brain injury digital media accounts, estate planning, Arlington Heights estate planning attorney, traffic violations estate planning attorney Schaumburg employment attorney commercial leasing Crystal Lake employment lawyer vacation home fines living trust slip and fall federal crimes license suspension spinal cord injury Arlington Heights TBI attorney Barrington employment law attorney Crystal Lake traffic attorney Inverness DUI lawyer Barrington medical malpractice lawyers insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Illinois pet lawyer Illinois jet ski accident lawyer car accident lawyer Illinois red light cameras forming a corporation in Illinois criminal record Rolling Meadows probate lawyer DGAA privacy laws medical malpractice criminal defense golf accidents Illinois collections attorney corporate law accidental death benefits comp time insurance attorney Rolling Meadows insurance attorney criminal Schaumburg personal injury lawyers changes to mortgage law Des Plaines pet law attorney Illinois personal injury lawyers Arlington Heights wills and trusts lawyers elder abuse cell phone Schaumburg injury lawyer rumble strips Illinois civil litigation lawyer contracts independent contractor digital assets Inverness civil lawyer pedestrian injuries, pedestrian fatality Fair Labor Standards Act DMV IRELA Chicago will attorney, social media platforms, Illinois estate planning lawyer, Rolling Meadows employment attorney real estate leasing rest breaks BAIID Illinois employment attorneys Palatine employment lawyer Deer Park motorcycle accident lawyer unauthorized overtime suspended license Des Plaines civil attorney fiduciary rule delay real estate attorneys Barrington employment law firm special needs trust Palatine personal injury lawyer distracted driving accidents medical malpractice claims income distribution deducation insurance claim dispute Inverness injury lawyer Crystal Lake insurance lawyer Buffalo Grove medical malpractice lawyers Des Plaines personal injury attorney financial advisors sexual images South Barrington real estate lawyer vacation home real estate closing marijuana elder law trench injuries auto accidents Crystal Lake traffic lawyer Detainer Actions rent to own real estate contracts caregiver Rolling Meadows criminal lawyer jet ski accidents Rolling Meadows boating crash lawyer Deer Park accident attorney

Archive