What Should Be Included in a Living Will?

Web Admin - Thursday, August 15, 2019
Schaumburg living will lawyerWills are part of the estate planning process, an area of law that is sometimes underused or is not completed before emergency strikes. Generally, wills come into effect after a person passes. They outline how an individual’s estate and assets will be divided, who will carry out their last wishes, and who will take on the responsibility of caring for their minor children. Living wills are also meant to plan for emergencies, but they work in a different time frame and serve a different purpose.

Why Create a Living Will? 

Living wills are created to address what should happen in the case of a terminal illness or life-threatening injury. This type of will comes into effect when someone cannot make medical decisions for themselves, has a terminal condition, or is in a vegetative state. In other words, a living will is effective during a person’s lifetime, not afterward. Because such traumatic events are unpredictable, many individuals will formulate a living will which allows them to make decisions about the medical treatments they do or do not want to receive, and they can make these choices when they are still mentally and physically capable of doing so. These legal choices and directions are also known as advance medical directives, and they tell physicians and family members what to do in emergency situations.

What Can a Living Will Decide?

Living wills outline what type or level of care a person would like in the instance of medical emergencies. These options typically include:

- Use all treatments available to try and save their life;

- Try all treatments, but stop them if they do not work within a certain time period;

- Only utilize treatments that do not cause discomfort or pain; or

- Only provide care to help ease the pain, but no treatments that are intended to save or prolong the person’s life.

While almost every type of treatment can be addressed in a living will, there are a few specific treatments that are included in most living wills because they greatly impact a person’s quality of life. Individuals often decide whether or not they would like to allow tube feeding, life support, and/or cardiopulmonary resuscitation (CPR). Those who do not wish CPR to be used can also sign a Do Not Resuscitate (DNR) order and add this to their living will. This will ensure that no artificial means of resuscitation will be used, even if it would be necessary to live. A power of attorney is another legal document that can be tied to a living will. This grants a person the permission to carry out the legal decisions that they have outlined when they are unable to make these decisions for themselves.

Contact an Arlington Heights Attorney

Creating a living will should not be left for times when you are facing health difficulties. Instead, it should be done while you are physically and emotionally capable of doing so. Estate planning may seem like an area of law that should be left for the future, but medical emergencies can never be predicted. At Drost, Gilbert, Andrew & Apicella, LLC, our lawyers have experience with all areas of estate planning, and we can help you keep your present and future best interests a priority. If you are considering creating a living will, contact our Palatine, IL estate planning attorneys at 847-934-6000 to schedule a free consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Advance Directives, Living Wills, and Healthcare Power of Attorney

Web Admin - Thursday, February 08, 2018
Schaumburg estate planning lawyer advance directivesProper estate planning is essential for every family, and the decisions made during this process will allow you to protect your personal property and financial assets and pass them on to your heirs after your death. But in addition to considering what will happen after you die, it is also a good idea to plan for how medical decisions will be handled for you if you ever become unable to make these decisions for yourself. The documents detailing your instructions in these matters are known as advance directives, and the two most common directives are living wills and healthcare power of attorney.

Living Wills

With a living will, you can inform a doctor or other healthcare provider that you do not want them to use medical procedures which will delay your death if you are diagnosed with a terminal illness. A living will only goes into effect if you have an “incurable and irreversible condition [in which] death is imminent” and you are unable to communicate your preferences to your doctor.

Illinois law provides a standard form for living wills, but you may also create your own customized document, including specific instructions about certain situations or medical procedures you do not want your doctor to perform.

Healthcare Power of Attorney

A healthcare power of attorney document allows you to name someone who is authorized to make decisions for you if you cannot make decisions for yourself. You can give this person, known as your agent, broad authority to make decisions, or you can include specific instructions about what types of decisions they can make, what treatments you do and do not want to receive, whether you would like to donate your organs after your death, and how your remains should be disposed of.

Healthcare power of attorney will go into effect as soon as the document is signed, and your agent will continue to have authority to make decisions until your death, unless you include a time limit. If you have both a living will and healthcare power of attorney, decisions about death-delaying treatments will be made by your agent, unless they are unavailable, in which case your doctors will follow the instructions in your living will.

