Insurance Disputes Arising from Low Settlement Offers and Lengthy Delays – When Should You Contact an Attorney?

Web Admin - Thursday, September 08, 2016

Rolling Meadows insurance dispute lawyersConsumers purchase insurance to protect themselves from loss after an accident, illness, or tragedy. Some are even required, such as auto insurance. Yet, every day, there are people who find that insurance payouts are not easy to obtain and never guaranteed. In fact, despite having substantial evidence of their loss, many find themselves victimized by insurance companies. They receive low offers and experience lengthy delays that put their financial future at risk. Can an insurance dispute attorney help? The following information may be able to offer some perspective.

Understanding the Nature of Low Settlements, Delays, and Denials

Often, consumers are taken aback by the complications arising out of an insurance claim. They have paid their premium religiously and expected fair treatment – that their claim would be paid in full. After all, the insurance is supposed to cover losses experienced by their clients, right? Sadly, what most consumers do not know is that insurance companies are businesses, and like most businesses, they are focused on making money, not losing it. So, rather than safeguard their clients, they find ways to deny claims. They impose stressful and lengthy delays, hoping consumers will take a lower offer, simply because they are tired of waiting for compensation. In short, they are more concerned with protecting their bottom line than the well-being of their clients.

How Can an Attorney Help, And Do You Need One?

Not every consumer is entitled to full compensation after an accident, illness, or injury. If, for example, an auto accident occurs and the fault is shared between the policyholder and another driver, the settlement amount may be lower. However, you may not be as responsible in the accident as the insurance company claims. Their investigators usually examine your case with a bias, searching for any information that will rule in their favor. In other instances, the delays and low offers may be a matter of trying to settle for a lower amount, keeping more of your money in the pocket of the insurance provider. How can you tell the difference?

While claimants often suspect they are being offered a low settlement or experiencing unnecessary delays, but it usually requires an evaluation from an insurance claims dispute lawyer to tell for certain. So, if you have any doubts that your claim is being handled fairly, be sure to contact one with your case. They step in and negotiate with the insurance companies, ensuring your rights as a consumer are protected. They negotiate the most favorable settlement possible. Further, an insurance dispute attorney can help prevent or dispute a wrongful denial of your claim.

Contact Our Experienced Insurance Dispute Lawyers

At Drost, Gilbert, Andrew & Apicella, LLC, we protect the rights and interests of our clients. We fight against the injustices they experience during the insurance claims process and assist them in seeking the compensation that they deserve. Our Rolling Meadows insurance dispute lawyers make you and your case our top priority. Ask how we can help with your insurance dispute case by scheduling a consultation. Call us at 847-934-6000 today.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Recent Posts


