What Is a Mechanic’s Lien?

Web Admin - Wednesday, March 21, 2018
Inverness real estate lien attorneyIn any real estate transaction, there are a variety of legal issues that can arise that will affect the parties’ ability to complete the sale. If there are any encumbrances on the property, they will restrict the owner’s ability to transfer the title. Mechanic’s liens are one type of encumbrance that people may not be aware of, and property owners should be sure to understand how these liens can affect them.

Mechanic’s Liens in Illinois

A mechanic’s lien can be placed on a property by a contractor, subcontractor, or supplier if they were not paid for improvements which were made to the property. This could occur because a contractor was not fully paid for the work they did or because a contractor failed to pay a subcontractor or supplier. A mechanic’s lien is a cloud on title that must be resolved before the property can be sold or refinanced.

In Illinois, a contractor must file a mechanic’s lien within four months after the work was completed. A subcontractor must record a lien within 90 days of the date that they last worked on the property. A claim must include a statement of the work performed according to the contract, the amount due to the claimant, and a description of the property. A claimant must file a lawsuit to foreclose on the lien within two years after the completion of work. If the lawsuit is successful, the claimant will be entitled to receive the amount due, as well as interest at the rate of 10% per year.

Subcontractors must meet some additional reporting requirements before they can file a mechanic’s lien. Within 60 days after commencing work on the property, they must provide a notice to the property owner specifying the name and address of the subcontractor, the type of work to be performed or the materials to be provided, the date work began, and the name of the contractor who hired the subcontractor. 

A mechanic’s lien can be removed when the claimant releases the lien, usually after receiving payment. If a claim has been filed, but a lawsuit has not been commenced, a property owner can serve notice to the claimant requiring them to file a lawsuit within 30 days, and if the claimant fails to do so within that period, they will forfeit their rights to the lien.

Contact a Schaumburg Real Estate Attorney

If you need help resolving issues related to mechanic’s liens or other encumbrances during a real estate transaction, the attorneys of Drost, Gilbert, Andrew & Apicella, LLC can help you meet your legal requirements and work with you to complete your transaction successfully. Contact our Rolling Meadows real estate lawyers today at 847-934-6000 to arrange a personalized consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Why Do I Need a Living Trust? Won't My Simple Will Work Just the Same?

Web Admin - Friday, May 20, 2016

Why I Need a Living Trust, Illinois Estate Planning Attorneys When people begin the process of estate planning, they often have several questions about what course of action would be in their best interest, or in the best interests of their surviving family members and loved ones. One frequently asked question asks what the difference is between a simple will and a living trust. 

Is one option a better choice than the other? 

The answer really depends on your particular situation. However, for most typical family situations, a good choice is to use a living trust to transfer your property upon your death. 

When you prepare a will as your sole means of transferring your property upon your death, your will must go through the probate court, which can be complicated and your surviving family members could end up fighting over your will once you are gone. However, using a revocable living trust, which you can prepare while you are still alive, can help your family avoid probate after you pass on. Individuals who are looking to exercise more control over their property may find that a living trust is a useful estate planning tool. One of the estate planning attorneys at our firm can help you prepare a declaration of trust at your convenience.

Five Advantages to Using a Living Trust Over a Will

Below are examples of the advantages of using a living trust over a will. 

1. Property transferred through a living trust will not go through probate. Probate is a long, tedious, and costly process before the probate court where the validity of the will is demonstrated, all debts held by the decedent are paid off, and then the remaining property is distributed to the family members. The more complicated the decedent’s estate is upon his or her death, the more complicated and drawn out probate can be. 

2. Out-of-state property transferred through a living trust can avoid ancillary probate. When property is located out of state, instead of having to go through probate in each state, a living trust can allow for the property of out-of-state property without ancillary, or out-of-state probate. 

3. Getting the opportunity to manage your property during your lifetime. By being the settlor of your own living trust, you retain control over the trust until you decide that you want to hand over the reigns or you die. 

4. Living trusts remain confidential, wills are not. Since probate is a legal proceeding, if your will goes through probate, your will becomes part of the probate court records, which are made available for public inspection.  

5. The successor trustee is able to take over once the principal is disabled which is a huge advantage. The “seamless” transition of control over the trust and the trust corpus upon the disability of the grantor is a huge advantage of the trust over the will.

