DGAA bLAWg

Are You Being “Low-Balled” by Your Insurance Company?

Web Admin - Monday, June 26, 2017

You pay your insurance premium religiously and on time because you know you need to protect your investment. Understandably, you expect your insurance company to pay when an accident or catastrophic incident occurs. Then you file the claim, and the offer that comes back seems low – not just a little low, but really low. What do you do? Hopefully, you recognize that your insurance company is low-balling you, and you reach out for legal assistance.


Low-Ball Offers Are Surprisingly Common

Although insurance companies are infamous for their feel-good, family-like slogans, they are for-profit businesses. They do not make their money paying out settlements. They collect premiums, bank on consumers not needing the policy, and employ various strategies to try and decrease the amount they pay out for each claim.

One of the most commonly used approaches is the low-ball offer. Most often, this strategy is employed by the adjuster responsible for handling your claim. Their hope is that you will take the offer they give you and cash the check. Thankfully, you do not have to accept this offer.

Fighting a Low-Ball Offer

There are many ways to fight against a low-ball offer, but assistance from an insurance dispute attorney is often more effective than facing it alone. Versed in the law and insurance claims, a lawyer can reduce the stress of dealing with the insurance company. They can review your case and ensure you have submitted all the appropriate documentation, which may have affected the offer you were given. Your attorney can also protect your interests and negotiate the most favorable settlement possible, sometimes without ever having to go through litigation.

Unfortunately, even attorneys can experience push-back from insurance companies. Thankfully, they have numerous tools and legal processes at their disposal. For example, your attorney may suggest filing a bad faith lawsuit to increase your settlement. (Bad faith is when an insurance company is failing to do its job. A bad faith lawsuit encourages them to do the right thing.) While it might not be the most appropriate path in every case, it could be an option for those who continue to experience low-ball offers, claim denials, and delayed processing of their claims.

Contact Our Rolling Meadows Insurance Dispute Lawyers

At Drost, Gilbert, Andrew & Apicella, LLC, we protect the rights of victims, including their right to pursue full and fair compensation. Dedicated and experienced, our Rolling Meadows insurance dispute lawyers can fight for you. Learn more about how we can assist with your case by scheduling a personalized, no-obligation consultation. Call 847-934-6000 today.


Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Source:http://articles.chicagotribune.com/1996-02-02/business/9602020322_1_adjuster-coalition-against-insurance-fraud-state-farm



