What Is Included in an Illinois Living Trust?

Web Admin - Thursday, December 31, 2020

Kenilworth estate planning attorneyWhen someone passes away, there is a legal process for administering and managing his or her estate, which is often referred to as estate administration. Instead of creating a will that outlines how assets will be distributed after death, a person can put those directives in another document, called a living trust. A trust is a legal document that designates a person or corporation to act as a trustee to administer the trust property according to the trust instructions. The individual who drafts the trust is considered the “grantor” or “settlor.” Those who receive assets or income from the trust are known as “beneficiaries.” The individual who is assigned as the trustee has a responsibility to uphold and manage the trust property for the beneficiaries named in the trust document. If you or someone you know is considering establishing a trust, an experienced estate planning attorney can help you draft this important legal tool.  

The Difference Between a Will and a Trust

A will only takes effect upon a person’s death. A living trust becomes valid during the grantor’s lifetime and can be either revocable or irrevocable. A living trust designates a trustee and explains the steps for administering the trust during a person’s life in addition to after his or her death. It is important to note that the trust document simply sets up the trust, which remains empty until assets are placed into the trust.

An individual can be the sole beneficiary of his or her trust while he or she is living. Alternatively, he or she can name a spouse or children as other beneficiaries. In the event the grantor becomes incapacitated due to a serious illness or injury, the trust designates a successor trustee to manage the assets. Upon the grantor’s death, the living trust instructs the distribution of assets like it would in a will. These assets may include cash, life insurance policies, individual retirement accounts (IRAs), stock portfolios, real estate, and other business interests. By putting who gets what into writing can prevent arguments or disputes between family members who believe they are entitled to any assets. 

The Benefits of a Living Trust

The benefits of a living trust include avoiding going to court for probate and guardianship proceedings (in the event a minor is involved). A living trust can be especially useful when someone owns real estate property in more than one state. Generally, real estate is probated in the state where it is located. There are people who may own real estate in one or more states, which usually requires probate to be administered in the owner’s home state. However, probate must also be conducted in any other state in which a person has property. Since probate is not necessary for property that is held in a trust, homeowners can forgo this additional administration as long as the out-of-state real estate is included in the living trust.

Unlike a will, a living trust is private since it is not a public record. 

Contact a South Barrington Estate Planning Lawyer

Thinking about and planning ahead for your future is important to prevent disputes among family members upon your death or if you become incapacitated. Depending on your circumstances, you may want to create a living trust instead of a will. Drost, Gilbert, Andrew & Apicella, LLC, are well-versed in Illinois law pertaining to estates. Our accomplished Long Grove estate planning attorneys will help you draft and review these essential legal documents. Call our office today at 847-934-8000 to schedule a free consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.



3 Reasons Why a Living Trust Is More Beneficial Than Just a Will

Web Admin - Wednesday, January 23, 2019
Des Plaines living trust lawyerIf you wish to leave a legacy to your children or other beneficiaries after your death, it is imperative that you have an estate plan that will ensure prompt and accurate distribution of your assets. Many people think that writing a will is the best way to do this. However, while a will is important, putting your assets into a revocable living trust can provide several additional benefits.

Avoid the Illinois Probate Process 

In order to distribute assets according to the terms of a will, the will must go through the probate process. This involves filing various court documents required by law to establish the value of each asset and to re-title each asset from the deceased’s name to the recipient’s name. This can be a long, drawn-out process.

Secure Adult Heirs’ Immediate Access to the Estate

One of probate’s most serious drawbacks is the freezing of assets. Specifically, any assets that are held solely in the name of the deceased are frozen upon their death. Imagine a married couple who amassed several large investment and retirement accounts and multiple pieces of real estate during their lifetime. Upon the death of both spouses, their children cannot touch any of the assets until a probate court judge approves the will and appoints a Personal Representative to handle the estate. Leaving large investment accounts without active management can be risky.

