DGAA bLAWg

Are You Being “Low-Balled” by Your Insurance Company?

Web Admin - Monday, June 26, 2017

You pay your insurance premium religiously and on time because you know you need to protect your investment. Understandably, you expect your insurance company to pay when an accident or catastrophic incident occurs. Then you file the claim, and the offer that comes back seems low – not just a little low, but really low. What do you do? Hopefully, you recognize that your insurance company is low-balling you, and you reach out for legal assistance.


Low-Ball Offers Are Surprisingly Common

Although insurance companies are infamous for their feel-good, family-like slogans, they are for-profit businesses. They do not make their money paying out settlements. They collect premiums, bank on consumers not needing the policy, and employ various strategies to try and decrease the amount they pay out for each claim.

One of the most commonly used approaches is the low-ball offer. Most often, this strategy is employed by the adjuster responsible for handling your claim. Their hope is that you will take the offer they give you and cash the check. Thankfully, you do not have to accept this offer.

Fighting a Low-Ball Offer

There are many ways to fight against a low-ball offer, but assistance from an insurance dispute attorney is often more effective than facing it alone. Versed in the law and insurance claims, a lawyer can reduce the stress of dealing with the insurance company. They can review your case and ensure you have submitted all the appropriate documentation, which may have affected the offer you were given. Your attorney can also protect your interests and negotiate the most favorable settlement possible, sometimes without ever having to go through litigation.

Unfortunately, even attorneys can experience push-back from insurance companies. Thankfully, they have numerous tools and legal processes at their disposal. For example, your attorney may suggest filing a bad faith lawsuit to increase your settlement. (Bad faith is when an insurance company is failing to do its job. A bad faith lawsuit encourages them to do the right thing.) While it might not be the most appropriate path in every case, it could be an option for those who continue to experience low-ball offers, claim denials, and delayed processing of their claims.

Contact Our Rolling Meadows Insurance Dispute Lawyers

At Drost, Gilbert, Andrew & Apicella, LLC, we protect the rights of victims, including their right to pursue full and fair compensation. Dedicated and experienced, our Rolling Meadows insurance dispute lawyers can fight for you. Learn more about how we can assist with your case by scheduling a personalized, no-obligation consultation. Call 847-934-6000 today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:http://articles.chicagotribune.com/1996-02-02/business/9602020322_1_adjuster-coalition-against-insurance-fraud-state-farm


Insurers May Be Misusing Cell Phone Data to Deny Consumer Claims

Web Admin - Tuesday, March 21, 2017
American consumers sink millions a year into insurance coverage for their homes, vehicles, and health. The expectation is that faithful and timely payments will cover them if an accident or catastrophic event occurs. Unfortunately, many learn all too late that this is not always the case. Worse yet, some consumers have been implicated in insurance fraud cases. What basis do the insurance companies have for denying these insurance claims? What evidence do they use to press charges against their own customers? The following explains.

Cell Phone Tower Data Leads Denied Claims and Criminal Charges

Insurance companies have been using cell phone tower data to deny claims for some time now, but they have recently escalated matters, often bringing criminal charges against their consumers. An Iowa woman, whose home had caught on fire in 2014, is a prime example.At the time of the fire, the woman claimed to be with her husband and coworkers nearly 17 miles from her home, but the insurance company collected cell phone data that placed her within five to 12 miles of her home. After denying her claim, they filed arson charges and insurance fraud charges against her. She spent the next three years trying to prove that she had not been at home at the time of the blaze.

Thankfully, the woman was eventually acquitted of the charges; she and her lawyer managed proved her innocence using the insurance company’s data against them. Within just minutes of returning to the campsite, she checked her voicemail. During this call, her phone pinged a tower near the campground. Moments later, her mother called. That time, her phone pinged a tower 17 miles away. Minutes later, her husband called, and this time, her phone pinged a tower almost 20 miles away.

What does all this prove? Why does it matter? It is all just another item in the insurance company’s bag of tricks – the one they often use to deny claims. 
This goes beyond mere claim denial, though; it is bullying.

