What Is Included in an Illinois Living Trust?

Web Admin - Thursday, December 31, 2020

Kenilworth estate planning attorneyWhen someone passes away, there is a legal process for administering and managing his or her estate, which is often referred to as estate administration. Instead of creating a will that outlines how assets will be distributed after death, a person can put those directives in another document, called a living trust. A trust is a legal document that designates a person or corporation to act as a trustee to administer the trust property according to the trust instructions. The individual who drafts the trust is considered the “grantor” or “settlor.” Those who receive assets or income from the trust are known as “beneficiaries.” The individual who is assigned as the trustee has a responsibility to uphold and manage the trust property for the beneficiaries named in the trust document. If you or someone you know is considering establishing a trust, an experienced estate planning attorney can help you draft this important legal tool.  

The Difference Between a Will and a Trust

A will only takes effect upon a person’s death. A living trust becomes valid during the grantor’s lifetime and can be either revocable or irrevocable. A living trust designates a trustee and explains the steps for administering the trust during a person’s life in addition to after his or her death. It is important to note that the trust document simply sets up the trust, which remains empty until assets are placed into the trust.

An individual can be the sole beneficiary of his or her trust while he or she is living. Alternatively, he or she can name a spouse or children as other beneficiaries. In the event the grantor becomes incapacitated due to a serious illness or injury, the trust designates a successor trustee to manage the assets. Upon the grantor’s death, the living trust instructs the distribution of assets like it would in a will. These assets may include cash, life insurance policies, individual retirement accounts (IRAs), stock portfolios, real estate, and other business interests. By putting who gets what into writing can prevent arguments or disputes between family members who believe they are entitled to any assets. 

The Benefits of a Living Trust

The benefits of a living trust include avoiding going to court for probate and guardianship proceedings (in the event a minor is involved). A living trust can be especially useful when someone owns real estate property in more than one state. Generally, real estate is probated in the state where it is located. There are people who may own real estate in one or more states, which usually requires probate to be administered in the owner’s home state. However, probate must also be conducted in any other state in which a person has property. Since probate is not necessary for property that is held in a trust, homeowners can forgo this additional administration as long as the out-of-state real estate is included in the living trust.

Unlike a will, a living trust is private since it is not a public record. 

Contact a South Barrington Estate Planning Lawyer

Thinking about and planning ahead for your future is important to prevent disputes among family members upon your death or if you become incapacitated. Depending on your circumstances, you may want to create a living trust instead of a will. Drost, Gilbert, Andrew & Apicella, LLC, are well-versed in Illinois law pertaining to estates. Our accomplished Long Grove estate planning attorneys will help you draft and review these essential legal documents. Call our office today at 847-934-8000 to schedule a free consultation.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.



3 Reasons Why a Living Trust Is More Beneficial Than Just a Will

Web Admin - Wednesday, January 23, 2019
Des Plaines living trust lawyerIf you wish to leave a legacy to your children or other beneficiaries after your death, it is imperative that you have an estate plan that will ensure prompt and accurate distribution of your assets. Many people think that writing a will is the best way to do this. However, while a will is important, putting your assets into a revocable living trust can provide several additional benefits.

Avoid the Illinois Probate Process 

In order to distribute assets according to the terms of a will, the will must go through the probate process. This involves filing various court documents required by law to establish the value of each asset and to re-title each asset from the deceased’s name to the recipient’s name. This can be a long, drawn-out process.

Secure Adult Heirs’ Immediate Access to the Estate

One of probate’s most serious drawbacks is the freezing of assets. Specifically, any assets that are held solely in the name of the deceased are frozen upon their death. Imagine a married couple who amassed several large investment and retirement accounts and multiple pieces of real estate during their lifetime. Upon the death of both spouses, their children cannot touch any of the assets until a probate court judge approves the will and appoints a Personal Representative to handle the estate. Leaving large investment accounts without active management can be risky.

By comparison, imagine that all of the couple’s assets had been placed in a living trust, meaning that the assets are titled in the name of the trust rather than in the name of any individual. Upon the death of the trust-maker, their designated successor has immediate access to the assets of the trust.

