DGAA bLAWg

What Is a Mechanic’s Lien?

Web Admin - Wednesday, March 21, 2018
Inverness real estate lien attorneyIn any real estate transaction, there are a variety of legal issues that can arise that will affect the parties’ ability to complete the sale. If there are any encumbrances on the property, they will restrict the owner’s ability to transfer the title. Mechanic’s liens are one type of encumbrance that people may not be aware of, and property owners should be sure to understand how these liens can affect them.

Mechanic’s Liens in Illinois

A mechanic’s lien can be placed on a property by a contractor, subcontractor, or supplier if they were not paid for improvements which were made to the property. This could occur because a contractor was not fully paid for the work they did or because a contractor failed to pay a subcontractor or supplier. A mechanic’s lien is a cloud on title that must be resolved before the property can be sold or refinanced.

In Illinois, a contractor must file a mechanic’s lien within four months after the work was completed. A subcontractor must record a lien within 90 days of the date that they last worked on the property. A claim must include a statement of the work performed according to the contract, the amount due to the claimant, and a description of the property. A claimant must file a lawsuit to foreclose on the lien within two years after the completion of work. If the lawsuit is successful, the claimant will be entitled to receive the amount due, as well as interest at the rate of 10% per year.

Subcontractors must meet some additional reporting requirements before they can file a mechanic’s lien. Within 60 days after commencing work on the property, they must provide a notice to the property owner specifying the name and address of the subcontractor, the type of work to be performed or the materials to be provided, the date work began, and the name of the contractor who hired the subcontractor. 

A mechanic’s lien can be removed when the claimant releases the lien, usually after receiving payment. If a claim has been filed, but a lawsuit has not been commenced, a property owner can serve notice to the claimant requiring them to file a lawsuit within 30 days, and if the claimant fails to do so within that period, they will forfeit their rights to the lien.

Contact a Schaumburg Real Estate Attorney

If you need help resolving issues related to mechanic’s liens or other encumbrances during a real estate transaction, the attorneys of Drost, Gilbert, Andrew & Apicella, LLC can help you meet your legal requirements and work with you to complete your transaction successfully. Contact our Rolling Meadows real estate lawyers today at 847-934-6000 to arrange a personalized consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.



Sources:
http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2254&ChapterID=63
http://www.gorequire.com/blog/understanding-mechanics-liens-what-they-are-and-how-they-impact-property-title

New Realtor Form Contract Comes into Use

Web Admin - Thursday, August 14, 2014

IRELA new real estate formThe Illinois Real Estate Lawyers Association (“IRELA”), along with a variety of other real estate organizations, maintains a form contract for realtors and their clients to use when selling a home. The IRELA recently released their new version of this, known as the Multi-Board Residential Real Estate Contract version 6.0, and this new contract is now in use. The new version makes a variety of changes to the old 5.0 version, many of which are technical or procedurally based. However, the contract does have some new language of which buyers and sellers should be aware.

The contract now allows for more options when dealing with escrow during the closing. It also changes how professional inspections work, requiring sellers to request portions of inspection reports. The new contract also alters how the timeline for mortgage financing affects the seller’s ability to back out of the deal. Finally, the contract changes the seller's responsibilities as far as disclosing potential issues with the home. Importantly, these are just some of the changes made during the board's updating of the contract. It is important that you consult with a real estate attorney during any real estate transaction to make sure you understand the scope of the new contract.

Version 6.0 Changes

The new 6.0 version of the Multi-Board contract contains a variety of changes from the earlier 5.0 document. First, the 6.0 document contains a new paragraph regarding who holds on to the buyer's earnest money until the closing goes through. In the prior contract, options were only available for the buyer's broker or the seller's broker to manage that. Now, the contract allows for third parties, like title companies, to hold the money in escrow.

The new contract also modifies how buyers can void the contract after a failed inspection. The contract allows buyers to hire professional inspectors to check the house for problems like radon or insect infestations. If the inspectors discover such an issue, then the buyer has the option of voiding the sale contract. However, the new 6.0 version allows the seller to request the portion of the report that the buyer is using as grounds for cancellation.

The updated document also alters the timeline for the buyer to obtain mortgage financing. The old contract used to require a “firm written commitment” from the bank that financing would be forthcoming. However, banks seldom issue such statements quickly, so the new version merely requires the buyer to prove that they have submitted the loan for underwriting by a certain date, and that the bank has given them clearance to close by another date.

