10 Things Sellers Should Know About a Residential Real Estate Closing

Web Admin - Monday, June 18, 2018
Arlington Heights residential real estate lawyerSelling a home can be a stressful process, but once a buyer has made an offer and agreed to buy your house, the end of the process is in sight. However, there are still a variety of issues which may need to be resolved and matters which will need to be settled before the sale is complete. Here are 10 things you should take care of as you complete your residential real estate closing:

1. Address home inspection issues - The buyer will pay for a home inspection, which may uncover a variety of issues that they may ask you to correct or repair. You can preempt some of the issues by having your own home inspection completed prior to listing. This will give you an idea of the issues that may be raised later or minor issues that you can resolve prior to accepting an offer. Be sure to complete any agreed repairs prior to the date of closing and provide paid receipts to show that the required work has been done. 
2. Review the property survey - The standard Illinois contracts require the seller to provide the buyer with a survey of the property. If you have an existing survey, you should be sure to review this survey to make sure that the boundaries of the property are defined correctly and there are no issues that may arise with the new survey. Some buyers, especially in cash deals, will accept the existing survey, if no new improvements have been made. 
3. Get ready for the final walkthrough - Buyers will typically visit the home prior to closing to check the property and make sure repairs have been done. Be sure everything has been taken care of before this walkthrough and make sure no unexpected issues arise. If necessary, you may need to address issues the buyers find or negotiate a payment for problems they discover.
4. Review your settlement - Your closing documents will include a seller’s closing statement detailing the money being paid and received. Be sure to review this statement for accuracy including the payoff amounts of any of your loans or mortgages.
5. Bring documentation to closing - At closing, be sure to bring your photo ID, the paid receipts for repairs, and any information the buyer will need, such as codes to security systems.
6. Resolve last-minute details - If something is not in the same condition at walkthrough as it was when the offer was accepted, that item will need to be resolved at the closing table, or the closing may need to be postponed.
7. Be prepared to pay closing costs - You will typically be required to pay for certain items, such as commissions for real estate agents, outstanding property taxes or utility bills, and related fees, including title fees and attorney’s fees. Your realtor or attorney should inform you of the exact amount that you will need to pay at closing.
8. Transfer utilities - Utilities should be kept active until after the closing, at which point you can transfer service to the buyer.
9. Cancel homeowner’s insurance - Once closing is complete, you can cancel your homeowner’s insurance policy. You may receive a refund for any remaining months which you have already paid.
10. Keep your paperwork in a safe place - Be sure to keep all of the papers from the closing in a place where you can easily access them in case any questions or issues arise.

Contact a Riverwoods Residential Real Estate Attorney

If you have any questions about the processes followed during your home closing, or if you need an attorney’s assistance when selling your home, contact a Kenilworth real estate lawyer at Drost, Gilbert, Andrew & Apicella, LLC. Call our office at 847-934-6000 to schedule a consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Zoning of Real Estate

Web Admin - Tuesday, January 19, 2016

zoning of real estate, Illinois Real Estate AttorneyIf you are a business owner searching the market for commercial real estate, it is critical to be aware of, and understand, the various zoning laws. These laws will impact what you are allowed to do on the property. Therefore, determining the types of activities your business will engage in is also important when looking for commercial property. 

What Do Zoning Laws Do? 

Under Illinois law, local municipalities can utilize zoning laws (also referred to as zoning ordinances or land use regulations) in order to protect communities and regulate their growth. These laws establish zones of property that can only be used for specific purposes. There are numerous types of zones, including: 

1. Residential;

2. Commercial, such as retail stores, office buildings, and hotels;Industrial, which involves manufacturing facilities;

3. Agricultural, which are areas designated for farming activities; and

4. Recreational. 

Hence, for example, an individual would be prohibited from opening a manufacturing plant in an area zoned for residential use. However, most real estate, with the exception of single-family homes and lots, can be commercial real estate, as you have probably seen an old building once used for manufacturing changed into office or retail space. 