Recent Posts


Tags

Barrington employment attorney Crystal Lake injury attorney Crystal Lake business law attorneys Deer Park motorcycle accident lawyer agent wills hands free device personal injury law firm liens Schaumburg Illinois red light cameras Rolling Meadows employment attorney brain injury unauthorized overtime Schaumburg employment attorney Arlington Heights car crash attorneys Home Remodeling Repair Act Schaumburg estate attorney Crystal Lake car accident lawyer Illinois Sales Representative Act construction accidents Colin H. Gilbert swimming pools murder defense Barrington Traffic Lawyer medical malpractice claims insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Crystal Lake employment lawyer workplace sexual harassment GM ignition switches beneficiary complications Mount Prospect elder law attorney Palatine employment lawyer Fourth of July Crystal Lake pedestrian accident lawyer LLCs Illinois business law atorneys natural gas explosion Palatine civil litigation lawyer medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Illinois law bicycle accidents Palatine construction attorney Illinois Transfer on Death Instrument Palatine Attorney marijuana crimes attorney Arlington Heights insurance attorney head on collisions wrongful termination car crash personal injury claim Arlington Heights lawyer Schaumburg life insurance attorney icy parking lots Des Plaines collections attorney drunk driving Palatine employment attorney homestead rights wills and trusts Inverness personal injury attorney Barrington employment law firm BAC Illinois LLC creation mass shooting product liability problem employees car accident holiday statistics insurance claim denials Illinois speeding lawyer pet law Deer Park employment law attorney Buffalo Grove real estate attorney Schaumburg drug defense lawyer Illinois driving without license Deer Park criminal attorney Illinois workplace lawyer Barrington personal injury attorney Inverness civil lawyer Illinois wrongful termination lawyer Buffalo Grove personal injury lawyer real estate contract workers comp operating agreements spinal cord injuries Des Plaines DUI attorney Chicago will attorney food poisoning DNR Illinois civil litigation lawyer Arlington Heights criminal lawyer Illinois personal injury attorney caretaker rights employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys Crystal Lake criminal defense attorney personal injury Illinois real estate lawyer Des Plaines claims law firm construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation elder abuse filing a medical malpractice claim Legal Info Barrington employment law attorney estate planning attorney anesthesia errors Riverwoods estate planning lawyer Palatine probate lawyer liability Illinois motorcycle accident lawyer Palatine employment law lawyer trauma after an accident pedestrian injuries, pedestrian fatality workers compensation benefits IRA benefits motorcycle accident lawyer Inverness insurance attorney healthcare Joliet general practice lawyers internet South Barrington real estate lawyer defective products Buffalo Grove employment lawyer speeding Schaumburg probate attorney gift taxes car crashes Palatine traffic lawyer health insurance dispute changes to mortgage law Illinois traffic laws Inverness real estate lawyer Illinois car accident attorney Barrington personal injury lawyer medical malpractice Arlington Heights traffic attorney Palatine business attorney pregnant women Rolling Meadows employment law attorneys cause-of-death exclusions distracted driving accident victims vacation home fines Illinois will lawyer advance healthcare directive estate planning for college students premises liability cell phone tower data life insurance claim denial, denial of life insurance claim BAIID traffic laws Illinois construction accident attorney minimum wage DMV Illinois Smoke Detector Act Barrington workers compensation attorney breathalyzer test probate process suspended license employee misclassification Chicago trucking accident attorney Barrington criminal lawyer Palatine insurance lawyer murder charges rest breaks automated cars Schaumburg estate planning attorney senior citizens Arlington Heights car accident lawyer insurance agents Buffalo Grove corporate attorney Rolling Meadows personal injury lawyers Palatine drug lawyer employment lawyer Arlington Heights Attorney Illinois insurance dispute lawyers Rolling Meadows criminal attorney job lawyers Arlington Heights wills and trusts lawyer Des Plaines insurance attorney Forcible Entry dynasty trusts Arlington Heights employment attorney Illinois attorney Rolling Meadows life insurance claim denial attorney Family Medical Leave Act Crystal Lake traffic attorney Illinois estate planning law firm modern family estate planning employment law, Illinois employment laws Landlord Tenant Ordinance traffic violations defense real estate leasing Barrington litigation attorney employment law Des Plaines accident attorney Chicago will attorney, social media platforms, Illinois estate planning lawyer, Arlington Heights accident attorney life insurance boating DUI independent contractor in terrorem provision Federal Food Drug and Cosmetic Act Arlington Heights real estate lawyer Barrington business law firm trucking accident lawyers coronavirus Schaumburg employment law attorneys Inverness accident lawyer Barrington boating accident attorney rollover car crashes medication errors Illinois employment lawyer Buffalo Grove criminal defense lawyer Illinois job attorney estate planning trusts Class A misdemeanor Buffalo Grove car accident lawyer gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Arlington Heights wills and trusts attorneys investment property denied insurance claim civil rights violation Long Grove wills and trusts attorneys fatal car accidents real estate attorney Crystal Lake personal injury attorney personal injury accidents medical research digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Illinois medical malpractice attorney Barrington life insurance lawyer Illinois traffic accident lawyer Arlington Heights personal injury attorney Chicago attorney Detainer Actions breach of contract Crystal Lake will lawyer underfunded trust whistleblower