The contract also requires the seller to make a variety of representations to the buyer, such as stating that the home is not currently subject to a boundary line dispute. The new 6.0 version of the contract adds extra notification duties to the seller, forcing them to make all the same representations again at closing, which means that any changed circumstances would require an update.

Contact Our Real Estate Lawyers Today

If you are currently looking to buy a new house or another piece of property, contact an experienced Illinois real estate attorney today. At Drost, Gilbert, Andrew & Apicella, LLC, our team of skilled professionals counsels clients in towns all over the northwest suburbs, including in Arlington Heights, Long Grove, and South Barrington.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Home Sale Contingencies in Real Estate Contracts

Web Admin - Thursday, April 10, 2014

illinois real estate contingencies lawyerBuying a new home is a complicated task that requires a lot of pieces to fall into place in just the right way. For many people, one of these pieces is the ability to sell their current home. Often, people need to sell their old home first to make sure they have enough cash on hand to afford the new one. Of course, sometimes that is not feasible, and people will want to put an offer down on a new house before they have managed to sell their old one. When this happens, people can use a “home sale contingency” clause in their contract to purchase the new home. In short, a home sale contingency clause voids the contract for the sale of the new house in the event that the buyer is unable to sell their old one.

Types of Home Sale Contingencies

There are two broad types of home sale contingencies that lawyers can build into a contract: a “sale and closing contingency” and a “closing contingency.” The sale and closing contingency is used in the event that the buyer has yet to find a prospective buyer for their own home. Conversely, buyers use closing contingencies when they have a prospective buyer who has made an offer for their home, but the sale has not yet closed. In this instance, the contingency acts as an insurance policy against the sale of the buyer’s home falling through at the last minute. While these two types of clauses function in largely the same way, both of them voiding the sale of the new house if the old one does not sell, the sale and closing contingencies are more likely to include a “kick out” clause.

Kick out clauses are a right of first refusal. They allow the seller to keep searching for other buyers for the house. In the event that one of these other buyers makes an offer, then the seller must notify the first buyer. The first buyer then has some period of time to sell their house or else the seller is allowed to make the sale to the new buyer instead.

Factors to Consider When Using a Home Sale Contingency

Buyers should consider two things when deciding whether to ask for a home sale contingency: the effect it will have on the new home’s price and the other costs of purchasing a house. For the first point, home sale contingency clauses will likely drive the price of the new home up. The buyer is asking the seller to take the risk that the buyer’s old home will not sell, and the seller will likely want compensation for bearing that risk.

For the second point, buyers can still end up sinking other costs into the attempted purchase of the new home. They can end up paying for things like home inspections, appraisal fees, and the like, even before they have sold their old house. In the event that the buyer fails to sell their home, then they have wasted any money spent on such things.

If you are in the market for a new house, find an Illinois real estate attorney to help ensure that you receive strong, fair contracts. We serve towns all across northwest Chicago including Palatine, South Barrington, and Mount Prospect.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Recent Changes to the Mortgage Process

Web Admin - Friday, January 24, 2014

By: Jay A. Andrew
jaa@dgaalaw.com
http://www.dgaalaw/jay-andrew.html
(847) 934-6000

In the wake of the 2008 financial crisis, Congress created the Consumer Financial Protection Bureau (CFPB). The CFPB is an agency that Congress tasked with regulating companies in the financial sector, such as banks and hedge funds, to ensure that consumers do not find themselves treated unfairly by such institutions. To that end, the CFPB passed a qualified mortgage rule. This rule places certain restrictions on the types of loans that banks can authorize, but it also provides them some protection against consumer lawsuits.

In addition to creating the CFPB, Congress also responded to the financial crisis by passing The Mortgage Forgiveness Debt Relief Act (MFDRA). This Act had prevented people from being taxed on mortgage debt that banks forgave. However, the Act expired on December 31st, and Congress did not choose to extend it. This expiration impacts consumers dealing with foreclosures and short sales.

Qualified Mortgages

Qualified mortgages are a feature of the CFPB’s “ability-to-repay” rule, which requires lenders to verify a person’s income and other financial details to ensure that they can afford the mortgage they want. The CFPB put this regulation in place to stop banks from recklessly giving out mortgages without checking people’s financials. The rule also prohibits a variety of loan features that contributed to the 2008 crash, like interest only loans or terms lasting more than 30 years. If the bank complies with all of these requirements, they receive legal protection for the loan.

