DGAA bLAWg

Are You Being “Low-Balled” by Your Insurance Company?

Web Admin - Monday, June 26, 2017

You pay your insurance premium religiously and on time because you know you need to protect your investment. Understandably, you expect your insurance company to pay when an accident or catastrophic incident occurs. Then you file the claim, and the offer that comes back seems low – not just a little low, but really low. What do you do? Hopefully, you recognize that your insurance company is low-balling you, and you reach out for legal assistance.


Low-Ball Offers Are Surprisingly Common

Although insurance companies are infamous for their feel-good, family-like slogans, they are for-profit businesses. They do not make their money paying out settlements. They collect premiums, bank on consumers not needing the policy, and employ various strategies to try and decrease the amount they pay out for each claim.

One of the most commonly used approaches is the low-ball offer. Most often, this strategy is employed by the adjuster responsible for handling your claim. Their hope is that you will take the offer they give you and cash the check. Thankfully, you do not have to accept this offer.

Fighting a Low-Ball Offer

There are many ways to fight against a low-ball offer, but assistance from an insurance dispute attorney is often more effective than facing it alone. Versed in the law and insurance claims, a lawyer can reduce the stress of dealing with the insurance company. They can review your case and ensure you have submitted all the appropriate documentation, which may have affected the offer you were given. Your attorney can also protect your interests and negotiate the most favorable settlement possible, sometimes without ever having to go through litigation.

Unfortunately, even attorneys can experience push-back from insurance companies. Thankfully, they have numerous tools and legal processes at their disposal. For example, your attorney may suggest filing a bad faith lawsuit to increase your settlement. (Bad faith is when an insurance company is failing to do its job. A bad faith lawsuit encourages them to do the right thing.) While it might not be the most appropriate path in every case, it could be an option for those who continue to experience low-ball offers, claim denials, and delayed processing of their claims.

Contact Our Rolling Meadows Insurance Dispute Lawyers

At Drost, Gilbert, Andrew & Apicella, LLC, we protect the rights of victims, including their right to pursue full and fair compensation. Dedicated and experienced, our Rolling Meadows insurance dispute lawyers can fight for you. Learn more about how we can assist with your case by scheduling a personalized, no-obligation consultation. Call 847-934-6000 today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:http://articles.chicagotribune.com/1996-02-02/business/9602020322_1_adjuster-coalition-against-insurance-fraud-state-farm