Zoning laws regulate various activities of businesses for numerous reasons, such as ensuring areas receive adequate light, to protect against the risk of fires and to minimize congestion on public streets. Some of the common laws enacted regulate: 

1. Noise level;

2. Appearance of the building (such as its height and proximity to other buildings);

3. Whether parking must be provided; and

4. Size, placement, and appearance of signs.

Depending on the type of business, the more or less relevant certain restrictions may be. For instance, the limits on the amount of noise that can be produced likely does not affect a grocery store, but may greatly impact a nightclub. Other regulations, such as those related to the appearance of signs attached to the building, will likely affect any type of commercial use of the property. 

The zoning laws make it important for business owners to check their local ordinances to ensure that they will be allowed to perform the types of activities necessary to operate the business. It is important to not simply rely on the activities that the previous tenant or owner conducted because past use is not an indicator that the same future use is permissible. For example, generally speaking, when a new law is passed that prohibits activity, the current occupant is allowed to continue to conduct the activity that is now prohibited (called non-conforming use). However, when a new occupant enters the property, he or she must conform to the law (it is impermissible to continue the nonconforming use).

Real Estate Help 

The success of your business can be significantly impacted by leasing or purchasing real property that does not fit with the activities your business needs to conduct. For more information about commercial property, contact a skilled Illinois real estate attorney today. Our firm provides legal representation for individuals in the communities of Inverness, Palatine, Schaumburg, Arlington Heights, Long Grove, Kenilworth, Riverwoods, Barrington, South Barrington, and Mount Prospect.

About the Author: Founding partner of Drost, Gilbert, Andrew & Apicella, LLC, Colin Gilbert, received his J.D. from Chicago-Kent College of law in 2005. Colin argues cases across many practice areas including criminal defense, collections, civil litigation, real estate law, and corporate law. Colin is an active member of the Board of Governors of the Northwest Suburban Bar Association and the Illinois Creditors Bar Association. He is currently Vice President of the Arlington Heights Chamber of Commerce, and is a Commissioner for the Village of Arlington Heights. Colin has a 10.0 Attorney rating on Avvo, and was named one of the 2014 “Top 40 Under 40” Trial Lawyers in Illinois by the National Trial Lawyers Association.



Chicago Landlord Tenant Ordinance

Web Admin - Friday, May 08, 2015

landlord tenant ordinance, Schaumburg real estate lawyerOver 60 percent of Chicago residents live in rental housing. As a result, the laws governing the landlord-tenant relationship are very important. The Chicago Landlord Tenant Ordinance governs a majority of the residential rental agreements within the city. The Ordinance places certain duties on both landlords and tenants.

What Does the Ordinance Do?

Generally, the Ordinance covers any rental units under written or oral leases. However, the Ordinance does not cover the following:

  • - Units in owner-occupied buildings that have less than six units;
  • - Units in hotels, motels, inns, or bed-and-breakfast establishments, unless rent is paid monthly and the unit is occupied by the tenant for more than 32 days;
  • - Dormitories or shelters; and
  • - Owner-occupied co-operatives.

The Ordinance requires that tenants abide by all of the obligations of the Municipal Code. Some of these duties include, but are not limited to, the following:

  • - Maintaining smoke and carbon monoxide detectors (for example, by ensuring that working batteries are in the detectors);
  • - Keeping the unit as safe as the conditions of the premises permits;
  • - Avoiding disturbing other tenants; and
  • - Not causing any damage to the unit.

Landlords are also placed under duties by the Ordinance. A landlord is required to maintain the property in compliance with the Municipal Code. This includes maintaining heating facilities, the structural integrity of the building, and the building’s plumbing system, among numerous other items.

Further, a landlord cannot require a tenant to renew a lease agreement more than 90 days before an existing agreement ends. Additionally, a landlord must provide a tenant with at least 30 days written notice if the rental agreement will not be renewed. If this required notice is not given, a tenant may remain in the unit for 60 days under the same terms and conditions as the last month of the existing agreement.

Remedies for Defects

If a property has a minor defect, a tenant’s first step to remedy the issue is to provide written notice to the landlord indicating that if the landlord does not correct the defect, the tenant will have the defect corrected at the landlord’s expense. The landlord has 14 days to correct the issue before the tenant can take action. The cost to correct the issue cannot be more than the greater of $500 or one half of the monthly rent. After 14 days, if the landlord has not taken corrective action, the tenant can have the repairs completed. The tenant can then submit to the landlord a paid bill and deduct the cost of the work from the rent.