Getting Legal Help with Living Trusts

If you think that a living trust might be the best estate planning tool for you, please feel free to contact one of our experienced Illinois estate planning attorneys today. Our law firm serves the communities of Crystal Lake, Palatine, Des Plaines, Mount Prospect, Long Grove, Kenilworth, Riverwoods, Buffalo Grove, Barrington, and Arlington Heights. Call 847-934-6000 to speak to a member of our team.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Who Takes Care of the Children after the Death of a Parent

Web Admin - Thursday, November 28, 2013

By: Jay A. Andrew


Determining who becomes guardian of a child in the unfortunate event that their parents pass away is an important decision. While parents have the right to make such decisions during their estate planning process, not everyone makes these preparations, and that leaves the decision of who raises the children up to the court. Illinois law guides the court as well as it can, providing general provisions for who qualifies to become a guardian in the Probate Act of 1975.

How the Judge Chooses a Guardian

Illinois law provides considerable freedom to judges in choosing who assumes guardianship of a minor, although the law does place some general restrictions on the court. The guardian chosen must be over 18, a resident of the United States, not convicted of a felony and of sound mind.

For most judges the question is decided by what is in the minor’s best interests of the minor child. The act often repeats that phrase, “the minor’s best interests,” stating that it should guide the judge’s decisions as to who assumes the role of guardian.

The procedure for the choice of guardian starts with the notification of interested persons, usually close family members, that the court will appoint a guardian. People may then petition the court to act as guardian for the minor, and the court will weigh the evidence and use its judgment to try to determine who can best raise the child. Minors over the age of 14 also have the option to nominate their own guardian, subject to review by the court. While these proceedings can often go smoothly and amicably, they can also be more acrimonious, depending on the family relationships involved.

If you are a parent and haven’t made provisions for guardianship of your children you should consider whether or not you want a judge that has never met you and barely met your child to make the determination of what is in their best interests.

Other complicating factors that an estate planning attorney can help you work through are disabled children, learning disabled children, how to keep all of the children together and how to manage combined families along with many other issues that are part of the modern family.

How to Avoid the Guardianship Proceedings

In order to avoid a drawn-out court battle, parents can take control of the situation. Illinois law gives parents the opportunity to name a guardian during their lifetime either in their will, or in a separate document. While the court still reviews this choice, the parents get much more control over their child’s future if they appoint a guardian. Rather than making the court guess at who would best raise the child, it can take the parents’ preferences into account, only overruling them if it finds “good cause” that the parents’ appointment would not be in the minor’s best interest.

If you are thinking about preparing a Will, or want to ensure the future security of your children, contact a Chicago estate planning lawyer today. We serve many northwest suburban areas including Arlington Heights, Schaumburg, Buffalo Grove, Palatine, Rolling Meadows, and other nearby communities.

Buying a Home in Illinois: Inspection Contingencies in the Contract

Web Admin - Monday, November 18, 2013

A considerable amount of paperwork is involved when buying a home. To begin the process, buyers sign a detailed contract with the sellers which essentially takes the home off the market while other details--including securing financing, appraisals, and inspections--are finalized.

Two particularly important contracts often used in Illinois are the Multi-Board Residential Real Estate Contract (“Multi-Board”), which has now been released in its fifth version and the Chicago Realtors Contract.  These documents get signed by both the buyer and seller, and represent an agreement between them that the buyer will indeed buy the house, and that the seller will sell it for the agreed upon price. However, the contracts also contain sections called “contingencies,” which represent certain things that either must happen, or cannot happen, for the sale to go through.

For example, a critical contingency that the Multi-Board calls for is the Professional Inspections and Inspection Notices section. This contingency allows for the buyer to conduct, at their expense, different types of inspections of the house that they just agreed to purchase. Under the Multi-Board, a buyer may conduct, “home, radon, environmental, lead-based paint and/or lead-based paint hazards, and/or wood destroying insect infestation” inspections.

While most of the names of those inspections provide a good idea of what the inspector will examine, “home” inspections are more general. It is intended and written in the Multi Board that the home inspector goes in to examine the state of the MAJOR components house. The contract  gives some examples of what constitutes a major component:

• Heating and air conditioning

• Plumbing and well systems

• Electrical systems

• Roofs, walls, windows, ceilings, and floors

• Appliances

• Foundation

If the buyer and the seller cannot reach an agreement about how to handle the results of the inspection by ten business days after they signed the contract, then either party may cancel the contract. This makes the inspector’s job particularly important, since it requires someone who can distinguish important issues from minor or cosmetic ones. Since the real estate market changed from an ultra hot Sellers market in the early 2000s to a cold Buyers market the tenor of the home inspection issues has changed significantly. More and more deals are getting terminated over minor inspection issues. The drafters of these two Contracts specifically drafted them to avoid this decision. Often times these issues are being raised as the parties are getting bad advice from the realtor and/or the attorney involved.