The issue is not reserved for a single company or type of claim either. A California couple is facing criminal charges for insurance fraud after they attempted to file a claim with their insurance carrier, claiming their car had been stolen. Their insurance company claims their cellphones pinged at a tower where the car was later found. Another California couple gave up on their claim after the insurance company started to insinuate they may have somehow been involved in the theft of their car. This is the goal the insurance company hopes to achieve; if they can scare their consumers, they can avoid paying out claims. That, of course, means more money in their pockets.

Protect Yourself While Pursuing Your Insurance Claim

Although you can pursue a new insurance claim or fight a denied one without legal assistance, it is highly advised that you seek experienced counsel. This will not only ensure your rights are protected during the claims process; it can increase your overall odds of reaching a positive outcome in your case. Learn more about how Drost, Gilbert, Andrew & Apicella, LLC can serve you. Call 847-934-6000 and schedule a consultation with our Buffalo Grove insurance dispute lawyers today.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:http://www.latimes.com/business/la-fi-insurance-claims-cellphone-20170329-story.html

Two Main Legal Options for Insurance Disputes

Web Admin - Monday, March 21, 2016

legal options for insurance disputes, Illinois Insurance Dispute AttorneysPeople purchase insurance policies to put their minds at rest. However, countless valid claims are denied by insurance companies every year. Many individuals are upset when their insurance company disputes a claim and refuses to pay—insurance companies are in the business of making money, and paying out claims is not a part of their business plan. When you find yourself involved in an insurance dispute with your insurance company, an experienced Illinois insurance dispute lawyer can help you deal with the insurance company and your disputed claim. 

Settlement As a First Option 

The most common approach for handling insurance disputes is to enter into settlement negotiations. A majority of insurance disputes are successfully resolved via settlements. Settlement negotiations begin when your lawyer submits your claim to the insurance company. The insurance company is not interested in paying the full amount of the disputed claim, but may be persuaded into paying a reduced amount of the claim instead. The insurance company will most likely reject your settlement claim; however, it will likely pitch back to you a counter settlement offer. 

After discussing the counter offer with your lawyer, you and your lawyer can then determine if the counter offer is satisfactory or not. If not, you can reject the counter settlement offer and put forth another settlement offer of your own. This process repeats until you and the insurance company come to an agreement, or ultimately decide that a settlement is not going to work. When settlement negotiations fall apart and fail, the dispute must be brought before the courts to be resolved. 

Proceeding to Court As a Second Option

If all else fails, your lawyer can prepare your insurance dispute claim for court. As an initial matter, it is very likely that your insurance policy contains a clause directed to a statute of limitations for bringing an insurance dispute to court. Your lawyer should be able to review your policy and inform you of when you must file the action in court in order to prevent your claim from being time barred under the policy. 

Your case will most likely be based on contract law or the Illinois Insurance Code, both of which your insurance dispute lawyer is highly familiar with. Additionally, your cause of action will most likely be based on a breach of contract (i.e., the insurance company refusing to pay, as per the insurance contract), or a violation of the Illinois Insurance Code. Your insurance dispute lawyer will work closely with you to develop your strongest case against your insurance company so that you can get the claim payout that you need. 

If you are having difficulty with your insurance company refusing to payout a valid claim, please feel free to contact one of our experienced Illinois insurance dispute attorneys today. Our firm serves the communities of Rolling Meadows, Buffalo Grove, Barrington, Inverness, Palatine, Des Plaines, Schaumburg, and Arlington Heights. Call 847-934-6000 to speak to a member of our team. 

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.

Source:

http://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=1249&


Bad Faith Insurance Claims

Web Admin - Friday, October 23, 2015

denied insurance claim, Crystal Lake insurance dispute attorney, bad faith insurance claimsIn some instances when a claim is made on an insurance policy, an insured may believe that the insurer has acted in bad faith in settling that claim. Bad faith may occur through a delay in settling an insurance claim as well as the outright denial of the claim. An insurance company that acts in bad faith in the settlement of a claim may be forced to pay the insured for those actions. 

Claims under the Insurance Code 

Under the Illinois Insurance Code (§155), it is possible to recover a statutory penalty, attorney’s fees, and other costs if an insurer fails to fulfill its obligations in an unreasonable manner after a claim is made. 

