Distracted Driving Leads to Increased Risk of Car Accidents

Web Admin - Tuesday, March 06, 2018
Arlington Heights distracted driving accident lawyerThe dangers of distracted driving are well-known in the United States, but even though many states have passed laws against texting or using a cell phone while driving, people across the country continue to put themselves and others at risk. The statistics are sobering; in 2016, 3,450 people were killed in car accidents involving distracted driving, making a total of 9.2% of all car crash fatalities. Every day, at least eight people are killed and more than 1,000 people are injured in these types of accidents. Yet despite the obvious danger of distracted driving, studies have shown that approximately 660,000 people use cell phones or electronic devices while driving on a daily basis.

The Risks of Distracted Driving

Modern cell phones are powerful computers that provide their users with the ability to easily look up information and communicate with others, and the ease of using these devices makes it tempting for people to do so while they are behind the wheel. While some people may believe that they are able to multitask and use a cell phone or complete other activities while driving, these types of distractions cause extreme danger to everyone who uses the road.

Use of electronic devices while driving is especially dangerous because it causes three separate types of distractions:

  1. 1. Visual distractions, in which drivers take their eyes off the road and are not aware of what is happening around their car.
  2. 2. Manual distractions, in which drivers take their hands off the steering wheel and are not in full control of their vehicle.
  3. 3. Cognitive distractions, in which drivers take their attention off their surroundings and are unable to quickly react to changing traffic conditions or hazards.

If a driver is traveling at 55 miles per hour, and they take their attention off the road for five seconds to read or send a text message, this is the equivalent of driving the length of a football field with their eyes closed. 

Keeping one’s full attention on the road is incredibly important, but many drivers fail to do so. Distracted driving extends beyond the use of electronic devices; many drivers are distracted by adjusting their radio or environmental controls, eating and drinking, grooming, or communicating with passengers.

Contact a Schaumburg Distracted Driving Car Accident Attorney

Drivers who use cell phones or otherwise take their attention off the road while driving put themselves and everyone around them in danger. If you or a family member have been injured in a car accident that was caused by distracted driving, the skilled attorneys of Drost, Gilbert, Andrew & Apicella, LLC can help you recover the compensation you deserve for the damages you have suffered. Contact our Barrington personal injury attorneys today at 847-934-6000 to schedule a personalized consultation.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Automated Cars, Legal Liability, and Trolley Problems

Web Admin - Tuesday, March 17, 2015

driverless car liability, Rolling Meadows car acciddent lawyerAlthough driverless cars were squarely in the realm of science fiction until recently, Google and other companies are moving towards making them a reality at a surprisingly rapid pace. As beneficial as these cars may prove to be, there are also concerns about them from a legal standpoint. One of the major issues is the question of who the law should hold responsible in the event of a traffic accident. There are also separate concerns about legal liability and ethics when driverless cars face difficult decisions, such as in the famous Trolley Problem.

General Liability Issues

One of the biggest legal issues related to driverless cars is the question of liability for accidents. With ordinary cars, liability is usually limited to one of the drivers, but that system would not work with driverless cars for obvious reasons. Many people's first instinct is to place liability on the company that makes the car. However, there are a variety of issues with that. First, it is possible that the accident with a driverless car was not the result of error by the manufacturer, but a problem with upkeep on the part of the owner. If the car's owner did not keep it properly maintained and that resulted in an accident, it would be unusual to put liability on the car's manufacturer. Beyond that, placing that much possible liability on the company could potentially cripple the development of the driverless cars.

The other competing theory is to treat driverless cars much like we treat cars now, and require people to insure them. This would remove liability from the possibly innocent owners, but it would come at the cost of increasing how expensive driverless cars are.

The Trolley Problem

A related issue is the question of how driverless cars would deal with the Trolley Problem. The Trolley Problem is an ethical dilemma in which a person is standing at a railroad switch, and they see a train coming. They know the train is going to hit five people on its current track, but the person at the switch has the option to throw the switch, sending it down a different track and only killing one person. Although it is an ethical dilemma, it may have important legal ramifications.