But not all defects or problems may automatically allow a buyer to get out of purchasing the home. For example, under the inspection contingency in the Chicago Realtors Contract, “the Buyer agrees that minor repairs and maintenance costing less than $250 shall not constitute defects covered” by the portion of the agreement which allow a buyer to terminate the contract. In other words, squabbles over minor issues which could be solved for little money are rarely should be enough to tank the deal. Many prolonged legal disputes hinge on the exact question of whether a defect is sufficient to allow a buyer to refuse to purchase the home. This is the point when the professionals involved should provide the appropriate guidance to the Buyer(s) regarding what is acceptable to raise under the contract terms and what is not acceptable to raise.

The easy thing for the Realtor and/or attorneys involved to do is to blame the home inspector.  However, the home inspection company has a contract with the client setting forth their obligation to inspect the property in a certain manner regardless what the home inspection contingency states. It is the responsibility of the Realtor and attorney involved to translate the inspection report into the home inspection contingency limitations and set the Buyers expectations on what the Seller should reasonably be asked to repair.

Of course, home inspections represent just one of the many legal complexities surrounding the process of buying or selling a home. If you are considering going through that process, contact an experienced Rolling Meadows real estate attorney today. Our team can help you navigate the process from start to finish. We serve many northwest suburban areas including Palatine, Buffalo Grove, Barrington, and other nearby communities.