caretaker rights Schaumburg real estate lawyer criminal compensatory time Rolling Meadows life insurance claim denial attorney Crystal Lake traffic attorney texting and driving traffic crimes Home Remodeling Repair Act traumatic brain injuries Family Medical Leave Act icy parking lots Chicago estate planning traffic offenses employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Buffalo Grove employment lawyer estate planning lawyer Palatine employment law lawyer Crystal Lake pedestrian accident lawyer Illinois registered agent Arlington Heights TBI attorney paid sick leave Rolling Meadows boating crash lawyer Des Plaines Chicago will attorney estate planning for college students corporate law minimum wage Exclusions Schaumburg estate attorney Inverness real estate lawyer Chicago corporate attorney insurance claim delay Rolling Meadows DUI lawyer healthcare claims fault based insurance murder defense Illinois defective products attorney cause-of-death exclusions Fair Labor Standards Act material misrepresentation jet ski accidents Barrington employment attorney Illinois insurance attorney South Barrington real estate attorney Thanksgiving trustee spinal cord injuries income distribution deducation advance healthcare directive pedestrian-automobile accident wage theft head on collisions Illinois bicycle safety Palatine real estate lawyer Illinois workers compensation lawyer Schaumburg wrongful death attorney meal breaks insurance claim dispute Self-Directed IRA Accounts controlled substance Inverness elder law lawyer Arlington Heights wills and trusts lawyers medical research trench injuries BAIID Rolling Meadows employment law attorneys Kenilworth estate planning attorney medical marijuana Des Plaines personal injury lawyers Illinois medical malpractice case operating agreements federal regulations for LLCs Illinois job attorney Deer Park workers compensation lawyer how to avoid common denials of life insurance claims Illinois workplace discrimination attorney new real estate form POA real estate attorneys most common reasons for life insurance claim denials Schaumburg employment attorney Arlington Heights employment attorney accidental death benefits Rolling Meadows accident lawyer Rolling Meadows traffic law firm wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace life insurance policy workplace sexual harassment subcontractor no contest clauses license suspension Barrington criminal defense lawyer Illinois insurance claim dispute lawyer Joliet general practice lawyers sexual harassment suspended license digital media accounts, estate planning, Arlington Heights estate planning attorney, Illinois Smoke Detector Act employment contract Crystal lake insurance dispute attorney Long Grove wills and trusts attorneys Illinois wrongful termination lawyer slip and fall Crystal Lake estate planning lawyer Rolling Meadows insurance dispute lawyers, insurance dispute Deer Park employment law attorney agent Schaumburg personal injury attorney Long Grove real estate attorney Rolling Meadows insurance dispute lawyers Chicago employment attorney Arlington Heights traffic attorney Deer Park criminal attorney IRELA unfunded trust license revocation health insurance dispute car crash injuries capital gains tax Inverness estate planning lawyer medical malpractice Transfer on Death Instrument vacation home employee misclassification wrongful death Barrington employment law attorney Colin H. Gilbert Des Plaines real estate lawyer insurance claim dispute attorney personal injury cell phone civil litigation car crashes appealing an insurance claim living trust Liquor Control Act Illinois wills and trusts attorneys digital information Illinois Sales Representative Act Des Plaines insurance attorney life insurance insurance dispute attorney Inverness real estate attorney Schaumburg employment law attorneys drunk driving Des Plaines collections attorney crossover accidents Palatine life insurance lawyer guardianship attorney Barrington attorney bad faith insurance claims Schaumburg life insurance attorney elder abuse Crystal Lake car accident lawyer insufficient documentation creditors Long Grove estate planning attorneys Arlington Heights trucking lawyer Crystal Lake medical malpractice lawyer Arlington Heights insurance attorney sole proprietorship construction accidents Jay Andrew independent contractor Whistleblower Claims Palatine construction attorney auto accidents Illinois employment laws financial advisors real estate contract Des Plaines DUI attorney liens marijuana crimes attorney Schaumburg estate planning lawyer foreclosure Crystal Lake accident attorney Rolling Meadows Illinois motorcycle accident lawyer Illinois medical malpractice lawyers Des Plaines personal injury attorney trust payments Mount Prospect elder law attorney Barrington business law firm estate tax DUI penalities Illinois boating accident lawyer Forcible Entry insurance agent negligence trucking accident lawyers Chicago lawyer pregnant women ACA insurance claim denial Illinois business lawyer swimming pools Crystal Lake will lawyer Crystal Lake tax lawyer Illinois wills and trusts modern family estate planning changes to mortgage law homestead rights installment contracts Illinois traffic ticket lawyer Illinois real estate lawyer automated cars Schaumburg criminal law attorney vacation home fines Buffalo Grove real estate attorney traffic violations murder charges Illinois insurance claim dispute lawyers Barrington litigation attorney criminal record trucking accidents Palatine traffic accidents Palatine corporate law attorneys Chicago trucking accident attorney Do Not Resuscitate blended families Rolling Meadows Attorney Rolling Meadows litigation lawyer employee discrimination fatal car accidents Mount Prospect real estate lawyer boating under the influence BAC preventing accidents IRA benefits Palatine injury attorney hiring employees filing a medical malpractice claim hit and run accident privacy Crystal Lake civil litigation lawyer South Barrington real estate lawyer real estate attorney Rolling Meadows medical malpractice lawyers trauma after an accident Inverness DUI lawyer Illinois small business Palatine employment lawyer Illinois