For instance, suppose a child darts out in front of a driverless car, and the car’s only option to avoid the child is to crash into something else, likely injuring the passengers. The car would need to make that decision, and definitely injure either the child or the passengers. The law would then need to determine whether the victim of the car's decision would have a claim against the manufacturer.

Although driverless car accidents are still a few years off, ordinary car accidents can still cause serious injuries. If you have recently been hurt in a car crash, contact an experienced Illinois personal injury attorney today. Drost, Gilbert, Andrew & Apicella, LLC serves clients in many northwest suburban towns, such as Rolling Meadows, Palatine, and Des Plaines. 

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.

Uninsured Motorist Insurance Claims

Web Admin - Thursday, April 17, 2014

illinois uninsured motorist attorney

Driving is such a mundane part of many people's lives that they often take it for granted. However, because driving is so common, it is only a matter of time for most people before they end up in an auto accident. In fact, according to estimates done based on car insurance industry data, most people will experience three to four accidents over the course of their lives. That means that for the majority of drivers, car accidents are a matter of when, rather than a matter of if.

Consequently, carrying car insurance protection is not only a good idea, but it is actually legally required in Illinois. However, despite these laws, many motorists take to the roads without any insurance at all. Furthermore, even those who do carry state minimum coverage may not have enough to cover the injuries and property damage that often arises from more serious accidents. That means that drivers should take their security into their own hands by maximizing theiruninsured and underinsured motorist (UM or UIM) coverage.

What Is UM/UIM Coverage?

UM covers both your property damage and bodily injury in cases where the driver at fault for the accident either does not have insurance or has too little insurance to pay for the full cost of the crash. Many"full coverage" insurance policies in Illinois already have this sort of coverage built into them. It is important to read the policy carefully to understand whether they involve UM coverage, as well as the maximum amounts of property damage and personal injury that the plan will cover.  Ask you agent to maximize your UM/UIM coverage.

Using UM/UIM Coverage

UM coverage comes into play in two circumstances. The first circumstance occurs when there is no way to receive damages from the driver at fault for the accident. Often, that is because the driver at fault is illegally driving without insurance, but UM coverage may also protect against hit-and-run accidents where the driver at fault flees the scene.

The second circumstance occurs when a person ends up in an accident with a driver whose insurance will not cover the full cost of the accident. Suppose someone with $100,000 in personal injury UM coverage is hit by a driver with only $30,000 of personal injury insurance. If the accident is serious enough that the medical bills exceed $30,000, then the driver with UM insurance can pursue a claim against their own insurance company to make up the difference.

If you or a loved one has been involved in an accident with an uninsured or underinsured motorist, seek help from a skilled Illinois personal injury attorney today. Filing UM insurance claims can be a complicated process, and our team of attorneys helps people across the northwest suburbs in towns like Arlington Heights, Schaumburg, and Crystal Lake. Our attorneys will help ensure that you receive the full protection provided in your insurance contracts.

About the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.