Contact a Schaumburg Estate Planning Lawyer

In addition to healthcare power of attorney and a living will, you may want to consider other advance directives: a mental health treatment preference declaration which will describe what treatments for mental illness you want to receive if you cannot make decisions for yourself, or a do not resuscitate (DNR) order which states that you do not want to be revived if you stop breathing or your heart stops beating.

If you want to know more about how to create the advance directives that will ensure your wishes are carried out correctly if you are incapacitated, the skilled attorneys at Drost, Gilbert, Andrew & Apicella, LLC can answer your questions and work with you to create the documents you need. Contact our Barrington estate planning attorneys at 847-934-6000 to schedule a personalized consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Study Finds Most Doctors Are Confused by Living Wills

Web Admin - Friday, February 24, 2017

Barrington medical malpractice lawyersLiving wills are, quite literally, a matter of life and death. They are also fairly common documents, which means doctors and surgeons should know how to interpret them. Yet a recent study has determined that, much of the time, they interpret these documents incorrectly. Besides having the wishes expressed in their living will violated, what might this mean for patients and their families? The following explains. 

A Closer Look at the Study

Published in the Journal of Patient Safety, the recent study asked 741 physicians from 13 different hospitals to detail how they would treat nine different patients with varying degrees of cardiopulmonary distress, based on what they understood from the patients’ living wills. They only reached a consensus (defined as agreement of 95 percent or higher) in two out of the nine scenarios. If they viewed a one-minute video that expressed each patient’s wishes, along with reading the living will, they reached a 94 percent agreement on a third patient. 

What was most disturbing about this is that, out of those remaining cases, many doctors got the answer wrong. Some would have given too much treatment to a patient who did not want specific life-saving procedures and practices. Others would have given too little treatment, potentially placing the patient at risk for death when they wanted life-saving practices and procedures. The implications of either are concerning, to say the least. 

What Happens When Doctors Misinterpret Living Wills

Patients who have a do-not-resuscitate (DNR) in place typically have one for a particular reason. Perhaps they simply do not want to risk the chances of being left in a vegetative state, or making their families decide when to pull the plug. Others may have chronic and debilitating conditions that are eroding their health. 

In contrast, patients who want certain life-saving procedures and practices have reasons for wanting to live. Maybe they have children, or are simply okay with certain practices but not others. They can express these specific wishes through their living will. Yet, if they are not interpreted correctly, patients and their families may experience a wrongful death, or a situation where they are revived and forced to live in a way they might not wanted (i.e. being in a comatose state or on life support). Both situations could pave the way for a medical malpractice lawsuit. 

Contact Our Barrington Medical Malpractice Lawyers

If you or someone you love has experienced wrongful death or improper treatment, despite having a living will in place, the experienced Barrington medical malpractice attorneys at Drost, Gilbert, Andrew & Apicella, LLC can help. Dedicated and experienced, we will fight for the most compensation possible in your case. Learn more by calling 847-934-6000 today.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


New Illinois Law Affects Gifts to Caregivers

Web Admin - Thursday, November 13, 2014

Illinois caregiver probate, Schaumburg probate lawyerDrafting a will is an important step towards ensuring that a person's final wishes can be accurately carried out. However, there have been recent cases of elderly testators succumbing to the undue influence of caregivers or other people close to them, and altering their wills in ways that they would not ordinarily want to. In order to better protect the interests of people drafting wills and other documents to memorialize their last wishes, Illinois has passed a new law that alters the way that courts treat gifts to caregivers if someone contests the validity of the document.

Presumptively Void Transfers

In the event that someone legally challenges a bequest to a caregiver of more than $20,000, the court will apply a “rebuttable presumption” that the transfer is void. A void transfer would not go through and would instead be redistributed under other provisions of estate law. However, not all large gifts to caregivers would be void under the law. The law instructs the court to use a rebuttable presumption, which means that the caregiver is allowed to argue that the transfer was valid and should go through normally.

What the presumption does, essentially, is forces the caregiver to fight an uphill battle if he or she wants to claim the money. The caregiver would need to show by “clear and convincing evidence,” a higher than normal standard, “that the transfer was not the product of fraud, duress, or undue influence.” The caregiver also has another option to demonstrate the validity of the will. If the caregiver can show that the gift's size is no greater than it would have been before he or she became the caregiver, then he or she can overcome the presumption.