Secure Assets for the Long-Term Benefit of the Family

Imagine our married couple has three children and has a will. Upon the death of both spouses and probate action, the assets of the estate must be divided amongst the named heirs. Assuming the estate is to be divided equally among the three children, the inherited assets are now at risk to creditors, bankruptcy, a lawsuit, or a divorce. 

Creditors. If the married couple had all of their assets in a trust, ownership of those assets can remain titled in the name of the trust indefinitely. Because the assets are not titled in the individual children’s names, the assets are protected from creditors, even if one child files for bankruptcy or gets divorced. The beneficiaries named in the trust will have access to the assets in accordance with the directions specified in the trust documents. 

Heirs with disabilities. Upon the death of the spouses, one child (or an objective third party such as a bank) could be named as the successor trustee with directions to manage the trust in a certain way. This approach can be used to ensure that the use of the assets is prioritized in some way, such as to meet the basic needs of a child or grandchild with a disability. Keeping the assets in the trust can also serve to protect the right of a disabled heir to receive needs-based government benefits.

Underage heirs. Keeping the trust open with a successor trustee can also be beneficial for heirs who have not yet reached adulthood. When a will leaves assets to a minor, the probate court must appoint a conservator to manage the minor’s assets. Once our fictional married couple has died, there is no telling who that conservator might be and what decisions they might make. In contrast, assets left in a trust can be managed according to specific directions written into the trust. Thus, the maker of the trust can dictate when and for what purposes a youthful (or even as-yet unborn) heir can access their inheritance.

Consult a Palatine Revocable Living Trust Lawyer

A well-thought-out living trust can give you greater peace of mind and benefit your heirs in the long run. To discuss options for writing or updating a living trust, call an experienced Schaumburg living trust attorney at Drost, Gilbert, Andrew & Apicella, LLC. We have prepared living trusts for many high-asset families with complex issues of inheritance. To set up a free initial consultation, call 847-934-6000.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Why Do I Need a Living Trust? Won't My Simple Will Work Just the Same?

Web Admin - Friday, May 20, 2016

Why I Need a Living Trust, Illinois Estate Planning Attorneys When people begin the process of estate planning, they often have several questions about what course of action would be in their best interest, or in the best interests of their surviving family members and loved ones. One frequently asked question asks what the difference is between a simple will and a living trust. 

Is one option a better choice than the other? 

The answer really depends on your particular situation. However, for most typical family situations, a good choice is to use a living trust to transfer your property upon your death. 

When you prepare a will as your sole means of transferring your property upon your death, your will must go through the probate court, which can be complicated and your surviving family members could end up fighting over your will once you are gone. However, using a revocable living trust, which you can prepare while you are still alive, can help your family avoid probate after you pass on. Individuals who are looking to exercise more control over their property may find that a living trust is a useful estate planning tool. One of the estate planning attorneys at our firm can help you prepare a declaration of trust at your convenience.

Five Advantages to Using a Living Trust Over a Will

Below are examples of the advantages of using a living trust over a will. 

1. Property transferred through a living trust will not go through probate. Probate is a long, tedious, and costly process before the probate court where the validity of the will is demonstrated, all debts held by the decedent are paid off, and then the remaining property is distributed to the family members. The more complicated the decedent’s estate is upon his or her death, the more complicated and drawn out probate can be. 

2. Out-of-state property transferred through a living trust can avoid ancillary probate. When property is located out of state, instead of having to go through probate in each state, a living trust can allow for the property of out-of-state property without ancillary, or out-of-state probate. 

3. Getting the opportunity to manage your property during your lifetime. By being the settlor of your own living trust, you retain control over the trust until you decide that you want to hand over the reigns or you die. 

4. Living trusts remain confidential, wills are not. Since probate is a legal proceeding, if your will goes through probate, your will becomes part of the probate court records, which are made available for public inspection.  

5. The successor trustee is able to take over once the principal is disabled which is a huge advantage. The “seamless” transition of control over the trust and the trust corpus upon the disability of the grantor is a huge advantage of the trust over the will.

