Why Everyone Over Age 18 Should Have a Power of Attorney

Web Admin - Wednesday, April 24, 2019
Barrington power of attorney lawyerA power of attorney is one of the most basic, and yet most important, legal protections that every adult should have. A power of attorney (POA) is a legal document that gives another person the authority to act in your place when you cannot be physically present yourself or if you become incapacitated. There are two types of POA, for property and for healthcare. A power of attorney for property authorizes a designated person to handle your financial affairs, while a power of attorney for healthcare empowers your named representative to make medical decisions on your behalf. 

When Is the Right Time to Create a Power of Attorney?

Imagine that you are struck tomorrow by a catastrophic accident or sudden incapacitating illness. If you are married, your spouse should have access to your financial resources to pay for your medical care and the right to make medical decisions on your behalf. But consider what would happen if you are not married or if your spouse is incapacitated at the same time you are. Do you think your immediate family members would agree on who should take charge of your financial affairs and make medical decisions for you? Having a POA in place will head off disputes that could cause long-term rifts in a family.

Young adults often assume that their parents will be able to step in and handle everything in such an event. However, once you turn 18, your parents do not necessarily have the legal authority to access your medical records and bank accounts and to make healthcare and financial decisions on your behalf. 

Similarly, adults with aging parents may assume they can step in at any time and take over their parents’ affairs. However, why leave it to chance? Do you really want siblings fighting over who is going to take charge? Instead, encourage your aging relatives to sign powers of attorney while they are still competent to make that choice. The POA can be a first step toward creating a comprehensive will and estate plan.

What Does a Power of Attorney for Property Do?

You can create a very limited power of attorney document for a specific situation, such as authorizing your lawyer to handle a real estate closing for you when you cannot be present in person. More commonly, the purpose is much broader. A power of attorney document will specify a list of decisions that your designated representative can make on your behalf, such as selling your home; trading stocks, bonds, and other investments; collecting Social Security and other retirement benefits on your behalf; paying bills from your checking account; managing a trust account; and filing your tax returns.

What Does a Power of Attorney for Healthcare Do?

When you prepare a POA for healthcare, you can specify the powers that your designated representative will have and when those powers will take effect. The medical topics covered in a healthcare POA may include:

- Whether your POA will have full access to your medical records.

- Whether you want extraordinary measures taken to keep you alive as long as possible or instead wish to prioritize quality of life over length of life.

- In what type of circumstances you want life-sustaining treatment to be administered or withheld, or whether you would only like pain-relieving medication to be administered.

- Whether you want to be an organ donor upon your death.

- How you want your mortal remains handled upon your death, e.g., burial or cremation.

Consult a Schaumburg Power of Attorney Lawyer

An attorney can serve as a neutral third party when you need to convince an elderly relative to sign powers of attorney while they are still competent, particularly if you are assisting them with moving out of their home and into some type of assisted living facility. If you need a POA for yourself but are not sure what powers you want to grant your designated representative and when you want those powers to take effect, an experienced Palatine estate planning attorney can explain your options. Call Drost, Gilbert, Andrew & Apicella, LLC at 847-934-6000 to set up a free initial consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Advance Directives, Living Wills, and Healthcare Power of Attorney

Web Admin - Thursday, February 08, 2018
Schaumburg estate planning lawyer advance directivesProper estate planning is essential for every family, and the decisions made during this process will allow you to protect your personal property and financial assets and pass them on to your heirs after your death. But in addition to considering what will happen after you die, it is also a good idea to plan for how medical decisions will be handled for you if you ever become unable to make these decisions for yourself. The documents detailing your instructions in these matters are known as advance directives, and the two most common directives are living wills and healthcare power of attorney.

Living Wills

With a living will, you can inform a doctor or other healthcare provider that you do not want them to use medical procedures which will delay your death if you are diagnosed with a terminal illness. A living will only goes into effect if you have an “incurable and irreversible condition [in which] death is imminent” and you are unable to communicate your preferences to your doctor.

Illinois law provides a standard form for living wills, but you may also create your own customized document, including specific instructions about certain situations or medical procedures you do not want your doctor to perform.