By comparison, imagine that all of the couple’s assets had been placed in a living trust, meaning that the assets are titled in the name of the trust rather than in the name of any individual. Upon the death of the trust-maker, their designated successor has immediate access to the assets of the trust.

Secure Assets for the Long-Term Benefit of the Family

Imagine our married couple has three children and has a will. Upon the death of both spouses and probate action, the assets of the estate must be divided amongst the named heirs. Assuming the estate is to be divided equally among the three children, the inherited assets are now at risk to creditors, bankruptcy, a lawsuit, or a divorce. 

Creditors. If the married couple had all of their assets in a trust, ownership of those assets can remain titled in the name of the trust indefinitely. Because the assets are not titled in the individual children’s names, the assets are protected from creditors, even if one child files for bankruptcy or gets divorced. The beneficiaries named in the trust will have access to the assets in accordance with the directions specified in the trust documents. 

Heirs with disabilities. Upon the death of the spouses, one child (or an objective third party such as a bank) could be named as the successor trustee with directions to manage the trust in a certain way. This approach can be used to ensure that the use of the assets is prioritized in some way, such as to meet the basic needs of a child or grandchild with a disability. Keeping the assets in the trust can also serve to protect the right of a disabled heir to receive needs-based government benefits.

Underage heirs. Keeping the trust open with a successor trustee can also be beneficial for heirs who have not yet reached adulthood. When a will leaves assets to a minor, the probate court must appoint a conservator to manage the minor’s assets. Once our fictional married couple has died, there is no telling who that conservator might be and what decisions they might make. In contrast, assets left in a trust can be managed according to specific directions written into the trust. Thus, the maker of the trust can dictate when and for what purposes a youthful (or even as-yet unborn) heir can access their inheritance.

Consult a Palatine Revocable Living Trust Lawyer

A well-thought-out living trust can give you greater peace of mind and benefit your heirs in the long run. To discuss options for writing or updating a living trust, call an experienced Schaumburg living trust attorney at Drost, Gilbert, Andrew & Apicella, LLC. We have prepared living trusts for many high-asset families with complex issues of inheritance. To set up a free initial consultation, call 847-934-6000.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Why You Need an Estate Plan Even If You Do Not Have Children

Web Admin - Thursday, January 11, 2018
Palatine estate planning lawyerFinancial advisors and attorneys often tell their clients that estate planning is an essential part of anyone’s financial plan, ensuring that their assets are correctly distributed to their heirs after their death. But how does this apply to people who do not have any children? If you are not concerned with providing for your descendants after you are gone, you may not feel that an estate plan is necessary. However, it is still important to have a plan in place that will protect your assets both before and after your death.

Creating a Will

When someone dies intestate (without a last will and testament in place), their assets will be distributed according to Illinois’ intestate succession laws. If someone has no descendants, their entire estate will go to their spouse. If they do not have a spouse, the estate will be divided among their parents and siblings, or among their closest surviving relatives. If no relatives can be located, the estate will go to the State of Illinois.

Even if you do not have children, you will likely want to have some say in who will inherit your property after you die. Creating a valid last will and testament will ensure that your assets are distributed according to your wishes, whether you plan to leave them to your spouse, family members, friends, or charitable organizations.

Another benefit of a will is that it names an executor who will handle the distribution of your property to your heirs. Without a will in place, a probate court will appoint an administrator of your estate, and extensive court proceedings may be necessary to resolve any disputes over the distribution of your assets. Creating a will that clarifies your intentions and names a person you trust to oversee your estate will ensure that your wishes are carried out correctly.

Holding Assets in a Living Trust

Another benefit that estate planning can provide is ensuring that you will have the financial resources you need as you near the end of your life. A living trust is a good way to protect your assets, giving you control over them while also specifying who will handle them and how they should be used to care for you if you should ever become incapacitated or disabled, as well as how they should be distributed after your death.