Recent Posts


fatal car accidents Joliet general practice lawyers Palatine Attorney Crystal Lake employment attorney sexual images Des Plaines drug crimes lawyer Rolling Meadows insurance dispute lawyers Long Grove estate planning Crystal Lake bike accident lawyer Illinois LLC creation drug crime residential real estate Crystal Lake car accident attorney health insurance dispute how to avoid common denials of life insurance claims Schaumburg construction accident lawyer Crystal Lake pet attorney marijuana Whistleblower Claims trucking accident lawyers federal crimes blood alcohol content loss of consortium Crystal Lake pedestrian accident lawyer Illinois speeding lawyer landlord Palatine corporate attorney surgical mistakes Palatine probate lawyer Des Plaines personal injury lawyer Illinois traffic attorneys underinsured motorist Schaumburg injury lawyer Illinois traffic attorney Illinois driving without license Illinois employment law attorneys Chicago attorney Schaumburg wrongful death attorney whistleblower protections Illinois corporate lawyer startup company medical malpractice compensation Illinois Wage Payment and Collection Act mortgage federal regulations for LLCs pain and suffering insurance dispute attorney Arlington Heights real estate lawyer Landlord Tenant Ordinance Rolling Meadows insurance attorney Rolling Meadows marijuana attorney distracted driving accident victims Des Plaines tax law firm murder traffic laws Des Plaines Colin H. Gilbert rumble strips college kids insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Illinois pedestrian accident attorney expungement construction accidents IRA trust transfer Arlington Heights car accident lawyer Illinois employee rights attorney. Palatine life insurance lawyer Family Medical Leave Act Rolling Meadows Attorney Arlington Heights tax lawyer Kenilworth estate planning attorney Des Plaines DUI attorney contracts Illinois employment attorneys estate planning attorney construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation accidental death benefits unauthorized overtime Schaumburg employment attorney personal injury law firm insurance agents TBI eluding a police officer Food and Drug Administration's Food Safety Modernization Act low-ball insurance settlement comp time probate claims lapse in policy Illinois criminal defense attorney car accident real estate leasing Illinois job attorney Crystal Lake estate planning lawyer denied insurance claim criminal record Arlington Heights accident attorney personal injury accidents Palatine punch death taxes nursing home negligence medical malpractice claims Illinois collections attorney construction contracts changes to mortgage law Inverness civil lawyer employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, criminal Policy Cancellation traumatic brain injuries llinois Real Estate Lawyers Association probate lawyer Barrington personal injury lawyer senior citizens digital assets Des Plaines pet law attorney Palatine employment attorney pet bites privacy employment contract Schaumburg corporate attorney special needs trust trucking accidents workplace sexual harassment Illinois Smoke Detector Act Arlington Heights wills and trusts attorneys dog bites Illinois will lawyer Barrington criminal defense lawyer Illinois tax attorney insurance attorney criminal law Illinois probate lawyer brain injury boating DUI Affordable Care Act Rolling Meadows traffic attorney Buffalo Grove personal injury lawyer car crashes Crystal lake insurance dispute attorney estate attorney Rolling Meadows probate lawyer Buffalo Grove injury lawyer Class A misdemeanor personal injury lawyer Schaumburg Crystal Lake business law attorneys Barrington medical malpractice lawyers Legal Info income distribution deducation Schaumburg personal injury lawyers real estate attorneys Buffalo Grove employment lawyer Palatine traffic lawyer Schaumburg estate planning lawyer institutional trustee Palatine civil attorney traffic tickets condo Des Plaines real estate lawyer loopholes Deer Park motorcycle accident lawyer jet ski accidents controlled substance investment property revenge porn preventing accidents driving texting and driving independent contractor denied insurance claims employment attorney Long Grove estate planning attorneys traumatic brain injury Rolling Meadows life insurance claim denial attorney IRELA wills Illinois jet ski accident lawyer Illinois medical malpractice case operating agreements ken apicella personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys healthcare claims real estate closing Schaumburg drug defense lawyer Palatine employment lawyer compensatory time Illinois estate planning law firm murder defense Kenilworth estate planning attorneys Arlington Heights personal injury lawyer Federal Food Drug and Cosmetic Act back injuries most common reasons for life insurance claim denials elder abuse spinal cord injury denial of insurance claim Barrington employment law firm estate planning trusts owner responsibility Rolling Meadows employment law attorney unpaid overtime Crystal Lake medical malpractice attorneys Thanksgiving license reinstatement icy parking lots drug crimes lawyer fiduciary rule delay automated cars DGAA deadly crashes power of attorney mass shooting uninsured motorist dynasty trusts Arlington Heights wills and trusts attorney Rolling Meadows personal injury lawyer Illinois medical malpractice claim estate tax Inverness real estate lawyer Arlington Heights employment attorney Chicago life insurance attorney living trust benefits Crystal Lake employment lawyer Schaumburg estate attorney rollover car crashes insurance adjusters Illinois personal injury attorney Inverness traffic law firm liens Des Plaines drug lawyer irrevocable trust Des Plaines insurance attorney Barrington estate planning lawyer Buffalo Grove criminal defense lawyer defective products lawyer insurance denials Kenilworth estate planning lawyer Inverness personal injury attorney bike accident marijuana crimes attorney motorcycle accident lawyer estate planning for college students Barrington boating accident attorney field sobriety test breach of contract Palatine estate planning lawyer Buffalo Grove probate lawyer Fair