5 Tips For Non-Traditional Families When Creating an Estate Plan

Web Admin - Friday, June 28, 2019
Barrington estate planning lawyer same sex couplesToday’s families come in many forms. In fact, there are fewer “traditional” families than ever in which two opposite-sex parents are married for the first time and have children together. Since divorce is common, and couples often choose to live together and have children without getting married, many families include step-parents and step-children. In addition, the legalization of same-sex marriage has resulted in complex family arrangements involving biological children and adoptive children. Regardless of how a family is configured, it is important to plan for the future and ensure that all family members’ needs will be met. For non-traditional families, it is important to consider the following during the estate planning process:

1. Update your will - Your last will and testament specifies how you want your assets to be distributed to your heirs after your death and any other last wishes. You will want to be sure that your will addresses your partner, your children, your step-children, and any other family members.

2. Create a trust - In addition to your will, a trust can provide more control and flexibility for how you would like your assets to be distributed to your beneficiaries. A living trust can be changed or modified if necessary, and it can also be used to provide for your and your partner’s needs during your life.

3. Use power of attorney - While married spouses have the right to make decisions for each other, this is not always true for unmarried couples. A power of attorney agreement can be used to ensure that partners will be able to make medical or financial decisions for each other if one of them becomes incapacitated.

4. Consider a prenuptial or postnuptial agreement - When you get remarried, your new spouse will typically be entitled to receive half of your estate following your death. A prenup or postnup can ensure that certain assets will be set aside for any children you may have from a previous marriage or relationship.

5. Address plans for retirement - If you have any retirement funds saved in an account such as a 401(k) or IRA, you will want to be sure to name beneficiaries who will receive these funds following your death. You can name your spouse or partner as a beneficiary, as well as any children or step-children.

Contact a Kenilworth Estate Planning Attorney

When creating a comprehensive estate plan, you will want to be sure all of your family members will be provided for. Determining how to do so when you are in a non-traditional family can be a complex matter, and an experienced attorney can help you address issues involving same-sex partners, children from previous marriages, adoptive children, or other family members. Contact our Riverwoods estate planning lawyer today at 847-934-6000 to schedule a free consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


3 Reasons Why a Living Trust Is More Beneficial Than Just a Will

Web Admin - Wednesday, January 23, 2019
Des Plaines living trust lawyerIf you wish to leave a legacy to your children or other beneficiaries after your death, it is imperative that you have an estate plan that will ensure prompt and accurate distribution of your assets. Many people think that writing a will is the best way to do this. However, while a will is important, putting your assets into a revocable living trust can provide several additional benefits.

Avoid the Illinois Probate Process 

In order to distribute assets according to the terms of a will, the will must go through the probate process. This involves filing various court documents required by law to establish the value of each asset and to re-title each asset from the deceased’s name to the recipient’s name. This can be a long, drawn-out process.

Secure Adult Heirs’ Immediate Access to the Estate

One of probate’s most serious drawbacks is the freezing of assets. Specifically, any assets that are held solely in the name of the deceased are frozen upon their death. Imagine a married couple who amassed several large investment and retirement accounts and multiple pieces of real estate during their lifetime. Upon the death of both spouses, their children cannot touch any of the assets until a probate court judge approves the will and appoints a Personal Representative to handle the estate. Leaving large investment accounts without active management can be risky.

By comparison, imagine that all of the couple’s assets had been placed in a living trust, meaning that the assets are titled in the name of the trust rather than in the name of any individual. Upon the death of the trust-maker, their designated successor has immediate access to the assets of the trust.

Secure Assets for the Long-Term Benefit of the Family

Imagine our married couple has three children and has a will. Upon the death of both spouses and probate action, the assets of the estate must be divided amongst the named heirs. Assuming the estate is to be divided equally among the three children, the inherited assets are now at risk to creditors, bankruptcy, a lawsuit, or a divorce. 