One of the key benefits of a trust is that it simplifies the distribution of property after your death, since assets held in a trust are not subject to probate. In addition, while the contents of a will are part of the public record, a trust is confidential, providing privacy to both you and your heirs.

Contact a Rolling Meadows Estate Planning Attorney

If you want to know more about the benefits that estate planning can provide to you and your loved ones, the attorneys at Drost, Gilbert, Andrew & Apicella, LLC can help you understand the benefits of a will or trust and work with you to draft the documents that give you and your family the financial security you need. Contact our Palatine estate planning lawyers today at 847-934-6000 to schedule a personalized consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Modern Family Estate Planning – Why Use a Living Trust?

Web Admin - Friday, October 20, 2017

Arlington Heights wills and trusts attorneyToday’s family looks much different than those from just 50 years ago. People no longer feel obligated to stay in a marriage that is not working, divorcees sometimes remarry, partners opt for cohabitation over remarriage, and there may be children from one marriage or both. While, in many ways, blended families are a positive thing – especially for kids – it does make estate planning much more complicated than it once was. A living trust can mitigate against many of these issues. Learn how with help from the following.

Potential Blended Family Pitfalls

People can cause some serious problems by either not having an estate plan or creating an ineffective one. The chief issue is that heirs could experience unnecessary financial difficulty while trying to muddle through the expensive and arduous probate process. Several other pitfalls must be addressed as well, however, especially in blended family estate planning. Consider some of the following possible examples:

- A father intended to leave everything to his children, but he failed to check his beneficiaries and update his estate plan. His home and other assets ended up going to his former wife. 

- A step-child expected to receive an inheritance, but the estate plan was unclear and state law does not provide for step-children. They receive nothing;

- A child inherits their father’s antique rifle, but it was promised to another child from a previous marriage;

- A husband dies and leaves his assets to his wife. When she passes away, she leaves everything to her children from a previous marriage. His children inherit nothing.

A Living Trust Can Mitigate the Risks

While it may be impossible to remove all risk of heirs fighting over an inheritance, there are several strategies that guarantors can use to mitigate against the possible damage of probate, tax consequences, family squabbles, debtors, and other common issues. The most effective tool is the living trust (revocable, irrevocable, marital, etc.). Each type works a little differently, but the primary goal is to ensure that the right person receives the right assets. Set up properly, a trust can also mitigate against spendthrift issues, ensure that even extended branches of family receive assets, and can even be specifically designated for certain expenses or needs (such as with college students, special needs children, or an ex-spouse who happens to be the other parent of your minor child). 

Why Plan Now?

No one wants to think about their death or the death of their spouse, and many dream of the death of their ex-spouse - which is why it can be easy to put off planning for it until you start to age. Sadly, not planning now can have severe consequences if an accident or incapacitation occurs to you, your spouse, or your ex-spouse. Avoid the consequences of ineffective and non-existent estate plans by contacting an experienced wills and trusts lawyer today.

At Drost, Gilbert, Andrew & Apicella, LLC, we work in your family’s best interests. Dedicated and experienced, our Arlington Heights wills and trusts attorneys wills and trusts attorneys can handle even the most complex of situations with skill. Call 847-934-6000 and schedule your personalized consultation today.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Recent Posts


