DGAA bLAWg

Commercial Leasing in the Chicago Suburbs

Web Admin - Thursday, May 22, 2014

The suburban Chicago commercial leasing market has seen a slight recovery as compared to the depths of the recession, but the revival appears to be sluggish. According to Crain’s Chicago Business, the market currently has an overall vacancy of approximately 24.4 percent. That number is an improvement over the low point of the recession, 25.4 percent in 2010, but it is still a long way off from 2006, during which it fell below 20 percent.

Despite this merely modest improvement, there has actually been a noticeable increase in asking rents, up 12 percent to an average of $21.94. Some experts believe that this rise in asking price relates to the fact that most owners who were in danger of losing their properties have either recovered or gotten out of the market by now. This means that current landholders are more apt to sit and wait than they are to engage in a race to the bottom over prices as they had done in the past. Consequently, hiring an attorney to help negotiate the lease can be even more beneficial.

The Benefits of Involving an Attorney

Both first time lessees and experienced business owners can benefit from investing in a savvy real estate attorney during lease negotiations. Leases are legal documents just like any other contract, and just like many other contracts, they can be filled with dense legalese. Lawyers specialize in dissecting such complex provisions, so that the business owner can be sure they understand exactly what they are agreeing to.

Yet the attorney can add more value than simply translating the lease. Experienced real estate attorneys understand the sorts of provisions likely to appear in a lease. This means that getting an attorney involved early can help negotiations move along more smoothly. Often, business owners, especially those new to commercial leasing, sketch out broad strokes of the lease in negotiations, focusing on key points like price and size of the space. Then, once they feel they have reached a final agreement, the landlord provides the full lease, and the lessee discovers other provisions like janitorial services that the initial negotiations did not cover.

This necessitates reopening negotiations after it appeared that everything had been finalized. Involving a lawyer earlier in the process can prevent such problems from arising. Lawyers with experience negotiating commercial leases can help business owners see the full field of lease terms and allow them to negotiate with confidence.         

Whether you are just beginning to think about buying space or you already have a potential lease ready for review, reach out to an Illinois commercial real estate attorney today. Our experienced team can help analyze your lease and aid you in negotiating the most advantageous deal possible. We serve clients across the northwest suburbs, including in Arlington Heights, Long Grove, and Mount Prospect.

About the Author: Founding partner of Drost, Gilbert, Andrew & Apicella, LLC, Colin Gilbert, received his J.D. from Chicago-Kent College of law in 2005. Colin argues cases across many practice areas including criminal defense, collections, civil litigation, real estate law, and corporate law. Colin is an active member of the Board of Governors of the Northwest Suburban Bar Association and the Illinois Creditors Bar Association. He is currently Vice President of the Arlington Heights Chamber of Commerce, and is a Commissioner for the Village of Arlington Heights. Colin has a 10.0 Attorney rating on Avvo, and was named one of the 2014 “Top 40 Under 40” Trial Lawyers in Illinois by the National Trial Lawyers Association.

Home Sale Contingencies in Real Estate Contracts

Web Admin - Thursday, April 10, 2014

illinois real estate contingencies lawyerBuying a new home is a complicated task that requires a lot of pieces to fall into place in just the right way. For many people, one of these pieces is the ability to sell their current home. Often, people need to sell their old home first to make sure they have enough cash on hand to afford the new one. Of course, sometimes that is not feasible, and people will want to put an offer down on a new house before they have managed to sell their old one. When this happens, people can use a “home sale contingency” clause in their contract to purchase the new home. In short, a home sale contingency clause voids the contract for the sale of the new house in the event that the buyer is unable to sell their old one.

Types of Home Sale Contingencies

There are two broad types of home sale contingencies that lawyers can build into a contract: a “sale and closing contingency” and a “closing contingency.” The sale and closing contingency is used in the event that the buyer has yet to find a prospective buyer for their own home. Conversely, buyers use closing contingencies when they have a prospective buyer who has made an offer for their home, but the sale has not yet closed. In this instance, the contingency acts as an insurance policy against the sale of the buyer’s home falling through at the last minute. While these two types of clauses function in largely the same way, both of them voiding the sale of the new house if the old one does not sell, the sale and closing contingencies are more likely to include a “kick out” clause.

Kick out clauses are a right of first refusal. They allow the seller to keep searching for other buyers for the house. In the event that one of these other buyers makes an offer, then the seller must notify the first buyer. The first buyer then has some period of time to sell their house or else the seller is allowed to make the sale to the new buyer instead.