Creditors. If the married couple had all of their assets in a trust, ownership of those assets can remain titled in the name of the trust indefinitely. Because the assets are not titled in the individual children’s names, the assets are protected from creditors, even if one child files for bankruptcy or gets divorced. The beneficiaries named in the trust will have access to the assets in accordance with the directions specified in the trust documents. 

Heirs with disabilities. Upon the death of the spouses, one child (or an objective third party such as a bank) could be named as the successor trustee with directions to manage the trust in a certain way. This approach can be used to ensure that the use of the assets is prioritized in some way, such as to meet the basic needs of a child or grandchild with a disability. Keeping the assets in the trust can also serve to protect the right of a disabled heir to receive needs-based government benefits.

Underage heirs. Keeping the trust open with a successor trustee can also be beneficial for heirs who have not yet reached adulthood. When a will leaves assets to a minor, the probate court must appoint a conservator to manage the minor’s assets. Once our fictional married couple has died, there is no telling who that conservator might be and what decisions they might make. In contrast, assets left in a trust can be managed according to specific directions written into the trust. Thus, the maker of the trust can dictate when and for what purposes a youthful (or even as-yet unborn) heir can access their inheritance.

Consult a Palatine Revocable Living Trust Lawyer

A well-thought-out living trust can give you greater peace of mind and benefit your heirs in the long run. To discuss options for writing or updating a living trust, call an experienced Schaumburg living trust attorney at Drost, Gilbert, Andrew & Apicella, LLC. We have prepared living trusts for many high-asset families with complex issues of inheritance. To set up a free initial consultation, call 847-934-6000.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


The Illinois Will Probate Process: Settling an Estate

Web Admin - Friday, September 21, 2018
Arlington Heights estate planning probate lawyerThe passing of assets from one generation to the next is a long-standing tradition, typically governed by a written will. When a person with a large estate dies, a legal process called probate ensures that the terms of the will are properly carried out. The process of probating a will in Illinois is controlled by the Illinois Probate Act and the rules of the circuit court in the decedent’s county of residence.

When an Illinois Will Must Go Through Probate

An Illinois estate must be probated when its total value exceeds $100,000 (excluding jointly-held properties and accounts with named beneficiaries, which transfer automatically upon death).

The Process to Probate a Will in Illinois

1. Petition for Probate - The first step is to file a Petition for Probate with the circuit court. This petition includes the will itself, the current estimated value of the estate, the names and addresses of heirs, and other information necessary to begin settling the estate. The executor named in the will or their appointed attorney must file this petition within 30 days of the decedent’s death and send copies to all heirs.

2. Hearing to Open Probate - The court will conduct a short hearing to officially validate the will and admit the will to probate. At the hearing, heirs may enter their objections to any part of the petition, such as the validity of the will itself, the person(s) designated to administer the estate, or the person(s) designated to act as personal fiduciaries for any underage or disabled heirs. The court will approve the executor and issue letters testamentary that authorize the executor to act on behalf of the estate.

3. Inventory of Assets - The executor has the responsibility to locate and secure all assets of the estate. A written inventory must be made, listing all bank and investment accounts, real estate, and personal property of significant value. Appraisals may be necessary to establish date of death” values for each piece of real and personal property.

4. Payment of Debts and Taxes - The executor must notify all creditors of the decedent and pay outstanding bills, including property taxes and any other expenses necessary to protect the assets of the estate. The estate must remain open for at least six months to ensure that all creditors are identified and paid. The executor must also file final state and federal tax returns for the decedent.

5. Petition for Distribution of the Estate - Upon conclusion of the prior steps, the executor must provide an accounting of their work on the estate, including all receipts and disbursements. The executor will then ask the court for permission to distribute the remainder of the estate according to the terms of the will. (When there is no question that the estate contains more than sufficient funds to pay off all debts, some distribution of assets may occur before the final accounting.) 