protections Rolling Meadows traffic attorney denied insurance claims Food and Drug Administration's Food Safety Modernization Act living trust tax attorney overtime violations Des Plaines tax law firm Deer Park traffic lawyer Inverness elder law lawyer TBI Palatine corporate attorney pay when paid contract power of attorney for healthcare probate claims process criminal defense Schaumburg civil litigation attorney Illinois employment laws Chicago estate planning CAM Illinois wills and trusts real estate zoning Schaumburg elder law lawyer commercial real estate comparative negligence unpaid assessment landlord Illinois insurance claim dispute lawyer Illinois bicycle safety boating under the influence elder law foreclosed rental property life insurance claims traffic violations condo Arlington Heights tax lawyer Rolling Meadows litigation lawyer PTSD estate planning Chicago employment lawyer pain and suffering Des Plaines Traffic Lawyer Buffalo Grove traffic lawyers guardianship attorney Schaumburg real estate lawyer Illinois employment attorneys living trust vs will social media after death how to avoid common denials of life insurance claims Rolling Meadows insurance attorney trusts Crystal Lake employment attorney drug crime Schaumburg wrongful death attorney insurance denial appeals Illinois employee rights attorney. Crystal Lake employment law attorney no contest clauses Kenilworth estate planning attorneys Mount Prospect real estate lawyer Des Plaines civil attorney life insurance policy Schaumburg Attorney federal regulations for LLCs Illinois trusts attorney Long Grove estate planning attorney capital gains tax products liability underinsured motorist Buffalo Grove medical malpractice lawyers estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, insurance denials revenge porn car accident lawyers criminal law POA Inverness injury lawyer mortgage liability claims Kenilworth estate planning lawyer Schaumburg car accident attorney wrongful death pedestrian accident DUI preventing accidents Barrington civil litigation attorney comp time real estate attorneys Whistleblower Claims Illinois medical malpractice claim residential real estate Illinois personal injury lawyers Arlington Heights TBI attorney Chicago employment attorney civil litigation back injuries dog bites trustee Inverness probate lawyer Crystal Lake law firm Illinois insurance claim attorney denial of insurance claim car accidents Inverness corporate attorney pizza emoji controlled substance Illinois business lawyer Rolling Meadows insurance lawyer Illinois Workers’ Compensation Commission texting and driving spinal cord injury Arlington Heights personal injury lawyer Palatine criminal defense lawyer nursing home negligence drug crimes license reinstatement Des Plaines real estate attorney Illinois traffic ticket lawyer taxes Illinois traffic attorneys crossover accidents Illinois home inspection IRELA sexual harassment manufacturing llinois Real Estate Lawyers Association Illinois Wage Payment and Collection Act traffic accidents DGAA Illinois estate planning fiduciary rule delay Barrington drug crime attorney Deer Park personal injury lawyer commercial leases Inverness traffic law firm traffic tickets Rolling Meadows criminal lawyer Schaumburg estate planning lawyer bike accident Des Plaines drug crimes lawyer traffic deaths Crystal Lake medical malpractice law firm field sobriety test ken apicella Rolling Meadows insurance dispute lawyers, insurance dispute workers compensation digital evidence Illinois registered agent involuntary manslaughter Illinois real estate Rolling Meadows probate lawyer trust payments Barrington medical malpractice lawyers Illinois Human Rights Act insurance attorney loopholes defective products lawyer irrevocable trust privacy Buffalo Grove insurance claim dispute lawyers Long Grove estate planning attorneys Illinois small business Schaumburg traffic lawyer Rolling Meadows Illinois jet ski accident lawyer privacy laws installment contracts Des Plaines real estate lawyer Rolling Meadows real estate attorney Barrington real estate lawyer personal injury attorney Rolling Meadows personal injury lawyer Illinois insurance attorney Palatine estate planning lawyer Employment Discrimination Law probate Illinois estate planning attorney auto accidents wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Chicago lawyer institutional trustee Schaumburg personal injury attorney Arlington Heights wills and trusts attorney small business fault based insurance Arlington Heights estate planning attorney most common reasons for life insurance claim denials Buffalo Grove personal injury attorney Arlington Heights injury attorney cell phone accidents Jay Andrew Do Not Resuscitate drug possession Chicago estate planning lawyer Rolling Meadows accident lawyer deadly crashes vacation home Palatine personal injury lawyer Arlington Heights trucking lawyer Des Plaines pet law attorney Illinois employment law Crystal Lake civil litigation lawyer marijuana medical malpractice compensation condo association Deer Park real estate law firm insurance dispute IRS special needs trust Transfer on Death Instrument personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Des Plaines personal injury lawyers financial advisors low-ball insurance settlement insurance dispute attorney living wills living trust benefits cell phone trench injuries Illinois collections attorney car accident lawyer traffic crimes surgical mistakes Illinois traffic attorney civil litigation attorney Des Plaines injury law firm accidental death benefits sexual images insurance negligence loss of consortium Barrington attorney Illinois corporate lawyer Mt Prospect Attorney Chicago insurance law firm Illinois Probate Act of 1975 Schaumburg personal injury lawyer Illinois injury lawyer Rolling Meadows medical malpractice lawyers severance agreements truck collisions insurance claim denial Palatine punch death jet ski accidents personal injury lawyer license revocation Rolling Meadows drug defense attorney Illinois insurance lawyer Long Grove real estate lawyer traumatic brain injuries Schaumburg corporate attorney real estate closing insurance claim dispute attorney Illinois insurance