Factors to Consider When Using a Home Sale Contingency

Buyers should consider two things when deciding whether to ask for a home sale contingency: the effect it will have on the new home’s price and the other costs of purchasing a house. For the first point, home sale contingency clauses will likely drive the price of the new home up. The buyer is asking the seller to take the risk that the buyer’s old home will not sell, and the seller will likely want compensation for bearing that risk.

For the second point, buyers can still end up sinking other costs into the attempted purchase of the new home. They can end up paying for things like home inspections, appraisal fees, and the like, even before they have sold their old house. In the event that the buyer fails to sell their home, then they have wasted any money spent on such things.

If you are in the market for a new house, find an Illinois real estate attorney to help ensure that you receive strong, fair contracts. We serve towns all across northwest Chicago including Palatine, South Barrington, and Mount Prospect.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

A Beginner’s Guide to Applying for a Mortgage Loan

Web Admin - Thursday, February 20, 2014

illinois mortgage loan lawyerFor many first-time home buyers, the process of applying for a mortgage can seem complex. This guide will explain the basics of the process, such as the timeline for applying for a mortgage, the documents that applicants should procure and bring, and the credit score and down payment that applicants should expect.

The Mortgage Timeline

The mortgage process begins with a pre-approval application. The purpose of the preapproval process is to let the bank or lender look into the applicant’s finances, in order to make sure that they can afford a loan. This is when banks ask for most of the documentation. Often they want things such as:

- a list of addresses and landlords;
- a list of previous employers;
- pay-stubs from the previous one or two months, with a person’s year-to-date earnings included as well;
- the last two year’s W-2 forms;
- two months of bank statements for all accounts;
- a list of all debts not on the applicant’s credit report; and
- a list of all other real estate that the applicant already owns.

If the applicant has already found a house that they like, and their offer has been accepted, then the bank will also want the seller’s contact information and a copy of the contract. Being ready to provide these documents can help speed up the mortgage process.

Once a person goes through the pre-approval process and has made an offer on a house, the bank will order an appraisal on it. The appraiser will go through the house and determine the value, and then the bank will take their assessment into account when calculating how large a loan they can offer. Generally speaking, the bank will base their offer on either the appraisal value or the purchase price, depending on which is lower.

After the appraisal, the loan underwriter will look at all the documentation to make sure the loan is a good investment for the bank. From start to finish, the whole process usually takes about four to six weeks on the bank’s end, but timelines may vary, and asking the lender in the beginning may be a good idea.

Credit Scores and Down Payments

In addition to the array of documentation, lenders will also expect borrowers to have good credit scores and money available to make a down payment on the house. The rule of thumb for a conventional loan, according to U.S. News, is that a borrower would need a credit score of at least 650. Conventional loans also require, on average, a down payment of around 20 percent. Borrowers may have an alternative in the Fair Housing Act loan, which is a loan insured by the federal government. These loans offer a 3.5 percent down payment with a 580 credit score, and a 10 percent down payment with a 500 credit score.

If you are going through the process of buying a home, contact an Illinois real estate attorney today. Our team serves people in many northwest suburban areas including Inverness, Barrington and Long Grove.

About the Author: Attorney Jay Andrew is founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.

Recent Changes to the Mortgage Process

Web Admin - Friday, January 24, 2014

By: Jay A. Andrew
jaa@dgaalaw.com
http://www.dgaalaw/jay-andrew.html
(847) 934-6000

In the wake of the 2008 financial crisis, Congress created the Consumer Financial Protection Bureau (CFPB). The CFPB is an agency that Congress tasked with regulating companies in the financial sector, such as banks and hedge funds, to ensure that consumers do not find themselves treated unfairly by such institutions. To that end, the CFPB passed a qualified mortgage rule. This rule places certain restrictions on the types of loans that banks can authorize, but it also provides them some protection against consumer lawsuits.

In addition to creating the CFPB, Congress also responded to the financial crisis by passing The Mortgage Forgiveness Debt Relief Act (MFDRA). This Act had prevented people from being taxed on mortgage debt that banks forgave. However, the Act expired on December 31st, and Congress did not choose to extend it. This expiration impacts consumers dealing with foreclosures and short sales.