Consult a Palatine Estate Planning Lawyer

Ensure that your hard-earned assets are distributed to your heirs according to your wishes. An experienced Barrington estate planning attorney at Drost, Gilbert, Andrew & Apicella, LLC can help you develop an estate plan that will meet your specific goals and, after your death, ensure that your will is probated efficiently. Contact us at 847-934-6000.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Important Considerations When Drafting Your Will

Web Admin - Thursday, April 23, 2015

drafting your will in Illinois, Palatine estate planning lawyerThe passing away of Chicago Cubs’ legend Ernie Banks was a sad day for baseball fans everywhere. Unfortunately, his death sparked a controversy within his own family after his longtime caretaker claimed that he had executed a will. Recently, a court upheld the validity of the will. Here, we focus on some of the reasons why this occurred and the steps all individuals should take to best protect their will from a challenge.

Banks’ Will

Following the death of Banks, his widow claimed that he did not have a will. However, his caretaker came forward and claimed that Banks had created and signed a will three months prior to his death. The will gave all of his assets to the caretaker. Banks’ widow argued that he was not of sound mind and that the caretaker coerced him into executing the will. In order to prove the validity of the will, two paralegals testified that they witnessed Banks sign it. Further, the paralegals testified that Banks appeared fine and even mentioned during the notarization that he was not leaving anything to his family. The court ruled that the will was valid, though an appeal is likely.

Executing Valid Wills

A person who executes a will is known as the testator. For a will to be valid under Illinois law, it must be in writing and signed by the testator. Further, the signing of the will must be witnessed by two people and it must be notarized. Additionally, the testator must be of “sound mind and memory” at the time the will is created and signed. At the signing, a testator may want to document that he or she has the mental capacity to execute the will. This may include obtaining the opinion of a doctor that establishes the testator’s capacity.

It is important for the testator to state clearly his or her wishes as to the disposition of the property. The testator may want to include his or her reasoning for the way in which their assets will be distributed. In the case of Banks’ will, he affirmatively stated he was leaving all of his assets with his caretaker. Further, he included a statement that he intentionally was leaving nothing to his family. This was an important provision because it made clear that an omission had not occurred. In other words, it signaled that Banks had not simply forgotten about his family.

Many people find it difficult to discuss end of life situations. However, this can be helpful in ensuring that there will not be any challenges to a testator’s will after the testator dies. Speaking with the people included, and those excluded who may have an expectation to be included, in the will can help make sure there are no surprises when the testator dies. If Banks had disclosed to his widow the existence of his will and they had had a discussion regarding it and the reasons he was not leaving her anything, her challenge would have been even less likely to succeed.

If you would like more information or help creating your will, you should speak with an experienced Illinois estate planning attorney. Drost, Gilbert, Andrew & Apicella, LLC proudly represents clients throughout the northwest suburbs, including Inverness, Palatine, and Long Grove.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

New Illinois Law Affects Gifts to Caregivers

Web Admin - Thursday, November 13, 2014

Illinois caregiver probate, Schaumburg probate lawyerDrafting a will is an important step towards ensuring that a person's final wishes can be accurately carried out. However, there have been recent cases of elderly testators succumbing to the undue influence of caregivers or other people close to them, and altering their wills in ways that they would not ordinarily want to. In order to better protect the interests of people drafting wills and other documents to memorialize their last wishes, Illinois has passed a new law that alters the way that courts treat gifts to caregivers if someone contests the validity of the document.

Presumptively Void Transfers

In the event that someone legally challenges a bequest to a caregiver of more than $20,000, the court will apply a “rebuttable presumption” that the transfer is void. A void transfer would not go through and would instead be redistributed under other provisions of estate law. However, not all large gifts to caregivers would be void under the law. The law instructs the court to use a rebuttable presumption, which means that the caregiver is allowed to argue that the transfer was valid and should go through normally.