Recent Posts


Tags

Crystal lake insurance dispute attorney dynasty trusts foreclosed rental property drunk driving statistics problem employees Schaumburg estate planning lawyer Inverness injury lawyer DUI penalities suspended license personal injury lawyer civil litigation wrongful death license suspension Illinois registered agent Colin H. Gilbert first degree murder Crystal Lake medical malpractice lawyer Illinois estate planning law firm probate claims process FMLA rumble strips landlord tenant law traffic violations drug crime Illinois Wage Payment and Collection Act boating DUI Long Grove wills and trusts attorneys employee rights medical marijuana internet Schaumburg corporate attorney small business overtime violations products liability Attorney Ken Apicella Buffalo Grove car accident lawyer Illinois trusts attorney independent contractor Inverness corporate attorney liens Arlington Heights insurance attorney real estate lawyer breathalyzer test dram shop law Des Plaines Rolling Meadows employment attorney business litigation Arlington Heights Traffic Lawyer South Barrington real estate attorney traffic accidents Arlington Heights TBI attorney FSLA Palatine estate planning lawyer Buffalo Grove personal injury lawyer denial of life insurance Des Plaines insurance attorney Chicago employment attorney meal breaks real estate attorneys employees Illinois insurance claim dispute lawyer Illinois insurance claim attorney Arlington Heights Attorney defective products lawyer Illinois Workers’ Compensation Commission car accident Rolling Meadows criminal lawyer Barrington real estate lawyer Chicago estate planning lawyer Rolling Meadows Traffic Lawyer Barrington injury attorney Illinois medical malpractice attorney TBI Schaumburg construction accident lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, pedestrian injuries, pedestrian fatality Illinois job attorney Rolling Meadows personal injury lawyer product liability Illinois traffic laws Home Sale Contingencies estate planning rent to own real estate contracts condo association unfunded trust Illinois employee rights attorney. Palatine construction attorney jet ski accidents Illinois Illinois driving without license Inverness accident lawyer in terrorem provision Des Plaines criminal attorney BUI Deer Park workers compensation lawyer Do Not Resuscitate medical malpractice Illinois employment law firm Inverness real estate attorney controlled substance fiduciary rule drug crimes lawyer Palatine workers compensation lawyer preventing accidents Schaumburg car accident attorney filing a medical malpractice claim Thanksgiving gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Buffalo Grove medical malpractice lawyers holiday statistics Barrington litigation attorney head on collisions Rolling Meadows employment law attorney hiring employees insurance claim delay pet law Illinois LLC creation Illinois speeding lawyer Fourth of July PTSD involuntary manslaughter medical malpractice claims sexual images digital information irrevocable trust Deer Park DUI lawyer Rolling Meadows DUI lawyer insurance denial appeals startup company surgical mistakes Illinois living will Schaumburg personal injury lawyer denied insurance claim drugs Palatine personal injury lawyer Kenilworth estate planning lawyer clemency Barrington estate planning attorney personal injury law firm Crystal Lake pet attorney caregiver Barrington employment law attorney traffic tickets Deer Park criminal attorney Schaumburg insurance lawyers BAIID corporate law contracts Inverness estate planning lawyer Schaumburg drug defense lawyer traumatic brain injury forming a corporation in Illinois Barrington employment law firm construction accidents Schaumburg medical malpractice lawyer Illinois Human Rights Act liability claims Des Plaines civil attorney wills Rolling Meadows litigation lawyer Affordable Care Act School Visitation Rights Act automated cars Crystal Lake employment attorney marijuana crimes attorney special needs trust back injuries employment law, Illinois employment laws pedestrian accident Illinois boating accident lawyer personal injury attorney Illinois attorney Barrington workers compensation attorney Deer Park traffic accident attorney Arlington Heights estate planning attorney federal regulations for LLCs Schaumburg wrongful death attorney Illinois medical malpractice claim Schaumburg injury lawyer Arlington Heights car accident lawyer bicycle accidents Mount Prospect wills and trusts lawyers llinois Real Estate Lawyers Association Des Plaines personal injury lawyer Arlington Heights pedestrian accidents Rolling Meadows insurance attorney Rolling Meadows Attorney Illinois tax attorney insurance claim estate planning trusts Chicago insurance law firm power of attorney for healthcare bike accident Legal Info Palatine corporate attorney Illinois mortgages Illinois Transfer on Death Instrument license employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Deer Park medical malpractice attorney Schaumburg employment law attorneys Palatine real estate lawyer real estate closing Des Plaines drug crimes lawyer Palatine civil litigation lawyer Palatine traffic accidents Policy Cancellation pizza emoji fault based insurance Inverness real estate lawyer digital assets bad faith insurance claims Deer Park personal injury lawyer truck collisions Crystal Lake accident attorney deed transfer Des Plaines tax law firm Inverness DUI lawyer Kenilworth estate planning attorney Crystal Lake traffic attorney Rolling Meadows traffic attorney Illinois traffic accident lawyer Crystal Lake tax lawyer Arlington Heights wills and trusts attorney speeding Exclusions gift taxes Palatine traffic lawyer workers compensation benefits Long Grove estate planning attorney subcontractor Palatine Attorney health insurance dispute Des Plaines DUI attorney Illinois law personal injury golf accidents Rolling Meadows insurance lawyer disability benefits real estate life insurance policy boating under the influence IRA benefits