The law places different levels of protection depending on whether the loan was prime or subprime. Consumers will find it difficult to sue on prime loans if they meet the qualified mortgage requirements. But, if they have a subprime mortgage, they may still be able to show the court that the bank did not comply with the ability-to-repay requirements, which may help them in a lawsuit.

The Mortgage Forgiveness Debt Relief Act

Congress passed the MFDRA in order to help people struggling under mortgage debt during the financial crisis. The Act helped people who owed more money on their homes than the homes were worth by lowering their tax burden. Before the Act, if a bank forgave a person’s debt, the government would tax the person on the forgiven debt as if it were income. The Act put a stop to that for the purposes of some mortgage debt.

However, the Act expired at the end of 2013, and though some members of Congress of are still talking about renewing it, that has not happened, which means that the tax break no longer exists. Now, if a person has their mortgage debt forgiven as part of a foreclosure or short sale, they may end up owing taxes on the forgiven debt.

If you have questions about your mortgage, contact a Des Plaines real estate lawyer today. Call 847-934-6000 to reach out to our firm. We serve many northwest suburban areas including Arlington Heights, Deer Park, Barrington, Buffalo Grove, and other nearby communities.


Recent Posts


Tags

nursing home negligence home inspection lawyer Barrington civil litigation attorney revenge porn slip and fall blood alcohol content Illinois rollover accident lawyers Deer Park workers compensation lawyer guardianship attorney Rolling Meadows Illinois medical malpractice attorney license reinstatement Palatine insurance lawyer trauma after an accident owner responsibility employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Des Plaines Schaumburg personal injury attorney Illinois employment law Illinois small business eluding a police officer drugs fault based insurance insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys pedestrian accident attorney fees Illinois employment laws Chicago insurance law firm murder defense expungement Schaumburg Attorney Kenilworth estate planning attorney Long Grove wills and trusts attorneys paid sick leave Rolling Meadows insurance lawyer reckless homicide Illinois Probate Act of 1975 Crystal Lake civil litigation lawyer Des Plaines Traffic Lawyer Palatine traffic accidents Palatine trusts lawyer Illinois law Mount Prospect wills and trusts lawyers Rolling Meadows accident lawyer personal injury claim Fourth of July Crystal Lake pedestrian accident lawyer Schaumburg personal injury lawyer jet ski accidents real estate lawyer DNR Illinois bicycle safety bad faith insurance claims digital information ken apicella Illinois workers compensation attorney Palatine employment lawyer drug crime car collision insurance negligence Illinois pedestrian accident attorney Attorney Ken Apicella Illinois insurance attorney criminal law real estate contract denied insurance claim Arlington Heights employment attorney senior citizens Arlington Heights personal injury attorney Crystal Lake business law attorneys IRA benefits car crash Des Plaines claims law firm PTSD Inverness personal injury attorney Illinois real estate estate planning trusts truck collisions Buffalo Grove insurance claim dispute lawyers Barrington estate planning lawyer boating accidents Palatine law firm institutional trustee Arlington Heights Traffic Lawyer taxes employee misclassification Mt Prospect Attorney Home Sale Contingencies estate tax Illinois trusts attorney hit and run accident DUI penalities living wills Rolling Meadows criminal attorney Deer Park motorcycle accident lawyer Des Plaines motorcycle accident attorney trench injuries pregnant women jet ski Landlord Tenant Ordinance Crystal Lake personal injury attorney personal injury law firm employment law car crash injuries employment law, Illinois employment laws DGAA civil litigation clemency Barrington real estate lawyer Schaumburg criminal law attorney Barrington employment law firm Illinois driving without license slip and fall accidents Rolling Meadows insurance attorney Jay Andrew Schaumburg employment law attorneys probate fees Chicago biking tips Mount Prospect real estate lawyer Inverness corporate attorney pedestrian accidents Schaumburg estate planning attorney Rolling Meadows Traffic Lawyer back injuries Food and Drug Administration's Food Safety Modernization Act Crystal Lake employment attorney Illinois LLC creation Illinois elder law attorney personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Rolling Meadows employment law attorney underinsured motorist no contest clauses Barrington personal injury attorney Barrington employment law attorney power of attorney disability benefits