Healthcare Power of Attorney

A healthcare power of attorney document allows you to name someone who is authorized to make decisions for you if you cannot make decisions for yourself. You can give this person, known as your agent, broad authority to make decisions, or you can include specific instructions about what types of decisions they can make, what treatments you do and do not want to receive, whether you would like to donate your organs after your death, and how your remains should be disposed of.

Healthcare power of attorney will go into effect as soon as the document is signed, and your agent will continue to have authority to make decisions until your death, unless you include a time limit. If you have both a living will and healthcare power of attorney, decisions about death-delaying treatments will be made by your agent, unless they are unavailable, in which case your doctors will follow the instructions in your living will.

Contact a Schaumburg Estate Planning Lawyer

In addition to healthcare power of attorney and a living will, you may want to consider other advance directives: a mental health treatment preference declaration which will describe what treatments for mental illness you want to receive if you cannot make decisions for yourself, or a do not resuscitate (DNR) order which states that you do not want to be revived if you stop breathing or your heart stops beating.

If you want to know more about how to create the advance directives that will ensure your wishes are carried out correctly if you are incapacitated, the skilled attorneys at Drost, Gilbert, Andrew & Apicella, LLC can answer your questions and work with you to create the documents you need. Contact our Barrington estate planning attorneys at 847-934-6000 to schedule a personalized consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


2016 Changes to the Illinois Power of Attorney Act

Web Admin - Monday, March 14, 2016

Illinois Power of Attorney Act, Illinois Estate Planning Attorneys The Illinois Power of Attorney Act saw a handful of small, but important changes as of January 1, 2016. These changes help make the health care power of attorney short form easier to use, and gives principals (i.e., the person who executes the power of attorney) more control over what their agents can have access to during their life and after. If you are interested in preparing and executing a health care power of attorney, you can contact an estate planning lawyer today for professional assistance throughout each step of the process. 

What Changes Have Occurred to the Health Care POA Form?

Several significant changes to the Illinois Power of Attorney Act concerning health care power of attorneys include:

- The Option to Allow an Agent Access to the Principal’s Medical Records. The health care power of attorney short form has been updated and now includes a checkbox option that indicates that an agent is authorized, as of the date of the execution of the form, to have access to the medical records of the principal. Access to the principal’s medical records allows the agent to make well informed decisions about the principal’s health care.

- Decisional Capacity Has Been Defined. The changes to the Act and the power of attorney short form adopts the definition of “decisional capacity” from the Illinois Health Care Surrogate Act. “Decisional capacity” is the ability to understand and appreciate the nature and consequences of a decision that is being made concerning medical treatment or choosing to forego life-sustaining care and having the ability to reach and communicate an informed decision on the matter as determined by the attending physician. The change to the Illinois Power of Attorney Act places the attending physician into a position to make judgement calls regarding whether a principal has decisional capacity. 

- The Agent Can Pursue Applications for Government Benefits After the Death of the Principal. When a health care agent files for government benefits on behalf of the principal, but the principal dies and no administrator or executor was appointed for the principal’s estate, under the changes to the Illinois Power of Attorney Act, the health care agent can continue to pursue those government benefit applications. As a general rule, a power of attorney terminates with the death of the principal. However, the changes in the Power of Attorney Act now allow for this government benefits application exception. 

- Who Can Be a Witness for a Health Care Power of Attorney Has Been Updated. When a principal signs a power of attorney, another individual must also sign the power of attorney as a witness to the principal’s signature. The Illinois Power of Attorney Act is very specific as to which licensed professionals are not permitted to be a witness, which excludes the principal’s attending physician, physician assistant, advanced practice nurse, podiatric physician, dentist, optometrist, or mental health service provider. “Mental health service provider” has been changed to “psychologist,” as of January 1. 

If you would like assistance preparing and executing a health care power of attorney, or have any other estate planning needs, please feel free to contact one of our experienced Illinois estate planning attorneys today. Drost, Gilbert, Andrew & Apicella, LLC serves the communities of Crystal Lake, Palatine, Des Plaines, Inverness, Palatine, Schaumburg Riverwoods, Kenilworth, Buffalo Grove, Barrington, and Arlington Heights. Call 847-934-6000 to speak to a member of our team.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.