Recent Posts


Schaumburg estate planning lawyer swimming pools gift taxes digital assets independent contractor Crystal Lake criminal defense attorney Illinois law privacy Legal Info Chicago corporate attorney caretaker rights liability real estate leasing Inverness civil lawyer car crashes Inverness real estate attorney life insurance lawyer cell phone insurance claim delay Deer Park workers compensation lawyer drug crimes IRA trust transfer dynasty trusts Palatine elder law attorney Deer Park DUI lawyer murder defense Crystal Lake car accident lawyer Illinois lawyer trustee Illinois traffic attorney Schaumburg personal injury lawyers modern family estate planning Mount Prospect real estate lawyer Palatine business attorney traffic offenses estate attorney fatal car accidents Arlington Heights pedestrian accidents coronavirus jet ski accidents Illinois business law atorneys insurance negligence privacy laws Barrington personal injury attorney Illinois workplace lawyer business litigation Rolling Meadows employment law attorney Buffalo Grove medical malpractice lawyers GM ignition switches traffic crimes Illinois rollover accident lawyers Rolling Meadows business lawyer wrongful termination Rolling Meadows drug defense attorney living trust federal regulations for LLCs whistleblower protections sole proprietorship Deer Park real estate law firm Arlington Heights TBI attorney medical research dealing with problem employees Barrington workers compensation attorney personal injury lawyer auto accidents Crystal Lake pedestrian accident lawyer Crystal Lake estate planning lawyer Deer Park employment law attorney deed transfer appealing an insurance claim Illinois estate planning Palatine civil litigation lawyer living trust benefits compensatory time FMLA institutional trustee landlord elder law pedestrian accidents medical malpractice compensation Barrington employment law attorney life insurance policy Arlington Heights Traffic Lawyer ACA Illinois pedestrian accident attorney agent natural gas explosion Schaumburg elder law lawyer Schaumburg personal injury lawyer Buffalo Grove corporate attorney Crystal Lake will lawyer Barrington criminal lawyer Des Plaines personal injury lawyers car crash Schaumburg Attorney Illinois personal injury Illinois job attorney Barrington criminal defense lawyer Crystal Lake employment lawyer Arlington Heights wills and trusts lawyers taxes Chicago attorney Mount Prospect elder law attorney Illinois traffic attorneys life insurance forming a corporation in Illinois Illinois small business Palatine traffic accidents Crystal Lake personal injury attorney expungement subcontractor Schaumburg employment attorney insurance agent negligence Crystal Lake business law attorneys Des Plaines personal injury attorney Long Grove real estate lawyer Chicago life insurance attorney drug crime Rolling Meadows insurance dispute lawyers, insurance dispute child safety Illinois mortgages real estate attorney Rolling Meadows accident lawyer Schaumburg criminal attorney creditors insurance denial appeals startup company comparative negligence Riverwoods estate planning lawyer Rolling Meadows traffic attorney DGAA Crystal Lake accident attorney Barrington attorney Arlington Heights traffic attorney Buffalo Grove probate lawyer insurance dispute attorney Colin Gilbert School Visitation Rights Act TBI Deer Park motorcycle accident lawyer license Arlington Heights employment law attorneys Chicago insurance law firm Arlington Heights tax lawyer premises liability Illinois wrongful termination lawyer Palatine corporate law attorneys Arlington Heights insurance attorney material misrepresentation construction contracts most common reasons for life insurance claim denials Inverness real estate lawyer Barrington employment attorney Palatine law firm Rolling Meadows estate planning attorney Illinois defective products attorney Illinois employment law DUI penalities Crystal lake insurance dispute attorney in terrorem provision Des Plaines claims law firm spinal cord injury DNR Schaumburg injury lawyer Schaumburg insurance lawyers Chicago insurance claim attorneys Des Plaines motorcycle accident attorney Illinois insurance attorney internet CAM Palatine workers compensation lawyer Rolling Meadows criminal lawyer insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Schaumburg estate planning attorney pain and suffering medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Des Plaines tax law firm real estate contract Palatine estate planning lawyer bike accident Illinois car accident attorney nursing home negligence employee discrimination bicycle accidents suspended license rest breaks Rolling