DGAA bLAWg

What Is a Mechanic’s Lien?

Web Admin - Wednesday, March 21, 2018
Inverness real estate lien attorneyIn any real estate transaction, there are a variety of legal issues that can arise that will affect the parties’ ability to complete the sale. If there are any encumbrances on the property, they will restrict the owner’s ability to transfer the title. Mechanic’s liens are one type of encumbrance that people may not be aware of, and property owners should be sure to understand how these liens can affect them.

Mechanic’s Liens in Illinois

A mechanic’s lien can be placed on a property by a contractor, subcontractor, or supplier if they were not paid for improvements which were made to the property. This could occur because a contractor was not fully paid for the work they did or because a contractor failed to pay a subcontractor or supplier. A mechanic’s lien is a cloud on title that must be resolved before the property can be sold or refinanced.

In Illinois, a contractor must file a mechanic’s lien within four months after the work was completed. A subcontractor must record a lien within 90 days of the date that they last worked on the property. A claim must include a statement of the work performed according to the contract, the amount due to the claimant, and a description of the property. A claimant must file a lawsuit to foreclose on the lien within two years after the completion of work. If the lawsuit is successful, the claimant will be entitled to receive the amount due, as well as interest at the rate of 10% per year.

Subcontractors must meet some additional reporting requirements before they can file a mechanic’s lien. Within 60 days after commencing work on the property, they must provide a notice to the property owner specifying the name and address of the subcontractor, the type of work to be performed or the materials to be provided, the date work began, and the name of the contractor who hired the subcontractor. 

A mechanic’s lien can be removed when the claimant releases the lien, usually after receiving payment. If a claim has been filed, but a lawsuit has not been commenced, a property owner can serve notice to the claimant requiring them to file a lawsuit within 30 days, and if the claimant fails to do so within that period, they will forfeit their rights to the lien.

Contact a Schaumburg Real Estate Attorney

If you need help resolving issues related to mechanic’s liens or other encumbrances during a real estate transaction, the attorneys of Drost, Gilbert, Andrew & Apicella, LLC can help you meet your legal requirements and work with you to complete your transaction successfully. Contact our Rolling Meadows real estate lawyers today at 847-934-6000 to arrange a personalized consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.



Sources:
http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2254&ChapterID=63
http://www.gorequire.com/blog/understanding-mechanics-liens-what-they-are-and-how-they-impact-property-title

New Realtor Form Contract Comes into Use

Web Admin - Thursday, August 14, 2014

IRELA new real estate formThe Illinois Real Estate Lawyers Association (“IRELA”), along with a variety of other real estate organizations, maintains a form contract for realtors and their clients to use when selling a home. The IRELA recently released their new version of this, known as the Multi-Board Residential Real Estate Contract version 6.0, and this new contract is now in use. The new version makes a variety of changes to the old 5.0 version, many of which are technical or procedurally based. However, the contract does have some new language of which buyers and sellers should be aware.

The contract now allows for more options when dealing with escrow during the closing. It also changes how professional inspections work, requiring sellers to request portions of inspection reports. The new contract also alters how the timeline for mortgage financing affects the seller’s ability to back out of the deal. Finally, the contract changes the seller's responsibilities as far as disclosing potential issues with the home. Importantly, these are just some of the changes made during the board's updating of the contract. It is important that you consult with a real estate attorney during any real estate transaction to make sure you understand the scope of the new contract.

Version 6.0 Changes

The new 6.0 version of the Multi-Board contract contains a variety of changes from the earlier 5.0 document. First, the 6.0 document contains a new paragraph regarding who holds on to the buyer's earnest money until the closing goes through. In the prior contract, options were only available for the buyer's broker or the seller's broker to manage that. Now, the contract allows for third parties, like title companies, to hold the money in escrow.

The new contract also modifies how buyers can void the contract after a failed inspection. The contract allows buyers to hire professional inspectors to check the house for problems like radon or insect infestations. If the inspectors discover such an issue, then the buyer has the option of voiding the sale contract. However, the new 6.0 version allows the seller to request the portion of the report that the buyer is using as grounds for cancellation.

The updated document also alters the timeline for the buyer to obtain mortgage financing. The old contract used to require a “firm written commitment” from the bank that financing would be forthcoming. However, banks seldom issue such statements quickly, so the new version merely requires the buyer to prove that they have submitted the loan for underwriting by a certain date, and that the bank has given them clearance to close by another date.