Specifically, an insured must prove that there was a delay in settling the claim that is vexatious and unreasonable. Determining if the delay is vexatious and unreasonable requires an examination of the totality of the circumstances. Some of the factors that are considered include the attitude of the insurer, whether the insured had to file a lawsuit to recover, and whether the insured was deprived of his or her property for a period of time. 

The amount that may be recovered as a penalty under §155 violations cannot exceed any of the following: 

- Sixty percent of the amount which the court or jury finds the insured is entitled to recover against the insurance company;

- $60,000; and

- The excess of the amount that the court or jury finds the insured is entitled to recover, exclusive of costs, over the amount that the insurance company offered to pay to settle the claim before the action. 

The primary defense to a bad faith claim is that there is a bona fide dispute as to whether a policy provides coverage for the claim. If a bona fide dispute exists, denying or delaying in the handling of the claim is not considered a violation. Further, it has been held in Illinois that conduct of insurers is also vexatious and unreasonable when the insurer presents a legitimate policy defense, a genuine legal or factual issue as to coverage exists, or the insurer takes a reasonable legal position based on an area of law that is unsettled. 

Action that Results in a Violation of §155 

Conduct that leads to a violation of the duty of good faith and fair dealing includes, but is not limited to, the following: 

- Knowingly misrepresenting relevant facts or insurance policy provisions;Not maintaining prompt and regular communication with the insured;

- Refusing to pay a claim (either in whole or in part) that the insurer acknowledges as being due;

- Settling a claim for less than what it is actually worth; and

- Failing to properly investigate a claim. 

Insurance Dispute Attorneys 

If you believe that your insurance claim has been delayed or denied in bad faith, it is important to reach out to an experienced Crystal Lake insurance dispute attorney. Our firm represents individuals in communities such as Schaumburg, Crystal Lake, Palatine, Des Plaines, Buffalo Grove, Rolling Meadows, Barrington, Arlington Heights, Inverness, and Deer Park. 

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:

http://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=021500050K155


Insurance Claim After an Automobile Accident

Web Admin - Friday, July 31, 2015

insurance claim, Illinois car accident lawyer, insurance disputeIn a perfect world, we would not need insurance because we would never have any accidents. Unfortunately, we do not live in such a wonderful place. If you have never been involved in an automobile accident, you may not be familiar with the process of making an insurance claim. Though we hope you never have to go through this process, understanding what to expect if you do can be helpful.

Illinois Fault-Based Insurance

When it comes to automobile accidents, Illinois is a fault-based state. This means that whoever is legally at fault for the accident is responsible for paying those individuals injured by the accident. Usually, this means that the at-fault party’s insurance carrier will pay for the damages. An individual involved in an accident caused by another driver has three options:

  1. 1. File a claim with his or her own insurance company, which will then pursue a subrogation claim against the at-fault party’s insurance company;
  2. 2. Pursue a claim directly with the at-fault party’s insurance company; or
  3. 3. File a personal injury lawsuit against the at-fault driver.

Pursuing Insurance Claims

Usually, automobile accidents involve claims with insurance companies. The requirements on automobile insurance are codified under the Illinois Insurance Code. After a claim is filed, a claims adjuster will be assigned to the case. The adjuster may contact the insured person to obtain more information about the accident. In addition, the adjuster may do the following:

  1. 1. Request a copy of the police report;
  2. 2. Contact the other driver involved in the accident;
  3. 3. Contact any known witnesses to the accident;
  4. 4. Inspect the car for damages (this may include the adjuster taking photographs of the vehicle); and
  5. 5. Contact healthcare providers for information in relation to any injury expenses.

If the accident resulted in no injuries, the only issue will be repair to the vehicle. Resolution of claims made for vehicle repairs usually involves one of the following options:

  1. 1. Use a body shop approved by the insurance company: these shops are already approved to perform automobile repair by the carrier; the claimant simply takes his or her car in for an estimate and the work is subsequently completed;
  2. 2. Obtain quotes: the adjuster may request that the claimant take the vehicle to several shops in order to obtain estimates to compare; or
  3. 3. Claimant uses their own shop: claimants may decide to use a shop of their choosing. But, this may result in the claimant having to pay the difference in cost between the shop he or she chooses and what the insurance company determines is the fair price of the work.