Changes to the Illinois Health Care Power of Attorney

Web Admin - Friday, January 23, 2015

healthcare power of attorney in Illinois, Palatine estate planning attorneysHealth care powers of attorney are some of the most serious estate planning decisions that people will have to make throughout the course of their lives. Most estate planning decisions relate to structuring assets and ensuring that children and relatives are properly cared for. Health care powers of attorney are different. They are legal documents that allow people to determine how they want their loved ones to make health care decisions on their behalf in the case that they are unable to themselves. These sorts of documents are regulated by the state, and the Illinois legislature recently updated the law that governs health care powers of attorney used in the state, adding new notice requirements and changing the calculus for end of life decision making.

New Notice Requirements

One of the biggest changes that the update made was a complete revision of the notice that precedes the actual health care power of attorney form. The new form breaks the notice provision down into nine headings that have questions beneath them. These headings include:

  • - What Are the Things I Want My Health Care Agent to Know?
  • - What Kind of Decisions Can My Agent Make?
  • - Whom Should I Choose to Be My Health Care Agent?
  • - What If My Agent Is Not Available or Not Willing to Make Health Care Decisions for Me?
  • - Will Happen If I Do Not Choose a Health Care Agent?
  • - What If There Is No One Available Whom I Trust to Be My Agent?
  • - What Do I Do With This Form Once I Complete It?
  • - What If I Change My Mind?
  • - What If I Do Not Want to Use This Form?

Each of these sections include questions and answers that allow the power of attorney form to be filled out in different blocks.

Changes to End of Life Decision-Making

The law also made some important changes in the way that it frames end-of-life decisions. The biggest change in this manner is the fact that the new power of attorney form now distinguishes quality of life from quantity of life. Essentially the new form provides a check box for people to decide whether it is more important for them to have a life they can live fully or whether they would be willing to extend their lives for a hope at making a recovery. The goal of this new distinction is to help people better express what sorts of values their health care should be trying to accomplish.

Estate planning is a complex field that covers everything from health care decisions to future tax liabilities. If you have questions about this new health care power of attorney or some other aspect of estate planning, contact an Illinois estate planning lawyer today. The law firm of Drost, Gilbert, Andrew & Apicella, LLC serves clients in many northwest suburban locations, such as Long Grove, Riverwoods, Palatine, Arlington Heights, and Barrington.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

The Duties and Responsibilities Associated with a Power of Attorney

Web Admin - Thursday, October 16, 2014

power of attorney rights and responsibilitiesIllness, injury, or age can often render a person unable to take proper care of their finances and their property. As a solution to this issue, Illinois law allows people to set up a power of attorney for property. This is a legal document that lets a person, the principal, designate a trusted agent to handle the principal's property with the principal's best interests in mind. This document gives the agent a variety of legal powers over the principal's money and property, but it also comes with legal duties that the principal must fulfill. Agents need to be aware of both of these things to properly complete their jobs without bringing liability onto themselves.

The Powers Granted

The powers granted to an agent under a power of attorney vary depending on the principal's wishes, but in 2011 Illinois created a general form with 15 default powers that a principal can bestow upon an agent. These powers include:

-The authority to buy or sell real estate on behalf of the principal;

-The authority to deal with banks and safe deposit boxes for the principal;

-The authority to represent the principal in insurance transactions; and

-The authority to buy and sell stocks and bonds for the principal.

The form also includes extra sections to place limitations on these powers or to add extras. For instance, the principal can allow the agent to buy and sell stocks and bonds, but also forbid them from selling a particular stock. Similarly, the power to give gifts on the principal's behalf is not included in the default form, but a principal could add it if they so chose.

The Duties of the Agent

Importantly, by taking on these powers, the agent enters into a “fiduciary” relationship with the principal, meaning that they have a duty to act in the principal's best interests. In addition to that general duty, the law also imposes other, more specific duties on the agent. For instance, the agent is required to act in accordance with any estate plans that the principal has put in place to the extent possible. Agents also have a duty to keep good financial records of any “receipts, disbursements, and significant actions conducted for the principal.” The law also forbids agents from taking certain actions. These forbidden actions include commingling the principal's funds with their own, taking loans from the principal, and exceeding the authority granted by the power of attorney.