Rolling Meadows DUI lawyer Barrington life insurance lawyer DUI defense deadly crashes real estate closing senior citizens Des Plaines tax law firm Inverness estate planning lawyer life insurance policy Chicago life insurance attorney rent to own real estate contracts Self-Directed IRA Accounts Rolling Meadows medical malpractice lawyers probate claims Palatine business attorney fiduciary rule delay real estate lawyer Palatine civil litigation lawyer Barrington injury attorney Illinois small business Barrington drug crime attorney Illinois tax attorney sexual images Rolling Meadows criminal lawyer crossover accidents Illinois criminal defense attorney denial of insurance claim Illinois car accident attorney Illinois injury lawyer Illinois rollover accident lawyers texting while driving Deer Park accident attorney internet Inverness probate lawyer llinois Real Estate Lawyers Association medical malpractice compensation caregiver Barrington litigation attorney trusts drugs BAC elder abuse Rolling Meadows business lawyer Illinois unauthorized overtime Barrington criminal lawyer gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys boating DUI unpaid assessment attorney fees Illinois real estate lawyer swimming pools top life insurance claim denials Illinois workers compensation lawyer ACA food poisoning Home Remodeling Repair Act Deer Park DUI lawyer Palatine injury attorney Chicago employment attorney Crystal Lake personal injury attorney Rolling Meadows insurance lawyer Arlington Heights wills and trusts attorneys deed transfer Illinois insurance claim attorney Arlington Heights Traffic Lawyer Illinois wills and trusts attorneys vacation home fines slip and fall accidents probate Buffalo Grove corporate attorney rumble strips Crystal Lake employment attorney Illinois law Palatine life insurance lawyer Affordable Care Act Crystal Lake business law attorneys Chicago trucking accident attorney Crystal Lake medical malpractice attorneys Crystal Lake medical malpractice law firm Barrington Traffic Lawyer Arlington Heights wills and trusts attorney Rolling Meadows traffic law firm Long Grove real estate attorney Rolling Meadows drug defense attorney Schaumburg criminal attorney Arlington Heights criminal lawyer Crystal Lake car accident attorney Schaumburg life insurance attorney Rolling Meadows real estate attorney IRELA estate attorney Illinois registered agent workers comp Illinois Wage Payment and Collection Act Illinois trucking safety Federal Food Drug and Cosmetic Act Illinois traffic attorneys pedestrian accident traffic offenses employee rights estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, medication errors Arlington Heights trucking lawyer Rolling Meadows marijuana attorney insurance denials pain and suffering Rolling Meadows car crash medical research liability claims Illinois employment law attorney cell phone tower data breathalyzer test trustee Illinois traffic attorney drunk driving dynasty trusts Mount Prospect elder law attorney Arlington Heights personal injury lawyer Liquor Control Act Illinois insurance lawyer personal injury claims Rolling Meadows employment law attorneys minimum wage Illinois trusts attorney living wills wrongful death Des Plaines injury law firm wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace Buffalo Grove injury lawyer unpaid overtime first degree murder Illinois Transfer on Death Instrument Landlord Tenant Ordinance Illinois corporate lawyer dram shop law Illinois employment lawyer natural gas explosion sole proprietorship Schaumburg estate planning attorney traumatic brain injuries criminal defense Rolling Meadows Traffic Lawyer Palatine criminal defense lawyer Buffalo Grove criminal defense lawyer insurance claim denial insurance adjusters BAIID DGAA Buffalo Grove probate lawyer Inverness insurance attorney subcontractor Deer Park traffic lawyer Whistleblower Claims Barrington criminal defense lawyer Crystal Lake employment law attorney Illinois speeding lawyer Long Grove estate planning attorney car accidents commercial leases car accident Palatine workers compensation lawyer auto accidents new real estate form Palatine construction attorney Crystal Lake accident attorney health insurance dispute pedestrian injuries, pedestrian fatality FSLA TBI Fourth of July license revocation Illinois jet ski accident lawyer Deer Park personal injury lawyer Des Plaines claims law firm personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Schaumburg personal injury attorney Jay Andrew Super Mario truck collisions lapse in policy commercial leasing distracted driving accident victims Family Medical Leave Act overtime violations