estate planning for college students Illinois employment lawyer Palatine criminal defense lawyer Kenilworth estate planning attorneys power of attorney distracted driving accidents Inverness insurance attorney Illinois insurance claim dispute lawyers Des Plaines pet law attorney healthcare probate process Palatine corporate law attorneys underfunded trust criminal Long Grove estate planning Buffalo Grove personal injury attorney real estate attorney Rolling Meadows estate planning attorney estate plan insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys DGAA low-ball insurance settlement Chicago traffic lawyer Landlord Tenant Ordinance accidental death benefits liability field sobriety test breach of contract trench injuries Employment Discrimination Law traumatic brain injuries Inverness civil lawyer Illinois trucking safety Buffalo Grove probate lawyer Crystal Lake business law attorneys Illinois real estate Illinois employment law attorney Buffalo Grove insurance claim dispute lawyers Retaliatory Discharge Arlington Heights personal injury lawyer Buffalo Grove traffic attorney Palatine drug lawyer Illinois personal injury Barrington Traffic Lawyer auto accidents Barrington criminal defense lawyer eluding a police officer pet bites estate planning attorney Rolling Meadows business lawyer natural gas explosion estate attorney guardianship attorney Rolling Meadows criminal attorney LLCs revenge porn trustee commercial leases no contest clauses Long Grove real estate attorney Rolling Meadows medical malpractice lawyers CAM preventable medical errors probate trusts operating agreements trucking accidents Inverness personal injury attorney uninsured motorist texting and driving manufacturing vacation home fines construction contracts traffic violations defense drunk driving Illinois personal injury lawyers real estate zoning denied insurance claims Illinois construction accident attorney cell phone accidents deadly crashes severance agreements medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers college kids Barrington civil litigation attorney Palatine elder law attorney Illinois car accident attorney Illinois home inspection institutional trustee Rolling Meadows probate lawyer drug possession IRELA Illinois defective products attorney fatal car accidents living wills Arlington Heights traffic attorney Rolling Meadows boating crash lawyer Palatine punch death DNR real estate leasing Illinois Smoke Detector Act insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Crystal Lake medical malpractice law firm medication errors Illinois employment law attorneys jet ski pedestrian accidents Des Plaines claims law firm child safety distracted driving accident victims Buffalo Grove criminal defense lawyer Illinois insurance dispute lawyers GM ignition switches social media after death ken apicella Arlington Heights employment law attorneys real estate contract Rolling Meadows traffic law firm nursing home negligence Palatine injury attorney Illinois insurance claims lawyers Crystal Lake bike accident lawyer Mount Prospect elder law attorney ObamaCare employment contract spinal cord injuries Arlington Heights wills and trusts lawyer construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation car accidents food poisoning Illinois medical malpractice lawyers Crystal Lake law firm trauma after an accident Palatine civil attorney loopholes Illinois insurance attorney Deer Park accident attorney probate lawyer Deer Park employment law attorney Chicago car accident lawyer living trust benefits civil rights violation appealing an insurance claim investment property Schaumburg estate planning attorney Arlington Heights injury attorney Barrington criminal lawyer unpaid assessment Chicago attorney probate claims pregnant women Illinois will lawyer Joliet general practice lawyers estate planning lawyer Illinois business law atorneys Palatine employment lawyer Chicago will attorney new real estate form DUI Palatine probate lawyer Illinois elder law attorney hands free device job lawyers personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys employment lawyer Illinois insurance disputes Buffalo Grove employment lawyer privacy laws Crystal Lake traffic lawyer Buffalo Grove law firm dog bites landlord Illinois DUI attorney paid sick leave medical malpractice compensation criminal record Deer Park motorcycle accident lawyer taxes digital evidence insurance claim denials criminal defense Schaumburg estate attorney employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Crystal Lake insurance lawyer Crystal Lake employment lawyer license revocation owner responsibility home inspection lawyer installment contracts elder abuse Arlington Heights real estate lawyer Illinois traffic attorney whistleblower protections Barrington personal injury attorney residential real estate Long Grove real estate lawyer advance healthcare directive Illinois personal injury attorney financial advisors wills and trusts workers comp ACA underage DUI Palatine business attorney Deer Park traffic lawyer sole proprietorship Palatine insurance lawyer Schaumburg elder law lawyer murder defense cell phone creditors Rolling Meadows insurance dispute lawyers, insurance dispute workplace sexual harassment Des Plaines personal injury lawyers Barrington drug crime attorney Arlington Heights wills and trusts lawyers wrongful termination Illinois criminal defense attorney insurance attorney Illinois medical malpractice case Crystal Lake criminal defense attorney license reinstatement Illinois red light cameras Illinois small business probate fees blended families comparative negligence Crystal Lake car accident lawyer Schaumburg personal injury lawyers anesthesia errors insurance agents Arlington Heights car crash attorneys traffic deaths IRS Illinois corporate lawyer Chicago estate planning Illinois Sales Representative Act driving Long Grove estate planning attorneys Illinois injury lawyer Food and Drug Administration's Food Safety Modernization Act Illinois