DGAA bLAWg

Insurance Disputes Arising from Low Settlement Offers and Lengthy Delays – When Should You Contact an Attorney?

Web Admin - Thursday, September 08, 2016

Rolling Meadows insurance dispute lawyersConsumers purchase insurance to protect themselves from loss after an accident, illness, or tragedy. Some are even required, such as auto insurance. Yet, every day, there are people who find that insurance payouts are not easy to obtain and never guaranteed. In fact, despite having substantial evidence of their loss, many find themselves victimized by insurance companies. They receive low offers and experience lengthy delays that put their financial future at risk. Can an insurance dispute attorney help? The following information may be able to offer some perspective.

Understanding the Nature of Low Settlements, Delays, and Denials

Often, consumers are taken aback by the complications arising out of an insurance claim. They have paid their premium religiously and expected fair treatment – that their claim would be paid in full. After all, the insurance is supposed to cover losses experienced by their clients, right? Sadly, what most consumers do not know is that insurance companies are businesses, and like most businesses, they are focused on making money, not losing it. So, rather than safeguard their clients, they find ways to deny claims. They impose stressful and lengthy delays, hoping consumers will take a lower offer, simply because they are tired of waiting for compensation. In short, they are more concerned with protecting their bottom line than the well-being of their clients.

How Can an Attorney Help, And Do You Need One?

Not every consumer is entitled to full compensation after an accident, illness, or injury. If, for example, an auto accident occurs and the fault is shared between the policyholder and another driver, the settlement amount may be lower. However, you may not be as responsible in the accident as the insurance company claims. Their investigators usually examine your case with a bias, searching for any information that will rule in their favor. In other instances, the delays and low offers may be a matter of trying to settle for a lower amount, keeping more of your money in the pocket of the insurance provider. How can you tell the difference?

While claimants often suspect they are being offered a low settlement or experiencing unnecessary delays, but it usually requires an evaluation from an insurance claims dispute lawyer to tell for certain. So, if you have any doubts that your claim is being handled fairly, be sure to contact one with your case. They step in and negotiate with the insurance companies, ensuring your rights as a consumer are protected. They negotiate the most favorable settlement possible. Further, an insurance dispute attorney can help prevent or dispute a wrongful denial of your claim.

Contact Our Experienced Insurance Dispute Lawyers

At Drost, Gilbert, Andrew & Apicella, LLC, we protect the rights and interests of our clients. We fight against the injustices they experience during the insurance claims process and assist them in seeking the compensation that they deserve. Our Rolling Meadows insurance dispute lawyers make you and your case our top priority. Ask how we can help with your insurance dispute case by scheduling a consultation. Call us at 847-934-6000 today.

Ken ApicellaAbout the Author: Attorney Ken Apicella is a founding partner of DGAA focusing in the areas of personal injury, employment, insurance coverage disputes, and civil litigation. Ken earned his J.D. from DePaul University College of Law in 1999. He has been named a SuperLawyers Rising Star and a Forty Illinois Attorneys Under Forty to Watch. Ken has written and lectured for the Illinois Institute for Continuing Legal Education and regularly serves as a moderator at Northwest Suburban Bar Association's Continuing Legal Education seminars.


Sources: 
http://www.torontosun.com/2013/05/25/disability-insurance-more-delay-and-deny-benefits-tactics