Qualified Mortgages

Qualified mortgages are a feature of the CFPB’s “ability-to-repay” rule, which requires lenders to verify a person’s income and other financial details to ensure that they can afford the mortgage they want. The CFPB put this regulation in place to stop banks from recklessly giving out mortgages without checking people’s financials. The rule also prohibits a variety of loan features that contributed to the 2008 crash, like interest only loans or terms lasting more than 30 years. If the bank complies with all of these requirements, they receive legal protection for the loan.

The law places different levels of protection depending on whether the loan was prime or subprime. Consumers will find it difficult to sue on prime loans if they meet the qualified mortgage requirements. But, if they have a subprime mortgage, they may still be able to show the court that the bank did not comply with the ability-to-repay requirements, which may help them in a lawsuit.

The Mortgage Forgiveness Debt Relief Act

Congress passed the MFDRA in order to help people struggling under mortgage debt during the financial crisis. The Act helped people who owed more money on their homes than the homes were worth by lowering their tax burden. Before the Act, if a bank forgave a person’s debt, the government would tax the person on the forgiven debt as if it were income. The Act put a stop to that for the purposes of some mortgage debt.

However, the Act expired at the end of 2013, and though some members of Congress of are still talking about renewing it, that has not happened, which means that the tax break no longer exists. Now, if a person has their mortgage debt forgiven as part of a foreclosure or short sale, they may end up owing taxes on the forgiven debt.

If you have questions about your mortgage, contact a Des Plaines real estate lawyer today. Call 847-934-6000 to reach out to our firm. We serve many northwest suburban areas including Arlington Heights, Deer Park, Barrington, Buffalo Grove, and other nearby communities.