medical malpractice spinal cord injury workers compensation BAIID Des Plaines pet law attorney compensatory time Deer Park employment law attorney estate plan distracted driving accidents Illinois car accident attorney Buffalo Grove injury lawyer auto accidents license suspension Illinois personal injury attorney unpaid overtime elder law wrongful termination Schaumburg probate attorney Arlington Heights tax lawyer Long Grove estate planning attorney in terrorem provision Des Plaines personal injury lawyers pet law Illinois personal injury lawyers pizza emoji gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Crystal Lake bike accident lawyer Schaumburg traffic lawyer Chicago employment lawyer car accidents wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace deed transfer Crystal Lake law firm CAM Inverness probate lawyer Palatine traffic lawyer Illinois job attorney breach of contract gift taxes Buffalo Grove traffic attorney Deer Park DUI lawyer Rolling Meadows personal injury lawyer Illinois workplace discrimination attorney Crystal Lake medical malpractice lawyer Illinois estate planning attorney Rolling Meadows medical malpractice lawyers healthcare claims Rolling Meadows car accident lawyers privacy laws Illinois Workers’ Compensation Commission medical research Des Plaines tax law firm overtime pay Barrington injury attorney small business rollover accidents pet bites Arlington Heights wills and trusts lawyers changes to mortgage law probate process insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys estate planning attorney drug crimes Class A misdemeanor Illinois insurance dispute attorney consent to a search Illinois trucking safety underfunded trust real estate zoning insurance claims insurance claim dispute attorney residential real estate unauthorized overtime underage DUI involuntary manslaughter Barrington Illinois estate planning lawyer construction accidents Arlington Heights accident attorney trucking accident lawyers distracted driving accident victims Illinois attorney Illinois wills and trusts attorneys real estate wrongful death Schaumburg Barrington workers compensation attorney mass shooting employment contract Rolling Meadows personal injury lawyers trucking accidents Crystal Lake car accident attorney commercial leases rest breaks insurance dispute Illinois will lawyer TBI boating DUI manufacturing wills and trusts car accident Thanksgiving breathalyzer test insurance denial appeals advance healthcare directive Illinois Transfer on Death Instrument Illinois Trust Code bicycle accidents landlord Liquor Control Act Palatine criminal defense lawyer holiday statistics life insurance policy traffic deaths Chicago estate planning lawyer insurance disputes pedestrian injuries, pedestrian fatality natural gas Palatine workers compensation lawyer cell phone fiduciary rule delay Illinois insurance claim dispute lawyer license revocation Arlington Heights employment law attorneys work unions condo Arlington Heights lawyer drug possession Chicago will attorney criminal record Inverness real estate attorney corporate law Barrington personal injury lawyer Arlington Heights personal injury lawyer BUI Illinois real estate lawyer Illinois employment law firm Riverwoods estate planning lawyer federal regulations for LLCs dog bites minimum wage denied insurance claims Crystal Lake medical malpractice law firm traffic laws insurance claim denial medical malpractice claims federal crimes dram shop law Palatine employment attorney civil rights violation Barrington criminal lawyer Inverness estate planning lawyer Schaumburg real estate lawyer Illinois workers compensation lawyer Illinois insurance claims lawyers digital evidence wage theft Rolling Meadows insurance dispute lawyers Illinois estate planning law firm Rolling Meadows insurance dispute lawyers, insurance dispute Illinois civil litigation lawyer construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Barrington attorney insurance attorney Palatine business attorney Crystal Lake criminal defense attorney Schaumburg personal injury lawyers Deer Park real estate law firm Schaumburg employment attorney Buffalo Grove traffic lawyers Arlington Heights pedestrian accidents whistleblower protections Arlington Heights TBI attorney Inverness accident lawyer Palatine injury attorney spinal cord injuries pay when paid contract comparative negligence personal injury attorney Arlington Heights traffic attorney Palatine construction attorney Illinois insurance lawyer deadly crashes Crystal Lake injury attorney Palatine employment law lawyer Exclusions life insurance claims brain injury Schaumburg medical malpractice lawyer pedestrian-automobile accident hands free device Schaumburg drug defense lawyer sexual images Crystal Lake estate planning lawyer IRS motorcycle accident icy parking lots overtime violations Arlington Heights car crash