Meadows life insurance claim denial attorney DMV pedestrian injuries, pedestrian fatality Barrington boating accident attorney Palatine corporate attorney severance agreements criminal record motorcycle accident lawyer personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys marijuana crimes attorney Buffalo Grove insurance claim dispute lawyers unauthorized overtime Schaumburg traffic lawyer Des Plaines real estate attorney Illinois personal injury lawyer Thanksgiving foreclosure loopholes Buffalo Grove personal injury attorney wrongful death Des Plaines insurance attorney Illinois workers compensation lawyer Schaumburg construction accident lawyer Rolling Meadows boating crash lawyer medical malpractice claims pay when paid contract Arlington Heights estate planning attorney Illinois medical malpractice attorney Illinois Trust Code Barrington estate planning lawyer Des Plaines drug crimes lawyer distracted driving accidents drug crimes lawyer insurance denials civil litigation attorney POA deadly crashes trench injuries Palatine trusts lawyer traffic violations defense Illinois personal injury lawyers Chicago lawyer Arlington Heights trucking lawyer icy parking lots Barrington real estate lawyer Buffalo Grove real estate attorney clemency personal injury law firm Schaumburg Illinois LLC creation Illinois business lawyer Illinois registered agent Palatine insurance lawyer Chicago will attorney car accidents Crystal Lake medical malpractice lawyer Illinois insurance claim dispute lawyers sexual images Crystal Lake tax lawyer underage DUI insufficient documentation workers compensation jet ski license revocation irrevocable trust Illinois wills and trusts Rolling Meadows employment law attorneys Arlington Heights employment attorney traumatic brain injury gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Retaliatory Discharge employee rights Rolling Meadows probate lawyer car crash injuries Forcible Entry Crystal Lake medical malpractice attorneys living trust vs will guardianship attorney Crystal Lake law firm DUI attorney revenge porn Illinois pet lawyer pet law personal injury Crystal Lake employment law attorney hiring employees underinsured motorist Illinois traffic ticket lawyer Crystal Lake employment attorney Jay Andrew hands free device field sobriety test Arlington Heights wills and trusts attorneys Barrington Illinois estate planning lawyer car accident lawyer Illinois trucking safety insurance claim dispute attorney Rolling Meadows traffic law firm homestead rights involuntary manslaughter manufacturing Whistleblower Claims Chicago employment lawyer digital information Inverness injury lawyer Illinois insurance dispute lawyers Illinois speeding lawyer Inverness personal injury attorney healthcare claims Arlington Heights criminal lawyer anesthesia errors Illinois red light cameras criminal defense Detainer Actions defective products lawyer bicycle dooring accidents Affordable Care Act Arlington Heights wills and trusts lawyer Illinois insurance claim dispute lawyer Home Sale Contingencies breach of contract overtime violations Federal Food Drug and Cosmetic Act mass shooting trust payments drugs llinois Real Estate Lawyers Association Buffalo Grove injury lawyer federal crimes Deer Park criminal attorney traumatic brain injuries Barrington medical malpractice lawyers Illinois criminal defense attorney Buffalo Grove criminal defense lawyer license reinstatement real estate residential real estate Mt Prospect Attorney Mount Prospect wills and trusts lawyers work unions installment contracts Arlington Heights wills and trusts attorney Des Plaines civil attorney insurance adjusters insurance agents Crystal Lake medical malpractice law firm special needs trust drunk driving statistics Barrington business law firm Barrington Traffic Lawyer Schaumburg drug defense lawyer investment property Crystal Lake insurance lawyer Illinois collections attorney Des Plaines criminal attorney defective products personal injury claims Rolling Meadows personal injury lawyer Rolling Meadows corporate lawyer college kids Illinois Transfer on Death Instrument Illinois estate planning law firm Crystal Lake injury attorney overtime pay Rolling Meadows insurance claims Arlington Heights injury attorney lapse in policy Illinois employment law firm denial of life insurance Palatine construction attorney Deer Park accident attorney distracted driving accident victims insurance claim dispute Arlington Heights personal injury attorney Illinois motorcycle accident lawyer Des Plaines collections attorney Illinois Sales Representative Act Inverness estate planning lawyer vacation home Arlington Heights lawyer denial of