collections attorney Chicago life insurance attorney Barrington medical malpractice lawyers severance agreements denied insurance claims food poisoning Rolling Meadows tax attorney traffic deaths Illinois law underage DUI Schaumburg estate planning attorney Palatine estate planning lawyer life insurance claim denial, denial of life insurance claim murder insurance attorney Des Plaines injury law firm dynasty trusts bicycle dooring accidents blood alcohol content Crystal Lake law firm Illinois employment law firm natural gas Illinois trucking safety traffic accidents Schaumburg probate attorney Palatine criminal defense lawyer back injuries Inverness corporate attorney fiduciary rule delay breathalyzer test Des Plaines accident attorney Long Grove estate planning attorney Palatine workers compensation lawyer drug crimes Barrington real estate lawyer Des Plaines motorcycle accident attorney federal crimes civil rights violation comp time underinsured motorist Deer Park real estate law firm Detainer Actions Rolling Meadows marijuana attorney Rolling Meadows personal injury lawyer Barrington estate planning attorney Kenilworth estate planning lawyer LLCs probate process Arlington Heights car accident lawyer Illinois living will Rolling Meadows real estate attorney BUI Barrington drug crime attorney Illinois tax attorney Palatine civil litigation lawyer right to work home inspection lawyer Deer Park traffic lawyer Rolling Meadows criminal attorney deed transfer denial of insurance claim Rolling Meadows insurance lawyer living trust benefits PTSD Barrington injury attorney Schaumburg corporate attorney Arlington Heights accident attorney Illinois home inspection Illinois employment attorneys motorcycle accident insurance claims Inverness probate lawyer Rolling Meadows employment law attorney car accidents first degree murder Crystal Lake personal injury lawyer Arlington Heights wills and trusts attorneys Buffalo Grove criminal defense lawyer loopholes Chicago attorney Des Plaines medical malpractice attorney Arlington Heights wills and trusts attorney Illinois traffic attorneys Illinois insurance claims lawyers distracted driving accidents wrongful termination small business privacy laws sexual images Illinois attorney drug crime Palatine drug lawyer Chicago employment lawyer low-ball insurance settlement pain and suffering car accident lawyers irrevocable trust Arlington Heights tax lawyer dog bites probate fees Des Plaines claims law firm DGAA Crystal Lake bike accident lawyer liability DUI Illinois probate lawyer fiduciary rule speeding premises liability Illinois rollover accident lawyers in terrorem provision Des Plaines tax law firm CAM Rolling Meadows criminal lawyer Rolling Meadows traffic attorney foreclosed rental property boating accidents underfunded trust Policy Cancellation Buffalo Grove medical malpractice lawyers mortgage beneficiary complications construction contracts life insurance lawyer employment attorney Barrington criminal lawyer Schaumburg insurance lawyers bike accident commercial leasing Deer Park accident attorney Illinois trusts attorney Crystal Lake employment lawyer forming a corporation in Illinois personal injury lawyer golf accidents DUI attorney Illinois driving without license Illinois Probate Act of 1975 rest breaks Illinois workers compensation attorney Buffalo Grove personal injury lawyer Chicago traffic lawyer Schaumburg personal injury lawyers Illinois employment law Illinois jet ski accident lawyer unpaid overtime taxes Arlington Heights employment law attorneys top life insurance claim denials probate claims process Chicago car accident lawyer elder law personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, real estate internet cell phone accidents Fourth of July living wills Illinois insurance dispute lawyers overtime pay landlord tenant law Palatine probate lawyer insurance denial appeals Illinois Human Rights Act Rolling Meadows insurance attorney life insurance claims owner responsibility insurance negligence Schaumburg personal injury lawyer car crash Des Plaines civil attorney employment law social media after death Inverness civil lawyer Schaumburg criminal attorney insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys hands free device employees Illinois estate planning Arlington Heights medical malpractice lawyer Rolling Meadows estate planning attorney Crystal Lake injury attorney Palatine personal injury lawyer pedestrian accidents probate revenge porn Rolling Meadows personal injury attorney Deer Park motorcycle accident lawyer power of attorney business litigation field sobriety test insurance claim contracts Crystal Lake employment attorney Food and Drug Administration's Food Safety Modernization Act FSLA drug crimes lawyer medication errors pet bites overtime violations cell phone tower data Illinois civil litigation lawyer jet ski trusts Illinois personal injury lawyer ObamaCare probate lawyer Deer Park medical malpractice attorney Arlington Heights car crash attorneys commercial real estate car collision Inverness personal injury attorney Chicago will attorney, social media platforms, Illinois estate planning lawyer, Illinois Workers’ Compensation Commission clemency estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers criminal defense Buffalo Grove probate lawyer attorney fees caregiver problem employees Illinois estate planning law firm living trust vs will Palatine business attorney Arlington Heights estate planning attorney Illinois Trust Code work unions Inverness insurance attorney employment law, Illinois employment laws mass shooting liability claims Riverwoods estate planning lawyer Illinois insurance disputes residential real estate Illinois injury lawyer expungement Palatine elder law attorney Legal Info workers compensation benefits Illinois red light cameras condo association rollover accidents insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys real estate leasing Crystal Lake personal injury attorney Illinois workplace lawyer workers comp Schaumburg Attorney workers compensation Buffalo Grove personal injury attorney Barrington employment law firm Illinois insurance claim attorney employee rights Home Sale