attorneys FSLA digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Chicago will attorney, social media platforms, Illinois estate planning lawyer, Des Plaines real estate attorney Schaumburg wrongful death attorney Schaumburg construction accident lawyer Illinois probate lawyer Rolling Meadows corporate lawyer rumble strips commercial real estate traumatic brain injuries employees murder traffic violations DUI attorney Palatine corporate law attorneys Rolling Meadows traffic law firm Rolling Meadows DUI lawyer privacy sexual harassment Kenilworth estate planning lawyer preventing accidents Illinois business lawyer IRA trust transfer Arlington Heights wills and trusts attorneys boating under the influence Illinois medical malpractice case modern family estate planning filing a medical malpractice claim traffic violations defense income distribution deducation Illinois personal injury lawyer life insurance medical malpractice compensation ACA Policy Cancellation controlled substance estate planning for college students Barrington employment attorney insurance agents digital media accounts, estate planning, Arlington Heights estate planning attorney, trustee license Inverness elder law lawyer Illinois Sales Representative Act Illinois Smoke Detector Act Deer Park traffic lawyer loss of consortium low-ball insurance settlement real estate closing premises liability Deer Park personal injury lawyer Illinois estate planning DMV hiring employees Deer Park medical malpractice attorney Crystal Lake tax lawyer employment lawyer startup company living trust Barrington estate planning attorney Illinois employment attorneys Retaliatory Discharge Illinois living will Schaumburg criminal attorney Chicago car accident lawyer Employment Discrimination Law rent to own real estate contracts Barrington medical malpractice lawyers Long Grove estate planning tax attorney Crystal Lake accident attorney DUI Long Grove real estate lawyer Deer Park accident attorney Buffalo Grove car accident lawyer construction contracts Illinois insurance dispute lawyers severance agreements motorcycle accident lawyer denial of life insurance insurance agent negligence Legal Info Do Not Resuscitate Illinois injury lawyer Illinois wrongful termination lawyer DUI defense agent Chicago lawyer unpaid assessment Affordable Care Act Palatine estate planning lawyer traffic offenses condo association South Barrington real estate attorney Rolling Meadows business lawyer Buffalo Grove personal injury attorney new real estate form comp time Rolling Meadows marijuana attorney Barrington Traffic Lawyer Buffalo Grove law firm llinois Real Estate Lawyers Association head on collisions Buffalo Grove criminal defense lawyer Inverness DUI lawyer Rolling Meadows personal injury attorney Illinois registered agent first degree murder FMLA Barrington litigation attorney workplace sexual harassment probate claims process Illinois personal injury Des Plaines personal injury lawyer Schaumburg estate attorney Illinois employment law attorneys Crystal Lake car accident lawyer Palatine corporate attorney anesthesia errors real estate leasing traffic tickets Kenilworth estate planning attorneys defective products lawyer Illinois insurance claim dispute lawyers insurance claim dispute Arlington Heights car accident lawyer driving estate planning Illinois traffic attorneys suspended license Schaumburg corporate attorney pain and suffering Des Plaines medical malpractice attorney medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers food poisoning Des Plaines accident attorney estate planning lawyer Crystal Lake medical malpractice attorneys installment contracts foreclosed rental property Rolling Meadows employment law attorneys Arlington Heights criminal lawyer insurance claim Illinois lawyer Rolling Meadows drug defense attorney employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Fair Labor Standards Act Des Plaines drug lawyer Deer Park criminal attorney elder abuse forming a corporation in Illinois liens Schaumburg estate planning lawyer defective products Illinois boating accident lawyer Arlington Heights Attorney employee rights Super Mario wills Illinois medical malpractice claim drug crimes lawyer Buffalo Grove employment lawyer internet irrevocable trust Illinois insurance claim attorney Barrington criminal defense lawyer traffic crimes Des Plaines civil attorney special needs trust Rolling Meadows Attorney Chicago traffic lawyer Long Grove estate planning attorneys Palatine civil litigation lawyer Rolling Meadows litigation lawyer Illinois construction accident attorney criminal defense Inverness traffic law firm employment attorney speeding criminal Des Plaines injury law firm estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Illinois medical malpractice lawyers Inverness real estate lawyer traffic accidents Palatine punch death sole proprietorship workers