For a material noncompliance to maintain the premises, a tenant may withhold rent in an amount that reasonably reflects a reduction in value of the premises as a result of that material noncompliance. This withholding of rent may continue for as long as the material noncompliance continues. However, the withholding can only begin after 14 days have passed since the landlord was given written notice of the condition.  

If you would like more information about the rights and obligations of the parties involved in a residential rental relationship, you should speak with an experienced Illinois real estate attorney today. Whether you are a landlord or tenant, Drost, Gilbert, Andrew & Apicella, LLC can help. Our office proudly represents clients in the Schaumburg, Palatine, and Long Grove areas, among many others. 

About the Author: Founding partner of Drost, Gilbert, Andrew & Apicella, LLC, Colin Gilbert, received his J.D. from Chicago-Kent College of law in 2005. Colin argues cases across many practice areas including criminal defense, collections, civil litigation, real estate law, and corporate law. Colin is an active member of the Board of Governors of the Northwest Suburban Bar Association and the Illinois Creditors Bar Association. He is currently Vice President of the Arlington Heights Chamber of Commerce, and is a Commissioner for the Village of Arlington Heights. Colin has a 10.0 Attorney rating on Avvo, and was named one of the 2014 “Top 40 Under 40” Trial Lawyers in Illinois by the National Trial Lawyers Association.