Powers of attorney are complex legal documents, and managing them incorrectly can open the agent up to legal liability. If you are considering a power of attorney, contact an Arlington Heights estate planning attorney serving the northwest suburbs to better understand your duties as well as other potential estate planning options. We assist clients throughout Inverness, Palatine, Schaumburg, Long Grove, Kenilworth, Riverwoods, and the rest of the Chicagoland area.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Recent Posts


Illinois insurance claim dispute lawyers automated cars Rolling Meadows corporate lawyer LLCs Rolling Meadows probate lawyer Crystal lake insurance dispute attorney Illinois real estate lawyer Buffalo Grove car accident lawyer estate planning disability benefits Inverness traffic law firm drug crimes Chicago insurance claim attorneys life insurance Schaumburg personal injury lawyers workplace sexual harassment college kids estate planning attorney BAC loss of consortium caregiver Illinois insurance disputes slip and fall murder Crystal Lake employment lawyer Illinois criminal defense attorney Illinois traffic laws Rolling Meadows insurance attorney Illinois estate planning Rolling Meadows accident lawyer commercial leasing fault based insurance bicycle dooring accidents Chicago will attorney, social media platforms, Illinois estate planning lawyer, healthcare claims traffic violations defense Arlington Heights pedestrian accidents Palatine Attorney homestead rights Illinois driving without license Home Remodeling Repair Act breathalyzer test car accident liability claims Deer Park criminal attorney suspended license marijuana insurance claim delay underfunded trust employment contract real estate zoning Rolling Meadows insurance dispute lawyers, insurance dispute paid sick leave Illinois car accident attorney golf accidents probate claims process living wills rumble strips Illinois traffic attorney life insurance claims Schaumburg criminal attorney Crystal Lake injury attorney Rolling Meadows criminal attorney boating DUI Arlington Heights Attorney jet ski senior citizens mass shooting Inverness corporate attorney Crystal Lake accident attorney Illinois workplace lawyer traumatic brain injury income distribution deducation Crystal Lake employment attorney Palatine insurance lawyer preventable medical errors vacation home Des Plaines criminal attorney liability Des Plaines wills and trusts Schaumburg corporate attorney hit and run accident Crystal Lake law firm personal injury law firm Des Plaines real estate attorney appealing an insurance claim operating agreements Rolling Meadows boating crash lawyer medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers elder abuse real estate leasing Rolling Meadows criminal lawyer Fair Labor Standards Act Illinois Probate Act of 1975 medication errors pedestrian accidents Schaumburg estate attorney employment law Illinois workplace discrimination attorney sole proprietorship job lawyers living trust benefits traffic deaths Liquor Control Act Palatine estate planning lawyer Illinois Smoke Detector Act drunk driving statistics employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Mount Prospect elder law attorney underage DUI Fourth of July dynasty trusts distracted driving accident victims trauma after an accident Attorney Ken Apicella Barrington real estate lawyer anesthesia errors employee rights trucking accident lawyers defective products criminal law Arlington Heights personal injury attorney FSLA surgical mistakes Colin Gilbert Illinois speeding lawyer Joliet general practice lawyers Inverness injury lawyer DGAA TBI Barrington injury attorney Arlington Heights injury attorney Illinois employment law firm Arlington Heights real estate lawyer construction accidents texting and driving civil litigation attorney Chicago corporate attorney Illinois personal injury attorney Rolling Meadows Attorney brain injury Illinois wrongful termination lawyer bike accident Arlington Heights criminal lawyer traffic crimes car accidents South Barrington real estate lawyer Illinois employee rights attorney. Crystal Lake criminal defense attorney Illinois construction accident attorney Barrington boating accident attorney Chicago attorney wage theft probate claims Retaliatory Discharge taxes elder law fiduciary rule delay Schaumburg criminal law attorney commercial real estate Rolling Meadows personal injury lawyers tax attorney Illinois DUI attorney Long Grove real estate lawyer IRELA digital information unfunded trust Chicago car accident lawyer Detainer Actions Kenilworth estate planning attorney insurance attorney