Recent Posts


Tags

elder abuse Illinois insurance claim dispute lawyers Arlington Heights trucking lawyer IRA trust transfer BAIID Schaumburg employment law attorneys Retaliatory Discharge Illinois attorney Arlington Heights wills and trusts attorneys pedestrian-automobile accident estate planning lawyer denied insurance claim DMV medical malpractice Illinois car crash injuries Class A misdemeanor Chicago will attorney Rolling Meadows personal injury lawyers nursing home negligence Arlington Heights medical malpractice lawyer TBI Illinois insurance dispute lawyers Deer Park personal injury lawyer PTSD Illinois Smoke Detector Act workplace sexual harassment insurance claim delay license changes to mortgage law irrevocable trust digital assets Landlord Tenant Ordinance Schaumburg medical malpractice lawyer FMLA social media after death wrongful death commercial leases appealing an insurance claim Illinois medical malpractice attorney Arlington Heights injury attorney Illinois mortgages Rolling Meadows estate planning attorney Illinois employment law attorney Illinois rollover accident lawyers Palatine business attorney Inverness elder law lawyer Illinois law trucking accident lawyers anesthesia errors Joliet general practice lawyers blood alcohol content Illinois car accident attorney Des Plaines civil attorney living trust vs will Illinois insurance claims lawyers work unions Illinois traffic attorney deadly crashes Arlington Heights employment law attorneys Illinois jet ski accident lawyer Barrington criminal lawyer Des Plaines personal injury lawyer digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers Crystal Lake medical malpractice attorneys boating DUI CAM uninsured motorist Kenilworth estate planning attorneys Palatine traffic accidents Mount Prospect elder law attorney Inverness real estate attorney Illinois living will estate planning trusts Rolling Meadows personal injury attorney life insurance policy Legal Info Inverness civil lawyer Rolling Meadows marijuana attorney personal injury commercial leasing slip and fall attorney fees traumatic brain injuries Palatine punch death Mt Prospect Attorney owner responsibility texting and driving startup company crossover accidents Barrington estate planning attorney drugs Inverness insurance attorney Des Plaines real estate attorney fiduciary rule Crystal Lake civil litigation lawyer ken apicella marijuana preventable medical errors workers compensation Rolling Meadows insurance attorney homestead rights construction contracts most common reasons for life insurance claim denials swimming pools distracted driving accidents dealing with problem employees Palatine civil attorney defective products jet ski accidents Illinois employment law attorneys capital gains tax driving icy parking lots Illinois medical malpractice case Schaumburg injury lawyer cell phone probate Illinois employment attorneys drug crimes lawyer Inverness real estate lawyer child safety home inspection lawyer beneficiary complications Crystal Lake medical malpractice law firm real estate lawyer natural gas rest breaks Buffalo Grove traffic attorney overtime pay expungement Liquor Control Act Des Plaines motorcycle accident attorney Rolling Meadows employment attorney probate fees hiring employees revenge porn Forcible Entry Schaumburg life insurance attorney Barrington criminal defense lawyer Arlington Heights Traffic Lawyer real estate contract Illinois elder law attorney underage DUI School Visitation Rights Act Crystal Lake traffic attorney Crystal Lake car accident lawyer Rolling Meadows probate lawyer spinal cord injury Crystal Lake will lawyer car crashes disability benefits first degree murder Palatine traffic lawyer insurance claim dispute attorney criminal employment contract Crystal Lake estate planning lawyer Buffalo Grove law firm murder employment law Chicago car accident lawyer Crystal Lake pet attorney compensatory time Schaumburg criminal attorney Arlington Heights personal injury lawyer digital media accounts, estate planning, Arlington Heights estate planning attorney, Illinois wrongful termination lawyer Illinois trusts attorney Long Grove estate planning speeding top life insurance claim denials dog bites modern family estate planning Affordable Care Act insurance disputes Crystal Lake criminal defense attorney Chicago lawyer underfunded trust rollover car crashes overtime violations Illinois workplace discrimination attorney Chicago trucking accident attorney Rolling Meadows accident lawyer insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Rolling Meadows tax attorney liability claims condo pet bites Barrington workers compensation attorney employment