The contract also requires the seller to make a variety of representations to the buyer, such as stating that the home is not currently subject to a boundary line dispute. The new 6.0 version of the contract adds extra notification duties to the seller, forcing them to make all the same representations again at closing, which means that any changed circumstances would require an update.

Contact Our Real Estate Lawyers Today

If you are currently looking to buy a new house or another piece of property, contact an experienced Illinois real estate attorney today. At Drost, Gilbert, Andrew & Apicella, LLC, our team of skilled professionals counsels clients in towns all over the northwest suburbs, including in Arlington Heights, Long Grove, and South Barrington.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Home Sale Contingencies in Real Estate Contracts

Web Admin - Thursday, April 10, 2014

illinois real estate contingencies lawyerBuying a new home is a complicated task that requires a lot of pieces to fall into place in just the right way. For many people, one of these pieces is the ability to sell their current home. Often, people need to sell their old home first to make sure they have enough cash on hand to afford the new one. Of course, sometimes that is not feasible, and people will want to put an offer down on a new house before they have managed to sell their old one. When this happens, people can use a “home sale contingency” clause in their contract to purchase the new home. In short, a home sale contingency clause voids the contract for the sale of the new house in the event that the buyer is unable to sell their old one.

Types of Home Sale Contingencies

There are two broad types of home sale contingencies that lawyers can build into a contract: a “sale and closing contingency” and a “closing contingency.” The sale and closing contingency is used in the event that the buyer has yet to find a prospective buyer for their own home. Conversely, buyers use closing contingencies when they have a prospective buyer who has made an offer for their home, but the sale has not yet closed. In this instance, the contingency acts as an insurance policy against the sale of the buyer’s home falling through at the last minute. While these two types of clauses function in largely the same way, both of them voiding the sale of the new house if the old one does not sell, the sale and closing contingencies are more likely to include a “kick out” clause.

Kick out clauses are a right of first refusal. They allow the seller to keep searching for other buyers for the house. In the event that one of these other buyers makes an offer, then the seller must notify the first buyer. The first buyer then has some period of time to sell their house or else the seller is allowed to make the sale to the new buyer instead.

Factors to Consider When Using a Home Sale Contingency

Buyers should consider two things when deciding whether to ask for a home sale contingency: the effect it will have on the new home’s price and the other costs of purchasing a house. For the first point, home sale contingency clauses will likely drive the price of the new home up. The buyer is asking the seller to take the risk that the buyer’s old home will not sell, and the seller will likely want compensation for bearing that risk.

For the second point, buyers can still end up sinking other costs into the attempted purchase of the new home. They can end up paying for things like home inspections, appraisal fees, and the like, even before they have sold their old house. In the event that the buyer fails to sell their home, then they have wasted any money spent on such things.

If you are in the market for a new house, find an Illinois real estate attorney to help ensure that you receive strong, fair contracts. We serve towns all across northwest Chicago including Palatine, South Barrington, and Mount Prospect.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Recent Changes to the Mortgage Process

Web Admin - Friday, January 24, 2014

By: Jay A. Andrew
jaa@dgaalaw.com
http://www.dgaalaw/jay-andrew.html
(847) 934-6000

In the wake of the 2008 financial crisis, Congress created the Consumer Financial Protection Bureau (CFPB). The CFPB is an agency that Congress tasked with regulating companies in the financial sector, such as banks and hedge funds, to ensure that consumers do not find themselves treated unfairly by such institutions. To that end, the CFPB passed a qualified mortgage rule. This rule places certain restrictions on the types of loans that banks can authorize, but it also provides them some protection against consumer lawsuits.

In addition to creating the CFPB, Congress also responded to the financial crisis by passing The Mortgage Forgiveness Debt Relief Act (MFDRA). This Act had prevented people from being taxed on mortgage debt that banks forgave. However, the Act expired on December 31st, and Congress did not choose to extend it. This expiration impacts consumers dealing with foreclosures and short sales.

Qualified Mortgages

Qualified mortgages are a feature of the CFPB’s “ability-to-repay” rule, which requires lenders to verify a person’s income and other financial details to ensure that they can afford the mortgage they want. The CFPB put this regulation in place to stop banks from recklessly giving out mortgages without checking people’s financials. The rule also prohibits a variety of loan features that contributed to the 2008 crash, like interest only loans or terms lasting more than 30 years. If the bank complies with all of these requirements, they receive legal protection for the loan.