Getting Legal Help with Living Trusts

If you think that a living trust might be the best estate planning tool for you, please feel free to contact one of our experienced Illinois estate planning attorneys today. Our law firm serves the communities of Crystal Lake, Palatine, Des Plaines, Mount Prospect, Long Grove, Kenilworth, Riverwoods, Buffalo Grove, Barrington, and Arlington Heights. Call 847-934-6000 to speak to a member of our team.

About the Author: Attorney Jay Andrew is a founding partner of Drost, Gilbert, Andrew & Apicella, LLC. He is a graduate of the University of Dayton School of Law and has been practicing in estate planning, probate, trust administration, real estate law, residential/ commercial leasing, contracts, and civil litigation. Since 2005, Jay has been a Chair of the Mock Trial Committee for the Annual Northwest Suburban Bar Association High School Mock Trial Invitation which serves over 240 local Illinois students each year.


Estate Tax Changes: Is it Time to Revisit Your Living Trust?

Web Admin - Friday, October 11, 2013

The American Taxpayer Relief Act of 2012 (ATRA) introduced “portability” as a permanent law which has many Illinois residents asking about the need for customary trusts. Portability allows a transfer up to $5.25 million in federal tax exceptions to surviving spouses. Previously, a married couple could only make the best use of both spouses’ exception amounts by dividing asset ownership and establishing a credit shelter trust (or an A/B living trust) that initiates after one spouse is deceased. Accordingly, a married couple can pass on $10.5 million to their heirs free from federal estate taxes.

If you have an existing A/B trust plan drafted prior to the estate tax law changes it is most likely based on the Federal Estate Exemption amount, which when it was $650,000, probably worked for a “mid-sized” estate. Now that the exemption is $5.25 million, people need to revisit the funding/formula clause of their A/B trust plan so that there is money present for a surviving spouse. Using portability rules at the federal level can allow a surviving spouse to live off the estate without necessarily the need for A/B planning depending on the size of the estate.

Additionally, a deceased spouse’s estate will not be taxable if less than $5.25 million. A surviving spouse will be required to fill out an IRS Form 706. The United States Estate (and Generation-Skipping Transfer) Tax Return will allow the surviving spouse to use the deceased spouse’s tax exemption or it will be lost. This exception is not transferable, but an A/B living trust can take advantage of the exemption amounts for potential transfers to grandchildren.

Though portability simplifies federal estate planning, but not Illinois Estate Tax, the need for traditional trusts is still apparent with the use of a credit shelter trust. There is potential to lose a deceased spouse’s unused exceptions if the surviving spouse remarries. A credit shelter trust with a new spouse can be used to protect this exception before remarriage. Prior to a remarriage, a credit shelter trust may provide asset protection and secure inheritances for children of former marriages and save assets from an heir’s creditors.

Inflation can also effect an exception amount because the portability law is fixed, but again a credit shelter trust can offer a safeguard. Finally, a living trust can avoid the costs and delays of probate that can cause family grief after a family death.

Since portability is here to stay, now would be a good time to revisit your living trust to determine how the portability law effects inheritance distribution. Contact an Illinois estate planning attorney to make sure your assets are accurately dispersed as you intend.