Illinois insurance lawyer caretaker rights insurance denials jet ski accidents Arlington Heights car accident lawyer Illinois trusts attorney Palatine drug lawyer trustee Schaumburg car accident attorney natural gas explosion Illinois jet ski accident lawyer Inverness insurance attorney employment lawyer civil litigation wrongful termination advance healthcare directive Illinois personal injury Rolling Meadows personal injury lawyer Barrington workers compensation attorney Home Sale Contingencies Illinois insurance claims lawyers pedestrian-automobile accident hands free device natural gas Landlord Tenant Ordinance Long Grove estate planning attorney Schaumburg estate planning attorney drug possession Illinois injury lawyer health insurance dispute license revocation drug crimes lawyer Chicago estate planning lawyer Illinois workers compensation lawyer right to work wills Illinois lawyer traumatic brain injuries startup company car crashes Des Plaines personal injury lawyer premises liability Rolling Meadows traffic law firm Illinois will lawyer subcontractor Palatine punch death Arlington Heights wills and trusts attorneys Arlington Heights employment law attorneys Illinois pet lawyer motorcycle accident privacy workers compensation insurance agents Illinois defective products attorney ObamaCare Illinois personal injury lawyer probate fees field sobriety test rest breaks Chicago employment attorney Rolling Meadows insurance dispute lawyers Chicago biking tips Arlington Heights wills and trusts lawyers revenge porn institutional trustee wrongful death Long Grove real estate attorney Palatine business attorney Illinois corporate lawyer insurance disputes Deer Park traffic lawyer Illinois red light cameras digital media accounts, estate planning, Arlington Heights estate planning attorney, Whistleblower Claims insurance claims Rolling Meadows real estate attorney Schaumburg personal injury attorney insurance agent negligence Crystal Lake insurance lawyer Deer Park traffic accident attorney real estate closing Palatine workers compensation lawyer pedestrian accident personal injury claim estate tax Des Plaines drug lawyer icy parking lots Illinois estate planning law firm overtime pay Illinois motorcycle accident lawyer insurance denial appeals Kenilworth estate planning attorneys Schaumburg employment law attorneys comparative negligence marijuana crimes attorney life insurance lawyer dealing with problem employees insurance claim modern family estate planning gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Schaumburg medical malpractice lawyer Arlington Heights wills and trusts lawyer Illinois registered agent filing a medical malpractice claim Long Grove wills and trusts attorneys creditors Buffalo Grove personal injury lawyer Barrington Traffic Lawyer reckless homicide Illinois home inspection criminal record IRS Rolling Meadows Barrington personal injury lawyer Arlington Heights wills and trusts attorney Buffalo Grove insurance claim dispute lawyers Barrington estate planning lawyer Illinois business law atorneys boating accidents denied insurance claim Barrington employment attorney accidental death benefits South Barrington real estate attorney unpaid overtime Illinois estate planning attorney Illinois insurance claim dispute lawyer Illinois insurance dispute lawyers Policy Cancellation pay when paid contract business litigation Arlington Heights Traffic Lawyer Illinois living will deed transfer Illinois Human Rights Act insurance claim denials Crystal Lake tax lawyer Palatine traffic lawyer Des Plaines personal injury attorney owner responsibility Illinois workers compensation attorney Schaumburg civil litigation attorney Palatine civil litigation lawyer GM ignition switches Employment Discrimination Law rollover accidents Crystal Lake pet attorney Illinois traffic attorneys Arlington Heights employment attorney life insurance policy insurance claim dispute Barrington Illinois estate planning lawyer Illinois LLC creation digital assets Mt Prospect Attorney mortgage Arlington Heights accident attorney Riverwoods estate planning lawyer digital evidence Illinois Wage Payment and Collection Act spinal cord injury digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers capital gains tax Chicago estate planning Des Plaines personal injury lawyers deadly crashes Des Plaines insurance attorney cell phone tower data traffic laws Schaumburg traffic lawyer sexual images Schaumburg elder law lawyer contracts Palatine employment attorney Crystal Lake employment law attorney loopholes irrevocable trust Rolling Meadows Traffic Lawyer Buffalo Grove traffic lawyers Illinois