The law places different levels of protection depending on whether the loan was prime or subprime. Consumers will find it difficult to sue on prime loans if they meet the qualified mortgage requirements. But, if they have a subprime mortgage, they may still be able to show the court that the bank did not comply with the ability-to-repay requirements, which may help them in a lawsuit.

The Mortgage Forgiveness Debt Relief Act

Congress passed the MFDRA in order to help people struggling under mortgage debt during the financial crisis. The Act helped people who owed more money on their homes than the homes were worth by lowering their tax burden. Before the Act, if a bank forgave a person’s debt, the government would tax the person on the forgiven debt as if it were income. The Act put a stop to that for the purposes of some mortgage debt.

However, the Act expired at the end of 2013, and though some members of Congress of are still talking about renewing it, that has not happened, which means that the tax break no longer exists. Now, if a person has their mortgage debt forgiven as part of a foreclosure or short sale, they may end up owing taxes on the forgiven debt.

If you have questions about your mortgage, contact a Des Plaines real estate lawyer today. Call 847-934-6000 to reach out to our firm. We serve many northwest suburban areas including Arlington Heights, Deer Park, Barrington, Buffalo Grove, and other nearby communities.


Recent Posts


Tags

Illinois business law atorneys Illinois employment laws Schaumburg insurance lawyers Barrington personal injury attorney Schaumburg personal injury lawyer IRELA golf accidents Crystal Lake injury attorney Inverness real estate lawyer Thanksgiving DUI penalities new real estate form Des Plaines criminal attorney sexual images Illinois personal injury lawyer bicycle accidents Chicago estate planning lawyer personal injury lawyer Illinois Human Rights Act Des Plaines personal injury attorney Illinois medical malpractice claim Rolling Meadows corporate lawyer pay when paid contract Barrington estate planning lawyer insurance dispute Illinois Wage Payment and Collection Act Family Medical Leave Act Barrington boating accident attorney Illinois estate planning law firm Rolling Meadows personal injury attorney Jay Andrew federal regulations for LLCs Fair Labor Standards Act Crystal Lake personal injury lawyer dog bites Schaumburg personal injury attorney filing a medical malpractice claim Illinois boating accident lawyer Illinois criminal defense attorney Arlington Heights wills and trusts attorney life insurance CAM trusts products liability denied insurance claims Illinois injury lawyer civil rights violation pizza emoji breach of contract Deer Park criminal attorney privacy laws guardianship attorney power of attorney bad faith insurance claims Crystal Lake traffic lawyer pedestrian injuries, pedestrian fatality Illinois registered agent wrongful termination Rolling Meadows real estate attorney medical research civil litigation attorney taxes Illinois DUI attorney foreclosure Barrington civil litigation attorney workers compensation digital assets mortgage job lawyers BUI unfunded trust Schaumburg estate planning attorney traffic violations defense Crystal Lake medical malpractice attorneys South Barrington real estate attorney Mount Prospect elder law attorney Crystal Lake insurance lawyer probate lawyer attorney fees deed transfer independent contractor employment lawyer POA Transfer on Death Instrument blended families probate whistleblower protections probate fees spinal cord injuries insurance agents Illinois elder law attorney life insurance claims digital information trucking accident lawyers Rolling Meadows employment attorney Arlington Heights real estate lawyer liability claims vacation home fines Long Grove wills and trusts attorneys Barrington Traffic Lawyer Illinois wills and trusts attorneys Kenilworth estate planning attorneys in terrorem provision Illinois jet ski accident lawyer BAC drunk driving statistics Schaumburg criminal attorney Barrington medical malpractice lawyers Illinois breathalyzer test investment property sexual harassment commercial leases Buffalo Grove injury lawyer underfunded trust Palatine trusts lawyer Buffalo Grove real estate attorney Deer Park real estate law firm Illinois civil litigation lawyer Crystal Lake traffic attorney Schaumburg Buffalo Grove insurance claim dispute lawyers Arlington Heights car crash attorneys Rolling Meadows probate lawyer Barrington criminal lawyer wage theft denial of life insurance field sobriety test Exclusions Federal Food Drug and Cosmetic Act meal breaks Des Plaines tax law firm Crystal Lake car accident attorney Policy Cancellation right to work Palatine employment law lawyer Illinois insurance claim dispute lawyer Rolling Meadows insurance dispute lawyers traffic accidents Illinois workers