hiring employees Arlington Heights Attorney work unions creditors power of attorney for healthcare rest breaks involuntary manslaughter Illinois medical malpractice claim landlord preventing accidents employment contract Illinois employment law attorneys Des Plaines real estate attorney South Barrington real estate attorney Detainer Actions Illinois civil litigation lawyer college kids car crashes Crystal lake insurance dispute attorney capital gains tax Crystal Lake will lawyer Chicago traffic lawyer employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, unfunded trust real estate attorneys DUI attorney Illinois wills and trusts startup company Colin H. Gilbert beneficiary complications Transfer on Death Instrument Des Plaines civil attorney Rolling Meadows insurance attorney Palatine real estate lawyer back injuries Des Plaines whistleblower protections personal injury accidents Chicago insurance law firm Rolling Meadows litigation lawyer Schaumburg employment law attorneys Buffalo Grove real estate attorney homestead rights Illinois boating accident lawyer Illinois medical malpractice case privacy laws material misrepresentation traffic accidents boating under the influence estate planning Retaliatory Discharge Barrington personal injury lawyer car crash injuries Illinois estate planning law firm Illinois personal injury attorney Des Plaines DUI attorney criminal record insurance agent negligence Des Plaines criminal attorney drug possession Schaumburg Crystal Lake personal injury lawyer Chicago corporate attorney drug crime landlord tenant law Illinois probate lawyer Crystal Lake medical malpractice lawyer School Visitation Rights Act icy parking lots probate fees estate planning trusts child safety appealing an insurance claim Rolling Meadows employment attorney IRS loss of consortium Illinois business law atorneys Illinois workplace lawyer Schaumburg personal injury lawyer denial of life insurance contracts bike accident ken apicella cell phone accidents traffic crimes Buffalo Grove car accident lawyer Palatine employment law lawyer living trust benefits workers compensation Rolling Meadows employment law attorney pregnant women Illinois estate planning attorney insurance negligence Rolling Meadows criminal attorney DMV Illinois motorcycle accident lawyer Barrington business law firm Barrington real estate lawyer blended families trauma after an accident Deer Park motorcycle accident lawyer modern family estate planning Schaumburg insurance lawyers job lawyers gift taxes traffic tickets personal injury traffic violations defense Schaumburg Attorney Long Grove real estate lawyer Des Plaines drug crimes lawyer Inverness real estate lawyer insurance claim dispute attorney Illinois Trust Code trucking accident lawyers Chicago insurance claim attorneys GM ignition switches Illinois elder law attorney Illinois wrongful termination lawyer Deer Park workers compensation lawyer dealing with problem employees Palatine elder law attorney insurance disputes Arlington Heights wills and trusts lawyer Illinois home inspection wills and trusts irrevocable trust insurance dispute attorney Illinois Human Rights Act murder motorcycle accident lawyer IRA trust transfer blood alcohol content Barrington boating accident attorney Des Plaines Traffic Lawyer Inverness accident lawyer Schaumburg traffic lawyer car accident lawyer Illinois medical malpractice attorney business litigation low-ball insurance settlement FMLA digital media accounts, estate planning, Arlington Heights estate planning attorney, civil litigation attorney field sobriety test Rolling Meadows personal injury lawyer insurance denial appeals Barrington medical malpractice lawyers insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys speeding jet ski car accident lawyers medical malpractice drug crimes Schaumburg construction accident lawyer Rolling Meadows accident lawyer Illinois personal injury lawyers Arlington Heights personal injury attorney employment law, Illinois employment laws Illinois workers compensation attorney Arlington Heights employment attorney sexual harassment Barrington estate planning lawyer Rolling Meadows life insurance claim denial attorney Buffalo Grove law firm Rolling Meadows traffic attorney Barrington employment law firm investment property Crystal Lake car accident lawyer employee misclassification Crystal Lake injury attorney Crystal Lake insurance lawyer Inverness injury lawyer commercial real estate Barrington Illinois estate planning lawyer Rolling Meadows probate lawyer Palatine estate planning lawyer home inspection lawyer Crystal Lake traffic attorney Illinois insurance claim dispute