Labor Standards Act Buffalo Grove real estate attorney probate Arlington Heights Attorney Arlington Heights wills and trusts lawyers life insurance claims Chicago estate planning civil litigation attorney Barrington estate planning attorney Arlington Heights lawyer employee misclassification Palatine workers compensation lawyer Deer Park medical malpractice attorney DUI defense Palatine drug lawyer top life insurance claim denials insufficient documentation Inverness real estate attorney employees Palatine traffic accidents small business Fourth of July Crystal Lake employment law attorney Barrington criminal lawyer Mount Prospect wills and trusts lawyers crossover accidents bad faith insurance claims IRS car collision Deer Park accident attorney employment law Crystal Lake traffic attorney fault based insurance IRA benefits Illinois mortgages Illinois employment law attorney vacation home fines Illinois business lawyer right to work texting while driving gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys spinal cord injuries Arlington Heights pedestrian accidents healthcare employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Palatine employment law lawyer Chicago car accident lawyer Home Sale Contingencies holiday statistics Palatine criminal defense lawyer Illinois insurance claims lawyers BAIID breathalyzer test Barrington Illinois estate planning lawyer Crystal Lake medical malpractice law firm Palatine trusts lawyer filing a medical malpractice claim Rolling Meadows wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace coronavirus Forcible Entry Illinois workers compensation lawyer liability claims Inverness corporate attorney POA Rolling Meadows employment law attorneys Des Plaines civil attorney South Barrington real estate lawyer Schaumburg criminal law attorney Inverness estate planning lawyer Illinois estate planning attorney trustee traffic deaths Schaumburg insurance lawyers medical marijuana manufacturing golf accidents Schaumburg car accident attorney South Barrington real estate attorney Crystal Lake personal injury attorney Illinois estate planning Attorney Ken Apicella Illinois personal injury lawyers personal injury attorney forming a corporation in Illinois Deer Park personal injury lawyer sole proprietorship trust payments caregiver comparative negligence Crystal Lake law firm School Visitation Rights Act Palatine law firm Barrington drug crime attorney medication errors insurance claim denial drug possession life insurance claim denial, denial of life insurance claim Rolling Meadows car accident lawyers Crystal Lake tax lawyer Rolling Meadows accident lawyer FMLA Deer Park real estate law firm Barrington Traffic Lawyer Chicago corporate attorney reckless homicide PTSD trauma after an accident rollover accidents auto accidents Barrington attorney power of attorney for healthcare drunk driving criminal defense Rolling Meadows employment attorney Des Plaines Traffic Lawyer gift taxes Arlington Heights TBI attorney anesthesia errors Illinois Transfer on Death Instrument life insurance lawyer license revocation Chicago insurance law firm Buffalo Grove traffic attorney civil litigation Schaumburg probate attorney Illinois Probate Act of 1975 Arlington Heights personal injury attorney insurance disputes underage DUI Illinois wills and trusts hiring employees employee rights traffic accidents Illinois personal injury lawyer Arlington Heights criminal lawyer car accident lawyers probate fees fiduciary rule real estate attorney car crash injuries living trust vs will insurance negligence pedestrian-automobile accident Illinois motorcycle accident lawyer modern family estate planning traffic crimes pedestrian accident boating accidents pedestrian injuries, pedestrian fatality Barrington litigation attorney Illinois real estate Illinois bicycle safety Illinois Workers’ Compensation Commission Jay Andrew Rolling Meadows insurance dispute lawyers, insurance dispute involuntary manslaughter pet law Rolling Meadows litigation lawyer slip and fall accidents installment contracts Chicago traffic lawyer living trust Illinois Trust Code Palatine real estate lawyer slip and fall insurance claims Des Plaines motorcycle accident attorney Illinois lawyer Schaumburg employment law attorneys LLCs Des Plaines medical malpractice attorney Des Plaines collections attorney real estate contract natural gas explosion wrongful termination premises liability real estate Schaumburg life insurance attorney new real estate form Long Grove real estate lawyer Illinois wills and trusts attorneys wills and trusts Arlington Heights insurance attorney Rolling Meadows personal injury attorney Deer Park employment law attorney Arlington Heights traffic attorney Inverness DUI lawyer Illinois insurance dispute lawyers Des Plaines injury law firm Illinois registered agent Super Mario Illinois employment laws life insurance cause-of-death exclusions license Illinois estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Schaumburg estate planning attorney Chicago employment attorney Deer Park traffic lawyer Illinois home inspection digital evidence Buffalo Grove personal injury attorney swimming pools liability car accidents civil rights violation pizza emoji caretaker rights wage theft Barrington business law firm privacy laws Illinois small business elder law Inverness elder law lawyer Palatine injury attorney motorcycle accident CAM Illinois workplace lawyer employee discrimination blended families traffic offenses Liquor Control Act traffic violations defense personal injury Palatine corporate law attorneys Illinois rollover accident lawyers digital information bicycle dooring accidents Des Plaines real estate attorney insurance claim Colin Gilbert Schaumburg criminal attorney Illinois personal injury license suspension car accident lawyer medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers cell phone accidents Illinois Human Rights Act Des Plaines personal injury lawyers clemency guardianship attorney Schaumburg traffic lawyer creditors Schaumburg medical malpractice lawyer tax attorney first degree murder Illinois wrongful termination lawyer Illinois injury lawyer estate planning lawyer speeding trusts Illinois