When the Law Applies

The law contains a variety of cutouts and definitions that make it more clear when the law does or does not apply. For instance, the law provides an exception for family members who act as caregivers. They will not have to face the presumption of voidness, though they do still need to deal with ordinary issues of fraud and duress. The law also sets out a definition of the types of documents that the rule applies to, which the law refers to as transfer instruments. According to the law, a transfer instrument is a document designed to cause a transfer of assets on or after the date of the transferor's death. These instruments can be wills, trusts, or contracts, among a variety of other types of legal documents.

If you believe that a family member's will was improperly tampered with by a caregiver, seek the help of a dedicated Schaumburg, Illinois probate attorney today. Our firm can help you learn about the options you have to make sure that your family member's final wishes are carried out properly. We assist clients in Inverness, Palatine, Arlington Heights, and throughout the Chicagoland suburbs.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Recent Posts


insurance agents comparative negligence Des Plaines insurance attorney Schaumburg employment attorney Illinois trusts attorney Crystal Lake law firm Arlington Heights car crash attorneys Crystal Lake will lawyer Schaumburg traffic lawyer Illinois business law atorneys Illinois employment law Crystal Lake employment lawyer Chicago attorney trustee taxes Chicago traffic lawyer Illinois home inspection manufacturing Inverness real estate lawyer Illinois will lawyer agent life insurance lawyer job lawyers license revocation DUI defense estate attorney Buffalo Grove probate lawyer overtime pay liens truck collisions distracted driving accident victims Rolling Meadows probate lawyer Palatine workers compensation lawyer marijuana crimes attorney Chicago lawyer college kids Des Plaines pet law attorney premises liability Chicago will attorney, social media platforms, Illinois estate planning lawyer, Schaumburg real estate lawyer Illinois real estate IRELA Arlington Heights lawyer Crystal Lake employment attorney pet bites Rolling Meadows personal injury lawyer fiduciary rule delay Forcible Entry FSLA Rolling Meadows marijuana attorney blood alcohol content Schaumburg employment law attorneys Palatine employment law lawyer Des Plaines tax law firm Rolling Meadows tax attorney Crystal lake insurance dispute attorney IRA trust transfer Illinois insurance claims lawyers Palatine construction attorney Crystal Lake medical malpractice attorneys hit and run accident Des Plaines personal injury lawyers Des Plaines motorcycle accident attorney sole proprietorship bicycle dooring accidents drug possession rent to own real estate contracts personal injury lawyer reckless homicide no contest clauses Rolling Meadows personal injury lawyers Schaumburg estate planning attorney Detainer Actions employee misclassification estate planning lawyer Illinois defective products attorney Crystal Lake pedestrian accident lawyer pay when paid contract Long Grove estate planning attorneys Home Remodeling Repair Act auto accidents Chicago employment lawyer Long Grove real estate attorney Thanksgiving product liability Illinois living will defective products lawyer Self-Directed IRA Accounts cell phone personal injury claim medical research breach of contract deed transfer Barrington real estate lawyer suspended license Illinois employment lawyer Buffalo Grove traffic lawyers minimum wage Illinois collections attorney boating DUI Illinois traffic attorneys Des Plaines injury law firm Des Plaines medical malpractice attorney Palatine Attorney employees BAIID trauma after an accident Arlington Heights wills and trusts attorney Illinois Probate Act of 1975 Illinois criminal defense attorney in terrorem provision criminal law GM ignition switches Arlington Heights medical malpractice lawyer Des Plaines claims law firm back injuries traffic deaths personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys business litigation Arlington Heights employment attorney living trust benefits boating under the influence Illinois estate planning law firm clemency motorcycle accident lawyer Illinois injury lawyer wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Rolling Meadows boating crash lawyer Arlington Heights car accident lawyer Deer Park traffic accident attorney drug crime Barrington personal injury attorney pedestrian accidents pain and suffering Inverness DUI lawyer Rolling Meadows car accident lawyers Rolling Meadows accident lawyer Illinois employment law attorneys Buffalo Grove car accident lawyer insurance claims foreclosed rental property deadly crashes Home Sale Contingencies traffic accidents