compensation attorney Des Plaines motorcycle accident attorney creditors traffic offenses employees real estate closing power of attorney for healthcare Rolling Meadows criminal attorney caretaker rights Crystal Lake personal injury attorney living trust real estate personal injury claims Rolling Meadows criminal lawyer Illinois collections attorney commercial real estate living trust vs will insurance claim dispute Illinois lawyer Palatine business attorney Palatine traffic lawyer distracted driving accident victims Illinois corporate lawyer Des Plaines injury law firm Crystal Lake business law attorneys car crashes Barrington business law firm Arlington Heights lawyer problem employees Illinois Transfer on Death Instrument subcontractor changes to mortgage law Rolling Meadows estate planning attorney Deer Park motorcycle accident lawyer Chicago attorney Palatine law firm estate tax llinois Real Estate Lawyers Association Arlington Heights car accident lawyer insurance agent negligence Rolling Meadows employment law attorneys natural gas medical malpractice compensation Chicago traffic lawyer insurance claim dispute attorney Chicago trucking accident attorney Crystal Lake employment attorney motorcycle accident lawyer rollover car crashes commercial leasing Schaumburg injury lawyer Illinois employee rights attorney. IRA benefits small business foreclosed rental property social media after death Schaumburg car accident attorney Buffalo Grove traffic attorney irrevocable trust Long Grove estate planning attorneys workers comp Landlord Tenant Ordinance Illinois traffic ticket lawyer personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys no contest clauses Home Remodeling Repair Act Schaumburg drug defense lawyer Illinois medical malpractice case Schaumburg corporate attorney Whistleblower Claims rent to own real estate contracts estate plan probate process Crystal Lake will lawyer murder charges Inverness probate lawyer swimming pools auto accidents underage DUI truck collisions real estate leasing Illinois insurance lawyer blood alcohol content Illinois workers compensation lawyer Chicago employment lawyer Chicago will attorney, social media platforms, Illinois estate planning lawyer, Des Plaines medical malpractice attorney Mount Prospect real estate lawyer Arlington Heights trucking lawyer trench injuries fiduciary rule Rolling Meadows drug defense attorney Schaumburg Attorney Illinois personal injury lawyers reckless homicide comp time premises liability pain and suffering traffic crimes texting and driving Palatine insurance lawyer DGAA Arlington Heights accident attorney Illinois employment law firm medical marijuana gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys financial advisors Chicago biking tips owner responsibility medical malpractice claims Rolling Meadows traffic law firm rollover accidents license suspension uninsured motorist FMLA medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Attorney Ken Apicella Illinois workplace lawyer crossover accidents unpaid assessment Chicago employment attorney life insurance lawyer Illinois tax attorney liability expungement insurance claim Rolling Meadows car accident lawyers digital evidence Riverwoods estate planning lawyer Illinois attorney preventing accidents dram shop law preventable medical errors Legal Info minimum wage Schaumburg construction accident lawyer Rolling Meadows litigation lawyer marijuana Illinois red light cameras Buffalo Grove personal injury attorney Schaumburg civil litigation attorney personal injury law firm Palatine drug lawyer Class A misdemeanor Rolling Meadows insurance dispute lawyers, insurance dispute estate planning lawyer fatal car accidents Self-Directed IRA Accounts residential real estate estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, trucking accidents Crystal Lake employment lawyer Arlington Heights estate planning attorney manufacturing Illinois insurance dispute lawyers Buffalo Grove medical malpractice lawyers Arlington Heights wills and trusts lawyer personal injury Des Plaines real estate attorney compensatory time distracted driving accidents insurance claim denial insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Illinois personal injury Fourth of July appealing an insurance claim living wills car accident lawyer Arlington Heights pedestrian accidents denied insurance claim Illinois mortgages DNR estate planning attorney Deer Park employment law attorney life insurance policy traffic laws estate planning for college students traumatic brain injuries traffic tickets capital gains tax Crystal Lake civil litigation lawyer Arlington Heights TBI attorney Rolling Meadows medical malpractice lawyers pet bites unauthorized overtime Inverness injury lawyer Chicago car accident lawyer Illinois Probate Act of 1975 Schaumburg wrongful death attorney advance healthcare directive boating