law, Illinois employment laws unpaid assessment personal injury claims Barrington employment attorney Schaumburg civil litigation attorney estate plan Buffalo Grove employment lawyer real estate attorneys Des Plaines collections attorney Illinois pet lawyer Palatine drug lawyer medication errors fiduciary rule delay Crystal Lake employment lawyer motorcycle accident lawyer Des Plaines drug crimes lawyer civil litigation attorney Deer Park medical malpractice attorney insurance negligence Buffalo Grove personal injury attorney Chicago corporate attorney special needs trust Long Grove estate planning attorney real estate zoning natural gas explosion employee misclassification Illinois wills and trusts landlord tenant law Long Grove real estate attorney in terrorem provision Schaumburg estate planning lawyer traffic offenses Long Grove wills and trusts attorneys unfunded trust holiday statistics small business Arlington Heights real estate lawyer Kenilworth estate planning attorney Illinois employment law ACA Illinois personal injury lawyers Chicago biking tips Illinois trucking safety trusts Chicago traffic lawyer insurance attorney estate attorney federal regulations for LLCs Deer Park traffic accident attorney POA Illinois personal injury lawyer Palatine employment law lawyer Palatine construction attorney Des Plaines insurance attorney Illinois Probate Act of 1975 clemency contracts minimum wage IRELA privacy laws wills Super Mario Chicago employment lawyer Barrington drug crime attorney wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace real estate closing wills and trusts DGAA Arlington Heights Attorney foreclosed rental property medical marijuana wage theft probate process Schaumburg construction accident lawyer Deer Park employment law attorney Whistleblower Claims Chicago estate planning Rolling Meadows criminal lawyer insurance denial appeals Illinois traffic laws Arlington Heights wills and trusts lawyers severance agreements cause-of-death exclusions Illinois estate planning attorney distracted driving accident victims Des Plaines medical malpractice attorney Deer Park real estate law firm GM ignition switches workers compensation benefits life insurance claim denial, denial of life insurance claim Deer Park workers compensation lawyer Arlington Heights wills and trusts lawyer trust payments Barrington Illinois estate planning lawyer Illinois personal injury trauma after an accident Palatine personal injury lawyer controlled substance life insurance drug crimes DUI attorney Barrington real estate lawyer Crystal Lake medical malpractice lawyer insurance claim accidental death benefits mass shooting forming a corporation in Illinois dram shop law Crystal Lake accident attorney Illinois motorcycle accident lawyer traffic deaths Illinois pedestrian accident attorney foreclosure Arlington Heights employment attorney cell phone tower data comp time Illinois employment law firm Crystal Lake traffic lawyer Illinois wills and trusts attorneys Schaumburg probate attorney sexual images insurance agent negligence unpaid overtime Illinois insurance claim dispute lawyer Barrington medical malpractice lawyers car accident Buffalo Grove insurance claim dispute lawyers Detainer Actions Palatine injury attorney Schaumburg drug defense lawyer Illinois Transfer on Death Instrument living trust benefits employment attorney drunk driving pedestrian injuries, pedestrian fatality personal injury law firm Inverness DUI lawyer Illinois employee rights attorney. Palatine Attorney employment lawyer Thanksgiving Riverwoods estate planning lawyer Buffalo Grove traffic lawyers Illinois traffic accident lawyer Schaumburg insurance lawyers drug crime criminal defense construction accidents estate planning attorney medical malpractice claims Palatine corporate attorney Arlington Heights wills and trusts attorney Arlington Heights car accident lawyer subcontractor civil litigation Schaumburg traffic lawyer Barrington injury attorney Illinois traffic ticket lawyer Rolling Meadows employment law attorneys Palatine workers compensation lawyer Food and Drug Administration's Food Safety Modernization Act corporate law DUI DUI penalities Barrington employment law firm Rolling Meadows insurance dispute lawyers privacy breach of contract agent Crystal Lake bike accident lawyer Rolling Meadows DUI lawyer estate tax cell phone accidents Chicago insurance law firm Illinois estate planning Crystal Lake law firm car accident lawyers Barrington Traffic Lawyer living trust truck collisions federal crimes Barrington business law firm trustee comparative negligence Illinois registered agent meal breaks vacation home fatal car accidents