Contingencies pizza emoji Deer Park traffic accident attorney Arlington Heights criminal lawyer digital evidence Buffalo Grove law firm Rolling Meadows car accident lawyers Arlington Heights wills and trusts lawyer Crystal Lake traffic lawyer estate attorney holiday statistics license reinstatement institutional trustee surgical mistakes product liability Illinois business law atorneys anesthesia errors Buffalo Grove corporate attorney consent to a search pedestrian injuries, pedestrian fatality Illinois personal injury traffic tickets comparative negligence dealing with problem employees defective products lawyer car accident Attorney Ken Apicella Super Mario Palatine insurance lawyer child safety uninsured motorist Arlington Heights Traffic Lawyer Barrington life insurance lawyer denial of life insurance Des Plaines drug lawyer Des Plaines personal injury lawyer Buffalo Grove life insurance attorney Illinois Palatine law firm personal injury law firm Palatine corporate attorney Illinois traffic attorney Illinois LLC creation college kids personal injury accidents landlord Illinois mortgages Illinois pet lawyer Palatine employment attorney Schaumburg traffic lawyer Crystal Lake employment law attorney FMLA insurance claim denials eluding a police officer Affordable Care Act startup company DNR Arlington Heights lawyer Illinois Transfer on Death Instrument Buffalo Grove car accident lawyer investment property Palatine Attorney unpaid assessment Illinois employment law attorneys insurance adjusters spinal cord injury Retaliatory Discharge pay when paid contract job lawyers IRS Colin Gilbert wills insurance dispute Des Plaines drug crimes lawyer Barrington workers compensation attorney Schaumburg construction accident lawyer nursing home negligence GM ignition switches Illinois corporate lawyer Chicago insurance law firm Illinois elder law attorney bicycle accidents insurance denials power of attorney for healthcare driving distracted driving accident victims Palatine traffic lawyer insurance agents traumatic brain injury medical malpractice claims Illinois construction accident attorney civil litigation attorney Barrington personal injury attorney Barrington Illinois estate planning lawyer Deer Park DUI lawyer involuntary manslaughter Mount Prospect wills and trusts lawyers special needs trust car accident lawyer traffic laws rollover car crashes Barrington personal injury lawyer Class A misdemeanor IRA trust transfer Arlington Heights injury attorney Des Plaines Traffic Lawyer rumble strips real estate closing School Visitation Rights Act slip and fall accidents boating DUI Rolling Meadows Traffic Lawyer healthcare construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Rolling Meadows employment attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys personal injury claims Landlord Tenant Ordinance Barrington estate planning lawyer wills and trusts Kenilworth estate planning attorneys Illinois personal injury lawyers estate planning trusts Inverness traffic law firm Illinois real estate Illinois medical malpractice claim coronavirus ken apicella Crystal Lake medical malpractice law firm motorcycle accident lawyer Deer Park personal injury lawyer Illinois employment lawyer Employment Discrimination Law Des Plaines pet law attorney commercial leases Crystal Lake insurance lawyer Illinois speeding lawyer pet law Illinois traffic accident lawyer DUI defense Barrington Traffic Lawyer defective products Illinois pedestrian accident attorney Buffalo Grove insurance claim dispute lawyers estate planning real estate lawyer real estate zoning Chicago insurance claim attorneys estate planning attorney Des Plaines criminal attorney denied insurance claim digital assets Rolling Meadows probate lawyer Arlington Heights personal injury attorney lapse in policy Long Grove estate planning Illinois traffic laws Arlington Heights Attorney brain injury Schaumburg injury lawyer gift taxes Arlington Heights personal injury lawyer truck collisions Illinois personal injury attorney Buffalo Grove injury lawyer Illinois Wage Payment and Collection Act traffic violations defense Long Grove real estate lawyer Illinois DUI attorney license Barrington civil litigation attorney texting while driving Illinois lawyer drunk driving statistics personal injury attorney Schaumburg elder law lawyer Illinois criminal defense attorney Illinois employment law attorney employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Rolling Meadows corporate lawyer Rolling Meadows business lawyer preventable medical errors medical malpractice compensation Crystal Lake car accident attorney Crystal Lake criminal defense attorney digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Schaumburg civil litigation attorney Crystal Lake pet attorney Inverness injury lawyer senior citizens Illinois car accident attorney Illinois medical malpractice attorney Illinois employee rights attorney. Inverness accident lawyer marijuana unauthorized overtime dram shop law Chicago estate planning lawyer Illinois estate planning attorney criminal law Rolling Meadows personal injury lawyers Arlington Heights real estate lawyer insurance disputes llinois Real Estate Lawyers Association reckless homicide DMV rent to own real estate contracts Buffalo Grove traffic attorney Schaumburg Illinois insurance lawyer Palatine civil attorney Schaumburg medical malpractice lawyer disability benefits Crystal Lake business law attorneys Palatine trusts lawyer Buffalo Grove traffic lawyers deadly crashes natural gas explosion condo manufacturing tax attorney Barrington boating accident attorney Schaumburg car accident attorney Chicago biking tips Illinois will lawyer probate claims Palatine punch death employment lawyer Federal Food Drug and Cosmetic Act drug possession products liability breach of contract Crystal Lake medical malpractice attorneys TBI estate plan pedestrian accident Schaumburg drug defense lawyer Mt Prospect Attorney Des Plaines real estate attorney loss of consortium medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers drugs Arlington Heights pedestrian accidents whistleblower protections personal injury claim Rolling Meadows drug defense attorney