disputes insurance claim dispute startup company Crystal Lake tax lawyer Deer Park traffic accident attorney Des Plaines motorcycle accident attorney digital assets Long Grove real estate attorney employment attorney traumatic brain injury corporate law Exclusions appealing an insurance claim drunk driving statistics golf accidents insurance claim material misrepresentation Self-Directed IRA Accounts Chicago life insurance attorney hit and run accident work unions child safety Inverness DUI lawyer pedestrian accidents insufficient documentation Illinois DUI attorney college kids pet bites FSLA lapse in policy Rolling Meadows business lawyer Illinois living will denial of life insurance Des Plaines medical malpractice attorney Barrington Illinois estate planning lawyer Illinois boating accident lawyer Des Plaines criminal attorney Crystal Lake personal injury lawyer commercial leasing BUI Colin Gilbert Rolling Meadows insurance dispute lawyers Policy Cancellation Illinois lawyer blended families Palatine law firm ObamaCare Illinois criminal defense attorney forming a corporation in Illinois Barrington injury attorney uninsured motorist car crash injuries Affordable Care Act Arlington Heights pedestrian accidents Buffalo Grove law firm Inverness estate planning lawyer fiduciary rule Fair Labor Standards Act Retaliatory Discharge power of attorney Rolling Meadows tax attorney Illinois employment law firm medical marijuana owner responsibility Illinois workplace discrimination attorney Illinois personal injury lawyer Illinois elder law attorney Illinois employment law attorneys insurance claims Crystal lake insurance dispute attorney Buffalo Grove life insurance attorney estate planning lawyer license suspension unfunded trust Illinois personal injury eluding a police officer Schaumburg criminal attorney construction contracts foreclosure employees texting while driving clemency IRA trust transfer subcontractor criminal record Illinois defective products attorney Chicago biking tips estate plan Schaumburg construction accident lawyer creditors attorney fees Attorney Ken Apicella Rolling Meadows Attorney Palatine trusts lawyer Schaumburg medical malpractice lawyer jet ski Liquor Control Act estate tax Illinois Trust Code drugs drug crimes lawyer new real estate form landlord tenant law Crystal Lake bike accident lawyer Crystal Lake insurance lawyer Illinois employment law attorney healthcare claims bicycle dooring accidents unpaid overtime overtime pay Buffalo Grove probate lawyer School Visitation Rights Act Palatine life insurance lawyer Mount Prospect wills and trusts lawyers insurance claim delay underage DUI right to work Schaumburg insurance lawyers rollover accidents Super Mario traffic offenses Arlington Heights employment law attorneys life insurance lawyer bad faith insurance claims personal injury claims reckless homicide digital media accounts, estate planning, Arlington Heights estate planning attorney, Des Plaines Illinois tax attorney Rolling Meadows personal injury attorney Barrington criminal defense lawyer Des Plaines drug lawyer motorcycle accident trucking accidents Arlington Heights medical malpractice lawyer Home Sale Contingencies Deer Park DUI lawyer Barrington estate planning lawyer Arlington Heights Traffic Lawyer disability benefits Palatine injury attorney insurance adjusters probate claims driving paid sick leave Palatine elder law attorney blood alcohol content Arlington Heights wills and trusts lawyers Crystal Lake medical malpractice lawyer insurance disputes employee rights caregiver slip and fall ACA murder home inspection lawyer Crystal Lake estate planning lawyer Illinois insurance claims lawyers employee discrimination dealing with problem employees Chicago traffic lawyer real estate dram shop law deed transfer DUI penalities business litigation federal crimes Kenilworth estate planning attorney FMLA Illinois Illinois wills and trusts attorneys Rolling Meadows boating crash lawyer Illinois insurance claim dispute lawyers digital information Rolling Meadows estate planning attorney distracted driving accidents South Barrington real estate attorney license DUI defense Chicago car accident lawyer pedestrian-automobile accident sole proprietorship Deer Park workers compensation lawyer Deer Park medical malpractice attorney Des Plaines personal injury attorney Schaumburg criminal law attorney Crystal Lake traffic lawyer Illinois medical malpractice lawyers Long Grove estate planning Schaumburg personal injury lawyers Palatine workers compensation lawyer Rolling Meadows car accident lawyers Illinois pedestrian accident attorney Palatine real estate lawyer Barrington estate planning attorney Crystal Lake pet attorney first degree murder meal breaks Illinois pet lawyer Palatine traffic accidents Rolling Meadows employment law attorney wage theft estate attorney Rolling Meadows corporate lawyer consent to a search Rolling Meadows traffic law firm employment contract Illinois mortgages Buffalo Grove injury lawyer Illinois probate lawyer real estate lawyer Inverness real estate attorney expungement Deer Park accident attorney car collision top life insurance claim denials estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Palatine civil attorney Crystal Lake accident attorney income distribution deducation natural gas employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, probate fees Illinois trucking safety Illinois medical malpractice case Schaumburg injury lawyer hiring employees insurance agent negligence Crystal Lake medical malpractice attorneys Palatine corporate law attorneys preventable medical errors Chicago insurance claim attorneys Des Plaines personal injury lawyer rumble strips criminal Illinois workers compensation lawyer Rolling Meadows Traffic Lawyer compensatory time Rolling Meadows DUI lawyer Crystal Lake car accident attorney probate lawyer Illinois rollover accident lawyers slip and fall accidents Rolling Meadows marijuana attorney insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys Thanksgiving rent to own real estate contracts Buffalo Grove traffic attorney Illinois workers compensation attorney contracts DUI attorney boating accidents Chicago corporate attorney

Archive