consent to a search Des Plaines pet law attorney problem employees Schaumburg personal injury lawyers Illinois medical malpractice lawyers Deer Park motorcycle accident lawyer loopholes estate planning for college students Illinois job attorney ObamaCare Rolling Meadows traffic attorney no contest clauses Palatine trusts lawyer Des Plaines personal injury lawyers Arlington Heights car crash attorneys investment property Rolling Meadows Des Plaines tax law firm head on collisions Illinois real estate lawyer Rolling Meadows life insurance claim denial attorney Schaumburg real estate lawyer paid sick leave Rolling Meadows criminal attorney Chicago attorney Schaumburg estate attorney motorcycle accident personal injury claim employees personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys food poisoning estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Barrington estate planning lawyer Schaumburg criminal law attorney Rolling Meadows Traffic Lawyer Schaumburg employment attorney filing a medical malpractice claim healthcare Illinois real estate DUI defense right to work insurance claim denials pay when paid contract how to avoid common denials of life insurance claims Arlington Heights TBI attorney Illinois driving without license DNR breathalyzer test Inverness accident lawyer marijuana crimes attorney Illinois probate lawyer Des Plaines personal injury attorney fault based insurance personal injury lawyer tax attorney Crystal Lake injury attorney insurance claim denial LLCs brain injury Des Plaines injury law firm denial of insurance claim slip and fall accidents Fair Labor Standards Act senior citizens traffic violations estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, Mount Prospect wills and trusts lawyers Chicago estate planning lawyer Schaumburg Attorney insurance adjusters pizza emoji Arlington Heights tax lawyer elder law Schaumburg elder law lawyer Long Grove real estate lawyer Barrington boating accident attorney Palatine real estate lawyer Des Plaines criminal attorney bicycle accidents pedestrian accident Buffalo Grove personal injury lawyer advance healthcare directive lapse in policy Inverness injury lawyer Rolling Meadows corporate lawyer involuntary manslaughter Illinois small business Illinois business lawyer Inverness probate lawyer South Barrington real estate attorney Illinois personal injury attorney medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers operating agreements Illinois insurance disputes Federal Food Drug and Cosmetic Act life insurance claims Barrington attorney new real estate form car accidents Colin H. Gilbert manufacturing Illinois Workers’ Compensation Commission Fourth of July Chicago employment attorney workers comp real estate pregnant women Crystal Lake car accident attorney Palatine civil litigation lawyer low-ball insurance settlement Palatine life insurance lawyer mortgage Buffalo Grove injury lawyer Do Not Resuscitate rollover accidents Des Plaines claims law firm wrongful termination employee discrimination Policy Cancellation Rolling Meadows business lawyer employee rights job lawyers institutional trustee drug possession Barrington litigation attorney Self-Directed IRA Accounts license reinstatement insufficient documentation Arlington Heights insurance attorney Buffalo Grove criminal defense lawyer Barrington life insurance lawyer commercial real estate pet law insurance denials Illinois LLC creation criminal law boating under the influence Palatine estate planning lawyer blended families Schaumburg dynasty trusts murder defense Illinois red light cameras Buffalo Grove probate lawyer Rolling Meadows boating crash lawyer Arlington Heights accident attorney Buffalo Grove life insurance attorney Barrington personal injury attorney independent contractor liens insurance dispute attorney unauthorized overtime Arlington Heights estate planning attorney loss of consortium financial advisors Illinois Human Rights Act Rolling Meadows litigation lawyer Schaumburg personal injury lawyer BUI Rolling Meadows insurance dispute lawyers, insurance dispute Crystal Lake tax lawyer Barrington civil litigation attorney Illinois workers compensation lawyer license revocation denial of life insurance llinois Real Estate Lawyers Association insurance claims spinal cord injuries creditors probate lawyer hit and run accident South Barrington real estate lawyer Schaumburg wrongful death attorney Illinois corporate lawyer Illinois insurance attorney Kenilworth estate planning lawyer Des Plaines DUI attorney real estate leasing Inverness estate planning lawyer IRA benefits Buffalo Grove car accident lawyer eluding a police officer traffic violations defense