Recent Posts


expungement cell phone accidents Illinois car accident attorney digital assets BAIID Arlington Heights trucking lawyer Deer Park workers compensation lawyer breathalyzer test Buffalo Grove insurance claim dispute lawyers employment law, Illinois employment laws Fourth of July revenge porn Palatine workers compensation lawyer wrongful termination Illinois will lawyer Rolling Meadows business lawyer Des Plaines accident attorney pedestrian-automobile accident Palatine law firm DUI defense digital evidence Rolling Meadows criminal lawyer Forcible Entry Chicago employment attorney real estate closing creditors Crystal Lake employment law attorney tax attorney unfunded trust coronavirus pedestrian accidents Buffalo Grove law firm Buffalo Grove personal injury attorney independent contractor crossover accidents pay when paid contract life insurance Des Plaines drug lawyer Rolling Meadows real estate attorney living trust benefits employment lawyer Palatine Attorney cell phone personal injury law firm Inverness estate planning lawyer Illinois pedestrian accident attorney Des Plaines claims law firm privacy laws living wills Illinois trusts attorney Liquor Control Act estate planning attorney marijuana Barrington workers compensation attorney Des Plaines civil attorney Arlington Heights car crash attorneys drunk driving statistics Barrington litigation attorney Affordable Care Act home inspection lawyer Rolling Meadows estate planning attorney traumatic brain injuries pet bites liens Palatine punch death insurance denials Home Remodeling Repair Act Inverness elder law lawyer commercial leases Arlington Heights personal injury lawyer healthcare Arlington Heights wills and trusts attorney life insurance lawyer ObamaCare insurance dispute attorney employee discrimination Illinois personal injury lawyers motorcycle accident overtime pay capital gains tax llinois Real Estate Lawyers Association Crystal Lake employment lawyer attorney fees Arlington Heights employment law attorneys field sobriety test controlled substance Chicago estate planning workplace sexual harassment pregnant women Buffalo Grove criminal defense lawyer accidental death benefits lapse in policy truck collisions Palatine drug lawyer insurance agents Illinois real estate lawyer Crystal Lake traffic lawyer Des Plaines insurance attorney fault based insurance medical malpractice dram shop law traffic offenses Illinois Kenilworth estate planning lawyer subcontractor Schaumburg criminal law attorney DUI penalities Deer Park DUI lawyer pedestrian injuries, pedestrian fatality institutional trustee small business comparative negligence bicycle accidents operating agreements slip and fall Crystal Lake civil litigation lawyer disability benefits workers comp material misrepresentation slip and fall accidents Whistleblower Claims insurance claim dispute products liability life insurance claim denial, denial of life insurance claim Illinois defective products attorney elder law Illinois insurance lawyer Chicago trucking accident attorney Illinois employment law attorney condo Illinois insurance claim attorney Chicago traffic lawyer POA mortgage uninsured motorist preventing accidents Transfer on Death Instrument Schaumburg elder law lawyer Schaumburg estate planning lawyer DUI attorney Inverness DUI lawyer Illinois injury lawyer Jay Andrew real estate attorney Family Medical Leave Act Arlington Heights accident attorney caregiver Inverness civil lawyer denial of life insurance Palatine insurance lawyer Self-Directed IRA Accounts Crystal Lake estate planning lawyer Class A misdemeanor drug crimes lawyer insurance claim denial real estate Schaumburg real estate lawyer Schaumburg probate attorney Illinois trucking safety marijuana crimes attorney Barrington real estate lawyer Chicago insurance law firm jet ski accidents Illinois speeding lawyer Arlington Heights car accident lawyer business litigation Schaumburg estate attorney Crystal Lake car accident lawyer vacation home fines personal injury accidents Barrington criminal lawyer guardianship attorney installment contracts car accident car accident lawyers Illinois tax attorney ACA DGAA murder charges Illinois employee rights attorney. Colin Gilbert homestead rights insurance disputes senior citizens Schaumburg employment attorney wills traumatic brain injury Palatine employment law lawyer Home Sale Contingencies Chicago will attorney, social media platforms, Illinois estate planning lawyer, severance agreements Inverness probate lawyer Buffalo Grove car accident lawyer drunk driving rollover car crashes Des Plaines injury law firm Inverness traffic law firm deed transfer Chicago lawyer car accidents natural gas explosion Rolling Meadows traffic attorney Rolling Meadows insurance dispute lawyers, insurance dispute medical malpractice, missed diagnosis, delayed diagnosis, medical