Recent Posts


insurance claim denials healthcare claims Des Plaines injury law firm Rolling Meadows traffic law firm Illinois Illinois traffic attorney Palatine estate planning lawyer Landlord Tenant Ordinance Illinois speeding lawyer Jay Andrew medical malpractice compensation preventing accidents DMV insurance disputes startup company Illinois LLC creation denial of life insurance digital assets Rolling Meadows estate planning attorney overtime violations Arlington Heights car accident lawyer Arlington Heights car crash attorneys pet bites modern family estate planning elder abuse estate planning car accident lawyers trucking accident lawyers Crystal Lake car accident attorney license revocation Illinois living will Schaumburg personal injury lawyers medical malpractice claims Des Plaines claims law firm small business Transfer on Death Instrument medication errors insurance agents Crystal Lake law firm wage theft trench injuries Long Grove real estate attorney nursing home negligence marijuana Barrington business law firm meal breaks automated cars estate planning attorney personal injury claim Inverness corporate attorney Crystal lake insurance dispute attorney pedestrian injuries, pedestrian fatality Barrington employment law attorney Illinois traffic laws Crystal Lake insurance lawyer employment law Deer Park medical malpractice attorney auto accidents Illinois civil litigation lawyer criminal law Barrington personal injury lawyer pain and suffering Arlington Heights wills and trusts attorneys murder defense Home Remodeling Repair Act Arlington Heights injury attorney Des Plaines real estate attorney pedestrian accident Buffalo Grove medical malpractice lawyers taxes Illinois wills and trusts homestead rights owner responsibility drug crimes Illinois defective products attorney commercial leases DUI attorney Illinois personal injury lawyer gift taxes car crash injuries senior citizens insurance dispute motorcycle accident Illinois probate lawyer Illinois estate planning attorney Inverness DUI lawyer traffic deaths Des Plaines criminal attorney Barrington real estate lawyer Palatine civil litigation lawyer manufacturing IRA trust transfer fault based insurance Barrington criminal lawyer Inverness insurance attorney spinal cord injuries forming a corporation in Illinois Crystal Lake traffic lawyer Arlington Heights insurance attorney Crystal Lake bike accident lawyer loopholes Buffalo Grove corporate attorney Illinois Probate Act of 1975 Arlington Heights personal injury lawyer Inverness estate planning lawyer School Visitation Rights Act Thanksgiving Palatine business attorney car accidents employment law, Illinois employment laws Buffalo Grove personal injury lawyer Illinois Human Rights Act advance healthcare directive overtime pay slip and fall Buffalo Grove real estate attorney cell phone accidents Deer Park real estate law firm Buffalo Grove injury lawyer vacation home Schaumburg wrongful death attorney Illinois traffic attorneys Rolling Meadows employment attorney Schaumburg injury lawyer Schaumburg traffic lawyer Crystal Lake medical malpractice law firm Palatine employment lawyer Inverness elder law lawyer natural gas Illinois medical malpractice attorney Fourth of July Chicago trucking accident attorney Illinois DUI attorney jet ski accidents Schaumburg personal injury attorney field sobriety test real estate leasing employee misclassification Crystal Lake pet attorney wrongful termination surgical mistakes wrongful death Rolling Meadows personal injury lawyers Chicago attorney living trust vs will Rolling Meadows tax attorney Employment Discrimination Law criminal record probate claims life insurance distracted driving accidents traffic offenses employees Palatine punch death wills ACA Illinois criminal defense attorney Buffalo Grove criminal defense lawyer foreclosure Barrington workers compensation attorney murder trustee speeding probate lawyer expungement slip and fall accidents Illinois workers compensation lawyer sexual harassment Illinois Workers’ Compensation Commission child safety Food and Drug Administration's Food Safety Modernization Act DUI penalities low-ball insurance settlement Illinois workers compensation attorney landlord tenant law filing a medical malpractice claim Buffalo Grove car accident lawyer Inverness personal injury attorney living trust benefits Barrington estate planning lawyer underage DUI work unions CAM Mount Prospect wills and trusts lawyers Des Plaines Illinois traffic ticket lawyer Illinois Wage Payment and Collection Act life insurance lawyer car accident lawyer appealing an insurance claim Illinois employment law ken apicella Rolling Meadows litigation lawyer elder law Barrington medical malpractice lawyers underinsured motorist Schaumburg car accident attorney pet law real estate closing license suspension Chicago insurance claim attorneys Illinois employment law attorney Arlington Heights real estate lawyer Schaumburg traumatic brain injury Illinois construction accident attorney blood alcohol content Schaumburg estate planning lawyer Illinois insurance claims lawyers Arlington Heights Traffic Lawyer brain injury Buffalo Grove law firm Des Plaines accident attorney Home Sale Contingencies life insurance policy dynasty trusts Schaumburg employment attorney Whistleblower Claims Inverness accident lawyer Illinois personal injury lawyers Crystal Lake accident attorney Buffalo Grove traffic attorney Palatine probate lawyer Palatine Attorney Rolling Meadows marijuana attorney Deer Park traffic accident attorney Deer Park employment law attorney holiday statistics condo association blended families Rolling Meadows criminal attorney first degree murder Barrington injury attorney hiring employees Affordable Care Act civil rights violation natural gas explosion sexual images power of attorney murder charges defective products lawyer bicycle accidents employment lawyer Super Mario Schaumburg criminal attorney