Illinois insurance disputes corporate law probate lawyer health insurance dispute probate income distribution deducation Illinois traffic ticket lawyer caregiver probate process Chicago employment attorney real estate closing Illinois real estate lawyer denial of life insurance IRA benefits capital gains tax Barrington attorney Arlington Heights estate planning attorney privacy Illinois corporate lawyer Illinois lawyer Des Plaines drug crimes lawyer real estate leasing swimming pools Illinois insurance lawyer Illinois insurance attorney involuntary manslaughter DGAA uninsured motorist Do Not Resuscitate Rolling Meadows employment law attorney spinal cord injury unauthorized overtime Schaumburg Attorney Palatine punch death Barrington drug crime attorney pedestrian injuries, pedestrian fatality Barrington medical malpractice lawyers revenge porn murder defense Palatine corporate law attorneys social media after death dram shop law employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Barrington civil litigation attorney Illinois personal injury lawyer DNR Mount Prospect elder law attorney Illinois construction accident attorney texting and driving Des Plaines DUI attorney Rolling Meadows estate planning attorney wrongful death Joliet general practice lawyers Des Plaines personal injury lawyer Arlington Heights criminal lawyer insurance claim denials real estate car accident controlled substance probate claims process Illinois car accident attorney meal breaks consent to a search living trust Illinois personal injury TBI power of attorney for healthcare landlord Buffalo Grove employment lawyer Rolling Meadows insurance dispute lawyers, insurance dispute jet ski Legal Info Schaumburg personal injury attorney Deer Park traffic lawyer Des Plaines real estate attorney Deer Park accident attorney Palatine elder law attorney insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys guardianship attorney personal injury Schaumburg construction accident lawyer Palatine employment attorney first degree murder Chicago estate planning Deer Park DUI lawyer denied insurance claims Inverness estate planning lawyer Palatine civil attorney power of attorney Barrington estate planning lawyer medical marijuana Illinois law Illinois insurance claim dispute lawyer Crystal Lake bike accident lawyer changes to mortgage law Illinois personal injury attorney Illinois job attorney employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys murder Rolling Meadows personal injury attorney fault based insurance owner responsibility Illinois Palatine injury attorney Rolling Meadows employment attorney Crystal Lake car accident lawyer rumble strips problem employees Illinois wills and trusts Federal Food Drug and Cosmetic Act Illinois bicycle safety drug crimes Deer Park employment law attorney dog bites Arlington Heights pedestrian accidents Illinois employment attorneys federal regulations for LLCs Illinois motorcycle accident lawyer Des Plaines civil attorney golf accidents dynasty trusts Des Plaines Des Plaines collections attorney Illinois workplace discrimination attorney condo Schaumburg wrongful death attorney Arlington Heights wills and trusts lawyer civil litigation attorney medical malpractice compensation automated cars insurance claim delay pet law texting while driving Buffalo Grove real estate attorney boating accidents Buffalo Grove medical malpractice lawyers Retaliatory Discharge Rolling Meadows litigation lawyer Exclusions Rolling Meadows employment law attorneys Arlington Heights traffic attorney creditors South Barrington real estate attorney living trust vs will caretaker rights Arlington Heights personal injury attorney filing a medical malpractice claim Illinois Trust Code digital media accounts, estate planning, Arlington Heights estate planning attorney, Affordable Care Act Palatine insurance lawyer Schaumburg personal injury lawyers Arlington Heights wills and trusts attorneys Illinois civil litigation lawyer Rolling Meadows medical malpractice lawyers Barrington workers compensation attorney estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Buffalo Grove criminal defense lawyer digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Arlington Heights injury attorney rollover accidents Palatine criminal defense lawyer Illinois estate planning Kenilworth estate planning lawyer license suspension rollover car crashes Chicago trucking accident attorney Mount Prospect real estate lawyer car crash injuries hands free device workers compensation benefits Colin Gilbert rest breaks Palatine traffic accidents medical malpractice slip and fall accidents commercial leasing Employment Discrimination Law Illinois attorney Rolling Meadows DUI lawyer Buffalo Grove personal injury lawyer Palatine probate lawyer eluding a police officer Super Mario