Schaumburg estate planning attorney bike accident personal injury accidents Illinois Wage Payment and Collection Act Des Plaines real estate lawyer underinsured motorist trench injuries Barrington employment law attorney bicycle dooring accidents Rolling Meadows car accident lawyers rumble strips Des Plaines accident attorney Crystal Lake employment law attorney Palatine corporate law attorneys insurance agents Des Plaines drug lawyer Illinois business law atorneys landlord surgical mistakes civil rights violation back injuries sexual harassment employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys jet ski drunk driving statistics Home Sale Contingencies pedestrian accidents probate claims personal injury attorney Arlington Heights pedestrian accidents traumatic brain injury healthcare claims car crash products liability Buffalo Grove medical malpractice lawyers medical research Illinois home inspection Illinois employment laws condo association Inverness corporate attorney Illinois insurance lawyer gift taxes reckless homicide Illinois workers compensation attorney life insurance lawyer automated cars Palatine insurance lawyer Inverness personal injury attorney Deer Park DUI lawyer Illinois employment lawyer texting while driving Family Medical Leave Act Home Remodeling Repair Act taxes caregiver Mount Prospect real estate lawyer Illinois estate planning law firm Rolling Meadows medical malpractice lawyers residential real estate Schaumburg personal injury attorney auto accidents Crystal Lake insurance lawyer deed transfer vacation home fines guardianship attorney Deer Park criminal attorney health insurance dispute Crystal lake insurance dispute attorney estate planning pain and suffering Illinois will lawyer rent to own real estate contracts Illinois speeding lawyer Palatine law firm business litigation Chicago life insurance attorney Crystal Lake employment attorney real estate attorney traffic accidents medical malpractice compensation Palatine employment attorney Illinois lawyer Illinois injury lawyer Illinois workplace lawyer Long Grove estate planning attorneys defective products lawyer license suspension Crystal Lake business law attorneys Rolling Meadows real estate attorney Palatine employment lawyer Illinois insurance claim attorney power of attorney insurance claim dispute Illinois criminal defense attorney suspended license IRS Arlington Heights lawyer Colin Gilbert denied insurance claims employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, BAC Illinois tax attorney liability bad faith insurance claims Crystal Lake pedestrian accident lawyer Illinois defective products attorney traffic laws Arlington Heights criminal lawyer material misrepresentation Crystal Lake personal injury attorney Palatine elder law attorney insurance dispute traffic crimes Illinois collections attorney installment contracts Schaumburg corporate attorney digital evidence Illinois Trust Code hands free device Illinois bicycle safety trucking accidents Transfer on Death Instrument car collision Attorney Ken Apicella Arlington Heights personal injury attorney Illinois medical malpractice claim Buffalo Grove real estate attorney income distribution deducation Inverness traffic law firm coronavirus Illinois construction accident attorney Deer Park accident attorney FSLA Deer Park traffic lawyer Employment Discrimination Law probate claims process Rolling Meadows employment law attorney Illinois boating accident lawyer living wills Buffalo Grove corporate attorney insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys product liability Rolling Meadows personal injury lawyer Palatine criminal defense lawyer internet Rolling Meadows Attorney Rolling Meadows insurance lawyer car accident lawyer college kids criminal record Illinois traffic attorneys Illinois DUI attorney field sobriety test Barrington personal injury lawyer Illinois Sales Representative Act gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys Illinois civil litigation lawyer construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation golf accidents preventing accidents Palatine probate lawyer sole proprietorship digital information Rolling Meadows drug defense attorney Crystal Lake personal injury lawyer whistleblower protections Des Plaines Traffic Lawyer Rolling Meadows traffic law firm murder charges Jay Andrew Schaumburg car accident attorney power of attorney for healthcare Exclusions caretaker rights Arlington Heights traffic attorney traffic tickets Des Plaines premises liability Chicago insurance claim attorneys boating accidents Chicago will attorney, social media platforms, Illinois estate planning lawyer,

Archive