If injuries occur as a result of the accident, resolving the insurance claims becomes more complex. It will be necessary for the claims adjuster to receive evidence of all medical bills. This may require the claimant to sign a waiver granting the insurance company access to his or her medical records. Further, personal injury can add significant costs on top of the cost to repair the vehicle. This added cost may make coming to an agreement on who was at fault and for what amounts much more difficult and time-consuming.

Making claims against insurance companies can be difficult and frustrating. For assistance with your insurance claim, call an experienced Illinois insurance dispute attorney at 847-934-6000 today. Drost, Gilbert, Andrew & Apicella, LLC proudly provides representation for individuals throughout the northwest suburbs, in communities such as Crystal Lake, Barrington, Deer Park, Inverness, and Schaumburg.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Recent Posts


Tags

Illinois business law atorneys Palatine corporate law attorneys Buffalo Grove real estate attorney sole proprietorship Rolling Meadows insurance attorney insurance dispute speeding Arlington Heights criminal lawyer Illinois insurance claims lawyers Fair Labor Standards Act Self-Directed IRA Accounts DNR foreclosure pedestrian injuries, pedestrian fatality products liability Des Plaines accident attorney Schaumburg estate planning lawyer Palatine business attorney real estate lawyer trustee Crystal Lake civil litigation lawyer appealing an insurance claim Fourth of July jet ski first degree murder Affordable Care Act Illinois jet ski accident lawyer Chicago traffic lawyer Landlord Tenant Ordinance boating accidents Illinois lawyer Deer Park criminal attorney Illinois Transfer on Death Instrument employment lawyer Buffalo Grove car accident lawyer BUI bicycle accidents Illinois car accident attorney hands free device natural gas explosion Forcible Entry Arlington Heights wills and trusts attorneys pedestrian accident federal crimes Illinois insurance claim dispute lawyers Palatine criminal defense lawyer Illinois personal injury attorney FSLA Crystal Lake pedestrian accident lawyer Illinois personal injury lawyer preventable medical errors Deer Park employment law attorney capital gains tax overtime violations swimming pools digital information Chicago will attorney Illinois tax attorney civil rights violation Buffalo Grove personal injury lawyer texting and driving Illinois bicycle safety Arlington Heights personal injury lawyer privacy laws Des Plaines medical malpractice attorney Illinois corporate lawyer personal injury law firm deadly crashes Schaumburg car accident attorney estate planning trusts fatal car accidents vacation home fines medical malpractice claims installment contracts insurance claims Barrington attorney Illinois construction accident attorney denial of life insurance Home Remodeling Repair Act Illinois employment law firm boating DUI Crystal Lake business law attorneys traffic deaths insurance agent negligence Schaumburg probate attorney insurance denial appeals power of attorney Illinois wills and trusts attorneys residential real estate disability benefits elder abuse TBI Arlington Heights car crash attorneys unpaid assessment Rolling Meadows marijuana attorney Barrington drug crime attorney South Barrington real estate lawyer premises liability condo medical research Arlington Heights Traffic Lawyer gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Schaumburg Palatine law firm Illinois pet lawyer commercial leases paid sick leave fiduciary rule delay wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace traffic offenses Illinois criminal defense attorney Illinois Probate Act of 1975 Kenilworth estate planning attorneys Illinois attorney small business drug possession Chicago employment lawyer car accident lawyer estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, DUI penalities DUI defense medical marijuana Barrington employment law firm Schaumburg civil litigation attorney Rolling Meadows criminal attorney Arlington Heights car accident lawyer unpaid overtime marijuana crimes attorney Palatine traffic accidents distracted driving accident victims expungement Long Grove wills and trusts attorneys Buffalo Grove traffic attorney Deer Park personal injury lawyer Crystal Lake will lawyer Des Plaines drug lawyer Illinois trucking safety Illinois collections attorney cell phone accidents loopholes Palatine civil litigation lawyer Crystal lake insurance dispute attorney Arlington Heights pedestrian accidents drugs Schaumburg insurance lawyers rollover car crashes insurance dispute attorney insurance disputes FMLA contracts IRA trust transfer rollover accidents Arlington Heights lawyer