Illinois job attorney job lawyers Rolling Meadows insurance dispute lawyers, insurance dispute unpaid assessment probate fees Des Plaines motorcycle accident attorney living wills comp time caretaker rights eluding a police officer financial advisors DUI liens traffic crimes Deer Park personal injury lawyer revenge porn Barrington Illinois estate planning lawyer DGAA real estate lawyer Schaumburg employment law attorneys Palatine criminal defense lawyer Inverness probate lawyer hit and run accident insurance claim dispute attorney Illinois insurance claim attorney Palatine employment attorney workers compensation Illinois collections attorney Arlington Heights wills and trusts lawyer employment attorney deed transfer dog bites digital information traffic violations defense food poisoning employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers estate attorney digital media accounts, estate planning, Arlington Heights estate planning attorney, anesthesia errors irrevocable trust trucking accidents Illinois estate planning law firm Rolling Meadows Illinois business law atorneys insurance claim dispute Long Grove estate planning breach of contract civil litigation product liability personal injury claims insurance claim denial traffic laws digital evidence Schaumburg medical malpractice lawyer Rolling Meadows criminal lawyer drug crimes lawyer ObamaCare llinois Real Estate Lawyers Association medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers IRELA capital gains tax car crashes South Barrington real estate attorney insurance adjusters tax attorney car collision Crystal Lake employment law attorney Palatine corporate attorney Chicago estate planning lawyer Crystal Lake business law attorneys pedestrian-automobile accident Des Plaines drug crimes lawyer Schaumburg real estate lawyer products liability insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Illinois employee rights attorney. workers compensation benefits criminal defense Schaumburg construction accident lawyer head on collisions Schaumburg personal injury lawyer Palatine traffic accidents boating under the influence traumatic brain injuries involuntary manslaughter real estate zoning consent to a search personal injury accidents underfunded trust dram shop law Crystal Lake medical malpractice lawyer Federal Food Drug and Cosmetic Act Schaumburg insurance lawyers spinal cord injury bad faith insurance claims insurance claim delay Illinois medical malpractice case Barrington estate planning attorney Buffalo Grove insurance claim dispute lawyers Illinois employment attorneys Des Plaines Traffic Lawyer license reinstatement Des Plaines insurance attorney reckless homicide Illinois bicycle safety Attorney Ken Apicella Mt Prospect Attorney denied insurance claim personal injury Barrington criminal defense lawyer Riverwoods estate planning lawyer clemency right to work Class A misdemeanor Illinois injury lawyer Family Medical Leave Act unfunded trust icy parking lots swimming pools income distribution deducation Arlington Heights wills and trusts attorney attorney fees workers comp texting while driving paid sick leave Rolling Meadows Traffic Lawyer Crystal Lake tax lawyer Crystal Lake injury attorney Illinois wills and trusts attorneys investment property Buffalo Grove employment lawyer Schaumburg corporate attorney federal regulations for LLCs Chicago corporate attorney Palatine drug lawyer Illinois will lawyer Palatine employment law lawyer digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers jet ski Arlington Heights pedestrian accidents Rolling Meadows insurance lawyer hands free device Rolling Meadows real estate attorney Des Plaines personal injury lawyer Policy Cancellation Deer Park criminal attorney insurance denial appeals DUI defense sole proprietorship insurance negligence Detainer Actions insurance claim Illinois insurance disputes Rolling Meadows medical malpractice lawyers liability claims healthcare construction accidents Chicago car accident lawyer Illinois workplace lawyer in terrorem provision Rolling Meadows corporate lawyer workplace sexual harassment estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Inverness real estate attorney Des Plaines drug lawyer Des Plaines collections attorney Illinois insurance claim dispute lawyers Barrington employment law firm Crystal Lake car accident lawyer Kenilworth estate planning lawyer insurance attorney estate planning lawyer probate process bicycle dooring accidents criminal employment contract drunk driving Palatine construction attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation rest breaks DNR insurance dispute attorney insurance claims institutional trustee Illinois Sales Representative Act Palatine corporate law attorneys mortgage probate BUI commercial real estate South Barrington real estate lawyer estate tax Palatine civil attorney Illinois registered agent Palatine workers compensation lawyer Schaumburg probate attorney traffic tickets Schaumburg drug defense lawyer texting and driving distracted driving accident victims real estate attorney boating accidents Illinois personal injury attorney power of attorney for healthcare Liquor Control Act fatal car accidents pizza emoji residential real estate Colin Gilbert cell phone tower data Illinois real estate lawyer landlord Retaliatory Discharge Forcible Entry Palatine injury attorney Illinois home inspection federal crimes Schaumburg estate planning attorney Rolling Meadows personal injury attorney Rolling Meadows business lawyer Illinois mortgages boating DUI Illinois trusts attorney severance agreements Barrington attorney Arlington Heights employment attorney real estate attorneys Palatine trusts lawyer Palatine traffic lawyer personal injury lawyer real estate contract Rolling Meadows DUI lawyer Inverness injury lawyer probate claims process guardianship attorney golf accidents Illinois boating accident lawyer LLCs Deer Park motorcycle accident