under the influence Illinois insurance claims lawyers internet texting while driving Palatine Attorney natural gas explosion Palatine elder law attorney involuntary manslaughter Palatine personal injury lawyer landlord tenant law Arlington Heights personal injury attorney drunk driving construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation startup company probate claims Des Plaines personal injury lawyers drug possession Illinois insurance claim dispute lawyers Rolling Meadows DUI lawyer traffic deaths car accidents fault based insurance Des Plaines DUI attorney Palatine criminal defense lawyer Illinois employment law Illinois pet lawyer Crystal Lake pet attorney clemency car accident lawyers holiday statistics bike accident employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Illinois real estate Crystal Lake medical malpractice law firm employment law, Illinois employment laws Rolling Meadows traffic attorney drug crimes trust payments motorcycle accident Inverness corporate attorney loopholes accidental death benefits Palatine corporate law attorneys DUI attorney Arlington Heights personal injury lawyer institutional trustee Schaumburg medical malpractice lawyer Illinois medical malpractice lawyers insurance dispute attorney Illinois business lawyer Illinois employment law attorneys PTSD Do Not Resuscitate eluding a police officer healthcare claims GM ignition switches Schaumburg real estate lawyer suspended license Illinois trucking safety Illinois employment lawyer hiring employees Long Grove real estate lawyer insurance denials first degree murder real estate lawyer Palatine employment attorney insurance claim denials cell phone traumatic brain injury pedestrian accident personal injury claim condo association Illinois probate lawyer BAIID employment contract LLCs corporate law Palatine civil attorney federal crimes TBI Buffalo Grove law firm living trust benefits Mount Prospect wills and trusts lawyers pedestrian accidents Des Plaines unpaid overtime low-ball insurance settlement insurance adjusters Illinois home inspection real estate attorney Crystal lake insurance dispute attorney agent car crash health insurance dispute food poisoning ACA driving Palatine corporate attorney Colin H. Gilbert medical malpractice real estate attorneys Illinois rollover accident lawyers rest breaks Illinois traffic accident lawyer marijuana crimes attorney Des Plaines real estate lawyer Palatine injury attorney nursing home negligence Rolling Meadows employment law attorney Rolling Meadows accident lawyer icy parking lots criminal defense Illinois car accident attorney head on collisions dynasty trusts elder abuse Rolling Meadows insurance lawyer Inverness civil lawyer Arlington Heights employment law attorneys insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Illinois insurance claim attorney Food and Drug Administration's Food Safety Modernization Act Des Plaines insurance attorney real estate contract wills and trusts Illinois employment attorneys slip and fall accidents elder law Crystal Lake accident attorney FSLA boating DUI Deer Park traffic lawyer wrongful death automated cars Buffalo Grove criminal defense lawyer Buffalo Grove employment lawyer Palatine traffic accidents construction accidents pet law Palatine estate planning lawyer Long Grove estate planning attorney Des Plaines civil attorney Rolling Meadows marijuana attorney Barrington estate planning attorney license revocation estate attorney Buffalo Grove probate lawyer license Illinois wrongful termination lawyer Liquor Control Act workers compensation benefits insurance denial appeals Des Plaines drug lawyer Illinois defective products attorney Illinois driving without license Schaumburg estate attorney Chicago estate planning insurance attorney Des Plaines drug crimes lawyer Colin Gilbert Crystal Lake car accident lawyer Inverness elder law lawyer Arlington Heights traffic attorney Arlington Heights wills and trusts lawyers Rolling Meadows insurance attorney revenge porn mass shooting Rolling Meadows Traffic Lawyer privacy car crash injuries Des Plaines Traffic Lawyer overtime violations speeding surgical mistakes ObamaCare Schaumburg elder law lawyer income distribution deducation Deer Park traffic accident attorney probate claims process college kids defective products lawyer homestead rights deadly crashes vacation home Palatine probate lawyer Palatine punch death School Visitation Rights Act Illinois traffic attorneys Long Grove estate planning Illinois construction accident attorney Chicago lawyer trauma after an accident Barrington employment law attorney Barrington real estate lawyer Barrington workers compensation attorney workplace sexual harassment South Barrington real estate lawyer drug crime Super Mario anesthesia errors Illinois estate planning Chicago corporate attorney Barrington Illinois estate planning lawyer