insurance claim Illinois injury lawyer construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation marijuana eluding a police officer wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace corporate law car collision fiduciary rule delay DUI Chicago estate planning lawyer Exclusions estate planning lawyer Barrington personal injury lawyer probate Illinois jet ski accident lawyer construction accidents Chicago will attorney, social media platforms, Illinois estate planning lawyer, preventing accidents Schaumburg criminal law attorney Schaumburg corporate attorney traffic laws Des Plaines drug lawyer operating agreements Illinois traffic laws Arlington Heights real estate lawyer Schaumburg probate attorney beneficiary complications Rolling Meadows personal injury lawyers Inverness DUI lawyer civil litigation trauma after an accident Des Plaines senior citizens Illinois driving without license Illinois medical malpractice lawyers Rolling Meadows criminal attorney unpaid overtime Arlington Heights personal injury lawyer digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers employee misclassification Buffalo Grove traffic lawyers contracts Palatine Attorney Illinois will lawyer Barrington estate planning attorney Palatine civil attorney new real estate form BUI slip and fall accidents truck collisions Rolling Meadows medical malpractice lawyers Long Grove estate planning attorney Schaumburg car accident attorney medication errors unpaid assessment probate claims products liability Arlington Heights car accident lawyer Arlington Heights accident attorney South Barrington real estate lawyer DUI defense Illinois living will blended families Landlord Tenant Ordinance Rolling Meadows insurance dispute lawyers Illinois attorney Illinois Wage Payment and Collection Act Buffalo Grove car accident lawyer Fourth of July power of attorney for healthcare natural gas traffic violations boating accidents low-ball insurance settlement Schaumburg life insurance attorney changes to mortgage law condo association unfunded trust Illinois workplace discrimination attorney Rolling Meadows litigation lawyer Arlington Heights car crash attorneys Barrington injury attorney criminal law Palatine probate lawyer Deer Park traffic lawyer Schaumburg civil litigation attorney Chicago employment attorney underfunded trust employment lawyer rent to own real estate contracts disability benefits Rolling Meadows real estate attorney digital media accounts, estate planning, Arlington Heights estate planning attorney, Liquor Control Act employment law, Illinois employment laws Rolling Meadows insurance lawyer Crystal Lake civil litigation lawyer Transfer on Death Instrument Kenilworth estate planning attorney meal breaks Illinois Workers’ Compensation Commission traffic tickets rollover car crashes rumble strips Palatine injury attorney real estate attorneys Buffalo Grove traffic attorney Home Remodeling Repair Act product liability Crystal Lake personal injury lawyer Class A misdemeanor Illinois medical malpractice case Des Plaines pet law attorney Palatine criminal defense lawyer living wills Illinois employment attorneys problem employees drunk driving Illinois traffic accident lawyer Illinois employment laws Inverness probate lawyer golf accidents Long Grove real estate attorney pizza emoji car accident lawyers landlord tenant law Buffalo Grove law firm liability claims crossover accidents dram shop law estate planning for college students healthcare Kenilworth estate planning lawyer Palatine punch death Palatine personal injury lawyer fault based insurance Rolling Meadows Traffic Lawyer estate planning trusts insurance dispute Illinois Human Rights Act Des Plaines DUI attorney wills Palatine real estate lawyer employment attorney real estate zoning loss of consortium Buffalo Grove life insurance attorney commercial leasing estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, income distribution deducation Buffalo Grove personal injury lawyer denied insurance claim Crystal Lake pet attorney Inverness traffic law firm Chicago biking tips employment law insurance claim trucking accident lawyers insurance claim denial financial advisors foreclosed rental property estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers workplace sexual harassment driving trusts employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys estate plan Barrington litigation attorney denied insurance claims Illinois boating accident lawyer estate planning blood alcohol content IRS Illinois insurance claims lawyers reckless homicide holiday statistics Schaumburg personal injury attorney life insurance claims personal injury accidents