lawyers Arlington Heights car crash attorneys Illinois pet lawyer Palatine employment lawyer insurance claim Kenilworth estate planning lawyer texting and driving mass shooting cell phone meal breaks Illinois insurance claim dispute lawyer Illinois Sales Representative Act Illinois employment attorneys wrongful termination Schaumburg medical malpractice lawyer tax attorney operating agreements Chicago will attorney Rolling Meadows boating crash lawyer pet law Schaumburg injury lawyer criminal advance healthcare directive Food and Drug Administration's Food Safety Modernization Act Deer Park employment law attorney DUI penalities Des Plaines insurance attorney Illinois personal injury license reinstatement loopholes Illinois insurance attorney liens estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Barrington estate planning attorney denied insurance claims Arlington Heights car accident lawyer Inverness elder law lawyer Illinois employment law Illinois attorney Buffalo Grove medical malpractice lawyers employment lawyer Barrington employment law attorney fault based insurance Illinois Smoke Detector Act Crystal Lake tax lawyer pedestrian accidents hit and run accident Arlington Heights lawyer spinal cord injury coronavirus how to avoid common denials of life insurance claims estate plan Inverness real estate attorney medical marijuana workplace sexual harassment Attorney Ken Apicella Palatine probate lawyer Arlington Heights injury attorney estate planning lawyer spinal cord injuries Des Plaines collections attorney Illinois will lawyer estate planning attorney real estate attorney Buffalo Grove personal injury lawyer Chicago estate planning liability Barrington personal injury attorney employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys institutional trustee Barrington civil litigation attorney brain injury Crystal Lake pet attorney real estate zoning denied insurance claim Mount Prospect real estate lawyer license real estate leasing medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Arlington Heights insurance attorney reckless homicide Des Plaines personal injury attorney Illinois estate planning Schaumburg estate attorney probate process Schaumburg criminal law attorney holiday statistics life insurance claim denial, denial of life insurance claim POA corporate law severance agreements Palatine drug lawyer product liability insurance claims Home Sale Contingencies surgical mistakes Palatine corporate attorney Illinois traffic ticket lawyer slip and fall problem employees owner responsibility forming a corporation in Illinois life insurance claims healthcare claims Palatine traffic lawyer in terrorem provision insurance attorney vacation home no contest clauses Long Grove estate planning attorneys income distribution deducation trucking accidents federal regulations for LLCs insurance claim dispute Schaumburg probate attorney Illinois workplace discrimination attorney Rolling Meadows insurance dispute lawyers, insurance dispute revenge porn Rolling Meadows personal injury lawyers pay when paid contract accidental death benefits Illinois defective products attorney cause-of-death exclusions Schaumburg personal injury lawyers Des Plaines motorcycle accident attorney Arlington Heights real estate lawyer agent fiduciary rule personal injury attorney Palatine corporate law attorneys probate claims process special needs trust most common reasons for life insurance claim denials small business PTSD expungement Riverwoods estate planning lawyer living trust employment law Illinois employment law firm license suspension Palatine civil attorney Inverness civil lawyer Illinois insurance claims lawyers Illinois employee rights attorney. Palatine Attorney Schaumburg civil litigation attorney Rolling Meadows corporate lawyer disability benefits ObamaCare Palatine trusts lawyer underage DUI Arlington Heights traffic attorney personal injury law firm living trust vs will Do Not Resuscitate trench injuries Illinois bicycle safety Schaumburg drug defense lawyer dog bites Palatine insurance lawyer Palatine employment attorney Policy Cancellation Illinois living will estate planning for college students fatal car accidents compensatory time Barrington employment attorney Schaumburg real estate lawyer digital evidence traumatic brain injury trust payments Arlington Heights medical malpractice lawyer Illinois insurance dispute lawyers workers compensation benefits hands free device medical malpractice claims Barrington workers compensation attorney murder defense Deer Park traffic accident attorney Thanksgiving traffic violations Buffalo Grove traffic attorney Inverness