employee discrimination home inspection lawyer pedestrian-automobile accident employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Arlington Heights criminal lawyer Employment Discrimination Law loss of consortium Illinois will lawyer Illinois insurance attorney Des Plaines collections attorney operating agreements Schaumburg traffic lawyer employment law Illinois Sales Representative Act Schaumburg criminal law attorney Crystal Lake criminal defense attorney Long Grove real estate attorney DUI defense Illinois bicycle safety Crystal Lake medical malpractice lawyer tax attorney brain injury digital media accounts, estate planning, Arlington Heights estate planning attorney, insurance disputes estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers consent to a search cell phone tower data Inverness traffic law firm Arlington Heights tax lawyer jet ski accidents criminal law underinsured motorist caregiver Buffalo Grove car accident lawyer Buffalo Grove personal injury lawyer Barrington employment attorney healthcare Schaumburg probate attorney Crystal Lake estate planning lawyer Deer Park DUI lawyer Illinois Workers’ Compensation Commission Illinois workplace discrimination attorney Illinois personal injury attorney cell phone accidents slip and fall Retaliatory Discharge insurance claim delay Illinois traffic laws estate planning Chicago insurance law firm Inverness estate planning lawyer Des Plaines personal injury lawyer hit and run accident paid sick leave Illinois pedestrian accident attorney Schaumburg employment attorney Arlington Heights medical malpractice lawyer Barrington litigation attorney Palatine civil litigation lawyer Inverness real estate attorney Palatine workers compensation lawyer disability benefits Illinois job attorney Barrington criminal defense lawyer Forcible Entry Kenilworth estate planning lawyer defective products criminal Kenilworth estate planning attorney wills Inverness insurance attorney Deer Park personal injury lawyer liens Illinois wills and trusts medication errors Barrington personal injury lawyer Illinois motorcycle accident lawyer Illinois small business Crystal Lake bike accident lawyer landlord spinal cord injury real estate zoning Deer Park accident attorney Rolling Meadows business lawyer Illinois speeding lawyer insurance claims Crystal Lake employment law attorney trustee construction contracts Palatine employment lawyer boating accidents Rolling Meadows tax attorney Barrington attorney drug crimes lawyer Illinois LLC creation child safety Affordable Care Act IRS criminal record Deer Park medical malpractice attorney Rolling Meadows boating crash lawyer Schaumburg estate planning lawyer hands free device Arlington Heights employment attorney Barrington injury attorney back injuries Illinois traffic attorney Schaumburg employment law attorneys contracts Buffalo Grove corporate attorney estate planning trusts business litigation Arlington Heights Traffic Lawyer Arlington Heights insurance attorney Illinois medical malpractice attorney condo Des Plaines claims law firm Mt Prospect Attorney Chicago insurance claim attorneys Schaumburg personal injury lawyers civil litigation Arlington Heights wills and trusts attorneys Illinois employment law attorney car collision bicycle dooring accidents Chicago will attorney personal injury attorney Illinois insurance disputes Buffalo Grove traffic lawyers Illinois Smoke Detector Act Crystal Lake tax lawyer Rolling Meadows personal injury lawyer modern family estate planning Illinois law Deer Park workers compensation lawyer Joliet general practice lawyers murder defense Crystal Lake pedestrian accident lawyer license reinstatement Barrington drug crime attorney employment attorney Home Sale Contingencies personal injury accidents Inverness personal injury attorney DMV Barrington employment law firm comparative negligence jet ski Illinois living will traffic violations employee misclassification Detainer Actions special needs trust sole proprietorship senior citizens product liability Des Plaines pet law attorney Rolling Meadows personal injury lawyers Inverness DUI lawyer Rolling Meadows pregnant women Illinois trusts attorney Palatine real estate lawyer ken apicella murder Arlington Heights injury attorney severance agreements installment contracts Des Plaines accident attorney forming a corporation in Illinois rumble strips Arlington Heights Attorney insurance negligence car accident Inverness accident lawyer Rolling Meadows Attorney overtime pay work unions Illinois real estate lawyer Illinois estate planning attorney gift taxes wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace drugs dealing with problem employees Crystal Lake law firm DUI controlled substance fiduciary rule delay employee rights IRA trust transfer digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Palatine construction attorney

Archive