traffic accident lawyer Deer Park medical malpractice attorney Deer Park accident attorney medical marijuana drunk driving POA controlled substance Rolling Meadows insurance lawyer car crash child safety DNR bicycle accidents denied insurance claims Des Plaines tax law firm criminal defense Crystal Lake traffic lawyer traffic offenses Palatine real estate lawyer Des Plaines civil attorney CAM Illinois medical malpractice attorney medical malpractice Illinois business lawyer rollover car crashes Long Grove estate planning real estate attorney blood alcohol content manufacturing license suspension real estate lawyer Illinois Sales Representative Act Chicago insurance law firm driving swimming pools insurance dispute DUI penalities probate process estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers insurance claim denial Buffalo Grove probate lawyer Rolling Meadows estate planning attorney Barrington litigation attorney Schaumburg probate attorney trusts traffic accidents nursing home negligence texting while driving foreclosure ken apicella Chicago traffic lawyer Crystal Lake bike accident lawyer workers compensation benefits DUI meal breaks Illinois employment law head on collisions in terrorem provision Buffalo Grove law firm Inverness DUI lawyer Inverness real estate attorney Rolling Meadows personal injury attorney car collision trucking accidents Arlington Heights personal injury lawyer wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace installment contracts Crystal Lake pedestrian accident lawyer problem employees gift taxes insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys special needs trust Des Plaines DUI attorney work unions Illinois medical malpractice lawyers Barrington medical malpractice lawyers insurance negligence Rolling Meadows traffic attorney Self-Directed IRA Accounts financial advisors Arlington Heights lawyer Family Medical Leave Act residential real estate employee misclassification Schaumburg real estate lawyer DUI attorney Barrington estate planning attorney Illinois rollover accident lawyers Illinois mortgages Arlington Heights estate planning attorney motorcycle accident lawyer criminal Rolling Meadows employment law attorney changes to mortgage law unauthorized overtime Illinois probate lawyer home inspection lawyer back injuries Rolling Meadows business lawyer rent to own real estate contracts Arlington Heights TBI attorney federal regulations for LLCs foreclosed rental property Barrington employment law firm Illinois pedestrian accident attorney Illinois elder law attorney auto accidents Schaumburg wrongful death attorney personal injury lawyer Illinois employment lawyer Illinois small business cell phone Illinois job attorney Crystal Lake car accident attorney Kenilworth estate planning lawyer Barrington employment law attorney Arlington Heights insurance attorney landlord tenant law Schaumburg estate planning lawyer Barrington criminal lawyer new real estate form healthcare Illinois attorney crossover accidents Federal Food Drug and Cosmetic Act Rolling Meadows medical malpractice lawyers no contest clauses Buffalo Grove traffic attorney employee discrimination internet insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys clemency Rolling Meadows drug defense attorney Inverness personal injury attorney insurance claim dispute attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation low-ball insurance settlement car accident lawyer Forcible Entry Schaumburg employment attorney trench injuries pregnant women Buffalo Grove criminal defense lawyer Deer Park DUI lawyer Deer Park employment law attorney boating under the influence distracted driving accidents Mount Prospect wills and trusts lawyers personal injury attorney underinsured motorist Food and Drug Administration's Food Safety Modernization Act Crystal Lake medical malpractice lawyer Barrington business law firm Affordable Care Act medical malpractice compensation uninsured motorist small business Deer Park real estate law firm Illinois collections attorney food poisoning Des Plaines collections attorney Rolling Meadows tax attorney BAIID Illinois wills and trusts attorneys murder charges guardianship attorney Inverness probate lawyer Barrington attorney estate planning trusts Inverness elder law lawyer Illinois traffic ticket lawyer Mount Prospect real estate lawyer Transfer on Death Instrument Illinois employment law attorney personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Rolling Meadows marijuana attorney fiduciary rule real estate contract Class A misdemeanor personal injury claims Illinois medical malpractice case DUI defense IRA trust transfer