compensation benefits Detainer Actions homestead rights Illinois traffic ticket lawyer dealing with problem employees Illinois Human Rights Act Illinois employment law attorney POA digital assets Rolling Meadows real estate attorney Chicago trucking accident attorney Illinois criminal defense attorney Buffalo Grove corporate attorney real estate attorneys trust payments Arlington Heights insurance attorney Buffalo Grove real estate attorney personal injury lawyer personal injury claims Palatine probate lawyer landlord tenant law fiduciary rule Forcible Entry Des Plaines drug crimes lawyer caretaker rights Palatine drug lawyer marijuana School Visitation Rights Act vacation home employee discrimination drunk driving Mount Prospect elder law attorney Chicago estate planning Crystal Lake employment lawyer medical marijuana Schaumburg insurance lawyers Illinois workplace lawyer Barrington drug crime attorney product liability personal injury accidents rollover car crashes vacation home fines ObamaCare caregiver Rolling Meadows boating crash lawyer loopholes Illinois speeding lawyer commercial leasing Self-Directed IRA Accounts Illinois employment lawyer college kids Transfer on Death Instrument insurance claim delay uninsured motorist living trust vs will operating agreements murder charges Illinois pet lawyer problem employees Illinois traffic laws Federal Food Drug and Cosmetic Act Rolling Meadows employment attorney estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Arlington Heights injury attorney dynasty trusts personal injury Crystal Lake insurance lawyer trusts Inverness insurance attorney Colin Gilbert capital gains tax Des Plaines collections attorney Inverness civil lawyer mortgage Rolling Meadows traffic attorney Whistleblower Claims Palatine civil attorney Crystal Lake traffic lawyer Arlington Heights trucking lawyer independent contractor Illinois jet ski accident lawyer creditors Home Remodeling Repair Act Illinois red light cameras meal breaks blended families LLCs Barrington boating accident attorney liability Illinois DUI attorney insurance claim denials financial advisors Colin H. Gilbert Palatine Attorney preventable medical errors Crystal Lake employment law attorney insurance denials Rolling Meadows criminal lawyer child safety Rolling Meadows tax attorney Palatine personal injury lawyer Joliet general practice lawyers Illinois motorcycle accident lawyer Chicago employment attorney BAC Arlington Heights wills and trusts attorney cell phone accidents marijuana crimes attorney Chicago attorney investment property Long Grove real estate attorney contracts Illinois wills and trusts Illinois home inspection social media after death Illinois defective products attorney Arlington Heights estate planning attorney crossover accidents Crystal lake insurance dispute attorney right to work probate claims Crystal Lake pet attorney foreclosure automated cars real estate attorney texting and driving job lawyers Schaumburg injury lawyer Buffalo Grove medical malpractice lawyers IRELA Rolling Meadows estate planning attorney civil litigation attorney Arlington Heights medical malpractice lawyer Illinois business law atorneys living trust benefits Illinois Wage Payment and Collection Act Illinois traffic accident lawyer Illinois employee rights attorney. car accident lawyers medication errors car accident lawyer Des Plaines real estate lawyer Illinois collections attorney Illinois corporate lawyer Deer Park traffic accident attorney Chicago insurance claim attorneys Schaumburg civil litigation attorney Rolling Meadows probate lawyer golf accidents traumatic brain injury drunk driving statistics Des Plaines criminal attorney swimming pools Family Medical Leave Act accidental death benefits Illinois mortgages Arlington Heights wills and trusts lawyer Crystal Lake personal injury lawyer South Barrington real estate lawyer bike accident Palatine real estate lawyer liability claims insurance adjusters Palatine elder law attorney bicycle dooring accidents estate attorney Crystal Lake will lawyer texting while driving Buffalo Grove probate lawyer probate products liability Illinois tax attorney Illinois insurance disputes subcontractor Schaumburg elder law lawyer Illinois traffic attorney Chicago corporate attorney Des Plaines DUI attorney workers comp Inverness injury lawyer Des Plaines personal injury attorney power of attorney for healthcare car crashes field sobriety test GM ignition switches Crystal Lake traffic attorney Schaumburg car accident attorney Barrington business law firm surgical mistakes business litigation healthcare cell phone tower data Buffalo Grove personal injury lawyer health insurance dispute Arlington Heights real estate lawyer life insurance lawyer fatal car accidents appealing an insurance claim natural gas explosion unfunded trust probate lawyer Des Plaines insurance attorney

Archive