Insurance Disputes Arising from Low Settlement Offers and Lengthy Delays – When Should You Contact an Attorney?

Web Admin - Thursday, September 08, 2016

Rolling Meadows insurance dispute lawyersConsumers purchase insurance to protect themselves from loss after an accident, illness, or tragedy. Some are even required, such as auto insurance. Yet, every day, there are people who find that insurance payouts are not easy to obtain and never guaranteed. In fact, despite having substantial evidence of their loss, many find themselves victimized by insurance companies. They receive low offers and experience lengthy delays that put their financial future at risk. Can an insurance dispute attorney help? The following information may be able to offer some perspective.

Understanding the Nature of Low Settlements, Delays, and Denials

Often, consumers are taken aback by the complications arising out of an insurance claim. They have paid their premium religiously and expected fair treatment – that their claim would be paid in full. After all, the insurance is supposed to cover losses experienced by their clients, right? Sadly, what most consumers do not know is that insurance companies are businesses, and like most businesses, they are focused on making money, not losing it. So, rather than safeguard their clients, they find ways to deny claims. They impose stressful and lengthy delays, hoping consumers will take a lower offer, simply because they are tired of waiting for compensation. In short, they are more concerned with protecting their bottom line than the well-being of their clients.

How Can an Attorney Help, And Do You Need One?

Not every consumer is entitled to full compensation after an accident, illness, or injury. If, for example, an auto accident occurs and the fault is shared between the policyholder and another driver, the settlement amount may be lower. However, you may not be as responsible in the accident as the insurance company claims. Their investigators usually examine your case with a bias, searching for any information that will rule in their favor. In other instances, the delays and low offers may be a matter of trying to settle for a lower amount, keeping more of your money in the pocket of the insurance provider. How can you tell the difference?

While claimants often suspect they are being offered a low settlement or experiencing unnecessary delays, but it usually requires an evaluation from an insurance claims dispute lawyer to tell for certain. So, if you have any doubts that your claim is being handled fairly, be sure to contact one with your case. They step in and negotiate with the insurance companies, ensuring your rights as a consumer are protected. They negotiate the most favorable settlement possible. Further, an insurance dispute attorney can help prevent or dispute a wrongful denial of your claim.

Contact Our Experienced Insurance Dispute Lawyers

At Drost, Gilbert, Andrew & Apicella, LLC, we protect the rights and interests of our clients. We fight against the injustices they experience during the insurance claims process and assist them in seeking the compensation that they deserve. Our Rolling Meadows insurance dispute lawyers make you and your case our top priority. Ask how we can help with your insurance dispute case by scheduling a consultation. Call us at 847-934-6000 today.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Recent Posts