What the presumption does, essentially, is forces the caregiver to fight an uphill battle if he or she wants to claim the money. The caregiver would need to show by “clear and convincing evidence,” a higher than normal standard, “that the transfer was not the product of fraud, duress, or undue influence.” The caregiver also has another option to demonstrate the validity of the will. If the caregiver can show that the gift's size is no greater than it would have been before he or she became the caregiver, then he or she can overcome the presumption.

When the Law Applies

The law contains a variety of cutouts and definitions that make it more clear when the law does or does not apply. For instance, the law provides an exception for family members who act as caregivers. They will not have to face the presumption of voidness, though they do still need to deal with ordinary issues of fraud and duress. The law also sets out a definition of the types of documents that the rule applies to, which the law refers to as transfer instruments. According to the law, a transfer instrument is a document designed to cause a transfer of assets on or after the date of the transferor's death. These instruments can be wills, trusts, or contracts, among a variety of other types of legal documents.

If you believe that a family member's will was improperly tampered with by a caregiver, seek the help of a dedicated Schaumburg, Illinois probate attorney today. Our firm can help you learn about the options you have to make sure that your family member's final wishes are carried out properly. We assist clients in Inverness, Palatine, Arlington Heights, and throughout the Chicagoland suburbs.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Five Advantages of Living Trusts Over Wills

Web Admin - Friday, January 03, 2014

By Jay Andrew
JAA@DGAALAW.COM / (847) 934-6000

When preparing for the disposition of their property after they pass on, many people often find themselves questioning what wills and living trusts are and which document would better suit their needs. Wills, governed by the Probate Act of 1975, are legal documents that a person prepares prior to their death, which specifies how the rest of the family should distribute their property and handle the other affairs. Living trusts, which are controlled by the Trusts and Trustees Act, are legal devices that allow a person of the creator’s choosing, the trustee, to handle the disposition of their property. While everyone’s situation comes with unique considerations, living trusts may provide various advantages over wills. Five of the most important advantages include:

1. Living trusts can help your family avoid dealing with long, draw-out probate proceedings. Courts use probate proceedings to tie up a person’s loose ends, distribute their property, and generally enact their will. If you use a living trust, rather than moving through the court system, the trustee can distribute the property in accordance with the trust. This means that your family will not need to bring themselves to the courthouse and deal with the fees and hassle that come along with probate proceedings.

2. Living trusts also provide more privacy than wills do. While both wills and living trusts remain private throughout your life, the probate court will look at the will after you pass on, even if there are no formal probate proceedings. That means that the will becomes a matter of public record. On the other hand, your relatives will not need to file the trust with the court, so it can stay between them.

3. Living trusts also stand a better chance of surviving a legal challenge after your death, making it more likely that your final plans will be enacted to your specifications. The extra strength from a living trust comes from your ability to keep an active eye on it during your life. Because you would stay involved with the trust’s management during your life, relatives would find it harder to prove that you were not of sound mind when making the plan.

4. Living trusts make leaving property to minor children simpler too. Because minors cannot own most property, the trustee whom you choose can manage it for them, whereas a court appointee would likely handle the management if you chose to pass the property on with a will.

5. Living trusts have further benefits in the event that you become incapacitated while alive. Ordinarily, such circumstances would require relatives to petition the court for control of your affairs, and then the court would appoint a person to manage them. With a living trust, you can appoint a successor trustee to take over management in the event that you become incapacitated.

Decisions about testamentary dispositions can be complicated and involve multiple areas of law. If you are in the process of making such decisions, contact a Palatine estate planning lawyer today. We serve many areas in the northwest suburbs including Arlington Heights, Crystal Lake and Barrington.