lawyer Illinois law estate planning trusts Long Grove real estate lawyer fiduciary rule delay Deer Park traffic lawyer trauma after an accident Illinois insurance dispute lawyers unpaid overtime Des Plaines DUI attorney wills and trusts Palatine personal injury lawyer Rolling Meadows boating crash lawyer Illinois jet ski accident lawyer living trust Arlington Heights TBI attorney rumble strips installment contracts Des Plaines tax law firm Illinois insurance claim dispute lawyer Illinois elder law attorney trust payments Schaumburg Attorney Crystal Lake personal injury attorney Chicago employment attorney denied insurance claims Illinois tax attorney Legal Info Illinois real estate breathalyzer test disability benefits medical marijuana drunk driving statistics dealing with problem employees whistleblower protections bike accident Chicago biking tips TBI Buffalo Grove personal injury attorney Arlington Heights traffic attorney Arlington Heights tax lawyer Illinois red light cameras Crystal Lake criminal defense attorney deadly crashes Rolling Meadows accident lawyer college kids car accident employee discrimination vacation home fines Do Not Resuscitate privacy estate planning for college students business litigation Des Plaines personal injury attorney premises liability Palatine real estate lawyer Arlington Heights employment law attorneys Crystal Lake pedestrian accident lawyer Illinois Smoke Detector Act Rolling Meadows insurance dispute lawyers Illinois employment laws commercial leasing agent Inverness traffic law firm Illinois trucking safety Barrington civil litigation attorney Illinois pedestrian accident attorney civil litigation attorney Crystal Lake employment lawyer unauthorized overtime Barrington drug crime attorney Deer Park accident attorney Kenilworth estate planning attorney Illinois medical malpractice lawyers crossover accidents Des Plaines real estate lawyer Illinois motorcycle accident lawyer pedestrian accidents Deer Park workers compensation lawyer FMLA loss of consortium social media after death caregiver Palatine law firm Chicago will attorney PTSD Illinois insurance attorney Barrington litigation attorney Illinois insurance lawyer personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys compensatory time Des Plaines medical malpractice attorney Inverness real estate lawyer drug possession special needs trust Des Plaines pet law attorney Long Grove wills and trusts attorneys BAC controlled substance Joliet general practice lawyers Mount Prospect real estate lawyer medical malpractice Rolling Meadows drug defense attorney Illinois traffic accident lawyer Illinois employment law firm Chicago will attorney, social media platforms, Illinois estate planning lawyer, Arlington Heights wills and trusts lawyers Des Plaines personal injury lawyers Illinois personal injury preventable medical errors estate plan personal injury law firm Chicago insurance law firm Rolling Meadows probate lawyer privacy laws personal injury attorney Inverness civil lawyer Illinois workplace discrimination attorney fiduciary rule Chicago estate planning independent contractor corporate law car crash license insurance agent negligence Palatine insurance lawyer Arlington Heights Attorney Crystal Lake estate planning lawyer Arlington Heights personal injury attorney marijuana crimes attorney Buffalo Grove probate lawyer Chicago traffic lawyer foreclosed rental property Barrington Traffic Lawyer rollover accidents Rolling Meadows Attorney operating agreements insurance denials Illinois business lawyer driving Des Plaines civil attorney Illinois corporate lawyer motorcycle accident lawyer life insurance claims Barrington boating accident attorney rent to own real estate contracts Rolling Meadows personal injury lawyer trusts suspended license mass shooting Barrington personal injury attorney Rolling Meadows employment law attorney FSLA Illinois medical malpractice claim real estate Self-Directed IRA Accounts Kenilworth estate planning attorneys Crystal Lake employment attorney Mount Prospect elder law attorney Colin H. Gilbert minimum wage Illinois employment law attorneys Long Grove estate planning attorney drug crime accidental death benefits Crystal Lake medical malpractice attorneys Illinois driving without license uninsured motorist Crystal Lake will lawyer no contest clauses defective products new real estate form Schaumburg elder law lawyer Arlington Heights trucking lawyer Illinois estate planning Schaumburg civil litigation attorney Illinois attorney creditors Illinois Transfer on Death Instrument problem employees traffic violations home inspection lawyer changes to mortgage law cell phone Arlington Heights lawyer condo drugs employee rights Crystal Lake personal injury lawyer Schaumburg estate attorney Chicago lawyer pregnant women Long Grove estate planning attorneys Illinois pet lawyer traffic accidents GM ignition switches Illinois lawyer gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Deer Park DUI lawyer medical research truck collisions insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Illinois car accident attorney POA Barrington employment attorney Buffalo Grove traffic lawyers liability IRS Illinois small business Arlington Heights accident attorney wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Schaumburg criminal law attorney Rolling Meadows traffic attorney Fair Labor Standards Act Illinois rollover accident lawyers Crystal Lake civil litigation lawyer Exclusions health insurance dispute Arlington Heights criminal lawyer Illinois employment lawyer BAIID Rolling Meadows car accident lawyers Arlington Heights estate planning attorney Rolling Meadows insurance attorney Crystal Lake traffic attorney back injuries rollover car crashes internet Illinois wrongful termination lawyer Chicago employment lawyer Palatine elder law attorney IRA benefits Rolling Meadows employment law attorneys Arlington Heights medical malpractice lawyer