Recent Posts


Tags

Rolling Meadows probate lawyer Illinois personal injury attorney Crystal Lake law firm living trust benefits Inverness corporate attorney Illinois car accident attorney Rolling Meadows business lawyer fiduciary rule paid sick leave power of attorney for healthcare Crystal Lake medical malpractice lawyer Arlington Heights Traffic Lawyer Rolling Meadows criminal lawyer compensatory time Mount Prospect elder law attorney liability claims vacation home fines Schaumburg personal injury lawyer Do Not Resuscitate pregnant women DUI llinois Real Estate Lawyers Association insurance agents Illinois employment law attorney Des Plaines drug crimes lawyer Palatine traffic lawyer BAC Palatine Attorney Home Sale Contingencies Des Plaines personal injury lawyer Illinois speeding lawyer Deer Park workers compensation lawyer ACA POA BAIID medical malpractice compensation Illinois Smoke Detector Act employment law IRELA filing a medical malpractice claim gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Crystal Lake personal injury lawyer Illinois civil litigation lawyer Inverness estate planning lawyer Illinois insurance claim attorney Chicago traffic lawyer no contest clauses Illinois estate planning law firm Rolling Meadows traffic law firm accidental death benefits slip and fall murder Crystal Lake criminal defense attorney Crystal lake insurance dispute attorney Crystal Lake pedestrian accident lawyer Illinois insurance attorney Illinois boating accident lawyer motorcycle accident insurance claim drug crimes wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace how to avoid common denials of life insurance claims anesthesia errors beneficiary complications Barrington personal injury lawyer digital information Buffalo Grove car accident lawyer Palatine estate planning lawyer Illinois rollover accident lawyers small business employees Arlington Heights wills and trusts attorneys construction accidents Barrington attorney pedestrian injuries, pedestrian fatality LLCs real estate closing denied insurance claim texting and driving Rolling Meadows car accident lawyers Illinois insurance claim dispute lawyers defective products liens Rolling Meadows estate planning attorney life insurance lawyer ObamaCare product liability federal regulations for LLCs Illinois mortgages Illinois home inspection Chicago will attorney, social media platforms, Illinois estate planning lawyer, Schaumburg civil litigation attorney breathalyzer test marijuana crimes attorney Barrington real estate lawyer Colin Gilbert Illinois corporate lawyer Schaumburg personal injury attorney Rolling Meadows personal injury attorney Rolling Meadows life insurance claim denial attorney personal injury law firm whistleblower protections health insurance dispute uninsured motorist loopholes cell phone tower data Illinois medical malpractice lawyers commercial leasing personal injury attorney BUI speeding Retaliatory Discharge blood alcohol content Buffalo Grove criminal defense lawyer Schaumburg estate planning lawyer commercial leases workers compensation Buffalo Grove personal injury attorney premises liability employment attorney Rolling Meadows insurance attorney Arlington Heights wills and trusts lawyer Crystal Lake will lawyer Liquor Control Act Whistleblower Claims new real estate form residential real estate Deer Park traffic lawyer Inverness real estate lawyer car accident lawyer Illinois traffic accident lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, Long Grove estate planning Forcible Entry Rolling Meadows traffic attorney real estate zoning FSLA Des Plaines real estate attorney Illinois jet ski accident lawyer insurance disputes Arlington Heights wills and trusts attorney traffic violations defense Illinois workplace lawyer creditors Arlington Heights trucking lawyer breach of contract forming a corporation in Illinois Buffalo Grove life insurance attorney Illinois registered agent Des Plaines DUI attorney Arlington Heights pedestrian accidents Crystal Lake accident attorney Illinois trucking safety Barrington employment law attorney Arlington Heights Attorney life insurance claim denial, denial of life insurance claim Legal Info defective products lawyer Deer Park accident attorney real estate leasing Buffalo Grove employment lawyer unfunded trust Long Grove wills and trusts attorneys Illinois construction accident attorney Des Plaines criminal attorney crossover accidents Arlington Heights tax lawyer hit and run accident rumble strips DUI defense Illinois job attorney Mt Prospect Attorney comp time Buffalo Grove law firm low-ball insurance settlement living trust Illinois probate lawyer Illinois Transfer on Death Instrument DUI attorney criminal Arlington Heights real estate lawyer internet trust payments Schaumburg criminal attorney Rolling Meadows Attorney guardianship attorney Des Plaines motorcycle accident attorney coronavirus loss of consortium Barrington boating accident attorney drug crimes lawyer workers comp Palatine civil attorney federal crimes bike accident Palatine drug lawyer Illinois pet lawyer lapse in policy Crystal Lake tax lawyer distracted driving accidents healthcare claims Illinois medical malpractice attorney Illinois Trust Code Illinois motorcycle accident lawyer ken apicella probate fees right to work car accident Barrington estate planning attorney Buffalo Grove probate lawyer slip and fall accidents Illinois estate planning Inverness insurance attorney natural gas explosion attorney fees insurance claims Palatine life insurance lawyer insurance dispute pedestrian accidents personal injury lawyer insurance denial appeals Illinois injury lawyer Long Grove estate planning attorney civil rights violation Chicago estate planning lawyer Arlington Heights wills and trusts lawyers elder abuse Deer Park DUI lawyer Schaumburg traffic lawyer Buffalo Grove corporate attorney estate planning lawyer Barrington criminal lawyer Des Plaines collections attorney insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Kenilworth estate planning attorneys Jay Andrew Palatine elder law attorney Illinois business lawyer Buffalo Grove real estate attorney probate process changes to mortgage law home inspection lawyer Illinois