wills and trusts attorneys Rolling Meadows marijuana attorney Buffalo Grove injury lawyer hit and run accident digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers South Barrington real estate lawyer traffic offenses insurance negligence Mount Prospect real estate lawyer traffic laws Illinois insurance lawyer POA Rolling Meadows car accident lawyers expungement Schaumburg civil litigation attorney estate tax Des Plaines motorcycle accident attorney unpaid overtime Arlington Heights accident attorney Illinois employment laws healthcare claims Family Medical Leave Act DUI attorney capital gains tax overtime pay Illinois motorcycle accident lawyer mortgage Buffalo Grove real estate attorney Illinois employment law commercial real estate Crystal Lake estate planning lawyer Rolling Meadows personal injury attorney Chicago trucking accident attorney criminal law Jay Andrew Palatine employment law lawyer Arlington Heights personal injury attorney Crystal Lake injury attorney agent Illinois estate planning attorney motorcycle accident lawyer Chicago employment lawyer wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace natural gas car collision Barrington estate planning lawyer Illinois employment attorneys caretaker rights rollover accidents insurance disputes Whistleblower Claims Crystal Lake car accident attorney Illinois business lawyer Buffalo Grove corporate attorney employee discrimination Arlington Heights lawyer pain and suffering personal injury claim boating accidents Schaumburg personal injury attorney Schaumburg traffic lawyer Illinois civil litigation lawyer Illinois lawyer Riverwoods estate planning lawyer pedestrian-automobile accident Barrington medical malpractice lawyers IRA trust transfer medical research Schaumburg probate attorney crossover accidents changes to mortgage law Fair Labor Standards Act estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Schaumburg criminal attorney attorney fees Arlington Heights criminal lawyer premises liability Mt Prospect Attorney Illinois jet ski accident lawyer Illinois pet lawyer senior citizens mass shooting fiduciary rule delay insurance claims consent to a search insurance claim dispute traffic crimes Buffalo Grove traffic lawyers Arlington Heights employment attorney Des Plaines real estate lawyer tax attorney swimming pools Illinois workers compensation lawyer DUI defense texting while driving Schaumburg criminal law attorney Barrington boating accident attorney DMV Crystal Lake civil litigation lawyer insurance dispute attorney civil litigation attorney Schaumburg employment attorney employment attorney Des Plaines medical malpractice attorney Rolling Meadows corporate lawyer Inverness traffic law firm Illinois estate planning Des Plaines accident attorney BAC Des Plaines drug lawyer Liquor Control Act Self-Directed IRA Accounts Illinois bicycle safety comp time car crash foreclosure commercial leasing Arlington Heights trucking lawyer wage theft Palatine trusts lawyer insurance denials car accident lawyer work unions insurance claim dispute attorney Barrington attorney Crystal Lake will lawyer income distribution deducation Crystal Lake pedestrian accident lawyer employment law elder law Illinois workplace lawyer Illinois traffic ticket lawyer Rolling Meadows insurance dispute lawyers Schaumburg Attorney Arlington Heights medical malpractice lawyer Crystal Lake medical malpractice attorneys motorcycle accident Forcible Entry Schaumburg real estate lawyer Chicago biking tips underinsured motorist Illinois rollover accident lawyers minimum wage Des Plaines injury law firm insurance dispute Chicago will attorney, social media platforms, Illinois estate planning lawyer, Home Remodeling Repair Act Illinois workers compensation attorney Illinois collections attorney Rolling Meadows tax attorney vacation home car crash injuries personal injury claims trucking accident lawyers Illinois workplace discrimination attorney Inverness elder law lawyer Barrington Illinois estate planning lawyer privacy rest breaks federal crimes Illinois pedestrian accident attorney insurance claim denial modern family estate planning Chicago corporate attorney compensatory time Federal Food Drug and Cosmetic Act Rolling Meadows accident lawyer brain injury Illinois wrongful termination lawyer Inverness probate lawyer Super Mario living trust Colin Gilbert car accident lawyers Palatine law firm sexual harassment Des Plaines personal injury attorney life insurance Illinois wills and trusts Illinois probate lawyer marijuana car crashes Transfer on Death Instrument rollover car crashes Crystal Lake personal injury attorney Rolling Meadows insurance agent negligence insurance adjusters Barrington employment attorney Illinois traffic attorneys Crystal Lake personal injury lawyer drug crimes Des Plaines collections attorney homestead rights loss of consortium Des Plaines Traffic Lawyer Palatine employment attorney defective products Des Plaines real estate attorney Chicago lawyer estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Rolling Meadows drug defense attorney murder charges pay when paid contract Arlington Heights wills and trusts attorneys Rolling Meadows real estate attorney reckless homicide slip and fall Illinois personal injury lawyer Illinois real estate lawyer Schaumburg right to work unauthorized overtime life insurance claims blood alcohol content trust payments spinal cord injury Crystal Lake employment law attorney life insurance lawyer Barrington business law firm Deer Park real estate law firm murder Rolling Meadows personal injury lawyers living trust vs will icy parking lots Detainer Actions condo employee misclassification Illinois Probate Act of 1975 workers compensation Chicago insurance claim attorneys slip and fall accidents bicycle dooring accidents Arlington Heights tax lawyer Class A misdemeanor dealing with problem employees personal injury accidents Barrington personal injury lawyer Rolling Meadows employment law attorneys cell phone tower data

Archive