defective products attorney Buffalo Grove corporate attorney Schaumburg civil litigation attorney Illinois traffic ticket lawyer Illinois real estate lawyer Buffalo Grove traffic lawyers dram shop law truck collisions Schaumburg real estate lawyer Barrington injury attorney DNR Buffalo Grove medical malpractice lawyers FSLA Home Remodeling Repair Act subcontractor estate planning ACA Inverness insurance attorney probate process Barrington civil litigation attorney capital gains tax Arlington Heights estate planning attorney Arlington Heights wills and trusts lawyer Arlington Heights employment law attorneys Illinois insurance disputes Crystal Lake traffic lawyer preventable medical errors Mount Prospect elder law attorney Do Not Resuscitate beneficiary complications Buffalo Grove car accident lawyer Inverness injury lawyer rent to own real estate contracts food poisoning commercial leasing Crystal Lake personal injury lawyer Buffalo Grove insurance claim dispute lawyers Long Grove real estate attorney Rolling Meadows business lawyer Crystal Lake civil litigation lawyer Arlington Heights injury attorney in terrorem provision Illinois civil litigation lawyer DUI penalities Deer Park DUI lawyer agent jet ski material misrepresentation Illinois employment law firm Chicago lawyer Chicago insurance claim attorneys insurance claim dispute Illinois insurance attorney defective products Illinois trusts attorney drugs paid sick leave personal injury claim landlord tenant law cell phone insurance dispute overtime violations DUI medical malpractice trench injuries Chicago employment lawyer meal breaks Long Grove wills and trusts attorneys commercial leases social media after death foreclosure Illinois law sexual harassment minimum wage employment law, Illinois employment laws boating under the influence Crystal Lake will lawyer Illinois pet lawyer Illinois traffic accident lawyer Illinois workplace discrimination attorney Chicago biking tips Arlington Heights car crash attorneys murder charges natural gas real estate lawyer Palatine business attorney Barrington employment attorney Rolling Meadows criminal lawyer insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys traffic violations work unions Des Plaines claims law firm living wills Rolling Meadows tax attorney Long Grove estate planning attorney Palatine civil litigation lawyer pay when paid contract financial advisors Schaumburg elder law lawyer internet vacation home Crystal Lake injury attorney insurance denial appeals distracted driving accidents homestead rights estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, problem employees business litigation Inverness probate lawyer head on collisions products liability workers compensation benefits Illinois insurance claim dispute lawyers Rolling Meadows Traffic Lawyer hit and run accident no contest clauses BUI cell phone tower data Crystal Lake criminal defense attorney child safety Self-Directed IRA Accounts GM ignition switches Palatine personal injury lawyer DMV commercial real estate Barrington real estate lawyer bicycle accidents Illinois Sales Representative Act workers comp Rolling Meadows insurance lawyer disability benefits digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Barrington life insurance lawyer pedestrian accidents Illinois construction accident attorney Crystal Lake car accident lawyer Chicago will attorney dealing with problem employees foreclosed rental property DUI attorney medical research Arlington Heights Traffic Lawyer Illinois trucking safety Illinois employment lawyer Rolling Meadows corporate lawyer hands free device Illinois insurance lawyer personal injury claims denial of life insurance Rolling Meadows drug defense attorney life insurance policy Illinois car accident attorney Illinois medical malpractice attorney suspended license Schaumburg Attorney employment lawyer unfunded trust Illinois employment law job lawyers Des Plaines accident attorney Barrington employment law attorney insurance claim denials Employment Discrimination Law Crystal Lake insurance lawyer Palatine elder law attorney Des Plaines criminal attorney Schaumburg personal injury lawyer Illinois workers compensation attorney Barrington workers compensation attorney appealing an insurance claim Deer Park criminal attorney Mt Prospect Attorney Illinois medical malpractice lawyers Chicago estate planning lawyer Arlington Heights trucking lawyer Palatine construction attorney insurance claim delay Barrington personal injury attorney Crystal Lake medical malpractice lawyer Rolling Meadows DUI lawyer Buffalo Grove life insurance attorney drug crimes Schaumburg personal injury attorney Chicago will attorney, social media platforms, Illinois estate planning lawyer, Illinois attorney Exclusions product liability Retaliatory Discharge Deer Park workers compensation lawyer Inverness accident lawyer home inspection lawyer Mount Prospect real estate lawyer insurance claim dispute attorney Detainer Actions Rolling Meadows real estate attorney Illinois DUI attorney Transfer on Death Instrument Arlington Heights medical malpractice lawyer Illinois insurance claim attorney real estate zoning condo association Illinois boating accident lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, Buffalo Grove law firm deed transfer Riverwoods estate planning lawyer underfunded trust car crash Rolling Meadows criminal attorney Rolling Meadows traffic law firm drunk driving statistics Illinois red light cameras severance agreements consent to a search corporate law workers compensation probate claims process rest breaks pregnant women advance healthcare directive insurance agent negligence Des Plaines personal injury attorney Rolling Meadows medical malpractice lawyers Illinois insurance claim dispute lawyer Rolling Meadows estate planning attorney Crystal Lake accident attorney overtime pay BAC Illinois elder law attorney wrongful death Rolling Meadows personal injury lawyers attorney fees ObamaCare unpaid assessment Chicago trucking accident attorney Rolling Meadows boating crash lawyer Illinois business law atorneys Illinois traffic laws Deer Park traffic accident attorney estate plan Illinois living will Palatine insurance lawyer