insurance dispute lawyers Illinois attorney Rolling Meadows employment law attorney Barrington injury attorney traffic violations real estate attorneys Schaumburg life insurance attorney suspended license Illinois elder law attorney trustee dynasty trusts Rolling Meadows Traffic Lawyer employment contract estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, trucking accident lawyers hiring employees Des Plaines claims law firm Chicago trucking accident attorney cell phone murder defense Illinois workplace discrimination attorney Illinois lawyer Long Grove real estate attorney fatal car accidents Crystal Lake personal injury attorney head on collisions Schaumburg personal injury jet ski accidents license suspension brain injury Arlington Heights criminal lawyer Attorney Ken Apicella unpaid overtime Buffalo Grove traffic lawyers Illinois personal injury insurance claim denial Palatine punch death Arlington Heights personal injury attorney traffic tickets texting while driving estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Inverness probate lawyer Illinois traffic laws Barrington life insurance lawyer life insurance policy Deer Park motorcycle accident lawyer Barrington criminal defense lawyer pay when paid contract bicycle dooring accidents personal injury claims Thanksgiving automated cars Landlord Tenant Ordinance privacy laws Schaumburg injury lawyer Palatine criminal defense lawyer dram shop law insurance claim dispute attorney trucking accidents Des Plaines medical malpractice attorney Barrington estate planning lawyer field sobriety test traumatic brain injury rest breaks Palatine civil litigation lawyer real estate attorney cell phone accidents Detainer Actions Arlington Heights car crash attorneys auto accidents car crashes traffic accidents pet bites Arlington Heights insurance attorney Rolling Meadows employment law attorneys personal injury claim Illinois Workers’ Compensation Commission healthcare medical research Class A misdemeanor wills and trusts Crystal Lake business law attorneys fault based insurance agent Federal Food Drug and Cosmetic Act Schaumburg estate attorney caretaker rights Schaumburg insurance lawyers Palatine workers compensation lawyer overtime violations landlord TBI Rolling Meadows real estate attorney special needs trust Riverwoods estate planning lawyer involuntary manslaughter Buffalo Grove insurance claim dispute lawyers wrongful death irrevocable trust insurance dispute attorney Rolling Meadows drug defense attorney wage theft Deer Park employment law attorney Inverness civil lawyer startup company disability benefits Barrington employment law firm Illinois employment law Illinois Human Rights Act employee rights Illinois bicycle safety employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Inverness DUI lawyer expungement underage DUI severance agreements digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers installment contracts dog bites Deer Park personal injury lawyer Illinois medical malpractice case employment law, Illinois employment laws Crystal Lake car accident attorney Des Plaines pet law attorney estate attorney Palatine employment attorney Illinois personal injury lawyer Arlington Heights car accident lawyer Palatine probate lawyer Illinois small business probate lawyer Des Plaines accident attorney Inverness traffic law firm personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Palatine employment lawyer Rolling Meadows employment attorney material misrepresentation Illinois tax attorney Rolling Meadows insurance dispute lawyers Deer Park traffic accident attorney Palatine corporate law attorneys Chicago employment lawyer Rolling Meadows personal injury lawyer power of attorney natural gas Inverness elder law lawyer Illinois will lawyer first degree murder Inverness real estate attorney Arlington Heights accident attorney drug crime Illinois business law atorneys traffic crimes Illinois estate planning attorney pedestrian-automobile accident Crystal Lake employment lawyer employee misclassification Schaumburg corporate attorney estate planning attorney pedestrian accident subcontractor rollover car crashes preventing accidents Deer Park real estate law firm estate planning for college students DGAA Des Plaines personal injury attorney Employment Discrimination Law car collision overtime pay real estate lawyer Illinois medical malpractice claim Illinois wrongful termination lawyer sole proprietorship appealing an insurance claim Chicago will attorney Crystal Lake medical malpractice attorneys Illinois employment lawyer unpaid assessment Policy Cancellation traffic laws child safety Des Plaines personal injury lawyers Family Medical Leave Act Arlington Heights injury attorney job lawyers independent contractor wrongful termination Illinois employment law firm insufficient documentation Arlington Heights lawyer denial of life insurance Palatine law firm Crystal Lake employment attorney Palatine personal injury lawyer Illinois living will Crystal Lake injury attorney Home Remodeling Repair Act hands free device sexual harassment car accident lawyers Palatine employment law lawyer life insurance claims criminal record Crystal Lake bike accident lawyer Schaumburg wrongful death attorney Crystal Lake medical malpractice law firm pizza emoji Palatine insurance lawyer Barrington Traffic Lawyer truck collisions Schaumburg real estate lawyer Illinois red light cameras Illinois insurance lawyer Rolling Meadows insurance lawyer workplace sexual harassment Rolling Meadows blended families fiduciary rule delay senior citizens Palatine corporate attorney Schaumburg estate planning attorney gift taxes Barrington business law firm probate claims process Kenilworth estate planning attorney Illinois traffic ticket lawyer minimum wage liability eluding a police officer Exclusions medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers jet ski boating DUI IRA trust transfer Crystal Lake traffic attorney deadly crashes Palatine business attorney workers compensation benefits Schaumburg car accident attorney corporate law Barrington medical malpractice lawyers work unions Illinois employment laws Illinois workers compensation attorney pet law IRS spinal cord