health insurance dispute probate fees dog bites Deer Park medical malpractice attorney accidental death benefits Crystal Lake traffic attorney filing a medical malpractice claim workers compensation benefits Joliet general practice lawyers Illinois real estate lawyer Illinois civil litigation lawyer BAIID Illinois employment law attorneys pedestrian-automobile accident Crystal Lake bike accident lawyer Super Mario speeding ObamaCare small business estate tax Rolling Meadows personal injury attorney back injuries controlled substance Crystal Lake car accident attorney cell phone accidents Illinois Probate Act of 1975 Illinois employment lawyer Schaumburg wrongful death attorney Buffalo Grove employment lawyer Crystal Lake traffic lawyer Illinois construction accident attorney paid sick leave Chicago estate planning Des Plaines injury law firm Inverness accident lawyer wills and trusts Des Plaines medical malpractice attorney Des Plaines personal injury lawyer Chicago car accident lawyer hit and run accident Palatine employment attorney texting and driving Schaumburg real estate lawyer BAC IRELA insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys capital gains tax LLCs Illinois DUI attorney caregiver employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, Family Medical Leave Act traffic deaths murder Palatine life insurance lawyer no contest clauses Illinois insurance claim attorney Illinois bicycle safety head on collisions Des Plaines accident attorney estate planning attorney South Barrington real estate attorney automated cars Kenilworth estate planning attorneys boating DUI Employment Discrimination Law cell phone tower data Illinois trusts attorney pregnant women Illinois real estate Illinois employee rights attorney. Palatine employment lawyer Barrington employment law firm Arlington Heights Attorney Self-Directed IRA Accounts Des Plaines Traffic Lawyer comp time insurance claim denials breathalyzer test elder abuse liens personal injury claim Illinois medical malpractice claim IRA benefits Illinois workers compensation attorney uninsured motorist FSLA employees workers comp commercial real estate drug possession ken apicella real estate closing pedestrian accident Barrington civil litigation attorney Long Grove estate planning Palatine drug lawyer employment contract food poisoning Palatine traffic lawyer insurance disputes first degree murder wage theft Deer Park traffic accident attorney Rolling Meadows employment attorney rollover accidents Policy Cancellation Deer Park personal injury lawyer Illinois tax attorney home inspection lawyer Illinois personal injury attorney Palatine employment law lawyer slip and fall Food and Drug Administration's Food Safety Modernization Act motorcycle accident commercial leases Illinois insurance lawyer life insurance claim denial, denial of life insurance claim Rolling Meadows marijuana attorney Long Grove estate planning attorneys real estate lawyer Illinois home inspection Illinois wills and trusts attorneys trucking accidents insurance attorney minimum wage Long Grove wills and trusts attorneys Des Plaines real estate lawyer advance healthcare directive Fair Labor Standards Act Illinois probate lawyer tax attorney probate process Colin H. Gilbert how to avoid common denials of life insurance claims civil rights violation Inverness insurance attorney pet bites probate claims process job lawyers Arlington Heights medical malpractice lawyer car accident Illinois insurance disputes Chicago traffic lawyer boating under the influence spinal cord injuries medical malpractice Rolling Meadows insurance attorney Schaumburg employment law attorneys Attorney Ken Apicella bad faith insurance claims consent to a search Illinois elder law attorney fiduciary rule Chicago trucking accident attorney preventable medical errors Rolling Meadows DUI lawyer condo power of attorney Schaumburg medical malpractice lawyer top life insurance claim denials Illinois Smoke Detector Act brain injury Do Not Resuscitate surgical mistakes Inverness elder law lawyer right to work social media after death digital evidence Rolling Meadows Attorney mortgage Illinois Schaumburg estate attorney murder charges Rolling Meadows tax attorney attorney fees owner responsibility Barrington drug crime attorney Inverness corporate attorney Illinois employment law attorney traffic accidents criminal Illinois estate planning attorney Rolling Meadows car accident lawyers texting while driving Barrington life insurance lawyer cause-of-death exclusions license suspension Illinois corporate lawyer vacation home fines medical marijuana probate lawyer sexual harassment personal injury attorney PTSD