Buffalo Grove corporate attorney IRA benefits Inverness civil lawyer Chicago lawyer pain and suffering Barrington drug crime attorney PTSD Arlington Heights medical malpractice lawyer products liability Palatine trusts lawyer Palatine personal injury lawyer Des Plaines accident attorney agent defective products lawyer car accident lawyers dog bites involuntary manslaughter privacy laws power of attorney for healthcare Barrington civil litigation attorney Crystal Lake civil litigation lawyer Crystal Lake business law attorneys vacation home fines Illinois insurance attorney Illinois preventing accidents product liability Palatine employment law lawyer Crystal Lake car accident lawyer holiday statistics breach of contract forming a corporation in Illinois Des Plaines medical malpractice attorney estate planning lawyer real estate attorneys Illinois trucking safety consent to a search probate lawyer first degree murder medical malpractice claims Exclusions pizza emoji pet law blended families Arlington Heights car crash attorneys independent contractor liens employment law, Illinois employment laws Buffalo Grove real estate attorney probate Palatine elder law attorney power of attorney Colin H. Gilbert Buffalo Grove medical malpractice lawyers Illinois real estate denial of life insurance Illinois boating accident lawyer Des Plaines claims law firm FMLA Deer Park motorcycle accident lawyer Palatine corporate attorney Illinois civil litigation lawyer living trust Deer Park workers compensation lawyer Crystal Lake will lawyer workers comp Illinois bicycle safety ACA Illinois tax attorney Des Plaines injury law firm Illinois insurance claim attorney investment property condo association Crystal Lake medical malpractice attorneys Buffalo Grove personal injury attorney Arlington Heights trucking lawyer drug crime attorney fees Buffalo Grove injury lawyer truck collisions pedestrian injuries, pedestrian fatality Buffalo Grove employment lawyer cell phone accidents Arlington Heights tax lawyer Jay Andrew insurance dispute attorney Chicago will attorney estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, trust payments Schaumburg Schaumburg injury lawyer traffic violations pet bites social media after death Illinois employment laws federal crimes Illinois personal injury lawyers Des Plaines drug crimes lawyer Schaumburg personal injury lawyer Illinois Workers’ Compensation Commission Schaumburg construction accident lawyer drugs Palatine corporate law attorneys employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Crystal Lake personal injury lawyer personal injury accidents Crystal Lake personal injury attorney Des Plaines real estate lawyer fatal car accidents Schaumburg insurance lawyers sexual harassment School Visitation Rights Act license Legal Info Schaumburg drug defense lawyer severance agreements Palatine law firm Illinois Transfer on Death Instrument Illinois wills and trusts license reinstatement Illinois employment attorneys Inverness estate planning lawyer employment attorney traffic tickets civil rights violation whistleblower protections medical research construction contracts DMV Barrington personal injury attorney murder defense Super Mario Palatine injury attorney living trust vs will Palatine employment lawyer Long Grove estate planning attorneys condo Illinois employment law attorneys comp time insurance adjusters Palatine construction attorney car crash injuries Crystal Lake traffic attorney Rolling Meadows employment law attorneys expungement Rolling Meadows DUI lawyer estate planning for college students personal injury dram shop law bad faith insurance claims corporate law Illinois medical malpractice claim compensatory time Palatine criminal defense lawyer slip and fall accidents overtime violations spinal cord injuries minimum wage eluding a police officer commercial leases Chicago employment lawyer Palatine civil attorney Rolling Meadows litigation lawyer speeding Inverness accident lawyer Crystal Lake estate planning lawyer Crystal Lake medical malpractice law firm BUI Schaumburg Attorney llinois Real Estate Lawyers Association Palatine probate lawyer Palatine traffic accidents Des Plaines Traffic Lawyer Des Plaines pet law attorney Inverness real estate lawyer Des Plaines motorcycle accident attorney Rolling Meadows car accident lawyers landlord hiring employees Rolling Meadows employment attorney Do Not Resuscitate Arlington Heights traffic attorney Deer Park personal injury lawyer employees estate plan estate attorney Illinois law real estate unpaid assessment Barrington criminal defense lawyer Chicago trucking accident attorney Thanksgiving