injuries Illinois insurance claim dispute lawyer Illinois collections attorney Schaumburg employment law attorneys employment lawyer Rolling Meadows medical malpractice lawyers Crystal Lake insurance lawyer Arlington Heights TBI attorney Crystal Lake traffic lawyer Illinois criminal defense attorney institutional trustee Illinois Sales Representative Act Chicago insurance claim attorneys capital gains tax DNR license Buffalo Grove medical malpractice lawyers trauma after an accident Des Plaines insurance attorney Schaumburg criminal law attorney dealing with problem employees drugs Illinois employment attorneys Barrington employment attorney Chicago lawyer Deer Park medical malpractice attorney car crash Schaumburg elder law lawyer Illinois wills and trusts Illinois pedestrian accident attorney privacy foreclosed rental property Schaumburg construction accident lawyer car crash injuries traffic deaths estate planning trusts civil litigation Joliet general practice lawyers Illinois employment law attorneys motorcycle accident lawyer Chicago employment attorney denied insurance claims manufacturing marijuana rollover accidents preventable medical errors reckless homicide PTSD medical malpractice claims problem employees insurance denials top life insurance claim denials Barrington litigation attorney Illinois Chicago car accident lawyer Barrington personal injury attorney trusts digital assets surgical mistakes mass shooting rent to own real estate contracts golf accidents modern family estate planning business litigation Arlington Heights employment attorney Illinois trusts attorney Des Plaines injury law firm sexual images Illinois personal injury lawyers Schaumburg medical malpractice lawyer underfunded trust pain and suffering Super Mario condo estate planning Illinois LLC creation wills controlled substance Buffalo Grove personal injury lawyer advance healthcare directive Illinois employee rights attorney. college kids Barrington civil litigation attorney IRA benefits Palatine construction attorney contracts School Visitation Rights Act Illinois traffic attorney Mount Prospect real estate lawyer life insurance revenge porn Rolling Meadows personal injury lawyers Chicago estate planning driving probate clemency medication errors boating under the influence Rolling Meadows DUI lawyer Chicago life insurance attorney insurance negligence deed transfer car accidents medical marijuana distracted driving accident victims living trust vs will Affordable Care Act foreclosure homestead rights South Barrington real estate lawyer Illinois defective products attorney Rolling Meadows boating crash lawyer Rolling Meadows criminal attorney Schaumburg drug defense lawyer license revocation cause-of-death exclusions most common reasons for life insurance claim denials Inverness injury lawyer food poisoning Self-Directed IRA Accounts license reinstatement insurance claim denials Palatine traffic accidents Chicago insurance law firm holiday statistics estate plan medical malpractice South Barrington real estate attorney real estate contract Arlington Heights employment law attorneys Des Plaines Arlington Heights estate planning attorney personal injury accidents DUI penalities underinsured motorist income distribution deducation criminal law Kenilworth estate planning lawyer probate claims Rolling Meadows tax attorney Buffalo Grove injury lawyer employee discrimination social media after death GM ignition switches CAM Illinois real estate lawyer drunk driving financial advisors boating accidents Barrington workers compensation attorney back injuries Food and Drug Administration's Food Safety Modernization Act Fourth of July landlord tenant law Illinois DUI attorney in terrorem provision icy parking lots Illinois insurance claims lawyers Schaumburg probate attorney nursing home negligence mortgage commercial real estate vacation home murder charges denial of insurance claim Arlington Heights personal injury lawyer real estate employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, FMLA Illinois Probate Act of 1975 Rolling Meadows corporate lawyer Inverness personal injury attorney consent to a search tax attorney Long Grove real estate lawyer caregiver spinal cord injury drug possession Crystal Lake pet attorney Des Plaines tax law firm Des Plaines drug lawyer Illinois driving without license Barrington drug crime attorney criminal defense construction contracts Crystal Lake estate planning lawyer insurance agent negligence civil litigation attorney Des Plaines real estate lawyer Chicago attorney insurance claim dispute Long Grove estate planning attorneys Deer Park criminal attorney Rolling Meadows accident lawyer unauthorized overtime Illinois insurance disputes meal breaks insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Illinois law Barrington Illinois estate planning lawyer insurance adjusters insurance attorney owner responsibility traumatic brain injuries Crystal Lake employment law attorney Transfer on Death Instrument elder law taxes Schaumburg personal injury lawyers condo association Schaumburg employment attorney Buffalo Grove traffic attorney Crystal Lake civil litigation lawyer Arlington Heights medical malpractice lawyer Des Plaines civil attorney Illinois workers compensation lawyer drunk driving statistics Arlington Heights traffic attorney estate tax operating agreements swimming pools Palatine injury attorney Illinois Wage Payment and Collection Act living wills Palatine real estate lawyer Chicago biking tips trench injuries insurance claim delay comparative negligence Illinois real estate construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation Des Plaines Traffic Lawyer Rolling Meadows litigation lawyer digital evidence Crystal Lake car accident lawyer Rolling Meadows insurance dispute lawyers, insurance dispute bicycle accidents products liability Illinois traffic attorneys DMV Illinois wills and trusts attorneys traffic offenses Palatine trusts lawyer Schaumburg Attorney Colin H. Gilbert investment property bad faith insurance claims Chicago corporate attorney Rolling Meadows marijuana attorney Inverness accident lawyer Fair Labor Standards Act Mount Prospect wills and trusts lawyers

Archive