mistake, Deer Creek medical malpractice lawyers Colin H. Gilbert privacy Illinois Sales Representative Act Mount Prospect elder law attorney rent to own real estate contracts Arlington Heights employment attorney college kids traffic laws Arlington Heights lawyer vacation home Schaumburg Attorney insurance adjusters Schaumburg car accident attorney head on collisions Illinois wills and trusts health insurance dispute Rolling Meadows personal injury lawyers startup company estate planning trusts trauma after an accident denial of insurance claim unpaid overtime unpaid assessment School Visitation Rights Act Super Mario Chicago will attorney bicycle dooring accidents Inverness real estate lawyer Illinois traffic laws loss of consortium liability Deer Park personal injury lawyer Illinois wills and trusts attorneys foreclosure Barrington boating accident attorney how to avoid common denials of life insurance claims murder Mt Prospect Attorney Des Plaines DUI attorney irrevocable trust Chicago employment lawyer probate claims personal injury claims Illinois employment lawyer construction accidents, personal injury, wrongful death, Arlington Heights personal injury attorneys, workers' compensation IRS Palatine construction attorney wage theft beneficiary complications problem employees drug possession Des Plaines criminal attorney Illinois pet lawyer Attorney Ken Apicella Palatine corporate law attorneys medical malpractice compensation blended families Des Plaines medical malpractice attorney boating under the influence Illinois Transfer on Death Instrument Barrington Illinois estate planning lawyer condo association paid sick leave Rolling Meadows boating crash lawyer Illinois construction accident attorney Buffalo Grove real estate attorney Arlington Heights Attorney caretaker rights breach of contract Schaumburg criminal attorney Buffalo Grove employment lawyer civil rights violation financial advisors dog bites Joliet general practice lawyers car accident lawyer probate process Crystal Lake injury attorney insurance claim delay sexual harassment murder defense Illinois home inspection Illinois LLC creation Crystal Lake bike accident lawyer gift taxes Barrington drug crime attorney Chicago corporate attorney estate planning for college students Illinois traffic attorney underfunded trust special needs trust Barrington employment attorney TBI hands free device Barrington estate planning lawyer Crystal Lake medical malpractice attorneys traffic violations probate fees Illinois insurance claim dispute lawyer Palatine civil litigation lawyer drugs insurance denial appeals Schaumburg wrongful death attorney insufficient documentation blood alcohol content commercial leasing Long Grove estate planning Illinois personal injury attorney speeding Rolling Meadows employment law attorney anesthesia errors elder abuse Palatine injury attorney Arlington Heights traffic attorney Do Not Resuscitate GM ignition switches Deer Park traffic accident attorney workers compensation benefits Arlington Heights tax lawyer Palatine life insurance lawyer cell phone tower data automated cars Rolling Meadows personal injury attorney Illinois insurance disputes Arlington Heights wills and trusts lawyers trucking accident lawyers Palatine criminal defense lawyer Illinois Wage Payment and Collection Act Illinois insurance claim dispute lawyers Illinois bicycle safety Barrington criminal defense lawyer Arlington Heights insurance attorney FMLA estate planning, death tax, succession plans, business estate plans, Barrington estate planning lawyers Buffalo Grove traffic lawyers Crystal Lake accident attorney Arlington Heights injury attorney Palatine personal injury lawyer hit and run accident power of attorney for healthcare traffic deaths digital media accounts, estate planning, Arlington Heights estate planning attorney, cause-of-death exclusions Illinois employment law attorneys trucking accidents IRA benefits compensatory time personal injury, auto accident injuries, delayed injuries, serious injuries, Des Plaines personal injury attorneys Barrington civil litigation attorney Illinois business lawyer product liability Inverness accident lawyer Palatine traffic accidents power of attorney Des Plaines employment contract, employment law, employment at-will, Deer Park employment law attorneys, contract, FSLA hiring employees Crystal Lake pet attorney Illinois mortgages LLCs residential real estate Palatine employment lawyer new real estate form estate planning driving Illinois workplace discrimination attorney Illinois insurance claims lawyers Des Plaines real estate lawyer sexual images CAM license suspension pain and suffering low-ball insurance settlement drug crime Illinois civil litigation lawyer Schaumburg employment law attorneys Schaumburg personal injury lawyer Palatine trusts lawyer Palatine