construction contracts Des Plaines personal injury attorney Crystal Lake estate planning lawyer Chicago car accident lawyer Illinois driving without license Crystal Lake accident attorney Illinois estate planning attorney Arlington Heights accident attorney Des Plaines motorcycle accident attorney condo association POA real estate leasing ObamaCare Illinois real estate Des Plaines insurance attorney traffic tickets Super Mario Illinois pedestrian accident attorney Palatine drug lawyer Des Plaines civil attorney Arlington Heights medical malpractice lawyer wrongful termination Crystal Lake insurance lawyer boating under the influence compensatory time trucking accidents truck collisions crossover accidents insurance claim dispute attorney employment law, Illinois employment laws Rolling Meadows insurance dispute lawyers, insurance dispute construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation employment law Rolling Meadows real estate attorney Palatine trusts lawyer Illinois rollover accident lawyers Crystal Lake law firm work unions Illinois living will homestead rights Palatine traffic lawyer brain injury Attorney Ken Apicella attorney fees Buffalo Grove employment lawyer new real estate form institutional trustee Schaumburg estate attorney income distribution deducation severance agreements civil litigation attorney jet ski accidents personal injury Food and Drug Administration's Food Safety Modernization Act rest breaks forming a corporation in Illinois Rolling Meadows estate planning attorney vacation home nursing home negligence trucking accident lawyers investment property Palatine corporate attorney Schaumburg Attorney living trust DMV Rolling Meadows DUI lawyer Illinois will lawyer Rolling Meadows South Barrington real estate attorney Colin H. Gilbert insurance claim Crystal Lake employment attorney Exclusions Illinois speeding lawyer Rolling Meadows medical malpractice lawyers health insurance dispute defective products lawyer pain and suffering trusts Des Plaines collections attorney Chicago insurance law firm Rolling Meadows employment law attorneys Schaumburg wrongful death attorney bad faith insurance claims Barrington employment attorney Rolling Meadows business lawyer Illinois workplace lawyer Illinois insurance claim dispute lawyer Crystal Lake medical malpractice lawyer surgical mistakes pedestrian accidents Buffalo Grove medical malpractice lawyers Inverness corporate attorney Rolling Meadows insurance lawyer car crash insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys real estate closing Des Plaines DUI attorney Palatine employment attorney Colin Gilbert CAM probate Illinois boating accident lawyer unfunded trust Illinois employment lawyer underinsured motorist business litigation traumatic brain injuries PTSD Illinois traffic laws Schaumburg personal injury attorney Illinois traffic attorney Illinois Human Rights Act life insurance license corporate law Barrington real estate lawyer Illinois mortgages holiday statistics manufacturing living wills Rolling Meadows probate lawyer breathalyzer test Barrington litigation attorney Des Plaines pet law attorney real estate dog bites Illinois medical malpractice attorney criminal defense Des Plaines real estate attorney hiring employees Illinois insurance attorney Barrington boating accident attorney deed transfer guardianship attorney Arlington Heights employment law attorneys insurance claim delay Detainer Actions Mt Prospect Attorney slip and fall Schaumburg medical malpractice lawyer Illinois employment laws Palatine injury attorney Inverness injury lawyer Buffalo Grove corporate attorney Chicago estate planning lawyer Illinois workers compensation lawyer motorcycle accident Retaliatory Discharge sexual images Palatine personal injury lawyer Rolling Meadows employment law attorney Illinois Trust Code estate planning irrevocable trust Illinois red light cameras Employment Discrimination Law car accidents accidental death benefits insurance claim denial Illinois employment law attorney auto accidents Mount Prospect real estate lawyer Deer Park accident attorney startup company Riverwoods estate planning lawyer Rolling Meadows insurance dispute lawyers Des Plaines personal injury lawyers Chicago employment attorney estate planning lawyer overtime pay Illinois traffic ticket lawyer medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Palatine estate planning lawyer Schaumburg drug defense lawyer minimum wage icy parking lots Palatine employment lawyer Illinois personal injury Buffalo Grove traffic lawyers foreclosed rental property real estate zoning Buffalo Grove personal injury attorney traffic laws workers comp low-ball insurance settlement Whistleblower Claims Illinois workers compensation attorney Mount Prospect