Illinois insurance claim attorney Schaumburg criminal law attorney personal injury claims Palatine employment law lawyer FMLA pain and suffering Kenilworth estate planning lawyer living wills traffic laws Buffalo Grove corporate attorney Arlington Heights insurance attorney life insurance policy Illinois elder law attorney Illinois insurance disputes estate planning probate process rollover car crashes probate Arlington Heights criminal lawyer Schaumburg Attorney digital evidence Palatine civil attorney workers compensation benefits irrevocable trust LLCs Illinois tax attorney new real estate form car accident criminal law financial advisors GM ignition switches Buffalo Grove probate lawyer whistleblower protections Schaumburg wrongful death attorney Rolling Meadows Attorney caregiver Illinois registered agent Chicago trucking accident attorney foreclosed rental property deed transfer attorney fees insurance disputes commercial real estate Forcible Entry Crystal Lake pedestrian accident lawyer Illinois medical malpractice attorney Palatine law firm pedestrian accidents Barrington injury attorney Palatine personal injury lawyer auto accidents pedestrian accident Crystal Lake accident attorney bad faith insurance claims Schaumburg estate attorney Kenilworth estate planning attorney texting and driving insurance agent negligence Inverness estate planning lawyer Illinois business lawyer real estate Illinois Workers’ Compensation Commission drug crimes lawyer Barrington personal injury lawyer Schaumburg probate attorney Illinois personal injury attorney anesthesia errors Crystal Lake injury attorney workplace sexual harassment condo association cell phone accidents investment property Chicago insurance law firm Illinois civil litigation lawyer appealing an insurance claim traffic violations real estate attorney Buffalo Grove medical malpractice lawyers Arlington Heights traffic attorney real estate leasing landlord tenant law health insurance dispute trusts fiduciary rule delay Deer Park accident attorney license swimming pools liability fatal car accidents Barrington Illinois estate planning lawyer Buffalo Grove criminal defense lawyer elder law Palatine construction attorney personal injury lawyer hands free device job lawyers Thanksgiving Illinois insurance claims lawyers senior citizens Chicago attorney vacation home Arlington Heights car accident lawyer Arlington Heights trucking lawyer Buffalo Grove employment lawyer Rolling Meadows probate lawyer TBI social media after death digital information Inverness civil lawyer Inverness probate lawyer Inverness corporate attorney Arlington Heights employment attorney Illinois wills and trusts Rolling Meadows medical malpractice lawyers cell phone tower data living trust vs will car crash reckless homicide motorcycle accident lawyer filing a medical malpractice claim Illinois employment lawyer estate attorney Illinois traffic laws Illinois boating accident lawyer Inverness accident lawyer natural gas explosion DUI trucking accident lawyers Schaumburg employment law attorneys trench injuries estate plan personal injury claim Rolling Meadows criminal lawyer Rolling Meadows marijuana attorney insurance claims Illinois Arlington Heights employment law attorneys Schaumburg elder law lawyer corporate law wrongful death Illinois traffic ticket lawyer Des Plaines accident attorney trust payments Barrington litigation attorney special needs trust owner responsibility Illinois traffic attorney landlord Schaumburg personal injury attorney Inverness injury lawyer wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Des Plaines civil attorney Illinois home inspection digital media accounts, estate planning, Arlington Heights estate planning attorney, medical marijuana Palatine workers compensation lawyer Palatine employment attorney Illinois living will Jay Andrew real estate closing Deer Park workers compensation lawyer real estate lawyer insurance denial appeals Illinois law independent contractor insurance negligence civil rights violation vacation home fines in terrorem provision IRS uninsured motorist insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys healthcare insurance agents overtime violations Crystal Lake traffic lawyer marijuana Arlington Heights Attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Whistleblower Claims Buffalo Grove real estate attorney spinal cord injuries IRA benefits Illinois will lawyer Illinois insurance claim dispute lawyer traffic crimes drunk driving statistics School Visitation Rights Act back injuries Chicago employment attorney ObamaCare breach of contract Rolling Meadows real estate attorney criminal defense Illinois pet lawyer power of attorney for healthcare Palatine Attorney Buffalo Grove personal injury attorney overtime pay life insurance lawyer drugs Schaumburg personal injury lawyer first degree murder surgical mistakes Barrington Traffic Lawyer Illinois traffic accident lawyer pedestrian injuries, pedestrian fatality forming a corporation in Illinois Fair Labor Standards Act medical malpractice Illinois estate planning employment law, Illinois employment laws creditors Chicago estate planning lawyer Chicago will attorney, social media platforms, Illinois estate planning lawyer, life insurance traffic violations defense Rolling Meadows estate planning attorney operating agreements eluding a police officer business litigation holiday statistics digital assets car accidents BAC Illinois wills and trusts attorneys Rolling Meadows DUI lawyer automated cars personal injury Schaumburg medical malpractice lawyer insurance claim denial Inverness elder law lawyer Illinois workplace discrimination attorney preventable medical errors Chicago car accident lawyer Illinois collections attorney Illinois Transfer on Death Instrument commercial leasing DGAA Des Plaines criminal attorney Des Plaines real estate lawyer Rolling Meadows corporate lawyer Illinois personal injury lawyers Retaliatory Discharge marijuana crimes attorney Schaumburg corporate