business attorney Landlord Tenant Ordinance modern family estate planning personal injury claim Chicago estate planning lawyer Rolling Meadows marijuana attorney license revocation Rolling Meadows life insurance claim denial attorney rumble strips commercial real estate traffic violations defense criminal Palatine corporate attorney Rolling Meadows criminal attorney in terrorem provision Fair Labor Standards Act wills and trusts Illinois registered agent landlord Crystal Lake employment attorney Palatine probate lawyer insurance claim dispute attorney Arlington Heights criminal lawyer Buffalo Grove life insurance attorney Buffalo Grove injury lawyer Deer Park real estate law firm loopholes right to work Illinois Trust Code digital information owner responsibility Detainer Actions Illinois business law atorneys defective products lawyer Rolling Meadows federal crimes employment attorney Exclusions criminal law golf accidents Schaumburg medical malpractice lawyer workers compensation Schaumburg personal injury attorney Thanksgiving Rolling Meadows Attorney auto accidents Arlington Heights wills and trusts lawyer Deer Park traffic lawyer employment contract Retaliatory Discharge Employment Discrimination Law insurance claim denials Crystal Lake medical malpractice law firm car crash injuries traffic tickets Chicago biking tips Policy Cancellation insurance disputes, Illinois insurance disputes, Illinois insurance dispute attorneys, denied insurance claims, Arlington Heights insurance dispute attorneys estate planning, digital assets, Revised Uniform Fiduciary Access to Digital Assets Act, Illinois digital assets, Illinois estate planning, fatal car accidents Illinois medical malpractice claim medical research Deer Park motorcycle accident lawyer texting and driving Rolling Meadows corporate lawyer child safety underage DUI deadly crashes no contest clauses bad faith insurance claims Barrington life insurance lawyer Illinois personal injury lawyer Crystal lake insurance dispute attorney Deer Park accident attorney Legal Info Illinois employment law firm Barrington estate planning attorney spinal cord injuries Schaumburg medical marijuana Chicago life insurance attorney Rolling Meadows medical malpractice lawyers Des Plaines collections attorney fiduciary rule involuntary manslaughter swimming pools criminal defense Buffalo Grove corporate attorney Palatine employment attorney car crashes wrongful termination, employment law, whistleblower protections, Illinois employment laws, discrimination in the workplace life insurance claims Arlington Heights Traffic Lawyer insurance claim forming a corporation in Illinois Illinois workers compensation attorney gift tax exemption, estate planning, estate planning strategies, Illinois estate planning, South Barrington estate planning attorneys DMV DNR pet law license Rolling Meadows litigation lawyer Crystal Lake pedestrian accident lawyer Inverness injury lawyer employee misclassification spinal cord injury Schaumburg injury lawyer insurance dispute Rolling Meadows traffic law firm Crystal Lake traffic attorney personal injury Barrington medical malpractice lawyers meal breaks top life insurance claim denials IRELA Arlington Heights wills and trusts attorneys rollover accidents Chicago insurance claim attorneys Illinois corporate lawyer Des Plaines real estate attorney federal regulations for LLCs distracted driving accident victims Rolling Meadows employment attorney Schaumburg corporate attorney real estate contract IRA trust transfer preventable medical errors Schaumburg traffic lawyer Illinois estate planning nursing home negligence boating DUI Barrington employment law attorney Illinois medical malpractice lawyers Illinois personal injury Rolling Meadows insurance lawyer Inverness real estate attorney Barrington Traffic Lawyer insurance dispute, insurance dispute lawyers, insurance claim denial, insurance claim delays, Rolling Meadows insurance dispute attorneys Schaumburg insurance lawyers estate attorney Inverness personal injury attorney Deer Park employment law attorney defective products Illinois real estate Rolling Meadows probate lawyer Illinois traffic ticket lawyer car crash insurance claims Illinois workers compensation lawyer digital assets, digital fiduciary, estate planning, digital content, Long Grove estate planning lawyers insurance agent negligence Deer Park criminal attorney clemency Illinois jet ski accident lawyer Illinois collections attorney Illinois employment attorneys Illinois traffic attorneys car collision changes to mortgage law Palatine elder law attorney living trust vs will eluding a police officer Palatine estate planning lawyer most common reasons for life insurance claim denials Arlington Heights pedestrian accidents Crystal Lake personal injury lawyer food poisoning appealing an insurance claim Illinois criminal