traffic law firm Crystal Lake bike accident lawyer Mount Prospect wills and trusts lawyers civil rights violation Crystal Lake pedestrian accident lawyer insurance agents bad faith insurance claims LLCs Des Plaines personal injury lawyer head on collisions Illinois traffic accident lawyer Joliet general practice lawyers Palatine law firm Exclusions eluding a police officer Chicago estate planning lawyer employee discrimination boating accidents BUI construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation driving drunk driving statistics DUI Crystal Lake civil litigation lawyer Rolling Meadows car accident lawyers pizza emoji Buffalo Grove life insurance attorney overtime pay Des Plaines pet law attorney Arlington Heights tax lawyer independent contractor privacy Schaumburg estate planning lawyer car collision bicycle dooring accidents filing a medical malpractice claim Colin Gilbert Rolling Meadows personal injury attorney nursing home negligence Rolling Meadows Attorney Buffalo Grove employment lawyer criminal law condo association automated cars insurance claim delay marijuana Illinois pedestrian accident attorney digital assets pedestrian-automobile accident mortgage Rolling Meadows tax attorney Illinois business lawyer Chicago will attorney, social media platforms, Illinois estate planning lawyer, Rolling Meadows estate planning attorney comparative negligence motorcycle accident Illinois red light cameras Chicago employment lawyer Illinois Workers’ Compensation Commission insurance dispute Chicago car accident lawyer elder law power of attorney Schaumburg wrongful death attorney rollover accidents Illinois job attorney natural gas drug crimes lawyer caretaker rights foreclosure estate tax financial advisors Inverness personal injury attorney defective products pet bites Palatine personal injury lawyer Crystal Lake criminal defense attorney Illinois LLC creation Palatine traffic accidents Buffalo Grove personal injury attorney Illinois lawyer guardianship attorney Crystal Lake law firm Schaumburg car accident attorney employment attorney residential real estate installment contracts Kenilworth estate planning attorney changes to mortgage law suspended license taxes defective products lawyer traffic deaths right to work digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys marijuana crimes attorney Legal Info Illinois mortgages murder charges Schaumburg employment attorney controlled substance Chicago biking tips comp time Illinois construction accident attorney Arlington Heights estate planning attorney Chicago lawyer Forcible Entry Illinois employment laws Illinois insurance disputes foreclosed rental property Palatine punch death Illinois driving without license Rolling Meadows insurance dispute lawyers Crystal Lake employment lawyer Crystal Lake traffic lawyer Long Grove wills and trusts attorneys products liability Deer Park medical malpractice attorney real estate Des Plaines medical malpractice attorney underinsured motorist Illinois DUI attorney Schaumburg corporate attorney Buffalo Grove traffic lawyers traffic laws DNR Illinois traffic laws preventable medical errors Illinois personal injury lawyer Class A misdemeanor Deer Park real estate law firm federal crimes Illinois real estate golf accidents insufficient documentation Employment Discrimination Law construction accidents Arlington Heights wills and trusts lawyers uninsured motorist clemency Inverness DUI lawyer Arlington Heights accident attorney Fair Labor Standards Act wage theft personal injury claim Des Plaines personal injury lawyers digital information Arlington Heights pedestrian accidents manufacturing anesthesia errors Mt Prospect Attorney premises liability consent to a search Kenilworth estate planning attorneys bicycle accidents Arlington Heights TBI attorney civil litigation Buffalo Grove insurance claim dispute lawyers Deer Park criminal attorney Des Plaines real estate lawyer Illinois Probate Act of 1975 Inverness corporate attorney Barrington attorney underfunded trust insurance claim denials rollover car crashes South Barrington real estate lawyer CAM Des Plaines accident attorney personal injury lawyer healthcare distracted driving accidents jet ski accidents breach of contract real estate contract IRA benefits social media after death Illinois medical malpractice lawyers Des Plaines drug lawyer probate lawyer wills Illinois collections attorney Crystal Lake estate planning lawyer paid sick leave life insurance Chicago attorney construction contracts condo employees life insurance lawyer Arlington Heights employment law attorneys Schaumburg elder law lawyer Long Grove estate planning