natural gas Crystal Lake accident attorney Chicago estate planning lawyer Crystal Lake traffic attorney Deer Park motorcycle accident lawyer Des Plaines criminal attorney vacation home fines Illinois medical malpractice lawyers landlord tenant law Deer Park real estate law firm living wills Illinois wills and trusts attorneys preventable medical errors Rolling Meadows Traffic Lawyer underage DUI Des Plaines accident attorney traffic tickets investment property Inverness injury lawyer Crystal Lake personal injury lawyer PTSD Arlington Heights Traffic Lawyer car crash irrevocable trust Illinois Workers’ Compensation Commission Illinois DUI attorney Inverness civil lawyer Illinois pet lawyer Illinois employee rights attorney. surgical mistakes LLCs Riverwoods estate planning lawyer Palatine civil litigation lawyer Chicago will attorney Des Plaines Traffic Lawyer gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys civil litigation digital evidence Illinois insurance claim dispute lawyers Palatine drug lawyer holiday statistics Jay Andrew home inspection lawyer employment law spinal cord injuries insurance disputes insurance dispute attorney work unions workers comp Illinois traffic accident lawyer Rolling Meadows criminal lawyer unpaid overtime traffic violations personal injury accidents Arlington Heights wills and trusts lawyers federal crimes elder law Arlington Heights employment law attorneys Crystal Lake medical malpractice law firm tax attorney murder charges Illinois speeding lawyer employment law, Illinois employment laws driving Palatine law firm Illinois Wage Payment and Collection Act Long Grove estate planning attorney vacation home Illinois jet ski accident lawyer Arlington Heights real estate lawyer privacy laws Barrington Traffic Lawyer small business employment lawyer Policy Cancellation trucking accident lawyers Colin H. Gilbert estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers child safety icy parking lots operating agreements workplace sexual harassment trucking accidents bicycle accidents Illinois Transfer on Death Instrument Crystal Lake insurance lawyer personal injury law firm underfunded trust Schaumburg estate planning lawyer FMLA Chicago insurance claim attorneys traffic violations defense personal injury claims Illinois employment law firm comp time Crystal Lake personal injury attorney insurance dispute Crystal Lake criminal defense attorney Illinois small business drunk driving workers compensation Deer Park workers compensation lawyer modern family estate planning Landlord Tenant Ordinance jet ski accidents Family Medical Leave Act estate plan Inverness accident lawyer medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers crossover accidents Mount Prospect wills and trusts lawyers forming a corporation in Illinois commercial real estate Illinois Sales Representative Act ObamaCare DUI penalities anesthesia errors Barrington employment law firm traffic laws life insurance Arlington Heights personal injury lawyer School Visitation Rights Act loss of consortium Kenilworth estate planning attorneys Des Plaines real estate lawyer Inverness personal injury attorney Schaumburg insurance lawyers Chicago corporate attorney ken apicella real estate zoning special needs trust Schaumburg injury lawyer slip and fall insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys pedestrian accident wage theft Arlington Heights Attorney Barrington employment law attorney Illinois employment law attorney field sobriety test Palatine corporate attorney insurance adjusters Inverness probate lawyer preventing accidents internet liability claims ACA senior citizens Schaumburg corporate attorney unfunded trust Inverness real estate attorney marijuana insurance claim dispute digital information Barrington personal injury lawyer traumatic brain injury motorcycle accident Transfer on Death Instrument wills and trusts Crystal Lake estate planning lawyer Rolling Meadows traffic law firm healthcare claims Illinois pedestrian accident attorney Rolling Meadows insurance attorney cell phone accidents Barrington estate planning attorney criminal defense disability benefits Barrington boating accident attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Buffalo Grove traffic attorney drunk driving statistics drug crimes lawyer Rolling Meadows business lawyer Crystal Lake business law attorneys financial advisors DUI attorney Illinois trucking safety Schaumburg car accident attorney Inverness traffic law firm Illinois estate planning attorney personal injury attorney employment attorney Rolling Meadows traffic attorney Illinois traffic laws attorney fees Buffalo Grove personal injury attorney Illinois probate lawyer bike accident POA unpaid assessment Schaumburg criminal law attorney appealing an insurance claim Barrington criminal