Recent Posts


Illinois bicycle safety traffic deaths landlord GM ignition switches natural gas Jay Andrew Landlord Tenant Ordinance living wills real estate creditors holiday statistics cell phone accidents Deer Park criminal attorney Arlington Heights real estate lawyer sole proprietorship Deer Park personal injury lawyer Schaumburg employment law attorneys Transfer on Death Instrument personal injury law firm power of attorney for healthcare Deer Park accident attorney wills traffic laws Illinois employment law attorneys Kenilworth estate planning attorney capital gains tax probate process Des Plaines car crash injuries paid sick leave Palatine employment attorney real estate zoning Schaumburg drug defense lawyer Deer Park employment law attorney personal injury accidents Arlington Heights personal injury lawyer Arlington Heights medical malpractice lawyer Crystal Lake medical malpractice lawyer civil rights violation living trust trench injuries insurance claim delay Buffalo Grove traffic lawyers Crystal lake insurance dispute attorney products liability Schaumburg estate attorney owner responsibility Inverness injury lawyer Illinois employment law attorney Illinois DUI attorney South Barrington real estate attorney Rolling Meadows insurance attorney child safety Schaumburg wrongful death attorney Illinois wills and trusts Crystal Lake traffic lawyer home inspection lawyer Thanksgiving Rolling Meadows real estate attorney life insurance lawyer forming a corporation in Illinois Crystal Lake will lawyer real estate closing Deer Park traffic accident attorney medication errors homestead rights in terrorem provision Buffalo Grove personal injury attorney Illinois pedestrian accident attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Palatine punch death dynasty trusts Illinois insurance lawyer trucking accident lawyers Chicago employment lawyer Arlington Heights trucking lawyer Illinois traffic laws food poisoning Illinois employment laws elder law Barrington Illinois estate planning lawyer Illinois employee rights attorney. drugs reckless homicide pedestrian accidents Crystal Lake insurance lawyer trusts insurance claim denials underage DUI IRELA defective products lawyer Rolling Meadows car accident lawyers car crashes privacy laws eluding a police officer real estate attorneys Des Plaines motorcycle accident attorney Arlington Heights pedestrian accidents pay when paid contract senior citizens Palatine law firm traumatic brain injury Illinois insurance claims lawyers Chicago will attorney, social media platforms, Illinois estate planning lawyer, Palatine estate planning lawyer real estate attorney wrongful death head on collisions digital information personal injury claims Inverness civil lawyer insurance agents Buffalo Grove insurance claim dispute lawyers TBI sexual images mass shooting pizza emoji Des Plaines insurance attorney Illinois estate planning texting and driving bike accident Super Mario Arlington Heights wills and trusts lawyer vacation home Fourth of July Deer Park DUI lawyer estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Illinois business law atorneys Illinois trusts attorney driving Rolling Meadows employment attorney landlord tenant law Illinois mortgages elder abuse commercial leasing Illinois LLC creation Arlington Heights car crash attorneys Illinois registered agent loss of consortium Barrington employment law firm Illinois civil litigation lawyer Inverness real estate lawyer condo Crystal Lake personal injury attorney Illinois injury lawyer Illinois boating accident lawyer coronavirus living trust benefits LLCs jet ski accidents workers compensation Arlington Heights employment attorney criminal defense rollover accidents Policy Cancellation Deer Park medical malpractice attorney consent to a search Barrington employment attorney right to work Detainer Actions Arlington Heights Traffic Lawyer deed transfer Illinois employment attorneys unpaid assessment Illinois Transfer on Death Instrument Arlington Heights injury attorney pet bites FMLA Arlington Heights lawyer license Arlington Heights TBI attorney Palatine injury attorney spinal cord injuries Barrington civil litigation attorney Illinois Human Rights Act wills and trusts ken apicella slip and fall Rolling Meadows criminal lawyer South Barrington real estate lawyer subcontractor comparative negligence drug crimes lawyer Illinois estate planning attorney PTSD business litigation Illinois wills and trusts attorneys digital media accounts, estate planning, Arlington