attorney clemency car accident lawyers Liquor Control Act Des Plaines motorcycle accident attorney Rolling Meadows personal injury lawyer privacy laws traffic deaths defective products lawyer Schaumburg traffic lawyer compensatory time internet Crystal Lake traffic attorney child safety Inverness real estate attorney Barrington drug crime attorney Illinois insurance attorney Illinois employment law attorneys Barrington criminal lawyer involuntary manslaughter Illinois employee rights attorney. unpaid overtime minimum wage Des Plaines Traffic Lawyer Des Plaines drug crimes lawyer Food and Drug Administration's Food Safety Modernization Act golf accidents Crystal Lake employment attorney insurance denials Buffalo Grove law firm revenge porn Barrington employment attorney Do Not Resuscitate Rolling Meadows Crystal Lake law firm Inverness insurance attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Illinois medical malpractice claim DUI attorney Rolling Meadows accident lawyer life insurance claims Rolling Meadows insurance dispute lawyers medical research dynasty trusts estate planning lawyer caretaker rights Riverwoods estate planning lawyer wills and trusts BUI bicycle dooring accidents license suspension Illinois Human Rights Act Illinois mortgages underage DUI Illinois traffic attorneys Barrington attorney Chicago will attorney Barrington real estate lawyer natural gas Buffalo Grove traffic attorney drug possession Illinois bicycle safety Arlington Heights car crash attorneys Schaumburg employment law Illinois corporate lawyer Arlington Heights accident attorney Schaumburg estate planning lawyer elder abuse pedestrian-automobile accident Colin H. Gilbert Crystal Lake car accident attorney Inverness traffic law firm real estate contract advance healthcare directive South Barrington real estate lawyer license revocation contracts estate planning attorney Des Plaines claims law firm spinal cord injury Schaumburg personal injury lawyers problem employees distracted driving accidents Palatine injury attorney Rolling Meadows traffic law firm DUI defense Illinois jet ski accident lawyer texting while driving Des Plaines condo sexual images low-ball insurance settlement privacy work unions Illinois job attorney healthcare claims traffic offenses Des Plaines drug lawyer Deer Park employment law attorney Barrington personal injury attorney underfunded trust Chicago lawyer Schaumburg drug defense lawyer truck collisions Rolling Meadows Traffic Lawyer Illinois construction accident attorney Schaumburg estate planning attorney real estate attorneys blood alcohol content Crystal Lake personal injury attorney disability benefits suspended license Barrington employment law firm pizza emoji Illinois motorcycle accident lawyer Palatine estate planning lawyer Arlington Heights wills and trusts lawyers POA Rolling Meadows criminal attorney digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers criminal preventing accidents Home Remodeling Repair Act Arlington Heights lawyer Barrington boating accident attorney subcontractor Illinois insurance dispute lawyers Illinois Sales Representative Act food poisoning Buffalo Grove car accident lawyer Deer Park real estate law firm commercial leases Joliet general practice lawyers Illinois workers compensation attorney Illinois personal injury insurance dispute attorney Mount Prospect real estate lawyer insurance claim CAM employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, murder defense Rolling Meadows insurance lawyer Illinois medical malpractice case modern family estate planning car crash injuries boating under the influence Illinois wrongful termination lawyer Crystal Lake estate planning lawyer Palatine drug lawyer Illinois red light cameras Deer Park DUI lawyer Chicago employment lawyer Crystal Lake insurance lawyer Illinois defective products attorney estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Palatine probate lawyer residential real estate power of attorney denial of life insurance Palatine business attorney Illinois DUI attorney DMV Illinois criminal defense attorney slip and fall accidents Self-Directed IRA Accounts Crystal Lake medical malpractice lawyer probate lawyer guardianship attorney Buffalo Grove personal injury lawyer Crystal Lake employment lawyer employment lawyer workers compensation Long Grove estate planning attorneys personal injury accidents Barrington medical malpractice lawyers criminal record drug crimes insurance adjusters Palatine real estate lawyer Transfer on Death Instrument Exclusions college kids insurance claim dispute attorney Colin Gilbert fiduciary rule Rolling Meadows employment attorney premises liability Inverness DUI lawyer Long Grove estate planning attorney Arlington Heights personal injury lawyer employees Illinois rollover accident lawyers real estate zoning Schaumburg insurance lawyers accidental death benefits foreclosure unpaid assessment comparative negligence Rolling Meadows employment law attorneys bicycle accidents Illinois workplace lawyer capital gains tax Arlington Heights wills and trusts attorney Rolling Meadows litigation lawyer car collision Attorney Ken Apicella personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Chicago insurance claim attorneys dealing with problem employees loss of consortium defective products brain injury Palatine punch death Inverness real estate lawyer Legal Info Crystal Lake civil litigation lawyer unauthorized overtime Chicago traffic lawyer Affordable Care Act slip and fall Buffalo Grove injury lawyer traumatic brain injury Barrington civil litigation attorney workers comp Long Grove real estate attorney installment contracts pay when paid contract bike accident Illinois speeding lawyer medical malpractice claims Rolling Meadows boating crash lawyer Arlington Heights tax lawyer Illinois lawyer Illinois employment laws living trust Home Sale Contingencies head on collisions Barrington workers compensation attorney federal regulations for LLCs Illinois workers compensation