elder law attorney life insurance lawyer preventing accidents head on collisions Inverness DUI lawyer medical malpractice Chicago insurance claim attorneys Illinois workplace discrimination attorney ken apicella estate tax fault based insurance pedestrian-automobile accident unauthorized overtime advance healthcare directive digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers traffic accidents probate claims Schaumburg estate planning attorney traumatic brain injury Schaumburg real estate lawyer operating agreements personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Mount Prospect wills and trusts lawyers Des Plaines personal injury lawyer Palatine real estate lawyer trench injuries Barrington criminal defense lawyer Arlington Heights wills and trusts lawyer Rolling Meadows Traffic Lawyer trauma after an accident insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Palatine probate lawyer IRA benefits underage DUI privacy Buffalo Grove criminal defense lawyer breach of contract Jay Andrew pet law Palatine Attorney employment attorney employee discrimination Schaumburg criminal attorney murder Illinois employee rights attorney. llinois Real Estate Lawyers Association commercial leasing in terrorem provision Do Not Resuscitate Barrington estate planning attorney Schaumburg elder law lawyer Crystal Lake traffic lawyer estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers clemency back injuries Rolling Meadows corporate lawyer marijuana natural gas Arlington Heights employment attorney Illinois employment attorneys spinal cord injury gift taxes Rolling Meadows traffic attorney internet Chicago estate planning Des Plaines denied insurance claim wills probate fees IRS Illinois DUI attorney Illinois personal injury lawyers Deer Park motorcycle accident lawyer drunk driving Rolling Meadows accident lawyer cell phone tower data Illinois estate planning law firm modern family estate planning medical malpractice compensation dynasty trusts probate lawyer car crashes Rolling Meadows employment attorney Federal Food Drug and Cosmetic Act probate claims process Buffalo Grove injury lawyer defective products commercial real estate Family Medical Leave Act Schaumburg corporate attorney Policy Cancellation creditors Schaumburg employment attorney spinal cord injuries insurance claim dispute insurance negligence uninsured motorist Palatine elder law attorney DUI Schaumburg criminal law attorney car crash injuries traffic violations defense BAC Illinois trusts attorney blood alcohol content slip and fall accidents Des Plaines real estate lawyer DGAA Barrington Illinois estate planning lawyer Crystal Lake criminal defense attorney Inverness traffic law firm special needs trust Rolling Meadows personal injury lawyer wrongful death right to work Illinois insurance claim attorney Deer Park workers compensation lawyer Illinois real estate contract Barrington civil litigation attorney Class A misdemeanor DUI attorney Barrington workers compensation attorney Crystal Lake car accident attorney Illinois motorcycle accident lawyer Kenilworth estate planning lawyer pizza emoji Rolling Meadows boating crash lawyer Illinois Smoke Detector Act Arlington Heights trucking lawyer Deer Park medical malpractice attorney Rolling Meadows personal injury attorney drunk driving statistics LLCs automated cars hit and run accident Transfer on Death Instrument Illinois civil litigation lawyer Illinois Wage Payment and Collection Act eluding a police officer tax attorney medication errors Long Grove estate planning attorneys involuntary manslaughter liability claims healthcare claims digital media accounts, estate planning, Arlington Heights estate planning attorney, real estate attorneys Des Plaines Traffic Lawyer revenge porn dealing with problem employees ACA Barrington personal injury attorney Illinois traffic attorneys insurance agents Inverness elder law lawyer Chicago trucking accident attorney Chicago corporate attorney license suspension cell phone Crystal Lake car accident lawyer subcontractor Arlington Heights wills and trusts lawyers Schaumburg traffic lawyer wage theft Barrington estate planning lawyer filing a medical malpractice claim Schaumburg employment law attorneys Chicago will attorney, social media platforms, Illinois estate planning lawyer, Inverness probate lawyer consent to a search wills and trusts Schaumburg personal injury lawyers Crystal Lake personal injury lawyer bike accident caretaker rights Chicago lawyer Rolling Meadows criminal lawyer no contest clauses controlled substance Legal Info Rolling Meadows traffic law firm Barrington personal injury lawyer Crystal Lake medical malpractice attorneys underfunded trust rent to own real estate contracts Inverness real estate attorney financial