Heights estate planning attorney, Joliet general practice lawyers Rolling Meadows marijuana attorney Des Plaines medical malpractice attorney caregiver boating accidents no contest clauses modern family estate planning texting while driving residential real estate icy parking lots living trust vs will Illinois criminal defense attorney Inverness DUI lawyer whistleblower protections caretaker rights Illinois construction accident attorney Illinois medical malpractice case Palatine drug lawyer Rolling Meadows personal injury lawyer Palatine criminal defense lawyer blended families liability claims boating under the influence Self-Directed IRA Accounts Illinois medical malpractice claim insurance claim denial Palatine traffic lawyer estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, trustee Des Plaines collections attorney income distribution deducation Crystal Lake car accident lawyer bad faith insurance claims distracted driving accidents murder defense unpaid overtime estate planning for college students fiduciary rule Crystal Lake injury attorney Illinois insurance attorney personal injury insurance claim dispute attorney Illinois real estate lawyer Illinois corporate lawyer low-ball insurance settlement loopholes Rolling Meadows accident lawyer insurance attorney Rolling Meadows business lawyer Schaumburg fatal car accidents Rolling Meadows corporate lawyer Schaumburg probate attorney Arlington Heights insurance attorney premises liability operating agreements motorcycle accident Illinois workers compensation attorney life insurance claims Illinois personal injury lawyer anesthesia errors rumble strips Inverness corporate attorney foreclosed rental property employment law, Illinois employment laws Schaumburg estate planning lawyer Inverness real estate attorney insurance agent negligence Buffalo Grove corporate attorney underfunded trust estate attorney fault based insurance medical marijuana Deer Park real estate law firm Fair Labor Standards Act insurance claims car crash Arlington Heights wills and trusts attorneys Chicago employment attorney Barrington criminal defense lawyer new real estate form Illinois living will slip and fall accidents Chicago biking tips traffic violations Illinois traffic attorneys digital assets Schaumburg civil litigation attorney Illinois traffic ticket lawyer Illinois traffic accident lawyer Schaumburg Attorney real estate contract Barrington personal injury lawyer Arlington Heights car accident lawyer investment property Barrington personal injury attorney irrevocable trust Illinois insurance claim dispute lawyer BAIID healthcare Chicago attorney deadly crashes Barrington workers compensation attorney power of attorney Crystal Lake law firm rollover car crashes Illinois insurance claim dispute lawyers car accidents Rolling Meadows insurance lawyer Crystal Lake employment attorney work unions speeding Des Plaines Traffic Lawyer Des Plaines personal injury lawyer special needs trust auto accidents personal injury claim Rolling Meadows Attorney Long Grove estate planning Crystal Lake estate planning lawyer health insurance dispute Illinois attorney traumatic brain injuries Illinois tax attorney Arlington Heights wills and trusts attorney Palatine civil litigation lawyer Chicago corporate attorney boating DUI insurance denial appeals Illinois insurance disputes Illinois Trust Code Illinois insurance dispute lawyers criminal Schaumburg car accident attorney denial of life insurance Illinois Wage Payment and Collection Act Illinois real estate car collision Arlington Heights personal injury attorney wrongful termination Illinois motorcycle accident lawyer Schaumburg injury lawyer Illinois Sales Representative Act trust payments Illinois speeding lawyer Employment Discrimination Law DGAA disability benefits Palatine Attorney pet law college kids appealing an insurance claim Kenilworth estate planning lawyer pedestrian-automobile accident Illinois employment law firm Chicago car accident lawyer cell phone traffic violations defense financial advisors Des Plaines real estate lawyer Illinois rollover accident lawyers Colin Gilbert trucking accidents Rolling Meadows litigation lawyer Palatine traffic accidents Rolling Meadows employment law attorneys Des Plaines injury law firm overtime pay Rolling Meadows criminal attorney traffic tickets clemency vacation home fines Forcible Entry Liquor Control Act Illinois job attorney pregnant women Inverness insurance attorney Illinois Smoke Detector Act Illinois personal injury DMV insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Illinois traffic attorney installment contracts agent nursing home negligence Rolling Meadows Traffic Lawyer insurance dispute attorney employee rights Illinois medical malpractice attorney Schaumburg real estate lawyer ACA Schaumburg traffic lawyer Rolling Meadows boating crash lawyer Chicago lawyer bicycle dooring accidents Des Plaines personal injury lawyers Long Grove real estate lawyer marijuana crimes attorney Illinois home inspection Inverness traffic law firm Home Sale Contingencies IRS Barrington attorney Schaumburg insurance lawyers overtime violations Illinois red light cameras Schaumburg criminal law attorney attorney fees Illinois small business Palatine employment law lawyer Barrington drug crime attorney Barrington boating accident attorney expungement golf accidents digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers bicycle accidents unauthorized overtime drug crimes Arlington Heights wills and trusts lawyers employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, life insurance condo association Crystal Lake business law attorneys Palatine construction attorney Buffalo Grove criminal defense lawyer civil litigation attorney sexual harassment Arlington Heights estate planning attorney automated cars crossover accidents Chicago estate planning real estate leasing contracts Des Plaines accident attorney hit and run accident employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys insurance disputes Barrington injury attorney hands free device DUI penalities manufacturing hiring employees Illinois employment law marijuana IRA trust transfer guardianship attorney estate planning attorney dram shop law Chicago trucking accident attorney Illinois Probate Act of 1975 Schaumburg corporate attorney wage theft estate planning trusts blood alcohol content commercial leases Mt Prospect Attorney Rolling Meadows traffic attorney Des Plaines civil attorney Buffalo Grove real estate attorney license revocation Buffalo Grove personal injury lawyer drug possession DNR Inverness personal injury attorney murder Affordable Care Act Home Remodeling Repair Act spinal cord injury Barrington real estate lawyer Chicago traffic lawyer Food and Drug Administration's Food Safety Modernization Act dog bites Buffalo Grove traffic attorney employee discrimination changes to mortgage law Barrington estate planning attorney Long Grove real estate attorney Crystal Lake medical malpractice law firm Barrington litigation attorney independent contractor Illinois workers compensation lawyer car accident lawyer insurance claim dispute underinsured motorist life insurance policy Arlington Heights criminal lawyer pedestrian accident Schaumburg personal injury lawyer employee misclassification severance agreements Long Grove estate planning attorney Crystal Lake criminal defense attorney Barrington business law firm insurance negligence Deer Park motorcycle accident lawyer car accident lawyers Crystal Lake civil litigation lawyer medical malpractice compensation School Visitation Rights Act Illinois elder law attorney brain injury commercial real estate Retaliatory Discharge Long Grove estate planning attorneys BUI Rolling Meadows medical malpractice lawyers Barrington criminal lawyer Buffalo Grove probate lawyer taxes Barrington Traffic Lawyer field sobriety test tax attorney Rolling Meadows insurance dispute lawyers Crystal Lake pet attorney workplace sexual harassment Rolling Meadows Des Plaines DUI attorney natural gas explosion Barrington employment law attorney Chicago insurance claim attorneys insurance claim Family Medical Leave Act controlled substance Whistleblower Claims rest breaks Mount Prospect wills and trusts lawyers Inverness probate lawyer Arlington Heights employment law attorneys Inverness accident lawyer Rolling Meadows personal injury attorney Crystal Lake employment lawyer Illinois Workers’ Compensation Commission Palatine corporate law attorneys medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers BAC Des Plaines tax law firm estate tax Illinois driving without license gift taxes Illinois probate lawyer Federal Food Drug and Cosmetic Act car accident Crystal Lake pedestrian accident lawyer breathalyzer test liability Class A misdemeanor Inverness elder law lawyer probate fees Illinois defective products attorney personal injury attorney Schaumburg criminal attorney fiduciary rule delay Palatine employment lawyer medical malpractice claims CAM motorcycle accident lawyer foreclosure