lawyer Policy Cancellation Arlington Heights Traffic Lawyer Rolling Meadows insurance attorney sexual harassment car crashes trucking accidents nursing home negligence Crystal Lake tax lawyer jet ski accidents Des Plaines personal injury lawyers Rolling Meadows personal injury attorney Arlington Heights personal injury attorney loopholes Illinois insurance lawyer Rolling Meadows traffic attorney Des Plaines tax law firm Des Plaines real estate attorney Illinois car accident attorney construction contracts Illinois Smoke Detector Act estate tax Arlington Heights estate planning attorney Rolling Meadows business lawyer breathalyzer test probate claims Crystal Lake business law attorneys insurance claim denials medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers civil litigation Rolling Meadows tax attorney IRELA dram shop law Illinois employment law firm product liability home inspection lawyer Barrington criminal defense lawyer Palatine elder law attorney Deer Park traffic lawyer income distribution deducation hiring employees trustee Illinois real estate lawyer tax attorney car accident lawyer consent to a search manufacturing meal breaks Mt Prospect Attorney medical malpractice compensation Palatine traffic accidents Crystal Lake criminal defense attorney Illinois LLC creation employee misclassification Family Medical Leave Act Palatine corporate law attorneys Schaumburg real estate lawyer Illinois business law atorneys drunk driving underinsured motorist Palatine corporate attorney Rolling Meadows insurance dispute lawyers, insurance dispute Barrington estate planning attorney mortgage Des Plaines injury law firm Schaumburg criminal attorney license reinstatement comp time traumatic brain injuries distracted driving accident victims speeding South Barrington real estate attorney Arlington Heights injury attorney personal injury law firm Illinois small business Inverness personal injury attorney estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers wage theft jet ski Class A misdemeanor Arlington Heights TBI attorney Arlington Heights medical malpractice lawyer homestead rights paid sick leave drug crime insurance attorney pet law pregnant women Barrington estate planning lawyer deadly crashes Illinois medical malpractice lawyers Deer Park criminal attorney Des Plaines personal injury attorney pet bites Fourth of July Illinois Wage Payment and Collection Act employee rights Illinois trucking safety gift taxes Rolling Meadows drug defense attorney Crystal Lake employment law attorney Schaumburg injury lawyer employment attorney Illinois employment attorneys sole proprietorship Illinois employment law Barrington employment law attorney Des Plaines collections attorney Deer Park medical malpractice attorney employment contract civil litigation attorney construction accidents Illinois insurance claim dispute lawyers Palatine insurance lawyer Illinois estate planning law firm Long Grove wills and trusts attorneys medication errors fault based insurance small business insurance claim dispute Schaumburg car accident attorney Illinois probate lawyer DNR construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Palatine civil litigation lawyer Crystal lake insurance dispute attorney wrongful termination Long Grove estate planning rest breaks Long Grove real estate lawyer Chicago biking tips crossover accidents Des Plaines pet law attorney hit and run accident Illinois attorney Rolling Meadows employment law attorney rollover accidents Palatine criminal defense lawyer trauma after an accident right to work Palatine traffic lawyer Arlington Heights pedestrian accidents rent to own real estate contracts Kenilworth estate planning attorneys Illinois driving without license ken apicella institutional trustee Mount Prospect wills and trusts lawyers estate planning trusts rumble strips Detainer Actions Illinois employment law attorney Des Plaines personal injury lawyer Illinois personal injury lawyer Illinois trusts attorney Federal Food Drug and Cosmetic Act no contest clauses federal crimes Arlington Heights wills and trusts attorneys unfunded trust startup company Chicago corporate attorney motorcycle accident Crystal Lake car accident lawyer Crystal Lake medical malpractice attorneys BAIID liability claims employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys murder charges Deer Park personal injury lawyer llinois Real Estate Lawyers Association wills Palatine employment lawyer Rolling Meadows car accident lawyers products liability icy parking lots DUI penalities Rolling Meadows personal injury lawyers Palatine trusts lawyer Crystal Lake pet attorney ACA PTSD estate planning for college students Illinois pedestrian accident attorney Crystal Lake medical malpractice law firm liens controlled substance Schaumburg construction accident lawyer Landlord Tenant Ordinance denied insurance claims Illinois Probate Act of 1975 traffic accidents taxes Chicago estate planning Schaumburg civil litigation attorney Des Plaines medical malpractice attorney boating DUI traffic tickets employee discrimination dog bites driving Des Plaines insurance attorney insurance claim delay cell phone probate fees blended families Schaumburg employment attorney probate claims process living trust benefits severance agreements Crystal Lake will lawyer Super Mario Arlington Heights wills and trusts lawyer insurance dispute field sobriety test personal injury attorney agent Barrington business law firm denied insurance claim IRA trust transfer Mount Prospect elder law attorney mass shooting boating accidents Employment Discrimination Law Buffalo Grove traffic lawyers Crystal Lake bike accident lawyer Deer Park motorcycle accident lawyer Illinois estate planning attorney murder Deer Park traffic accident attorney Crystal Lake personal injury lawyer expungement Des Plaines DUI attorney Buffalo Grove insurance claim dispute lawyers Illinois injury lawyer changes to mortgage law FSLA Illinois real estate Arlington Heights real estate lawyer