advisors Rolling Meadows personal injury lawyers digital assets estate planning attorney Barrington criminal lawyer Buffalo Grove insurance claim dispute lawyers healthcare Crystal Lake medical malpractice law firm civil litigation Inverness estate planning lawyer problem employees Illinois wills and trusts Palatine insurance lawyer independent contractor Arlington Heights insurance attorney Arlington Heights Attorney power of attorney for healthcare dram shop law estate plan criminal law Crystal Lake traffic attorney social media after death Joliet general practice lawyers Inverness insurance attorney IRELA Schaumburg injury lawyer distracted driving accidents murder defense Long Grove estate planning suspended license Barrington Traffic Lawyer Inverness accident lawyer employment contract Des Plaines tax law firm personal injury accidents estate attorney liens landlord tenant law Buffalo Grove law firm driving Des Plaines criminal attorney Illinois insurance lawyer personal injury claim Illinois insurance dispute lawyers Illinois small business meal breaks Illinois traffic accident lawyer Home Sale Contingencies Crystal Lake personal injury attorney license reinstatement Illinois injury lawyer construction accidents Palatine punch death Illinois Workers’ Compensation Commission Illinois medical malpractice lawyers Illinois wrongful termination lawyer blended families traffic crimes personal injury lawyer Illinois real estate lawyer drug crimes lawyer changes to mortgage law product liability workers compensation Palatine employment law lawyer Illinois business lawyer sexual harassment drug crimes Illinois insurance disputes Arlington Heights injury attorney reckless homicide insurance claim denials living trust benefits Illinois LLC creation Long Grove real estate attorney Schaumburg personal injury lawyer loss of consortium license revocation Arlington Heights wills and trusts attorney Deer Park real estate law firm Crystal Lake employment lawyer caregiver Illinois Sales Representative Act workers compensation benefits motorcycle accident lawyer Schaumburg construction accident lawyer Kenilworth estate planning attorney Barrington medical malpractice lawyers senior citizens personal injury attorney Arlington Heights tax lawyer anesthesia errors Crystal Lake pet attorney Buffalo Grove probate lawyer mortgage real estate attorney Palatine civil attorney Illinois employment law attorneys Long Grove real estate lawyer landlord Illinois home inspection Chicago biking tips murder charges car accident lawyers Illinois registered agent Liquor Control Act Illinois law Barrington injury attorney estate planning for college students insurance adjusters Deer Park DUI lawyer pet bites employee misclassification employees Illinois defective products attorney Inverness civil lawyer comparative negligence taxes car collision employee rights Illinois job attorney Des Plaines claims law firm Palatine construction attorney probate process fiduciary rule Rolling Meadows Attorney mass shooting rumble strips BAIID Rolling Meadows car accident lawyers bicycle dooring accidents food poisoning Thanksgiving elder law Crystal Lake employment law attorney traffic violations child safety Arlington Heights traffic attorney golf accidents job lawyers college kids GM ignition switches Palatine workers compensation lawyer Illinois estate planning Deer Park traffic accident attorney drug crime Rolling Meadows drug defense attorney life insurance claims Illinois elder law attorney field sobriety test liability Rolling Meadows tax attorney Arlington Heights personal injury attorney Arlington Heights estate planning attorney Illinois employment law trust payments comp time employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Arlington Heights real estate lawyer personal injury claims living trust vs will Illinois medical malpractice case workplace sexual harassment Rolling Meadows litigation lawyer School Visitation Rights Act Inverness real estate lawyer Deer Park traffic lawyer digital evidence car accident insurance attorney pay when paid contract Crystal Lake injury attorney criminal agent texting while driving Arlington Heights TBI attorney whistleblower protections criminal record Chicago attorney Barrington business law firm Des Plaines drug crimes lawyer Inverness personal injury attorney employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys pregnant women Crystal Lake bike accident lawyer federal regulations for LLCs insurance denials life insurance policy Illinois medical malpractice claim Long Grove estate planning attorney Illinois probate lawyer Barrington employment law attorney owner responsibility Crystal Lake tax lawyer home inspection lawyer Des Plaines injury law firm denied insurance claims

Archive