defense lawyer estate planning trusts speeding mass shooting Illinois driving without license medical malpractice claims Crystal Lake tax lawyer accidental death benefits coronavirus elder abuse contracts Buffalo Grove corporate attorney Fair Labor Standards Act license reinstatement Rolling Meadows insurance lawyer Arlington Heights accident attorney employee discrimination license Long Grove real estate lawyer Arlington Heights insurance attorney insurance negligence defective products Illinois Human Rights Act employment contract products liability Chicago biking tips Crystal Lake traffic lawyer Schaumburg personal injury lawyer estate planning for college students digital assets Illinois employment laws civil rights violation Rolling Meadows corporate lawyer right to work real estate attorneys Schaumburg probate attorney Illinois Smoke Detector Act Illinois workers compensation lawyer Inverness corporate attorney traffic crimes Chicago car accident lawyer Schaumburg drug defense lawyer Attorney Ken Apicella compensatory time life insurance policy Buffalo Grove insurance claim dispute lawyers Inverness elder law lawyer insurance claim insurance claim denial Fourth of July head on collisions Illinois traffic attorney blended families Buffalo Grove law firm fiduciary rule trust payments commercial leases Des Plaines personal injury attorney wills pregnant women condo association Illinois boating accident lawyer bad faith insurance claims brain injury Whistleblower Claims natural gas explosion sexual images cell phone tower data Arlington Heights TBI attorney new real estate form Palatine real estate lawyer Illinois elder law attorney Illinois personal injury lawyers CAM Palatine estate planning lawyer Illinois registered agent insurance attorney startup company institutional trustee insurance claim dispute attorney Schaumburg elder law lawyer wrongful termination distracted driving accidents IRS Rolling Meadows criminal attorney denied insurance claim Crystal Lake injury attorney Illinois tax attorney insurance denial appeals real estate attorney Schaumburg South Barrington real estate lawyer Crystal Lake car accident attorney fatal car accidents Palatine personal injury lawyer Buffalo Grove injury lawyer pizza emoji advance healthcare directive healthcare Barrington Illinois estate planning lawyer Schaumburg civil litigation attorney criminal llinois Real Estate Lawyers Association Illinois workplace lawyer severance agreements Illinois medical malpractice attorney Crystal Lake medical malpractice lawyer DMV dealing with problem employees Deer Park criminal attorney homestead rights car accident lawyer pedestrian-automobile accident BUI BAC Crystal Lake pet attorney Long Grove wills and trusts attorneys estate planning attorney Arlington Heights trucking lawyer gift taxes Schaumburg medical malpractice lawyer probate claims Chicago insurance law firm car accidents Illinois medical malpractice claim Illinois rollover accident lawyers Schaumburg criminal attorney Barrington injury attorney Palatine trusts lawyer loopholes Class A misdemeanor employee rights whistleblower protections Palatine employment lawyer Barrington litigation attorney Mt Prospect Attorney Barrington employment attorney insurance denials overtime violations Schaumburg estate attorney Illinois medical malpractice case Illinois workers compensation attorney Illinois insurance dispute lawyers residential real estate car collision Crystal Lake civil litigation lawyer car crashes liability subcontractor Inverness insurance attorney breathalyzer test drugs real estate contract hiring employees Rolling Meadows Attorney Palatine traffic lawyer real estate lawyer food poisoning Deer Park medical malpractice attorney Rolling Meadows insurance dispute lawyers construction contracts mortgage probate fees Rolling Meadows Arlington Heights tax lawyer Palatine business attorney Illinois mortgages installment contracts Illinois LLC creation trench injuries Kenilworth estate planning attorney Crystal Lake employment law attorney estate tax Barrington business law firm estate planning low-ball insurance settlement sexual harassment Barrington criminal lawyer Rolling Meadows real estate attorney Illinois business lawyer paid sick leave insurance agent negligence DUI Des Plaines drug lawyer traffic offenses Illinois red light cameras nursing home negligence car accident lawyers Food and Drug Administration's Food Safety Modernization Act life insurance claims Illinois wrongful termination lawyer expungement independent contractor Illinois insurance claim attorney traumatic brain injuries Long Grove estate planning Rolling Meadows drug defense attorney underinsured motorist trusts Deer Park personal injury lawyer medication errors criminal record Liquor Control Act construction accidents foreclosure