defense attorney mass shooting surgical mistakes traffic crimes Buffalo Grove medical malpractice lawyers Illinois motorcycle accident lawyer Illinois lawyer probate lawyer life insurance policy comp time real estate lawyer personal injury attorney real estate leasing reckless homicide Crystal Lake business law attorneys Palatine traffic lawyer Rolling Meadows drug defense attorney suspended license manufacturing filing a medical malpractice claim Illinois attorney trusts Illinois DUI attorney Des Plaines personal injury lawyer sole proprietorship income distribution deducation Long Grove real estate lawyer Illinois rollover accident lawyers Illinois traffic accident lawyer Des Plaines drug crimes lawyer Illinois estate planning attorney Palatine real estate lawyer South Barrington real estate attorney Des Plaines motorcycle accident attorney boating accidents Illinois medical malpractice attorney back injuries Crystal Lake medical malpractice lawyer Schaumburg estate planning attorney Illinois wrongful termination lawyer Crystal Lake tax lawyer Rolling Meadows tax attorney Rolling Meadows personal injury lawyer medical malpractice claims Illinois employment law brain injury estate plan Long Grove estate planning attorneys Barrington personal injury attorney Des Plaines tax law firm Illinois boating accident lawyer healthcare claims pizza emoji civil litigation landlord tenant law Arlington Heights real estate lawyer liability claims Rolling Meadows employment law attorneys Long Grove real estate attorney job lawyers rest breaks Crystal Lake law firm Palatine civil attorney Illinois red light cameras employment law, meal breaks, rest breaks, hotel employees, Des Plaines employment law attorneys civil litigation attorney Illinois job attorney Illinois insurance attorney Illinois Probate Act of 1975 corporate law Illinois small business Federal Food Drug and Cosmetic Act personal injury lawyer estate tax Crystal Lake car accident attorney probate claims process employment law Crystal Lake insurance lawyer whistleblower protections insurance negligence living trust Inverness insurance attorney probate Rolling Meadows Traffic Lawyer Barrington injury attorney Schaumburg civil litigation attorney estate planning lawyer Rolling Meadows DUI lawyer Arlington Heights personal injury attorney Deer Park medical malpractice attorney Schaumburg construction accident lawyer employees employee rights Riverwoods estate planning lawyer Illinois living will Illinois medical malpractice case Barrington personal injury lawyer pedestrian accident fiduciary rule delay Arlington Heights estate planning attorney foreclosed rental property jet ski Schaumburg personal injury lawyers Schaumburg life insurance attorney Barrington business law firm Illinois driving without license PTSD license reinstatement investment property Buffalo Grove probate lawyer Illinois Smoke Detector Act Rolling Meadows insurance attorney Illinois Human Rights Act Des Plaines personal injury attorney Illinois law texting while driving first degree murder Crystal Lake will lawyer Rolling Meadows insurance dispute lawyers Arlington Heights medical malpractice lawyer Food and Drug Administration's Food Safety Modernization Act motorcycle accident lawyer BUI overtime violations Kenilworth estate planning attorney Barrington employment law firm Illinois employment laws construction contracts real estate attorneys Mount Prospect real estate lawyer South Barrington real estate lawyer Des Plaines personal injury lawyers medication errors trustee dealing with problem employees criminal record ken apicella holiday statistics taxes Illinois elder law attorney distracted driving accidents agent Buffalo Grove traffic attorney Chicago car accident lawyer internet premises liability Long Grove wills and trusts attorneys Inverness corporate attorney trench injuries BAC bike accident real estate zoning unauthorized overtime Illinois insurance dispute lawyers work unions Illinois probate lawyer Schaumburg drug defense lawyer Rolling Meadows car accident lawyers Kenilworth estate planning attorneys icy parking lots Illinois Workers’ Compensation Commission Long Grove estate planning attorney wrongful death consent to a search Des Plaines pet law attorney underinsured motorist trust payments construction accidents minimum wage drug crimes Crystal Lake personal injury attorney Arlington Heights TBI attorney denied insurance claim traffic accidents DUI Mount Prospect wills and trusts lawyers Illinois workplace lawyer Barrington attorney denied insurance claims Des Plaines Traffic Lawyer insurance attorney Buffalo Grove personal injury lawyer Illinois estate planning law firm natural gas social media after death contracts advance healthcare directive Crystal Lake criminal defense attorney Rolling Meadows accident lawyer Chicago attorney dynasty trusts