employees meal breaks Buffalo Grove medical malpractice lawyers employment attorney Des Plaines real estate attorney Palatine civil attorney Rolling Meadows estate planning attorney Illinois lawyer Crystal Lake medical malpractice attorneys construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation compensatory time healthcare claims Illinois workplace lawyer involuntary manslaughter construction contracts Rolling Meadows tax attorney workers compensation benefits personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Illinois wrongful termination lawyer criminal law civil litigation Crystal Lake bike accident lawyer Illinois personal injury lawyers comp time Des Plaines drug crimes lawyer Illinois trucking safety Deer Park workers compensation lawyer traffic accidents Illinois insurance claim attorney advance healthcare directive preventable medical errors insurance denials distracted driving accident victims internet Attorney Ken Apicella corporate law Crystal Lake personal injury lawyer drunk driving Buffalo Grove car accident lawyer Arlington Heights Attorney breach of contract Kenilworth estate planning attorneys Deer Park traffic lawyer Chicago estate planning lawyer digital evidence Buffalo Grove injury lawyer Rolling Meadows personal injury lawyers Rolling Meadows insurance dispute lawyers, insurance dispute Illinois business lawyer medical malpractice Crystal Lake traffic attorney Exclusions Palatine probate lawyer revenge porn Illinois pet lawyer accidental death benefits employment lawyer workers comp insurance dispute Schaumburg employment attorney Crystal Lake car accident attorney probate claims process Illinois estate planning law firm Illinois jet ski accident lawyer probate lawyer Des Plaines criminal attorney job lawyers dealing with problem employees wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Riverwoods estate planning lawyer trauma after an accident insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys real estate lawyer Chicago will attorney Arlington Heights accident attorney traffic offenses murder charges Rolling Meadows DUI lawyer medical research Arlington Heights traffic attorney IRA benefits DUI defense Arlington Heights tax lawyer Illinois car accident attorney traffic crimes startup company Des Plaines drug lawyer Mount Prospect real estate lawyer insurance adjusters license suspension social media after death back injuries defective products Illinois personal injury attorney swimming pools Buffalo Grove law firm pain and suffering Des Plaines pet law attorney Inverness estate planning lawyer Crystal Lake accident attorney Schaumburg construction accident lawyer construction accidents surgical mistakes Palatine personal injury lawyer filing a medical malpractice claim federal crimes Schaumburg estate planning attorney liens Palatine business attorney federal regulations for LLCs Palatine elder law attorney denied insurance claims criminal record drug crime uninsured motorist minimum wage Colin H. Gilbert unfunded trust probate small business estate planning ObamaCare Palatine insurance lawyer Long Grove wills and trusts attorneys Do Not Resuscitate problem employees llinois Real Estate Lawyers Association Illinois will lawyer DUI POA Chicago insurance law firm Palatine workers compensation lawyer preventing accidents Palatine trusts lawyer cell phone tower data institutional trustee suspended license Rolling Meadows probate lawyer Rolling Meadows traffic law firm DUI attorney drunk driving statistics Crystal Lake employment law attorney Schaumburg elder law lawyer estate planning lawyer rent to own real estate contracts probate claims Des Plaines personal injury attorney Barrington medical malpractice lawyers Schaumburg medical malpractice lawyer Des Plaines claims law firm Illinois medical malpractice lawyers first degree murder Legal Info pedestrian injuries, pedestrian fatality mortgage personal injury lawyer privacy Illinois employment lawyer Rolling Meadows drug defense attorney Illinois collections attorney Rolling Meadows employment law attorney FSLA Palatine real estate lawyer Schaumburg personal injury attorney denied insurance claim truck collisions Illinois law Illinois employment law license reinstatement Illinois workplace discrimination attorney estate plan product liability employment contract Barrington estate planning lawyer jet ski Mount Prospect elder law attorney Schaumburg personal injury lawyers Palatine corporate attorney Buffalo Grove employment lawyer Crystal Lake tax lawyer